Mortgage Corner
Just like summer is the perfect season to explore your options, working with a mortgage broker gives you access to more choices. At Mainstream Funding, we work with multiple lending partners to help find financing solutions that fit your clients' needs Instead of being limited to one lender's programs, borrowers can benefit from a wider range of loan options and personalized guidance throughout the process.
Mortgage Hack
Mortgage Broker Lingo: Debt-to-Income Ratio (DTI)
Think of DTI like your beach cooler, there's only so much room inside. DTI measures how much of your monthly income is already committed to debt payments compared to your total income Lenders use this ratio when evaluating mortgage applications.
Avoid opening new credit cards for vacation expenses if you're planning to buy a home soon. New credit inquiries and increased balances can impact your mortgage qualification. Enjoy the sunshine today while keeping your homeownership goals on track for tomorrow
Talk About Your Career With WNY Metro Roberts
Publisher's notice: All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it
KATIE MEDINA OPERATIONS MANAGER MAINSTREAM FUNDING INC. (716) 225-5886
JOHN RUMMEL ASSISTANT MANAGER (NORTHTOWNS) john@metroroberts.com (716) 580-0293
MARY KOSMIDER
ADMINISTRATIVE ASSISTANT, WILLIAMSVILLE\LOCKPORT williamsville@metroroberts.com lockport@metroroberts.com
Williamsville (716) 559-9972
Lockport (716) 727-5680
MICHELLE GALLOWAY
ADMINISTRATIVE ASSISTANT, HAMBURG/DERBY hamburg@metroroberts.com derby@metroroberts.com
Hamburg (716) 646-6400 Derby (716) 947-5555
LINDSAY KASPRZAK ASSISTANT MANAGER (SOUTHTOWNS) lindsay@metroroberts.com (716) 602-3833
JEREMY WRIGHT
ADMINISTRATIVE ASSISTANT, SOUTH BUFFALO/ORCHARD PARK/WEST SENECA southbuffalo@metroroberts.com orchardpark@metroroberts.com westseneca@metroroberts.com
South Buffalo (716) 828-0005
Orchard Park (716) 662-0449 West Seneca (716) 891-1710
(716) 870-6300
JUSTIN WAHOWSKI CONTENT SPECIALIST
justin@metroroberts.com (716) 400-9991
MELISSA SLAGEL ADMINISTRATIVE ASSISTANT, TONAWANDA/ELMWOOD tonawanda@metroroberts.com, elmwood@metroroberts.com
Tonawanda (716) 875-2211 Elmwood (716) 692-9464
SYDNEY DOANE CONTENT SPECIALIST
Sydney@MetroRoberts.com 716-256-0396
MEGAN AICHINGER JUNIOR ACCOUNTANT megan@metroroberts.com
MAINSTREAM FUNDING NETWORK, INC. was founded in Williamsville, NY February of 1991 to provide an alternative to the often insensitive and bureaucratic institutional options that have characterized the mortgage lending industry for decades.
FROM THE OUTSET, WE HAVE PROVIDED a remarkably streamlined and personalized application-to-closing experience for thousands of clients. Over the years as we have grown in size, our veteran administrators and staff continue to function in concert with our original philosophy. Our commitment to making each client feel like our only client continues to earn us respect for our competence, praise for our attention to detail and repeated referrals from satisfied homeowners.
Marty Hackford Kevin Petronio Timothy Collins
Jim Roberts Katie Medina Candy Juzysta
Jeffrey Jess Anthony Rijos
Derek Greiner
Jason Jakubowski Jeremy Wright
Michael Kearns
Sleep in Heavenly Peace
Our Mission Sleep in Heavenly Peace is a volunteer-driven nonprofit that builds and delivers beds to children in need because no child should have to sleep on the floor. They provide fully furnished beds, including mattresses and bedding, to families who may not otherwise be able to afford them.
The Home Committee also spent numerous days handmaking blankets, helping ensure each child receives a bed that’s not only comfortable, but truly their own.
Together Achieving More
Western New York Roberts Realty Advantage.
We Handle Your Real Estate, Appraisal and Auction Needs.
We handle both online and in person auctions throughout the Western New York Region
We have the technology and marketing footprint to showcase your property in it’s best light.
NEVER MISS AN AUCTION
Stay up to date on our auction schedule and news, or bid from anywhere. Download our app to your smartphone today. Works for both Apple and Android.
FOR OVER 30 YEARS JAMES ROBERTS has been a fixture in the Western New York real estate market. Mr. Roberts bought his first house when he was 19 years old and never looked back. He owns and operates one of the top real estate companies in Western New York.
Mr. Roberts is a member of the National Auctioneers Association (NAA) along with being a NYS Certified Appraiser and NYS Real Estate Broker. Mr. Roberts has his CREA designation from Certified Real Estate Auction School. Mr. Roberts also holds many real estate certifications and a bachelor’s degree in education and business.
WNY Metro Roberts Realty and its affiliated companies have been in business for over 30 years. We are a full-service brokerage that places our clients’ needs before our own. We have over 360 real estate agents and 5 appraisers. Our group is also home to the largest property preservation company in the area. Our appraisal company has completed valuations for over 3 decades.
SOUTH BUFFALO OFFICE
861 Abbott Road Buffalo, NY 14220
716-828-0005
DERBY OFFICE
6853 Erie Road Derby, NY 14047
716-947-5555
HAMBURG OFFICE
302 Buffalo Street Hamburg, NY 14075
716-646-6400
LANCASTER OFFICE
4721 Transit Road, Suite 18 Depew, NY 14043
716-668-2500
ORCHARD PARK OFFICE
4124 North Buffalo Street Orchard Park, NY 14127 716-662-0449
TONAWANDA OFFICE 2211 Sheridan Drive Tonawanda, NY 14223
716-875-2211
WEST SENECA OFFICE 960 Center Road West Seneca, NY 14224
716-891-1710
WILLIAMSVILLE OFFICE 5687 Main Street Williamsville, NY 14
716-559-9972
WARSAW OFFICE
4694 Broadway Road Depew, NY 14043
585-968-4450
LOCKPORT OFFICE 21 Main Street Lockport, New York 14094
716-727-5680
ELMWOOD OFFICE 1020 Elmwood Ave Ste 101 Buffalo, NY 14222
716-692-9464
