Why use Mainstream Funding?
Spring is all about fresh starts and that includes your home financing. Whether you're buying, refinancing, or investing, our team helps you explore options that fit your goals with clarity and confidence Let’s plant the seeds for your next move
Mortgage Hack
Don’t overlook seller concessions this spring. Negotiating for the seller to cover part of your closing costs can reduce the cash you need at closing and help you keep more money in your pocket for moving or reserves. Keep in mind, limits may apply based on the loan program.
Mortgage Broker Lingo: Debt to Income (DTI)
DTI is the percentage of your gross monthly income that goes toward paying your monthly debts including your future mortgage payment
Lenders use DTI to measure your ability to manage monthly payments. A lower DTI can improve your chances of qualifying and may open the door to better loan options.
Example: If you earn $5,000/month and have $2,000 in monthly debt payments, your DTI is 40%
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Start Your Search Early
The best homes bloom quickly in spring, so don’t wait too long to jump in.
Boost Your Curb Appeal
Fresh flowers, green lawns, and a clean exterior make a powerful first impression.
Look Beyond the Flowers
A home may look beautiful in spring, but be sure to check long-term condition and upkeep.
Move Quickly, But Smartly
Competition heats up, so be prepared to act, don’t rush without guidance.
Let the Light In Open curtains and highlight natural sunlight to make your home feel bright and inviting.
Smart Showing Times
Take advantage of longer daylight hours to maximize visibility.
lancaster@metroroberts.com (716) 668-2500
MARY KOSMIDER ADMINISTRATIVE ASSISTANT, WILLIAMSVILLE\LOCKPORT williamsville@metroroberts.com lockport@metroroberts.com
Williamsville (716) 559-9972 Lockport (716) 727-5680
MAINSTREAM FUNDING NETWORK, INC. was founded in Williamsville, NY February of 1991 to provide an alternative to the often insensitive and bureaucratic institutional options that have characterized the mortgage lending industry for decades.
FROM THE OUTSET, WE HAVE PROVIDED a remarkably streamlined and personalized application-to-closing experience for thousands of clients. Over the years as we have grown in size, our veteran administrators and staff continue to function in concert with our original philosophy. Our commitment to making each client feel like our only client continues to earn us respect for our competence, praise for our attention to detail and repeated referrals from satisfied homeowners.
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t h e Q R C o d e
Together Achieving More
