Just like pumpkin spice makes everything better, Mainstream Funding makes your mortgage process smoother, guiding you through every step so you can enjoy the feast of homeownership stress-free
Leaf Through Your Options: Explore multiple lenders and loan programs comparing rates and terms may save you money, like finding the perfect pumpkin in the patch.
Amortization is the gradual process of paying off your mortgage through monthly payments split between principal and interest Think of it like roasting a Thanksgiving turkey: early on, most of your payment goes to interest, slowly warming things up; over time, more goes to principal, like the turkey browning to juicy perfection By the end, your mortgage is fully “cooked,” leaving you with complete homeownership
Leaves Aren’t the Only Thing Falling: Buffalo home prices have seen seasonal shifts; buyers may find opportunities before winter sets in.
As fall sets in, some Buffalo neighborhoods are seeing homes sell faster, while others slow down. Buyers should move quickly in highdemand areas to secure their dream home, while slower markets offer more negotiating power. Sellers can take advantage of motivated buyers in hot neighborhoods or use the quieter areas to carefully stage and market their homes before winter
Publisher's notice: All real estate advertised herein is subject to the Federal
Publisher's notice:
A gently lit lamp, a soft throw, or a warm-toned rug can make rooms feel welcoming without crossing into heavy staging. Buy Smart Spotlight
Consider Year-End Opportunities
Some sellers prefer to close before the New Year for personal or financial reasons. That can mean better timing or better pricing for buyers ready to move.
Get Prepped Before the Pie
Have your financial documents ready and know what price range you’re comfortable with. A clear budget helps you move confidently if the right home pops up.
Holiday décor can be distracting. Focus on the home’s layout, condition, and long-term potential— not the festive lights..
Create a Warm Welcome
Cold weather means buyers notice comfort fast. Keep the home at a pleasant temperature, use soft lighting, and add subtle seasonal scents like vanilla or cinnamon
Buyers often have limited availability near Thanksgiving. Try to be flexible with showings or consider offering virtual tours for those traveling or busy with family.
Buyers touring in late fall respond well to comfort.
erikafrench315@gmail.com (716) 870-6300
(716) 322 9944 JEREMY
Williamsville (716) 559-9972 Lockport
MAINSTREAM FUNDING NETWORK, INC. was founded in Williamsville, NY February of 1991 to provide an alternative to the often insensitive and bureaucratic institutional options that have characterized the mortgage lending industry for decades.
FROM THE OUTSET, WE HAVE PROVIDED a remarkably streamlined and personalized application-to-closing experience for thousands of clients. Over the years as we have grown in size, our veteran administrators and staff continue to function in concert with our original philosophy. Our commitment to making each client feel like our only client continues to earn us respect for our competence, praise for our attention to detail and repeated referrals from satisfied homeowners.
W h e a t f i e l d , N Y h a s q u i c k l y b e c o m e o n e o f W e s t e r n N e w
Y o r k ’ s m o s t s o u g h t - a f t e r t o w n s . F r o m i t s p e a c e f u l r u r a l
c h a r m t o t h e v i b r a n t e n e r g y o f N i a g a r a F a l l s B o u l e v a r d ,
y o u ’ l l l o v e c a l l i n g t h i s b e a u t i f u l t o w n h o m e . W h e a t f i e l d
p e r f e c t l y b l e n d s t h e n o s t a l g i c f e e l o f s m a l l - t o w n A m e r i c a
w i t h a m o d e r n f l a i r m a k i n g i t a n i d e a l d e s t i n a t i o n t o
s e t t l e d o w n a n d g r o w
W h e a t f i e l d C r o s s i n g b y F o r b e s C a p r e t t o H o m e s i s
c on v e n i e n t l y l o c a t e d b e t w e e n S h a w n e e R o a d a n d
T o w n l i n e R o a d , w i t h P h a s e O n e s i t u a t e d o n t h e S h a w n e e
R o a d s i d e . R i g h t a c r o s s t h e s t r e e t , y o u ’ l l d i s c o v e r l o c a l
f a v o r i t e s l i k e R u s t i c B u f f a l o – A r t i s a n M a r k e t a n d t h e
B i g R e d B a r n A n t i q u e S h o p . J u s t a s h o r t d r i v e a w a y , t h e
V i l l a g e o f S a n b o r n o f f e r s e v e n m o r e t o e x p l o r e , i n c l u d i n g
s h o p s , r e s t a u r a n t s , a n d m o r e . A n d f o r a l l t h e i c e c r
If you ’ ve been waiting to call Wheatf ield home and building a one-of-a-kind residence with a homebuilder you can trust, Wheatf ield Crossing by Forbes Capretto Homes is your answer. With a reputation built on amazing quality, high satisfaction, and incredible attention to detail, Forbes Capretto Homes delivers more than just houses - we build places you’ll be proud to call home.
We Handle Your Real Estate, Appraisal and Auction Needs.
We handle both online and in person auctions throughout the Western New York Region
We have the technology and marketing footprint to showcase your property in it’s best light.
Stay up to date on our auction schedule and news, or bid from anywhere. Download our app to your smartphone today. Works for both Apple and Android.
FOR OVER 30 YEARS JAMES ROBERTS has been a fixture in the Western New York real estate market. Mr. Roberts bought his first house when he was 19 years old and never looked back. He owns and operates one of the top real estate companies in Western New York.
Mr. Roberts is a member of the National Auctioneers Association (NAA) along with being a NYS Certified Appraiser and NYS Real Estate Broker. Mr. Roberts has his CREA designation from Certified Real Estate Auction School. Mr. Roberts also holds many real estate certifications and a bachelor’s degree in education and business.
WNY Metro Roberts Realty and its affiliated companies have been in business for over 30 years. We are a full-service brokerage that places our clients’ needs before our own. We have over 360 real estate agents and 5 appraisers. Our group is also home to the largest property preservation company in the area. Our appraisal company has completed valuations for over 3 decades.
SOUTH BUFFALO OFFICE
861 Abbott Road Buffalo, NY 14220
716-828-0005
DERBY OFFICE
6853 Erie Road Derby, NY 14047
716-947-5555
HAMBURG OFFICE
302 Buffalo Street Hamburg, NY 14075
716-646-6400
LANCASTER OFFICE
4721 Transit Road, Suite 18 Depew, NY 14043
716-668-2500
ORCHARD PARK OFFICE
4124 North Buffalo Street Orchard Park, NY 14127 716-662-0449
TONAWANDA OFFICE 2211 Sheridan Drive Tonawanda, NY 14223
716-875-2211
WEST SENECA OFFICE 960 Center Road West Seneca, NY 14224
716-891-1710
WILLIAMSVILLE OFFICE 5687 Main Street Williamsville, NY 14
716-559-9972
WARSAW OFFICE
4694 Broadway Road Depew, NY 14043
585-968-4450
LOCKPORT OFFICE 21 Main Street Lockport, New York 14094
716-727-5680
ELMWOOD OFFICE 1020 Elmwood Ave Ste 101 Buffalo, NY 14222
716-692-9464
P o l l T i m e !
In line at stores
Online shopping
Sleeping off the food
Avoiding it completely
Scan the QR code and answer our quick poll for a chance to win Metro Roberts or Mainstream
Funding apparel, 20% of WNYDS basic package, or a free set of business cards!
