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We’ve made it our mission to take care of our agents.
After
the



At Mainstream Funding Network, Inc , we make the mortgage process simple and stress-free By offering personalized service, clear communication, and access to a wide network of third-party lenders, our team ensures clients and realtors experience a smooth path to closing with confidence.
Just like gathering pumpkins from the patch, collecting your documents early sets you up for a smooth process Key items: paystubs, W‐2s, recent bank statements, signed disclosures, HOA contacts, and insurance info
Getting pre-approved means a lender has reviewed your credit, income, and finances, giving you a clear borrowing limit It shows sellers you’re serious and helps you avoid falling in love with a home outside your budget.
This October, Western New York home prices are holding steady Buyers have more choices, and sellers are adjusting asking prices where needed Watching local trends like home values and Loan-toValue (LTV) can help you navigate the market confidently.

Buffalo’s housing market is moving at a steady pace this October. More homes are hitting the market, giving buyers options, while sellers see continued interest in popular neighborhoods With stable home values and manageable mortgage considerations, now is a great time to stay informed and ready to act


















































































































































Publisher's notice:


























Avoid Scary Surprises
Inspect every corner of your potential home.
Enchant potential buyers
Subtle season decorations add charm without distraction.
Don’t let your financing haunt you: Know your mortgage options ahead of time.
Trick-free transactions
Partner with professionals who guide you every step of the way.
Illuminate your listing:
Use professional photos, videos, and virtual tours to enchant buyers
Stage for fright-free tours
Highlight your home’s best features and keep it clutter-free.


JIM
FOUNDER/BROKER/OWNER metrorobertsrealty@gmail.com (716) 480-3049







(716) 866-5436

DONNA ROBERTS ADMINISTRATIVE ASSISTANT, LANCASTER lancaster@metroroberts.com (716) 668-2500



ERIKA FRENCH CORPORATE TRAINER erikafrench315@gmail.com (716) 870-6300 MARY KOSMIDER ADMINISTRATIVE ASSISTANT, WILLIAMSVILLE\LOCKPORT williamsville@metroroberts.com lockport@metroroberts.com Williamsville (716) 559-9972 Lockport (716) 727-5680 MICHELLE
(716) 560-8758




Hamburg (716) 646-6400 Derby (716)
Members of t he Mainstream Funding Network , Inc . team joined Metro Rober ts Realty leadership and realtors at t he Women’s Council of Realtors Talent Show in suppor t of Hospice. T he evening was full of laughter, incredible per formances, and hear tfelt moments as our real estate community came toget her for a cause t hat truly matters. It was a wonder ful reminder of t he compassion and connect ion t hat make t his community so special .

Just a reminder to scan this QR code to share your involvement with our community!








MAINSTREAM FUNDING NETWORK, INC. was founded in Williamsville, NY February of 1991 to provide an alternative to the often insensitive and bureaucratic institutional options that have characterized the mortgage lending industry for decades.
FROM THE OUTSET, WE HAVE PROVIDED a remarkably streamlined and personalized application-to-closing experience for thousands of clients. Over the years as we have grown in size, our veteran administrators and staff continue to function in concert with our original philosophy. Our commitment to making each client feel like our only client continues to earn us respect for our competence, praise for our attention to detail and repeated referrals from satisfied homeowners.































W h e a t f i e l d , N Y h a s q u i c k l y b e c o m e o n e o f W e s t e r n N e w
Y o r k ’ s m o s t s o u g h t - a f t e r t o w n s . F r o m i t s p e a c e f u l r u r a l
c h a r m t o t h e v i b r a n t e n e r g y o f N i a g a r a F a l l s B o u l e v a r d ,
y o u ’ l l l o v e c a l l i n g t h i s b e a u t i f u l t o w n h o m e . W h e a t f i e l d
p e r f e c t l y b l e n d s t h e n o s t a l g i c f e e l o f s m a l l - t o w n A m e r i c a
w i t h a m o d e r n f l a i r m a k i n g i t a n i d e a l d e s t i n a t i o n t o
s e t t l e d o w n a n d g r o w
W h e a t f i e l d C r o s s i n g b y F o r b e s C a p r e t t o H o m e s i s
c on v e n i e n t l y l o c a t e d b e t w e e n S h a w n e e R o a d a n d
T o w n l i n e R o a d , w i t h P h a s e O n e s i t u a t e d o n t h e S h a w n e e
R o a d s i d e . R i g h t a c r o s s t h e s t r e e t , y o u ’ l l d i s c o v e r l o c a l
f a v o r i t e s l i k e R u s t i c B u f f a l o – A r t i s a n M a r k e t a n d t h e
B i g R e d B a r n A n t i q u e S h o p . J u s t a s h o r t d r i v e a w a y , t h e
V i l l a g e o f S a n b o r n o f f e r s e v e n m o r e t o e x p l o r e , i n c l u d i n g
s h o p s , r e s t a u r a n t s , a n d m o r e . A n d f o r a l l t h e i c e c r


If you ’ ve been waiting to call Wheatf ield home and building a one-of-a-kind residence with a homebuilder you can trust, Wheatf ield Crossing by Forbes Capretto Homes is your answer. With a reputation built on amazing quality, high satisfaction, and incredible attention to detail, Forbes Capretto Homes delivers more than just houses - we build places you’ll be proud to call home.















We Handle Your Real Estate, Appraisal and Auction Needs.

We handle both online and in person auctions throughout the Western New York Region
We have the technology and marketing footprint to showcase your property in it’s best light.
Stay up to date on our auction schedule and news, or bid from anywhere. Download our app to your smartphone today. Works for both Apple and Android.


FOR OVER 30 YEARS JAMES ROBERTS has been a fixture in the Western New York real estate market. Mr. Roberts bought his first house when he was 19 years old and never looked back. He owns and operates one of the top real estate companies in Western New York.
Mr. Roberts is a member of the National Auctioneers Association (NAA) along with being a NYS Certified Appraiser and NYS Real Estate Broker. Mr. Roberts has his CREA designation from Certified Real Estate Auction School. Mr. Roberts also holds many real estate certifications and a bachelor’s degree in education and business.
WNY Metro Roberts Realty and its affiliated companies have been in business for over 30 years. We are a full-service brokerage that places our clients’ needs before our own. We have over 360 real estate agents and 5 appraisers. Our group is also home to the largest property preservation company in the area. Our appraisal company has completed valuations for over 3 decades.


SOUTH BUFFALO OFFICE
861 Abbott Road Buffalo, NY 14220
716-828-0005
DERBY OFFICE
6853 Erie Road Derby, NY 14047
716-947-5555


HAMBURG OFFICE
302 Buffalo Street Hamburg, NY 14075
716-646-6400
LANCASTER OFFICE
4721 Transit Road, Suite 18 Depew, NY 14043
716-668-2500


ORCHARD PARK OFFICE
4124 North Buffalo Street Orchard Park, NY 14127 716-662-0449

TONAWANDA OFFICE 2211 Sheridan Drive Tonawanda, NY 14223
716-875-2211


WEST SENECA OFFICE 960 Center Road West Seneca, NY 14224
716-891-1710
WILLIAMSVILLE OFFICE 5687 Main Street Williamsville, NY 14
716-559-9972




WARSAW OFFICE
4694 Broadway Road Depew, NY 14043
585-968-4450
LOCKPORT OFFICE 21 Main Street Lockport, New York 14094
716-727-5680
ELMWOOD OFFICE 1020 Elmwood Ave Ste 101 Buffalo, NY 14222
716-692-9464












What’s your go-to What’s your go-to spooky season movie? spooky season movie? What’s your go-to spooky season movie?

Halloweentown
Halloween
Scan the QR code and answer our quick poll for a chance to win Metro Roberts or Mainstream
Funding apparel, 20% of WNYDS basic package, or a free set of business cards!
