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Business Connection Winter 2026

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BUSINESS CONNECTION WINTER 2026


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Address: Phone: 713 Central Ave. 515.573.2141 Fort Dodge, IA 50501 All rights reserved. Copyright 2026. Reproduction in part or in whole without the expressed, written permission of Fort Dodge BUSINESS CONNECTION is strictly prohibited. Unsolicited manuscripts must be accompanied by return postage. Fort Dodge BUSINESS CONNECTION is not responsible for unsolicited photographs, artwork or manuscripts. The opinions expressed in editorial material are not necessarily the opinions of Fort Dodge BUSINESS CONNECTION.

Go to www.fineartsassociation.com for a list of upcoming events and our members….. Over 60 events each month! To become a member or let us know about an event contact: Shelly Bottorff, Executive Director • fdfinearts@gmail.com Winter 2026 Business Connection • 3


UPCOMING GROWTH ALLIANCE EVENTS DECEMBER Our mission is to unify and coordinate accountable economic and community development to enhance the quality of life in Fort Dodge, Iowa, and the region.

3

JANUARY

LEADING LADIES 12:00 to 1:00 P.M. Laramar Ballroom

29 FEBRUARY

From Left: Lindsay Laufersweiler, Astra Ferris, and Iowa Secretary of State Paul Pate.

9

REGISTER TODAY

COFFEE & CONNECT Location and Time TBD REGISTER TODAY

LEADING LADIES 12:00 to 1:00 P.M. Location TBD

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GREATER FORT DODGE GROWTH ALLIANCE STAFF Astra Ferris - CEO astra@greaterfortdodge.com Lindsay Laufersweiler - Community Engagement Director lindsay@greaterfortdodge.com Katy Grobe - Marketing Specialist katy@greaterfortdodge.com Emily Mikos - Operations Coordinator emily@greaterfortdodge.com Kamisha Mosley - Administrative Assistant kamisha@greaterfortdodge.com 24 NORTH 9TH STREET, SUITE A, FORT DODGE, IA, 50501

4 • Winter 2026 Business Connection

MARCH

4

2027 ANNUAL AWARDS DINNER Doors Open at 5p.m. Cardiff Event Center

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Find more local events here


CONTENTS

WINTER 2026

NOTE FROM CEO: Prepared Communities Win -Page 6 New Member Features: Pages 7-9 Iowa’s Crossroads of Global Innovation Site Certified: Pages 10-11 STATISTICALLY SPEAKING: Page 12 BOARD MEMBER SPOTLIGHT: First State Bank: Pages 14-15 Woodruff Construction: Pages 16-17 Blue Ribbon Pelham Water: Pages 18-19 CITY CONNECTION: 2026 Strategic Plan - Pages 20-21 COLLEGE CONNECTION: A New Place At The Table - Pages 22-23 COUNTY CONNECTION: Q&A with Tyler Schmidt, HR Director - Pages 24-25 ARTISTS SPOTLIGHT:Anglea Ayala, David Reed, and Bill Sergeant - Page 26 SHINING STARS: Leif Hamilton, Teagan Barela, and Jaxton Jones - Page 27 FORT DODGE COMMUNITY FOUNDATION AND UNITED WAY: Page 28

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Winter 2026 Business Connection • 5


NOTE FROM THE CEO PREPARED COMMUNITIES WIN When we gathered with Iowa Economic Development Authority and Iowa Finance Authority Director Debi Durham and our partners to celebrate Iowa’s Crossroads of Global Innovation becoming an Iowa Certified Site, we celebrated more than 720 acres. We celebrated years of preparation, shared commitment, and a belief in what Greater Fort Dodge can become. This milestone reflects the work of our city, county, state, utilities, educational institutions, landowners, and economic development partners. Each brought something essential to the table. Together, they helped position our region to compete for new investment and opportunity. That matters because prepared communities win. Businesses making investment decisions need confidence in a community’s readiness and its ability to work together. This certification sends a clear message: Greater Fort Dodge has done the work and is ready for the next conversation. While the designation deserves recognition, I'm most excited about what comes next. Now, our responsibility is to turn that preparation into opportunity, putting this site in front of decision-makers, building relationships with prospective employers, and supporting the businesses already investing here. It also means continuing the work that makes growth possible: strengthening our workforce, expanding housing options, and creating a community where people want to build their lives. For our members and investors, this work connects directly to the future of your businesses. New investment can create opportunities for local suppliers, service providers, retailers, and entrepreneurs. The goal is growth that strengthens the broader community and enhances quality of life throughout our region. To every partner who helped bring this milestone to life: thank you. Your time, expertise, and commitment have given Greater Fort Dodge something meaningful to build upon. We have 720 acres of possibility and a community ready to move us forward. Let’s go find what’s next—together.

ASTRA FERRIS, IOM

Chief Executive Officer

6 • Winter 2026 Business Connection


WELCOME

TO OUR NEWEST MEMBERS

St. Croix Hospice supports patients, families and caregivers by providing compassionate care when it’s needed most. We deliver exceptional hospice services 24 hours a day, 365 days a year and wherever a patient calls home. Our expert care teams live in the communities they serve, with more than 90 locations in Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Nebraska, South Dakota and Wisconsin. St. Croix Hospice takes pride in round-theclock availability, prompt response times and same-day admissions — including during evenings, weekends and holidays. Contact St. Croix Hospice 24/7 at 855-278-2764.

Furever Friends Boarding & Grooming is a family-owned and operated facility offering dog boarding, doggie daycare, and grooming. When we started this journey, we kept coming back to one question: What experience would we want if we were leaving our own dogs somewhere? We wanted to create a place your dog genuinely loves coming to—but just as importantly, a place where you can walk out the door feeling confident that a member of your family is being loved and cared for.

515-466-0066 THINK LESS “KENNEL”… AND MORE SLEEPOVER AT THEIR FAVORITE FAMILY MEMBER’S HOUSE. Hello, I’m Danielle Lentsch, your local Farm Bureau Financial Services agent in Fort Dodge. My team and I are committed to helping you protect what matters most. From your family, vehicle, and home to your farm and business, we provide insurance tailored to you, along with retirement planning and other financial services solutions, all in one convenient location. As your needs change over time, we'll help ensure you have the right coverage, identify potential gaps and make the most of available discounts while providing personalized service every step of the way. Call or text our office at 515.955.1050 if you have questions or for more information.

Winter 2026 Business Connection • 7


NEW MEMBERS YOUR HEALTH IS PERSONAL. YOUR CARE SHOULD BE TOO. At Aquatrim Molecular Health, we believe that optimal health begins with personalized care. Our team takes the time to understand your unique needs, goals, and lifestyle so we can develop individualized solutions that support your overall well-being. We offer a comprehensive range of wellness and medical services designed to help you look, feel, and perform your best, including: Primary Care |Acute Care Services |IV Hydration Therapy| Vitamin and Nutrient Infusions | Vitamin B12 Injections | Peptide Therapy | NAD+ Therapy | Weight Management by Certified Weight Loss Provider | Medical-Grade Facial Peels And more services to come, including Aesthetics and Hormone Replacement Therapy.

Culligan Ultrapure specializes in high-quality water treatment solutions and convenient delivery services for homes and businesses across the Fort Dodge area. Located at 2920 N 15th St, we provide everything from advanced water softeners and reverse osmosis systems to water coolers, bottled water, and scheduled softener salt delivery.

The Detail Doctor is a locally owned small business. We offer Interior Detailing, Exterior Detailing, Ceramic Coating, Headlight Restoration, Plastic Trim Restoration, Minor Paint Correction, and Engine Bay Cleaning. We have been serving the Fort Dodge area for the past year. Prior to making Fort Dodge our home, we were based out of the Pittsburgh, PA area. Follow us on Facebook and call to schedule your detailing today!

712-635-6568

8 • Winter 2026 Business Connection


WELCOME

TO OUR NEWEST MEMBERS

We provide delicious, freshly prepared food and exceptional catering services for every occasion. Whether you're planning a wedding, funeral, corporate event, or special celebration, we're dedicated to making your event memorable with great food, quality service, and a personal touch. Let us take care of the food so you can enjoy the moment!

Hy-Vee Health Exemplar Care in Fort Dodge provides primary care and urgent care through a membership model. Members receive easy scheduling with same-day or next-day availability, longer appointments focused on listening, and 24/7 access to a provider. Memberships include unlimited primary and urgent care visits, preventive physicals, chronic condition management, and more. Transparent monthly pricing makes care predictable, with referrals to specialists at negotiated cash rates when needed. Care is designed around access, time, and your long-term health.

Thrive Iowa is a community-led initiative built on the collective impact model to help families move from crisis to stability. Using resource navigation, strong partnerships, and a shared case management system, Thrive Iowa brings services together so families can access help through one coordinated system. Participants work with Thrive Navigators who connect them to existing community resources, speak up for their needs, and help coordinate services among providers.

Winter 2026 Business Connection • 9


BUSINESS CONNECTION - WINTER 2026

IOWA'S CROSSROADS OF GLOBAL INNOVATION EARNS IOWA CERTIFIED SITE STATUS Certified Ready, Built to Grow: Fort Dodge's 720acre industrial park is open for business On August 20, 2026, state and local leaders gathered beside Valero Renewable Fuels to cut the ribbon on a milestone years in the making. Iowa's Crossroads of Global Innovation, a 720acre industrial park in Webster County, is now an Iowa Certified Site, the second largest in the state's portfolio. Why It Matters When a company looks for a place to build, every unknown costs time and adds risk. Is the soil right? Can the utilities handle the load? Who holds the title? Sites without answers often fall off the list. Certification answers those questions up front. Quest Site Solutions, the independent firm that runs the Iowa Economic Development Authority's (IEDA) Certified Site Program, reviewed the park against more than a dozen standards, from environmental conditions and flood risk to road access and utility capacity. The payoff is real. Iowa has attracted more than $2.3 billion in capital investment to certified sites since the program began. Now, when a manufacturer asks whether Fort Dodge has a site ready to go, we can say yes and hand them the proof. Our job is to mitigate risk and to unify and coordinate accountable economic and community development to enhance the quality of life in Fort Dodge, Iowa, and the region.

10 • Winter 2026 Business Connection

"Certification says something very simple. It says we are ready for growth." — Debi Durham, Director, Iowa Economic Development Authority and Iowa Finance Authority

Built on a Strong Foundation The park sits in an established industrial corridor alongside CJ Bio, Valero, and Cargill, companies that keep investing here. Cargill added a $100 million glucose corn syrup facility in 2024. Two Class I railroads, Canadian National and Union Pacific, run next to the property. MidAmerican Energy supplies electricity and natural gas, and the City of Fort Dodge provides water and wastewater. More than 61,000 workers live within an hour's drive, and Iowa Central Community College trains the next generation of our regional workforce.

Iowa’s Crossroads of Global Innovation

720

ACRES


BUSINESS CONNECTION - WINTER 2026 What's Next The ribbon is cut, and the real work has started. Our next job is to put the park in front of the people who choose where companies build. We are listing it in state, utility, and national site databases and sharing it with site selectors and commercial real estate brokers across the country.

"We are not waiting for an opportunity to come to us. We are preparing for it." — David Flattery, Mayor, City of Fort Dodge

We are also telling the park's story wherever business leaders look, from new aerial photos and a promotional video to trade press and social media. And as leads come in, our team works each one, connecting companies with the partners, data, and incentives they need to say yes to Fort Dodge.

The partners behind it Certification takes a team. The Greater Fort Dodge Growth Alliance led the effort with IEDA, the Webster County Board of Supervisors, the City of Fort Dodge, MidAmerican Energy, Iowa Central Community College, and the landowners who partnered with the county. Snyder & Associates, McClure Engineering, Allender Butzke Engineers, and Grovers & Chizek Law Office completed the studies and title work behind the application. From Left: Astra Ferris,Julie Vande Hoef, Sydney Pokorny, and Andrew Ohmes

Fort Dodge is also one of the first communities in Iowa's Rural Certified Sites Initiative, launched in 2024 to help rural Iowa get ahead of the next opportunity.

"Not only do we have land ready to go, but we have a workforce ready to go as well." — Austin Hayek, Chair, Webster County Board of Supervisors

"When I talk about models around the state where the city and county come together for growth, you have something very, very unique here." — Debi Durham, Director, Iowa Economic Development Authority and Iowa Finance Authority

How you can help Every business leader in Webster County is an ambassador for this site. If you know a supplier, customer, or industry contact looking to expand, connect them with us at 515-955-5500 or Astra@greaterfortdodge.com. Iowa's Crossroads of Global Innovation is certified ready, built to grow, and open for business.

Winter 2026 Business Connection • 11


STATISTICALLY SPEAKING WHY CHOOSE IOWA’S CROSSROADS OF GLOBAL INNOVATION CERTIFIED SITE

LOWEST HOUSING COSTS IN THE U.S. (WalletHub, 2023)

IOWA RANKS #2 IN THE U.S. FOR OPPORTUNITY BASED ON AFFORDABILITY, ECONOMIC OPPORTUNITY, AND EQUALITY (U.S. BUREAU OF LABOR STATISTICS, 2024)

IOWA HAS THE MOST MILLENNIAL HOME OWNERS IN THE U.S.

#1 FOR VACCINE & IMMUNOTHERAPY MANUFACTURING JOBS

(U.S. Census Bureau,2023)

(U.S. BUREAU OF LABOR STATISTICS, 2024)

MEDIAN HOUSE COST IN WEBSTER COUNTY, IOWA IS $153,800

#1 U.S. PRODUCER OF ETHANOL AND BIODIESEL (EIA, 2024)

(U.S. Census Bureau,2026)

180,086

TOP 5 FOR MANUFACTURING'S SHARE OF GDP (U.S. BUREAU OF ECONOMIC ANALYSIS, 2025)

MID-IOWA LABORSHED AREA TOTAL ESTIMATED LABOR FORCE AGES 18-64

+10% BIOSCIENCE R&D SPENDING PER CAPITA VS. NATIONAL AVERAGE

(Data compiled and analyzed by: Iowa Workforce Development, 2025)

(BIOTECHNOLOGY INNOVATION ORGANIZATION, 2024)

TOP 10 NATIONALLY FOR LABOR FORCE PARTICIPATION (BLS)

WEBSTER COUNTY RANKED #3 FOR CORN PRODUCTION IN IOWA (NASS.USDA.GOV, 2024)

98% FINISHED HIGH SCHOOL & 81% WENT FURTHER (BLS)

IOWA IS RANKED #1 FOR LOWEST COST OF LIVING (CNBC, 2023)

POWERED FOR WHAT’S NEXT 13,696 MW INSTALLED CLEAN ENERGY CAPACITY MAKING IOWA 3RD AMONG ALL 50 STATES (AMERICAN CLEAN POWER, 2025)

16% BELOW THE U.S. AVERAGE INDUSTRIAL ELECTRICITY COST PER KWH (EIA, 2024) IN 2025

DELIVERED

95.9% CARBON-FREE ENERGY TO ITS CUSTOMERS 44% LOWER RATES THAN THE NATIONAL AVERAGE 12 • Winter 2026 Business Connection


& PLACES

WINTER 2026

FACES

Winter 2026 Business Connection • 13


BOARD MEMBER SPOTLIGHT Blue Ribbon Pelham Waters

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son

For the past 77 years, Pelham’s has served Fort Dodge and surrounding communities with water, salt, and softener/filter service. We offer four different brands of bottled water: Pelham’s, Crystal Clear, Mountain Valley, and Chippewa. We believe water is a beverage of choice; leaving the decision to our customers means everyone leaves with a product they can enjoy. Water is a valuable resource, and everyone deserves great water. Great water for washing and great water for drinking require different treatment methods; we pride ourselves on knowing the difference and meeting customers’ needs.

n B ri a

P

We believe in Family, Service, Quality. Treat everyone like family; serve not just the equipment or customer, but the community; and focus on quality in our products and our interactions.

14 • Winter 2026 Business Connection

“We believe in Family, Service, Quality. Treat everyone like family; serve not just the equipment or customer, but the community; and focus on quality in our products and our interactions.”

Pelham’s Water Conditioning was established in May of 1949. In August 2005, Fort Dodge Bottling began, offering customers a privatelabel option from 20oz. bottles to 5-gallon jugs. In May of 2010, Steve Pederson, owner of BlueRibbon Waters, purchased Pelham’s and Fort Dodge Bottling. Creating Blue Ribbon Pelham Waters. In January of 2018, Brian Pederson officially purchased the company from his father. Our employees are our greatest asset. Sheri Mcluckie is here to greet every customer with a smile and is here to help you with any account or billing questions. Rick Andrews is our highly knowledgeable service technician, ready to help answer your water treatment questions. CJ Aldrich, Jesse Garret, and Colten Anderson have delivered to our customers for at least the last 5 years. We are devoted to consistently improving the great customer service our customers have come to expect.


BOARD MEMBER SPOTLIGHT Water is a hot topic right now, and lots of people have questions. It doesn’t matter if you live in town or on a farm; we are all concerned with what’s in our water. Or, more importantly, how can I have the best water for my family? For those of us in town, we just want the water to be soft and maybe to remove the chlorine from our city water. We are fortunate in our area and get our water from deep wells, which makes it unpleasantly hard but helps keep many other potentially harmful things, like pharmaceuticals and other chemicals, out.

Many farms and acreages across Iowa have what we call problem water effects. These problems can range from real health concerns like E. coli, Nitrates, and Arsenic to aesthetic issues like poor clarity or even a bad smell. Identifying the cause is always the best place to start. Have your water tested by the county or state at least once per year, these tests are generally free at the county extension office and will ensure that you have water free from E. coli or coliform bacteria. Several off-the-shelf test kits are available to test for other possible health contaminants, such as nitrates. These kits will also usually include tests for other nonharmful things frequently found in water, such as hardness, iron, pH, and total dissolved solids. These tests will help you identify possible problems with your water. The other thing to look at is the color, smell, and taste of the water. Does it pour out of the faucet clear or dirty?

Does it leave red or gray stains on surfaces? Do you notice any hint of rotten-egg odor? Does it taste metallic or sour? These are all questions a water treatment professional should ask if you're shopping around for equipment to treat your water. Different water requires different equipment; there is no onesize-fits-all when it comes to water treatment. Different filters remove different things; a softener will remove hardness, manganese, and a little iron, but will do nothing to kill bacteria. Iron frequently has to be oxidized before it can be filtered out; other things like tannins can make the iron sticky and more difficult to filter out. The amount of water you need, and the application you need it for, will also determine the type and size of equipment you might want; do you want pristine water for the house, or just iron-free water for the livestock barns?

You don’t always have to try and do it yourself; in most cases, you want an expert. It’s not any different than having your soil tested to know what nutrients the soil needs to deliver the best Yield. Having your water tested to know what it needs to be the best water for you and your application. If your water smells or tastes bad, stains your fixtures, or you just don’t like it, we have ways to fix it. Regardless of how you like your water, we have solutions, purified in a bottle or cleaned up from your tap. We are your complete water store.

Winter 2026 Business Connection • 15


BOARD MEMBER SPOTLIGHT WOODRUFF CONSTRUCTION: 70 YEARS OF BUILDING IOWA’S COMMUNITIES THROUGH EMPLOYEE OWNERSHIP For 70 years, Woodruff Construction has helped build the places where Iowans live, work, learn, and gather while providing their clients an exceptional & enjoyable experience along the way. What began as a local general contracting business in Fort Dodge has grown into a state-wide construction company with five regional offices and a commitment to strengthening the communities it serves. A LEGACY BUILT ON RELATIONSHIPS Founded in 1956 by Leonard Woodruff and Jack Evans, Woodruff-Evans Construction began by serving Fort Dodge and the surrounding communities. The company’s early success was built on hard work, dependable service, and strong relationships with clients and trade partners. Those same principles continue to guide the company today. In 1990, Leonard’s sons, Don and Bill Woodruff, took over leadership of the business, continuing the family legacy while expanding its reach and capabilities. Over the decades, Woodruff grew to serve clients across Iowa, establishing additional offices in Ames, Tiffin, Waterloo, and Spencer.

Today, Woodruff Construction provides general contracting, construction management, designbuild, and preconstruction services for a wide variety of commercial, industrial, healthcare, educational, and municipal projects. From community facilities and healthcare expansions to water and wastewater infrastructure, the company’s work helps meet essential needs and supports the long-term growth of Iowa communities.

FORT DODGE REVERSE OSMOSIS PLANT

PUTTING OWNERSHIP IN THE HANDS OF EMPLOYEES One of the most significant milestones in Woodruff Construction’s history came on January 1, 2020, when the company transitioned to 100% employee ownership through an Employee Stock Ownership Plan (ESOP). Rather than selling the company to an outside entity, Woodruff chose a path that would preserve its family legacy, protect its culture, and give employees a direct stake in the company’s future. The transition reflected a belief that the people who contribute to the company’s success should also share in the rewards. Employee ownership is more than a retirement benefit at Woodruff. It influences how employees approach their work, build client relationships, support their teammates,

16 • Winter 2026 Business Connection

CHAD LENNON WEST REGION PRESIDENT


ALBERT HABHAB VETERAN’S MEMORIAL BRIDGE and look for ways to improve the business. When employees have a personal investment in the company’s success, quality, accountability, and collaboration take on greater meaning. As employee-owners, team members share responsibility for upholding the company’s standards and creating an exceptional experience for clients. Their collective efforts help ensure that Woodruff’s success is built on more than completed projects; it is built on the relationships and trust that make future opportunities possible.

Woodruff also recognizes that investing in people means creating opportunities for professional growth. Through handson experience, training, education, and individualized career pathways, employees are encouraged to develop their skills and pursue new responsibilities. Whether someone begins in the field or in an office, the company strives to provide opportunities to build a meaningful, long-term career. This commitment to employees and their families reinforces the belief that a strong company begins with a strong team.

A PEOPLE-FIRST APPROACH TO CONSTRUCTION At the heart of Woodruff Construction is its mission: Building the future of our families, clients and communities. That mission is reflected in the company’s five core values: Family Comes First, Service to Others, Purpose in Everything We Do, Dependability to Do What’s Right, and Enjoyment of Our Work. These values help shape decisions, guide relationships, and establish expectations for employees at every level of the organization. Woodruff takes pride in their award-winning safety culture, which has been created through continuing education, training, and their Think 12 safety program. It has positioned Woodruff as a leader within the industry. The safety slogan, “Safety - It’s a matter of life” was created by Woodruff’s President, Don Woodruff, and later adopted by the Associated General Contractors of America. Woodruff Construction developed the Think 12 Safety Program which empowers all employees to watch out for their peers, increase safety awareness, and to make changes to progress their safety culture. Each employee and subcontractor is encouraged to “Think 12” and watch out for anyone working within a 12-foot radius of them. The goal extends beyond delivering successful projects; it includes ensuring employees return home safely to their families every night.

STRENGTHENING THE COMMUNITIES IT SERVES As a company rooted in Iowa, Woodruff Construction understands the importance of contributing to the communities where its employees and clients live. Its projects help municipalities improve essential infrastructure, healthcare organizations expand their services, businesses grow, and community organizations better serve the people who depend on them. The company’s core value of Service to Others extends beyond construction. Through community partnerships, charitable giving, volunteer efforts, and local involvement, Woodruff encourages its employee-owners to make a positive difference beyond the jobsite. By maintaining regional teams and strong local relationships, Woodruff combines the resources and expertise of a growing construction company with the personal attention and community connection of a local partner.

FORT DODGE PUBLIC LIBRARY

LOOKING AHEAD TO THE NEXT 70 YEARS In 2026, Woodruff Construction celebrated its 70th anniversary, marking seven decades of building, growing, and serving Iowa communities. The milestone provides an opportunity to recognize the founders, leaders, employees, clients, trade partners, and community members who have helped shape the company’s story. While the construction industry continues to evolve, Woodruff remains focused on the principles that have guided it since 1956: dependable service, quality craftsmanship, safe work practices, strong relationships, and investment in people. With 100% employee ownership, Woodruff Construction is positioned to continue building on its history while empowering the next generation of employee-owners to shape its future. Every project represents an opportunity to strengthen a community, develop a team member, and uphold a legacy built over seven decades. For Woodruff Construction, the future is not simply about what gets built. It is about who builds it, who it serves, and the lasting impact it leaves behind.

Winter 2026 Business Connection • 17


BOARD MEMBER SPOTLIGHT FIRST STATE BANK

Member FDIC

FIRST STATE BANK: ROOTED IN COMMUNITY, GROWING FOR THE FUTURE At First State Bank, banking has always been about more than dollars and cents. It's about building relationships, supporting local businesses, investing in our communities, and helping our neighbors achieve their financial goals. Since opening our doors in 1935, we've remained committed to one simple philosophy: putting our customers first. It's more than just our slogan, "First for You!" — it's the foundation of everything we do. A Tradition of Community Banking Headquartered in Webster City, Iowa, First State Bank is a locally owned, independent community bank with more than 90 years of experience serving individuals, families, farmers, and businesses throughout Iowa. What began as a single community bank has grown into a regional financial institution with locations across Central and Northern Iowa. Despite our growth, we've never lost sight of the importance of hometown banking, personal relationships, and local decision-making. Our Fort Dodge roots date back to May 2007, when First State Bank first established a presence in the community. In August 2009, we opened our current full-service facility at 3031 5th Avenue South, alongside Town & Country Insurance. Today, our Fort Dodge team continues to build lasting relationships with customers while helping strengthen the local economy.

18 • Winter 2026 Business Connection

More Than Just a Bank First State Bank offers a comprehensive range of financial products and services designed to meet the needs of customers at every stage of life. From personal checking and savings accounts to home mortgages, agricultural financing, and commercial lending, our experienced team works closely with customers to provide solutions tailored to their unique needs. For local businesses, we offer commercial loans, business banking solutions, treasury management services, and convenient digital tools that help business owners manage their finances efficiently. Our agricultural lenders understand the challenges and opportunities facing Iowa's farming community and take pride in supporting the families and operations that are essential to our region's economy. We also recognize that convenience matters. Our online and mobile banking services provide customers with modern technology and flexible access to their finances, while maintaining the personal service they've come to expect. Through our relationship with Town & Country Insurance, customers also have access to a wide range of insurance solutions, making it even easier to find trusted financial and insurance professionals close to home.


Member FDIC

Our People Make the Difference Behind every great community bank is a dedicated team of people who genuinely care about the customers and communities they serve. First State Bank has grown to a team of more than 120 employees across our organization, bringing together experienced lenders, personal bankers, customer service professionals, and support staff who share a passion for helping others. Our employees are more than bankers. They're neighbors, volunteers, coaches, community leaders, and familiar faces at local events. They understand the importance of supporting the places where they live, work, and raise their families. That local connection is one of our greatest strengths. Customers aren't just account numbers; they're individuals and businesses with goals, challenges, and dreams. We take pride in getting to know them and celebrating their successes along the way. Exciting Growth and New Opportunities One of the most exciting new developments took place on September 21, 2026, when NorthStar Bank officially became part of First State Bank.

Investing in the Communities We Call Home At First State Bank, community involvement isn't simply something we do — it's part of who we are. Our team proudly supports local schools, nonprofit organizations, youth activities, community celebrations, charitable initiatives, and economic development efforts throughout the communities we serve. We believe that when local businesses thrive, families prosper, and communities grow stronger, everyone benefits. Our involvement with the Greater Fort Dodge Growth Alliance reflects that commitment. Through the leadership and participation of Kraig Barber, a member of our Fort Dodge lending team and a Growth Alliance Board Member, First State Bank is proud to support the organization's mission of promoting economic development, business growth, and new opportunities throughout the Greater Fort Dodge region. We're especially proud to work alongside local entrepreneurs, business owners, and community leaders who are helping shape Fort Dodge's future.

This merger brought together two community-focused banking organizations with shared values and a strong commitment to personalized service. The expansion welcomed customers and employees in Estherville and Armstrong into the First State Bank family, further strengthening our presence across Iowa. NorthStar Insurance Agency also joined the Town & Country Insurance family as part of the transition. For our customers, this growth means expanded resources, additional banking locations, enhanced services, and greater convenience, all while maintaining the local relationships and personal attention that define community banking. As we continue to grow, we're excited about the opportunities to serve new communities, strengthen existing relationships, and invest in the future.

First State Bank. First for You!

KRAIG BARBER Market President

Looking Ahead While First State Bank has experienced significant growth over the years, our commitment to community banking remains unchanged. We're proud of our history, excited about our future, and grateful for the trust our customers have placed in us for generations. Whether you're opening your first checking account, purchasing a home, expanding a business, or planning for the future, our team is here to help you every step of the way. Learn more at www.fsbwc.com or visit our Fort Dodge location at 3031 5th Avenue South.

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CITY CONNECTION CITY OF FORT DODGE 2026 STRATEGIC PLAN PLANNING FOR FORT DODGE'S FUTURE The City of Fort Dodge's 2026 Strategic Plan outlines priorities for the coming years and helps guide City decisions, investments, and improvements throughout the community. Developed with input from the Mayor, City Council, and City staff, the plan focuses on building a vibrant community, strengthening downtown, providing resilient and top-ranked government services, and bringing the community together to share Fort Dodge's story. Initiatives within each priority are generally ranked by the number of votes received during the City Council's planning process, reflecting their relative importance. The Strategic Plan is a guide, not a list of approved or funded projects. Each initiative will be evaluated through the City's regular budgeting and planning processes, with implementation depending on available resources, partnerships, and future City Council decisions.

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The plan provides a roadmap for making thoughtful decisions and building a stronger Fort Dodge.

1 BUILDING A VIBRANT COMMUNITY 2 DOWNTOWN Strengthen Fort Dodge as a safe, attractive, and welcoming community by investing in neighborhoods, housing, public spaces, recreation, and economic growth.

Revitalize downtown Fort Dodge through investment, redevelopment, and improvements that support business, housing, entertainment, and community activity.

Building Demolition Strategy & Implementation

Law Enforcement Center Planning

The City plans to invest approximately $8 million through 2031 to demolish deteriorating buildings, improve neighborhoods, and support redevelopment.

Continue working with Webster County and the Public Safety Authority to plan a new Public Safety Center, evaluate potential sites, and prepare for a proposed November 2027 referendum.

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Housing Rehabilitation Program Development Explore a housing rehabilitation program without income restrictions to encourage home improvements, strengthen neighborhoods, and preserve existing housing.

Riverfront Improvement Plan Completion Identify remaining riverfront improvements and consider future phases through the City's Capital Improvement Plan.

Homelessness & Mental Health Initiatives

Building Revitalization Assess downtown buildings to identify opportunities for rehabilitation, redevelopment, or demolition and guide future investment.

Infrastructure & Streetscape Improvements Evaluate downtown infrastructure needs and coordinate future improvements with redevelopment projects, available funding, and the City's Capital Improvement Plan.

Continue working with community partners to address homelessness and mental health concerns through ongoing collaboration and better coordination of resources.

Partner with Main Street Fort Dodge and private developers to expand downtown housing and mixed-use redevelopment, including the Trolley Block project.

Public Safety Camera System Expansion

Making Downtown a Destination

Seek grants and outside funding to expand public safety cameras in priority areas while maintaining the existing system.

Work with local businesses and partners to create downtown destinations that bring together dining, shopping, entertainment, and community activities.

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Housing & Mixed-Use Development


The City of Fort Dodge’s 2026 Strategic Plan charts a path toward stronger neighborhoods, a revitalized downtown, responsible government, and a more connected community.

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Building Demolition Strategy

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Housing & Mixed Use Development Downtown

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Image for illustrative purposes only

Proposed conceptual rendering of former Trolley Center

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Sports Tourism Development & Funding

Development of Citizen Academy

Photo courtesy of Fort Dodge Watch; used with permission

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& TOP-RANKED 3 RESILIENT GOVERNMENT Provide reliable, efficient, and financially responsible City services while maintaining transparency, accountability, and strong community connections. Long-Term Financial Sustainability Evaluate franchise fees and other revenue options to address projected budget shortfalls, maintain essential City services, and support community priorities. Any changes will require further analysis, public discussion, and City Council approval.

Solar Energy Opportunities Evaluate solar energy options for City-owned properties, focusing on long-term cost savings and financial benefits.

Photo courtesy of Greater Fort Dodge Growth Alliance; used with permission

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COMMUNITY 4 UNITED (TELL OUR STORY) Build community pride and a stronger Fort Dodge identity by celebrating our successes, highlighting opportunities, and sharing our community's story. Community Branding & Marketing Partner with the Greater Fort Dodge Growth Alliance and community organizations to develop a unified community identity and coordinated marketing strategy that celebrates Fort Dodge's strengths, promotes opportunities, and builds community pride.

Citizens Academy Development Develop a Citizens Academy offering monthly sessions, facility tours, and opportunities to meet City staff, helping residents better understand local government and encouraging community involvement.

Sports Tourism Development & Funding Work with community partners to develop funding strategies and attract more sporting events that support local businesses and recreation facilities.

Winter 2026 Business Connection • 21


WA CENTRAL

OMMUNITY COLLEGE

ANEW PLACE AT THE TABLE Circle One Restaurant Brings Elevated 0ining to Iowa Central With a new campus location, a seasonal, modern American menu, and more than 25 wine selections, Circle One Restaurant invites Fort Dodge and Webster County diners to experience the culinary talent taking shape at

Iowa Central Community College.

Located on the campus of Iowa Central Community College, Circle One brings together an inviting dining

experience and hands-on education preparing students for careers in the culinary industry. Open in the fall of

2026, Circle One is the new name and home for Iowa Central Culinary Arts, which previously operated as Willow Ridge and located in the clubhouse at Willow Ridge Golf Course. The move to campus marks a new chapter for

the restaurant, bringing the dining experience directly into the

environment where Iowa Central culinary students learn and develop their skills.

For guests, that means another local option for dinner with friends, a

date night, or an evening spent trying something new. For students,

it means the opportunity to put their education into practice, moving

from the classroom to the kitchen and into the dining room to serve

the community.

Led by Chef Michael Hirst, Circle

One offers more than a meal. It

gives guests a chance to experience the work of Iowa Central's culinary

students while enjoying a restaurant designed to bring people together

around good food and hospitality.

A Menu That Gives Guests a Reason to Return One change at Circle One is the move from a rotating menu to a standard menu with enough variety to encourage

repeat visits throughout the semester. Featuring seasonal, modern American cuisine, the menu balances familiar

favorites with more adventurous options, from French onion soup and wedge salad to braised lamb shanks, filet

steak, pan seared salmon and seabass. Guests can round out their meal with desserts such as cinnamon creme

brulee, sticky toffee pudding or chocolate mousse.

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COUNTY CONNECTION

Q&A WITH TYLER SCHMIDT Human Resources Director For Webster County, IA

Tell us a little about yourself. How long have you been with Webster County, and what led you to a career in human resources? I’ve been with Webster County for about three months. I’ve always been interested in business, and I also really enjoy psychology. Human resources lets me combine both interests while helping keep the work environment as positive as possible. What does a typical day look like for you as Webster County’s HR director? Right now, I’m doing a lot of organizing. Each day, I work through stacks of paperwork and steadily address updates to the employee handbook. Most days, you’ll find me at my filing cabinets, getting things sorted out. Where did you grow up, and what brought you to Webster County? I grew up in Davenport, about three and a half hours from Fort Dodge. I came to Iowa Central in 2014 to play sports and act in their plays. I enjoyed my time in Fort Dodge and made great friends here, and those relationships helped me decide to return to Webster County. Where did you go to school, and what did you study? I attended Iowa Central for four years and earned two associate degrees. After attending several other schools, I earned my bachelor’s degree in business administration with a concentration in human resources from Southern New Hampshire University.

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What was your first impression of Webster County, and has it changed since you started? When I first came here over a decade ago, I didn’t think there was much to do. The biggest thing I remember was Buffalo Wild Wings coming to town! When I returned, I was amazed by all the new restaurants and buildings. Webster County has come a long way, and it has a very exciting future. What do you like to do when you’re not at work? I enjoy relaxing at home with a good show or a great book. What’s your favorite spot in Fort Dodge or Webster County? I love working out, and my favorite gym of all time happens to be right here in Fort Dodge: Secor Strength.


Many people may not realize how many roles it takes to keep a county running. About how many people does Webster County employ, and what departments do they work in? Webster County currently employs right around 200 people. There are so many departments in the county! We have offices for the following departments: Assessor Attorney Auditor Conservation Emergency Management Emergency Medical Services Health Department Human Resources Planning and Zoning Recorder Secondary Roads Sheriff Treasurer Veterans Affairs What kinds of jobs are available that people might be surprised to learn about? Right now we are looking for a Registered Nurse! Before August, I never would have thought a County would need an RN.

What does the hiring process look like from application to first day? It depends on the position. Some candidates complete a phone screening first, while others come straight in for an interview. Once we find the right candidate, we complete any preemployment screenings the department requires. After those clear and the Board of Supervisors approves the hire, we get you onboarded. What advice would you give someone who is applying for a county position for the first time? Be confident. We’re all just people! Even if you don’t match every qualification, you still have a real chance. Don’t count yourself out before you try. What do you enjoy most about serving the people of Webster County? While I don’t work directly with the public very often, I play a part in choosing the people who serve Webster County. I enjoy making sure our employees are well-informed and supported, so they can focus their full attention on serving the community.

Which positions are hardest to fill right now? We’ve had trouble filling our dental hygienist positions. What are some of the benefits of working for the county that set it apart from other employers? The county offers wonderful benefits. A few that really stand out: You start earning PTO on day one and can use it as soon as you accrue it. Full-time employees receive short and long-term disability coverage at no cost. Employees on our medical plan receive a free employee-only accident and critical illness plan.

SCAN ME

Winter 2026 Business Connection • 25


Scan the to view QR Code lete the comp article

artistspotlight

Bill Sergeant

Name: William MacNicoll Sergeant, a/k/a Bill (Scotch and English) Age: 86 Hometown: I was born in 1940 and lived in Sioux City up to third grade. We all moved to Fort Dodge in October 1949. Instrument: I play a violin that was made in 1783 by Johann Christian Hammig in Markneukirchen, Germany. 1. How did you first become interested in making music? When I was in fourth grade at Duncombe School, the opportunity was offered to all students to learn to play one of the instruments that were displayed in the auditorium. I and several of my friends chose the violin. 2. Did you grow up in a musical household? If so, in what ways. When I was very young in Sioux City, and when mom was doing housework, she listened to music played on WNAX – the Yankton SD radio station. Mom sang to me every night at bedtime. We attended musical First Presbyterian Churches in both Sioux City and Fort Dodge. Mom (Virginia) and Dad (Arthur) were both in high School and college Choirs...

Anglea Ayala Hometown: Otho, Iowa Art Educator/Assistant Director: Blanden Art Museum Did you grow up in an artistic household? I wouldn’t necessarily say I grew up in an artistic household, but my brother, Daniel, and I were always interested in art and music. Music was always playing in our house, and my brother was intensely interested in classical music and band growing up. I think that creative energy naturally found its way into my life as well. I started creating art as early as I can remember. My grandfather, John Ayala, immigrated from Mexico during the Mexican Revolution, and when I was very young, he taught me how to make papel picado. That is one of my earliest memories of creating something with my hands and connecting art to my family and culture. I was always sitting at the kitchen table drawing landscapes, making little books, creating birthday cards, and really just making almost anything I could imagine. I don’t think I ever made a conscious decision to become an artist. It was simply something I was always doing.

Eden Prairie, MN David Reed Hometown: Vocal Music Teacher at Fort Dodge Middle School

What role did music and the arts play in your childhood growing up? Music was an integral part of my childhood, starting at a very young age when I insisted on pretending to play the drums during my preschool music concerts. I originally started my musical journey as a percussionist in 5th grade band, and I joined choir in 7th grade, since I have always loved to sing. I continued with both of those commitments until high school, when I switched from band to orchestra and took up the violin. My freshman year of high school was sadly choir-less, but starting in sophomore year, I fell in love with choir and have been enamored by it ever since. Outside of school, I helped lead children’s choirs at my local church, and served on the music team for VBS for a few years. By the end of high school, I knew I wanted to bring the joy of music to others, and I chose to go to college to become a teacher. 26 • Winter 2026 Business Connection

What is your earliest memory of music? My earliest childhood memories of music are from “Music Together” classes that my parents took me to throughout my first few years of life. These were community classes focused on giving families a chance to engage in music. I remember going ham on the egg shakers (hence my elementary career as a percussionist) and loving every minute of it. At what point did you decide that you wanted to pursue a career educating students in music? My first teaching experience was when I got my first job as a downhill ski instructor at 14. After just a couple days on the job, I realized that teaching is one of the most fulfilling things I can do, and I never really stopped after that. As I became more involved in choir and musical leadership later in high school, the convergence of music and teaching just felt right.


Scan the to view QR Code lete the comp article

shiningstar

Jaxton Jones

Age: 18 Freshman at Iowa Central Community College Hometown: Fort Dodge 1. Tell us about some of the cultural experiences you had growing up. (Dance, Singing, Drums, Theatre etc.) When I was young I didn’t really care for music too much. I had to be choir in elementary school but other than that it wasn’t super impactful in my life. I’d say it was around late middle school to early high school that I cared more about music. I performed in my first musical as a dwarf in Snow White, and I’ve at least tried out every year since then. I only started playing drums in high school because my friends played percussion in a band and then eventually they needed somebody to play drums with them, so I learned on the fly. 2. Do you come from an “artys” family? No, not at all. My mom did some music in school but other than that no, my dad has never done any of the arts, but is a huge music lover and goes to many concerts. 3. What is your earliest memory performing? My earliest memory of performing is probably in elementary school when we got all of the recorders and we played them for a song. I didn’t care for it back then but looking back on it and seeing my little siblings doing

Leif Hamilton

Age: 18 Hometown: Fort Dodge, IA Grade: Freshman at the University of Iowa

Tell us about some of the cultural experiences you had growing up. (Speech, Singing, Theatre, Band etc.) I’ve been an artsy person for as long as I can remember, and growing up in Fort Dodge has given me great opportunities to pursue that. I remember taking art classes at the Blanden Art Museum when I was in elementary school. Then, in middle school, I joined band, and in 8th grade, I joined choir. But high school was the peak of these experiences; I continued band and choir and added speech as an extracurricular activity. I also performed in plays, musicals, and even started playing the organ. Finding an outlet to be creative or perform was never particularly hard growing up. Do you come from an “artys” family? Yes and no. Although I’m the only person in my family who sings or plays an instrument, it would be discrediting to say my family isn’t artsy. Actually, my Dad originally wanted to be an artist. I reminisce about how inspired I felt when he showed me his high school art folder. He also won a photography competition in Ankeny and got his photo displayed in a local museum. And my sister, Anya, is a master at improv. Her senior year of high school, her improv group performed at the speech all-state festival. So, despite the fact my family may not fit some traditional definitions of “artsy,” I believe we are artsy in our own way.

Astoria, OR Teagan Barela Hometown: Sophomore at Iowa Central Community College

Tell us about some of the cultural experiences you had growing up. (Dance, Singing, Theatre etc.) As a kid I was very into singing, I just remember using my old ipod to blast Disney villain songs and reenact them in my room. I would also have my siblings dress up and reenact scenes and songs from Andrew Lloyd Webber’s “The Phantom of the Opera”. I have been involved in performing theatre since I was 10 with my first production being in the local high school’s production of “Chitty Chitty Bang Bang”. I continued performing in shows at the high school and also involving myself in the local community theatres in Astoria.

Continue reading at fdfineartsassociation.org

Do you come from an “artsy” family? I’d say so! My mom was in theatre and choir growing up and actively encouraged my siblings and I to try new things. Four of my siblings participated in theater in high school, as well as concert band, jazz band and marching band. I was surrounded by musicians and performers my whole life.

Winter 2026 Business Connection • 27


Fort Dodge Community Foundation and UNITED WAY

LET’S BE CHAMPIONS FOR CHILDREN “The small spark of hope and happiness within the spirit of a child can make all the difference in the world.”‘ It’s heart-breaking to think there are children growing up in our community with little or no hope for a bright future. One of the worst things about childhood poverty is the belief that there is no way to break the hopelessness of being poor. Children and adolescents who live in poverty often experience social afflictions such as homelessness, hunger, depression, high rates of chronic and acute health problems, mental and physical abuse, and low self- esteem. These “toxic stressors” are very detrimental to children and teens and often lead to lasting impacts on their learning, positive social development and personal well-being. In Fort Dodge, 20% of our youth live in households that are at, below or close to the poverty level. One of United Way’s main goals is to support efforts to lift these children up and give them hope. United Way believes that a community of friends can make a difference by working together to support young lives and help them overcome the social ills of poverty. Children in poverty often have to go without stable housing, nutritious food, proper clothing, a warm bed, or proper hygiene products. United Way strives to help these youth, so no child is turned away and denied opportunity. We do this for impoverished children and their families in need by: * Preventing homelessness * Helping keep water on in their homes * Providing beds for kids that are sleeping on floors * Providing donated furniture to families in need * Providing transportation for medical services * Assisting with other basic living needs.

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RANDY KUHLMAN C.E.O FORT DODGE COMMUNITY FOUNDATION AND UNITED WAY

These are a few of the many ways that United Way is helping the less fortunate; giving them a hand up, not a handout. By investing in children in our community, we are also strengthening families and building a stronger community. This year our United Way campaign is raising critical funds to help us meet basic living needs for children and adolescents in Fort Dodge. When underprivileged children are offered a “helping hand,” it offers them a spark of hope within the spirit of a child that can make all the difference in the world. Every donation helps us touch the lives of children and for some, in life-changing ways. To make a donation to our United Way campaign, checks can be made payable to United Way of Greater Fort Dodge and mailed to United Way of Greater Fort Dodge, 24 North 9th Street, Suite B, Fort Dodge, Iowa 50501. Or you can donate online at www.unitedwayfd.org. Randy Kuhlman, C.E.O. United Way and Community Foundation of Greater Fort Dodge


Fort Dodge Community Foundation and United Way Investing in our community to enhance quality of life and to build stronger youth - stronger families – and a stronger community

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Winter 2026 Business Connection • 29


Edward Jones Financial Focus

3 ways to talk to your children about inheritance You’ve worked hard to build a nest egg to pass on to your children. But do they know that? And do they know what you hope they’ll do with it? If not, you’re not alone. Consider this: 40% of parents with at least $1 million in investable assets haven’t talked about their estate plans with their kids.* Conversations about inheritance and your legacy can be stressful and emotional. But they can also give you and your family a strong sense of confidence. Not sure how to approach your kids? Use these conversation starters to begin the discussion and help avoid family inheritance issues.

Open with an anecdote Have you recently read an article or talked to a friend about inheritance? You can use these real-life experiences to prompt a conversation. Breaking the ice casually can ease some of the tension that comes with talking about inheritance.

Explain what your estate plan means to you Help your kids work through the discomfort of the conversation by sharing why estate planning matters to you. You can also acknowledge that it’s awkward — but necessary — to discuss it:

Conversation starter No. 1: “I just [had a conversation/ read an article] about estate planning, which reminds me that I wanted to talk to you about our situation …”

Conversation starter No. 3: “I know this isn’t easy to talk about, but I want to go over the inheritance you’ll receive when I’m gone. It’s important to me that you’re prepared when the time comes.”

Lead with a question

*Source: “Talking to children about inheritance,” Central Trust Company, March 22, 2021.

Making a declarative statement could come off as indifferent to your children’s feelings, hopes and wishes, and shut down the discussion before it begins. Instead, be firm but polite, and lead with a question that shows you’re open to a two-way dialogue. If you have a plan for how they should spend their inheritance, consider gifting the money now and guiding them accordingly. Rather than, “I’m giving you this amount, and you’re going to do X with it,” try the following:

Stocks. Bonds. CDs. IRAs. Mutual funds. Ryan C Kent, CFP®, ChFC®, ABFP™ Financial Advisor 1411 First Avenue South Fort Dodge, IA 50501-4950 515-576-2771

Conversation starter No. 2: “I’ve set aside X amount for you when I’m gone. How would you feel about that?”

> edwardjones.com

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This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. 30 • Winter 2026 Business Connection


Winter 2026 Business Connection • 31


Membership Pays Did you know GreenState is ranked in the top 5% of all credit unions nationwide for returning profits through better rates and lower fees? That means one of the top credit unions in the country is right here in Fort Dodge.

Rewards Checking • CDs & IRAs Money Markets • Insurance Home / Auto Loans • Credit Cards Investments & Trust Services Business Loans Stop by to meet with our team of financial experts

1207 Central Avenue 515-955-0401

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