Delta Currents December 2011

Ralph Garrow, 2011 DAR President Your DAR Team December Tours Welcome New Members DAR Education DAR Calendar Cool Roof Shingles Mike Stewart, National Property Inspections DAR AE Notes, John Bedford Annual Installation Luncheon Holiday Open House REALTOR® and Affiliate of the Year REALTOR of the Year Nomination Form Affiliate of the Year Nomination Form

DELTA ASSO C I A T I O N O F R E A L T O R S ® DECEMBER 2 0 1 1 • w w w. d e l t a a o r . c o m

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Early in the year, the Annual Meeting was well attended by members who showed an active interest in the health and direction of the Association.

This town hall-style meeting featured DAR leadership volunteers reaching out to members with information and inviting their input and ideas for growing and improving the organization.

Volunteer training is a priority at Delta, and leadership events were held in February and November for Board, Committee, and Foundation Board members, facilitated by consultants from NAR. A meeting of Past Presidents was convened to gain the benefit of their experience with the Association. It was attended by 15 former Delta Presidents.

Governance of the Association by the Board of Directors and its committees kept a close watch on finances and completed a new strategic plan for the future. A new and more effective Delta website is being planned, and new Association Management software is being implemented to increase efficiency. Leadership visits to several local brokerage offices were made to solicit input and inform members of the Association’s activities on their behalf, as well as educating about member benefits and volunteer opportunities with Delta.

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D EC EM BER 2011 DAR PRESI DEN T R ALPH GAR R OW •

T H I S WA S T H E Y E A R T H AT WA S

As I look back over the past year, serving as your Delta AOR President, I’m struck by the strides made by the Association. The focus of the year was to assess the resources of the Association and the needs of the membership, to make it more effective in fulfilling its Mission of enhancing the success and professionalism of the members.

Leadership members attended NAR, CAR, and regional MLS and REALTOR® group meetings and events, enhancing the image, reputation, and voice of DAR with others in the real estate industry. Improvements in the MLS have resulted and will continue through cooperation with surrounding area associations and MLS organizations.

Political outreach continued as Association members met with local government elected officials and staff members to discuss matters affecting REALTORS®, their customers, and their communities.

A revitalized Antioch-Pittsburg Broker Tour and Marketing Meeting was started to address the needs of the members working in those cities. There was a strong response, with healthy attendance by those seeking the benefit of networking with their peers and reviewing their listings, wants, needs, and services in a personalized, interactive forum.

The DAR Foundation had an active year, launching a new fundraiser with the Delta Harvest Run and holding a successful Third Rocktoberfest. The activities of the Foundation show the community that REALTORS® care.

Perhaps best of all, many new volunteers have gotten involved in DAR activities for this year and next. That is a healthy sign for our organization. Delta AOR is in good hands next year with Cecily Tippery as 2012 President and Cynthia Alfred as PresidentElect. I look forward to helping them as Past President, to continue making Delta Association of REALTORS® a valuable resource for its members. Thank you for the opportunity to serve you, the members of DAR I believe that a lot was accomplished in a challenging 2011 and that DAR is a stronger and more effective association for its members heading into the future.

HAPPY HOLIDAYS!

Ralph Garrow, Jr. President Cecily Tippery, President-Elect Cynthia Alfred, Treasurer Denise Stewart, Immediate Past President

DECEMBER 2011 Delta Association of REALTORS® 3428 Hillcrest Avenue, Suite 200, Antioch, CA 94531

John Bedford, Secretary

Phone 925 757 8283

DIRECTORS

Fax 925 757 8393 info@deltaaor.com

James Britto • Angela Johns Scott MacIntyre • Cathie Marples Aaron Meadows • Errol Mooney Iris Obregon • Ramesh Suman Lynn Valintis

STAFF John Bedford, Association Executive john@deltaaor.com Tonia Nielsen, Chief Operations Officer tonia@deltaaor.com Jean Ruelas, Manager- Retail Operations jean@deltaaor.com Ron Greenslade, Chief Financial Officer rong@deltaaor.com

Delta Currents is the official monthly publication of the Delta Association of REALTORS®. Although every effort has been made to ensure the accuracy and thoroughness of this publication, errors may occur. DAR shall not be held liable for misinformation, typographical errors, omissions, and/or misprints in editorial and/or advertising materials.

Delta Currents is published by Michelle Manos Design.

For advertising rates, please contact Michelle Manos at 831 869 5084 or michellemanos@gmail.com.

Barbara Baham, Members Service Director

Linda Walling-Stone

barbara@deltaaor.com

925 689 2439

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H o l d i t a t t h e D e l t a A s s o c i a t i o n o f R E A LT O R S 速 . C a l l 9 2 5 7 5 7 8 2 8 3 f o r d e t a i l s .

planameeting!

DISCOVERY BAY/BYRON MARKETING MEETING & TOUR 1st and 3rd Tuesday Board Walk Grill at the Marina, Discovery Bay 9:00am • $1 For more information call LeeAnn Seamann 634-2224 at Marples & Associates Group does use Paragon to schedule homes on tour.

Tours are Caravan and must be in by Noon on Monday.

OAKLEY/BETHEL ISLAND/ BRENTWOOD/KNIGHTSEN MARKETING MEETING & TOUR Every Wednesday Black Bear Diner, 3201 Main Street, Oakley • 8:30am • $2 For more information contact Dan Barnes, Tour Coordinator, 759-4648.

Group will use Paragon to schedule homes on tour.

CONTRA COSTA REALTORS® IN MOTION CONTRA COSTA NORTH Martinez, Pacheco, Pleasant Hill, Concord, Walnut Creek, Clayton, Clyde Every Tuesday 8:30am • $10 Centre Concord, 5298 Clayton Rd., Concord Doors open at 8am for breakfast www.ccrim.info

decembertours

ANTIOCH/PITTSBURG/BAYPOINT Every Tuesday Delta Associatioan of REALTORS® 3428 Hillcrest Avenue, Ste. 200, Antioch 8:30am • $2 For more information call Ramesh Suman, Majestic Homes, 779-1234, or Ralph Garrow Jr., Ralph Garrow Real Estate, 757-3770

REALTORS® MARKETING ASSOCIATION CONTRA COSTA SOUTH Danville, San Ramon, Blackhawk, Diablo, Alamo Every Thursday San Ramon Community Center, 12501 Alcosta Blvd., San Ramon 8:30am • $5 Doors open at 8am for breakfast No formal tour www.RMAtoday.com

INFORMAL TOURS Martinez, Pacheco, Pleasant Hill, Concord, Walnut Creek, Clayton,Clyde, Rossmoor, Orinda, Lafayette, Moraga Tuesday between 9:00am and 2:00pm Danville, San Ramon, Blackhawk, Diablo, Alamo Thursday between 9:00am & 2:00pm

Jessica Enos Ridgewater Real Estate Service 9000 Brentwood Blvd., Ste. C, Brentwood • 634-4611 FAX 634-5264

Jason McBride Coldwell Banker Amaral & Assoc.

8290 Brentwood Blvd., Brentwood 634-0600 FAX 634-4758

Gerardo Espinoza Security Pacific Real Estate 5829 Lone Tree Way, Ste. H, Antioch • 778-9002 FAX 778-9009

Lois M. Farry Don Rhodes Real Estate 2406 Valez Ct., Antioch 754-7634 FAX 866-286-1821

BROKERS Peter Arcidiancono La Jolla Realty Concepts 4275 Executive Square, Ste. 1050, La Jolla • 858-449-4140 FAX 858-435-7615

Naomi Longoria Keller Williams Realty 191 Sand Creek Rd., #100, Brentwood 634-0033 FAX 634-4427 Linda Spencer Rick Fuller Inc. 5079 Lone Tree Way, Antioch 238-0160 FAX 238-0170

ASHI and CREIA Certified

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Mike and Shawn Stewart

welcome!

TO THE D ELTA ASSOCI ATI ON OF REALTORS®

WELCOME NEW MEMBERS

REALTORS® Andrea Sarmiento Altera Signature Properties 4857 Lone Tree Way, Ste. B, Antioch 776-1100 FAX 776-5085

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Thomas Smith Smith, Thomas, Broker 2390 Peachtree Cr., Antioch 783-5626 AFFILIATES Sean Riley A-1 Property 5197 Hansen Dr., Antioch 778-7639

MEMBERS ON THE MOVE Cathleen Griebling is now with Altera Signature Properties at 4851 Lone Tree Way, Ste. B, Antioch, 776-1100 FAX 776-5085

Joye Graves is now with Coldwell Banker Amaral & Associates at 8290 Brentwood Blvd., Brentwood, 634-0600 FAX 634-4758 Gregg Graves is now with Coldwell Banker Amaral & Associates at 8290 Brentwood Blvd, Brentwood, 634-0600 FAX 634-4758 Kevin Vierra is now with Silman Properties at 812 First St., Brentwood, 634-8400 FAX 634-8405

New Members Orientation Wednesday, December 14, 2011 8:30am – 12:00pm To register call DAR 757-8283

All Classes are held at the Delta Association of REALTORS® 3428 Hillcrest Ave., Ste: 200, Antioch, except as otherwise noted.

EBRDI Paragon Training Free to MLS Subscribers Steven Pean, Instructor Wednesday, December 21, 2011 9:00am – 12:00pm Paragon 5 Essentials 1:00pm – 4:00pm Paragon M.O.R.E. Essentials Call EBRDI at 363-2333 or logon to EBRDI.com New Members Orientation Wednesday, January 11, 2012 8:30am – 12:00pm To register call DAR 757-8283 The Loan Process: Behind the Scene Presented by Linda LoGrasso Friday, January 27, 2012 9:00am – 10:00am To register call DAR at 757-8283

The Life of an Escrow

Top Ten Reasons

Understanding your escrow transaction

to call your local First american

Branch START Manager and SaleS repreSenTaTive BUYER SELECTS A REALTOR

BUYER GETS PRE-APPROVED By LENDER IF NEw LOAN NEEDED

BUYER VIEwS HOMES wITH REAL ESTATE PROFESSIONAL

INSPECTION REPORTS SENT TO APPLICABLE PARTy, REVIEwED AND NOTIFICATION SENT

PRELIMINARy REPORT RECEIVED AND APPROVED By BUYER

CLOSING DOCUMENTS COMPILED

By ESCROw COMPANy

SEPARATE APPOINTMENTS SET: BUYER & SELLER SIGN DOCUMENTS

DOCUMENTS RECORDED AND ESCROw CLOSED

AFTER RECORDING, CONFIRMED ESCROw COMPANy DISBURSES FUNDS

SELLER SELECTS A REALTOR

SELLER PREPARES HOUSE FOR SHOwING & SELLING

1. Open Escrow

BUYER 2. Ask a question about Short Sales and our role as SELLER SELECTS HOME AND REVIEwS AND ACCEPTS SUBMITS CONTRACT wITH a settlement service provider.

CONTRACT FROM BUyER LOAN STATUS REPORT (LSR)

3. Obtain Notice of Default/Notice of Trustee Sale VARIOUS INSPECTIONS ESCROw OPENED AND confirmations.

ORDERED PRELIMINARy REPORT ORDERED 4. Confirm Property Taxes or verify Special APPRAISAL ORDERED By Assessments/Mello Roos. & COMPLETED FOR LENDER

BUYER ADVISES ESCROw COMPANyOF HOME INSURANCE COMPANy

5. Ask me to explain the First American Preliminary Report toLOAN clients.

DOCUMENTS PREPARED By LENDER & SENT TO ESCROw

6. Confirm Parcel numbers and Subdivision/Tax Assessor information.

BUYER RECEIVES FINAL LOAN APPROVAL FROM LENDER

BUYER DEPOSITS REQUIRED FUNDS

LOAN DOCUMENTS RETURNED TO LENDER FOR REVIEw

LENDER "FUNDS LOAN"

ESCROw COMPANy ENSURES ALL CONTRACT CONDITIONS

7. Request Comparable Sales and/or Property Profile information.

FUNDS TO ESCROw) HAVEline BEEN MET 8. Ask me to(SENDS explain the HUD-1 settlement services items.

9. To address issues that can slow or stop your escrow from BUYER FINAL DOCUMENTS RECEIVES KEyS FROM at other First American offices.

SENT TO closing including those REAL ESTATE PROFESSIONAL INTERESTED PARTIES 10. To schedule a “Welcome to Escrow” call from me with clients or Review Escrow Opening packages.

dareducation

The Loan Process: Behind the Scene Presented by Linda LoGrasso Friday, December 8, 2011 10:00am – 11:00am To register call DAR at 757-8283

STRATEGIC MARKETS CERTIFIED BRANCH MANAGER & BUSINESS DEVELOPMENT OFFICE 925.240.9901 | CELL 510.225.8385 jefquinn@firstam.com 925.240.9901 | www.firstam.com First American Title Insurance Company makes no express or implied warranty respecting the information presented and assumes no responsibility for errors or omissions.

CA - 09/2011

© 2011 First American Financial Corporation. All rights reserved. | NYSE:FAF

www.deltaaor.com DELTACURRENTS

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yourcalendar

December 1

ByLaws Committee

10:00am – 11:00am

December 7

Business & Technology Committee

10:00am - 11:00am

December 8

The Loan Process: Behind the Scene class

9:00am - 10:00am

December 8

Local Government Relations

11:30am

December 10

The Loan Process: Behind the Scene Seminar 10:00am - 11:00am

December 14

New Members Orientation

8:30am - 12:00pm

December 14

Budget & Finance

11:30am

December 14

Strategic Planning

2:00pm -

December 15

Holiday Open House

11:30am -

December 20

Delta Realtors Community Service Foundation 1:30pm - 2:30pm

December 21

EBRDI Paragon 5 Essentials

9:00am - 12:00pm

December 21

Board of Directors

12:00pm

December 21

EBRDI Paragon M.O.R.E. Essentials

1:00pm - 4:00pm

December 23

DAR Closed half day

12:00pm

December 26

DAR Closed

December 27

Education/Membership Committee Meeting

2:00pm - 3:00pm

December 30

DAR Closed half day Inventory

12:00pm

January 9

Public Relations Committee

1:30pm - 2:30pm

January 10

Business Technology Committee

10:00am – 11:00am

January 11

New Members Orientation

8:30am - 12:00pm

January 11

Board of Directors

12:00pm

January 12

Local Government Relations Committee

11:30am - 1:00pm

January 13

DAR Installation Banquet

11:30am - 2:00pm

January 16

DAR CLOSED Martin Luther King Day

January 17

Delta Community Service Foundation

1:30pm - 2:30pm

January 24

Education/Membership Committee

2:00pm - 3:00pm

January 25

Budget & Finance Committee

11:30am - 1:00pm

January 26

Strategic Planning Committee

2:00pm - 3:30pm

January 27

The Loan Process: Behind the Scene Seminar 9:00am - 10:00am

East County Insurance Agency, Inc. ANTIOCH 925 757 4208 2738 B W. Tregallas Rd. BRENTWOOD 925 240 1330 6440 Brentwood Blvd.

All personal and commercial lines www.eastcountyins.com

3:00pm

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Mike Stewart, National Property Inspections

COOL ROOF SHINGLES

Researchers have been working on reflective technology for asphalt roofing shingles since1995. One result of the research was the development of granules that provide superior reflective properties when applied to asphalt shingles. The addition of granules to asphalt shingles creates a combination of the proven weathering performance of asphalt shingles with the energy-saving reflective properties of redesigned roofing granules.

In the past, cool roofs were usually white because light surfaces absorb less solar radiation than dark ones. Property owners prefer nonwhite shingles on a pitched roof for aesthetic reasons. Even though the nominally white roof shingles available commercially, are grayish in color, they are unaccepted, despite the solar reflectance.

Between building owner distaste for white roofing on a pitched roof and the need to increase the amount of cool roofing, it became a top priority to create cool roofing in a selection of colors. The result of the research was a way to manufacture those products using colorants that reflect invisible, near-infrared radiation, which accounts for more than half of the energy in sunlight..

Traditional roofing materials have a solar reflectance index (SRI) of between 5% (brown shingles) and 20% (light green shingles). But reflective asphalt shingles can have an SRI of almost 30%. According to the Cool Roofing Rating Council, Oakland, CA, cool roofs can save a property owner on average 7% to 15% of total cooling costs, depending on geography, building structure, and climate. In addition property owners may also qualify for incentives and rebates for installing energy-efficient roofing.

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daraenotes

A MESSAGE FROM JOHN BEDFORD, DAR EXECUTIVE OFFICER

will continue to be in “good hands” with the volunteer members making important and wise decisions for the association.

First let me say that I’m really proud and happy to be serving this association as your executive officer. It’s been over five years since I turned over listing and selling houses to Doris so that I could take on this job, and I am so pleased because I believe that DAR has really improved during this most difficult real estate market: It’s all due to your excellent board leadership.

You can see that I’m proud of your leaders. I’m also proud of our staff, with three full time and one part-time. This is a great group of people who work hard to keep the assciation running smoothly. It’s not easy.

Thankfully, you have a talented leadership team - a diverse group of people who are working together to make sure that this association stays relevant and useful to each and every member.

Be appreciative of the men and women who have volunteered to be the leaders and decision makers at DAR. They are not “special,” nor are they the “good ole boys.” They are members, just like you.

They have seen the need to be involved. Ralph Garrow, your 2011 President. Cecily Tippery, the incoming President. Cynthia Alfred, current Treasurer and 2012 President Elect. They, along with the other officers and directors, are your leaders. You elected them. It’s very gratifying to observe the extent of their involvement. It tells me that your association has been and

Right now the association office is open from 8:00 am to 5:00 pm, Monday through Friday.

We answer your questions, send your bills, and collect your payments. We organize education events and clean up after. We make coffee, order food, keep member records, make director’s travel arrangements, and set up and hold ethics and arbitration hearings. We collect your state and national dues and forward them to NAR and CAR, resolve member complaints, set up for special events, pay bills, and create financial statements.

We answer phones, transfer calls, sign up new members, issue keys and cradles, and update website information. We create and publish the email newsletter and create content for the monthly e-magazine, Delta Currents. We coordinate member information with NAR, Supra and EBRDI, handle payroll, update membership and other forms, and prepare statements for the accountant and 1099 forms as needed. Whew!

We keep the store supplied, purchase and sell lockboxes, maintain your lockbox key system, issue keys, change key codes set up and conduct new member orientations, create flyers, sell Store Items and forms, and send member notices. The list goes on and on.

Oh yes, here’s one of my pet peeves. There are only two syllables in the word REALTOR®.

Not three. It’s not REL-A-TOR. Help your REALTOR® friends in pronouncing your trademarked title properly. REAL-TOR. Happy Holidays to All!

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Annual Installation Luncheon Friday, January 13, 2012 SAVE THE DATE

Friday, January 13, 2012 • 11am Wedgewood Golf Course, Brentwood Join your fellow REALTORS® and Affiliates of the Delta Association as we celebrate the installation of our 2012 President, Cecily Tippery, and the new DAR Board of Directors.

Enjoy a fun day of fantastic food and your favorite beverages. Music and no host cocktails will be followed by a scrumptious meal and a delightful program.

This is our first installation luncheon.

40 per person. Sponsor Tables available.

$

Call Tonia at 925.757.8283 for more information.

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WHO DESERVES TO BE DAR’S REALTOR® and AFFILIATE OF THE YEAR? Nominations will be received by the association until December 22, 2011, at which time the REALTOR® of the Year committee will contact the nominees, review their answers to a questionnaire and begin the selection

REALTORS® OF THE YEAR

2010 2009 2008 2007 2006 2005 2004 2003 2002 2001

Liz Mahoney Ralph Garrow Iris Obregon Darnella Barnes Cecily Tippery Leeann Seamann Karen Martin Doris Bedford Angela Johns Mark Pryor

AFFILIATES OF THE YEAR

2010 2009 2008 2007 2006 2005 2004 2003 2002 2001

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Riz Nauman Candice Hoover Mike Stoiber Rebecca Uyemura Anthony Silva Beau Bautista Patti Gonsalves Veronica Clyatt Michelle Lenahan Sam Salem

contrinued

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Delta Association of REALTORS® 2011 AFFILIATE OF THE YEAR AWARD NOMINATION FORM Due by December 22, 2011

I nominate

of

for this award.

Support of DAR and Foundation activities will account for the majority of the factors in the selection process, including committee and board involvement.

1.

Involvement in DAR and DRCSF Activities:

2.

Civic Participation:

Please provide your name and contact information below and return form to the attention of John Bedford by mail, email or Fax (925) 757-­‐8393. john@deltaaor.com no later than December 22, 2011.

Name

Company

Email

Phone

Delta Association of REALTORS® -­‐ 3428 Hillcrest Avenue, Suite 200 – Antioch, CA 94531

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