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deltacurrents

D ELTA A SSOCI A T I ON OF R E A L T O R S 速 Jun e 2014 | www.deltaaor.com


2014 DAR PRESIDENT RON KEEFER

june2014

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From recent Legislative Day in Sacramento… Some Pending legislation of particular note: SB1439 (Leno) requires landlords to remaing in business for at least 5 years. C.A.R. opposes. AB2405 (Ammiano) would prevent landlords from EVER going out of business. AB2405 has been killed. C.A.R. opposed. These 2 bills were a direct aim at the Ellis Act supported by C.A.R. and passed in 1985. The Ellis Act prevented local governments from from passing laws restricting the ability of landlords from going out of business. There are currently protections in terms of notice and relocation assistance and additional consideration for seniors and disabled when landlord elects to go out of business. AB2416 (Stone) creates a super-lien for wage claim disputes whereby employee/employer disputes allow employee to file a lien against employer’s property (residence), similar to a mechanics lien. SB391 (DeSaulnier) imposes a $75 fee on all non-sale document recordings: refinance, foreclosure, mechanics liens, deed adjustments, construction docs, business loan, and probate actions. Examples of typical recording cost increases: Refinance, $138 will be $588, Construction Loan, $171 will be $621, Business loan, $169 will be $769, Death of Spouse, $88 will be $463. AB2039 (Muratsuchi) C.A.R. is sponsoring this bill to prevent auction companies from shifting liability to sellers and listing agents. Once an agent has an accepted offer on a short sale, the lender may select an auction company who will solicit higher bids. Provisions in accepted contract require the homeowner to defend, DELTACURRENTS

indemnify, and hold harmless the auction company from any costs, and damages resulting from the auction company’s actions. Since we mentioned auctions… A forum was held on Auctions with Rick Sharga, Exec. VP for Auctions .com. The forum was an interview format with time for questions from Realtors in attendance. In a nutshell, Mr. Sharga believes: The future will see home buying being done on line via the auction process. Auctions have resulted in overall higher sales prices being realized by sellers in 75% of sales. Auction.com just markets properties, does not evaluate. Bidders set the value. Google is a partner with auction.com. Will be the tech arm of auction.com. Auction.com does not want liability. Auction.com does use shill bidders and they have the legal right to do so. WOW, think about that one. Yes, successful buyers pay a buyer fee, or buyer premium. Admittedly there are MLS, commission and liability issues. These are being studied for solution. Believe me when I say there was soooo much more on this topic than covered here. Please stay alert to these trends and legislative proposals. How will these trends effect your future business? What does your business plan look like 5 years out? 10 Years out? How will your personal interface with clients change? How is technology going to change your business?


2014 OFFICERS

Ron Keefer, President James Britto, President-Elect Errol Mooney, Treasurer Scott MacIntyre, Immediate Past President John Bedford, Secretary

JUNE 2014

Delta Association of REALTORS速 3428 Hillcrest Avenue, Suite 200, Antioch, CA 94531 Fax 925 757 8393 info@deltaaor.com

STAFF

John Bedford, Association Executive NEW EMAIL: JohnB@deltaaor.com Tonia Nielsen, Chief Operations Officer tonia@deltaaor.com Jean Ruelas, Manager- Retail Operations jean@deltaaor.com

Delta Currents is the official monthly publication of the Delta Association of REALTORS速. Although every effort has been made to ensure the accuracy and thoroughness of this publication, errors may occur. DAR shall not be held liable for misinformation, typographical errors, omissions, and/or misprints in editorial and/or advertising materials. Delta Currents is published by Michelle Manos Design. To advertise in Delta Currents, contact Michelle Manos at 831 869 5084 or michelle@michellemanosdesign.com

Barbara Baham, Members Service Director barbara@deltaaor.com

yourdarteam

Phone 925 757 8283

2014 DIRECTORS John Canning Mary Jane Dukellis Monica Malcuit Jodi Marfia Lori Ogorchock Rena Provencio Jerry Soto Cecily Tippery Lynn Valintis

DAR Hours

TUESDAY - FRIDAY 8:00am - 5:00pm MONDAY 9:00am - 5:00pm www.deltaaor.com

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ANTIOCH/PITTSBURG/BAYPOINT

junetours

Every Tuesday Delta Association of REALTORS® 3428 Hillcrest Avenue, Ste. 200, Antioch 8:30am • $2 Group does use Paragon to Schedule homes on tour. Must attend the Marketing Meeting the Morning of tour to confirm open house. Agent or representative must hold open from 9:30- 11:00. For more information call Ramesh Suman, Majestic Homes, 779-1234, or Ralph Garrow Jr., Ralph Garrow Real Estate, 366-6676

DISCOVERY BAY/BYRON MARKETING MEETING & TOUR

1st and 3rd Tuesday Board Walk Grill at the Marina, Discovery Bay 9:00am • $2 Group does use Paragon to schedule homes on tour. Open tour and must be in by Noon on Monday. Homes on tour are open from 9:30-12:00.To place a home on tour you must attend the meeting prior to the week the house is on tour. For more information call Christine Wallin Prudential California Realty 525-7402

East County Insurance ANTIOCH 925 757 4208 2738 B W. Tregallas Rd. BRENTWOOD 925 240 1330 6440 Brentwood Blvd. All personal and commercial lines www.eastcountyins.com

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DELTACURRENTS

OAKLEY/BETHEL ISLAND/ BRENTWOOD/KNIGHTSEN MARKETING MEETING & TOUR

Every Wednesday Black Bear Diner, 3201 Main Street, Oakley • 8:30am • $2 For more information contact Dan Barnes,Tour Coordinator, 759-4648. Group will use Paragon to schedule homes on tour. CONTRA COSTA REALTORS® IN MOTION CONTRA COSTA NORTH

Martinez, Pacheco, Pleasant Hill, Concord, Walnut Creek, Clayton, Clyde Every Tuesday 8:30am • $10 Centre Concord, 5298 Clayton Rd., Concord Doors open at 8am for breakfast www.ccrim.info

REALTORS® MARKETING ASSOCIATION CONTRA COSTA SOUTH

Danville, San Ramon, Blackhawk, Diablo, Alamo Every Thursday San Ramon Community Center, 12501 Alcosta Blvd., San Ramon 8:30am • $5 Doors open at 8am for breakfast No formal tour www.RMAtoday.com

INFORMAL TOURS

Martinez, Pacheco, Pleasant


All Classes are held at the Delta Association of REALTORS®, 3428 Hillcrest Ave., Suite 200, Antioch, except as otherwise noted.

NEW MEMBERS ORIENTATION Wednesday, June 11, 2014 8:30 a.m. – 12 noon To register call DAR office 757-8283 GRI CLASS REAL PROPERTY, TAX AND EXCHANGE Wednesday, June 18, 2014 8 a.m. – 5 p.m. To register call GRI at 888-785-4800 or www.eDesignations.com

COMMERCIAL REAL ESTATE LOANS Offering a number of financing options for owner-occupied commercial real estate – all without a pre-payment penalty.

www.REALTORSFCU.org

For more information or to discuss Lending options Contact: Jim Estep: 571.425.5509 Jim Northington: 919.920.0806 Email: businesslending@nwfcu.org

dareducation

EBRDI PARAGON TRAINING Free to MLS Subscribers Steven Pean, Instructor Wednesday, June 4, 2014 Paragon 5 Essentials 9 a.m. – 12 p.m. Cloudcma and Realtors Property Resource (RPR) 1 p.m. – 4 p.m. To register call EBRDI at 363-2333 Or logon to EBRDI.com


welcomenewmembers!

REALTORS速 Lisa Vanni Inter Real Estate Service 1540 Discovery Bay Blvd., B, Discovery Bay 634-1111 FAX 634-0902 Clinton Fowlie JDK & Associates Realty 50 Eagle Rock Way, Ste. D, Brentwood 418-4442 FAX 888-851-4246 Veronica Perata Marples & Associates 8340 Brentwood Blvd., Brentwood 634-8040 FAX 634-8547 Tiffany Shaffer Marples & Associates 1501 Discovery Bay Blvd., Discovery bay 634-8040 FAX 634-8547 Marcelo Mendoza Prudential California Realty 5829 Lone Tree Way, Ste. H, Antioch 778-9002 FAX 778-9009 Nelia Urbina Prudential California Realty 5829 Lone Tree Way, Ste. H, Antioch 778-9002 FAX 778-9009 Monique Fuentes Prudential California Realty 2510 Sand Creek Rd., Brentwood 634-3200 FAX 634-3393

BROKERS Militza Barros Militza Barros, Broker 613 First St., Ste. 216, Brentwood 421-8823

AFFILIATES Shawn Glisson All Rain Gutters System 1095 Eden Plains, Brentwood 381-7620

Russell Petrone Nextage Premier Realty 700 Garden View Ct., Ste. 202, San Diego 760-702-1255

Christine Ramirez-Howard is now with Prudential California Realty 5829 Lone Tree Way, Ste. H, Antioch 778-9002 FAX 778-9009

Ricardo Velazco Trubric.Com 2844 Jordan Way, Pinole 525-9966

Patricia Silva is now with Prudential California Realty 1912 W. Grant Line Rd., Tracy 209-832-5400 FAX 209-832-5400

MEMBERS ON THE MOVE Frank Favaloro is now with Better Homes/Mann & Associates 3413 Deer Valley Rd., Antioch 779-0600 FAX 779-0651 Daniel Solorio is now with CES Premier Real Estate 1317 Buchanan Rd., Pittsburg 432-3600 FAX 432-3020 Pamella Courtway is now with Exquisite Real Estate 3050 Citrus Circle, Ste. 118, Walnut Creek 800-383-0144 Heidi Kugl is now with Homes by Krista 5149 Lone Tree Way, Antioch 978-9431 FAX 252-8182 Kevin Vierra is now with Intero Real Estate Service 8640 Brentwood Blvd., D, Brentwood 634-1116 FAX 240-9020 Sedar Husary is now with Keller Williams 191 Sand Creek Rd., Ste. 100, Brentwood 634-0033 FAX 634-4427 Cassandra Pahl is now with Keller Williams 191 Sand Creek Rd., Ste. 100, Brentwood 634-0033 FAX 634-4427 Angelica Robles is now with Keller Williams 191 Sand Creek Rd., Ste. 100, Brentwood 634-0033 FAX 634-4427

Walter Schlueter is now with Prudential California Realty 5829 Lone Tree Way, Ste. H, Antioch 778-9002 FAX 778-9009 Michelle Esparza is now with Realty World Pigati & Russell 100 Cortona Way, Ste. 150, Brentwood 513-4004 FAX 513-43303

AFFILIATE OFFICE NAME CHANGE Mark Fletcher American Pacific Mortgage 615 First St., Benicia 707-746-4920 FAX 707-746-8410


New Members Orientation

8:30 a.m. - 12 p.m.

June 12

Executive Committee Meeting

9:30 a.m. - 10:30 a.m.

June 13

Local Government Relations

8:30 a.m. - 9:30 a.m.

June 17

Budget & Finance Meeting

10 a.m. - 11 a.m.

June 17

Delta Realtors Community Service Foundation Board 1:30 p.m. - 3 p.m.

June 18

GRI Real Property, Tax and Exchanging

8:30 a.m. - 5 p.m.

June 18

Board of Directors Meeting

11 a.m.

July 4

DAR Closed Independence Day

July 9

New Members Orientation

8:30 a.m. - 12 p.m.

July 11

Local Government Relations

8:30 a.m. - 9:30 a.m.

July 15

Delta Realtor Community Service Foundation Board 1:30 p.m. - 3 p.m.

July 24

Executive Committee Meeting

9:30 a.m. - 11 a.m.

July 29

Budget & Finance Meeting

10 a.m. - 11 a.m.

July 31

Board of Directors Meeting

11 a.m.

August 8

Local Government Relations Meeting

9:30 a.m. - 10:30 a.m.

August 13

New Members Orientation

8:30 a.m. - 12 p.m.

August 19

Delta Realtor Community Service Foundation Board 1:30 p.m. - 3 p.m.

August 21

Executive Committee Meeting

9:30 a.m. - 10:30 a.m.

August 26

Budget & Finance Committee Meeting

10 a.m. - 11 a.m.

August 28

Board of Directors Meeting

11 a.m.

www.deltaaor.com

yourcalendar

June 11

DELTACURRENTS

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PLACE YOUR AD IN

deltacurrents

THE OFFICIAL ONLINE PUBLICATION OF THE DELTA ASSOCIATION OF REALTORS®

• DeltaCurrents is an eMagazine that features a link to your email and/or website. • AFFORDABLE RATES AND SIZES Preferred rates for DAR members! • CORE READERSHIP DeltaCurrents reaches some 1,000 REALTORS® and Affiliates in Eastern Contra Costa County - Antioch, Bay Point, Bethel Island, Brentwood, Byron, Discovery Bay, Knightsen, Pittsburg, and Oakley. • EDITORIAL Articles feature issues of importance to the real estate community, including information about national, state, and local real estate news, REALTOR® safety, legal issues, special events, technology, education, philanthropy, and more.

HALF PAGE VERTICAL

HALF PAGE HORIZONTAL

QUARTER PAGE

BUSINESS CARD

7.5 X 5

3.65 X 10

3.5 x 2

3.65 X 5

Page size is 8.5” x 11” • Ad can bleed

FULL PAGE

• FREE AD DESIGN Design services are free for advertisers! • DISTRIBUTION DeltaCurrents is emailed to REALTOR® and Affiliate members of the Delta Association of REALTORS® monthly. Twelve annual issues are available as downloadable PDF’s on the DAR’s website. •THE PUBLISHER Michelle Manos Design specializes in publishing periodicals and other publications for REALTOR® associations, non-profit organizations, and many other businesses. The MMD team has over 40 years of experience in award-winning publishing, marketing, and graphic design programs. MMD serves clients throughout California and the USA.

AD SPECIFICATIONS

ADVERTISING RATES

Email contracts and artwork to michellemanos@gmail.com

MEMBER RATES (per month)

February 2014 6-12 months

1-5 months

• Submit artwork as a pdf,tif, psd, or packaged InDesign file

Full Page

70

75

Half Page

40

60

• Space reservations and artwork are due the 25th of the prior month

Quarter Page

25

35

Business Card 10

20

• We will design your ad at no charge, and you may change it at no cost throughout your contract.

NON-MEMBER RATES (per month) 6-12 months

1-5 months

Full Page

90

100

Half Page

65

75

Quarter Page

40

45

Business Card

25

35

8.5 x 11

deltacurrents is published for the Delta Association of REALTORS® by MICHELLE MANOS DESIGN. For advertising information, contact Michelle Manos at michelle@michellemanosdesign.com or 831 869 5084


deltacurrents

T H E O F F I C I A L P U B L I C AT I O N O F T H E D E LTA A S S O C I AT I O N O F R E A LT O R S ®

A D V E R T I S I N G C O N T R A C T & S P A C E R E S E R VA T I O N ADVERTISER Address City, State, Zip Contact Office Phone Mobile Phone

agrees as follows: Today’s Date Fax Email Website

BILLING CONTACT Address City, State, Zip Title

Phone Mobile Fax Email

SPACE Ad Size/Color Placement Request Notes Cost Per Month

# of months Beginning Issue Ending Issue Contract Total

TERMS

DEADLINES

PAYMENT

ADVERTISER APPROVAL

PUBLISHER APPROVAL

February 2014

• This agreement is subject to the following terms and conditions. The Advertiser has read and understands this Agreement and has received a copy. This constitutes the complete Agreement between Advertiser and Publisher. Verbal representations and promises made by the Advertiser or Publisher are not binding or valid. • The Advertiser understands and agrees that the advertising placement contracted for is immediately reserved for the Advertiser by the Publisher upon execution of this agreement. Cancellation of this agreement cannot be accepted in lieu of payment. • The Publisher reserves the right to refuse advertising for any reason. The liability of the Publisher for any error or omission or delay for which the Publisher may be held legally responsible shall not exceed the cost of the space or placement paid for by the Advertiser. • This agreement is with the named Advertiser. Change of ownership or management will not dissolve Advertiser’s obligations. • Artwork created by Michelle Manos Design is for the exclusive use in its publications. Consult Publisher for rates for other use. Space reservations and artwork are due by the 25th of the previous month. The previous issue’s advertisement will be published unless the Publisher is otherwise notified and new artwork received by the Publisher. We are pleased to assist our advertisers with preparation of their advertisements at no charge. We accept PayPal and checks. MAKE CHECKS PAYABLE TO MICHELLE MANOS DESIGN. Payment must be made in advance of publication.

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deltacurrents is published for the Delta Association of REALTORS® by MICHELLE MANOS DESIGN.

For advertising information, contact Michelle Manos at michelle@michellemanosdesign.com or 831 869 5084.


DELTA Association Members, new or seasoned, the list of membership benefits is staggering. Are you

taking advantage of what’s being offered? Here are

darbenefits

just a few in the Benefits Category involving training and education.

• Training at the local association • Seminars in our conference center • MLS – Paragon Training

• Training, such as Learn My Way, offered by CAR • Forms Tutor and Forms Advisor, a CAR benefit for zipForm 6 • Mandatory Ethics Training for the Board of Directors, Grievance and Professional Standards Committees • Mandatory Ethics Training and Orientation to the Delta Association (for all new members)

KAPPAMap’s In stock at the DAR Store Alameda & Contra Cost Co.

$23.56

San Joaquin Valley

$19.99

(KAPPAMap’s are replacing the Thomas Guides)    


HOLD IT AT THE DELTA ASSOCIATION OF REALTORS速. CALL 925 757 8283 FOR DETAILS.

planameeting!


Where you

and your money

belong Join

o nline

today!

REALTORS® Federal Credit Union is dedicated to serving the financial needs of REALTORS® like you!

Savings & Investment Products

Not a Member? Not a Problem!

• Traditional Savings • Money Market Savings • Industry leading Certificate Investments • Traditional, Roth and SEP Individual Retirement Savings and Certificate Accounts

All REALTORS® and immediate family members are eligible for lifetime membership!

REALTORS® FCU offers customized products & services to meet the unique financial and cash flow needs of REALTORS®. You deserve the freedom to manage your finances when and where you want to.

Checking • F ree eChecking with MasterCard® Debit Card* with no minimum balance requirement • Fee-Free ATM Transactions at Thousands of CO-OP Network & CU24 ATMs

Join online today, here’s how: 1. Visit REALTORSFCU.ORG 2. Click “Membership” to learn more 3. Click “Membership Application” to get started

Have Questions? Call a Member Care representative 24-hours a day at 866.295.6038.

Lending to Fit Your Needs • Vehicle Loans • Personal Loans & Lines of Credit • Home Loans, Refinancing and Home Equity Lines of Credit

Your Own Virtual Branch • Remote Check Deposit • Online Bill Pay • Electronic Internal & External Transfers • Electronic Statements • Alerts & Secure Messaging

Must meet REALTORS® Federal Credit Union (RFCU) membership eligibility. Membership requires opening and maintaining a primary share savings account with a $100 minimum balance. Rates, terms, conditions and services are subject to change. RFCU savings are federally insured by the National Credit Union Administration (NCUA). *No monthly service fee. Other fees may apply. Please refer to the Schedule GF1101 of Fees and Charges at REALTORSFCU.ORG for details.


Delta Currents June 2014  

Delta Currents June 2014

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