Page 1

deltacurrents

D E LT A ASSO CIATION OF R E A LT OR S 速 F eb r uar y 2 014 | www.deltaaor.com


2014 DAR PRESIDENT RON KEEFER

februuary2014

Hello East County Realtors®. This

Standards Committee chaired by Doris

month let’s discuss the various

Bedford. Members of this committee serve

committees within our association.

on hearing panels for ethics and/or arbitration

Consider your participation in one of

matters. These hearings adhere strictly to the

these committees in 2014. Your ideas

“California Association of Realtors Code of

and enthusiasm feed our future, and that

Ethics and Arbitration Manual.” Contact Doris

of our East County communities.

at doris@dorisbedford.com for additional

The following is a brief summary

information.

of the committee’s

E. Grievance Committee

responsibilities; the

chaired by Laurie Wexner. This

committee chair and his/

committee is the first stop for

her contact information.

any complaint whether from

A. Budget and

another Realtor or the public.

Finance Committee

This committee performs

chaired by Errol Mooney

two significant roles; protect

our association treasurer.

our association members

This committee monitors

from frivolous complaints

association fiscal policy,

yet preserve our goal of

annually recommends

self-policing and discipline

our budget to the

to maintain high ethical

Board of Directors as

standards. Laurie’s email is

well as other fiscal

lwexner@hotmail.com.

considerations. Errol’s email is errol@

F. Local Candidate

mooneyhomes.net.

Recommendation Committee (LCRC)

B. Bylaws, Rules and Regulations

Ralph Garrow is the chair of this committee.

chaired by Lynn Valintis. This committee

LCRC reviews requests and makes

provides oversight interpretations of our

contributions to issues, campaigns and

bylaws, recommends modifications as

candidates that are important to our

appropriate to the Board of Directors.

membership. Ralph’s email is garrow@

Lynn’s email is lynn@sharphomesonline.

comcast.net.

com.

G. Local Government Relations

C. Education and Membership

Committee Scott MacIntyre chairs this

Committee chaired by Mary Jane

committee. This committee monitors local

Dukellis. Education and Membership

city and county actions that affect our

identifies wants and needs in real estate

business. They communicate with elected

education as well as the new member

officials and make recommendations for

orientation program. In addition E and M

campaign support to LCRC. Scott can be

makes recommendations to the Board

email at scottymac4homes@aol.com.

of Directors on member service issues.

H. MLS and Business Technology

Mary Jane’s email is Maryjane@dukellis.

Committee chaired by John Giggy. This

com. D. Ethics and Professional 2 www.deltaaor.com

DELTACURRENTS

continued on page 6


2014 OFFICERS Ron Keefer, President-Elect James Britto, President-Elect Errol Mooney, Treasurer Scott MacIntyre, Immediate Past President John Bedford, Secretary

FEBRUARY 2014 Delta Association of REALTORS速 3428 Hillcrest Avenue, Suite 200, Antioch, CA 94531 Fax 925 757 8393 info@deltaaor.com

STAFF John Bedford, Association Executive NEW EMAIL: JohnB@deltaaor.com Tonia Nielsen, Chief Operations Officer tonia@deltaaor.com Jean Ruelas, Manager- Retail Operations jean@deltaaor.com

Delta Currents is the official monthly publication of the Delta Association of REALTORS速. Although every effort has been made to ensure the accuracy and thoroughness of this publication, errors may occur. DAR shall not be held liable for misinformation, typographical errors, omissions, and/or misprints in editorial and/or advertising materials. Delta Currents is published by Michelle Manos Design. To advertise in Delta Currents, contact Michelle Manos at 831 869 5084 or michelle@michellemanosdesign.com

Ron Greenslade, Chief Financial Officer rong@deltaaor.com

yourdarteam

Phone 925 757 8283

2014 DIRECTORS John Canning Mary Jane Dukellis Jodi Marfia Lori Ogorchock Rena Provencio Jerry Soto Cecily Tippery Lynn Valintis

Barbara Baham, Members Service Director barbara@deltaaor.com

DAR Hours

TUESDAY - FRIDAY 8:00am - 5:00pm www.deltaaor.com MONDAY 9:00am - 5:00pm

DELTACURRENTS

3


Ron Keefer installed as the 2014 President of The Delta Association of REALTORS®

2014 President Ron Keefer and 2013 Past President Scott MacIntyre

The officers and directors of the

The Master of Ceremonies was

Andy Perry with Old Republic

Delta Association of REALTORS®

Tim Klotz from Keller Williams

Title 2012 Affiliate of the Year

were officially installed on

Real Estate. The festivities were

presented the 2013 award to

January 9, 2014. Kevin Brown,

conducted at the impressive

Kristen Vistalli of North American

2014 C.A.R. President, installed

Club Los Meganos at Trilogy at

Title Company. Past Realtor

2014 President Ron Keefer.

the Vineyards in Brentwood.

of the Year, Cathleen Griebling

Kevin also installed the Directors:

DAR’s 2013 President, Scott

announced Realtor James Britto

James Britto, Errol Mooney, Scott

MacIntyre presented a gavel to

from Prudential California Realty

MacIntyre, John Bedford, John

Ron Keefer, who takes over the

as the 2013 selectee.

Canning, Mary Jane Dukellis,

helm for 2014. Scott’s farewell

Jodi Marfia, Lori Ogorchock,

address included thanks to all of

Both recipients were very

Rena Provencio, Jerry Soto, and

those individuals who helped her

thankful and expressed those

Lynn Valintis.

year to be successful.

feelings to the audience. Also in attendance were officers


Scott MacIntyre, Kevin Brown and Ron Keefer

Maggie Hurtado, Andy Perry, Lynn Valintis, and Riz Nauman 2013 Realtor® of the Year James Britto and 2013 Affiliate of the Year Kristen Vistalli

from neighboring real estate

grow and prosper.

Keller Williams who was a major sponsor. Also thanks to sponsors

associations. Local Officials including state and federal

The musical entertainment

Rich McDaniel of McDaniel

office holders or staff were

was fantastic. The Pledge of

Financial Services and Ralph

in attendance. Many past

Allegiance was given by John

Garrow of Ralph Garrow Real

presidents of Delta Association

Canning, who is a Realtor® and

Estate.

were also honored.

an Army Veteran. “God Bless America” was sung by Realtor

We would also like to thank Rick

In accepting the office of

Maggie Hurtado. Jazz Pianist

Felix, photographer. He took lots

President, Ron observed his

Kelly Park entertained the crowd

of photos to prove that everyone

theme, “Giving Back Realtors

at the piano.

had a marvelous time.

Serving our Communities” and along with small incremental

The association owes a special

changes, the association will

THANK YOU to Tim Klotz,


COMMERCIAL REAL ESTATE LOANS Offering a number of financing options for owner-occupied commercial real estate – all without a pre-payment penalty.

www.REALTORSFCU.org

For more information or to discuss Lending options Contact: Jim Estep: 571.425.5509 Jim Northington: 919.920.0806 Email: businesslending@nwfcu.org

from page 2

J. Public Affairs Committee

james@75homes.com.

committee targets three areas;

chaired by Melanie Akey. This

L. Delta Realtor Community

committee will support and

Service Foundation Maggie

promote to the public the benefits

Hurtado is this year’s president

of the Realtor’s contribution to

of the foundation. The foundation

home ownership and property

is our tax exempt charitable

rights. In addition, this committee

corporation administering our

will recommend actions and

community service. Its programs

programs to enhance the Realtor’s

concentrate on youth and the less

contribution to the community.

advantaged in our local area, and

Ogorchock. Strategic Planning

Melanie’s email is melanieakey@

serve to establish and maintain

evaluates the effectiveness of the

comcast.net.

the Realtor image as “good

K. Young Professionals

neighbors”. This is a very active

Network (YPN) chaired by James

group of Realtors. Maggie’s email

Britto. YPN encourages young real

is margarethurtado@sbcglobal.

estate professionals to develop

net.

provides input to EBRD on issues related to the MLS system, brings products, programs, and matters of business technology to the attention of our members. John’s email is jgiggy@kw.com. I. Strategic Planning Committee chaired by Lori

Association in meeting the needs of the membership under the umbrella of our Mission Statement. In addition, this committee makes recommendations consistent with planning for the future. Lori’s email contact is therighthome4u@ yahoo.com. 6 www.deltaaor.com

their careers through involvement and leadership development.

Please feel free to contact any of

YPN has a leadership position

the committee leadership or me

in developing the technologies

for additional information on these

of the future. James email is DELTACURRENTS

committees.


februarytours

ANTIOCH/PITTSBURG/BAYPOINT Every Tuesday Delta Association of REALTORS® 3428 Hillcrest Avenue, Ste. 200, Antioch 8:30am • $2 For more information call Ramesh Suman, Majestic Homes, 779-1234, or Ralph Garrow Jr., Ralph Garrow Real Estate, 366-6676

DISCOVERY BAY/BYRON MARKETING MEETING & TOUR 1st and 3rd Tuesday Board Walk Grill at the Marina, Discovery Bay 9:00am • $1 For more information call LeeAnn Seamann 634-2224 at Marples & Associates Group does use Paragon to schedule homes on tour. Tours are Caravan and must be in by Noon on Monday.

OAKLEY/BETHEL ISLAND/ BRENTWOOD/KNIGHTSEN MARKETING MEETING & TOUR Every Wednesday Black Bear Diner, 3201 Main Street, Oakley • 8:30am • $2 For more information contact Dan Barnes, Tour Coordinator, 759-4648. Group will use Paragon to schedule homes on tour.

East County Insurance ANTIOCH 925 757 4208 2738 B W. Tregallas Rd. BRENTWOOD 925 240 1330 6440 Brentwood Blvd. All personal and commercial lines www.eastcountyins.com

8 www.deltaaor.com

DELTACURRENTS

CONTRA COSTA REALTORS® IN MOTION CONTRA COSTA NORTH Martinez, Pacheco, Pleasant Hill, Concord, Walnut Creek, Clayton, Clyde Every Tuesday 8:30am • $10 Centre Concord, 5298 Clayton Rd., Concord Doors open at 8am for breakfast www.ccrim.info

REALTORS® MARKETING ASSOCIATION CONTRA COSTA SOUTH Danville, San Ramon, Blackhawk, Diablo, Alamo Every Thursday San Ramon Community Center, 12501 Alcosta Blvd., San Ramon 8:30am • $5 Doors open at 8am for breakfast No formal tour www.RMAtoday.com

INFORMAL TOURS Martinez, Pacheco, Pleasant Hill, Concord, Walnut Creek, Clayton,Clyde, Rossmoor, Orinda, Lafayette, Moraga Tuesday between 9:00am and 2:00pm Danville, San Ramon, Blackhawk, Diablo, Alamo Thursday between 9:00am & 2:00pm


New Members Orientation Wednesday, Feb. 12, 2014 8:30 a.m. – 12 noon To register call DAR office 757-8283

GRI Class Residential Real Estate Finance Wednesday, Feb. 19, 2014 8 a.m. – 5 p.m. To register call GRI at 888-785-4800 or www.eDesignations.com Current Issues Affecting Real Estate Professionals Shannon B. Jones, Real Estate Attorney Friday, March 4, 2014 11:30 a.m. – 1:30 p.m. RSVP: WCR http://wcrdelta.org/ monthly-brm/ All Classes are held at the Delta Association of REALTORS®, 3428 Hillcrest Ave., Suite 200, Antioch, except as otherwise noted.

ASHI and CREIA Certified

925.628.6905 • Six years inspecting East County houses • Same-day reports • SUPRA lock box access • Fully insured, including REALTOR® coverage Mike and Shawn Stewart • Flexible scheduling • Competitive rates

Click for more information.

dareducation

EBRDI Paragon Training Free to MLS Subscribers Steven Pean, Instructor Wednesday, Feb. 5, 2014 M.O.R.E. 2.0 & Partner MLS 9 a.m. – 12 p.m. Tablets, Smart Phones and Mobile Apps 1 p.m. – 4 p.m. To register call EBRDI at 363-2333 Or logon to EBRDI.com


welcomenewmembers!

REALTORS速 Shannon Glieden Assist 2 Sell Realty 6035 Sellers Ave., Oakley 625-4663 FAX 281-0742

BROKERS Mayra Rodriquez Realty Executives Bay Area 4464 Lone Tree Way #609, Antioch 757-4062 FAX 270-1773

Terra Maderios BHG Mason McDuffie RE 5887 A Lone Tree Way, Antioch 776-2740 FAX 776-2741

AFFILIATES Sabine Larsen First Priority Financial 14 Crow Canyon Ct #100, San Ramon 302-9208 FAX 396-6060

Dorothy Sansoe BHG Mason McDuffie RE 5887 A Lone Tree Way, Antioch 776-2740 FAX 776-2741 Shelley Floyd Jr. CES Premier RE Service 1317 Buchanan Rd., Antioch 432-3600 FAX 432-3020 Marni Stanley Intero Real Estate 1540 Discovery Bay Blvd. B, Discovery Bay 634-1111 FAX 634-0902 Creig Lash Keller Williams 191 Sand Creek Rd. #100, Brentwood 634-0033 FAX 634-4427 Linda Sepulveda Keller Williams 191 Sand Creek Rd. #100, Brentwood 634-0033 FAX634-4427 Martin Acholonu Prudential California Realty 5829 Lone Tree Way, Ste H, Antioch 778-9002 FAX 778-9009 Alexander Fuentes Signature Partners Realty 6945 Lone Tree Way, Brentwood 240-3501 Fax 281-4800 Mabel Fuentes Signature Partners Realty 6945 Lone Tree Way, Brentwood 240-3501 FAX 281-4800 Marnie McCollough Warren Properties 761 Second St., Brentwood 513-1997 FAX 219-9574

Jennifer Lawrie Pacific Funding Group 70 Eagle Rock Way, Ste A, Brentwood 634-6700 FAX 237-2709 Rich McDaniel McDaniel Financial Services 906 Bond Lane, Brentwood 998-1764 Fax 798-8606 Steve Margolis Real Estate Guide P.O. Box 87, Brentwood 679-7488 FAX 240-7472

MEMBERS ON THE MOVE Danielle Broad is now with Bay Area Properties 1663 Contra Costa Blvd. Pleasant Hill 405-0441 FAX 405-0446 Christine Chavez BHG Mason McDuffie RE 5887 A Lone Tree Way, Antioch 776-2740 FAX 776-2741 Michele Bethea is now with JDK & Associates 50 Eagle Rock Way, Ste D, Brentwood 418-4442 FAX 888-851-4246 Juan Banvelos is now with Realty One Group Elite 5119 Lone Tree Way, Antioch 978-1100 FAX 706-8203 Pamella Courtway is now with Realty One Group Elite 5119 Lone Tree Way, Antioch 978-1100 FAX 706-8203 Saleh Gharibyar is now with Realty One Group Elite 5119 Lone Tree Way, Antioch 978-1100 FAX 706-8203


Crab Feed

Feb. 11

Public Relations Committee Meeting

9 a.m. - 10 a.m.

Feb. 12

New Members Orientation

8:30 a.m. - 12 noon

Feb. 13

Local Government Relations Committee Meeting

9 a.m. - 10 a.m.

Feb. 17

DAR Closed Presidents Day

Feb. 18

Delta Realtor速 Community Service Foundation Board

1:30 p.m. - 3 p.m.

Feb. 19

GRI 109 Residential Real Estate Finance

8:00 a.m. - 5 p.m.

Feb. 20

Executive Committee Meeting

12 noon - 2 p.m.

Feb. 25

Budget and Finance Committee Meeting

10 a.m. - 11 a.m.

Feb. 26

Bylaws Committee Meeting

10 a.m. - 11 a.m.

Feb. 27

Board of Directors Meeting

9 a.m. - 11 a.m.

Mar. 11

Public Relations Committee Meeting

9 a.m. - 10 a.m.

Mar. 12

New Members Orientation

8:30 a.m. - 12 a.m.

Mar. 18

Delta Realtor速 Community Service Foundation

1:30 p.m. - 3 p.m.

Mar. 20

GRI Marketing, Financing & Managing Com. Prop

8:30 a.m. - 5 p.m.

Mar. 20

Local Government Relations Committee Meeting

9 a.m. - 10 a.m.

Mar. 20

Executive Committee Meeting

12 noon - 2 p.m.

Mar. 21-25

AE Institute Baltimore MD

Mar. 27

Board of Directors Meeting

9:00 a.m. - 11 a.m.

www.deltaaor.com

yourcalendar

Feb. 1

DELTACURRENTS

11


The second annual DAR Crab Feed was held Saturday, February 1, and it was a huge success! Attendees gathered at the Shadow Lakes Golf Club before sunset. Starting with delicious appetizers, followed by fresh salad and bread, the marinated crab arrived, but not before the scrumptious pasta found its way to our tables.The soft drinks, beer and wine (both colors) were readily available, as everything was included in the price. Music throughout the evening provided the crowd with some great sounds, and when everyone completed their meals, our DJ ramped up the dance music for all. All we can say is, we’ve never seen so much fun on the dance floor! If the music would have kept going, they would have danced all night. Scott & Barbara MacIntyre A special thank you to the committee, comprised of Scott MacIntyre, James Britto, and members of the DAR staff. Our kitchen crew did a fantastic job preparing and presenting the crab, even enduring a kitchen that didn’t have all the essential appliances. We must say ‘Thank You’ to Pittsburg Mayor Sal Evola, Gwynne Davi, and her sister; Sal’s father, Nolan Evola, and Paul Flores. A marvelous job! Our servers were Tonia Nielsen’s son Adam and niece Ashley, and DAR staff Jean’s daughter Ashley.

Alex, Laurie, and Ralph Garrow


Mona Phillips got everyone on their feet.


deltacurrents PLACE YOUR AD IN

THE OFFICIAL ONLINE PUBLICATION OF THE DELTA ASSOCIATION OF REALTORS®

deltacurrents

• DeltaCurrents is an eMagazine that features a link to your email and/or website. • AFFORDABLE RATES AND SIZES Preferred rates for DAR members! • CORE READERSHIP DeltaCurrents reaches some 1,000 REALTORS® and Affiliates in Eastern Contra Costa County - Antioch, Bay Point, Bethel Island, Brentwood, Byron, Discovery Bay, Knightsen, Pittsburg, and Oakley. • EDITORIAL Articles feature issues of importance to the real estate community, including information about national, state, and local real estate news, REALTOR® safety, legal

are free for advertisers! • DISTRIBUTION DeltaCurrents is emailed to REALTOR® and Affiliate members of the Delta Association of REALTORS® monthly. Twelve annual issues are available as downloadable PDF’s on the DAR’s website. •THE PUBLISHER Michelle Manos Design specializes in publishing periodicals and other publications for REALTOR® associations, nonprofit organizations, and many other businesses. The MMD team has over 40 years of experience in awardwinning publishing, marketing, and graphic design programs. MMD serves clients throughout California and the USA.

AD SPECIFICATIONS

ADVERTISING RATES

Email contracts and artwork to michellemanos@gmail.com

MEMBER RATES (per month)

issues, special events, technology, education, philanthropy, and more. • FREE AD DESIGN Design services

HALF PAGE VERTICAL

HALF PAGE HORIZONTAL

QUARTER PAGE

BUSINESS CARD

7.5 X 5

3.65 X 10

3.5 x 2

3.65 X 5

Page size is 8.5” x 11” • Ad can bleed

FULL PAGE

8.5 x 11

• Submit artwork as a pdf,tif, psd, or packaged InDesign file • Space reservations and artwork are due the 25th of the prior month • We will design your ad at no charge, and you may change it at no cost throughout your contract.

January 2013 6-12 months

1-5 months

Full Page

70

75

Half Page

40

60

Quarter Page

25

35

Business Card 10

20

NON-MEMBER RATES (per month) 6-12 months

1-5 months

Full Page

90

100

Half Page

65

75

Quarter Page

40

45

Business Card

25

35

deltacurrents is published for the Delta Association of REALTORS® by MICHELLE MANOS DESIGN. DELTACURRENTS For advertising information, contact Michelle Manos at michellemanos@gmail.com or 831 869 5084

14 www.deltaaor.com


deltacurrents

T H E O F F I C I A L P U B L I C AT I O N O F T H E D E LTA A S S O C I AT I O N O F R E A LT O R S ®

A D V E R T I S I N G C O N T R A C T & S P A C E R E S E R VA T I O N ADVERTISER Address City, State, Zip Contact Office Phone Mobile Phone

agrees as follows: Today’s Date Fax Email Website

BILLING CONTACT Address City, State, Zip Title

Phone Mobile Fax Email

SPACE Ad Size/Color Placement Request Notes Cost Per Month

# of months Beginning Issue Ending Issue Contract Total

TERMS

DEADLINES

PAYMENT

ADVERTISER APPROVAL

PUBLISHER APPROVAL

January 2013

• This agreement is subject to the following terms and conditions. The Advertiser has read and understands this Agreement and has received a copy. This constitutes the complete Agreement between Advertiser and Publisher. Verbal representations and promises made by the Advertiser or Publisher are not binding or valid. • The Advertiser understands and agrees that the advertising placement contracted for is immediately reserved for the Advertiser by the Publisher upon execution of this agreement. Cancellation of this agreement cannot be accepted in lieu of payment. • The Publisher reserves the right to refuse advertising for any reason. The liability of the Publisher for any error or omission or delay for which the Publisher may be held legally responsible shall not exceed the cost of the space or placement paid for by the Advertiser. • This agreement is with the named Advertiser. Change of ownership or management will not dissolve Advertiser’s obligations. • Artwork created by Michelle Manos Design is for the exclusive use in its publications. Consult Publisher for rates for other use. Space reservations and artwork are due by the 25th of the previous month. The previous issue’s advertisement will be published unless the Publisher is otherwise notified and new artwork received by the Publisher. We are pleased to assist our advertisers with preparation of their advertisements at no charge. We accept PayPal and checks. MAKE CHECKS PAYABLE TO MICHELLE MANOS DESIGN. Payment must be made in advance of publication. A 15% commission is applicable for recognized advertising agencies.

Advertiser’s Authorized Signature

Date

Publisher’s Signature

Date

deltacurrents is published for the Delta Association of REALTORS® by MICHELLE MANOS DESIGN.

For advertising information, contact Michelle Manos at michellemanos@gmail.com or 831 869 5084.


Where you

and your money

belong Join

o nline

today!

REALTORS® Federal Credit Union is dedicated to serving the financial needs of REALTORS® like you!

Savings & Investment Products

Not a Member? Not a Problem!

• Traditional Savings • Money Market Savings • Industry leading Certificate Investments • Traditional, Roth and SEP Individual Retirement Savings and Certificate Accounts

All REALTORS® and immediate family members are eligible for lifetime membership!

REALTORS® FCU offers customized products & services to meet the unique financial and cash flow needs of REALTORS®. You deserve the freedom to manage your finances when and where you want to.

Checking • F ree eChecking with MasterCard® Debit Card* with no minimum balance requirement • Fee-Free ATM Transactions at Thousands of CO-OP Network & CU24 ATMs

Join online today, here’s how: 1. Visit REALTORSFCU.ORG 2. Click “Membership” to learn more 3. Click “Membership Application” to get started

Have Questions? Call a Member Care representative 24-hours a day at 866.295.6038.

Lending to Fit Your Needs • Vehicle Loans • Personal Loans & Lines of Credit • Home Loans, Refinancing and Home Equity Lines of Credit

Your Own Virtual Branch • Remote Check Deposit • Online Bill Pay • Electronic Internal & External Transfers • Electronic Statements • Alerts & Secure Messaging

Must meet REALTORS® Federal Credit Union (RFCU) membership eligibility. Membership requires opening and maintaining a primary share savings account with a $100 minimum balance. Rates, terms, conditions and services are subject to change. RFCU savings are federally insured by the National Credit Union Administration (NCUA). *No monthly service fee. Other fees may apply. Please refer to the Schedule GF1101 of Fees and Charges at REALTORSFCU.ORG for details.


H O L D I T AT T H E D E LTA A S S O C I AT I O N O F R E A LT O R S 速 . C A L L 9 2 5 7 5 7 8 2 8 3 F O R D E TA I L S .

planameeting!


DELTA Association Members, new or seasoned, the list of membership benefits is staggering. Are you

taking advantage of what’s being offered? Here are

darbenefits

just a few in the Benefits Category involving training and education.

• Training at the local association • Seminars in our conference center • MLS – Paragon Training

• Training, such as Learn My Way, offered by CAR • Forms Tutor and Forms Advisor, a CAR benefit for zipForm 6 • Mandatory Ethics Training for the Board of Directors, Grievance and Professional Standards Committees • Mandatory Ethics Training and Orientation to the Delta Association (for all new members)

KAPPAMap’s In stock at the DAR Store Alameda & Contra Cost Co.

$23.56

San Joaquin Valley

$19.99

(KAPPAMap’s are replacing the Thomas Guides)  

Delta Currents February 2014  

Delta Currents February 2014 Delta Association of REALTORS®

Advertisement