Meadowlands Magazine: February 2019

FEBRUARY 2019

AT THE FOREFRONT OF THE COMMERCIAL REAL ESTATE INDUSTRY NAI James E. Hanson: New headquarters, same commitment to clients pg. 20

2019 Taxes: Outlining federal & state changes Pg. 14 Advice for hiring a business attorney Pg. 12 New Jersey Hall of Fame announces plans for new museum at American Dream Pg. 18

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LEADERSHIP COUNCIL Allstate BCB Community Bank Bergen Community College Bergen Engineering/ Branca Properties Boiling Springs Savings Bank Bruinooge & Associates CarePoint Health Comfort Guard Contracting LLC Delta Dental Edison Properties ELEC 825 | Engineers Labor-Management Cooperative Ernst & Young, LLP Eastwick Colleges EZ Ride Forsgate Industrial Partners FORT Group Genova Burns Goya Foods Hackensack University Medical Center Hartz Mountain Industries Horizon Blue Cross Blue Shield of NJ-NYC IBEW 164 In Thyme Catered Events

J. Fletcher Creamer & Son, Inc. JLL Kearny Bank Lakeland Bank Langan Engineering MassMutual New Jersey-NYC McGowan Builders, Inc. Meadowlands Racing & Entertainment MWWPR NAI James E. Hanson, Inc. New York Jets NJ Sharing Network NJM Insurance Group NJSEA North Bergen Liberty Generating Onyx Equities, LLC Personal Touch Experience PSE&G Quest Diagnostics Russo Development Scarinci Hollenbeck TD Bank Suez Water New Jersey Inc. Unique Designz Verizon Wacoal America

Publisher: Meadowlands Media, a division of the Meadowlands Chamber 201 Route 17 North Rutherford, NJ 07070 (201) 939-0707 Director of Communications & Publications: Joe Garavente Email submissions: jgaravente@meadowlands.org

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Meadowlands Business Report Harmon Meadow Retail, Restaurants & Hotels Directory Meadowlands Eat & Drink Meadowlands Transportation Event Planning & Catering Services Explore the Meadowlands Stay in the Meadowlands Destination Meadowlands

DEPARTMENTS

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Business Wise Community Human Resources & Operations Legal Continuing Education & Business Training Tourism & Hospitality Featured Member - Let it Grow, Inc. Lessons in Leadership Insurance & Risk Management Tech Talk

Advertising Director: Martha Morley, Greer Enterprises, Inc. (201) 493-7996 Design: Evan Eagleson, Gigi Elgouz & Katelyn Spadavecchia, Eighty6 Printing: A&P Printing

FEATURES

Meadowlands Magazine Distribution: MTM Resources

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Forewarned is Forearmed: Tax & accounting firms prepare clients for federal, state tax changes

Copyright 2019. All rights reserved. Reproduction of any artwork, editorial material or copy prepared by Meadowlands Chamber of Commerce and appearing in this publication is strictly prohibited without written consent of the publisher. Additional magazines and reprints of articles are available.

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On The Cover: NAI James E. Hanson

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The New Jersey Business Action Center: Your “One-Stop Shop� For Business Support & Resources

The views expressed in this magazine are those of the submitting authors and do not necessarily represent the views of, and may not be attributed to the Meadowlands Chamber or Meadowlands Media. meadowlandsmedia.com

February 2019

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BUSINESS REPORT “When there’s something great happening in the Meadowlands, we tell the story.”

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elcome to Meadowlands Media’s newly rebranded Meadowlands Magazine, which for the past 43 years has been covering local business news on behalf of the Meadowlands Chamber as Meadowlands USA. The magazine has a longstanding legacy in the region, growing to become New Jersey’s second largest business magazine by circulation. As part of the Chamber’s strategic plan in 2012, we began expanding our media offerings to offer more publications, further penetrate the market and help businesses better connect with their targeted audiences.

Today Meadowlands Media is a strategically diversified publishing house for the Meadowlands Chamber, Meadowlands Live! | Convention & Visitors Bureau and the Meadowlands 2040 Foundation—offering 10 media products across print and digital platforms and reaching a broad, diverse audience of key business decision-makers and consumers. The offerings include a new podcast series, video interviews, blog, email news and more. Our geography covers the Meadowlands market and beyond, with a qualified impression count of over 75,000 people.

2019 brings a wave of new initiatives to our members and our readership. Over the years the growth of the Chamber and our programs required us to restructure our brands to present a clean and recognizable image. Our new system of logos is designed to allow our individual entities and products maintain some autonomy and adaptability, while promoting a unified identity within our growing family of initiatives.

The flagship publication Meadowlands Magazine continues to deliver relevant content to our readers and will now bring you a deeper level of insight and perspective from the many prominent thought leaders of our region. The look and feel is changing but our core values remain: connecting businesses, delivering unbiased news & critical information and telling the stories of the Meadowlands.

This year we will witness the grand opening of American Dream, which promises to define the Meadowlands as a primary destination for tourists and visitors. Our strategic planning has positioned the Chamber—particularly through our print and digital products—to be the go-to source for what is happening in the Meadowlands. If it’s news about the Meadowlands…we will tell the story!

We look forward to harnessing our media products to better serve our members, readers and community at large. From Meadowlands Magazine to Meadowlands Live! Visitors Guide, we will highlight the issues and the assets that are gaining attention. Our Emerging Leader Podcast series will inspire the next generation of leaders and Meadowlands Minute videos with Steve Adubato will tackle the tough issues facing our businesses and communities.

Check out all our media products by visiting MeadowlandsMedia.com

Jim Kirkos Follow me on twitter: @JimKirkos To stay informed about more activities from the Meadowlands Chamber please visit www.meadowlands.org.

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BUSINESS WISE

Own Your Meeting

Taking control in a meeting-obsessed world

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n today’s world, business leaders and entrepreneurs are inundated with meetings. We have formal meetings, informal meetings, ad hoc meetings, allday meetings, breakfast meetings, lunch meetings and dinner meetings. We use meetings to plan meetings and we have meetings to follow-up on the meetings we have had.

Meetings are a great way to improve information-gathering and decisionmaking, brainstorm, share ideas, motivate and inspire our team. However, long, boring and unproductive meetings can demotivate and lead to confusion and apathy.

The key to success regarding meetings is to have fewer of them, to shorten the ones we have and to put a strategy in place so that meetings are more productive.

Meeting preparation Your time and the time of the meeting attendees is valuable. You should be sure the business investment is worth it. Before scheduling a meeting, ask yourself the following questions to determine whether the meeting is worth your time, both in preparation and attendance, and worth the valuable time of your attendees: • What is the purpose of the meeting?

Consider how strategic this time investment will be to accomplish the goals of the business.

• What are the objectives of the meeting? Be sure there is a desired outcome which can be clearly defined.

• What preparation must be completed in advance? Advance preparation adds to the meeting’s productivity.

• Who should attend the meeting?

Eliminate courtesy invites. Invite only those necessary to meet the meeting’s objectives.

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• What specific topics need to be discussed to meet the objectives?

Provide the meeting attendees with list of topics to be discussed. This will aid in their preparation as well as your own.

• How much time is needed to meet the objectives? Time is money and wasted time is a business killer. Set a specific time duration and stick to it. Single topic meetings should be limited to 30 minutes and multiple topics to 45-60 minutes.

Send a formal meeting request to all attendees. When sending the meeting request, include the information above in a structured format so attendees know there is an intentionality about the meeting, and they are to come prepared: Meeting Name Purpose Objectives Duration Topics Attendees Preparation

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Meeting execution Own your meeting! When hosting or facilitating a meeting, be aware of the common pitfalls that can derail meeting progress. These include mismanagement of time and attention, lack of focus and careless follow-up. Avoid these pitfalls by following these guidelines: • Start and end on time: Respect the time of those in attendance.

Start promptly, even if everyone is not present. Over time, even the stragglers will begin to arrive on schedule. Ending on time will communicate that you respect the time of others and would appreciate the same courtesy.

• Eliminate distractions: Require attendees to silence phones, stay off social media and close email. It is critical that attendees stay engaged and focused.

• Stick to the topics: The biggest timewasters in meetings are often the unrelated conversations before the

meetings begin and the stray topics during the meetings. Have the general conversations over a coffee break or lunch and stay on track during the meeting so you make the best use of the meeting time.

• Utilize the parking lot: Any topic that comes up that is not part of the agenda and does not contribute to meeting the defined objectives should be added to the “parking lot” to discuss at another time. This communicates that the topic has importance but should be addressed at a later date.

Mike and Tricia Battistella are the owners of Solutions3 LLC, an IT management company focusing on IT service management, cyber security management, network & systems management, critical notification management, and technical training. Mike and Tricia also partner with EDC Communications LLC, where they are Value-Added Resellers and instructors for their Communication & Leadership Training offerings.

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Meeting follow-up As important as the meeting preparation and execution are, the meeting follow-up is equally important.

Formally document the meeting and distribute the minutes to those in attendance as well as to any sponsors and/or stakeholders that would need to know the outcome and decisions made. Circle back with your attendees to be sure they have the information they need to complete their action items and follow through on next steps.

Conducting a well-planned and well-executed meeting will make your meetings more productive and save time and money for the organization. Good meeting follow-up will also save time and money by eliminating the need to track people down to determine the status of action items. Meetings will become a tool of productivity and efficiency as you accomplish more, meet less and own your meeting!

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• Summarize the meeting: At the end of the meeting, review the meeting purpose and goals to be sure they were met. Also review any decisions that were made and be sure everyone is aware of necessary next steps.

People, Performance, Relationships

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• Track action items: All action items must be captured, assigned and given a due date. Take time to review the action item list just prior to closing the meeting. Action items should then be tracked independently so time is not wasted obtaining action items status during follow-up meetings.

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February 2019

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COMMUNITY

Beyond bergenPAC

Making live performing arts and arts education accessible to more students

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ergenPAC’s Voices in Harmony Giving everyone a chance to shine. One of the highlights on the calendar at bergenPAC is Voices in Harmony. This is a celebration featuring singers, musicians and dancers from 18 schools in six counties serving students with disabilities. This year’s show, which is the third annual production, will be held Sunday, March 24 at 2 p.m.

“Voices in Harmony gives our students the opportunity to perform on a professional stage,” said Diane Somers, director of The Chapel Hill Academy. “Their excitement and enthusiasm bring tears and smiles to everyone who attends the performance!”

The program is presented by The Performing Arts School at bergenPAC, as part of its outreach program, and the Association of Schools and Agencies for the Handicapped (ASAH).

The students rehearse throughout the school year with visiting teaching artists from The Performing Arts School and then share their talents in front of the community. “We look forward to the third annual Voices in Harmony event celebrating and featuring our very‘special’ students,’” said Lori Alter, M.A., director of The Deron School of New Jersey.

“The performance promises to be uplifting, invigorating and truly magical. The audience will leave with a sparkle in their eyes!” After last year’s show, a West Orange parent said it’s amazing to see what the kids accomplish.“A lot of them have so much trouble socially and emotionally,” she said. “But you get them up onstage and everything changes.”The entire community is invited to experience an inspiring afternoon of music and dance. Tickets are free and can be reserved by emailing outreach@bergenpac.org or calling (201) 482-8194, ext. 71.

The participating schools are: Academy 360 Lower and Upper Schools, Banyan Elementary School, Banyan High School, Chapel Hill Academy, CTC Academy, Deron School of NJ Montclair Campus,Deron School of NJ Union Campus, ECLC of New Jersey, Chatham Campus, ECLC of New Jersey, Ho-Ho-Kus, The Gramon School, Glenview Academy, New Beginnings, The Felician School, Holmstead School, Honor Ridge Academy, The Phoenix Center, Windsor Learning Center and St. Joseph School for the Blind. Voices of Harmony is presented thanks to sponsorship by the William T. Morris Foundation, ASAH, The Alliance of Private Special Education Schools of North Jersey, Spectrum 360, the Hasiotis Family, the Alter Family and bergenPAC. Founded in 2003, the 1,367-seat Bergen Performing Arts Center, or bergenPAC, is the area’s cultural mecca. Housed in a historic Art Deco-style theater boasting one of the finest acoustic halls in the United States, bergenPAC attracts a stellar roster of world-class entertainment. The jewel in our crown is The Performing Arts School at bergenPAC – the innovative, educational performing arts initiative that, through programs, classes, outreach, school shows, and main theater presented shows, reach more than 30,000 students and community youth annually.on all its programs, visit bergenpac.org.

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HUMAN RESOURCES & OPERATIONS

The Vanishing Job

Will automation reduce the workforce?

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ore and more research organizations are producing reports on the future impact that technology and artificial intelligence will have on the automation of existing work. For example, the Brookings Institute, a Washington think tank, predicted that about 36 million Americans currently hold jobs with a “high exposure” to automation. In other words, they indicate that at least 70 percent of their tasks could be performed by machines using current technology.

Another recent study by Deloitte, the large accounting firm, found that 53 percent of companies had already started to use machines to perform tasks previously done by humans. They expected this number to increase to over 70 percent in the coming years.

At an economic conference in Davos, Switzerland, executives from major global companies admitted that if they don’t automate jobs as quickly as possible, their competitors will. It’s a fact that CEOs are under enormous pressure from their shareholders and boards to maximize short-term profits and the rapid shift to automation is the inevitable result.

This is evidenced by what has happened with the recent reduction in company taxation by 20 percent. The assumption was that companies would take these savings and invest them in expanding their operations and hiring new employees. I wondered, “Why CEOs would do that?”

What actually happened was that CEOs took those savings in taxes and invested the money in automating their operations to eliminate employees, not add them.

Additionally, they took some of the money and also bought back the stock in their firms to increase the valuation.

All over the world, executives are spending billions of dollars to transform their businesses into lean, digitized, highly automated operations and reap the profitability that automation delivers.

The explanations in “corporate speak” are statements like, “We are under-

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going a digital transformation, not laying off employees.” Or, “Workers aren’t being replaced by machines, they’re being released from onerous repetitive tasks.” And lastly, “We are adopting machine learning and other advanced technologies to improve efficiency.”

IBM’s “cognitive solutions” business unit, which uses AI to help businesses increase efficiency, has become the company’s second largest operating division, posting $5.5 billion in revenue in a recent quarter. UBS, the investment bank, projects that the artificial intelligence industry could be worth as much a $180 billion shortly.

Many argue that those being displaced by technology can be “reskilled.” I find this to be highly unlikely and a recent report by the World Economic Forum estimated that of the 1.37 million workers who are projected to be fully displaced by automation in the next decade, only one in four can be reskilled by private-sector programs.

This is a wide ranging disruption of jobs and the advances in artificial intelligence is just not restricted to industrial and warehouse robots that will alter the American workforce. Other activities like self-checkout kiosks, computerized hotel

February 2019

services, automated supermarkets and a host of other routine processes will be affected.

For example, Walmart and other retailers are preparing to open cashier-less stores powered by in-store sensors and cameras with facial recognition technology. QuickChek, the convenience store chain, just opened a new store with completely automated check-out machines that can also sort coins.

Robert M. Donnelly is an author, educator and brand builder for businesses and individuals. His consultancy business is called DoctorBusiness.com. His corporate life was spent in executive positions with IBM, Pfizer and EXXON and then as the CEO for several U.S. subsidiaries of foreign multinational firms. Professor Donnelly is on the faculty of Saint Peters University as well as Rushmore University, a global online university. His latest book is Personal Brand Planning for Life, available on Amazon. He also functions as an interim executive. You can contact him at rmdonnelly@aol.com or visit his website at DoctorBusiness.com.

LEGAL

Importance of Legal Advice

Why all businesses should have a business attorney on hand

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here are two critical professional services every business will need from early on and throughout operations: an accountant and a lawyer.

Typically, most business owners easily understand the immediate need for hiring an account: you require someone to help review your numbers periodically, organize your books and prepare all the necessary tax returns.

However, the reasons for hiring a business attorney may not be so obvious.

Many business owners disregard the need for a business lawyer upfront, leaving the business vulnerable to problems down the line.

A good business attorney will provide vital assistance in almost every aspect of your business, from basic startup to operations and reporting. In the beginning phases, this includes basic zoning compliance, copyright/trademark advice, contracts, formal business incorporation and advisory on potential lawsuits and liability.

Early is better It is important to remember that in most cases if you are being sued, it’s already too late. Unfortunately, most small businesses hold off on hiring a lawyer until they’ve already been summoned or slapped with a lawsuit. Once you have been formally served with the summons and complaint, the problem has already occurred and it’s now just a matter of how much time and money you will have to pay in court costs, attorney fees, settlements and other expenses to resolve the problem.

With this being said, the best time to connect with a business lawyer is well before you are being sued. Being proactive about legal matters can help identify liabilities and potential lawsuits in your business model, allowing you to address the shortcomings early on before they become a major, expensive issue for your business.

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Ignorance is not a defense As a business owner, you can’t expect to understand every facet of the law and how it applies to your business. But that doesn’t mean the judicial system will give you a free pass if you accidentally break the law. In fact, ignorance is specifically not considered a defense to legal action.

The complexity of law’s verbiage means that you will likely require an experienced attorney to help you from making costly mistakes.

Strong contracts, strong foundation Forming strong contracts will form a strong foundation for your business. Sure, you can operate based on verbal or a backof-napkin contracts. But that doesn’t mean you should do it. You don’t need to hire an attorney specifically for all the contracts.

However, the main contracts that you’ll use to conduct business should be drafted or reviewed by an attorney. An attorney can help ensure your interests are protected. Furthermore, you should have an attorFebruary 2019

ney review any contracts that come your way such as from a landlord or vendor.

Gain the benefit of their experience Attorneys are suspicious by default. This is not because they want something bad to happen but because they know it can.

Because of their extensive experience with the law and seeing how legal issues can damage businesses, they can identify liabilities and also recognize the warning signs related to legal issues. When you have a lawyer in your corner, you should treat them like a business adviser and make it a point to engage with them on a regular basis. If your attorney sees a problem waiting to happen, you will get advance notice so you can correct the issue and avoid costly legal hassles.

Where to start The Meadowlands Chamber has several law firms as members. Please check the business listing directory: meadowlands. org

Forewarned Is Forearmed

Tax & accounting firms prepare clients for federal, state tax changes

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year after the passage of the federal Tax Cuts and Jobs Act (TCJA) of 2017, controversy over the legislation’s usefulness to taxpayers and business owners has settled down somewhat. However, some individuals and companies are continuing to wonder how they will manage to complete a tax return that only faintly resembles its predecessors.

Alyssa Lebovic, CPA partner at Keller & Lebovic, CPAs, said for individuals, even the size of the forms will be different.

“The 2018 tax returns will see the first implementations of most of the provisions of the new law,” she said. “The individual tax forms themselves are completely revamped on shorter, ‘jumbo postcard sized’ pages that barely resemble the old ones.”

Other changes include a cap on the amount of state and local taxes a taxpayer may claim and limits on other commonly itemized deductions. According to James Brown, managing partner of James D. Brown, CPA, “The biggest change is the $10,000 cap on State and Local Taxes (SALT). New Jersey is a high tax state so the cap will have a greater impact on New Jersey residents than those living in other states. As a result of this cap and the higher standard deduction, many individuals who have historically itemized deductions on their returns will now utilize the standard deduction.”

Businesses will find a less dramatic overhaul of their federal tax forms. A new Qualified Business Income deduction offers the opportunity for business owners who receive income via a “flowthrough” entity, such as an S-Corporation, a partnership, a sole proprietorship or a single-person LLC, to have as much as 20 percent of income from that source excluded. However, Lebovic said, there are a number of limitations on the deduction.

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“There are many complicated restrictions as to how much of this 20 percent can be deducted,” she noted. “As a result, not everyone will see that full deduction, or in some cases, their income may preclude them from enjoying any of it. It’s so complicated that full-day seminars have been offered just on this one provision of the new tax law.”

At the state level, there also will be some new provisions going into effect. Joseph A. Lizza, managing partner of Lizza, Kmetz & Associates, LLP, explained, “New Jersey has also joined the tax change trend. Certainly, the changes are far fewer than on the federal side. New Jersey has increased its property tax credit from $10,000 to $15,000, and created a new child and dependent care credit for eligible residents. In addition, the law increased the tax rate for income over $5 million, created a health insurance penalty and implemented a host of employer tax changes.”

Change = opportunities for some Although the tax law changes have produced some confusion about how much will be owed this year, there are also new opportunities, according to Michael Hochman, partner-in-charge of the New Jersey office of Grassi & Co. “The other big change is the increase in the federal estate tax exemption for married couples to $22.4 million,” he said. “People should be revisiting their wills, estate planning and gifting strategies before this new exemption amount sunsets at the end of 2025.”

Brown said that taxpayers wanting to make charitable contributions could push the deduction past the standard by rearranging their contribution schedule, making it worthwhile to itemize.

“Many individuals will no longer find it beneficial to itemize due to the increased standard deduction,”he said. “However, this also creates an increased opportunity to ‘lump’ deductions, such as charitable contributions into a given year. Accelerating (or delaying) them into one tax year could potentially put you over that threshold, making the contributions 100 percent deductible.”

For businesses, one of the big wins from the new tax guidelines is the ability to change accounting methods for enterprises with revenue under $25 million.

“I worked with a $20 million-a-year distributor who took advantage of changing their method of accounting from accrual to the cash method of accounting—which helped save them about half a million dollars in taxes,” Hochman said.

The moral of this year’s tax story: plan ahead All the firms interviewed for this article spent a good part of 2018 preparing clients for changes in tax laws. Some provided newsletters and blog posts; others hosted seminars explaining specific aspects of the new laws. For individuals and business owners who waited until 2019 to deal with the changes, Lebovic’s advice was simple: fill out your returns as soon as possible.

“The best advice I can give is to prepare your return early,” she said. “If you’re due a refund, the sooner you have your return prepared, the sooner you’ll get that refund. If you owe money, the sooner you find out, the more time you’ll have to plan for it.”

Lizza said this isn’t the first time for major modifications to U.S. tax code and this year’s changes are a reminder that tax planning is a year-round endeavor.

“The greatest lesson that we have once again been reminded of by the TCJA is that tax planning is not a single event that we can silo and do post year-end with our tax filing,” he asserted. “It is a systematic checkup that needs to be done multiple times during the year. In addition, like any other law, tax code can and will change.

The more knowledge you have of your current tax situation, the more successful you will be in navigating any changes which come down the road in the future.”

The Meadowlands Chamber has among its membership a mix of accounting and tax preparation agencies covering the tax needs of both individuals and businesses. Each has its unique focus but all understand the interplay between federal and state requirements and how to leverage

that knowledge for their clients’ benefit.

Keller & Lebovic, CPAs Keller & Lebovic, CPAs, located in Fair Lawn, works with small businesses of 10 or fewer employees. Partner Alyssa Lebovic says her organization is predominantly a tax-oriented firm: “Our tagline is ‘we help you keep more of what you make.’

That goes for both businesses and individuals alike.”

The firm helps businesses, executives and other high-net-worth individuals with tax planning and preparation, estate/financial planning and business problem solving.

(201) 797-1966 www.kellerandlebovic.com James D. Brown, CPA Located in Teaneck, the firm of James D. Brown, CPA, delivers accounting and tax services for individual clients as well as small- to medium-size businesses. The firm also works with professional service providers such as physicians and attorneys.

Managing Partner James Brown said his firm works with clients year-round, offering planning sessions and educating clients through a weekly blog and monthly newsletter. In addition to tax planning, James D. Brown, CPA, offers business consulting, payroll services and assistance in dealing with IRS issues.

(201) 357-5228 www.jbrowncpa.com Grassi & Co. Grassi & Co.’s Park Ridge office works with middle-market companies in industries including construction, manufacturing, architecture, healthcare, engineering, financial services, technology, real estate and cannabis. They also provide tax services for individuals. Partner-in-Charge

Michael Hochman said the firm complements its full-service offerings with a broad range of consulting services. To educate clients about the coming tax changes, the firm provided seminars in 2018 outlining how attendees could achieve tax savings under the new laws.

(201) 808-9800 www.grassicpas.com/new-jersey Lizza, Kmetz & Associates, LLP Lizza, Kmetz & Associates, LLP, with offices in Hoboken and Lyndhurst, provides tax and accounting services for businesses ranging in size from small, local enterprises to multinational organizations. The firm works with classic brick-and-mortar businesses as well as internet-based firms. The firm also advises individuals on high-networth family tax planning and expatriate taxation.

Joseph A. Lizza, managing partner for the firm, said it emphasizes touching base with clients more than once a year to adjust their tax strategies as laws and circumstances change.

“The biggest challenges we are facing with the TCJA is educating our clients as to the massive amount of change brought about by this sweeping tax revision...we have constantly tried to focus their attention on the actual tax dollar effect, as opposed to the sound bite coverage which has surrounded this change,” he said.

You can find the ideal accounting and tax advisory firm for your needs in the business directory of the Meadowlands Chamber at www.meadowlands.org.

(201) 896-1170 www.lizzacpa.com Liz Massey is a freelance writer and editor based in Fredericksburg, Va. meadowlandsmedia.com

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CONTINUING EDUCATION & BUSINESS TRAINING

Education Summit

Leaders in education & business discuss partnerships for growing a powerful workforce

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he Meadowlands Chamber’s Educational Initiative hosted an Education Summit at Ramapo College on February 5 at Ramapo College of New Jersey, hosting NJ Secretary of Higher Education Dr. Zakiya Smith Ellis and esteemed leaders in education to discuss how businesses can partner with local colleges and universities to develop a powerful, effective workforce that meets the needs of our economy.

Ellis, the keynote speaker, discussed her experiences shaping higher education in the Obama Administration, the current prognosis for New Jersey’s higher education system, the launch of a state pilot program to finance free community college and the upcoming release of a state strategic plan for higher education in New Jersey.

“The nature of work has changed and the nature of jobs has changed,” Ellis said. “We need learning experiences that are similar to work experiences.”

Since starting her tenure, Smith and her colleagues have asked college administrators how they determine the needs of programs, finding that there may be a disconnect between labor market needs and the programming being offered. Ellis believes that partnerships between the business community and education community are critical for bridging this gap and offering programs that will better prepare students for the workforce.

“When I talk to college presidents, students are coming out of colleges but they do not have the skills they need,” Ellis said.

“When we review our academic programs, I think it should be reviewed by someone from business and industry.”

Following Ellis, there was an interactive panel discussion with local college and universities presidents and leaders on how businesses can utilize existing resources to train and retain a talented employee pool.

Meadowlands Chamber President & CEO Jim Kirkos af-

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firms the Chamber’s focus on creating relationships between the educational community and business community to grow the economy.

“Our advocacy of economic development is absolutely tied to what you do,” Kirkos said to the panelists and education leaders in the room. “There are times in the economic development conversation that we need to bring you to the table.”

“One of the biggest complaints we get from the business community, whose members are wearing five hats and who are looking for an intern, is they are waiting three days for a call back,” Kirkos said. “They want a quick response and continuity.”

The Meadowlands Chamber’s Educational Initiative will continue to bring programming aimed at fostering meaningful discussions around education and workforce development About the Education Summit Presented By: The Meadowlands Chamber’s Educational Initiative Keynote Speaker: Dr. Zakiya Smith Ellis, N.J. Secretary of Higher Education (pictured above on right) Panel Discussion Moderator: Tammy Molinelli of the Bergen County Workforce Investment Board (pictured above on left) Panel Speakers: Thomas Eastwick of Eastwick College; Peter. P. Mercer, J.D., Ph.D. of Ramapo College of New Jersey; Francine Andrea of Felician University; Michael J. Smith of Berkeley College; Michael D. Redmond, Ph.D. of Bergen Community College; Luke D. Schultheis, Ph.D. of Fairleigh Dickenson University; Virginia Bender, Ph.D. of St. Peter’s University. (pictured above on left)

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TOURISM & HOSPITALITY

New Jersey Hall of Fame

New museum to open in the Meadowlands at American Dream

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he New Jersey Hall of Fame—home to many of the Garden State’s best and brightest—will now have a home to call its own with a state-of-the-art museum at the American Dream retail and entertainment complex in the Meadowlands, which is scheduled to open later in 2019.

“I am deeply excited that American Dream will become the New Jersey Hall of Fame’s permanent home,” Governor Phil Murphy said.

“New Jerseyans will learn about the distinguished inductees, who will inspire residents to be the next generation of New Jersey leaders.”

The New Jersey Hall of Fame, which recently celebrated its 10th anniversary, to date has used a mobile museum as its home, attracting thousands of visitors across the Garden State each year.

Don Ghermezian, President of American Dream, said, “We are very proud to be the new home for The New Jersey Hall of Fame. The Hall of Fame museum will be a state-of-the-art facility that will showcase the incredible contributions and outstanding achievements of so many inspiring individuals that have called New Jersey their home. The Hall of Fame will complement and enhance our property’s exceptional offering of entertainment, performing arts, culinary and retail experiences that will draw over 40 million visitors annually.”

Jon F. Hanson, the Hall of Fame’s chairman of the board, said, “We are beyond excited to have a place to call home, and thrilled that it will be at American Dream. We are proud of the rich and important contributions our inductees have made to New Jersey and beyond, and our new home will allow us to showcase our state to so many more people.”

“The NJHOF leadership thanks our founders and family of supporters for helping us to create one of the ultimate symbols of Jersey pride,” Steve Edwards, president of the New Jersey Hall of Fame. “This exciting new attraction and learning center will have an immeasurable impact on the pride of New Jerseyans, and will help inspire its visitors to realize their highest and best sense of self, with a moral excellence of character.”

Baseball standout Al Leiter was among the many inductees who attended the museum’s groundbreaking a few months ago. “I’m grateful and proud of the honor that my HOF induction and legacy will be showcased alongside all the other New Jersey Hall of Famers at this fantastic new museum home at American Dream,” said Leiter.

The accomplishments of Garden State citizens span the pages of nearly every volume of American history. Through the power of images, artifacts, film and a suite of interactive tools, New Jersey’s leaders and legends featured at the New Jersey Hall of Fame are made accessible to every curious imagination.

The New Jersey Hall of Fame permanent museum will be located within several minutes of many attractions at American Dream, including Legoland Discovery Center and Sealife Aquarium, a DreamWorks Water Park, a Nickelodeon Universe Theme Park, Cirque de Soleil and KidZania. An estimated 40 million are expected to visit the American Dream complex annually.

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February 2019

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NAI James E. Hanson Company History

Third generational firm founded in 1955 by its namesake, James E. Hanson. James E. Hanson Inc. joined the NAI network in 1981 which enabled company to work with over 400 offices around the world.

NAI James E. Hanson 195 North Street, Suite 100 Teterboro, NJ 07608 (201)- 488- 5800 whanson@naihanson.com naihanson.com Executives William C. Hanson, SIOR - President Peter O. Hanson, SIOR - Chairman Number of Employees 73 Full service commercial real estate firm. Part of national network of over 400 offices worldwide.

Year Founded 1955

What We Do

Full service commercial real estate services which include, but are not limited to; brokerage, property management, tenant representation, corporate services, logistics, cold storage and financing.

Business Goals & Objectives

To establish long-term relationships and provide our clients with the best possible service, whenever their needs arise. Their 73 associates work between their offices in Teterboro and Parsippany.

Growth Strategy

NAI Hanson has increased its staff two-fold in the past decade and continues to attract new younger talent and use the most up-to-date technology platforms available.

About the Company

Offer clients personalized services and focuses on ALL needs of the client to make a successful transaction.

Client Portfolio

Sitex, ProLogis, HelloFresh, Kansas City Southern, Norfolk Southern, Wells Fargo and Boystown

Giving Back

NAI Hanson support many causes including Center For Food Action, Breast Cancer Making Strides, Boy Scouts of America, Hackensack University Medical Center, West Bergen Mental Health, The ARC of Bergen and Passaic

Awards & Accolades:

Among many awards received over the years, NAI Hanson has won a CoStar Power Broker award every year since its inception in 2005. Peter O. Hanson won the Lifetime Achievement Award from NAIOP in 2010 and was given the SIOR Diamond Anniversary torch in 2017. In 2016, SIOR awarded NAI Hanson the “Transaction Award”, “Creative Award” and the “Cooperating Award” for various transactions.

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February 2019

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546 West 44th St. Shops at Riverside Entrance

Let It Grow, Inc. Company History

Let It Grow, Inc. 52 Ackerson Street River Edge, NJ 07661 (201) 489-9499 info@letitgrow.com www.letitgrow.com Executives Paul T. Imbarrato, President Matt Delpreore, Vice President Steve Laudati, Vice President Number of Employees 67 (25 office staff, 5 Site Supervisors, 37 labor) Let It Grow, Inc. offers clients a complete approach to build high-quality landscape and site construction projects across the Tri-State area.

Year Founded 1986

Let It Grow was established in December of 1986 by Paul T. Imbarrato. The company grew as Paul’s skills and success expanded. Paul originally started with small, local landscape jobs out of his garage with a single truck and few friends. Now, Paul, the President and CEO of Let It Grow, Inc., employs 67 people and works on multi-milliondollar projects all across the tri-state area.

Mission Statement

The mission of Let It Grow, Inc. is to exceed all expectations in the planning, execution and delivery of world-class landscape and site construction development projects in the communities we serve. We are dedicated to maximizing our customers’ investments through superior service, quality work and uncompromised safety; guided by a highly experienced team.

Business Goals & Objectives

Our business goals include developing and maintaining client relationships, exceeding the previous year’s revenue, and executing high-quality landscape and site construction projects. We accomplish this by adhering to, “Plan, Execute, & Deliver.” Plan: Working with clients to provide budgets prior to buyout along with possible value engineering options. Once a project is awarded, we follow into reviewing plans and formulating descriptive and important RFIs. Execute: At this critical point of the project we review RFI responses and plans to discuss and produce detailed shop drawings. We conduct meetings with both the office and field personal to ensure cohesiveness throughout the team. Deliver: Construct successful projects on schedule with quality workmanship.

Growth Strategy

Our strategy for promoting sustainable growth is focused around the client. Our team of experts strive for client satisfaction by being responsive to clients’ needs and delivering projects on schedule and within budget. We only hire experienced and skilled employees to support this strategy.

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February 2019

Our Services & Projects

Let It Grow, Inc. provides multidiscipline construction and maintenance services for a variety of market sectors. Our construction services include civil work, hardscapes, master carpentry, ornamental metals, irrigation, landscape planting and water features.

We offer comprehensive maintenance programs after construction or on stand-alone existing built projects to provide clients with the necessary elements of services, products, care and supervision to keep their properties looking their best. These include horticulture, irrigation, landscape, architectural wood work and fountains.

About the Company

Clifton Warehouse

Let It Grow offers clients a complete approach to building highquality landscape and site construction projects and brings the highest level of knowledge and experience to every project the organization undertakes. Our multi-disciplinary expertise, personal commitment, service, and attention to detail allows us to deliver award-winning projects that maximize the long-term value and beauty of your investments. Let It Grow’s success is a reflection of our experienced staff.

Clients include:

Toll Brothers City Living; Avision Young; Urban Atlier Group; Whiting Turner; Cauldwell Wingate; Plaza Construction; StructureTone; Gilbane; Barr & Barr; Hudson Meridian; Torcon, Blanchard; Tishman/AECOM; Skanska

Portfolio of projects includes:

Fountain at Englewood Hospital

The Prudential, Newark; Riverbank West Courtyard & Terrace, New York City; BASF Headquarters, Florham Park; Fountain at Englewood Hospital, Englewood; Pier House Hotel at Brooklyn Bridge Park, Brooklyn; Rutgers Chemical & Biology Building, New Brunswick; The Modern, Fort Lee; 700 Jackson, Hoboken; The Shops At Riverside, Hackensack

Giving Back

Let It Grow, Inc. is committed to giving back to nonprofit organizations and community-based initiatives. We are actively involved and support the Tom Coughlin Jay Fund, Food For The Poor and Push to Walk. We hope our support helps those most in need!

Awards & Accolades:

Award: 52nd Annual New Jersey Concrete Awards - Merit Award for Decorative Category Project: The Modern North Tower Rooftop, Fort Lee, NJ

Hotel One Brooklyn

Award: Merit Award at the 49th Annual American Concrete Institute Awards Project: Mantoloking Fishing Pier and Park project at the 49th Annual American Concrete Institute Awards Award: Merit Award at the 48th Annual American Concrete Institute Awards Project: Red Bull Arena (and Honorable Mention Award for Rutgers University Food Court Plaza) Award: Two Honorable Mention Awards at the 47th Annual American Concrete Institute Awards Project: Rutgers Livingston and Maxwell Place Peninsula

Prudential Newark

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The New Jersey Business Action Center Your “One-Stop Shop” For Business Support & Resources

T

he New Jersey Business Action Center (NJBAC), housed within the New Jersey Department of State, is the “one-stop shop” for businesses to access a variety of resources and support. NJBAC offers free and confidential assistance to help businesses grow. Government navigation and permitting assistance is one of many important services offered. The team helps companies of all sizes save time and money by getting answers from government agencies, directing businesses to appropriate officials/contacts and facilitating meetings/follow-ups from regulatory agencies.

Products & Services • Customized summary of resources are created to identify, describe and quantify all government grants and financing programs available to support business expansion, retention and consolidation projects throughout the state.

• NJSTEP grant awards to help eligible small businesses participate in internationally-focused trade shows or trade missions.

• Project management services from knowledgeable business advocates to guide companies through complex projects, government incentive grant and financing programs, approvals and grant compliance.

• Expert consultants and facilitators for workforce training grants, talent recruitment and energy efficiency programs.

• Government navigation guidance and support for business seeking state and local permits and regulatory approvals.

• Business real estate reports and corporate facility site searches.

• Business call center for guidance on 24

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incorporating, small business and minority certifications and licensing and financing programs.

• Emergency call center for help to restore businesses following hurricanes, storms and other disasters.

• Redevelopment guidance and government agency coordination for municipalities and developers.

Office of Business Advocacy NJBAC’s Business Advocates are the outreach team to businesses in every town in the state.

Business Advocates prepare a customized summary of resources for each interested business that outlines all of the available assistance and incentive programs to support job creation and retention projects throughout the state.

They assist clients with real estate site searches as necessary and provide expert guidance on grant and loan programs, workforce recruitment/training grants, energy efficiency incentives, tax credits, February 2019

municipal incentives and tax abatements.

Office of Small Business Advocacy NJBAC’s Small Business Advocacy unit supports small business throughout the state.

Advocacy services are provided for New Jersey businesses seeking financial assistance; mentoring or technical training; regulatory assistance; emergency preparedness or access-to-recovery services; or site selection services.

Financial resources are available to link small businesses and start-ups with a variety of financing options through the New Jersey Economic Development Authority (NJEDA) and community-based microlenders.

Our advocates also provide procurement assistance to help small businesses take advantage of important opportunities to bid on government contracts.

Office of Export Promotion Companies interested in global busi-

ness activity can tap into a number of resources available through NJBAC’s export promotion unit. Global Business Advocates help small to mid-size businesses develop a viable export plan.

Advocates offer guidance in identifying global business opportunities, helping locate buyers and potential markets, test local demand and connect businesses with partners for joint ventures and strategic alliances.

The Office of Export Promotion can help navigate the complexities of exporting once a company has entered the global marketplace.

It administers the NJ State Trade Expansion Program (NJSTEP) grants that allow eligible companies to participate in internationally-focused trade shows and trade missions. The federal export promotion initiative provides grants on a competitive basis to states to help increase the number of small businesses that are exporting—and to increase the value of exports for those small businesses that are currently exporting.

The Office can pinpoint federal resources available for obtaining payment from vendors, providing government-to-government advocacy and understanding foreign custom procedures. It also provides assistance with regulatory compliance policies and advocates on behalf of companies with customs.

The Office collaborates with universities and various organizations, like the U.S. Export Assistance Centers, in an effort to develop small businesses into new exporters and help existing small business exporters expand their markets through co-sponsored training and services.

In 2017, The Office of Export Promotion received the President’s E Star Award for Export Service.

The E and E Star Awards are the Nation’s highest honor for export excellence.

At the NJBAC, Help Is Just A Call Away We’re ready to answer all of your New Jersey business questions. Take advantage of this one-call, no-cost resource. Call 1-800-Jersey-7 for all your business needs.

This article originally appeared in the 2019 Meadowlands Economic Development & Relocation Guide, produced by Meadowlands Media, Meadowlands Chamber and Meadowlands 2040 Foundation. Digital copies are available at meadowlandsmedia.com and print copies can be obtained by calling (201) 939-0707.

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LESSONS IN LEADERSHIP

Take the Leadership Test Eyes ‘speak’ volumes in leadership

W

hen asked, most folks say that they consider themselves leaders of one sort or another. But leadership is not an absolute thing. It is not black and white. Some days we are better leaders than others. In fact, we demonstrate superior leadership on one specific task and a short time later we fall on our face when up against another.

Leadership is relative and the really great leaders are constantly engaged in self-examination and finding ways to get better.

With this in mind, consider the following questions that will help you measure your individual leadership ability.

Don’t just answer yes or no. Instead, use the following scoring system: 4 is ‘always’, 3 is ‘most of the time’, 2 is ‘rarely’ and 1 is ‘never.’

I give honest feedback to my workplace colleagues whether I like them personally or not because it is in the best interest of our team.

I am open to feedback and constructive criticism from others at work regarding my performance and behavior even if I am not enamored by the source.

I take risks and propose new and innovative ideas in meetings when our team seems stuck on a particular issue or challenge. Simply put, I speak up when my team needs me.

I step up and take responsibility for my actions when things go wrong and mistakes are made that I’ve played some part in.

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I seek to identify others who deserve credit when things go right even slightly over-stating their contribution because I know how important it is that professionals feel they are making a contribution. In the process, I even understate my role because drawing attention to myself may not necessarily help the team.

I give clear, concise direction as to what needs to be done and why. I state our goal as well as the consequences for failure in ways that leave little doubt as to what the real picture is.

I seek to monitor and coach colleagues and team members because I see their professional development and improvement as critical to our workplace’s overall success.

I ask probing, open-ended questions, facilitate engaging and goal-oriented meetings and initiate change that is needed to motivate others to get on board.

I stay calm in a crisis, even if there is a strong part of me that does feel anxious, nervous, uncomfortable or even angry. I understand that how I react to this type of situation communicates a powerful message to those around me as to how all of us should act when things don’t go exactly as planned.

I possess the “strategic agility” to adapt, revise and change my February 2019

message and possibly the mode and timing of my communication, based on having a keen understanding of key stakeholders and important internal and external variables.

There are ten questions so 40 is the highest score you can get. That would mean that you are a nearly perfect leader, which no one is. What did you score?

Steve Adubato Ph.D., is the author of numerous books including his latest, “You Are the Brand”, and his upcoming book, “Lessons in Leadership”. He is also an Emmy Award-winning anchor on Thirteen/WNET (PBS) and NJTV (PBS) who regularly appears on CNN, FOX News and NBC’s Today Show. Steve also provides executive leadership coaching and seminars for a variety of corporations and organizations both regionally and nationally. To read more Lessons in Leadership visit www.Stand-Deliver.com. Follow Steve on Twitter @SteveAdubato and Facebook @SteveAdubatoPhD.

Weekends

INSURANCE & RISK MANAGEMENT

The NJ Act

New reporting requirements for employers

T

he state of New Jersey has posted information related to employer reporting under New Jersey’s individual health insurance mandate that went into effect January 1, 2019. Initially, starting in early 2020 and relating back to 2019, certain employers with New Jersey employees must remit to the state the same Forms 1095-C and 1094-C provided to the Internal Revenue Service (IRS) for 2019.

Background The New Jersey Health Insurance Market Preservation Act (the “NJ Act”) requires most New Jersey residents to maintain health insurance, starting January 1, 2019. Failure to do so, absent an exemption, will result in an individual penalty imposed by the state when a person files his or her 2019 New Jersey Income Tax return.

This New Jersey individual insurance mandate essentially replaces the individual mandate imposed under the Affordable Care Act (ACA), which was effectively eliminated starting in 2019 under the Tax Cuts and Jobs Act. As with the ACA, the NJ Act requires certain employers and insurance carriers to report to covered individuals and to the state in affirming that such individuals had actual health coverage in a calendar year.

What’s new?

Recently, the state of New Jersey updated its “Information for Employers” website with respect to the New Jersey Health Insurance Mandate. Notably, beginning with CY 2019, employers must provide the same Forms 1094-C and 1095-C to the state of New Jersey as they provide to employees (and perhaps other individuals otherwise covered under an employer-sponsored plan) and to the Internal Revenue Service (IRS) under the ACA. The Forms are to be sent to the New Jersey Division of Taxation

by February 15, 2020. This deadline actually precedes the general deadline by which such Forms need to be filed with the IRS under the ACA. Employer reporting under the NJ Act applies to all employers that withhold and remit New Jersey Gross Income Tax for New

Jersey residents, including employers located outside of the state.

However, the NJ Act employer reporting is optional for employers who are not required to submit IRS Forms 1095-C or 1095-B to employees.

That would generally consist of any employer under 50 employees. However, pending further guidance, a small employer with a self-insured plan for any portion of the year may still be subject to reporting under the NJ Act. Even though the ACA has not required employers with insured plans to report on actual coverage of individuals (a responsibility that falls on insurance carriers), the state still requires such employers to submit any Forms 1095-C they generate for individuals who are New Jersey residents.

Employer action All employers with employees who are New Jersey residents should evaluate whether they will be subject to these new reporting requirements beginning in 2019. In many cases, such employers will already be generating the Forms required to be filed with the state.

Employers should be aware of the February 15, 2020 reporting deadline as it is earlier than what is required under federal law.

Further, all such employers should watch for updates on the New Jersey website, particularly if the IRS changes the current Forms for 2019 reporting and if New Jersey deploys its own separate forms.

Patti Goldfarb has been specializing in employee benefits for over 20 years.

She is the founder of the New York State Association of Health Underwriters and has been on CNBC, quoted in Forbes and Kiplinger’s. She is a regular contributor to Meadowlands Magazine and is co-chair of the Meadowlands Financial Futures initiative. She can be contacted at pgoldfarb@ebagroup.net

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INSURANCE & RISK MANAGEMENT

Disability Insurance

How well is your income & business protected?

A

s a small business owner, you work hard and are proud of what you’ve built in the community. Your business is an asset, but the income it generates is likely your most valuable asset. How would your income be impacted if you were too sick or hurt to work? How would your lifestyle change? Without income, how long could you meet your expenses, keep your business open and pay loyal employees?

These are important questions to consider because your income is the source of your financial foundation. It supports your lifestyle and pays for everything you need and enjoy. So, like you insure your car and home, insuring your income and business with individual disability insurance may be the most important protection of all.

While your savings may cover some expenses for the short term if you were unable to work, depleting your resources can affect your financial security for the long term.

What are the chances of becoming disabled?

The risk of a disability is real: • There’s a 79 percent chance of a three-owner business having one of its owners disabled and unable to work for three months or longer.

• Illnesses, like cancer or a stroke, cause 96.5 percent of disabilities, while 3.5 percent are caused by an injury, according to U.S. Social Security Administration.

What’s the value of individual disability insurance?

If you become too sick or hurt to work, this coverage provides a monthly benefit to you, “like a paycheck”, until you’re able to work again. It helps protect your: • Income, so you can pay your bills and keep your lifestyle in check.

• Business, so you can keep the bills paid and doors open while you recover or transition it to someone else.

• Employees’ income, so they can continue to live their best lives – and it shows them you care.

How affordable is this protection?

It typically costs just 1 - 3 percent of your annual salary, meaning it’s just as affordable as a daily cup of premium coffee or a monthly date night.

amount of monthly benefits and high earning owners and executives may be discriminated against.

Adding individual disability insurance to a group LTD plan provides an additional layer of income protection. It offers better disability definitions, more robust benefits and is permanent (not subject to benefit changes or premium increases).

Why do business owners value individual disability insurance?

“The monthly benefit payments made a major difference. Without them, we probably wouldn’t be in our house and would be closing the law firm.”

- Attorney James Williams and wife Sherron – he suffered a stroke “The checks from Principal keep the hospital running and everybody on the payroll. It’s kept us going.”

- Veterinarian Dr. Keith Merritt – debilitating back condition “I hadn’t been in a hospital in 40 years. I found out that your life can change in two seconds. You have to insure your paycheck to survive.

It’s critical.”

- Sole proprietor business owner Gary Schaub – severe fall For more information about available coverages, please contact:

Can coverage be tailored to my personal and business needs?

Disability insurance can be customized to fit your specific needs and budget on a tax-advantaged basis. Plus, discounts are available for you and your employees.

Stephen J. Quirk, CFP, CLU Office: 516-348-7186 Cell: 631-875-5133 squirk@fnainsurance.com

What’s the difference between individual and group disability coverage? Are both needed?

Group long-term disability (LTD) insurance is a benefit you can offer employees to help protect their income if they’re too sick or hurt to work. It may have limitations in its disability definitions and/or

Testimonials may not be representative of other claimants’ experiences. It is not indicative of, or a guarantee of, benefits. Claimants have not been paid for their testimonials. Disability insurance from Principal® is issued by Principal Life Insurance Company, Des Moines, IA 50392 www.principal.com. Disability insurance has exclusions and limitations. For costs and coverage details, contact your Principal representative. DI9988 | 01/2019

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February 2019

Patti Goldfarb, CSA Office: 201-255-6239 Cell: 917-873-5405 pgoldfarb@ebagroup.net

TECH TALK

Identity Theft Protection The identity saved could be your own!

P

rotecting yourself from identity theft starts with a solid understanding of what identity theft actually is.

It ultimately means coming up with a plan that protects your personal data. Unfortunately, too many Americans don’t take the steps necessary to effectively guard against identity theft.

According to a study by Experian, only 18 percent of U.S. adults use a paid credit monitoring product to protect their identities and 13 percent use one to monitor their credit and finances. Additionally, 81 percent stated they rely on their banks and credit card companies to take responsibility for thwarting identity theft.

Identity thieves are only too happy for fraud targets to be dependent on others to protect their identity. The first step in protecting yourself from identity theft is awareness.

Identity theft, also referred to as identity fraud by law enforcement officials, is defined as all crimes against individuals where personal and financial data is illegally obtained by fraud or deception, usually for financial gain.

Once identity thieves steal your identity, some things they can do include: • Apply for credit cards or loans in your name.

• Withdraw funds from your bank account.

• Use your health insurance to obtain medical care.

• Use your Social Security number to steal your tax refund.

• Sell your information on the dark web to other criminals.

The issue of identity theft has become so prevalent that the U.S. government has made identity theft a federal crime, punishable by imprisonment of up to two years for general identity theft crimes and up to five years for terrorism-based identity theft crimes.

There are many types of identity theft that impact consumers, the most common being credit card fraud, employment or 32

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tax-related fraud, phone/utility fraud and bank fraud, according to the Federal Trade Commission.

To better prevent identity theft, know the warning signs that fraud is developing or has happened already. Some of these signs are: 1. An absence of bills in the mail could mean your personal data has been compromised and the identity thief has changed your billing address.

2. If you’re rejected for credit but have a history of good credit health, you might have been targeted by an identity thief. Another sign you may have been victimized by identity theft is if you’re approved for a loan or credit but at higher interest rates.

3. If you receive invoices for purchases you don’t recognize, or if you’re being billed for overdue payments for credit accounts you don’t own, you may have been victimized by I.D. fraud.

4. If your bank, credit card or other financial account show unauthorized transactions, those accounts may have been breached.

February 2019

5. If you filed your tax returns and received a rejection notice from the Internal Revenue Service, that could indicate a return has been fraudulently filed in your name.

6. Another sign of identity theft is test charges appear on your credit card statement. It’s common practice for identity thieves to “test” that a stolen card is still active by making low-cost purchases of under $5.00. If the credit card is approved, the fraudster knows that the path is clear for larger transactions.

To better protect your personal data against identity thieves, it is essential to take some steps that minimize your odds of being victimized. The goal is to build as many effective obstacles and tripwires as you can with your personal data. That strategy will frustrate and discourage identity thieves and drive them toward other targets whose data is easier to fraudulently obtain.

For starters, you do need passwords to protect your data. According to an Experian study, 50 percent of Americans don’t have all their digital devices password-protected. Thirty percent of that group says setting up passwords are a “hassle” while Continued on pg. 34

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Continued from pg. 32

Nick Pascarella is a principal at Novomni, a technology consulting firm, and a member of the Meadowlands Chamber’s Technology Committee, which provides technical expertise to the Chamber’s membership.

Building sound relationships on a solid foundation.

Weiss Realty represents a broad range of private investors, retailers, property owners, and corporate clients.

As a respected client you are assured more than ever before a level of service and expertise that makes our company synonymous with significant real estate transactions.

250 Moonachie Road, Moonachie, NJ 07074 p: 201.814.1800 f: 201.814.1811 jweiss@jweissrealty.com www.jweissrealty.com

Protect the home you love.

If you need home coverage, I can help.

I live and work right here in our community. I know what the to help you get the protection that fits your needs.

If you’re ready to talk home insurance or need some advice about protecting all that’s important to you, call me today.

Dan Meredith Agency, LLC 201-355-8090 50 Union Avenue Rutherford allstate.com/kmeredith Proud member of the Chamber of Commerce. © 2015 Allstate Insurance Co.

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25 percent say “it’s not necessary.”

The fact is, not having a password on your computer or smartphone, and on all financial accounts, is like to leaving your home with the door wide open. Consequently, always use passwords. The stronger the password, the better.

Don’t use the same password for all of your electronic devices and for your key financial accounts. Once a fraudster obtains a single password, access to the rest of your accounts is easy to accomplish if every password is the same.

Don’t include your name in any passwords or your birthday. Change your password anytime you suspect an account is compromised.

Avoid clicking on any suspicious-looking links in emails or text messages. Identity thieves routinely use emails and websites that look similar to your bank, credit card company, mortgage lender or other financial institution. If you suspect a link isn’t legitimate, don’t click on it. Never type in your username or password on an unfamiliar login screen.

Fraudsters may also regularly pose as a bank or credit card company employee over the phone but doing so should be a dead giveaway. The fact is that no legitimate organization will call and ask you for personal information like a bank or credit card PIN number or Social Security number.

If you suspect a call is illegitimate, ask for the caller’s credentials, hang up and contact the organization using the phone number listed on your financial institution’s bank statements.

Also note that the IRS will never call you on the phone. It always sends taxpayer requests and information via U.S. mail.

Regularly check your credit reports. Credit reports will include any suspicious activity on your financial accounts. A free credit report from each of the credit bureaus is available every 12 months on AnnualCreditReport.com.

If you suspect your identity has been stolen, you can set up a fraud alert. With fraud alerts, financial services or data security companies can text or place a phone call to consumers if there is a suspected security breach. They may also contact you if spending on a card or account doesn’t match up with your habits or recent location.

It’s also a good idea to destroy any physical private records and statements that include any personal and/or financial data.

Don’t leave mail in your mailbox as identity thieves may still steal from mailboxes or trash to get your information.

Additionally, avoid leaving ATM, credit card or retail receipts behind. Identity thieves can use receipts to help piece together your personal data. Hold on to receipts and throw them away or shred them when you get home.

Limit the number of credit cards you carry in your wallet so if it’s stolen you can minimize the impact. Additionally, don’t carry your Social Security card on your person—the theft of a Social Security number is an ID theft’s gateway to more financial accounts. This number must be protected at all costs.

Never take the security of your personal data lightly. Be prepared, be aware, be protected!

• • • • • •

Secaucus, NJ • harmonmeadow.com • 201-348-1200

25+ Restaurants with a variety of choices 9 Hotels, 1,529 Rooms Expo Convention Center Located on Route 3, Secaucus, NJ Exit 16E & 17 on NJ Turnpike, direct to Harmon Meadow Pedestrian-Friendly Campus with LA Fitness Signature Club & Kerasotes ShowPlace 14 Theatres

Res ide ntial, Retail, Restaurant & Hotel Direc tory RESTAURANTS and CAFÉS at HARMON MEADOW

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Bagels Plus Big Bowls Little Plates Bonefish Grill Buffalo Wild Wings Burger Fi Café 455 (455 Plaza Drive) Carrabba’s Italian Grill Cheeseburger In Paradise Chili’s Chipotle Mexican Grill Cosi CUPS Frozen Yogurt Dunkin Donuts Houlihan’s In Thyme Plaza Café (100 Plaza Dr) Nikko Sushi & Bento Olive Garden (500 Route 3) Outback Steak House Panera Bread Press Coffee Bar (at Holiday Inn) Red Lobster Red Robin Starbucks Stefanos Mediterranean Grille Subway @ Mill Creek Subway @ Plaza The Urban Plum American Pub Tokyo Hibachi Asian Cuisine

201-330-0744 201-514-4163 201-864-3004 201-348-0824 551-257-7979 201-864-7300 201-330-8497 201-392-0500 201-319-0804 201-223-0562 201-330-1052

Bob’s Discount Furniture Bonefish Grill Casual Male XL HomeGoods Jenny Craig Kohl’s Marshalls Menchie’s Frozen Yogurt Michaels Olive Garden (500 Route 3) PetSmart & PetsHotel Subway @ Mill Creek Supercuts TJ Maxx Verizon Wireless

Tokyo Buffet Which Wich

201-863-2828 201-325-8000

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SECAUCUS OUTLETS Secaucus, NJ Burlington Coat Factory (275 Hartz Way)

Calvin Klein Company Store (30 Enterprise Ave)

Eileen Fisher (45a Enterprise Ave) Group USA (25 Enterprise Ave) Gucci (50 Hartz Way) Lenox (60 Enterprise Ave) Prato Menswear

201-866-1665 201-223-9760 201-866-0300 201-867-4455 201-392-2670 201-319-1980

201-864-1450 Rent the Runway Warehouse Store (100 Metro Way) 800-509-0842 Children’s Place 201-223-4849 (210 Meadowland Pkwy) Tommy Hilfiger (25 Enterprise Ave) 201-223-0601 Worth NY (210 Meadowland Pkwy) 201-605-2010 (210 Meadowland Pkwy)

0418

1-101 Mill Creek Drive, Secaucus, NJ

ENTERTAINMENT/FITNESS at HARMON MEADOW Kerasotes Theatres 1-800-Fandango (#1658) LA Fitness Signature Club 201-751-9940 Meadowlands Expo Center 201-330-7773

PLAZA at HARMON MEADOW

700 Plaza Drive, Secaucus, NJ Art Gallery 201-902-0889 Bank Of America 201-319-0031 Chase Bank (450 Plaza Drive) 201-348-9204 Dunkin Donuts/Subway 201-617-9200 GNC 201-348-9549 Haircutter In The Meadow 201-863-3900 Harmon Meadow Jewelry Exchange 201-864-9666 Harmony Early Learning Center 201-348-2905 Pier 1 Imports 201-319-1110 Plaza Candy News & Lottery 201-520-0043 Raymour & Flanigan 201-809-1353 Sam’s Club (300 Park Place) 201-974-0702 Travel Meadows 201-348-3400 U.S. Post Office 201-866-6314 Walmart (400 Park Place) 201-325-9280

HARMON MEADOW HOTELS Secaucus, NJ Aloft Hotel Courtyard By Marriott

OPENING SOON

(455 Harmon Meadow Blvd)

Embassy Suites

(455 Plaza Drive)

Extended Stay America (1 Plaza Drive)

Meadowlands River Inn

(250 Harmon Meadow Blvd.)

Holiday Inn

(300 Plaza Drive)

Hyatt Place

(575 Park Plaza Drive)

La Quinta Inn and Suites (350 Lighting Way)

Residence Inn (800 Plaza Dr)

201-617-8888

LINCOLN HARBOR

1200 Harbor Boulevard, Weehawken, NJ Info & Security Desk Best Wishes Cards & Gifts Blue Ale House Boogie Woogie Bagel Boys Bright Horizons Family Solutions CarePlus/CVS Pharmacy Chart House Estuary Living Houlihan’s Jack Austin’s Eat & Drink Lincoln Harbor Shoe Repair Lincoln Harbor Yacht Club NY Waterway Ruth’s Chris Steak House Sheraton Lincoln Harbor Hotel Harbor Cleaners

201-348-3703 201-713-9762 Coming Soon 201-863-4666 201-351-5350 201-330-8147 201-348-6628 201-355-0455 201-863-4000 201-348-4444 609-505-1640 201-319-5100 800-53-Ferry 201-863-5100 201-617-5600 201-453-3300

HARTZ RESIDENTIAL

201-864-7300 201-553-9700 201-867-4400 201-348-2000

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201-643-1370 201-864-3004 201-223-1330 201-864-4832 201-330-0110 201-553-9143 201-864-4832 201-863-7700 201-293-0214 201-867-3543 201-583-0861 201-866-9111 201-330-7676 201-866-6279 201-553-6600

VIE WS OF NYC WE E HAWKE N

LEASING UNITS 201-355-0455

LEASING UNITS SECAUCUS 201-271-1700

MEADOWLANDS EAT & DRINK 3rd Wave Cafe & Crepes, The Lyndhurst (201) 528-8163 Al Di La East Rutherford (201) 939-1128

Big Bowls Little Plates Secaucus (201) 514-4163

Burger King Secaucus (201) 325-0498

Cheeseburger In Paradise Secaucus (201) 392-0500

Il Cafone Lyndhurst (201) 933-3355

Biggies Clam Bar Carlstadt (201) 933-4242

BurgerFi Secaucus (551) 257-7979

Chevys Clifton 973-777-6277

Il Villaggio Carlstadt (201) 935-7733

Cafe Four Fifty Five Secaucus (201) 864-7300

Chili’s Restaurant Secaucus (201) 319-0804

Cafe Matisse Rutherford (201) 935-2995

Chipotle Mexican Grill Secaucus (201) 223-0562

La Reggia Restaurant & Banquets & Lounge Secaucus (201) 422-0200

Caffe Capri East Rutherford (201) 460-1039

Chit Chat Diner Hackensack (201) 820-4033

Carrabba’s Italian Grill Secaucus (201) 330-8497

Colonial Diner Lyndhurst (201) 935-3192

Bistro at Courtyard Annabella’s Fine Foods, Inc. Secaucus Meadowlands Secaucus East Rutherford (201) 804-0303 (201) 617-8888 Anthony’s Coal Fired Pizza Clifton (973) 471-2625

Bistro Six-Five-Zero Hasbrouck Heights (201) 288-6100

Bagels Plus & Deli Secaucus (201) 330-0744

Bonefish Grill Secaucus (201) 864-3004

Bareli’s Restaurant, LLC Secaucus (201) 865-2766

Boogie Woogie Bagel Boys Weehawken (201) 863-4666

Bazzarelli Restaurant & Pizzeria Moonachie (201) 641-4010

Buffalo Wild Wings Secaucus (201) 348-0824

Chart House Restaurant Weehawken (201) 348-6628

THE ONLY THING WE OVERLOOK

is this...

SEAFOOD • STEAK • PRIME RIB

Cosi Secaucus (201) 330-1052 CUPS frozen yogurt that’s hot Secaucus Dunkin Donuts/Subway Secaucus 201-617-9200 Elia East Rutherford (201) 939-9292 Finch’s Rutherford (201) 231-3141 Gabriel’s Grille & Bar Hasbrouck Heights (201) 288-9600 Ghost Hawk Brewing Company Clifton ghosthawkbrewing.com Good Chinese Kitchen North Bergen (201) 295-0806 Houlihan’s Hasbrouck Heights (201) 393-9330

PIER D-T/LINCOLN HARBOR • WEEHAWKEN • 201-348-6628

SPECIAL EVENT SPACE FOR 30-500 GUESTS RESERVATIONS ONLINE AT CHART-HOUSE.COM

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Houlihan’s Secaucus (201) 330-8856 Houlihan’s Weehawken (201) 863-4000

Legal Sea Foods, LLC Paramus (201) 843-8483 Little Italy Café Secaucus (201) 348-1400 Luigi Meats Wood-Ridge (201) 933-0105 Make Wine With Us Wallington (201) 876-9463 Marco Polo Pizza/ Breakfast Grill Weehawken (201) 863-0057 Mamma Vittoria Nutley (973) 662-0242 Martini Grill Wood-Ridge (201) 939-2000 Masina Trattoria Italiana Weehawken (201) 348-4444 Massaman Thai Cuisine Carlstadt (201) 559-1424 McDonalds North Bergen (201) 868-9888 Medieval Times Dinner & Tournament Lyndhurst (201) 933-2220 Michael’s Salumeria Lyndhurst (201) 868-9888 Morton’s The Steakhouse Hackensack (201) 487-3614

MEADOWLANDS EAT & DRINK Mr. Bruno’s Pizzeria & Restaurant Lyndhurst (201) 933-1588 Mr. G’s Carlstadt (201) 460-0100 New Jersey Beer Company North Bergen (201) 758-8342 Oceanaire Seafood Room Hackensack (201) 343-8862 Olive Garden Secaucus (201) 867-3543 Outback Steakhouse Secaucus (201) 601-0077 Panera Bread Secaucus (201) 348-2846 Pink at Meadowlands Racing and Entertainment East Rutherford (201) 842-5013

Red Lobster Secaucus (201) 583-1902

Sals Good Eats Teterboro (201) 375-4949

Stony Hill Inn Hackensack (201) 342-4085

Tokyo Hibachi & Buffet Secaucus (201) 863-2828

Redd’s Restaurant & Bar Carlstadt (201) 933-0015

Sanducci’s Trattoria River Edge 201-599-0600

Subway Weehawken (201) 865-2500

Urban Plum Gastropub Secaucus (201) 520-0574

Ruth’s Chris Steak House Weehawken (201) 863-5100

Sanzari’s New Bridge Inn New Milford (201) 692-7700

Subway Secaucus (201) 325-0300

Ruth’s Chris Steak House Jersey City (201) 448-8664

Schuyler Grill & Cafe/ The Dapper Doughnut Lyndhurst (201) 935-0900

Subway North Bergen (201) 869-4469

Varrellman’s Baked Goods Rutherford (201) 939-0462

Ruth’s Chris Steak House Paramus - Maywood (551) 258-0013 Rutherford Pancake House Rutherford (201) 340-4171

Segovia Restaurant Moonachie (201) 641-4266

Vesta Wood Fired Pizza & Bar East Rutherford (201) 939-6012

Suprema Cafe Rutherford (201) 531-1190

Starbucks Coffee East Rutherford (201) 438-0584

The Crow’s Nest Restaurant Hackensack (201) 342-5445

Sabor Latin Bistro North Bergen (201) 943-6366

Starbucks Coffee Secaucus (201) 223-4924

The Original Pita Grill Hoboken (201) 217-9777

Saladworks East Rutherford (201) 939-8886

Stefanos Mediterranean Grille Secaucus (201) 865-6767

Thistle Restaurant Lyndhurst (201) 935-0004

Volare’s Restaurant Rutherford (201) 935-6606 Which Wich Secaucus (201) 325-8000

MEADOWLANDS TRANSPORTATION AAA Giants Limousine & Car Service (201) 933-3313

Lyft Lyft.com

Academy Bus, LLC (201) 420-7000

NJ Transit (973) 491-8903 www.njtransit.com

Axis Global Systems, LLC (718) 458-3666

NY Waterway (201) 902-8700

Country Club Services (973) 376-4352

State Shuttle (800) 427-3207

Enterprise Rent-A-Car (908) 497-1234

Stout’s Transportation Services (609) 883-8891

Enterprise Rent-A-Car (845) 537-6067

Vander Plaat Executive Limo (201) 891-3856

EZ Ride (201) 939-4242

meadowlandsmedia.com

February 2019

37

EVENT PLANNING & CATERING SERVICES Chit Chat Creative Caterers Hackensack (201) 820-4033

Il Villaggio Carlstadt (201) 935-7733

Palisadium Catering & Conference Center Cliffside Park (201) 224-2211

Cliffhanger Productions Inc. Rutherford (201) 460-1489

In Thyme Catered Events River Vale (201) 666-3353

Personal Touch Experience & Catering Hackensack (201) 488-8820

Fabulous Foods Event Design & Catering Moonachie (201) 896-8800

Jimmy’s Artistic Creations East Rutherford (201) 460-1919

Photobooth Planet Ridgefield (917) 780-5556

Fiesta Banquets Wood-Ridge (201) 939-5409

JNL Creative Tours, LLC Waldwick (201) 312-4684

Freeman Kearny (201) 299-7400

Mamma Vittoria Nutley 973) 662-0242

Bayway Catering Elizabeth (908) 527-8584

Graycliff Catering Inc. (The Graycliff) Moonachie (201) 939-9233

Meadowlands Racing and Entertainment East Rutherford (201) 842-5013

Bounce Music & Entertainment Englewood Cliffs (201) 482-8191

Greenwood Lake Air Show West Milford 973-224-9142

Nanina’s In The Park Belleville (973) 751-1230

16W Marketing Rutherford (201) 635-8000 4 Wall New York Moonachie (201) 329-9878 Adam Leffel Productions / Petals Premier Event Design Hackensack (201) 487-1300 Annabella’s Fine Foods, Inc. East Rutherford (201) 804-0303 Any Excuse For A Party (973) 808-8700 Audience Pleasers Garfield 973-773-0953

Seasons Catering Washington Township (201) 664-6141 Smooth Sailing Celebrations Oak Ridge (973) 409-4456 Sterling Affair Caterers Carlstadt (201) 372-0734 Sweet Dreams Studio Photo Booth Madison (703) 585-4704

Pink at Meadowlands Racing and Entertainment East Rutherford (201) 842-5013

The Excelsior of Saddle Brook Saddle Brook (973) 772-9900

Positive Impact Partners Cranbury (609) 395-1972

The Terrace at Biagio’s Paramus (201) 652-7900

Royal Manor Garfield (973) 478-8590

Unique Event Center Little Ferry (201) 880-5025

Sal’s Good Eats Teterboro (201) 375-4949

United Eventures (201) 694-6583

T.M. Rybak & Associates, P.C.

(201)-460-0473

www.tmrassociates.com Architecture Engineering Planning Interior Design Site Analysis Site Envelope Evaluation

General Construction Project Management Real-Estate Consultant Remediation of Existing Property Management Life Cycle Analysis

DESIGN | BUILD

Boiling Springs Group, Inc.

(201)-460-8339

www.boilingspringsgroup.com

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W e s t

E r i e

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A v e n u e

February 2019

R u t h e r f o r d , N J

0 7 0 7 0

NOW BOOKING

540 Mill Street Belleville, NJ 07109 973-751-1230 tom@naninasinthepark.com

678 Cranbury Road East Brunswick, NJ 08816 732-238-4200 info@parkchateau.com

236 Ridgedale Avenue Florham Park, NJ 07932 973-377-7100 info@theparksavoy.com

Dream Weddings in the Park

EXPLORE THE MEADOWLANDS Ecotourism Hackensack Riverkeeper Hackensack (201) 968-0808 NJSEA Meadowlands Environment Center Lyndhurst (201) 460-8300

Bergen County Parks Belmont Hill County Park Garfield

Darlington County Park Mahwah (201) 327-3500 Hackensack River County Park Hackensack (201) 336-7275 Overpeck County Park Leonia (201) 336-7275 Pascack Brook County Park Westwood (201) 336-6000

Borg’s Woods Nature Preserve Hackensack

Ramapo Valley County Reservation Mahwah (201) 327-3500

Dahnert’s Lake County Park Garfield

Riverside County Park Lyndhurst (201) 939-9339

Saddle River County Park Saddle brook (201) 796-0324 Samuel Nelkin County Park East Rutherford (973) 777-0318 Van Saun County Park Paramus (201) 262-3771 Wood Dale County Park Hillsdale (201) 336-7275

Hudson County Parks Mercer Park Bayonne

Stephen R. Gregg Park Bayonne (201) 858-7180

Laurel Hill Park Secaucus (201) 915-1388

Columbus Park Hoboken (201) 915-1388

NJSEA Parks

Liberty State Park Jersey City (201) 915-3403

Richard W. DeKorte Park Lyndhurst (201) 460-1700

Lincoln Park Jersey City (201) 915-1388

Mill Creek Point Park Secaucus (866) 927-6416

Washington Park Jersey City/ Union City (201) 348-5700

Losen Slote Creek Park Little Ferry

West Hudson Park Kearny (201) 217-5482 Braddock Park North Bergen (201) 915-3188

Laurel Hill Park Secaucus 201-915-1386 River Barge Park and Marina Carlstadt

STAY IN THE MEADOWLANDS AVE CLIFTON Clifton 973.859.3200

Fairfield Inn By Marriott East Rutherford (201) 507-5222

Holiday Inn Express Paramus (201) 843-5400

La Quinta Inn & Suites Secaucus (201) 863-8700

Saddle Brook Marriott Saddle Brook (201) 843-9500

Candlewood Suites Hotel Secaucus 201.865.3900

Fairfield Inn By Marriott North Bergen (201) 272-6600

Courtyard by Marriott Edgewater 201-945-5440

Hampton Inn Carlstadt (201) 935-9000

Holiday Inn Express Hotel & Suites Carlstadt (201) 460-9292

Marriott at Newark Liberty International Airport Newark (973) 623-0006

Sheraton Lincoln Harbor Hotel Weehawken (201) 617-5600

Courtyard by Marriott Lyndhurst (201) 896-6666

Hilton Garden Inn Secaucus (201) 864-1400

Courtyard by Marriott Secaucus (201) 617-8888

Hilton Hasbrouck Heights Hasbrouck Heights (201) 288-6100

Econo Lodge Carlstadt (201) 935-4600

Hilton Meadowlands East Rutherford (201) 896-0500

Element Harrison (862) 234-4922

Holiday Inn Hasbrouck Heights Hasbrouck Heights (201) 288-9600

Embassy Suites Secaucus (201) 864-7300

40

Holiday Inn Secaucus Meadowlands Secaucus (201) 809-4746 meadowlandsmedia.com

February 2019

Home2 Suites

by Hilton Hasbrouck Heights Hasbrouck Heights (201) 552-5600 Homewood Suites

by Hilton East Rutherford (201) 460-9030 Hyatt Place Secaucus/ Meadowlands Secaucus (201) 422-9480 La Quinta Inn & Suites Clifton/ Rutherford Clifton (973) 778-6500

Red Roof Inn Secaucus (201) 319-1000

Station at Lyndhurst Apartments Lyndhurst (201) 252-4036

Renaissance Meadowlands Hotel Rutherford (201) 231-3100

Teaneck Marriott at Glenpointe Teaneck (201) 836-0600

Residence Inn East Rutherford (201) 939-0020

The Meadowlands River Inn Secaucus (201) 867-4400

Residence Inn Port Imperial Weehawken (201) 758-7922 Residence Inn Saddle River (201) 934-4144

W Hotel Hoboken (201) 253-2420 Westin Hotel Jersey City (201) 626-2900

Il Villaggio_Oct2015_V1_Il 10/20/15 4:29 PM Page 1

“A diamond in the shadow of the Meadowlands, old-style cuisine that never disappoints” Zagat Survey, America’s Top 1000 Italian Restaurants 2008

“Best of Award of Excellence” - Wine Spectator Magazine

Come experience Il Villaggio’s distinguished cuisine in our newly renovated restaurant Since 1979, Il Villaggio has been consistently providing guests with truly memorable dining experiences.

Our menu specializes in classic northern Italian dishes, which include a wide variety of fresh fish & seafood specials that change daily. Complete your dining experience with our wide selection of homemade desserts.

Il Villaggio caters to Bar/Bat Mitzvahs,Weddings, and Private/Corporate Events.

Monday-Friday: 11:30 am -11:00 pm • Saturday: 5:00 pm - 12 Midnight Sunday: Private Events Only 651 Route 17 North, Carlstadt, NJ 07072 Telephone: 201.935.7733 • info@ilvillaggio.com • www.ilvillaggio.com

Recreation, Sports & Entertainment

DESTINATION MEADOWLANDS Harlem Wizards Secaucus (201) 271-3600

Aviation Hall of Fame & Hi-Tech Billiard Club Museum Of NJ & Lounge Teterboro Weehawken (201) 288-6344 (201) 624-8240 Bergen Performing Arts Kerasotes Showplace 14 Center (bergenPAC) Secaucus Englewood (201) 210-5364 (201) 816-8160 Bowlero Walllington Wallington (973) 773-9100

Liberty Science Center Jersey City (201) 200-1000

Chuck E. Cheese’s North Bergen (201) 861-1799

Meadowlands Racing & Entertainment East Rutherford (201) 460-4166

Durkan Fencing Company South Hackensack 201-880-9585 Field Station Dinosaurs Leonia (855) 999-9010 Fun Ghoul Rutherford (201) 460-1489 GolfTec Englewood (201) 567-0103

Medieval Times Dinner & Tournament Lyndhurst (201) 933-2220 MetLife Stadium East Rutherford (201) 559-1562 Nereid Boat Club Rutherford (201) 438-3995 North Arlington Bowl-O-Drome North Arlington (201) 998-9621

NY Giants East Rutherford (201) 935-8111

Statue of Liberty & Ellis Island (212) 344-0996

NY Jets Florham Park (516) 560-8100

Water Journey Lyndhurst (973) 994-4577

NY Red Bulls Harrison (201) 583-7000

World Golf Network RiverVale (201) 489-2240

NY Waterway Weehawken (201) 902-8700

Ecotourism

RPM Raceway Jersey City (201) 333-7223 Six Flags Great Adventure Jackson (732) 928-2000 Sofive Carlstadt 347-790-5032

Hackensack Riverkeeper Hackensack (201) 968-0808

King’s Court Health & Sports Club Lyndhurst (201) 460-0088 LA Fitness Signature Club Secaucus (201) 751-9940 Sally Beauty Supply North Bergen 201-295-0020 SOJO Spa Club Edgewater (201) 313-7200

NJSEA Meadowlands Environment Center Lyndhurst (201) 460-8300

Health, Fitness & Beauty GNC Live Well Secaucus (201) 348-9549

Space Farms Zoo & Museum Sussex (973) 875-5800

Haircutter in the Meadow Secaucus (201) 863-3900

Statue Cruises Jersey City (201) 432-6321

Jenny Craig Secaucus (201) 330-0110

The DOJO Rutherford (201) 933-3050

Retail & Outlet Shopping Best Buy Secaucus (201) 325-2277

Gucci Secaucus (201) 392-2670 Heights Beer & Wine Emporium Hasbrouck Heights (201) 426-0555 Mason’s Cellar Rutherford (201) 935-1212 Newport Centre Jersey City (201) 626-2078 Raymour & Flannigan Secaucus (201) 809-1353 The Mills at Jersey Gardens (908) 436-3005 The Shops at Riverside Hackensack (201) 489-0151

Calvin Klein Company Store Secaucus (201) 223-9760

Tommy Hilfiger Secaucus (201) 863-5600

Country Whimsey Rutherford (201) 438-0488

Westfield Garden State Plaza Paramus (201) 843-2121

PRESENTED BY THE SMALL BUSINESS COUNCIL

COME HAVE COFFEE WITH US...LET'S TALK SMALL BUSINESS MEADOWLANDS

SBC

SEMINAR SERIES NEW SPEAKER/TOPIC EACH MONTH

DYNAMIC SPEAKERS RELEVANT TOPICS NETWORKING COFFEE

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February 2019

2ND FRIDAY OF EACH MONTH INCLUDED AS PART OF MEADOWLANDS CHAMBER SMALL BUSINESS MEMBERSHIP WWW.MEADOWLANDS.ORG

HarmonMeadowAd_March2017_V3.qxp_ssreid1@aol.com 4/7/17 8:53 AM Page 1

Welcome to the Plaza at Harmon Meadow 700 Plaza Drive • Secaucus, NJ

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Exchange

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Residence Inn

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RV IC E

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•Bagels Plus •Dunkin Donuts/ Subway •Cups

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Now Open - Which Wich!

GNC Mill Creek Art Gallery Terra Dental Center Haircutter in The Meadow US Post Office Max Fitness Challenge Bank of America Kerasotes Showplace Theatres Poke Bros COMING SOON Twisted Bites COMING SOON

INDEX OF ADVERTISERS Al Ameera Restaurant.............................................................................................37 Allstate Agency, www.allstate.com/kmeredith......................................................34 Atlantic Stewardship Bank, www.ASBnow.com.......................................................1 AVE, www.aveliving.com........................................................................................29 Bergen Business Expo, www.bergenbusinessexpo.com........................................31 Blue Jay Printing, www.bluejayprinting.com..........................................................9 Boiling Springs Savings Bank, www.bssbank.com.................................................19 Chart House, www.chart-house.com......................................................................36 Ernst & Young, www.ey.com..................................................................................13 Felician University, www.felician.edu....................................................................17 FNA Insurance Services, Inc., www.fnainsurance.com..........................................33 Goya Foods, www.goya.com.....................................................................................2 Guzzo+Guzzo Architects, LLC, www.gg-architect.com..........................................29 Harmon Meadow Plaza..........................................................................................43 Il Villaggio, www.ilvillaggio.com...........................................................................41 Jewel Electric, www.jewelelectric.com.....................................................Back Cover KAD Associates, www.kad-associates.com..............................................................29 Kearny Bank, www.KearnyBank.com........................................................................7 Lizza & Associates, www.lizzacpa.com...................................................................33 Meadowlands Media, www.meadowlandsmedia.com...........................................33 Meadowlands SBC Seminar Series, www.meadowlands.org................................42 MWW PR, www.mww.com....................................................................................11 NAI James E. Hanson, www.naihanson.com..........................................................21 Nanina’s In The Park & The Park Savoy, www.naninasinthepark.com...................39 NYSF Magazine, www.nysfmag.com........................................................................9

DISCOVER LOCAL FAVORITES

Overhead Door, www.DockNDoor.com...................................................................44 Paramount Exterminating, www.ParamountExterminating.com..........................44 Professional Insurance Associates, Inc..................................................................28 PSE&G, www.pseg.com..................................................................Inside Back Cover Quest Diagnostics, www.questdiagnostics.com............................Inside Front Cover RPM Raceway, www.rpmraceway.com....................................................................42 Safety NJ, www.safetynj.com.................................................................................12 Scarinci & Hollenbeck, www.scarincihollenbeck.com............................................25 State of Affairs with Steve Adubato, www.SteveAdubato.org.................................27 The Harper at Harmon Meadow, www.TheHarperApts.com.....................................5 The Table: Metropolitan NJ Dining Guide, www.meadowlandslive.com...............44

metropolitan nj dining guide

the table

available in print & online: www.meadowlandslive.com

new print issue available now | (201) 939-0707

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meadowlandsmedia.com

February 2019

TM Rybak, www.tmrassociates.com.......................................................................38 Weiss Realty, www.jweissrealty.com......................................................................34 William Paterson University, www.wpunj.edu......................................................17 For more information on multimedia advertising in Meadowlands Media products, please contact Martha Morley at (201) 493-7996 or email: greerentps@aol.com Call for new items! If your organization has news or announcements to share with our audience, please send to Joe Garavente at JGaravente@meadowlands.org or call (201) 939-0707

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