Week of May 20, 2022 DailyRepublic.com
Serving S Se i gS Solano l C County t
4463 Glencannon Drive, Fairfield Open House Sunday 12-3pm
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2 Friday, May 20, 2022 — DAILY REPUBLIC
ALL THINGS REAL ESTATE
Tough questions yield single overarching answer Q: I’m a relatively low-income earner (about $5,600 gross monthly together with my wife). We have two children. We want advice on how best to go about buying a house. How do you find the best lender? How do you know a good house? Is it the newer ones built in the 1990s or the old ones built in the 1950s? How do you make an offer? Above the listed price or below? I understand right now there are more buyers than sellers. Is it true the prices are higher now and might go down later in the year once more houses are released by the banks into the market? Do I look for a foreclosure auction? How do you tell a good agent? Please, could you address this and any other pertinent issue? A: Whoa, that’s a lot of questions, with no one-size-fits-all answer to many of them. But I can give you the absolute best answer to each of them by answering only one of your questions. We’re in California. Real estate is complicated, not only from a legal perspective but from a logistical one as well. For just about anyone to buy a home, there are an exhaustive list of people involved. Practically no home sales occur without the involvement of title people, escrow officers, lenders, inspectors, insurance agents, the buyers and sellers, and, as I’ll explain, Realtors. So let me tell you how to get all of your questions answered in a way that is tailored to your particular situation. First and foremost, you need a Realtor to guide you through the process. Period. Look, I get nothing by telling
Tim Jones you to get a Realtor. In fact, it’s illegal for attorneys to get commissions or referral fees from Realtors. The need for a Realtor is just a fact. You neither have the time, experience and particularly expertise to buy a home without a Realtor guiding you through the process. I’ve been a real estate attorney for a very long time and I assure you, I wouldn’t buy a home without having a Realtor represent me. Besides, since Realtors get their commission out of the sales proceeds, all of that professional work and experience comes to you absolutely free. (Well, relatively free, given that you will make the mortgage payments.) So let’s talk about your most important question: How to choose a Realtor. Not all Realtors are the same. Duh! In fact, I’ve never found any two of them to be the same. Even though they may work for a large real estate firm, the truth is they are all independent business people. Nowadays the busy ones are working double-overtime to make a living. That makes each of them entrepreneurs who construct their professional practice in a manner as unique as each of them is personally. Sure, there are those with more expertise than others, but that’s not the only difference. Two equally proficient Realtors can approach their complicated job from two very
different angles. Some are better at nurturing and hand-holding. And believe me, that’s a great thing for many, many buyers and sellers. Buying or selling a home can be an absolutely frustrating and exhausting experience. Others are less nurturing and more down to business. Many people feel more comfortable with this type of agent. Some Realtors are highenergy, others aren’t. Many are in constant communication with you, others only bother you when something needs to be discussed. And of course, there’s an unlimited number of shades of gray between any extremes. So, how do you pick a good Realtor for you? My advice is to take a two-step process. First, ask friends, neighbors, co-workers, relatives, anybody and ask if they’ve had a good, or bad, experience with a Realtor. Good personal references are absolutely the best way to find anything, be it a Realtor, lawyer, doctor or local restaurant. Then interview two or three of the Realtors to whom people have referred you. During the interview, ask your questions. All of them. Get a feel for the different answers given by the different Realtors. By the time you’ve talked to three Realtors, you’re likely to get a sense of who you’re most comfortable with, who matches your personality, seems to understand your concerns and mostly instills the most confidence in you. Then go from there. Also, you may notice that I capitalize the “R” in Realtor. See Jones, Page 7
Adjustable mortgage rush isn’t the same as 2008 WASHINGTON POST Adjustable-rate mortgages are beginning to look good again. As the cost of owning a home continues to soar, more buyers are willing to take their chances with the floating interest rate that got so many borrowers in trouble when the housing market crashed in 2008. But don’t worry, so far there’s nothing that alarming happening. ARMs, as they’re popularly known, typically offer lower rates to start off than traditional 30-year fixed mortgages, but then bounce around with the The Law Offices of
market. While ARMs come in all shapes and sizes, the most common ones feature rates that reset annually based on the current market after five, seven or 10 years. Borrowers can get into hot water with ARMs because their monthly payments can jump suddenly if interest rates move higher. Homeowners can always try to refinance before the rate resets, but that means they have to monitor where rates are and try to guess where they’re headed. During the most See Mortgage, Page 11
Timothy Jones
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DAILY REPUBLIC — Friday, May 20, 2022 3
ON GARDENING
Let Heart to Heart caladiums create the unexpected in your garden
T
he Garden Guy made a trip across town to chat with son James and came away giddy on one hand and grumpy on the other because I had been scooped. I am used to being the dud when it comes to comparing my plant partnerships with his, but this time he showed me up with a new variety. I’m the new variety guy, not this whippersnapper, but he was grinning like the Cheshire Cat with this year’s new Heart to Heart Burning Heart caladium. First thought: How come I didn’t have them? Second thought: There can’t really be a caladium with that color. This caladium is a tropical flaming red with a few specks. It is a screaming red that says “look at me!” How could I have missed it at the University of Georgia trials? It scored 4.5 out of 5 through the entire season. I desperately want some, and
Norman Winter you will too. Once again, as is his nature, he taught me that it is the unexpected in the plant combinations that takes your breath away. In his design he was closely pairing it with Shadowland Coast to Coast hostas. This hosta’s leaves are a brilliant golden chartreuse that creates a shocking color contrast of foliage, making you wonder if you can capture the essence with the camera. In the bed he also used Graceful Grasses Prince Tut, Surefire begonias and Summer Wave torenia in the front of the border. As I left, he was flanking the bed See Winter, Page 8
NORMAN WINTER/TNS
Begonias and Torenia will complete the project. Heat to Heart Caladiums turn the usual into extraordinary with their color and tropical texture.
NORMAN WINTER/TNS
Heart to Heat Tickle Me Pink caladium and Wee Bit Giddy hydrangea made the perfect marriage at The Garden Guy’s house.
4 Friday, May 20, 2022 — DAILY REPUBLIC
Real estate transactions BENICIA
04-15-22 [4 Bdrms – 1550 SqFt – 1972 YrBlt], Previous Sale: 07-08-16, $390,500
TOTAL SALES: 8 LOWEST AMOUNT: $600,000.00 HIGHEST AMOUNT: $1,100,000.00 MEDIAN AMOUNT: $768,500.00 AVERAGE AMOUNT: $781,125.00
2133 Beaujolais Court – $725,000
04-13-22 [3 Bdrms – 1603 SqFt – 1982 YrBlt], Previous Sale: 03-17-20, $699,000
2428 Chuck Hammond Drive – $725,000
04-11-22 [3 Bdrms – 776 SqFt – 1943 YrBlt]
717 Cypress Circle – $625,000
900 Bradford Way – $887,000 41 Buena Vista – $605,000
1761 Casa Grande Street – $620,000
04-12-22 [2 Bdrms – 1260 SqFt – 1990 YrBlt], Previous Sale: 09-18-17, $385,000
130 Chelsea Hills Drive – $900,000
04-12-22 [1 Bdrms – 1667 SqFt – 1972 YrBlt]
580 Hastings Drive – $777,000
04-11-22 [4 Bdrms – 1874 SqFt – 1977 YrBlt]
292 West I Street – $1,100,000
04-11-22 [4 Bdrms – 2442 SqFt – 1910 YrBlt]
912 Rose Drive – $600,000
04-15-22 [4 Bdrms – 2164 SqFt – 1981 YrBlt]
505 Sorrel Court – $760,000
04-11-22 [3 Bdrms – 1663 SqFt – 1986 YrBlt]
DIXON TOTAL SALES: 4 LOWEST AMOUNT: $542,000.00 HIGHEST AMOUNT: $644,000.00 MEDIAN AMOUNT: $585,000.00 AVERAGE AMOUNT: $589,000.00
659 Colusa Court – $550,000
04-12-22 [4 Bdrms – 2192 SqFt – 2001 YrBlt], Previous Sale: 08-28-01, $315,789
1850 Blossom Avenue #117 – $250,000
04-14-22 [2 Bdrms – 892 SqFt – 1991 YrBlt], Previous Sale: 02-22-06, $285,000 04-12-22 [4 Bdrms – 2138 SqFt – 2015 YrBlt], Previous Sale: 07-27-18, $500,000 04-14-22 [4 Bdrms – 1953 SqFt – 1978 YrBlt], Previous Sale: 09-13-10, $190,000
319 Daphne Drive – $580,000
04-15-22 [4 Bdrms – 1658 SqFt – 1973 YrBlt], Previous Sale: 04-08-15, $323,000
222 Del Luz Court – $260,000
04-13-22 [2 Bdrms – 1000 SqFt – 1978 YrBlt], Previous Sale: 02-05-20, $180,000
3239 Formby Lane – $1,100,000
04-13-22 [4 Bdrms – 3045 SqFt – 1989 YrBlt], Previous Sale: 11-19-10, $493,000
1408 Friendly Valley Lane – $745,000
04-15-22 [4 Bdrms – 2102 SqFt – 2019 YrBlt], Previous Sale: 11-01-19, $533,000
2968 German Street – $1,315,000
04-12-22 [5 Bdrms – 3876 SqFt – 2010 YrBlt], Previous Sale: 03-18-10, $632,500
2996 German Street – $1,200,000
04-14-22 [4 Bdrms – 2780 SqFt – 2008 YrBlt], Previous Sale: 07-24-09, $560,000
1745 Gillespie Drive – $740,000
04-15-22 [3 Bdrms – 2402 SqFt – 1984 YrBlt]
04-12-22 [3 Bdrms – 1327 SqFt – 1958 YrBlt], Previous Sale: 12-14-21, $464,500
749 Greentree Circle – $725,000
04-12-22 [3 Bdrms – 1564 SqFt – 1986 YrBlt], Previous Sale: 06-22-16, $380,000
3075 Gulf Drive – $620,000
04-13-22 [4 Bdrms – 1734 SqFt – 1996 YrBlt], Previous Sale: 04-30-13, $315,000
5254 Jacque Bell Lane – $650,000
04-15-22 [3 Bdrms – 2254 SqFt – 2005 YrBlt], Previous Sale: 12-13-19, $449,000
1554 James Street – $390,000
1155 Dawson Drive – $542,000
255 Schooner Ridge Court – $620,000 1305 Valley Glen Drive – $644,000
FAIRFIELD TOTAL SALES: 32 LOWEST AMOUNT: $250,000.00 HIGHEST AMOUNT: $1,315,000.00 MEDIAN AMOUNT: $650,000.00 AVERAGE AMOUNT: $682,172.00
1501 Adams Street – $290,000
04-11-22 [3 Bdrms – 863 SqFt – 1954 YrBlt], Previous Sale: 07-21-98, $74,000
2176 Allston Place – $537,000
04-13-22 [3 Bdrms – 1438 SqFt – 1974 YrBlt], Previous Sale: 06-03-05, $400,000
452 Americano Way – $690,000
04-12-22 [4 Bdrms – 2253 SqFt – 1986 YrBlt], Previous Sale: 11-19-09, $274,000
4548 Avondale Circle – $835,000
04-13-22 [4 Bdrms – 3068 SqFt – 2000 YrBlt], Previous Sale: 10-02-03, $255,000
2638 Baltic Drive – $660,000
04-15-22 [4 Bdrms – 2362 SqFt – 1990 YrBlt], Previous Sale: 08-13-09, $260,000
1758 Barton Court – $625,000
YrBlt], Previous Sale: 08-14-19, $437,500
RIO VISTA
717 Del Mar Circle – $650,000
04-12-22 [3 Bdrms – 2078 SqFt – 1992 YrBlt], Previous Sale: 07-11-19, $550,000
TOTAL SALES: 4 LOWEST AMOUNT: $385,000.00 HIGHEST AMOUNT: $610,000.00 MEDIAN AMOUNT: $437,000.00 AVERAGE AMOUNT: $467,250.00
322 Crystal Downs Drive – $610,000
04-14-22 [3 Bdrms – 2302 SqFt – 2003 YrBlt], Previous Sale: 02-02-04, $502,093
290 Rivercliff Drive – $385,000
3045 Pebble Beach Circle – $1,275,000 04-13-22 [4 Bdrms – 3803 SqFt – 2008 YrBlt], Previous Sale: 03-14-07, $758,500
3225 Riviera Court – $950,000
04-15-22 [5 Bdrms – 2607 SqFt – 1988 YrBlt], Previous Sale: 08-09-12, $435,000
2066 Robin Drive – $505,000
04-14-22 [3 Bdrms – 1024 SqFt – 1967 YrBlt], Previous Sale: 09-23-19, $380,000
2297 Rutland Court – $585,000
04-15-22 [4 Bdrms – 2154 SqFt – 2015 YrBlt], Previous Sale: 02-08-18, $415,000
2713 Soho Lane – $575,000
04-14-22 [3 Bdrms – 1890 SqFt – 2007
04-15-22 [4 Bdrms – 1430 SqFt – 1978 YrBlt], Previous Sale: 04-15-98, $132,500
4000 Greenfield Court – $1,400,000
04-15-22 [4 Bdrms – 3163 SqFt – 2015 YrBlt], Previous Sale: 03-10-15, $824,000
214 Kingswood Avenue – $585,000
04-15-22 [3 Bdrms – 1657 SqFt – 1978 YrBlt]
398 Lovers Lane – $565,000
04-14-22 [2 Bdrms – 1391 SqFt – 2005 YrBlt], Previous Sale: 09-29-05, $356,669
605 Lupine Circle – $652,000
304 Willow Brook Way – $435,000
SUISUN CITY TOTAL SALES: 7 LOWEST AMOUNT: $570,000.00 HIGHEST AMOUNT: $725,000.00 MEDIAN AMOUNT: $600,000.00 AVERAGE AMOUNT: $625,714.00
1607 Alcazar Court – $615,000
04-14-22 [4 Bdrms – 1474 SqFt – 1988 YrBlt]
600 Decoy Lane – $570,000
04-14-22 [4 Bdrms – 1376 SqFt – 1969 YrBlt], Previous Sale: 10-15-21, $340,000
142 Fairview Drive – $525,000
04-14-22 [3 Bdrms – 1439 SqFt – 2005 YrBlt], Previous Sale: 06-13-17, $310,000
261 Springhill Drive – $439,000
04-12-22 [3 Bdrms – 1014 SqFt – 1959 YrBlt]
1150 Mockingbird Lane – $585,000
04-15-22 [4 Bdrms – 1942 SqFt – 2014 YrBlt], Previous Sale: 10-30-14, $426,500
1112 Los Robles Street – $832,000
1003 Blossom Avenue – $585,000
04-11-22 [3 Bdrms – 1758 SqFt – 1973 YrBlt]
04-15-22 [4 Bdrms – 2168 SqFt – 2002 YrBlt], Previous Sale: 07-08-15, $357,000
04-15-22 [2 Bdrms – 1172 SqFt – 2004 YrBlt], Previous Sale: 05-01-18, $318,000
04-15-22 [3 Bdrms – 1730 SqFt – 2014 YrBlt], Previous Sale: 10-27-14, $389,000
2819 Marigold Drive – $640,000
800 Westgate Drive – $1,000,000
967 Countrywood Circle – $673,000
135 Birchwood Court – $585,000
04-11-22 [4 Bdrms – 1826 SqFt – 1969 YrBlt]
04-11-22 [3 Bdrms – 1708 SqFt – 2000 YrBlt], Previous Sale: 03-20-18, $462,500
2427 Trevino Way – $742,500
04-15-22 [2 Bdrms – 1269 SqFt – 1984 YrBlt], Previous Sale: 09-06-13, $100,000
04-14-22 [3 Bdrms – 1548 SqFt – 1984 YrBlt], Previous Sale: 04-19-01, $230,850
2735 Marigold Drive – $650,000
248 Spindrift Way – $600,000
1099 Cloverbrook Circle – $655,000
531 Arroyo Grande Lane – $600,000
04-14-22 [4 Bdrms – 2077 SqFt – 1986 YrBlt]
YrBlt], Previous Sale: 10-27-16, $425,000
423 Tabor Avenue – $375,000
04-12-22 [3 Bdrms – 2257 SqFt – 2005 YrBlt], Previous Sale: 07-18-18, $511,000
2022 Larchmont Circle – $660,000
These are the local homes sold recently, provided by California Resource of Lodi. The company can be reached at 209.365.6663 or CalResource@aol.com.
04-14-22 [2 Bdrms – 812 SqFt – 1915 YrBlt]
257 Cedar Street – $550,000
04-11-22 [3 Bdrms – 1416 SqFt – 1956 YrBlt], Previous Sale: 02-23-12, $140,000
248 Cheyenne Drive – $640,000
04-12-22 [3 Bdrms – 1550 SqFt – 1977
04-11-22 [3 Bdrms – 988 SqFt – 1978 YrBlt], Previous Sale: 03-14-19, $210,000 04-15-22 [3 Bdrms – 988 SqFt – 1978 YrBlt], Previous Sale: 05-26-17, $165,000 04-13-22 [4 Bdrms – 1989 SqFt – 1980 YrBlt], Previous Sale: 03-22-13, $269,000
9411 Berkshire Lane – $780,000
291 Markham Avenue – $535,000
1333 North Camino Alto #116 – $180,000
04-15-22 [3 Bdrms – 1520 SqFt – 1997 YrBlt], Previous Sale: 01-24-19, $422,500 04-15-22 [3 Bdrms – 1228 SqFt – 1961 YrBlt]
4767 Midway Road – $1,250,000
04-15-22 [3 Bdrms – 2773 SqFt – 2004 YrBlt], Previous Sale: 12-20-10, $325,000
04-13-22 [1 Bdrms – 441 SqFt – 1974 YrBlt], Previous Sale: 12-14-15, $55,000
04-11-22 [3 Bdrms – 1842 SqFt – 1978 YrBlt], Previous Sale: 02-15-13, $350,000
1201 North Camino Alto – $605,000
04-12-22 [3 Bdrms – 1790 SqFt – 1995 YrBlt], Previous Sale: 06-04-19, $520,000
354 De Anza Drive – $575,000
04-12-22 [4 Bdrms – 2708 SqFt – 2006 YrBlt], Previous Sale: 03-30-20, $590,000
130 De Paul Drive – $342,000
04-11-22 [3 Bdrms – 1656 SqFt – 2011 YrBlt], Previous Sale: 11-15-19, $460,000
1236 Delwood Street – $700,000
04-14-22 [4 Bdrms – 2137 SqFt – 1992 YrBlt], Previous Sale: 04-04-03, $360,000
431 Diana Drive – $540,000
04-11-22 [5 Bdrms – 2405 SqFt – 2010 YrBlt], Previous Sale: 04-01-20, $545,000
505 Doncaster Drive – $800,000
1212 Notre Dame Circle – $685,000
04-12-22 [4 Bdrms – 1722 SqFt – 1987 YrBlt], Previous Sale: 03-24-20, $547,500
04-14-22 [1 Bdrms – 888 SqFt – 1900 YrBlt], Previous Sale: 06-17-04, $277,000
190 Mandarin Circle – $587,000
04-12-22 [4 Bdrms – 1386 SqFt – 1978 YrBlt], Previous Sale: 01-16-02, $209,900
254 Ballindine Drive – $750,000
226 Arkansas Street – $305,000
352 Barcelona Street – $680,000
2126 Newcastle Drive – $660,000
TOTAL SALES: 29 LOWEST AMOUNT: $425,000.00 HIGHEST AMOUNT: $1,400,000.00 MEDIAN AMOUNT: $655,000.00 AVERAGE AMOUNT: $709,103.00
04-13-22 [3 Bdrms – 1911 SqFt – 1953 YrBlt], Previous Sale: 06-06-16, $362,000
04-14-22 [3 Bdrms – 1471 SqFt – 1988 YrBlt]
136 Luzena Avenue – $485,000
04-14-22 [3 Bdrms – 1898 SqFt – 1964 YrBlt]
VACAVILLE
606 Admiral Callaghan Lane – $630,000
53 Baldwin Street – $220,000
906 Monticello Court – $805,000
04-14-22 [3 Bdrms – 2139 SqFt – 1977 YrBlt], Previous Sale: 10-30-07, $495,000
TOTAL SALES: 43 LOWEST AMOUNT: $180,000.00 HIGHEST AMOUNT: $860,000.00 MEDIAN AMOUNT: $605,000.00 AVERAGE AMOUNT: $544,744.00
04-14-22 [4 Bdrms – 1206 SqFt – 1955 YrBlt], Previous Sale: 09-13-21, $350,000
04-11-22 [4 Bdrms – 1763 SqFt – 1990 YrBlt], Previous Sale: 00/1991, $156,000
1004 Neptune Court – $725,000
VALLEJO
47 Baldwin Street – $325,000
725 Monaghan Circle – $725,000
04-15-22 [4 Bdrms – 2216 SqFt – 2004 YrBlt], Previous Sale: 01-14-22, $630,000
04-15-22 [5 Bdrms – 3772 SqFt – 2001 YrBlt], Previous Sale: 11-18-19, $730,000
04-13-22 [4 Bdrms – 2522 SqFt – 1996 YrBlt], Previous Sale: 03-31-08, $450,000
04-12-22 [3 Bdrms – 1334 SqFt – 1986 YrBlt], Previous Sale: 08-27-20, $435,000
1620 Hickam Circle – $700,000
04-11-22 [3 Bdrms – 1296 SqFt – 1973 YrBlt], Previous Sale: 04-19-18, $375,000
348 Parkview Court – $755,000 343 Robin Circle – $425,000
04-13-22 [3 Bdrms – 1192 SqFt – 1988 YrBlt]
430 Rolling Oak Drive – $685,000
04-13-22 [4 Bdrms – 1499 SqFt – 1973 YrBlt], Previous Sale: 03-16-15, $340,000 04-11-22 [3 Bdrms – 1155 SqFt – 1958 YrBlt], Previous Sale: 03-25-04, $315,000 04-15-22 [4 Bdrms – 1440 SqFt – 1978 YrBlt], Previous Sale: 12-27-17, $370,000 04-12-22 [3 Bdrms – 1008 SqFt – 1955 YrBlt], Previous Sale: 05-08-19, $290,000 04-15-22 [3 Bdrms – 981 SqFt – 1955 YrBlt], Previous Sale: 07-10-19, $305,000 04-15-22 [5 Bdrms – 2325 SqFt – 1996 YrBlt]
816 Donner Pass Road – $238,500
04-12-22 [3 Bdrms – 1656 SqFt – 1965 YrBlt], Previous Sale: 09-25-14, $260,000
04-14-22 [3 Bdrms – 1731 SqFt – 1990 YrBlt], Previous Sale: 07-14-17, $445,000
125 Dublin Drive – $650,000
04-11-22 [4 Bdrms – 2320 SqFt – 1987 YrBlt], Previous Sale: 08-01-19, $565,000
28 Garthe Court – $650,000
236 Rosita Court – $680,000
531 Shannon Drive – $640,000
04-11-22 [4 Bdrms – 1796 SqFt – 1987 YrBlt]
325 Shining Horse Way – $1,000,000
04-12-22 [4 Bdrms – 2825 SqFt – 2015 YrBlt], Previous Sale: 11-17-15, $672,500
7928 Spencer Lane – $570,000
04-15-22 [4 Bdrms – 3516 SqFt – 1991 YrBlt], Previous Sale: 03-05-21, $420,000
04-13-22 [4 Bdrms – 1922 SqFt – 1979 YrBlt], Previous Sale: 10-19-09, $214,000 04-12-22 [3 Bdrms – 2023 SqFt – 1976 YrBlt]
449 Gillcrest Avenue – $250,000
04-11-22 [3 Bdrms – 1521 SqFt – 1958 YrBlt], Previous Sale: 11-09-16, $95,000
172 Glenview Circle – $671,000
04-13-22 [4 Bdrms – 1846 SqFt – 1982 YrBlt]
924 Grant Street – $531,000
See Transactions, Page 8
DAILY REPUBLIC — Friday, May 20, 2022 5
SOLANO REAL ESTATE SCENE
Plenty of advantages to keeping home in the family
I
have helped hundreds of families over the past 35 years keep Grandma and Grandpa’s home in the family. There are a few homes right here in Solano County that have been lived in by five generations and passed down four times since the 1920s. There are very few loans that are more rewarding for a loan officer than helping a senior sell their house to their family and keeping the place where family Christmas memories were made for 25 to even 65 years. The emotional part is cool but the business side of this type of transaction can be rewarding for all concerned. Here are some benefits. No. 1: Selling your house to your child can potentially allow the child to assume your low prop-
Jim Porter erty tax rate. No. 2: Buying a house from an immediate family member reduces stress for the buyer because they have been in the property thousands of times and know about all its flaws. No. 3: Back in the old days, the saying in real estate was “buyer beware” but since the transfer disclosure rules became law, the saying now is “seller beware” because sellers and Realtors are See Porter, Page 9
A Division of American Pacific Mortgage Corporation NMLS#1850
Now Offering Land, Construction & Bridge Loans
Fairfield
4463 Glencannon Drive Welcome home to 4463 Glencannon Drive! A beautiful Green Valley Highlands home that sits on 2.5 private flat acres nestled amongst mature oak and fruit trees with a seasonal pond. Drive through the automatic gate to this spacious 3,981 sq. ft. home with 3 beds, 2 full baths, and 2 half baths. This home also offers beautiful views, solid oak wood flooring, a gourmet kitchen with granite counters & a large island, a temperature-controlled wine cellar, a family room, a formal dining room, and several sitting areas. Enjoy the large windows and French doors that lead out to the decks and grounds. A spacious primary suite with a walk-in closet and a large bathroom with marble floors and a shower. A game room with a pool table and fireplace. A 1,500 sq. ft. detached garage that includes a temperature-controlled wine cellar. An outdoor kitchen under the gazebo during the warm summer nights. Additional enhancements include a water softener system, RV parking with hook-ups, and solar (paid off). Plus, it’s minutes away from Green Valley Country Club and award-winning wineries. Don’t miss this one! Offered at $1,625,000
Open House Sunday 12-3pm
707-449-4777 Call or Inquire at www.SolanoMortgage.com Jim Porter Branch Manager NMLS 276412
Solano Mortgage NMLS #1515497 & #1514658 is a division of American Pacific Mortgage Corporation NMLS #1850 is licensed in California by the Dept. of Financial Protection and Innovation under the CRMLA / Equal Housing Opportunity
SAMANTHA OLAZABAL
REALTOR® DRE# 01709548
650.678.2910
SamOlazabal@gmail.com HomesbySamanthaO.com @homes_by_samantha
6 Friday, May 20, 2022 — DAILY REPUBLIC
Tired of gray everything? Here’s how to get a more colorful home. LINDSEY M. ROBERTS
L
SPECIAL TO THE WASHINGTON POST
ike many of us in the past decade, Leslie Corona, senior home editor at Real Simple magazine, has generally avoided using color in her home. White walls, after all, can look better on Instagram. “But then I bought a condo,” she says, “and I thought, ‘I don’t want to have a boring white box.’ “ So she painted her bedroom walls and ceiling in De Nimes, a
blue by Farrow & Ball. She chose spruce-green chairs for the dining area, and she hung navy grass-cloth wallpaper in the office. Corona is right on trend, according to Libby Rawes, owner of Sharp and Grey Interiors in Philadelphia, who is seeing less white and gray and more olive, rust, ocher, mustard, beige and other “nice, warm colors” in furniture and accessories. If you’re also ready to add more color, warmth and life to
your home, here are some tips on how to do it.
Create a vision • Pick a palette. Think about what colors you like to wear, because these tend to reflect your preferences. From there, look at complementary shades. (A piece of artwork with your favorite color will probably have complementary hues in it.) Rawes says red and blue work together, as
do orange and green (or a warm terra cotta and dusty green). Corona likes blue-green and peach; pink and sea foam; yellow, purple-gray and plum; or mossy green and pink. • Test paint colors. When putting colors on your walls, the general advice is to test them with 12-by-12-inch pieces of paper or even larger pieces of painted poster board. Many companies also have pre-painted peel-and-stick swatches. Move the square around to see how dif-
REAL ESTATE DAVE FRANZONI
REALTOR®
Executive Council Cal BRE #1748267
Randie Boardman Cell (707)
I live and work in Solano County REALTOR® for over 15 years Top Producer Smart Home Specialist Executive Council of REALTORS® #1 Company in the Nation 6 Offices for your convenience
(707) 410-9003 DaveFranzoni.com
5071 Business Center Drive Fairfield, CA 94534
See Colorful, Page 7
*DOOHU\
Choosing the Right REALTOR® Does Make A Difference ➤ ➤ ➤ ➤ ➤ ➤ ➤
ferent lighting affects it. “Hold it near the floors, as well as other permanent fixtures, like woodwork or tile, to see how it looks with all the different elements,” Rawes says. • Visualize your space. Online design tools can help you sample a color scheme. Pinterest allows you to combine paint colors, furniture and accessories on a virtual mood board. Another tool is the interior design site Spoak
REALTOR®
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RandieBoardman@sbcglobal.net www.RandieBoardman.RemaxGold.com Serving Your Real Estate Needs for 28 Years
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DAILY REPUBLIC — Friday, May 20, 2022 7
Colorful From Page 6 ($14.99 a month), which allows you to choose furnishings and accessories and see what everything would look like together.
How to add color • Start small. Test-drive your palette with accessories, which are easy to change. Try a colorful pot on the stove, a vibrant scarf draped over the edge of a frame or on a piano top, hand towels in
the bathroom or a fun doormat. Fresh flowers are another great option with minimal commitment. Corona recommends monthly flower-delivery subscriptions. Rawes also suggests picking up a bouquet at a local florist or farmers market. “They typically last a bit longer from local sources,” she says. For a quick and easy arrangement, she likes hydrangeas, tulips or eucalyptus. • Try wallpaper. Bold, patterned wallpaper is a triedand-true way to add color and interest to any space. Newer options have made it easier to
hang – and remove. But even temporary wallpaper can be costly. Corona suggests using it in small doses, such as inside a closet, in a powder room or on a laundry room wall. Looking for another less expensive way to inject color and interest? Many DIY bloggers are painting patterns that look like wallpaper, such as herringbone or ones with abstract shapes. • Branch out with furniture. “Rich, colored furniture looks great in a neutral space,” Rawes says. But don’t go overSee Colorful, Page 9
Jones From Page 2 That’s because the term Realtor is a copyrighted proper name of a national organization to which real estate sales agents may or may no belong. Being a Realtor carries with it added responsibilities toward clients because the organization has its own code of ethics that goes far beyond what the law requires, and local Realtor Associations provide a type of justice
REAL ESTATE Ramon Santos
Apply now @ www.primeres.com/rsantos
to clients who feel their Realtor violated a section of that code. So, the very best advice I can give you is to start working on finding the perfect Realtor for you, then utilize all of their knowledge and skills in your search for a home. Tim Jones is a real estate attorney in Fairfield. If you have any real estate questions you would like answered in this column you can send an email to AllThingsRealEstate@ TJones-Law.com.
*DOOHU\
2ELIABLE s $EPENDABLE s +NOWLEDGEABLE Use A BROKER/REALTOR® That Will Help You Make The Right Choice Based On Your Individual Needs!
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JIM STEVER REALTY
STEVER & ASSOCIATES Serving Solano County Since 1978!
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301 Dickson Hill Rd., Fairfield, CA 94533
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BROKER, CAL BRE #00705450
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1 1 1 1 W E B S T E R S T R E E T, F A I R F I E L D
8 Friday, May 20, 2022 — DAILY REPUBLIC
Winter From Page 3 with a large Mangave Catch a Wave on one end and a large Aztec King Mangave on the other end. I wanted to tell him, “You can’t do that.” Proven Winners introducing the Heart to Heart series of caladiums a couple of years ago got all of us out of our design rut. Sure, we felt bold combining caladiums with impatiens, bananas or elephant ears, but who knew there were opportunities with Color Guard Yucca, perennial grasses and Unplugged So Blue salvia? The rebellious son saw the possibilities. With Heart to Heart caladiums, James went with that saying, go big or go home. Outside of an office complex he did just that: yuccas, perennial salvia, grasses, begonias with the eye-catching Heart to Heart Bottle Rocket and Heart to Heart Snowdrift caladiums. It was a good thing Dad wasn’t around to tell him that you can’t do that; it is NOT expected. Even Dad, the old guy, can accidentally do the unexpected with Heart to Heart caladiums. Last year I planted Heart to Heart Tickle Me Pink caladiums with Hydrangea Wee Bit Giddy. Ooh la la, every squirrel finally gets an acorn! Growing Heart to Heart caladiums is so easy. You may have
heard the old saying, that plant is so easy to grow, all you have to do is plant the green-side up. Well, I am here to tell you when it comes to Heart to Heart caladium tubers, all you have to do is plant the white side up. The bulbs have been painted, showing you what side is up. But this year it is even easier than that, as all of our garden centers have been selling container-grown plants. These you simply plant in your well-prepared bed and set them in the ground where the top of the root ball is even with the soil surface. There are 28 Heart to Heart caladiums to choose from with five new varieties introduced in 2022. Go to Heart to Heart Caladiums’ webpage and you’ll find detailed instructions on growing, storing for winter, as well as help choosing the best ones for your amount of sun or shade. Know this, if you have fertile, welldrained soil, you are in business. Even though it is the end of May, you can still get months of great color. What can you do with Heart to Heart caladiums? Anything you want; you are the art director. The Garden Guy says go bold and unexpected. (Norman Winter, horticulturist, garden speaker and author of “Tough-as-Nails Flowers for the South” and “Captivating Combinations: Color and Style in the Garden.” Follow him on Facebook @ NormanWinterTheGardenGuy.)
Celebrating 40 Years Of Solano County Real Estate Experience. Scott Tonnesen Managing Partner
707-246-5670
LenderScott@gmail.com SolanoHomeLoans.com DRE #01352612 • NMLS#331812 • NMLS#1401042
Citizens Financial • 1293 Oliver Road • Fairfield CA
Transactions From Page 4
04-11-22 [3 Bdrms – 1120 SqFt – 1961 YrBlt], Previous Sale: 02-29-16, $235,000
1033 Highland Avenue – $505,000
04-15-22 [2 Bdrms – 1197 SqFt – 1942 YrBlt], Previous Sale: 02-22-05, $368,500
421 Ladera Drive – $420,000
04-15-22 [3 Bdrms – 1150 SqFt – 1958 YrBlt], Previous Sale: 09-19-16, $236,000
115 Lillean Way – $613,000
04-14-22 [4 Bdrms – 1547 SqFt – 1980 YrBlt], Previous Sale: 06-29-18, $420,000
460 Maple Avenue – $625,000
04-12-22 [3 Bdrms – 1181 SqFt – 1952 YrBlt], Previous Sale: 06-20-18, $372,500
319 Mesa Verde Street – $550,000
04-15-22 [3 Bdrms – 1175 SqFt – 1955 YrBlt], Previous Sale: 11-24-10, $131,000
1253 Nebraska Street – $355,000
04-12-22 [3 Bdrms – 1218 SqFt – 1942 YrBlt], Previous Sale: 06-07-16, $310,000
432 Phoenix Circle – $435,000
04-12-22 [3 Bdrms – 1327 SqFt – 1981 YrBlt], Previous Sale: 02-16-10, $160,000
8069 Red Oak Court – $681,500
04-11-22 [3 Bdrms – 2026 SqFt – 2004 YrBlt], Previous Sale: 08-22-14, $410,000
23 Rodgers Street – $325,000
04-13-22 [2 Bdrms – 884 SqFt – 1978 YrBlt], Previous Sale: 04-26-18, $205,000
1123 Shasta Street – $605,000
04-12-22 [3 Bdrms – 1220 SqFt – 1942 YrBlt], Previous Sale: 09-03-14, $284,000
7 Sims Avenue – $420,000
04-11-22 [3 Bdrms – 1585 SqFt – 1987 YrBlt], Previous Sale: 09-16-04, $437,000
1041 Topsail Drive – $750,000
04-15-22 [3 Bdrms – 1288 SqFt – 1988 YrBlt], Previous Sale: 12-06-18, $490,000
1548 Tuolumne Street – $658,000
04-15-22 [5 Bdrms – 2671 SqFt – 1953 YrBlt]
1332 Tuolumne Street – $550,000
04-15-22 [2 Bdrms – 1221 SqFt – 1937 YrBlt]
04-15-22 [3 Bdrms – 1056 SqFt – 1924 YrBlt]
101 Turnberry Way – $820,000
04-13-22 [2 Bdrms – 1256 SqFt – 1920 YrBlt], Previous Sale: 12-03-15, $292,500
1466 Valle Vista Avenue – $400,000
04-15-22 [1 Bdrms – 399 SqFt – 1970 YrBlt], Previous Sale: 07-16-12, $30,000
509 Valleyview Court – $695,000
04-12-22 [5 Bdrms – 2301 SqFt – 1989 YrBlt], Previous Sale: 10-23-02, $425,000
2820 Webb Street – $619,000
04-14-22 [3 Bdrms – 2580 SqFt – 2003 YrBlt], Previous Sale: 11-27-18, $599,000
109 Whitecliff Drive – $510,000
1910 Sonoma Boulevard – $610,000 1715 Sonoma Boulevard #305 – $180,000 429 Southport Way – $850,000
5027 Staghorn Drive – $860,000 204 Sunfish Court – $715,000
04-13-22 [4 Bdrms – 1945 SqFt – 1995 YrBlt], Previous Sale: 08-06-09, $297,500 04-14-22 [4 Bdrms – 1658 SqFt – 1963 YrBlt], Previous Sale: 01-30-02, $215,000 04-15-22 [3 Bdrms – 1860 SqFt – 2004 YrBlt], Previous Sale: 05-11-18, $505,000 04-14-22 [4 Bdrms – 2255 SqFt – 1953 YrBlt], Previous Sale: 02-21-08, $215,000 04-15-22 [3 Bdrms – 1155 SqFt – 1959 YrBlt], Previous Sale: 04-19-12, $142,000
LONEY & WORLEY TEAM
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DAILY REPUBLIC — Friday, May 20, 2022 9
Porter
Colorful From Page 7
From Page 5
board; it’s important to balance it with lighter or neutral colors and textures. And try to limit yourself to two or three bold colors in a space, including furniture, textiles and accessories. Think “a bold blue sofa with a floral blue-and-blush chair with a hint of green, paired with a more neutral rug or wallpaper,” Rawes says. She also likes leathers and velvets in warm hues. Most clients are open to colorful furniture as long as the pieces themselves feel classic, she says. But for those who are hesitant, she suggests experimenting with slipcovers, available from a variety of sources. Bemz makes covers specifically for Ikea furniture. • Stain or paint wood floors. Blogger Lauren Comer of Pinch Plate Party stained a dark brown diamond pattern onto her laundry room’s plywood floor, a look Corona likes. But you don’t have to limit yourself to a shade of brown, Corona says. Minwax also offers stains in indigo, emerald, onyx and more. Be sure to test the color first, though. “There’s a good chance the color won’t look like you imagine once it’s been absorbed by the wood, since wood types vary greatly,” Corona says. Hire a professional for the best results. Another option for a casual beach house, cottage or studio, Rawes says, is to paint wood floors. • Get creative with paint. Painting porch ceilings (or the ceiling of a room) is a fun option. Rawes also recommends painting trim. Choose a color that contrasts with the color on your walls, especially a darker color. Or go the opposite direction and paint an entire room – walls, trim, ceiling – with the same color. Rawes says you can create contrast with sheens: flat on the ceiling, egg-
required to disclose all known defects about the house. It’s unlikely your son or grandson is going to sue you for failure to disclose the toilet flushing issues that have been going on for the past five years. No. 4: A buyer can buy a house from his uncle for the full appraised value and buy the house with zero cash out of pocket with a% 5 to 10% equity gift. No. 5: If you sell your house to your family, your family will allow you to stay in the house and sit on the cash from the sale until you find your new house, which is a huge benefit and stress reducer for seniors who haven’t moved in 30 to 60 years. No. 6: If you have three children and want to give an early inheritance to them equally, you can sell the house to the one who wants to move in and equity gift them 33.33% of the house so your daughter only needs a loan for 66.99% of the home value for you to equally distribute the early inheritance cash to the other two children. No. 7: A super senior can sell their house to their children for something like 50% of the value and bank the 50% with an agreement to stay in the home rent-free in exchange for the 50% equity early inheritance. I could give you 10 more reasons and ideas but for now, I hope you get my point. Keeping it in the family can be beneficial for all concerned.
THE WASHINGTON POST/SOPHIA FERRARI-WILLS
Sophia Ferrari-Wills painted her fridge in Satin Rose by Rust-Oleum, the same color as the door. shell on the walls and a satin or semi-gloss on the trim. Sophia Ferrari-Wills, a home renovator and social media content creator in the United Kingdom, has saturated her English cottage in color. One hallway is a bubblegum pink called Puppy Love by Dulux, her house shutters are a custom sunny yellow, and her stairway spindles have a pink ombré pattern. Her front door is
in Satin Rose by Rust-Oleum. • Paint your appliances. Kitchen appliances don’t have to be white, black or gray. More companies are offering appliances in bold colors, but if you don’t want to replace what you have, you can paint them. “It achieves that unique and prettier . . . look without the price tag of an expensive, colorful brand,” says Ferrari-Wills, who painted her fridge pink. It’s also some-
thing you can easily change if you decide you don’t like it in the future. First clean the appliance with a degreaser and cleaner, then roll two coats of an all-surface satin paint with a small foam roller designed for glossy or satin finishes. Ferrari-Wills also sprayed the handles of her refrigerator with Montana Cans’ Frozen Strawberry and handpainted scallops around the ice maker in Polar Blue.
Jim Porter, NMLS No. 276412, is the branch manager of Solano Mortgage, NMLS No. 1515497, a division of American Pacific Mortgage Corporation, NMLS No. 1850, licensed in California by the Department of Financial Protection and Innovation under the CRMLA / Equal Housing Opportunity. Jim can be reached at 707-449-4777.
10 Friday, May 20, 2022 — DAILY REPUBLIC
Solano County Listings: Homes for sale PRICE
ADDRESS
CITY
$929,000
116 Mountview Ter
Benicia
$549,900
1655 Winfield Street
Dixon
$590,000
385 Calmace Drive
$605,000
1290 Bello Dr
BEDS
BA (F/H)
SQ. FT.
LOT/AC
MLS #
OFFICE #
PRICE
ADDRESS
CITY
BEDS BA (F/H)
SQ. FT.
LOT/AC
MLS #
4
3/0
2,288
0.11
322031987 707.448.6119
$658,000
107 Sandalwood Drive
Vacaville
4
3
2/0
1328
5532
322042459 707.689.0392
$685,000
785 Monaghan Cir
Vacaville
3
Dixon
3
2/1
1664
0.17
322024597 707.448.1158
$690,000
721 Forest Ridge Cir
Vacaville
Dixon
3
3/0
2,254
0.16
322044879 707.448.6119
$695,000
2093 Marshall Rd 379 Timber Dr
OFFICE #
3/0
2075
0.16
322034479 707.448.1158
2/0
1708
0.185
322044969 707.446.0600
4
3/0
2282
0.189
32203764 707.446.0600
Vacaville
5
2/1
2357
0.126
322014512 707.446.0600
Vacaville
4
2/1
2048
0.19
322038252 707.446.0600
$699,000
1820 Dailey Dr
Dixon
4
2/1
2282
0.171
322041770 707.446.0600
$699,950
$720,000
1885 Folsom Fair Circle
Dixon
4
2/1
2290
0.18
322041225 707.448.1158
$725,000
354 Glen Eagle Ct
Vacaville
3
2/0
1682
0.187
322044322 707.446.0600
$205,000
423 Gregory Ln #62
Fairfield
1
1/0
648
0.016
322042047 707.864.0205
$729,000
417 Shannon Dr
Vacaville
4
3/0
1,829
0.14
322036937 707.448.6119
330 Woodside Circle
Vacaville
4
2/1
2048
0.18
322035855 707.448.1158
$225,000
1625 Park Ln #11
Fairfield
2
1/0
794
0.018
322042076 707.864.0205
$735,000
$235,000
1625 Park Ln #24
Fairfield
2
1/0
794
0.019
322042003 707.864.0205
$745,000
206 Joyce Dr
Vacaville
4
2/0
1956
0.189
322032023 707.446.0600
$490,000
463 Blakemore Ct
Fairfield
4
2/0
1582
0.13
322037466 707.864.0205
$899,000
467 Royal Tern Dr
Vacaville
5
5/0
4,082
0.14
322027703 707.448.6119
$535,000
1339 Sanderling Dr
Fairfield
3
2/0
1438
0.14
322028390 707.864.0205
$899,900
520 Wellington Wy
Vacaville
4
3/1
3600
0.19
322041654 707.446.0600
$535,000
2166 Sandpiper Dr
Fairfield
3
2/0
1438
0.14
322025763 707.864.0205
$974,500
7921 Spencer Ln
$560,000
2459 Carnation Drive
Fairfield
4
2/0
1474
7405
322042091 707.689.0392
$569,000
2049 Falcon Dr
Fairfield
3
2/0
1496
0.13
322043726 707.864.0205
$569,012
745 Marigold Dr
Fairfield
4
2/0
1,556
0.13
322036962 707.448.6119
$659,000
801 Stoneridge Cir
Fairfield
3
2/0
1558
0.181
322042490 707.864.0205
$675,000
1225 Astoria Dr
Fairfield
4
2/1
1926
0.25
322028085 707.864.0205
$749,000
2469 Bay Hill Cir
Fairfield
4
3/0
2294
0.201
322040371 707.864.0205
$750,000
4599 Turnstone Wy
Fairfield
4
2/1
2110
0.078
322040673 707.864.0205
$799,000
568 Pine Creek Cir
Fairfield
4
2/1
2210
0.142
322017976 707.864.0205
$848,000
3201 Rivera Ct
Fairfield
4
3/0
2411
14851sf
322020501 707.864.0205
$895,000
2152 Fieldcrest Ave
Fairfield
4
2/1
3156
0.261
322033269 707.864.0205
$1,090,000 5099 Falls Ct
Fairfield
4
2/1
2624
0.393
322041703 707.864.0205
$499,000
615 Chyrl Wy
Suisun City
3
2/0
1446
0.13
322040285 707.864.0205
$570,000
810 Greenhead Wy
Suisun City
3
2/0
1440
0.13
322033208 707.864.0205
$575,000
612 Fulmar Dr
Suisun City
3
2/0
1488
0.14
322045126 707.864.0205
$599,969
1737 Ventura Way
Suisun City
3
2/0
1,434
0.13
$799,000
539 Bella Vista Dr
Suisun City
5
4/0
2,358
$285,000
1342 Callen St #B
Vacaville
2
1/1
$364,950
125 Del Rio Ct #2
Vacaville
2
$430,000
178 Revere Ct
Vacaville
2
$500,000
861 Turquoise St
Vacaville
2
Vacaville
3
2/0
2042
5
322039067 707.446.0600
$1,100,000 150 Hidden Glen Court
Vacaville
4
2/0
3355
0.73
322042679 707.448.1158
$1,399,000 842 Elderberry Loop
Vacaville
5
4/1
4058
0.295
322043728 707.446.0600
$569,000
1728 Napa St
Vallejo
3
2/1
2203
0.096
322028120 707.864.0205
$570,000
370 Carousel Dr
Vallejo
4
3/0
1,693
0.12
322045155 707.448.6119
$729,950
411 Rickover St
Vallejo
3
2/1
2203
0.096
322028120 707.864.0205
$789,000
3931 Central Ln
Winters
3
2/0
1782
5.52
322032322 707.446.0600
$895,000
8457 Pleasants Valley Rd Winters
2
1/0
22.16
321006700 707.446.0600
3
5/0
20.0
222005840 707.448.6119
$1,995,000 26518 County Road 34
Winters
LOTS AND LAND
PRICE
ADDRESS
LOT/AC
SUB TYPE
MLS#
$459,000
7215 Pleasants Valley Rd Vacaville
6
AGRI
322010137 707.446.0600
$500,000
360 Butcher Rd
Vacaville
1.10
COMM
321098151 707.448.6119
$1,250,000 8362 Auction Ln
Dixon
2.16
COMM
322014651 707.448.6119
$1,870,000 2300-11 E. Monte Vista
Vacaville
3.66
COMM
321102156 707.448.6119
322036781 707.448.6119
$359,950
Gibson Canyon
Vacaville
1.55
RESA
22029146 707.446.0600
0.9
322030702 707.448.6119
$895,000
8457 Pleasants Valley Rd Winters
22.16
RESA
321000406 707.446.0600
952
0.013
322042771 707.446.0600
$15,000,000 Mankas
Fairfield
RESA
21825708 707.864.0205
2/1
952
0.006
322039789 707.446.0600
$324,999
Vacaville
RESL
321007519 707.446.0600
1/0
806
0.13
322040115 707.446.0600
2/0
969
0.1
322033602 707.448.6119
2939 Mix Canyon Rd
MULTI-UNIT
CITY
3,135
24.42
OFFICE #
PRICE
ADDRESS
CITY
UNITS BLDGS
SQFT
MLS
$735,900
549-551 Pacific Avenue
Fairfield
2
2479
321043438 707.689.0392
OFFICE #
$525,000
207 Madrone St
Vacaville
3
2/0
1286
0.11
322040262 707.446.0600
$536,000
101 Arrowhead Ct
Vacaville
4
2/0
1402
0.13
322040671 707.446.0600
$549,997
468 Royal Oaks Dr
Vacaville
4
3/0
1,799
0.13
322041513 707.448.6119
$579,999
812 Meadowhawk Drive
Vacaville
3
2/1
1509
0.11
322044878 707.448.1158
$599,000
260 Heritage Ln
Vacaville
3
3/0
1,711
0.07
322027821 707.448.6119
$599,500
512 Davis Street
Vacaville
2
2/0
1006
0.15
321111961 707.448.1158
$599,997
160 Kingswood Ave
Vacaville
4
3/0
1685
0.13
322037097 707.448.6119
$619,000
715 Embassy Cir
Vacaville
3
2/0
1571
0.116
322040154 707.446.0600
$639,000
454 Regency Circle
Vacaville
3
2/1
1900
0.13
322040665 707.448.1158
PRICE
ADDRESS
CITY
TYPE
MLS #
$639,997
579 Chateau Way
Vacaville
4
3/0
1,852
0
322026823 707.448.6119
$599,500
512 Davis Street
Vacaville
OFFC
321111889 707.448.1158
1
MOBILE/FLOATING HOME
PRICE
ADDRESS
CITY
$169,000
2525 Flosden Rd #46
American Canyon
2
$195,000
260 American Canyon Rd #141 American Canyon
2
COMMERCIAL
BEDS BA(F/H)
SQ. FT
MLS #
OFFICE #
2
900
322035792 707.448.6119
2
1400
322036695 707.448.6119
OFFICE #
DAILY REPUBLIC — Friday, May 20, 2022 11
Mortgage From Page 2 recent housing bust homeowners faced a double whammy – their lower initial rates spiked as their houses plunged in value. Many homes were lost to foreclosure. Five-year ARMs have long been the most popular option, since their initial rates are usually much lower compared with a 30-year fixed mortgage. But estimates by the Mortgage Bankers Association show that more than half the applications for new ARMs are for longer terms, with rates that reset after seven or 10 years. That seems to indicate that borrowers are being more careful this time. Given the uncertainty around where rates and the economy are headed, they would rather pay more and lock in a rate for longer than just go with
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what’s cheapest. For example, the average rate offered for a 5/1 ARM (which means the interest rate will reset every year after five years) is 3.84% compared with 4.75% for a 7/1 ARM and 4.87% for a 10/1 ARM, according to Bankrate. For a 30-year fixed mortgage, the average rate right now is 5.39%. What’s more, while the MBA data show that ARMs have ticked up to account for their largest share of overall mortgages since 2008, they are still just 11% of the market. In the run-up to the housing crisis, ARMs accounted for well above 30% of all mortgages. Refinancing old mortgages into new ones with lower rates has made up a bigger share of the market in recent years. Since refinancings are a smaller part of the overall mortgage market now as rates rise, it’s only natural for ARMs to be picking up some of the slack.
It’s also reassuring to look at who is actually choosing ARMs. They’re more common among buyers borrowing larger balances, according to data from CoreLogic. For $1 million-and-up mortgages, ARMs comprised 37% of the dollar volume as of March, the biggest increase from a year earlier. For mortgages in the $400,001 to $1 million range, the ARM share was about 10% and for mortgages from $200,001 to $400,000, ARM share was just 4%, CoreLogic data show. And unlike the heady days leading up to the mortgage meltdown, the ARMs offered now require more documentation and higher credit scores, and they aren’t ultra-short-term like 1/1 or 3/1 ARMs that used to be common. These days, deciding whether an ARM is a smarter move than a fixed-rate mortgage really depends on factors such as how long you plan to be in the home
THE WASHINGTON POST/BING GUAN
Homes stand in a planned residential community in this aerial photograph taken over Irvine, May 6, 2020. and your expected income trajectory. If you know you will sell before the rate resets, an ARM can make sense (but keep in mind time can fly and the typical homeowner spends 13.2 years in a house). It’s hard to give one-sizefits-all advice here, but if your
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Open House Sunday 1-4PM 1106 Charter Lane, Fairfield
REALTOR® DRE#01475803
(707) 297-9266
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Open House Saturday 11AM-1PM 801 Stoneridge Circle, Fairfield Beautiful updated 3bd/2ba in Cordelia Villages. Eat in kitchen with island with gas cooktop. Spacious corner lot with immaculate landscaping. New backyard patio. $659,000
Original 3/3+bonus rm, 1st floor bd/baLaurel Creek. Formal living & dining area, FR w/gas fp. Spacious master suite w/ vaulted ceilings, 2 closets, double sinks & garden tub. Well manicured drought tolerant yards. Minutes to Travis AFB. Needs TLC. $630,000
Monique Kenner & Associate
only reason for doing an ARM is because you want to rewind the clock to where rates were a few months ago, think twice. ARMs aren’t for everyone, but even with more borrowers doing them, there is no reason to think the housing market is headed for disaster.
ON THE MARKET FOR THIS WEEKEND May 21st & 22nd
Lisa Imhoff & Patty Ash
REALTORS® DRE#01790343 & 01992355
(707) 333-1057 or 410-9353
12 Friday, May 20, 2022 — DAILY REPUBLIC
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Open House Sat & Sun 11AM-2PM 1319 Coolidge St, Fairfield
Open House Sat & Sun 1-4PM 1011 Via Palo Linda, Fairfield
Welcome to 1319 Coolidge!! Single level 3 bedroom 2 bathroom. Dining room has fireplace & open beam ceilings. $529,000
Patty Sittinger & Associate
REALTOR® BRE#01836594
(707) 685-4706
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Open House Sat & Sun 10AM-12PM 1900 Larchmont Circle, Fairfield Lovely 2bd/2ba duet-corner lot-nearly 1/3 acre! Large backyard w/covered patio! Great room with vaulted ceiling, fp. Kitchen/dining room combo. Master with patio slider. $499,950
Wonderful Green Valley Estate. Beautiful 3700 Sq Ft Single story home on a private 2.4 acre flat lot. 4 Bedrooms, 3 full bathrooms. $1,975,000
ON THE MARKET FOR THIS WEEKEND May 21st & 22nd
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Luke Godfrey & Nickole Dauer
REALTORS® BRE#02038349 & 02100054
(707) 688-8782 or 718-6728
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Open House Sat 12-3PM & Sun 1-3PM 228 B Street, Vallejo
Beautiful Dream Home 13 Amador Circle, Rio Vista
Charming Cape Cod style 100yr old home beautifully maintained w/original hardwood, fresh paint, new fencing, decking & updated electrical. Incredible views: Napa River, San Pablo Bay, Mare Island & Mt. Tamalpais. Converted detached office. $585,000
Beautiful remodeled 3-4 bed/2.5 bath home has newer kitchen & baths, salt water pool w/solar heating, spa & bbq kitchen w/ bar & fire pit, refrigerator, freezer & more. Master has sitting area & deck. RV & boat parking. No rear neighbors. $699,900
Philip Williams & David Gower
Veronica Thomas & Makenzie Thomas
(707) 425-9800 or 290-4383
(707) 344-1286 & 430-3086
Broker Associate & REALTOR® DRE#00994642 & 01826293
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REALTORS® DRE#02115505 & 02114419
Ralene Nelson
REALTOR® BRE#01503588
(707) 334-0699