Daily Republic Home Seller: Friday, May 20, 2022

Week of May 20, 2022 DailyRepublic.com

Serving S Se i gS Solano l C County t

4463 Glencannon Drive, Fairfield Open House Sunday 12-3pm

-Ƃ Ƃ / Ƃ " Ƃ<Ƃ Ƃ , Ƃ /",Á , ä£Çä x{n

Èxä°ÈÇn°Ó £ä

-> " >â>L> J} > °V *QOGUD[5COCPVJC1 EQO "JQOGUAD[AUCOCPVJC

See inside for home details.

2 Friday, May 20, 2022 — DAILY REPUBLIC

ALL THINGS REAL ESTATE

Tough questions yield single overarching answer Q: I’m a relatively low-income earner (about $5,600 gross monthly together with my wife).

We have two children. We want advice on how best to go about buying a house. How do you find the best lender? How do you know a good house? Is it the newer ones built in the 1990s or the old ones built in the 1950s?

How do you make an offer?

Above the listed price or below?

I understand right now there are more buyers than sellers.

Is it true the prices are higher now and might go down later in the year once more houses are released by the banks into the market? Do I look for a foreclosure auction? How do you tell a good agent? Please, could you address this and any other pertinent issue?

A: Whoa, that’s a lot of questions, with no one-size-fits-all answer to many of them.

But I can give you the absolute best answer to each of them by answering only one of your questions.

We’re in California. Real estate is complicated, not only from a legal perspective but from a logistical one as well.

For just about anyone to buy a home, there are an exhaustive list of people involved. Practically no home sales occur without the involvement of title people, escrow officers, lenders, inspectors, insurance agents, the buyers and sellers, and, as I’ll explain, Realtors.

So let me tell you how to get all of your questions answered in a way that is tailored to your particular situation.

First and foremost, you need a Realtor to guide you through the process. Period.

Look, I get nothing by telling

Tim Jones you to get a Realtor. In fact, it’s illegal for attorneys to get commissions or referral fees from Realtors. The need for a Realtor is just a fact. You neither have the time, experience and particularly expertise to buy a home without a Realtor guiding you through the process.

I’ve been a real estate attorney for a very long time and I assure you, I wouldn’t buy a home without having a Realtor represent me.

Besides, since Realtors get their commission out of the sales proceeds, all of that professional work and experience comes to you absolutely free. (Well, relatively free, given that you will make the mortgage payments.)

So let’s talk about your most important question: How to choose a Realtor.

Not all Realtors are the same.

Duh! In fact, I’ve never found any two of them to be the same.

Even though they may work for a large real estate firm, the truth is they are all independent business people. Nowadays the busy ones are working double-overtime to make a living. That makes each of them entrepreneurs who construct their professional practice in a manner as unique as each of them is personally.

Sure, there are those with more expertise than others, but that’s not the only difference.

Two equally proficient Realtors can approach their complicated job from two very

different angles.

Some are better at nurturing and hand-holding. And believe me, that’s a great thing for many, many buyers and sellers. Buying or selling a home can be an absolutely frustrating and exhausting experience.

Others are less nurturing and more down to business. Many people feel more comfortable with this type of agent.

Some Realtors are highenergy, others aren’t. Many are in constant communication with you, others only bother you when something needs to be discussed.

And of course, there’s an unlimited number of shades of gray between any extremes.

So, how do you pick a good Realtor for you? My advice is to take a two-step process.

First, ask friends, neighbors, co-workers, relatives, anybody and ask if they’ve had a good, or bad, experience with a Realtor.

Good personal references are absolutely the best way to find anything, be it a Realtor, lawyer, doctor or local restaurant.

Then interview two or three of the Realtors to whom people have referred you.

During the interview, ask your questions. All of them. Get a feel for the different answers given by the different Realtors.

By the time you’ve talked to three Realtors, you’re likely to get a sense of who you’re most comfortable with, who matches your personality, seems to understand your concerns and mostly instills the most confidence in you.

Then go from there.

Also, you may notice that I capitalize the “R” in Realtor.

See Jones, Page 7

Adjustable mortgage rush isn’t the same as 2008 WASHINGTON POST Adjustable-rate mortgages are beginning to look good again. As the cost of owning a home continues to soar, more buyers are willing to take their chances with the floating interest rate that got so many borrowers in trouble when the housing market crashed in 2008. But don’t worry, so far there’s nothing that alarming happening.

ARMs, as they’re popularly known, typically offer lower rates to start off than traditional 30-year fixed mortgages, but then bounce around with the The Law Offices of

market. While ARMs come in all shapes and sizes, the most common ones feature rates that reset annually based on the current market after five, seven or 10 years.

Borrowers can get into hot water with ARMs because their monthly payments can jump suddenly if interest rates move higher. Homeowners can always try to refinance before the rate resets, but that means they have to monitor where rates are and try to guess where they’re headed. During the most See Mortgage, Page 11

Timothy Jones

Residential or Commercial Real Estate Questions?

Voted d #1 Attorney in Reader’s Choice 6 years in a row!

Need Sales Contracts & Disclosures Prepared?

Get help finding your way through the maze of California’s Real Estate Laws?

Get the Help You Need!

Consultations by phone or Zoom 425-1963

Financing the AMERICAN DREAM for everyone!

TM

FRUSTRATED with your current Lender fumbling your Purchase or Refinance, Bring your loan to us so we can get you locked at a GREAT RATE and Finish it up QUICKLY! We don’t mess around, We Get it DONE, We are Local and we DELIVER!

JUMBO Rates Now in the Low 3% Range!

George R. Kalis Broker/Owner

707.759.5129

WHOLESALE MORTGAGE BROKER

We can use ANY Bank or Investors Wholesale dept. we are not confined to just one source!

1300 Oliver Rd., Ste. 140 • Fairfield • George@MyMtgMan.com NMLS #270402 • DRE#02077932 • NMLS #1859425

DAILY REPUBLIC — Friday, May 20, 2022 3

ON GARDENING

Let Heart to Heart caladiums create the unexpected in your garden

T

he Garden Guy made a trip across town to chat with son James and came away giddy on one hand and grumpy on the other because I had been scooped. I am used to being the dud when it comes to comparing my plant partnerships with his, but this time he showed me up with a new variety. I’m the new variety guy, not this whippersnapper, but he was grinning like the Cheshire Cat with this year’s new Heart to Heart Burning Heart caladium.

First thought: How come I didn’t have them? Second thought: There can’t really be a caladium with that color.

This caladium is a tropical flaming red with a few specks.

It is a screaming red that says “look at me!” How could I have missed it at the University of Georgia trials? It scored 4.5 out of 5 through the entire season.

I desperately want some, and

Norman Winter you will too.

Once again, as is his nature, he taught me that it is the unexpected in the plant combinations that takes your breath away. In his design he was closely pairing it with Shadowland Coast to Coast hostas. This hosta’s leaves are a brilliant golden chartreuse that creates a shocking color contrast of foliage, making you wonder if you can capture the essence with the camera.

In the bed he also used Graceful Grasses Prince Tut, Surefire begonias and Summer Wave torenia in the front of the border.

As I left, he was flanking the bed See Winter, Page 8

NORMAN WINTER/TNS

Begonias and Torenia will complete the project. Heat to Heart Caladiums turn the usual into extraordinary with their color and tropical texture.

NORMAN WINTER/TNS

Heart to Heat Tickle Me Pink caladium and Wee Bit Giddy hydrangea made the perfect marriage at The Garden Guy’s house.

4 Friday, May 20, 2022 — DAILY REPUBLIC

Real estate transactions BENICIA

04-15-22 [4 Bdrms – 1550 SqFt – 1972 YrBlt], Previous Sale: 07-08-16, $390,500

TOTAL SALES: 8 LOWEST AMOUNT: $600,000.00 HIGHEST AMOUNT: $1,100,000.00 MEDIAN AMOUNT: $768,500.00 AVERAGE AMOUNT: $781,125.00

2133 Beaujolais Court – $725,000

04-13-22 [3 Bdrms – 1603 SqFt – 1982 YrBlt], Previous Sale: 03-17-20, $699,000

2428 Chuck Hammond Drive – $725,000

04-11-22 [3 Bdrms – 776 SqFt – 1943 YrBlt]

717 Cypress Circle – $625,000

900 Bradford Way – $887,000 41 Buena Vista – $605,000

1761 Casa Grande Street – $620,000

04-12-22 [2 Bdrms – 1260 SqFt – 1990 YrBlt], Previous Sale: 09-18-17, $385,000

130 Chelsea Hills Drive – $900,000

04-12-22 [1 Bdrms – 1667 SqFt – 1972 YrBlt]

580 Hastings Drive – $777,000

04-11-22 [4 Bdrms – 1874 SqFt – 1977 YrBlt]

292 West I Street – $1,100,000

04-11-22 [4 Bdrms – 2442 SqFt – 1910 YrBlt]

912 Rose Drive – $600,000

04-15-22 [4 Bdrms – 2164 SqFt – 1981 YrBlt]

505 Sorrel Court – $760,000

04-11-22 [3 Bdrms – 1663 SqFt – 1986 YrBlt]

DIXON TOTAL SALES: 4 LOWEST AMOUNT: $542,000.00 HIGHEST AMOUNT: $644,000.00 MEDIAN AMOUNT: $585,000.00 AVERAGE AMOUNT: $589,000.00

659 Colusa Court – $550,000

04-12-22 [4 Bdrms – 2192 SqFt – 2001 YrBlt], Previous Sale: 08-28-01, $315,789

1850 Blossom Avenue #117 – $250,000

04-14-22 [2 Bdrms – 892 SqFt – 1991 YrBlt], Previous Sale: 02-22-06, $285,000 04-12-22 [4 Bdrms – 2138 SqFt – 2015 YrBlt], Previous Sale: 07-27-18, $500,000 04-14-22 [4 Bdrms – 1953 SqFt – 1978 YrBlt], Previous Sale: 09-13-10, $190,000

319 Daphne Drive – $580,000

04-15-22 [4 Bdrms – 1658 SqFt – 1973 YrBlt], Previous Sale: 04-08-15, $323,000

222 Del Luz Court – $260,000

04-13-22 [2 Bdrms – 1000 SqFt – 1978 YrBlt], Previous Sale: 02-05-20, $180,000

3239 Formby Lane – $1,100,000

04-13-22 [4 Bdrms – 3045 SqFt – 1989 YrBlt], Previous Sale: 11-19-10, $493,000

1408 Friendly Valley Lane – $745,000

04-15-22 [4 Bdrms – 2102 SqFt – 2019 YrBlt], Previous Sale: 11-01-19, $533,000

2968 German Street – $1,315,000

04-12-22 [5 Bdrms – 3876 SqFt – 2010 YrBlt], Previous Sale: 03-18-10, $632,500

2996 German Street – $1,200,000

04-14-22 [4 Bdrms – 2780 SqFt – 2008 YrBlt], Previous Sale: 07-24-09, $560,000

1745 Gillespie Drive – $740,000

04-15-22 [3 Bdrms – 2402 SqFt – 1984 YrBlt]

04-12-22 [3 Bdrms – 1327 SqFt – 1958 YrBlt], Previous Sale: 12-14-21, $464,500

749 Greentree Circle – $725,000

04-12-22 [3 Bdrms – 1564 SqFt – 1986 YrBlt], Previous Sale: 06-22-16, $380,000

3075 Gulf Drive – $620,000

04-13-22 [4 Bdrms – 1734 SqFt – 1996 YrBlt], Previous Sale: 04-30-13, $315,000

5254 Jacque Bell Lane – $650,000

04-15-22 [3 Bdrms – 2254 SqFt – 2005 YrBlt], Previous Sale: 12-13-19, $449,000

1554 James Street – $390,000

1155 Dawson Drive – $542,000

255 Schooner Ridge Court – $620,000 1305 Valley Glen Drive – $644,000

FAIRFIELD TOTAL SALES: 32 LOWEST AMOUNT: $250,000.00 HIGHEST AMOUNT: $1,315,000.00 MEDIAN AMOUNT: $650,000.00 AVERAGE AMOUNT: $682,172.00

1501 Adams Street – $290,000

04-11-22 [3 Bdrms – 863 SqFt – 1954 YrBlt], Previous Sale: 07-21-98, $74,000

2176 Allston Place – $537,000

04-13-22 [3 Bdrms – 1438 SqFt – 1974 YrBlt], Previous Sale: 06-03-05, $400,000

452 Americano Way – $690,000

04-12-22 [4 Bdrms – 2253 SqFt – 1986 YrBlt], Previous Sale: 11-19-09, $274,000

4548 Avondale Circle – $835,000

04-13-22 [4 Bdrms – 3068 SqFt – 2000 YrBlt], Previous Sale: 10-02-03, $255,000

2638 Baltic Drive – $660,000

04-15-22 [4 Bdrms – 2362 SqFt – 1990 YrBlt], Previous Sale: 08-13-09, $260,000

1758 Barton Court – $625,000

YrBlt], Previous Sale: 08-14-19, $437,500

RIO VISTA

717 Del Mar Circle – $650,000

04-12-22 [3 Bdrms – 2078 SqFt – 1992 YrBlt], Previous Sale: 07-11-19, $550,000

TOTAL SALES: 4 LOWEST AMOUNT: $385,000.00 HIGHEST AMOUNT: $610,000.00 MEDIAN AMOUNT: $437,000.00 AVERAGE AMOUNT: $467,250.00

322 Crystal Downs Drive – $610,000

04-14-22 [3 Bdrms – 2302 SqFt – 2003 YrBlt], Previous Sale: 02-02-04, $502,093

290 Rivercliff Drive – $385,000

3045 Pebble Beach Circle – $1,275,000 04-13-22 [4 Bdrms – 3803 SqFt – 2008 YrBlt], Previous Sale: 03-14-07, $758,500

3225 Riviera Court – $950,000

04-15-22 [5 Bdrms – 2607 SqFt – 1988 YrBlt], Previous Sale: 08-09-12, $435,000

2066 Robin Drive – $505,000

04-14-22 [3 Bdrms – 1024 SqFt – 1967 YrBlt], Previous Sale: 09-23-19, $380,000

2297 Rutland Court – $585,000

04-15-22 [4 Bdrms – 2154 SqFt – 2015 YrBlt], Previous Sale: 02-08-18, $415,000

2713 Soho Lane – $575,000

04-14-22 [3 Bdrms – 1890 SqFt – 2007

04-15-22 [4 Bdrms – 1430 SqFt – 1978 YrBlt], Previous Sale: 04-15-98, $132,500

4000 Greenfield Court – $1,400,000

04-15-22 [4 Bdrms – 3163 SqFt – 2015 YrBlt], Previous Sale: 03-10-15, $824,000

214 Kingswood Avenue – $585,000

04-15-22 [3 Bdrms – 1657 SqFt – 1978 YrBlt]

398 Lovers Lane – $565,000

04-14-22 [2 Bdrms – 1391 SqFt – 2005 YrBlt], Previous Sale: 09-29-05, $356,669

605 Lupine Circle – $652,000

304 Willow Brook Way – $435,000

SUISUN CITY TOTAL SALES: 7 LOWEST AMOUNT: $570,000.00 HIGHEST AMOUNT: $725,000.00 MEDIAN AMOUNT: $600,000.00 AVERAGE AMOUNT: $625,714.00

1607 Alcazar Court – $615,000

04-14-22 [4 Bdrms – 1474 SqFt – 1988 YrBlt]

600 Decoy Lane – $570,000

04-14-22 [4 Bdrms – 1376 SqFt – 1969 YrBlt], Previous Sale: 10-15-21, $340,000

142 Fairview Drive – $525,000

04-14-22 [3 Bdrms – 1439 SqFt – 2005 YrBlt], Previous Sale: 06-13-17, $310,000

261 Springhill Drive – $439,000

04-12-22 [3 Bdrms – 1014 SqFt – 1959 YrBlt]

1150 Mockingbird Lane – $585,000

04-15-22 [4 Bdrms – 1942 SqFt – 2014 YrBlt], Previous Sale: 10-30-14, $426,500

1112 Los Robles Street – $832,000

1003 Blossom Avenue – $585,000

04-11-22 [3 Bdrms – 1758 SqFt – 1973 YrBlt]

04-15-22 [4 Bdrms – 2168 SqFt – 2002 YrBlt], Previous Sale: 07-08-15, $357,000

04-15-22 [2 Bdrms – 1172 SqFt – 2004 YrBlt], Previous Sale: 05-01-18, $318,000

04-15-22 [3 Bdrms – 1730 SqFt – 2014 YrBlt], Previous Sale: 10-27-14, $389,000

2819 Marigold Drive – $640,000

800 Westgate Drive – $1,000,000

967 Countrywood Circle – $673,000

135 Birchwood Court – $585,000

04-11-22 [4 Bdrms – 1826 SqFt – 1969 YrBlt]

04-11-22 [3 Bdrms – 1708 SqFt – 2000 YrBlt], Previous Sale: 03-20-18, $462,500

2427 Trevino Way – $742,500

04-15-22 [2 Bdrms – 1269 SqFt – 1984 YrBlt], Previous Sale: 09-06-13, $100,000

04-14-22 [3 Bdrms – 1548 SqFt – 1984 YrBlt], Previous Sale: 04-19-01, $230,850

2735 Marigold Drive – $650,000

248 Spindrift Way – $600,000

1099 Cloverbrook Circle – $655,000

531 Arroyo Grande Lane – $600,000

04-14-22 [4 Bdrms – 2077 SqFt – 1986 YrBlt]

YrBlt], Previous Sale: 10-27-16, $425,000

423 Tabor Avenue – $375,000

04-12-22 [3 Bdrms – 2257 SqFt – 2005 YrBlt], Previous Sale: 07-18-18, $511,000

2022 Larchmont Circle – $660,000

These are the local homes sold recently, provided by California Resource of Lodi.

The company can be reached at 209.365.6663 or CalResource@aol.com.

04-14-22 [2 Bdrms – 812 SqFt – 1915 YrBlt]

257 Cedar Street – $550,000

04-11-22 [3 Bdrms – 1416 SqFt – 1956 YrBlt], Previous Sale: 02-23-12, $140,000

248 Cheyenne Drive – $640,000

04-12-22 [3 Bdrms – 1550 SqFt – 1977

04-11-22 [3 Bdrms – 988 SqFt – 1978 YrBlt], Previous Sale: 03-14-19, $210,000 04-15-22 [3 Bdrms – 988 SqFt – 1978 YrBlt], Previous Sale: 05-26-17, $165,000 04-13-22 [4 Bdrms – 1989 SqFt – 1980 YrBlt], Previous Sale: 03-22-13, $269,000

9411 Berkshire Lane – $780,000

291 Markham Avenue – $535,000

1333 North Camino Alto #116 – $180,000

04-15-22 [3 Bdrms – 1520 SqFt – 1997 YrBlt], Previous Sale: 01-24-19, $422,500 04-15-22 [3 Bdrms – 1228 SqFt – 1961 YrBlt]

4767 Midway Road – $1,250,000

04-15-22 [3 Bdrms – 2773 SqFt – 2004 YrBlt], Previous Sale: 12-20-10, $325,000

04-13-22 [1 Bdrms – 441 SqFt – 1974 YrBlt], Previous Sale: 12-14-15, $55,000

04-11-22 [3 Bdrms – 1842 SqFt – 1978 YrBlt], Previous Sale: 02-15-13, $350,000

1201 North Camino Alto – $605,000

04-12-22 [3 Bdrms – 1790 SqFt – 1995 YrBlt], Previous Sale: 06-04-19, $520,000

354 De Anza Drive – $575,000

04-12-22 [4 Bdrms – 2708 SqFt – 2006 YrBlt], Previous Sale: 03-30-20, $590,000

130 De Paul Drive – $342,000

04-11-22 [3 Bdrms – 1656 SqFt – 2011 YrBlt], Previous Sale: 11-15-19, $460,000

1236 Delwood Street – $700,000

04-14-22 [4 Bdrms – 2137 SqFt – 1992 YrBlt], Previous Sale: 04-04-03, $360,000

431 Diana Drive – $540,000

04-11-22 [5 Bdrms – 2405 SqFt – 2010 YrBlt], Previous Sale: 04-01-20, $545,000

505 Doncaster Drive – $800,000

1212 Notre Dame Circle – $685,000

04-12-22 [4 Bdrms – 1722 SqFt – 1987 YrBlt], Previous Sale: 03-24-20, $547,500

04-14-22 [1 Bdrms – 888 SqFt – 1900 YrBlt], Previous Sale: 06-17-04, $277,000

190 Mandarin Circle – $587,000

04-12-22 [4 Bdrms – 1386 SqFt – 1978 YrBlt], Previous Sale: 01-16-02, $209,900

254 Ballindine Drive – $750,000

226 Arkansas Street – $305,000

352 Barcelona Street – $680,000

2126 Newcastle Drive – $660,000

TOTAL SALES: 29 LOWEST AMOUNT: $425,000.00 HIGHEST AMOUNT: $1,400,000.00 MEDIAN AMOUNT: $655,000.00 AVERAGE AMOUNT: $709,103.00

04-13-22 [3 Bdrms – 1911 SqFt – 1953 YrBlt], Previous Sale: 06-06-16, $362,000

04-14-22 [3 Bdrms – 1471 SqFt – 1988 YrBlt]

136 Luzena Avenue – $485,000

04-14-22 [3 Bdrms – 1898 SqFt – 1964 YrBlt]

VACAVILLE

606 Admiral Callaghan Lane – $630,000

53 Baldwin Street – $220,000

906 Monticello Court – $805,000

04-14-22 [3 Bdrms – 2139 SqFt – 1977 YrBlt], Previous Sale: 10-30-07, $495,000

TOTAL SALES: 43 LOWEST AMOUNT: $180,000.00 HIGHEST AMOUNT: $860,000.00 MEDIAN AMOUNT: $605,000.00 AVERAGE AMOUNT: $544,744.00

04-14-22 [4 Bdrms – 1206 SqFt – 1955 YrBlt], Previous Sale: 09-13-21, $350,000

04-11-22 [4 Bdrms – 1763 SqFt – 1990 YrBlt], Previous Sale: 00/1991, $156,000

1004 Neptune Court – $725,000

VALLEJO

47 Baldwin Street – $325,000

725 Monaghan Circle – $725,000

04-15-22 [4 Bdrms – 2216 SqFt – 2004 YrBlt], Previous Sale: 01-14-22, $630,000

04-15-22 [5 Bdrms – 3772 SqFt – 2001 YrBlt], Previous Sale: 11-18-19, $730,000

04-13-22 [4 Bdrms – 2522 SqFt – 1996 YrBlt], Previous Sale: 03-31-08, $450,000

04-12-22 [3 Bdrms – 1334 SqFt – 1986 YrBlt], Previous Sale: 08-27-20, $435,000

1620 Hickam Circle – $700,000

04-11-22 [3 Bdrms – 1296 SqFt – 1973 YrBlt], Previous Sale: 04-19-18, $375,000

348 Parkview Court – $755,000 343 Robin Circle – $425,000

04-13-22 [3 Bdrms – 1192 SqFt – 1988 YrBlt]

430 Rolling Oak Drive – $685,000

04-13-22 [4 Bdrms – 1499 SqFt – 1973 YrBlt], Previous Sale: 03-16-15, $340,000 04-11-22 [3 Bdrms – 1155 SqFt – 1958 YrBlt], Previous Sale: 03-25-04, $315,000 04-15-22 [4 Bdrms – 1440 SqFt – 1978 YrBlt], Previous Sale: 12-27-17, $370,000 04-12-22 [3 Bdrms – 1008 SqFt – 1955 YrBlt], Previous Sale: 05-08-19, $290,000 04-15-22 [3 Bdrms – 981 SqFt – 1955 YrBlt], Previous Sale: 07-10-19, $305,000 04-15-22 [5 Bdrms – 2325 SqFt – 1996 YrBlt]

816 Donner Pass Road – $238,500

04-12-22 [3 Bdrms – 1656 SqFt – 1965 YrBlt], Previous Sale: 09-25-14, $260,000

04-14-22 [3 Bdrms – 1731 SqFt – 1990 YrBlt], Previous Sale: 07-14-17, $445,000

125 Dublin Drive – $650,000

04-11-22 [4 Bdrms – 2320 SqFt – 1987 YrBlt], Previous Sale: 08-01-19, $565,000

28 Garthe Court – $650,000

236 Rosita Court – $680,000

531 Shannon Drive – $640,000

04-11-22 [4 Bdrms – 1796 SqFt – 1987 YrBlt]

325 Shining Horse Way – $1,000,000

04-12-22 [4 Bdrms – 2825 SqFt – 2015 YrBlt], Previous Sale: 11-17-15, $672,500

7928 Spencer Lane – $570,000

04-15-22 [4 Bdrms – 3516 SqFt – 1991 YrBlt], Previous Sale: 03-05-21, $420,000

04-13-22 [4 Bdrms – 1922 SqFt – 1979 YrBlt], Previous Sale: 10-19-09, $214,000 04-12-22 [3 Bdrms – 2023 SqFt – 1976 YrBlt]

449 Gillcrest Avenue – $250,000

04-11-22 [3 Bdrms – 1521 SqFt – 1958 YrBlt], Previous Sale: 11-09-16, $95,000

172 Glenview Circle – $671,000

04-13-22 [4 Bdrms – 1846 SqFt – 1982 YrBlt]

924 Grant Street – $531,000

See Transactions, Page 8

DAILY REPUBLIC — Friday, May 20, 2022 5

SOLANO REAL ESTATE SCENE

Plenty of advantages to keeping home in the family

I

have helped hundreds of families over the past 35 years keep Grandma and Grandpa’s home in the family.

There are a few homes right here in Solano County that have been lived in by five generations and passed down four times since the 1920s. There are very few loans that are more rewarding for a loan officer than helping a senior sell their house to their family and keeping the place where family Christmas memories were made for 25 to even 65 years.

The emotional part is cool but the business side of this type of transaction can be rewarding for all concerned. Here are some benefits.

No. 1: Selling your house to your child can potentially allow the child to assume your low prop-

Jim Porter erty tax rate.

No. 2: Buying a house from an immediate family member reduces stress for the buyer because they have been in the property thousands of times and know about all its flaws.

No. 3: Back in the old days, the saying in real estate was “buyer beware” but since the transfer disclosure rules became law, the saying now is “seller beware” because sellers and Realtors are See Porter, Page 9

A Division of American Pacific Mortgage Corporation NMLS#1850

Now Offering Land, Construction & Bridge Loans

Fairfield

4463 Glencannon Drive Welcome home to 4463 Glencannon Drive! A beautiful Green Valley Highlands home that sits on 2.5 private flat acres nestled amongst mature oak and fruit trees with a seasonal pond.

Drive through the automatic gate to this spacious 3,981 sq. ft. home with 3 beds, 2 full baths, and 2 half baths.

This home also offers beautiful views, solid oak wood flooring, a gourmet kitchen with granite counters & a large island, a temperature-controlled wine cellar, a family room, a formal dining room, and several sitting areas. Enjoy the large windows and French doors that lead out to the decks and grounds. A spacious primary suite with a walk-in closet and a large bathroom with marble floors and a shower. A game room with a pool table and fireplace. A 1,500 sq. ft. detached garage that includes a temperature-controlled wine cellar. An outdoor kitchen under the gazebo during the warm summer nights. Additional enhancements include a water softener system, RV parking with hook-ups, and solar (paid off). Plus, it’s minutes away from Green Valley Country Club and award-winning wineries. Don’t miss this one!

Offered at $1,625,000

Open House Sunday 12-3pm

707-449-4777 Call or Inquire at www.SolanoMortgage.com Jim Porter Branch Manager NMLS 276412

Solano Mortgage NMLS #1515497 & #1514658 is a division of American Pacific Mortgage Corporation NMLS #1850 is licensed in California by the Dept. of Financial Protection and Innovation under the CRMLA / Equal Housing Opportunity

SAMANTHA OLAZABAL

REALTOR® DRE# 01709548

650.678.2910

SamOlazabal@gmail.com HomesbySamanthaO.com @homes_by_samantha

6 Friday, May 20, 2022 — DAILY REPUBLIC

Tired of gray everything? Here’s how to get a more colorful home.

LINDSEY M. ROBERTS

L

SPECIAL TO THE WASHINGTON POST

ike many of us in the past decade, Leslie Corona, senior home editor at Real Simple magazine, has generally avoided using color in her home. White walls, after all, can look better on Instagram.

“But then I bought a condo,” she says, “and I thought, ‘I don’t want to have a boring white box.’ “ So she painted her bedroom walls and ceiling in De Nimes, a

blue by Farrow &amp; Ball. She chose spruce-green chairs for the dining area, and she hung navy grass-cloth wallpaper in the office.

Corona is right on trend, according to Libby Rawes, owner of Sharp and Grey Interiors in Philadelphia, who is seeing less white and gray and more olive, rust, ocher, mustard, beige and other “nice, warm colors” in furniture and accessories.

If you’re also ready to add more color, warmth and life to

your home, here are some tips on how to do it.

Create a vision • Pick a palette. Think about what colors you like to wear, because these tend to reflect your preferences. From there, look at complementary shades. (A piece of artwork with your favorite color will probably have complementary hues in it.) Rawes says red and blue work together, as

do orange and green (or a warm terra cotta and dusty green).

Corona likes blue-green and peach; pink and sea foam; yellow, purple-gray and plum; or mossy green and pink.

• Test paint colors. When putting colors on your walls, the general advice is to test them with 12-by-12-inch pieces of paper or even larger pieces of painted poster board. Many companies also have pre-painted peel-and-stick swatches. Move the square around to see how dif-

REAL ESTATE DAVE FRANZONI

REALTOR®

Executive Council Cal BRE #1748267

Randie Boardman Cell (707)

I live and work in Solano County REALTOR® for over 15 years Top Producer Smart Home Specialist Executive Council of REALTORS® #1 Company in the Nation 6 Offices for your convenience

(707) 410-9003 DaveFranzoni.com

5071 Business Center Drive Fairfield, CA 94534

See Colorful, Page 7

*DOOHU\

Choosing the Right REALTOR® Does Make A Difference ➤ ➤ ➤ ➤ ➤ ➤ ➤

ferent lighting affects it. “Hold it near the floors, as well as other permanent fixtures, like woodwork or tile, to see how it looks with all the different elements,” Rawes says.

• Visualize your space. Online design tools can help you sample a color scheme. Pinterest allows you to combine paint colors, furniture and accessories on a virtual mood board. Another tool is the interior design site Spoak

REALTOR®

688-2864

RandieBoardman@sbcglobal.net www.RandieBoardman.RemaxGold.com Serving Your Real Estate Needs for 28 Years

GRI

1411 Oliver Road, Suite 180 Fairfield, CA 94534 Each Office Independently Owned and Operated

LISTING, SELLING AND ARRANGING MORTGAGE LOANS

Your Needs are our Priority!

Free Consultation (707) 688-3697 (707) 425-5314

wjd8604@aol.com

CalBRE #00590778 NMLS #268646

JD Real Estate 1351 Oliver Road | Fairfield, CA 94534

Judy Davis Broker/Owner

39 Years Experience in Real Estate Industry

DAILY REPUBLIC — Friday, May 20, 2022 7

Colorful From Page 6 ($14.99 a month), which allows you to choose furnishings and accessories and see what everything would look like together.

How to add color • Start small. Test-drive your palette with accessories, which are easy to change. Try a colorful pot on the stove, a vibrant scarf draped over the edge of a frame or on a piano top, hand towels in

the bathroom or a fun doormat.

Fresh flowers are another great option with minimal commitment. Corona recommends monthly flower-delivery subscriptions. Rawes also suggests picking up a bouquet at a local florist or farmers market. “They typically last a bit longer from local sources,” she says. For a quick and easy arrangement, she likes hydrangeas, tulips or eucalyptus.

• Try wallpaper. Bold, patterned wallpaper is a triedand-true way to add color and interest to any space. Newer options have made it easier to

hang – and remove. But even temporary wallpaper can be costly. Corona suggests using it in small doses, such as inside a closet, in a powder room or on a laundry room wall. Looking for another less expensive way to inject color and interest? Many DIY bloggers are painting patterns that look like wallpaper, such as herringbone or ones with abstract shapes.

• Branch out with furniture. “Rich, colored furniture looks great in a neutral space,” Rawes says. But don’t go overSee Colorful, Page 9

Jones From Page 2 That’s because the term Realtor is a copyrighted proper name of a national organization to which real estate sales agents may or may no belong. Being a Realtor carries with it added responsibilities toward clients because the organization has its own code of ethics that goes far beyond what the law requires, and local Realtor Associations provide a type of justice

REAL ESTATE Ramon Santos

Apply now @ www.primeres.com/rsantos

to clients who feel their Realtor violated a section of that code.

So, the very best advice I can give you is to start working on finding the perfect Realtor for you, then utilize all of their knowledge and skills in your search for a home.

Tim Jones is a real estate attorney in Fairfield. If you have any real estate questions you would like answered in this column you can send an email to AllThingsRealEstate@ TJones-Law.com.

*DOOHU\

2ELIABLE s $EPENDABLE s +NOWLEDGEABLE Use A BROKER/REALTOR® That Will Help You Make The Right Choice Based On Your Individual Needs!

NMLS 237037 \ #3094 Branch Manager \ Sr. Mtg. Advisor FHA • VA • Conventional

Jim & Darla are both past Presidents of the Northern Solano County Association of REALTORS.® Having been in business since 1978 we are one of the few remaining Independent Real Estate Companies in Fairfield. Born and raised in Solano County... we know the area. We strive to meet the specialized needs of each client, using the highest ethical standards.

BIGGER IS NOT ALWAYS BETTER.

JIM STEVER REALTY

STEVER & ASSOCIATES Serving Solano County Since 1978!

Nancy Price-Branson Cal DRE Lic #01426977

(707) 718-1989

NancyPriceBransonSellsHomes1@gmail.com

Jim & Darla Stever BROKER/REALTOR®/Owner Cal BRE#01085687

((707) 707) 3 373-6949 7 3 -6 6949

Let My Experience Make Your Home Buying or Selling Experience Your Best Experience!

Annie@AnnieVogelpohl.com Annie Vogelpohl

>IB<

(707) 421-1000

vogelpohl real estate consulting & sales

REALTOR® CPDE, SFR, ABR, MRP, SRES

301 Dickson Hill Rd., Fairfield, CA 94533

OPEN 7 DAYS A WEEK!

690 E. Tabor Ave., Ste. F, Fairfield www.JimSteverRealty.com

BROKER, CAL BRE #00705450

Successfully moving mobiles to mansions.

Contact me for current market conditions.

1 1 1 1 W E B S T E R S T R E E T, F A I R F I E L D

8 Friday, May 20, 2022 — DAILY REPUBLIC

Winter From Page 3 with a large Mangave Catch a Wave on one end and a large Aztec King Mangave on the other end. I wanted to tell him, “You can’t do that.”

Proven Winners introducing the Heart to Heart series of caladiums a couple of years ago got all of us out of our design rut. Sure, we felt bold combining caladiums with impatiens, bananas or elephant ears, but who knew there were opportunities with Color Guard Yucca, perennial grasses and Unplugged So Blue salvia?

The rebellious son saw the possibilities. With Heart to Heart caladiums, James went with that saying, go big or go home.

Outside of an office complex he did just that: yuccas, perennial salvia, grasses, begonias with the eye-catching Heart to Heart Bottle Rocket and Heart to Heart Snowdrift caladiums. It was a good thing Dad wasn’t around to tell him that you can’t do that; it is NOT expected.

Even Dad, the old guy, can accidentally do the unexpected with Heart to Heart caladiums.

Last year I planted Heart to Heart Tickle Me Pink caladiums with Hydrangea Wee Bit Giddy.

Ooh la la, every squirrel finally gets an acorn!

Growing Heart to Heart caladiums is so easy. You may have

heard the old saying, that plant is so easy to grow, all you have to do is plant the green-side up.

Well, I am here to tell you when it comes to Heart to Heart caladium tubers, all you have to do is plant the white side up.

The bulbs have been painted, showing you what side is up.

But this year it is even easier than that, as all of our garden centers have been selling container-grown plants. These you simply plant in your well-prepared bed and set them in the ground where the top of the root ball is even with the soil surface.

There are 28 Heart to Heart caladiums to choose from with five new varieties introduced in 2022. Go to Heart to Heart Caladiums’ webpage and you’ll find detailed instructions on growing, storing for winter, as well as help choosing the best ones for your amount of sun or shade. Know this, if you have fertile, welldrained soil, you are in business.

Even though it is the end of May, you can still get months of great color. What can you do with Heart to Heart caladiums? Anything you want; you are the art director. The Garden Guy says go bold and unexpected.

(Norman Winter, horticulturist, garden speaker and author of “Tough-as-Nails Flowers for the South” and “Captivating Combinations: Color and Style in the Garden.”

Follow him on Facebook @ NormanWinterTheGardenGuy.)

Celebrating 40 Years Of Solano County Real Estate Experience.

Scott Tonnesen Managing Partner

707-246-5670

LenderScott@gmail.com SolanoHomeLoans.com DRE #01352612 • NMLS#331812 • NMLS#1401042

Citizens Financial • 1293 Oliver Road • Fairfield CA

Transactions From Page 4

04-11-22 [3 Bdrms – 1120 SqFt – 1961 YrBlt], Previous Sale: 02-29-16, $235,000

1033 Highland Avenue – $505,000

04-15-22 [2 Bdrms – 1197 SqFt – 1942 YrBlt], Previous Sale: 02-22-05, $368,500

421 Ladera Drive – $420,000

04-15-22 [3 Bdrms – 1150 SqFt – 1958 YrBlt], Previous Sale: 09-19-16, $236,000

115 Lillean Way – $613,000

04-14-22 [4 Bdrms – 1547 SqFt – 1980 YrBlt], Previous Sale: 06-29-18, $420,000

460 Maple Avenue – $625,000

04-12-22 [3 Bdrms – 1181 SqFt – 1952 YrBlt], Previous Sale: 06-20-18, $372,500

319 Mesa Verde Street – $550,000

04-15-22 [3 Bdrms – 1175 SqFt – 1955 YrBlt], Previous Sale: 11-24-10, $131,000

1253 Nebraska Street – $355,000

04-12-22 [3 Bdrms – 1218 SqFt – 1942 YrBlt], Previous Sale: 06-07-16, $310,000

432 Phoenix Circle – $435,000

04-12-22 [3 Bdrms – 1327 SqFt – 1981 YrBlt], Previous Sale: 02-16-10, $160,000

8069 Red Oak Court – $681,500

04-11-22 [3 Bdrms – 2026 SqFt – 2004 YrBlt], Previous Sale: 08-22-14, $410,000

23 Rodgers Street – $325,000

04-13-22 [2 Bdrms – 884 SqFt – 1978 YrBlt], Previous Sale: 04-26-18, $205,000

1123 Shasta Street – $605,000

04-12-22 [3 Bdrms – 1220 SqFt – 1942 YrBlt], Previous Sale: 09-03-14, $284,000

7 Sims Avenue – $420,000

04-11-22 [3 Bdrms – 1585 SqFt – 1987 YrBlt], Previous Sale: 09-16-04, $437,000

1041 Topsail Drive – $750,000

04-15-22 [3 Bdrms – 1288 SqFt – 1988 YrBlt], Previous Sale: 12-06-18, $490,000

1548 Tuolumne Street – $658,000

04-15-22 [5 Bdrms – 2671 SqFt – 1953 YrBlt]

1332 Tuolumne Street – $550,000

04-15-22 [2 Bdrms – 1221 SqFt – 1937 YrBlt]

04-15-22 [3 Bdrms – 1056 SqFt – 1924 YrBlt]

101 Turnberry Way – $820,000

04-13-22 [2 Bdrms – 1256 SqFt – 1920 YrBlt], Previous Sale: 12-03-15, $292,500

1466 Valle Vista Avenue – $400,000

04-15-22 [1 Bdrms – 399 SqFt – 1970 YrBlt], Previous Sale: 07-16-12, $30,000

509 Valleyview Court – $695,000

04-12-22 [5 Bdrms – 2301 SqFt – 1989 YrBlt], Previous Sale: 10-23-02, $425,000

2820 Webb Street – $619,000

04-14-22 [3 Bdrms – 2580 SqFt – 2003 YrBlt], Previous Sale: 11-27-18, $599,000

109 Whitecliff Drive – $510,000

1910 Sonoma Boulevard – $610,000 1715 Sonoma Boulevard #305 – $180,000 429 Southport Way – $850,000

5027 Staghorn Drive – $860,000 204 Sunfish Court – $715,000

04-13-22 [4 Bdrms – 1945 SqFt – 1995 YrBlt], Previous Sale: 08-06-09, $297,500 04-14-22 [4 Bdrms – 1658 SqFt – 1963 YrBlt], Previous Sale: 01-30-02, $215,000 04-15-22 [3 Bdrms – 1860 SqFt – 2004 YrBlt], Previous Sale: 05-11-18, $505,000 04-14-22 [4 Bdrms – 2255 SqFt – 1953 YrBlt], Previous Sale: 02-21-08, $215,000 04-15-22 [3 Bdrms – 1155 SqFt – 1959 YrBlt], Previous Sale: 04-19-12, $142,000

LONEY & WORLEY TEAM

“Your Real Estate Team committed to getting you the Highest return on your investment.”

TOP PRODUCERS WITH OVER 30 YEARS EACH IN THE REAL ESTATE INDUSTRY LUXURY ESTATES, WINERIES, VINEYARDS, COMMERCIAL, DEVELOPMENTS AND RESIDENTIAL SALES.

As Your Listing Agents: • We pay for professional photography, video productions including drone photography.

• We pay for all marketing and advertising for the entire duration of the listing until the property is sold.

• We will fully host and advertise a “Grand Opening -Open House Event” OUR FAMILY ESTABLISHED COUNTRY ESTATES, INC IN 1982

Alicia N. Worley

Scott C. Loney

REALTOR®

BROKER ASSOCIATE BRE# 01146887

(707) 290-0556

2280 ROCKVILLE ROAD GREEN VALLEY-FAIRFIELD, CA 94534 LIC#01035560

BRE# 01322884

(707) 344-1300

DAILY REPUBLIC — Friday, May 20, 2022 9

Porter

Colorful From Page 7

From Page 5

board; it’s important to balance it with lighter or neutral colors and textures. And try to limit yourself to two or three bold colors in a space, including furniture, textiles and accessories.

Think “a bold blue sofa with a floral blue-and-blush chair with a hint of green, paired with a more neutral rug or wallpaper,” Rawes says. She also likes leathers and velvets in warm hues.

Most clients are open to colorful furniture as long as the pieces themselves feel classic, she says. But for those who are hesitant, she suggests experimenting with slipcovers, available from a variety of sources. Bemz makes covers specifically for Ikea furniture.

• Stain or paint wood floors.

Blogger Lauren Comer of Pinch Plate Party stained a dark brown diamond pattern onto her laundry room’s plywood floor, a look Corona likes. But you don’t have to limit yourself to a shade of brown, Corona says. Minwax also offers stains in indigo, emerald, onyx and more. Be sure to test the color first, though.

“There’s a good chance the color won’t look like you imagine once it’s been absorbed by the wood, since wood types vary greatly,” Corona says. Hire a professional for the best results. Another option for a casual beach house, cottage or studio, Rawes says, is to paint wood floors.

• Get creative with paint.

Painting porch ceilings (or the ceiling of a room) is a fun option. Rawes also recommends painting trim. Choose a color that contrasts with the color on your walls, especially a darker color. Or go the opposite direction and paint an entire room – walls, trim, ceiling – with the same color. Rawes says you can create contrast with sheens: flat on the ceiling, egg-

required to disclose all known defects about the house. It’s unlikely your son or grandson is going to sue you for failure to disclose the toilet flushing issues that have been going on for the past five years.

No. 4: A buyer can buy a house from his uncle for the full appraised value and buy the house with zero cash out of pocket with a% 5 to 10% equity gift.

No. 5: If you sell your house to your family, your family will allow you to stay in the house and sit on the cash from the sale until you find your new house, which is a huge benefit and stress reducer for seniors who haven’t moved in 30 to 60 years.

No. 6: If you have three children and want to give an early inheritance to them equally, you can sell the house to the one who wants to move in and equity gift them 33.33% of the house so your daughter only needs a loan for 66.99% of the home value for you to equally distribute the early inheritance cash to the other two children.

No. 7: A super senior can sell their house to their children for something like 50% of the value and bank the 50% with an agreement to stay in the home rent-free in exchange for the 50% equity early inheritance.

I could give you 10 more reasons and ideas but for now, I hope you get my point. Keeping it in the family can be beneficial for all concerned.

THE WASHINGTON POST/SOPHIA FERRARI-WILLS

Sophia Ferrari-Wills painted her fridge in Satin Rose by Rust-Oleum, the same color as the door. shell on the walls and a satin or semi-gloss on the trim. Sophia Ferrari-Wills, a home renovator and social media content creator in the United Kingdom, has saturated her English cottage in color. One hallway is a bubblegum pink called Puppy Love by Dulux, her house shutters are a custom sunny yellow, and her stairway spindles have a pink ombré pattern. Her front door is

in Satin Rose by Rust-Oleum.

• Paint your appliances.

Kitchen appliances don’t have to be white, black or gray. More companies are offering appliances in bold colors, but if you don’t want to replace what you have, you can paint them. “It achieves that unique and prettier . . . look without the price tag of an expensive, colorful brand,” says Ferrari-Wills, who painted her fridge pink. It’s also some-

thing you can easily change if you decide you don’t like it in the future. First clean the appliance with a degreaser and cleaner, then roll two coats of an all-surface satin paint with a small foam roller designed for glossy or satin finishes. Ferrari-Wills also sprayed the handles of her refrigerator with Montana Cans’ Frozen Strawberry and handpainted scallops around the ice maker in Polar Blue.

Jim Porter, NMLS No. 276412, is the branch manager of Solano Mortgage, NMLS No. 1515497, a division of American Pacific Mortgage Corporation, NMLS No. 1850, licensed in California by the Department of Financial Protection and Innovation under the CRMLA / Equal Housing Opportunity. Jim can be reached at 707-449-4777.

10 Friday, May 20, 2022 — DAILY REPUBLIC

Solano County Listings: Homes for sale PRICE

ADDRESS

CITY

$929,000

116 Mountview Ter

Benicia

$549,900

1655 Winfield Street

Dixon

$590,000

385 Calmace Drive

$605,000

1290 Bello Dr

BEDS

BA (F/H)

SQ. FT.

LOT/AC

MLS #

OFFICE #

PRICE

ADDRESS

CITY

BEDS BA (F/H)

SQ. FT.

LOT/AC

MLS #

4

3/0

2,288

0.11

322031987 707.448.6119

$658,000

107 Sandalwood Drive

Vacaville

4

3

2/0

1328

5532

322042459 707.689.0392

$685,000

785 Monaghan Cir

Vacaville

3

Dixon

3

2/1

1664

0.17

322024597 707.448.1158

$690,000

721 Forest Ridge Cir

Vacaville

Dixon

3

3/0

2,254

0.16

322044879 707.448.6119

$695,000

2093 Marshall Rd 379 Timber Dr

OFFICE #

3/0

2075

0.16

322034479 707.448.1158

2/0

1708

0.185

322044969 707.446.0600

4

3/0

2282

0.189

32203764 707.446.0600

Vacaville

5

2/1

2357

0.126

322014512 707.446.0600

Vacaville

4

2/1

2048

0.19

322038252 707.446.0600

$699,000

1820 Dailey Dr

Dixon

4

2/1

2282

0.171

322041770 707.446.0600

$699,950

$720,000

1885 Folsom Fair Circle

Dixon

4

2/1

2290

0.18

322041225 707.448.1158

$725,000

354 Glen Eagle Ct

Vacaville

3

2/0

1682

0.187

322044322 707.446.0600

$205,000

423 Gregory Ln #62

Fairfield

1

1/0

648

0.016

322042047 707.864.0205

$729,000

417 Shannon Dr

Vacaville

4

3/0

1,829

0.14

322036937 707.448.6119

330 Woodside Circle

Vacaville

4

2/1

2048

0.18

322035855 707.448.1158

$225,000

1625 Park Ln #11

Fairfield

2

1/0

794

0.018

322042076 707.864.0205

$735,000

$235,000

1625 Park Ln #24

Fairfield

2

1/0

794

0.019

322042003 707.864.0205

$745,000

206 Joyce Dr

Vacaville

4

2/0

1956

0.189

322032023 707.446.0600

$490,000

463 Blakemore Ct

Fairfield

4

2/0

1582

0.13

322037466 707.864.0205

$899,000

467 Royal Tern Dr

Vacaville

5

5/0

4,082

0.14

322027703 707.448.6119

$535,000

1339 Sanderling Dr

Fairfield

3

2/0

1438

0.14

322028390 707.864.0205

$899,900

520 Wellington Wy

Vacaville

4

3/1

3600

0.19

322041654 707.446.0600

$535,000

2166 Sandpiper Dr

Fairfield

3

2/0

1438

0.14

322025763 707.864.0205

$974,500

7921 Spencer Ln

$560,000

2459 Carnation Drive

Fairfield

4

2/0

1474

7405

322042091 707.689.0392

$569,000

2049 Falcon Dr

Fairfield

3

2/0

1496

0.13

322043726 707.864.0205

$569,012

745 Marigold Dr

Fairfield

4

2/0

1,556

0.13

322036962 707.448.6119

$659,000

801 Stoneridge Cir

Fairfield

3

2/0

1558

0.181

322042490 707.864.0205

$675,000

1225 Astoria Dr

Fairfield

4

2/1

1926

0.25

322028085 707.864.0205

$749,000

2469 Bay Hill Cir

Fairfield

4

3/0

2294

0.201

322040371 707.864.0205

$750,000

4599 Turnstone Wy

Fairfield

4

2/1

2110

0.078

322040673 707.864.0205

$799,000

568 Pine Creek Cir

Fairfield

4

2/1

2210

0.142

322017976 707.864.0205

$848,000

3201 Rivera Ct

Fairfield

4

3/0

2411

14851sf

322020501 707.864.0205

$895,000

2152 Fieldcrest Ave

Fairfield

4

2/1

3156

0.261

322033269 707.864.0205

$1,090,000 5099 Falls Ct

Fairfield

4

2/1

2624

0.393

322041703 707.864.0205

$499,000

615 Chyrl Wy

Suisun City

3

2/0

1446

0.13

322040285 707.864.0205

$570,000

810 Greenhead Wy

Suisun City

3

2/0

1440

0.13

322033208 707.864.0205

$575,000

612 Fulmar Dr

Suisun City

3

2/0

1488

0.14

322045126 707.864.0205

$599,969

1737 Ventura Way

Suisun City

3

2/0

1,434

0.13

$799,000

539 Bella Vista Dr

Suisun City

5

4/0

2,358

$285,000

1342 Callen St #B

Vacaville

2

1/1

$364,950

125 Del Rio Ct #2

Vacaville

2

$430,000

178 Revere Ct

Vacaville

2

$500,000

861 Turquoise St

Vacaville

2

Vacaville

3

2/0

2042

5

322039067 707.446.0600

$1,100,000 150 Hidden Glen Court

Vacaville

4

2/0

3355

0.73

322042679 707.448.1158

$1,399,000 842 Elderberry Loop

Vacaville

5

4/1

4058

0.295

322043728 707.446.0600

$569,000

1728 Napa St

Vallejo

3

2/1

2203

0.096

322028120 707.864.0205

$570,000

370 Carousel Dr

Vallejo

4

3/0

1,693

0.12

322045155 707.448.6119

$729,950

411 Rickover St

Vallejo

3

2/1

2203

0.096

322028120 707.864.0205

$789,000

3931 Central Ln

Winters

3

2/0

1782

5.52

322032322 707.446.0600

$895,000

8457 Pleasants Valley Rd Winters

2

1/0

22.16

321006700 707.446.0600

3

5/0

20.0

222005840 707.448.6119

$1,995,000 26518 County Road 34

Winters

LOTS AND LAND

PRICE

ADDRESS

LOT/AC

SUB TYPE

MLS#

$459,000

7215 Pleasants Valley Rd Vacaville

6

AGRI

322010137 707.446.0600

$500,000

360 Butcher Rd

Vacaville

1.10

COMM

321098151 707.448.6119

$1,250,000 8362 Auction Ln

Dixon

2.16

COMM

322014651 707.448.6119

$1,870,000 2300-11 E. Monte Vista

Vacaville

3.66

COMM

321102156 707.448.6119

322036781 707.448.6119

$359,950

Gibson Canyon

Vacaville

1.55

RESA

22029146 707.446.0600

0.9

322030702 707.448.6119

$895,000

8457 Pleasants Valley Rd Winters

22.16

RESA

321000406 707.446.0600

952

0.013

322042771 707.446.0600

$15,000,000 Mankas

Fairfield

RESA

21825708 707.864.0205

2/1

952

0.006

322039789 707.446.0600

$324,999

Vacaville

RESL

321007519 707.446.0600

1/0

806

0.13

322040115 707.446.0600

2/0

969

0.1

322033602 707.448.6119

2939 Mix Canyon Rd

MULTI-UNIT

CITY

3,135

24.42

OFFICE #

PRICE

ADDRESS

CITY

UNITS BLDGS

SQFT

MLS

$735,900

549-551 Pacific Avenue

Fairfield

2

2479

321043438 707.689.0392

OFFICE #

$525,000

207 Madrone St

Vacaville

3

2/0

1286

0.11

322040262 707.446.0600

$536,000

101 Arrowhead Ct

Vacaville

4

2/0

1402

0.13

322040671 707.446.0600

$549,997

468 Royal Oaks Dr

Vacaville

4

3/0

1,799

0.13

322041513 707.448.6119

$579,999

812 Meadowhawk Drive

Vacaville

3

2/1

1509

0.11

322044878 707.448.1158

$599,000

260 Heritage Ln

Vacaville

3

3/0

1,711

0.07

322027821 707.448.6119

$599,500

512 Davis Street

Vacaville

2

2/0

1006

0.15

321111961 707.448.1158

$599,997

160 Kingswood Ave

Vacaville

4

3/0

1685

0.13

322037097 707.448.6119

$619,000

715 Embassy Cir

Vacaville

3

2/0

1571

0.116

322040154 707.446.0600

$639,000

454 Regency Circle

Vacaville

3

2/1

1900

0.13

322040665 707.448.1158

PRICE

ADDRESS

CITY

TYPE

MLS #

$639,997

579 Chateau Way

Vacaville

4

3/0

1,852

0

322026823 707.448.6119

$599,500

512 Davis Street

Vacaville

OFFC

321111889 707.448.1158

1

MOBILE/FLOATING HOME

PRICE

ADDRESS

CITY

$169,000

2525 Flosden Rd #46

American Canyon

2

$195,000

260 American Canyon Rd #141 American Canyon

2

COMMERCIAL

BEDS BA(F/H)

SQ. FT

MLS #

OFFICE #

2

900

322035792 707.448.6119

2

1400

322036695 707.448.6119

OFFICE #

DAILY REPUBLIC — Friday, May 20, 2022 11

Mortgage From Page 2 recent housing bust homeowners faced a double whammy – their lower initial rates spiked as their houses plunged in value. Many homes were lost to foreclosure.

Five-year ARMs have long been the most popular option, since their initial rates are usually much lower compared with a 30-year fixed mortgage. But estimates by the Mortgage Bankers Association show that more than half the applications for new ARMs are for longer terms, with rates that reset after seven or 10 years.

That seems to indicate that borrowers are being more careful this time. Given the uncertainty around where rates and the economy are headed, they would rather pay more and lock in a rate for longer than just go with

OPEN HOU

what’s cheapest.

For example, the average rate offered for a 5/1 ARM (which means the interest rate will reset every year after five years) is 3.84% compared with 4.75% for a 7/1 ARM and 4.87% for a 10/1 ARM, according to Bankrate.

For a 30-year fixed mortgage, the average rate right now is 5.39%.

What’s more, while the MBA data show that ARMs have ticked up to account for their largest share of overall mortgages since 2008, they are still just 11% of the market. In the run-up to the housing crisis, ARMs accounted for well above 30% of all mortgages.

Refinancing old mortgages into new ones with lower rates has made up a bigger share of the market in recent years. Since refinancings are a smaller part of the overall mortgage market now as rates rise, it’s only natural for ARMs to be picking up some of the slack.

It’s also reassuring to look at who is actually choosing ARMs. They’re more common among buyers borrowing larger balances, according to data from CoreLogic. For $1 million-and-up mortgages, ARMs comprised 37% of the dollar volume as of March, the biggest increase from a year earlier. For mortgages in the $400,001 to $1 million range, the ARM share was about 10% and for mortgages from $200,001 to $400,000, ARM share was just 4%, CoreLogic data show.

And unlike the heady days leading up to the mortgage meltdown, the ARMs offered now require more documentation and higher credit scores, and they aren’t ultra-short-term like 1/1 or 3/1 ARMs that used to be common.

These days, deciding whether an ARM is a smarter move than a fixed-rate mortgage really depends on factors such as how long you plan to be in the home

THE WASHINGTON POST/BING GUAN

Homes stand in a planned residential community in this aerial photograph taken over Irvine, May 6, 2020. and your expected income trajectory. If you know you will sell before the rate resets, an ARM can make sense (but keep in mind time can fly and the typical homeowner spends 13.2 years in a house).

It’s hard to give one-sizefits-all advice here, but if your

OPEN HOU

SE

Open House Sunday 1-4PM 1106 Charter Lane, Fairfield

REALTOR® DRE#01475803

(707) 297-9266

SE

Open House Saturday 11AM-1PM 801 Stoneridge Circle, Fairfield Beautiful updated 3bd/2ba in Cordelia Villages. Eat in kitchen with island with gas cooktop. Spacious corner lot with immaculate landscaping. New backyard patio. $659,000

Original 3/3+bonus rm, 1st floor bd/baLaurel Creek. Formal living & dining area, FR w/gas fp. Spacious master suite w/ vaulted ceilings, 2 closets, double sinks & garden tub. Well manicured drought tolerant yards. Minutes to Travis AFB. Needs TLC. $630,000

Monique Kenner & Associate

only reason for doing an ARM is because you want to rewind the clock to where rates were a few months ago, think twice.

ARMs aren’t for everyone, but even with more borrowers doing them, there is no reason to think the housing market is headed for disaster.

ON THE MARKET FOR THIS WEEKEND May 21st & 22nd

Lisa Imhoff & Patty Ash

REALTORS® DRE#01790343 & 01992355

(707) 333-1057 or 410-9353

12 Friday, May 20, 2022 — DAILY REPUBLIC

OPEN HOU

OPEN HOU

SE

Open House Sat & Sun 11AM-2PM 1319 Coolidge St, Fairfield

Open House Sat & Sun 1-4PM 1011 Via Palo Linda, Fairfield

Welcome to 1319 Coolidge!! Single level 3 bedroom 2 bathroom. Dining room has fireplace & open beam ceilings. $529,000

Patty Sittinger & Associate

REALTOR® BRE#01836594

(707) 685-4706

OPEN HOU

SE

Open House Sat & Sun 10AM-12PM 1900 Larchmont Circle, Fairfield Lovely 2bd/2ba duet-corner lot-nearly 1/3 acre! Large backyard w/covered patio!

Great room with vaulted ceiling, fp. Kitchen/dining room combo. Master with patio slider. $499,950

Wonderful Green Valley Estate. Beautiful 3700 Sq Ft Single story home on a private 2.4 acre flat lot. 4 Bedrooms, 3 full bathrooms. $1,975,000

ON THE MARKET FOR THIS WEEKEND May 21st & 22nd

OPEN HOU

Luke Godfrey & Nickole Dauer

REALTORS® BRE#02038349 & 02100054

(707) 688-8782 or 718-6728

SE

Open House Sat 12-3PM & Sun 1-3PM 228 B Street, Vallejo

Beautiful Dream Home 13 Amador Circle, Rio Vista

Charming Cape Cod style 100yr old home beautifully maintained w/original hardwood, fresh paint, new fencing, decking & updated electrical. Incredible views: Napa River, San Pablo Bay, Mare Island & Mt. Tamalpais.

Converted detached office. $585,000

Beautiful remodeled 3-4 bed/2.5 bath home has newer kitchen & baths, salt water pool w/solar heating, spa & bbq kitchen w/ bar & fire pit, refrigerator, freezer & more.

Master has sitting area & deck. RV & boat parking. No rear neighbors. $699,900

Philip Williams & David Gower

Veronica Thomas & Makenzie Thomas

(707) 425-9800 or 290-4383

(707) 344-1286 & 430-3086

Broker Associate & REALTOR® DRE#00994642 & 01826293

SE

REALTORS® DRE#02115505 & 02114419

Ralene Nelson

REALTOR® BRE#01503588

(707) 334-0699