YOLOhomes
DAVIS, WOODLAND, WINTERS & BEYOND THE DAVIS ENTERPRISE FRIDAY, MARCH 11, 2022
542 Miller Drive
COURTESY PHOTOS
Offered by Ciana Wallace, GoodHome Group Real Estate, page 3
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YOLO HOMES
The Davis Enterprise, Friday, March 11, 2022
Lori Prizmich and Associates Seems like everyone is using "Team" behind their names these days. Ask us what makes LPA different!
44934 N El Macero Dr.
5 bed
. 3 bath . 3,317 sq ft . Office . Bonus Room
2110 Bella Casa St. 2 bed
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2 bath
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3215 Bermuda Ave. #8
1,120 sq ft
4 bed
.
Upcoming Properties! Beautiful park-view Shea home in the Cannery, 2,659 sq. ft. with 4 bed and 3 bath. El Macero Vista in South Davis, single story with 1,756 sq. ft. with 4 bed and 2 bath.
1423 Yukon St. 4 bed
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3 bath
.
2,748 sq ft
2 bath
.
1,568 sq ft
YOLO HOMES
Coveted Central Davis Home & Studio
NORTH DAVIS 2110 Bella Casa Street 11:00AM - 2:00PM • LORI PRIZMICH & ASSOCIATES/Host
EAST DAVIS 1111 Villaverde Lane 11:00AM - 2:00PM • LYON REAL ESTATE/Kendall Lou Schmidt 4340 El Macero Drive • $925,000 3:00PM - 5:00PM • LYON REAL ESTATE/Eric Brown
OPEN HOMES • SUNDAY • MARCH 13 NORTH DAVIS 2110 Bella Casa Street 12:00PM - 3:00PM • LORI PRIZMICH & ASSOCIATES/Host
EAST DAVIS 1111 Villaverde Lane • $1,120,000 10:00AM - 1:00PM • LYON REAL ESTATE/Zachary Wildman 4340 El Macero Drive • $925,000 10:30AM - 1:00PM • LYON REAL ESTATE/Stephen Nesbitt 4340 El Macero Drive • $925,000 2:00PM - 4:00PM • LYON REAL ESTATE/Yvette Bonneau 1111 Villaverde Lane • $1,120,000 2:00PM - 5:00PM • LYON REAL ESTATE/Eric & Bailey Brown
Check Out These Open Houses This Weekend!
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Cover Home
OPEN HOMES • SATURDAY • MARCH 12
The Davis Enterprise, Friday, March 11, 2022
542 Miller Drive 4 Bedrooms • 2 Bathrooms 1,671 Square Feet Embrace the easy living of central Davis in this exquisitely remodeled 4 bedrooms, 2 bath, 1671 square foot home AND an updated detached 324 square foot studio with a private entrance. You will be impressed with the remodeled main home by Eisele Construction; beautifully refinished hard wood floors, built ins, freshly painted imperfect smooth walls & fully remodeled bathroom. The gourmet kitchen with peninsula seating is designed to be the heart of the home and is open to the dining room. Kitchen is complete with ample storage, butlers pantry, slow closing & full extension shaker cabinets, subway tiled backsplash and grey quartz surfaces. The stainless steel farmhouse sink is framed by an oversized window allowing an abundance of light, gorgeous view of the expansive backyard with raised planters, large patio and shade trellis. The home is ideal for entertaining guests, in-laws, or for providing extra income with the updated studio. Located only a few homes from UC Davis, Farmer’s Market, Central Park, & restaurants on a coveted friendly street known as Miller Drive.
Ciana Wallace DRE #01309577
530.902.4262 www.Ciana.com realestate@ciana.com
$1,150,000
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YOLO HOMES
The Davis Enterprise, Friday, March 11, 2022
#1 in the Company!
Top 1%
Rising Star
Tanner Mohr Kim Eichorn
Davis Office
Kim Eichorn
Kim Merrell Lamb
Kim Eichorn
Office Top Producers
Maren Heise
Jenna Dougherty
Woodland Office
Rene Mendieta
Lacey Hilliard
YOLO HOMES
The Davis Enterprise, Friday, March 11, 2022
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Top 10%
Kim Merrell Lamb
Maren Heise
Chris Snow
Senior Executive Associates
Julia Whitmer
Trooper Award
Danny Lau
Martha Bernauer
Jenna Dougherty
Julia Whitmer
Lyon Cares Award
Tanner Mohr
Executive Associates
Geoffrey Snow
Par Khagura
Amanda Mason
Kendall Lou Schmidt
Tanner Mohr
Susan Anselmo
Shannon Kinley
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YOLO HOMES
The Davis Enterprise, Friday, March 11, 2022
Home tax credits you can take REAL ESTATE 101
Homebuyer credits can make first-time home ownership more than just a dream for many Americans. Keep reading to learn more about how to take advantage of federal and other incentives to help homebuyers make their dreams a reality.
Who is a first-time home buyer?
Raid your IRA
The U.S. Department of Housing and Urban Development says a first-time homebuyer is someone who: • Has not owned a principal residence during the three year period ending on the date of the property purchase (and also their spouse). • Is a single parent who has only owned a home with a former spouse while married. • Is a displaced homemaker who has only owned with a spouse. • Is someone who has not only owned a principal residence not permanently affixed to a permanent foundation in accordance with applicable regulations. • Has only owned property that was not in compliance with building codes and which cannot be brought into compliance for less than the cost of constructing a permanent structure.
You can use up some $10,000 of portfolio earnings out of a traditional IRA or Roth IRA without paying the early withdrawal penalty if you’re a first-time homebuyer using it to buy a home. In this case, the IRS defines a first-time homebuyer as someone who hasn’t owned a persona residence in two years. This is different from HUD, who requires three years.
What is HUD?
Of course, first-time homebuyers can also take advantage of programs that are available to all homeowners. These include a tax deduction for your home mortgage, limited to interest paid on $750,000 or less for people that are married and filing jointly and $375,000 for those married and filing separately. Also, this deduction is only for those that itemize, and a 2021 bill increased the standard deduction to make it less likely that you’ll itemize your taxes. Still, it’s there, and you’ll get a 1098 form from your lender showing how much you paid. —HomeWise
The Department of Housing and Urban Development administers programs that provide housing and community development assistance. It also enforces fair and equal housing laws. HUD, as it is known, was founded in 1965 as part of President Lyndon B. Johnson’s Great Society program. What first-time homebuyers should know is that HUD grants funds for first-time home buyers to groups with IRS tax-exempt status. So your first-time homebuyer grants through nonprofits and other organizations may well originate from HUD.
Federal National Mortgage Association's HomePath ReadyBuyer This is another program that offers closing cost assistance in exchange for new home buyers completing a mandatory online course. This assistance can be used to purchase a foreclosed property owned by Fannie Mae.
Deductions everyone can take
YOLO HOMES
The Davis Enterprise, Friday, March 11, 2022
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Catalina Dr Lane • Cadiz St • Sloan StSOLD! • Diego Pl Place • Pintail Pl • Hartley St Mercedes Pl Avenue • $780,000 Pl • SOLD! 1331 Via• Colonna TerracePl • $749,000 2932 Prado • $960,000 2312 Bree • $721,000 • Aurora Ave • Hepworth Dr • Waxwing Pl • Whistler Ct • Hepworth Dr • Jalisco Pl • Heron Pl • Rockwell Dr • Gazelle Pl • Barbera Pl • Kestrel Pl • Barry Rd • Black Hawk Pl • La Coruno St • Trinita Ter • Bates Dr • Montefrio Ln • Monarch Ln • Frontera Dr • Ponteverde Ln • L St • Duke Dr • Mesquite Dr • Mallorca Ln • Regis Dr • Bendita Dr • Balsam Pl • Via Verde Ter • Via Colonna Ter • Belhaven Pl • Caricia Dr • Salamanca Ct MB REALTOR •Garrison St Rubicon Ave • Brandywine Pl • Tahoe Pl • Point Reyes Pl • Victoria Pl • Rushmore Ln • Eisenhower St • Everglades GROUP Pl • Becerra Way • Hoopa Pl • Monte Vista Pl • Laguna Ave • San Tomas St • Evans Ct • Mono Pl • Swingle Dr • Evergreen Ct • Jasmine Ct • Emerald Bay Dr 530.681.9557 • Mace Blvd • Regatta Ln • Mahogany Ln • Mariposa Cir • Meadowbrook Dr • Santoni Ln • Fredericks Ct • Savala Ct • W El Dorado Dr • Harvard Bend Dr • Buena Vista Way • W Gibson Rd • Ortiz Ave • Mack Pl • Reinecke Ct • Sander St • Millsap Ct • Auburn Dr • Alicante St • Duke Dr • Raquel Perez-McDonald Malek Baroody Donna Pl Hagans Marilyn VaughnDame Dr • Mulberry Ln • Reed Manzanita LnRealtor, • Vigo Ct • Harding Broker, Ter •DRE# Del Mar Pl • Aspen • DickensShelley Ter Bronzan • Pennsylvania PlGroth • Tenth StMary • Notre DRE# 01389120 00759230 530.681.9557 530.681.9555 530.318.0626 530.681.9555 Pl • Harrier 530.305.6179 Dr • Princeton Pl • 5th St • Cornell Dr • W Eighth StRealtorDonna530@gmail.com • D 530.400.1060 St • Austin StBaroodyTeam@gmail.com • Ivory Pearl Ter • Pintail Pl • Lessley Pl • Carmelo Ln • M St RealtorRaquel@gmail.com BrokerMalek@gmail.com • Cresta Ct • Trawler Pl • Harding Ter • Biscayne Bay Pl • S Chesapeake Bay Ave • Pinnacles St • Cutter Pl • Westshore St • Navajo St • Bryce Ln • Washoe St • Halsey Cir • Valdora St • Eucalyptus St • Nantucket Terr • Deodara St • E Oakside Pl • Arthur St • Escolar Ct • Bianco Ct • Redwood Ln • Hepworth Dr • Steiger Hill Rd • Washoe St • Colby Dr • Pecan Pl • Tulip Ln • Caricia Dr • Lillard Dr
A new name, but we’ve been around the block a few times! More than 1,500 closed transactions in Davis & surrounding areas
Coming Soon in Mace Ranch!
Realtor, DRE# 02135942
Coming Soon in Central Davis!
Realtor, DRE# 02052665
Broker Emeritus, DRE# 00527267
Referral Specialist
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YOLO HOMES
The Davis Enterprise, Friday, March 11, 2022
YOLO HOMES
The Davis Enterprise, Friday, March 11, 2022
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The Davis Enterprise, Friday, March 11, 2022
Good faith estimates REAL ESTATE 101
Good faith estimates are a mandatory part of every property sale, as required by the Real Estate Settlement Procedures Act — commonly referred to as the RESPA. The document ensures that you understand and agree to take care of all of the fees and costs associated with buying the home. Of course, this arrives in a mountain of paperwork, only adding to the possibility of confusion. The good faith estimate is simply intended to aggregate what you’ll be expected to pay. If you’ve never seen one, it might be best to acquaint yourself with the standard items that will be found there. Here’s how the good faith estimate break down.
Settlement and lender fees Your estimate itemizes the financial transaction between clients and lenders. One portion of these fees goes to lenders, and the rest are fees and costs associated with closing — including legal and real-estate costs. When you apply for a loan, the broker is required to provide this estimate within a threeday period. Dates when payments are due are outlined in the document. When called in to review your good faith estimate, take the time to examine everything and remember that no question is too insignificant. If there are any disagreements, formal written changes can be made; you may also walk away from the deal. Be aware of the reality of the situation, though: They call this a good faith estimate for a reason. It might not be accurate down to the penny, so the law allows for a margin of error at 10% when estimating fees and costs. Still, this agreement is legally binding, so once it’s signed, the deal is done.
What's included Borrowers are entitled to more than one good faith estimate before completing this process. You don’t have to accept the first pass. So, study the list found on the good faith estimate sheets. Many of the various charges won’t compare to your larger closing
costs, and the bottom line could fluctuate depending on the outlines of your mortgage. Origination fees and closing or escrow fees make up the bulk of your costs, but the estimate will also include smaller fees like notary services too. Other costs associated with closing include attorney’s fees, the title search, transfers and taxes, title insurance, recording the deed and perhaps incidentals like pest control. Originating fees cover everything from securing credit reports, application fees, document drafting, wire transfers, processing and appraisals, among other things. Admittedly, this is a long list. But a qualified real-estate agent can help you sort through it all.
Why it matters Your good faith estimate is a critical element in precisely itemizing your sale. You’re locking in the total purchase price for the property, and will be walking away with the clearest possible idea of where the money is going. Evaluating this document line by line ensures that you have enough cash to move forward. If anything seems confusing, or out of order, have your real-estate agent evaluate the estimate. And if things still don’t line up, remember that this is your last chance to decide against buying. —HomeWise
YOLO HOMES
MELRINA A. MAGGIORA
(530)
The Davis Enterprise, Friday, March 11, 2022
Broker Associate, DRE# 00835469
757-3637 · melrina@cal.net
408 2nd Street, Davis
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The Davis Enterprise, Friday, March 11, 2022
Navigating a hot market REAL ESTATE 101
It has been a boiling hot real estate market. Inventory has been low and competition has been high. For a buyer, shopping can be more imposing than a meet up with Andre the Giant. NerdWallet offers a few tips for navigating a hot market. First rule: be patient.
Start with a stroll — or a scroll
Expect to compromise
Don’t fall in love with a house at first sight. Doing so might lead you to overlook problems and, if you make an offer that’s declined, suffer heartache. In a hot market, “it’s more like dating than getting engaged,” said agent Brent Landels of Re/Max Key Properties in Bend, Oregon. “Don’t get emotionally involved in anything you’re looking at until you’re further down the road.” Rather, spend some time looking at what’s available before you get serious. Take note of how long homes are listed before a contract is pending. You might also want to look at recently sold listings online to get a sense of how much homes are really going for compared to their listing prices.
Holding out for “the one” may not be an option in a hot market. It may be smarter to approach home shopping by thinking about ways you could make a “good enough” home work. Flexible expectations can give you more options in a hot real estate market. “People say, ‘I want to be in this neighborhood,’” and we have to say that’s great, but we have two weeks’ worth of supply,” Landels said. If there aren’t many properties available that fit your criteria, you may need to find aspects where you can compromise. Think about what’s most important to you now, and if you see this as your potential forever home. Maybe a third bedroom can be a home office for now, and a nursery later when you’ve got a little one. Have your financing lined up Compare mortgage interest rates from several lenders, and get a mortgage preapproval from two or three lenders. Official loan estimates will help you compare interest rates and costs to find the best deal.
Find a good real estate agent You want someone who’ll alert you to listings as soon as they hit the market, if not before. Also, a good agent will know how to make your offer stand out. “I was a brand-new agent at one time in my career, too,” Landels said, “but in a market like this, there is no margin for error.” If you’re thinking about hiring a newer agent, he recommends choosing someone who works closely with a more established broker. Interview more than one agent, and don’t hesitate to ask for (and actually check out) references from recent clients.
Offer a can't miss closing Especially if you’re competing with cash offers, you’ll want to show sellers that you can definitely close the deal. A preapproval gives you a leg up here because it demonstrates that lenders find you creditworthy. Making a larger down payment can also be enticing to sellers. —HomeWise
YOLO HOMES
The Davis Enterprise, Friday, March 11, 2022
DAVID LORENZO, CA DRE# 01931112 Yolo & Solano County Real Estate Specialist!! (530) 681-1106 • LorenzoRealEstate.net Yolo County Board of REALTORS Masters Club Award 6 years in a row 2016 through 2021.
Dgarage. OL3-car 4 beds,S 3 baths, 1109 Entrada Drive, Davis • $698,000 D 1,155 sq. ft. SO 3 beds, 2 baths, 2 carL garage, 4284 Putah Creek Road, Winters • $1,300,000 LD2 car garage. O2 baths, 14 acres, 3S beds, 4319 Redbud Place, Davis • $1,485,000 Dsq. ft. L3,674 4 beds, baths, S4O 44498 N. El Macero Drive, Davis • $1,025,000 Dsq. ft. L2,397 4 beds, baths, S3O 444761 Garden Court, El Macero • $755,000 Dsq. ft. L1,633 3 beds, baths, S2O 983 Pierce Lane, Davis • $1,317,000 Dsq. ft. L2,789 4 beds, baths, S3O Dixon • $1,050,000 LD 32+ acres SO 5808 Nicholas Lane, Dixon • $995,000 LD 4 beds, 3 baths, sq. ft., 25 acres SO2,536 822 W. Main Street, Winters • $631,496 Dsq. ft. L2,778 4 beds, baths, S3O 708 Ivy Court, Winters • $544,000 Dsq. ft. L2,406 4 beds, baths, S3O 114 Almond Drive, Winters • $469,500 Dsq. ft. L1,671 3 beds, baths, S2O Westwood Court, Winters • $1,049,000
2537 Centennial Drive, Woodland • $763,000
SOLD 2373 Castle Pines Way, Woodland • $520,000 D 2 baths OL S4 beds, 415 Baker Street, Winters • $479,000 D & dryer hook up inside. Duplex. Both units 2 beds, bath,L washer S1O 115 Abbey Street, Winters • $509,000 LD& dryer hook up and carport. Owasher Duplex. Both units 2 beds, 1S bath, 210 Edward Street, Winters Dsq. ft. L2,024 6 beds, baths, S3O 4 beds, 3 baths, 2,935 sq. ft.
If you’re thinking about buying or selling your home, I can help.
David Lorenzo Your local real estate expert
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The Davis Enterprise, Friday, March 11, 2022
Should you remodel? REAL ESTATE 101
Remodeling has become all the rage as homeowners seek to improve living spaces because they’re spending more time than ever at home. Here’s a look at some of the benefits associated with changing where you live rather than changing neighborhoods: Create your own style Many people live in older homes and some of them date back several decades. In the meantime, we oftentimes have learned to live with fixtures, wallpapers, paint colors and room configurations that have long since gone out of style.
This is an opportunity to update your treasured house with the look and feel of today. Knock down a wall or two, and you’ll have the open floor plan that comes standard with most new builds in this era. Create a front porch or deck space for friends and family to gather. Even something as simple as new paint or new lighting can make all the difference in a world with an older home – and you’re adding value to a potential sale price with every swing of the hammer.
Grow your home instead Houses that once comfortably fit your lifestyle can become cramped and difficult to navigate. But that doesn’t mean it’s time to call the movers. Why not add space in order to accommodate things like a growing family or remote employment? It may be possible to convert a garage or other extra space into a new bedroom, game room, gym or office. If you’d love to host more parties or family get togethers, expanding the den can create additional space to have everybody over to your house for the holiday season. Bringing the inside out is also all the rage, so consider building or expanding a deck. That’s perfect for outdoor kitchens, viewing spaces for sports or simply establishing more room to lounge. Enclose it in glass, and that livable space adds equity through additional square footage.
Save money, and the planet Remodeling your home also provides an opportunity to rethink how you live – and not just the layout of your home. Consider replacing your old windows with new energy-efficient models or your hot-water heater with a tankless version. New earth-friendlier appliances will make an environmental difference while having a huge impact visually, too. In some cases, there are incentives or other tax advantages to going green, especially with solar. But you’ll be lowering your bills either way. There are also new tech options that make life more convenient, including lights, thermostats and various home features that you can control with your mobile phone or tablet.
Creating home value In many cases, the equity gained by these changes is obvious — in particular when it comes to adding square footage through remodeling and cutting expenses by lowering your electric bills. But expanding and updating your home also becomes a major selling point, in particular with buyers who are looking for something that is move-in ready. You may now have one of the larger homes on your block or be able to entice someone looking for the latest tech. Best of all: In the meantime, you’ve created a comfortable, more affordable living space to enjoy. —HomeWise
YOLO HOMES
The Davis Enterprise, Friday, March 11, 2022
Going the extra yard REAL ESTATE 101
Some 94% of top real estate agents said curb appeal adds dollars at closing, according to a HomeLight survey. And in the meantime, you’ll get to extend your living space into the great outdoors. Here’s how to get the most out of your yard.
Planning
Outdoor features
Homeowners can get as much as a 215% return on landscaping investments, according to Bankrate.com. But these improvements aren’t made overnight, and the seasons play a key role in what you plan and went. You’ll want to time certain plantings based on when they’ll thrive, keeping in mind that some months in summer and winter are simply too harsh for young plants to take root. Pay attention to whether they’ll receive full sun or not, as well. Start by cleaning up the yard, removing clutter, weeds, branches and other excess items, then begin designing your new space. A landscape professional can help complete your vision.
Backyards, decks and patios are made complete with options like fire pits, fountains, outdoor kitchens and well-placed lighting systems. Not all of it will necessarily help with resale because some buyers won’t use an outdoor kitchen, for instance. But in the meantime, they’ll turn a backyard into your own little paradise. If your budget allows it, up the ante by choosing cobblestone instead of poured concrete for the patio, or stacked stone instead of railroad ties for a retaining wall.
Plants Landscaping should draw your eyes to the door, whether in front or back. Plant or place pots with blooming flowers along walkways toward the porches. Select trees, bamboo or climbing plants to hide unsightly places in the yard, or to create privacy if homes in your neighborhood are too close together. Trees add value aesthetically, while also providing shade and insulation that helps with utility bills.
Maintenance Regular maintenance will ensure that your new landscaping continues to look as good as it did on that very first day. Make sure downspouts are clear and functioning properly, and that any drain pipes are not exposed or leaking. Standing water can create a home for pests, and eventually damage hardscaping. Monitor everything for incursions from roots, including walkways, patios and fencing. Be aware of any loosening railings or steps, and secure them quickly. If you planted nut- and fruit-bearing trees, be aware that they require a lot of attention. —HomeWise
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The Davis Enterprise, Friday, March 11, 2022
2022 IS OFF TO A BUSY START! Contact Kim if a move is on your radar! 4340 El Macero Drive $925,000
NEW LISTING
OPEN SAT 3-5 & SUN 10:30-1 & 2-4
1111 Villaverde Lane $1,120,000
4 Beds • 2 Baths 1,944 Sq. Ft. 7,376 Sq. Ft. Lot
4 Beds • 2.5 Baths 2,220 Sq. Ft. 6,098 Sq. Ft. Lot
This beautifully updated single story home has it all!
Mace Ranch beauty with remodeled kitchen and large yard�
1201 Valerosa Way $699,000
NEW LISTING
NEW LISTING
3 Beds • 2 Baths 1,155 Sq. Ft. 5,066 Sq. Ft. Lot
OPEN SAT 11-2 & SUN 10-1 & 2-5
Selling? Buying?
YOUR HOME HERE
Contact Kim today! #1 Agent
Darling Mace Ranch corner lot home ready for its new owners�
in Davis
PENDING SALES 528 Hermosa Place ���������������������������������������� $999,000 3216 Oyster Bay Avenue ��������������������������������� $899,000
530.304.4947
kimeichorn.com keichorn@golyon.com
819 North Campus Way ���������������������������������� $875,000
KIM’S 2022 SOLDS 501 Citadel Drive �������������������������������$1,776,500 628 Fillmore Drive �����������������������������$1,040,000 822 Peregrine Avenue �����������������������$1,675,000 1707 Baywood Lane ����������������������������� $842,500 2020 Rivera Place ������������������������������$1,401,500 2710 Hatteras Place ���������������������������� $756,000 812 Zaragoza Street ��������������������������$1,305,000 1405 Madrone Way, Woodland ������������� $740,000 1019 Miller Drive��������������������������������$1,200,000 180 Carlsbad Place������������������������������ $733,300 2109 Everglades Place ����������������������$1,176,000 1605 Winne Drive, Woodland��������������� $637,000
CA DRE# 01196250