DOUBLE UP FEATURE

FEATURE DON'T STUMBLE, trip or fall

Ensure your business does not stumble, trip and fall.

It can all happen quickly – a customer catches their foot on a chair leg or slips when coming in from the rain. But your business is left dealing with the legal and financial fallout. If a customer is on your premises, generally you’re responsible. Here are five steps to minimise the impact. 1. Make your site safe. Check SafeWork Australia information and guidance on identifying hazards, as well as assessing and controlling risk. 2. Record your actions. Record what you've done to prevent a slip or trip occurring. This should include keeping regular cleaning logs. 3. Approach the potential claimant.

If someone does take a fall on your premises and is not seriously injured, it can pay to be proactive. 4. Record the incident.

You may be legally required to record and report an incident on your premises, consult your local workplace health and safety authority to clarify your obligations. 5. Insure against costs. The reality is, slips and trips are common, and the consequences can be significant, have an appropriate public liability insurance policy in place. ca

Please be aware that any advice offered is General Advice only and has been prepared without taking into consideration your objectives, financial situation or needs. Before deciding to acquire a financial product please consider the Product Disclosure Statement and whether the product is appropriate for your individual objectives, financial situation and needs.

Austwide IBS Pty Ltd T/as Austwide Insurance Brokers // ABN 65 237 964 223 is an Authorised Representative of Ausure Pty Ltd // ABN 94 096 971 854 AFSL 238433 // Licence No: 238433 www.austwideinsurancebrokers.com.au

When it comes to insurance, it’s simple…

Sarah has you covered!

Sarah believes that ‘Good service is about understanding her client’s needs and objectives’

Contact Sarah for all your insurance needs:  Business Insurance  Public & Product Liability  Professional Indemnity  Commercial Vehicle  Cyber Risk  Event Insurance  Farm Insurance  House & Contents  Landlord Insurance  Management Insurance

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DO YOU QUALIFY FOR a government grant?

In May of 2021, the Queensland Government announced three small business grants worth $25 million over two years: • Business Basics = $5,000 to support emerging businesses - turnover $75,000-$300,000. Funded activities: training and coaching, website build or upgrades, professional business advice, strategic marketing services, business continuity and succession. • Business Boost = up to $15,000 (co-contribute 30%) – turnover $300,000 to $600,000. Funded activities: future planning, specialised and automated software, staff management, development and planning. • Business Growth Fund = up to $50,000 (co-contribute 25%) to buy highly specialised equipment. Round 1 has closed. As we wait for Round 2, here are two tips. 1. Take the time to explore your options. You want to get the most out of this game-changing investment in your business. 2. Prepare early. Business Basics grant received 3000 applications in under three hours. You can draft your responses and prepare your documentation.

At Marketing Broker Australia, we provide free government grant consultations. We take the time to understand what you need and source the right suppliers. Get more for your business with us. To find out more, go to: www.queenslandsmallbusinessgrants.com.au