SUMMER ISSUE 2016
YOUR GUIDE TO RESOURCES
M sonic Home of Missouri OUTREACH PROGRAMS 25 years of being where you are
Board of Directors C. Brent Stewart, Chairman/Grand Master Richard L. Smith, President Ronald D. Jones, Vice President Keith M. Bail, Secretary Chris T. Harrelson, Treasurer William J. Bowser Stanton T. Brown, II Jeffrey A. Parrotte David W. Ramsey Buddy Roberts James D. Schepers Tim Thomas Daniel J. Ward
Executive Director Barbara Ramsey
Director of Finance & Fund Development Jodi Blake
Editor
Reminder!! In regard to the Creating-A-Partnership Program (CAP) and Partnering to Honor (PTH) Program, all matching funds MUST be raised by the Lodge and/or Chapter and the application must contain two signatures, with one being either the Worshipful Master, Worthy Matron, Lodge/Chapter Secretary or Treasurer. Once items are purchased and/or funds donated, the Lodge or Chapter will be responsible for providing a copy of the receipt(s) and/or a letter from the organization showing how the funds were spent. The Lodge/ Chapter will not be able to make additional requests until all receipts are received.
Mailing List Disclaimer The Masonic Home of Missouri does not give or sell our mailing list for any reason to any other person or company. We utilize our lists to keep you abreast of programs, special events or items of interest to the members of the Masonic Fraternity. We respect everyone’s privacy. If you do not wish to recieve mailings from the Masonic Home of Missouri, please contact us at (800) 434-9804.
Rhonda Stone Lightfoot
Masonic Home of Missouri 6033 Masonic Drive, Suite A Columbia, MO 65202 (573) 814-4663 (800) 434-9804 (573) 814-4660 Fax www.mohome.org
If you have an article on how your Lodge or Chapter is utilizing our Outreach Programs and would be interested in submitting to the Winter edition of the Missouri Outreach magazine, please contact Rhonda at (800) 434-9804 or email the article to rlightfoot@ mohome.org by October 31, 2016. All photographs submitted for publication will not be returned. The Editor reserves the right to accept, reject, subedit and rearrange material submitted for publication. Deadlines for the Missouri Outreach are: Spring Issue (February 1, 2017, Summer Issue (April 29, 2017), and Winter Issue (October 31, 2016). The Fall Issue is our Annual Report.
CONTENTS 17
Spotlight on the Armed Forces Program
19
IRA Charitable Rollover
21
T3 Trophy
22
The 4-1-1 on Your 401(K)
Front Cover: Brothers Jim and Mike Lane pose with their mother, Norma. (see page 12) Inside Front Cover: Picture of the ornamental flowering trees around the Masonic Complex.
04 05 10 16 20 21 24 25 31 32
Executive Director’s Notes The Burning Bush Art Glass The Faces of Outreach
Leaving a Legacy Join the Truman Club Today! Make a Lasting Impression What’s in the Numbers?
14th Annual Charity Golf Tournament Open House Invitation Calendar of Events
Executive Director Notes In this magazine, there are featured stories from Outreach clients and their families. I would like to thank those clients and families for being willing to share their stories. It helps to remind us all of the impacts that the Outreach Programs have on peoples lives. This magazine also reminds us of the joy in giving to support those programs, and I think the Masonic Home’s annual golf tournament once again showed how much fun we can have raising funds together to help others. As we move into Annual Communication this fall, we will continue to celebrate 25 years of the Outreach Programs. We will kick off the celebration weekend with the Truman Club dinner held on September 24th. The Truman Club dinner is a black-tie event to both raise funds and recognizes the on-going support from our Masonic Home donors. As donors continue to move into the various society levels of giving, we acknowledge and thank them. We will also recognize the lodge with the most members present at the dinner presenting them with the traveling T3 trophy. If not for the generous support of our donors past and present, the Masonic Home could not continue to provide assistance to those clients featured in this magazine. On Sunday following the Truman Club dinner, September 25th, the Masonic Home will hold an open house event at the Masonic Complex. There are so many visitors in town on Sunday, who have expressed interest in visiting the Masonic Complex, but the Masonic Complex is not normally open on the weekends. This year, the Masonic Home will have the Masonic Complex open Sunday afternoon along with the Masonic Museum. The Masonic Home of Missouri is very proud of the museum and its role in
helping to preserve and safeguard the history of the Masonic Home and Missouri Freemasonry. The Harry S Truman National Historic Site has just placed on loan with the Masonic Home, for a limited time, Truman’s Scottish Rite 33rd degree white cap. Also, the final piece of restored art glass from the Order of the Eastern Star Chapel, once located on the Masonic Home’s campus in St. Louis, is now on permanent display in the Masonic Complex lobby. During Annual Communication, the Masonic Home looks forward to recognizing lodges obtaining new levels within the Vincil Society. We will also once again host the Masonic Home Representative Luncheon on Monday. As in years past, the Masonic Home would once again invite a representative from each lodge and all former Masonic Home Board Members to attend this luncheon. In addition to recognizing the Masonic Home Representative of the Year and the top Partnership Award recipients, we are looking forward to having a guest speaker this year at the luncheon. We hope to see you in September to share in the celebration of the 25th Anniversary of the Outreach Programs!
Executive Director Masonic Home of Missouri
Mission Statement To assist eligible adults and children in need by practicing the principles of Freemasonry
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The Burning Bush Art Glass As the crate was opened, staff held their breath, hoping that the imposing art glass window would be intact. Sighs of frustration, tinged with disappointment were released when small pieces of the art glass could be seen broken and settled at the bottom of the crate. The 125th Anniversary of the Masonic Home of Missouri would just have to introduce nine other art glass pieces and the Burning Bush, an impressive 10’ tall piece of art glass, would have to wait until a benefactor could be found. The window remained in its crate for two more years, until Jackie Walters, Major Gifts Officer for the Home met with Dr. Gene Ridenhour. After viewing the photos of the glass and understanding the importance of having it restored, Dr. Ridenhour became the restoration benefactor of the glass. Art Glass Unlimited, a firm in St. Louis that had restored art glass previously for the Home, soon had the Burning Bush and started on the restoration. Shortly after restoration began, word came that Dr. Ridenhour had passed away. Now staff was more determined than ever to get the glass restored and displayed in the lobby of the Masonic Complex in his memory. The actual restoration took almost nine months with several vendors, including Art Glass Unlimited (St. Louis, MO), Timberline Custom Cabinets (Columbia, MO), Collegiate Awards (Columbia, MO), and Bob Scott Electrical Services (Wooldridge, MO) all working together. On Friday, June 10, 2016, the energy in the room was palpable as everyone gathered around the 14’ tall black drape, blocking everyone’s gaze from the item
that they came to view. Richard L. Smith, President of the Board of Directors, welcomed everyone to the event. Barbara Ramsey, Executive Director of the Masonic Home of Missouri, spoke about the 25th Anniversary of the Outreach Programs; the 50,000 children assisted through the Creating-APartnership Program (CAP) and the story behind why everyone was gathered in the main lobby of the Masonic Complex in Columbia, MO. Jackie introduced Renee Ridenhour, Dr. Ridenhour’s daughter and then the drapes were pulled back to the lighted window. Exclamations of surprise, delight, and awe filtered through the room and cameras were soon clicking away to capture the beauty that now holds court in the main lobby of the Masonic Complex in Columbia. Wine and hors d’ouvres were served, and guests toured the Masonic Complex, relaxing and enjoying music on the Square & Compass Courtyard. One favorite gathering place was the Masonic Home of Missouri’s conference room that has been recently updated. A donor wall was gifted to the Home by Grace A. Thornton, in honor of her father, Virgil N. Oliver, who belonged to Mt. Washington Lodge No. 614. Pottery donated by Boonville Clay Company graces the conference room table, which sits on carpeting donated by Dave Griggs, Floring America and paintings by local artist, Jerry D. Berneche, a member of Acacia Lodge No. 602, adorn the Missouri River themed room. The evening was a beautiful tribute to our gracious benefactors and the Masonic Home’s past.
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Brother C. E. “Gene” Ridenhour, M.D. Brother C.E. “Gene” Ridenhour was born near Belle, Missouri to tenant farmers and raised on a farm near Koenig, Missouri. Dr. Ridenhour attended a one-room country school and that only books, maps, and a blackboard were available for learning. Dr. Ridenhour recalled that hunting, fishing and work were ‘my favorite pastimes’. After graduating Valedictorian at Belle High School, he was drafted for the Korean War in 1952, continuing his military service until retiring as a Colonel. Dr. Ridenhour earned an Education degree in 1954 from Central Missouri State College and returned to Belle, Missouri as a teacher. Dr. Ridenhour began to notice ‘that all the great men there were Masons’ and petitioned his home lodge in 1953, becoming a Master Mason two years later. Dr. Ridenhour received a degree in Languages with the University of Maryland’s European Overseas Branch (1957) and a Bachelor of Arts degree in Chemistry at the University of Missouri - Columbia (1959) with Phi Beta Kappa honors. Dr. Ridenhour graduated 1st in his class with Summa Cum Laude honors from the University of MissouriColumbia’s School of Medicine in 1963. Dr. Ridenhour met his wife, Ruth Edith (Dobek) Ridenhour while stationed in Rhein Main, Germany. Their marriage was blessed with two children, Renee Tammy Ridenhour Colley, and LTC Gary Gene Ridenhour. He retired as a General, Oncological and Vascular Surgeon and volunteered as a hospice worker. Dr. Ridenhour enjoyed gardening, Methodist church work, volunteering for Habitat for Humanity, and choral work with MU and his church. Dr. Ridenhour supported the Masonic Home of Missouri because “it is the greatest charitable organization that I know. I pledged to be charitable to my brethren and their families”. Sadly, Dr. Ridenhour passed away on September 1, 2015 and was not able to see the Burning Bush Art Glass completed but the art glass will stand as a tribute to his memory and his philanthropic nature.
Thank You! The evening would not have been possible without the generous support of the following people and vendors: Arena Liquor
Collegiate Awards
Art Glass Unlimited
Jack’s Gourmet Restaurant
Bob Scott Electrical Services
Serenity Valley Winery
Timberline Custom Cabinets Inc.
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Installing the cabinet for the glass.
Sideview of cabinet that was specially made for the art glass.
The first piece of glass is installed.
The wall is measured for the donor board.
Adjusting one of the panels as it is fitted into place.
Donor board nstalled in the conference room. Making sure the panels align correctly.
Special labeled wine for the event.
Grace A. Thornton and Jeff Farran posing next to the donor board that was dedicated in memory of Grace’s father, Virgil N. Oliver Summer Issue 2016 Page 7
Enjoying the new conference room with its Missouri River theme.
Joanne Bernache, wife of Jerry D. Bernache, poses with one of her husband’s donated art pieces.
Barbara Ramsey, Executive Director speaking about the Outreach Programs.
Richard L. “Dick” Smith, President of the Masonic Home’s Board of Directors.
Bette Branson, sister of Dr. Ridenhour, and Renee Ridenhour, daughter Dr. Ridenhour, pose with the art glass.
Relaxing on the Square & Compass Courtyard.
Beautiful weather capped off the evening.
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(photo credit: Jim McManigle) Summer Issue 2016
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Nosey Nellie and Lucy McGuire “And Nellie –“ said Mama, smiling, “When you are inclined to be “nosey” – you can discover lots more about what God has done and what He has made. You will never run out of things to see, believe me!”
T
hat is how the book Nosey Nellie Visits the Farm ends. How it became is another story. It starts with Mrs. Lucy McGuire and her unwavering faith in God. “I just woke up one morning, and He [God] just told me that I needed to write and illustrate my books. That I needed to tell others about the beautiful things that God has done for them.” Says Mrs. McGuire. “Sharing the books with children has been a gift to me.” Mrs. McGuire is a spry 96-year-old sweetheart who resides in an assistant living facility, having moved from a senior apartment in 2014. The Masonic Home of Missouri has been providing financial assistance for Mrs. McGuire since 2013, through the LongTerm Financial Outreach Program. Interviewing Mrs. McGuire for this story resulted in staff having the case of the giggles and quite a bit of eye rolling due to her witty comments. “My husband, James J. McGuire, and I met in high school and were married for 62 years. James was a member of De Soto Lodge for 32 years before he passed in 2001.” Lucy states, “He loved being a Mason and was such a good man.” Lucy opened a small box next to her chair and handed a photo of her husband to staff. The photo was a very handsome man, dressed in a military uniform with a dashing mustache adorning his face. “Mrs. McGuire! Your husband was handsome!” staff exclaimed to which Mrs. McGuire giggled and said, “I used to tell all the ladies that they could look as much as they wanted but that he was taken!” Laughter floated throughout the room. “My husband learned how to carve wood in his 50s, and I learned how to paint.” Lucy shares, “When people get older, they need something to keep them interested and alive. Never stop learning, help others, and share your hobby and talent with others.”
That is what Mrs. McGuire has been doing, sharing her talent and beliefs with others. Mrs. McGuire has written and illustrated two books so far; Nosey Nellie Find the Real Christmas, and Nosey Nellie Visits the Farm. The Nosey Nellie books were inspired by a homemade doll, fashioned with a gourd face and cotton dress. The doll resides in Alabama with a
relative of Mrs. McGuire, but she retains a photo of the doll in her photo box. Mrs. McGuire writes the story and does the illustrations for the book. Her niece, Elizabeth Peters then puts the books together and pays for them to be published. “I sell them to whoever wants them. They cost $7.00 each, but we have to charge another $3.00 for shipping and handling. Elizabeth is working with a new publisher for us because it’s getting expensive to publish the books but I’m so blessed to be able to share these stories with others. It’s not about the money, though; it’s about getting the stories into the hands of children to teach them about God.” “I’ve been very blessed in my life. I get to share my talents with others. I get to live in this safe place, and if it weren’t for the Masonic Home, I wouldn’t be
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Winter Summer Issue Issue 2016 2016
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able to live here, where I’ve made a lot of friends, and I couldn’t be happier.” Lucy states, “The Masonic Home has made such a difference in my life. I’m just truly blessed.” Staff couldn’t resist purchasing both books but on the condition that Mrs. McGuire autographed them. Lucy giggled and then proceeded to write in each book. In Nosey Nellie Visits the Farm, Lucy signed “Go get nosey too and you will find some wonderful things God has made for all of us.” Good advice for anyone, so get nosey. If you are interested in purchasing one or both of Lucy’s books, please contact Rhonda at (800) 434-9804 or rlightfoot@mohome.org.
Everything Fell into Place Meeting the Lane Brothers is guaranteed to make you smile. When they aren’t trying to rib each other, you can quickly become the target of their good-natured humor. Per their laughing self-descriptions, Jim (the older one) and Mike (the taller one) Lane are Masons and both belong to Elvins-Ionic Lodge No. 154. “Our Dad, William L. Lane, raised Jim through all the
degrees and raised me to my third degree.” Mike says proudly, “Being a Mason has just been part of our lives.” As staff explained how the interview and subsequent story would be used, it was very evident that the Lane Brothers were on board to tell their story and share their love of their mother with others, although Jim said he was going to ‘let Mike do all the talking.’ “Mom was in a Senior Support System, and we wanted to find a safe assisted care facility for her.” Mike relates, “We visited one facility to check it out, and it was alright, but we decided we should look at a couple more. This facility was the second stop for us, and we just knew it was the right place for our Mom.” “When we sat down with the facility’s social worker, to go over the financials and to try to figure out how our family could afford to have Mom here, the social worker asked us if our father was a Veteran. Well, he had been, so we were going to need to do some paperwork to get those benefits started, and then the social worker asked us if our Father had been a Mason,” Mike says, “I think we were both a little surprised and wondered why that would make a difference. We told her that indeed, Dad had been a Mason. The Social Worker told us that the Masonic Home of Missouri might be able to help with the cost of Mom staying at the facility.” According to a 2015 Genworth Financial cost of care survey (http://www.assistedlivingfacilities.org/ directory/mo), the monthly base rate for Missouri assisted living is approximate $2,525 but additional fees beyond the base rate may apply. If your loved one needs additional special hygiene aids, laundry services, housekeeping, and special dietary needs, the daily rate may be higher. The State of Missouri defines an assisted living facility (also called residential care facilities) as one in which 24-hour care is provided for more than three residents and includes housing, meals, supervision of health care, storage and distribution of medications, and assistance with any Activities of Daily Living (ADLs).
(left to right) Jim, Norma, and Mike Lane. (photo credit Masonic Home of Missouri archives.)
Receiving benefits from the VA can take some time and in the case of Mrs. Lane, it was no different. “The Masonic Home helped cover the cost of Mom’s care until the VA started paying.” Mike relates, “It just all
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fell into place the way the situation panned out. We were just thankful that the Masonic Home stepped up to help us out until we could get everything lined up with the VA, then continued to assist us with the remaining deficit.” Norma Lane is 93-years-old and has some health issues that affect her eyesight and hearing, but when staff and her sons finally caught up with her, she was waiting to get her nails manicured and enjoying conversing with other ladies also waiting. Norma was delighted to see her sons and readily gave up her spot in line to have photos taken with them. “Mom is happy here. She has a cousin and some of her lifelong friends living here, so it comforting to us to know that she is safe and being taken care of.” Mike continues, “It’s a weight off of our shoulders. Without the help that the Masonic Home provides, this couldn’t be possible. To us, this is something tangible. We see the gift that happens to our widows and Masons in need through the help our mother receives. It means a lot.”
Always and All Ways June 20, 1942 - “Mom has told me so much about you that I feel like I know you and just wrote this as though I were there talking to you.” A letter from a soldier to a young lady he had never met. “Our love story began when Marie Lewis asked me to write to her son, Al. The Lewis family lived next door to my family on Jackson Street in the northeast area of Kansas City, Missouri. I loved his mother dearly, and I didn’t want to disappoint her, so I agreed to write to her son, although I had no interest in doing so…and had never met him.” Norma Lewis reminisces with a soft laugh, “Shortly before Mrs. Lewis asked this favor of me; I remember mother saying, “Oh Norma, come and see the soldier next door!” He was in the backyard, as I looked out the kitchen window and I said to Mother, “Oh he’s much too short for me!” He had returned home to visit his parents after being drafted and completing his year of service in the Army. Unfortunately, the visit was just before the attack on
Norma with a photo of her husband, Al. (photo credit Masonic Home of Missouri archives.)
Pearl Harbor, so he was immediately called back into active duty. I remember seeing him at the curb with his duffle bag on his back, waiting for his ride to take him back to camp… still without having met.” Norma continues with her story, “Al was stationed in Pasadena, California. He received a promotion, so I sent him a congratulations card. Within very few days, Norma had received a two-page letter from him. They exchanged letters for several more months, and he would often call his parents and ask me to be at their house so we could talk still never having met one another.” June 20, 1942 - “Where I am working now is in a newspaper building right here on the main street of Pasadena. We sleep here and the only thing we have to go to the company for is to eat, which makes it swell. One of the boys took down with meningitis last night and another fellow took down with it today. Now all the company except us are in quarantine. I reckon we will be taking some more shots so the medics will be satisfied. It seems that all they do over in the medics is look for some reason for shooting something else into us.” Sadly, Marie Lewis died in December of 1942 and Al traveled home for his mother’s funeral. “We met for the first time during this visit when Al and his sister, Nita, came over to my house late one evening.” Norma says, “I was coming down the stairs in beautiful pink lounging pajamas, and he told me later that he had
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decided at that moment, “That is the one I want to marry!” Norma Lewis has sparkling eyes and a radiant smile. Her apartment is comfortable, and you are surrounded by photographs of her husband, Albert “Al” Benjamin Lewis, daughters, grandchildren, and other family members. Her apartment has a balcony and kitchenette, although Norma prefers to eat at the new beautifully appointed Bistro downstairs. “My father worked at the stockyard for many years and was a Mason,” Norma smiles, as she reflects, “I had a brother, but he passed away in 1991. I attended the College of Commerce and worked for Black Veatch Telephone in the Engineering Department.” After some more explaining about how she was engaged to another military man and exchanging letters with Al, Norma started laughing and told how Al put her on the bus to visit her fiancé but while she was being wined and dined by her fiancé one of Al’s letters would show up. “I left there and soon after broke off the engagement and by November, Al and I were married. We were married 50 years, six months, and 27 days.” Norma smiles and says, “I guess it was meant to be. Al was such a good man.”
Al and Norma Lane’s wedding photo. (photo credit Masonic Home of Missouri archives.)
Albert Benjamin Lewis was initiated into Kansas City Lodge No. 220 in April of 1947 and served as a Deputy
District Grand Master from August 1984 until August 1985. Norma was a member of the Daughters of the Nile. They had two daughters, born ten years apart. One of the daughters lives in Kansas City and the other lives in Georgia. The Lewis’s have four grandchildren and a great-grandchild, with another one on the way. Al passed away in May of 1994. “I kept all of our letters over the years, and my granddaughter typed them up and made a book for me.” Norma has brought the book out for staff to see. As we leaf through the typewritten pages, you can’t help but smile at the love on the pages. October 4, 1943 - “This is about the best place I’ve seen yet cause everyone tries to make you feel as much at home as possible.” The Masonic Home appreciates Norma sharing her story with us and for allowing us to be part of her family. “I love what the Masonic Home has provided for me. Without their assistance, I wouldn’t have this lovely apartment or get to be where I feel safe and comfortable. I have a lot of friends, plenty to do to keep me busy and my daughter stops by frequently” Norma says with a slight smile on her face, “I love seeing the ladies from the Home when they visit me. It’s just perfect for me. Lots of entertainment and I even get to take trips, thanks to my daughters. We visited Warm Springs in Boonville to see the Clydesdales. There’s even a local man who travels all over the world and he comes and shares his travels, photo and talks about where he visited. Those are really interesting and entertaining. We also go to the Independence Center once a month. That’s getting harder for me as I have to use my walker.” Norma pauses and then smiles, “ I wanted to attend the Masonic Home’s 125th Anniversary celebration, but it just didn’t work out. I cannot believe how lucky I have been and how much the Masonic Home has done for me.” October 4, 1943 - “I better close for now though cause I’m not supposed to be writing while I am on duty, and that is just what I am doing. I love you Always and All Ways, my sweet.”
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It is Never Easy Written by Karen Dale, daughter of Margaret Dale
Margaret Dale will celebrate her 88th birthday on June 3, 2016, & since May of 2013, she has lived in an assisted care facility in Carthage, MO. This was not an easy decision for the family, but one they knew had to be made. Margaret has always been a hard worker & never had what would be considered “easy” jobs. As a young woman, she worked for years at the Shriver Cheese Plant in Carthage until she & her husband, Lee Roy, moved to Lamar where she helped with the family business, Dales’ Packing Company. In 1987, the business was destroyed by fire, & Margaret & Lee Roy had to find other jobs. In 1993, Lee Roy died. Margaret worked as a hostess at the Blue Top Restaurant until finally, at age 80, she retired. She moved to Carthage where she’d been born. Margaret enjoyed her independence, driving to Walmart or lunch with friends or to her granddaughters’ school programs. After a series of falls & mini strokes, it became evident Margaret could not live alone. Her children, Bill Joslen, Lisa Tubaugh & Karen Dale, knew it was not going to be easy for Margaret to give up her independent lifestyle. Financially, it was going to be difficult as well. They also knew they wanted their mother in a clean, friendly & professional care facility where Margaret could participate in activities as well as still maintain some sense of freedom. They found the help they needed from the Masonic Home of Missouri. Margaret & Lee Roy always had been active in the Eastern Star chapter in Lamar. Lee Roy was a Mason. This was their regular social routine as they rarely missed meetings & served as Worthy Matron & Patron. Even as Margaret got older, she would still be called upon occasionally to read Esther. The girls remember their parents dressing in rather formal attire to attend these events. Margaret seemed so tall in her high heeled shoes! As children, Lisa & Karen were involved as well as they enjoyed the annual
Margaret Dale (photo credit Karen Dale)
Christmas celebrations & dinners held at the Lodge. Later, they would be active in The Order of Rainbows for girls. The Eastern Star was important to the family. As a country girl, Margaret grew up working hard rather than attending social events. Eastern Star allowed her the opportunities she missed to be involved in such settings. It helped her self-confidence grow as well. It seems only fitting the organization that meant so much to Margaret has once again stepped in to provide her with opportunities. Without the Masonic Home of Missouri, Margaret would not be able to live at her care facility. She would simply be financially unable to burden the expense. Undoubtedly, Margaret would prefer to live on her own, driving herself to the store & walking without the aid of a walker. Since this is not possible, she can to live in an environment where she can interact daily with other residents & staff, & participate in such activities as Bingo & church. She maintains a sense of self by displaying family pictures, decorating in her style, & keeping a well-stocked supply of Little Debbie’s cakes! Her family can enjoy the reassurance of knowing their mother’s well-being is the top priority with the care facility’s staff. Margaret & her family appreciate all the gracious help & kindness extended by the Masonic Home of Missouri.
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Leaving a Legacy The Legacy Society recognizes and honors the generosity of donors who have chosen to support the Home by leaving a lasting legacy through estate planning. Planned gifts ensure the mission of the Masonic Home now and into the future, having an enduring impact on the causes of which the donor is most passionate. Due to the generosity of Gordon Buckner, the Masonic Home can permanently recognize these individuals through The Legacy Society Tree. Gordon funded The Tree in memory of his father, Charles M. Buckner Jr. Charles Buckner was a successful business person in Marshall, Missouri and was a member of Trilumina Lodge No. 205 A.F. and A.M., Sedalia Chapter No. 18 R.A.M., Sedalia Council No. 42, Cryptic Masons, St. Omer Commandery No. 11, KT, 32nd degree Scottish Rite Mason and the Ararat Temple of Kansas City. Charles received his 80-year pin in 2000 and passed away on July 7, 2001.
Gordon, too, was successful during his lifetime and enjoyed sharing with many organizations. Gordon passed away on May 24, 2016, and will be remembered by his generous giving to so many organizations.
William Buckner
G.
“Gordon�
(photo credit: Buckner Family)
The Legacy Society Wall at the Masonic Complex in Columbia, MO (photo credit: The
Masonic Home of Missouri archives)
Charles Buckner receiving his 80 year Masonic Membership Pin (photo credit: Buckner Family)
We are truly grateful for his donation to make The Legacy Tree a reality, and both Gordon and Charles will be remembered fondly by the Masonic Home of Missouri. We invite you to stop in at the Masonic Home Complex to view The Legacy Tree and encourage you to become a member of The Legacy Society.
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Spotlight on the Armed Forces Program Introduced in 2015, the Armed Forces Program has two components. The first is similar to our Widows Program; the Masonic Home would like to recognize and thank our Masonic and Order of the Eastern Star Veterans. The second component is similar to the Creating-A-Partnership Program (CAP) in that the Home would like to partner with Lodges and Chapters for those who have served and those currently serving our Country.
Partnering to Honor (PTH)
Veterans Program
Honor Flights
The Masonic Home has created a list of Masonic Veterans. Once a Masonic Veteran is identified, the Masonic Home will send him or her a veterans lapel pin as a small token of our appreciation for his or her service to our Country. Throughout the year, the Masonic Home will send special mailings to those veterans to honor and thank them for their service. The Masonic Home is asking for help in identifying our Masonic Veterans. Please contact the Masonic Home at (800) 434-9804 to add the veterans in your Lodge or Chapter to our list. We will need their name, address, date of birth, Branch of Service and Service Dates.
Honor Flights (www.honorflight.org) started in 2005. This program honors veterans by helping them visit Washington D.C. to visit their memorial. The Masonic Home partners with Lodges and Chapters throughout Missouri to help fund some of these Honor Flights for our well-deserved veterans.
The Partnering to Honor Program (PTH) is a matching funds program between the Masonic Home and local Lodges and Chapters. It provides an opportunity to partner to help fund Honor Flights and care packages to those individuals currently serving. The Masonic Home may match up to $10,000.00 per Lodge or Chapter each fiscal year, July 1st to June 30th.
The Masonic Home is not affiliated with the Honor Flight Program, nor is the Masonic Home responsible for any aspect of the Honor Flight Program. The Masonic Home works only with Lodges and Chapters to help fund this program. If you are a veteran interested in the Honor Flight, you must contact the Honor Flight Program directly. Care Packages Lodges and Chapters can work within their Lodge or Chapter to make and send care packages to active duty members, serving overseas or in the United States. There are some organizations that put together care packages and accept monetary donations, such as church, VFW or American Legions.
Masonic Home of Missouri’s Veteran Lapel Pin
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If your Lodge or Chapter would like to donate toward a care package that will be made by another entity, Lodge or Chapter funds may be matched. Matching funds must go toward the purchase of specific items. The Masonic Home will not match funds for general operating expenses. Completing the Partnering to Honor Application The Lodge or Chapter must complete and submit their application along with their matching funds to the Masonic Home. The application can be accessed on the Masonic Home of Missouri’s website at www.mohome.org or mailed upon request. After the application is approved, the Home will return to the Lodge or Chapter a check with the matching funds. Approved funds will be sent to the Lodge/Chapter payable to the designated store or 501 (c)(3) organization. The Masonic Home will not reimburse Masonic Lodges, Chapters or individual members of a Lodge or Chapter. Once items are purchased and/or funds donated, the Lodge or Chapter will be responsible for providing a copy of the receipt(s) and/or a letter from the organization showing how funds were spent. The Lodge/Chapter will not be able to make additional requests until the receipts are received. All matching funds must be raised by the Lodge and/or Chapter, and the application must contain two signatures, with one being either the Worshipful Master, Worthy Matron, Lodge/Chapter Secretary or Treasurer.
Moberly Lodge No. 344 and the Masonic Home partnered to present the Central Missouri Honor Flight a check for $400.00. Fred Stuebben (white shirt), a member of the Moberly Lodge was able to participate in an Honor Flight.
Partnering to Honor Assistance FY14 - 15 (matching funds are included in the totals)
Lodge or Chapter Name Clinton Lodge No. 548 Webb Chapter # 204, Order of the Eastern Star Magnolia-Euclid Lodge No. 626 Sampson Lodge No. 298 Temperance Lodge No. 438 O’Sullivan Lodge No. 7 Total:
Total $1,200.00 $480.00 $13,000.00 $318.00 $2,700.00 $450.00 $18,148.00
For Care Packages Honor Flight Honor Flight Care Packages Honor Flight Honor Flight
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IRA Charitable Rollover Now Permanent!
CHARiTY
The IRA charitable rollover has become a permanent tax law. The permanent IRA rollover allows people age 70½ or older to make direct charitable gifts (up to $100,000 for an individual or $200,000 for a married couple) from an IRA. The amount given to charity will count toward your minimum required distribution, but does not increase your taxable income.
Things to Remember… • You must be age 70½ or older when the transfer is made to the Masonic Home of Missouri.
If you find yourself in one or more of the following tax situations, an IRA Charitable Rollover may be perfect you.
• Checks must be made payable directly to the Masonic Home of Missouri by your IRA custodian. [Caution: Please do NOT have the check issued in your name.]
1. You take the standard income tax deduction rather than itemizing deductions. 2. You do not need the income from the required minimum distribution. 3. The additional income from your RMD (required minimum distribution) would result in taxation of your social security benefits or a change in your income tax bracket. 4. You would be unable to take other deductions (such as for medical expenses) due to the increased income. 5. You have maximized your charitable deductions and/or are subject to the 3% limitation on itemized deductions. 6. You are planning to give the IRA to charity anyway.
• The gift must be from a traditional or Roth IRA. Gifts from a SEP IRA or other types of retirement accounts are not eligible.
• The maximum amount you can give to charity from your IRA in one year is $100,000 ($200,000 for couples). • Your gift must be outright. For example, it cannot be used to fund a charitable gift annuity or remainder trust. The Masonic Home of Missouri exists to help members of the Masonic Family in need. We touch the lives of thousands of individuals each year through our programs, and we rely on your support to make that happen. Please consider including the Masonic Home in your giving for 2016. An IRA distribution is an easy way for you to give and provides you with tax savings. Please contact Jackie Walters, Major Gifts Officer, at jwalters@mohome.org or (800) 434-9804 with questions.
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The Truman Club A Society of the Masonic Home of Missouri
Join the Truman Club Today What is The Truman Club? The Truman Club is a group of donors who have pledged to support the Masonic Home of Missouri through annual giving. Who can join? Membership is open to all brothers, sisters and friends of the Home who make a minimum $100 in taxdeductible contributions each year. What are the benefits? All new members receive a welcome packet containing their membership pin and information about The Truman Club. Throughout the year members receive special mailings, including an invitation to the exclusive Truman Club Dinner and an annual membership gift. What is the Truman Club Dinner? All members are invited to the annual Truman Club Dinner, held on the Saturday prior to Grand Lodge Annual Communication each September. This year’s event is scheduled for Saturday, September 24th. The Truman Club Dinner is an excellent networking opportunity for our members and a chance for the Home to honor those donors who have joined the Truman Club or moved into one of eight Truman Giving Societies. For more information on our Truman Giving Societies, visit our website at www.mohome.org.
To join, visit us online at www.mohome.org to download an application or contact Julie Kirchhoff at jkirchhoff@mohome.org or (800) 434-9804. “The Masonic Home of Missouri, in my opinion, is reason enough for the existence of the Masonic Fraternity. Every man who is a member of our Fraternity in Missouri ought to be proud of the fact that he contributes to the welfare of his Brethren, and their children.” - Harry S. Truman Grand Master’s Address 1941
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What is the T3 Trophy? It all started with a photograph. Four members of Temperance Lodge No. 438 were dressed in tuxedos and enjoying the Truman Club dinner. The men were asked to pose for a photograph and were claiming bragging rights for having the most Truman Club members in attendance from a single Lodge. Until one of the wives of a member mentioned that there were four members from Barry Daylight Lodge No. 17; including 3 of those that had been bragging about their membership in Temperance Lodge. Laughter wafted around the room as a tiebreaking member was sought out but none were found. Soon after the dinner, members of Temperance Lodge approached the Masonic Home about sponsoring the Truman Traveling Trophy (T3) which is awarded to the lodge that has the most Truman Club members attending the annual banquet. In 2015, the T3 trophy went to Acacia lodge No. 602 (Columbia, MO) with five members present. Is your Lodge the next recepient? There is plenty of time Members of Acacia Lodge No. 602 receiving the T3 Trophy for planning your Lodge members attendance for this year’s at the 2015 Truman Club Dinner (photo credit Masonic Home of Truman Club Dinner. Come join us! Missouri archives)
You can leave a permanent legacy by purchasing an engraved, granite paver stone to be placed in the Masonic Home of Missouri Square & Compass Courtyard. The Masonic Home of Missouri’s Square and Compass Courtyard is a unique area located at the Masonic Complex in Columbia, MO. It is here that you, your lodge, or chapter can make a lasting impression by having a granite paver stone engraved.
Stone Sizes & Cost 12” x 12” $400 18” x 18” $600 6 ft Bench $2,500
For more information or to order a stone please contact Julie Kirchhoff, Annual Giving Officer (800) 434-9804 or jkirchhoff@mohome.org. The Square & Compass Courtyard at the Masonic Complex
Summer Issue 2016
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The 4-1-1 On Your 401(K) By: Carly Dibben, Financial Counsling Caseworker The 401(k) is currently the most widely utilized savings/ investment vehicle for retirement in the United States. Unlike the defined-benefits programs that were once popular with most employers, the 401(k) is a definedcontribution program where an employee can elect to have a percentage of their income deposited into an investment account for later use during retirement. As with all things financial, the 401(k) can be confusing and intimidating. Here are a few basics everyone should know when making decisions regarding the finer points of their 401(k) account. Pre-Tax and Post-Tax Contributions Most employees opt to have their 401(k) contribution made before income taxes are withheld from their paycheck. The pro to this option is that your taxable income is lowered. Essentially, you get to keep a portion of your income tax-free, so long as it remains in your 401(k) account, and the amount of your earned income that is taxable is lowered, resulting in less money withheld for taxes. This can be very helpful if your income is high enough to push you up into the next tax bracket. The larger the contribution you make to your 401(k) account, the lower your taxable income. The downside though is that you will eventually be taxed for the income and the earned interest income on your investments when the funds are withdrawn or distributed. Another option is to have your 401(k) contribution made after income taxes are withheld. This is called a Roth 401(k). Unlike the traditional 401(k), the funds that go into a Roth account have already been taxed and therefore your contribution will not lower your taxable income. The pro to this is that you will not be taxed again once those funds are released from the account at a later date. However, this does not secure them from fees and fines should you opt for an early disbursement or loan.
How Much Are You Allowed to Contribute There are many things to consider when making this decision. The two most important factors though are contribution limits and whether or not your employer contributes to your account. For 2016, the 401(k) Elective Deferral Limit is $18,000.00 per person. However, if you are 50 or older, you are permitted to make additional Catch-Up Contributions up $6,000.00, raising your total Elective Deferral contribution to $24,000.00 for the year. Should your employer make contributions or offer matching funds, your contribution limit increases to $53,000.00 (or $59,000.00 for those over age 50). This is known as the Annual Defined Contribution Limit. Knowing the maximum amount that you are permitted by law to contribute will assist you in determining the actual amount that you can contribute. This is best decided by considering all of your monthly expenses, savings deposits for emergencies and planned purchases, and other annual expense. Any additional funds should be budgeted to be deferred to your 401(k) to maximize your retirement savings and fully benefit from any matching contributions your employer might offer. How Your Funds are Being Invested Your 401(k) account is an investment account that has the potential to multiply your contributions based on how those funds are being invested. The majority of those with a 401(k) have their contributions invested in portfolios that include a combination of mutual funds, stocks, bonds, and other approved investments. How aggressive or conservative the investments in your portfolio are is completely up to you. An investment advisor that assists in the management of your 401(k) plan can help you to determine your investment tolerance.
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http://www.401khelpcenter.com/2016_401k_plan_limits.html https://www.irs.gov/uac/Newsroom/IRS-Announces-2016Pension-Plan-Limitations
“Go into the world and do well. But more importantly, go into the world and do good.” -Minor Myers
Holiday Inn Executive Center Columbia, MO (Annual Communication Week) Please RSVP by August 31, 2016, to Rhonda by calling (800) 434-9804 or email at rlightfoot@ mohome.org. We regret that we are unable to accomodate spouses or more than one (1) representative from your Lodge due to limited space & training material needs. Please bring your Lodge’s Masonic Home binder with you for updated information. This training luncheon will focus on programs and a special guest speaker will be present this year.
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Sources for this article include: http://www.investopedia.com/articles/retirement/08/401k-info. asp
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A 401(k) is an excellent investment vehicle to fund your retirement. It offers opportunities in tax deferral and lowering taxable income, has easy portability from one employer to the next, and allows for you to selfdirect how your funds are being invested. While they are governed by many rules, regulations, and tax laws, if managed wisely a 401(k) can ensure a comfortable retirement. Armed with a basic understanding of how these plans work and guidance from your plan advisor, you can make informed choices that will best suit your needs and your budget.
Masonic Home of Missouri Representative Training Luncheon
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Usually, you will be offered several portfolios to choose from that cater to the different levels of investment tolerance. Those who are young in their career typically, and often encouraged to, choose a more aggressive portfolio which offers the largest return on investment. Also, should any of the investments suffer a loss, they have longer to recover from that loss. The majority of mid-career employees tend to choose a portfolio with a healthy mix of aggressive and conservative investments. This allows them to continue reaping larger returns while protecting a good portion of what they have earned in the case the market slows. Many people nearing the end of their career will opt to change to a conservative strategy to ensure that their retirement funds are not lost due to unexpected changes in the market. The closer you get to retirement, the less time you have for your portfolio to recover.
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As a reminder, all donations to the Masonic Home of Missouri, including Penny-A-Day, must be received by the Home by August 31, 2016, in order to be considered when factoring Vincil Society levels for recognition at this year’s Annual Communication. The Vincil Society is a recognition program designed to acknowledge qualifying Lodges, Chapters, and other organizations for their cummulative giving to the Masonic Home of Missouri since January 1, 2014.
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What’s in the Numbers?
990 41,637 5,457 Missouri Masonic Widows have received a special lapel pin, sympathy card and holiday cards from the Masonic Home of Missouri.
The Masonic Home of Missouri’s IRS Form 990 is available on our website at www. mohome.org as part of our committment to our supporters.
25th
Anniversary of the Outreach Programs providing assistance to Missouri Master Masons, their wives/widows, female members of the Order of the Eastern Star and children throughout the State. Help us celebrate 25 years of being where you are in 2016.
Nine
Outreach Programs are offered by the Masonic Home of Missouri for eligible Missouri Master Masons, their wives/ widows, female members of the Order of the Eastern Star and children.
issues of the Summer 2016 Missouri Outreach were mailed out, free of charge, to Missouri Master Masons and their widows by the Masonic Home of Missouri. Extra copies of the magazine can be obtained by calling the Home or visiting our website at www.mohome.org.
Twenty-fifth of September, 2016 will be an Open House at the Masonic Complex in Columbia, MO. This free event is open to everyone and will feature tours of the facility, including the musuem and art glass. Please mark your calendars and join us for a wonderful day at the complex from 12:00 pm 3:00 pm
92%
of assistance through the Long-Term Financial Outreach Program during FY15 was for clients in long-term facilities.
M sonic Home of Missouri OUTREACH PROGRAMS 25 years of being where you are Page 24
Missouri Outreach
14th Annual Charity Golf Tournament The 14th Annual Masonic Home of Missouri Charity Golf Tournament was held on Monday, May 2nd at the Columbia Country Club. All proceeds from the event support our Creating -A-Partnership (CAP) and Partneringto-Honor (PTH) Programs. This annual event, sponsored by Central Bank of Boone County and Central Trust Company, is a favorite among Masons and non-Masons alike. After a quick briefing and welcome by Board President, Richard L. Smith, this year’s Kentucky Derby themed tournament kicked off with the traditional “call to the gates”. Thirty four teams participated in the event and enjoyed themed activities throughout the day. One of the most popular stops along the course was the mint julep tent. Mint Juleps are a traditional drink of the Kentucky Derby and were sponsored at the tournament by the Billiard’s on Broadway and prepared by Chef Jacques Laboile. Players also enjoyed frozen custard donated by Andy’s Frozen Custard and mimosas donated and prepared by the Champagne Ballroom. A silent auction was available throughout the day with many great items to bid on, although baseball and airline tickets seemed to be the “hot” items of the day! The photo “booth” returned again this year and boasted a number of themed props for players to enjoy. Teams participated in several games including two Masonic Home favorites: Roll the Die and Choose Your Tee. A new game, Run for Roses, gave teams an opportunity to putt through the starting gates for an advantage on Hole #4. Individual games included the putting contest, longest drive, closest to the pin and Hole-in-One. Unfortunately, there was no winner for the $10,000 cash prize on the Hole-in-One contest but there were many other winners announced at the Awards Banquet, sponsored by U.S. Bank. Congratulations to Our Winners!!! Flight A 1st Place – Ed Zagorac, Jim Tomblinson, Tim Steinbeck and Trent Porter. In addition to plaques commemorating the event, the team took home Texas Roadhouse gift certificates. Flight A 2nd Place – Jeff Smith, Chris Lewis, Jesse Loeb and Rocky Campbell. Flight B 1st Place – Jim Edwards, Ken Dunlap, Jay Finn and Mike Caton. Flight B 2nd Place – David Stepanek, Brian Neuner, Steve Jeffrey and Dick Bowen. Men’s Longest Drive – John Skelton Women’s Longest Drive – Mendy Diel Men’s Closest to the Pin – John Stringer Women’s Closest to the Pin – Pam Rapp Putt-Fore-Cash Contest – Ron Phillips. Ron donated a portion of his winnings back to the Masonic Home, thank you Ron! Thank You to our Supporters!! Thank you to all players, sponsors, and volunteers who helped make the 14th Annual Masonic Home Charity Golf Tournament a success!! We hope to see you next year! Summer Issue 2016
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The Board of Directors and Staff of the Masonic Home of Missouri would like to thank our wonderful sponsors and volunteers. Clubhouse Sponsors
Bilt-Rite Buildings Boone County Lumber Primary Tournament Sponsors Buckner Lodge No. 501 Central Bank of Boone County Columbia Landcare, LLC Central Trust Company Fraternal Lodge No. 363 Granite Lodge No. 272 Pro Shop Sponsor Hillyard Awards Banquet Sponsor JD Lee and Son Funeral Home U.S. Bank JES Holdings, LLC Joe Machens Boxed Lunch Sponsor McAlister’s Deli Linn Creek Lodge No. 152 Mechanicsville Lodge No. 260 Mid America Land Services Inc, Mark Robb Welcome Bag Sponsor Midwest Autoworx Paragon Certified Restoration Missouri River Monument Moore & Shyrock Appraisals, LLC Golf Cart Sponsor Noble Lodge No. 684 Williams-Keepers, LLC Rising Sun Lodge No. 13 Ron Netemeyer Drink Cart Sponsors Roy Cary Livestock and Machinery Bob McCosh Chevrolet Buick GMC Cadallic Stephanie Wilmsmeyer, State Farm Masonic Home Board of Directors Summit Lodge No. 263 The Insurance Group Putting Green Sponsors Troy Lodge No. 34 David & Diane Haywood Veteran’s United Home Loans Modern Litho
Award Sponsor
Friends of Outreach
Billings Lodge No. 379 Collegiate Awards Bolivar Lodge No. 195 Hebron Lodge No. 354
Hole-In-One Sponsor
Billiards on Broadway
Herculaneum Lodge No. 338 Mansfield Lodge No. 543
Neosho Lodge No. 247 Olive Branch Lodge No. 576 Lanit Wentzville Lodge No. 46 United Lodge No. 5 Game Hole Sponsors Golf Ball Sponsor
Boone Electric Cooperative Clinton Lodge No. 548 Gardenville-Cache Lodge No. 455 IFS/Integrated Facilities Services O’Sullivan Lodge No. 7
Hole Sponsors
Alice K. Leeper, RE/MAX Boone Realty Ameren Barry Daylight Lodge No. 17
Additional Supporters Barbara and Joe Henderson Bob Reid Boone Olive Oil Company Buffalo Wild Wings Casey’s General Store Central Missouri Home Inspection Cheerleader Pub and Grill
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Coca-Cola Columbia Country Club Columbia Mall Country Club of Missouri Drury Inn Friends of the Masonic Home Gerbes Golf Smith International Guardian Holiday Inn East Holiday Inn Executive Center Honey Baked Ham Hooter’s Hot Box Cookies Hy-Vee IB Nuts and Then Some Isle of Capri Italian Village Jaques Laboile James P. Ford Jason’s Deli Jason & Barbara Ramsey Jersey Mike’s Subs Jonesburg Lodge No. 457 Kansas City Royals Leadwood Lodge No. 598 Lucky’s Market Lutz’s BBQ Macadoodles MFA Oil Company Midway Golf Complex Missouri Botanical Gardens Mount Hope Lodge No. 476 Nauser Beverage Noodles and Company Osage National Golf Club Pickleman’s Pro Am Golf Rio Grande Mexican Restaurant Rosenbaum Jewelry Saint Louis Cardinals Sam’s Club Sean and Jodi Blake Southwest Airlines Stan and Kathy East Susan Day
Target Texas Roadhouse The Jewelry Connection Course Activity Sponsors Andy’s Frozen Custard Billiards on Broadway Champagne Ballroom Masonic Home of Missouri Staff Volunteers Keith Bail Amanda Blumhorst Steve Duncan Ginny Goede Lionel Goede Chris Harrelson Sandy Harrelson Ron Jones Rick Kaeser Jessie Kwatumdia Shana Landrum Denise Larkin Alice Leeper Sherry Mann Claire Oser Dave Ramsey Kathy Ramsey Buddy Roberts Dick Smith June Smith Vivian Spears Cecily Treutelaar Ty Treutelaar Jesse Walters Cathy Ward Dan Ward
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Photos from the 15th Annual Masonic Home Charity Golf Tournament
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Summer Issue 2016
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You are Invited to an Open House Sunday, September 25, 2016 Noon - 3:00 pm Masonic Complex 6033 Masonic Drive Columbia, MO Tour the museum View the Art Glass Listen to music Enjoy a picnic lunch Masonic Home presentations at 12:30 pm & 2:00 pm
Help the Masonic Home celebrate the Outreach Programs 25th Anniversary! Summer Issue 2016
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Important Dates Monday, July 4, 2016 • Indpendence Day - Complex closed
Saturday, September 24, 2016 • Truman Club Dinner
Saturday, July 16, 2016 • Board of Director’s Meeting in Columbia, MO
Sunday, September 25, 2016 • 2:00 pm - 5:00 pm Open House at the Masonic Complex
Saturday, August 20, 2016 • Board of Director’s Meeting in Columbia, MO Monday, September 5, 2016 • Labor Day- Complex closed
Grand Lodge Annual Communication Sept. 25 - Sept. 28, 2016 Please confirm that events are still scheduled before traveling by calling Rhonda at (800) 434-9804.