Making Connections
Winter 2020
Mission & History In 1875, MWB John C. Ralls presented the idea of “a ‘Home’ for the indigent widows and minors (orphans) of worthy (deceased) Master Masons…to be located in some suitable and healthy place.” Through the hard work of many, the Masonic Home incorporated in 1886 and opened the doors of the St. Louis Home to its first resident, a 12-year-old girl named Della Gale Farthing, in 1889. The Home expanded into a full campus of service for indigent Masons and their families. The Masonic Home opened the Western Unit in Kansas City in 1986. In 1991, the Board of Directors made the difficult decision to close the St. Louis facility and relocate the residents living there. But also in 1991, the Board created the Outreach Program, a financial assistance program that could reach qualified individuals in their communities. In 2011, the Board of Directors also sold the Western Unit to focus 100 percent of its efforts on the Outreach Programs. Outreach expanded from one program to 10, each satisfying a slightly different need throughout the Masonic Family. Three provide financial assistance to Masons, their wives or widows, ladies of the Eastern Star, and their dependent children. Three Partnership Programs partner with Lodges and Chapters throughout the state to provide for needy children, help their fellow brothers and sisters with a project, help send veterans on Honor Flights, and give care packages to active military. The final four programs are non-financial, serving the membership through financial education, honoring Masonic widows and veterans, and providing information on community resources. We encourage you to check us out on our website at www.mohome.org or give us a call at 800-434-9804. 2
Masonic Outreach
MAIN CONTACT INFORMATION
Masonic Home of Missouri 6033 Masonic Drive, Suite A, Columbia, MO 65202 Phone: 573-814-4663 | Toll Free: 800-434-9804 Fax: 573-814-4660 Website: www.mohome.org Masonic Complex hours: Monday through Friday, 8:30 a.m. to 5:00 p.m. Closed for state and federal holidays Masonic Museum hours: (located at Masonic Complex in Columbia, MO) Monday through Friday 9:00 a.m. to 4:30 p.m. Barbara Ramsey, Executive Director bramsey@mohome.org | Ext. 209 Jodi Blake, Director of Finance & Fund Development jblake@mohome.org | Ext. 212 Shannon Beck, Public Relations sbeck@mohome.org | Ext. 245
FUND DEVELOPMENT
Truman Club & Vincil Society, Courtyard Paver Stones, Penny-A-Day, General Donations Julie Kirchhoff, Annual Giving Officer jkirchhoff@mohome.org | Ext. 230 Legacy Society, Planned Giving, Major Gift Donations Jackie Walters, Major Gifts Officer jwalters@mohome.org | Ext. 214
MASONIC HOME PROGRAMS
Long-Term Financial Assistance Sonya Carney, Financial Assistance Caseworker scarney@mohome.org, | Ext. 218 Dana Morgenthaler, Financial Assistance Caseworker danam@mohome.org | Ext. 211 Short-Term Financial Assistance, Financial Education, Children’s Outreach Carly Dibben, Accredited Financial Counselor cdibben@mohome.org | Ext. 217 Allyson Reynolds, Financial Assistance Caseworker areynolds@mohome.org | Ext. 219 Creating-A-Partnership (CAP) & Partnering To Honor (PTH) Letitia “Tisha” Woodard, Partnership Coordinator twoodard@mohome.org | Ext. 210 Widows & Veterans Programs, Masonic Family Cares Program Chantana Irvin, Masonic Family Cares Coordinator cirvin@mohome.org | Ext. 239 Museum & Masonic Complex Calendar Michelle Phillippe, Administrative Building Coordinator mphillippe@mohome.org | Ext. 213
Table of Contents
12
20
4
Executive Director Notes
6
Sending Smiles From Afar
10
Built on Legacy
12
Laura Ingalls Wilder
19
Thankful in 2020
20
Notes of Appreciation
22
Pandemic Prompts Innovation
24
Help in Times of Hardship
26
Maintaining Mental Health and Wellbeing
28
Has COVID-19 Affected my Retirement?
30
Meet a Mason
31
By the Numbers Masonic Outreach
3
EXECUTIVE DIRECTOR'S NOTES
A Light in the Darkness W
hen we began to talk about this issue of the Masonic Outreach, we knew it was going to be about the pandemic. How could it not? It has affected everyone’s life for almost a year now. At the Masonic Home, we see this impact in our daily operations, the number of people we are helping, those clients we have lost, and the loneliness and isolation so many are feeling. I can give you numbers, and you will see some of them in this magazine. I can share countless stories of clients in need and those we have lost. I can tell you about the report that went to the Board that brought tears to my eyes, as so many of our clients expressed their loneliness. However, a light emanates from the Masonic Home through all of this darkness. It is a place where people come together to help one another. The Masonic Home makes it possible to connect those who can give to those who have a need. When we put out a call to help connect people who were lonely, the Order of the Eastern Star said, "Yes – how can we help?" When we told the membership and our corporate sponsors that our financial need increased, but our donations were falling, they answered our mail and online appeal this fall in numbers we have not seen for years. One of the things that I think makes the Masonic Home so special is that “need” is not narrowly defined. Yes, there is a financial need for many that we help, but the Masonic Home tries to meet needs beyond just financial ones. There is a need to feel 4
Masonic Outreach
connected to one another. There is a need in good and kind people to help others. Sometimes the need is someone to talk to that can help you navigate the difficulties in your life. For some, need is as simple as a card or a kind note to let others know they are not forgotten. It appears that the struggles and hardships so many are facing will continue into 2021. The Masonic Home resides in every community where there are Masons and Order of the Eastern Star members willing to make a difference, and right now, there is a need in unprecedented levels everywhere. I invite you to join the Masonic Home, and we can make a difference in 2021 together.
PROGRAM SPOTLIGHT
Sending Smiles From Afar The Masonic Home’s new Pen Pal program is all about making new friends during a challenging time. By Brenna McDermott
Masonic Outreach
5
PROGRAM SPOTLIGHT
I
n high school, Orvella Wright exchanged letters back and forth with a pen pal who lived in Europe. Now, thanks to the Masonic Home of Missouri’s newest expansion of the Masonic Family Cares program, she is getting the chance to write letters again. Launched this fall, Masons and members of the Order of the Eastern Star can now participate in a pen pal program. The Masonic Home hopes to connect individuals who might feel like making a new friend during a time when so many of us feel isolated while staying safe amid the pandemic. “I really like writing letters better than email,” Orvella says. “I thought it would be fun to write a person I didn’t know and get acquainted.”
CARE PACKAGES AND LETTERS
The program was born out of a simple goal, says Dana Morgenthaler, an outreach caseworker at the Masonic Home. She has heard from Masonic Home clients and their families that, because of the necessary isolation, many people feel lost or in need of some companionship. “They can’t see family if they’re in a facility — you wave at your family or friends through your window, that kind of stuff,” Dana says. “So, people were just feeling lonely.” Dana is in charge of pairing pen pals who would enjoy getting to know one another, whether by email, phone or letter. The Masonic Home sent out the first notice about the program in the Order of the Eastern Star care packages that went to clients, who could decide whether to participate.
FIRST EXCHANGES
Orvella, a 45-year member of the Order of the Eastern Star who lives in Jefferson City, was one of the first to respond. An active member, Orvella has been feeling isolated since Eastern Star events have been put on hold this year, and she has stayed home. Dana knew the perfect pen pal for Orvella and called Betty Hurt to ask. Betty, also a dedicated member of the Order of the Eastern Star, said yes. Though new, their pen pal correspondence has already begun. 6
Masonic Outreach
“
PROGRAM SPOTLIGHT
I could always write better than I could talk to somebody. I could write what I was feeling or what I was doing. It seems like if you’re talking right to a person, even though it’s more personal, I can express myself better in a letter.” —Orvella Wright Masonic Outreach
7
PROGRAM SPOTLIGHT
8
Masonic Outreach
PROGRAM SPOTLIGHT “I just received a letter from my pen pal, Orvella Wright from Jefferson City. I just received a real sweet card from her, and I finished writing my card today and plan to mail it tomorrow,” Betty says. Betty, who now resides in Evansville, Indiana, lived in Missouri for 58 years and was a member of Marley Chapter #352 of the Order of the Eastern Star. Betty says there is just something special about members of the Order of the Eastern Star, and though she has a lot of friends, she always has so much to talk about with this very special group of women. “[Writing letters is] such a nice idea,” Betty says. “I hope I can make her life just a little bit happier and let her know that someone cares.” Orvella was eagerly awaiting her first letter from Betty when we spoke. She says she hopes more people participate in the program, especially older members who won’t be able to attend chapter meetings once those resume and people who are homebound. Those individuals would love to hear from other members, she says, and she encouraged more people to participate. “I could always write better than I could talk to somebody,” says Orvella. “I could write what I was feeling or what I was doing. It seems like if you’re talking right to a person, even though it’s more personal, I can express myself better in a letter.”
STAYING IN TOUCH
Betty Hurt was visited by her Masonic Home of Missouri caseworker Dana Morgenthaler before the COVID-19 pandemic.
The pen pal program is one way to stay in touch with other members when gathering together is not an option. Even individuals who are typically out in the community are limited in what they can do. It has been a difficult year for everyone, and Dana says she hopes this can be a small way to put a smile on someone’s face. “People are doing their best to maintain their positive [attitude],” Dana says. She has connected two other ladies who are now communicating by email, and she hopes to make many more such connections in the future. “Making new friends at all ages is always a positive thing,” Dana says. If you would like to participate in the Masonic Home’s new pen pal program, contact Dana Morgenthaler by email at danam@mohome.org or by phone at 1-800-434-9804 and provide your contact information and whether you’d prefer to be connected to a pen pal via email, letter or telephone. Masonic Outreach
9
LEGACY
Built on Legacy By Barbara Ramsey
T
he Masonic Home of Missouri began over 130 years ago, creating a long and profound legacy of helping those in need. The Masonic Home’s legacy does not exist without the men, women and children who made that charitable assistance possible. This legacy starts with strong leadership, and it began with the first superintendent and Matron of the Home, Dr. Morris and Ella Leftwich. They opened the doors of the Masonic Home in 1889, and shepherded its early growth until they passed on the torch to those that followed — Charles and Anna Wood, E.B. Redd and Mattie Reed, Clifford and Harriet Baker, and so many more. The legacy of leadership shines in the Masonic Home of Missouri’s Board of Directors and the Order of the Eastern Star Advisory members. This includes countless Masons and Eastern Star members from the beginning of the Masonic Home to current
10
Masonic Outreach
times. These men and women were not just leaders for the Home — they were leaders in the fraternity and their communities. The Masonic Home featured the important roles that PGM John C. Ralls and PGM John D. Vincil had in the creation of the Home in previous magazines, but there are so many more founding fathers of the Masonic Home. It is sometimes easier to recognize those who left their mark on history from a hundred years away, and it can be tempting to overlook history that is more recent. However, we must not forget that there was great leadership needed to transition the Masonic Home from bricks and mortar to the Outreach Programs. Again, the list is long, but I would like to recognize two Masons for their leadership roles in recent years, PGM Dan Cole and PGM Vern H. Schneider. PGM Cole’s leadership was instrumental as President of
the Board of Directors when the difficult decision was made to let the Delmar Campus go and try a new direction with Outreach. PGM Schneider would transition from Board Member to the Masonic Home’s legal counsel, helping the Masonic Home transition to Outreach Programs we know today. When we talk about legacy, we sometimes talk about it in terms of our generous donors. We have featured articles on Henry and Gussie Grenner and PGM Jacob Lampert. Both left profoundly lasting financial impacts. The Grenner’s each left, in trust, money to the Masonic Home, and the combined funds donated is well over $3.6 million, with the Masonic Home still receiving income from Gussie’s trust today. PGM Lampert’s love of the Masonic Home was so profound that his sister and niece continued his legacy of giving significant gifts to the Masonic Home. In May 2006, the Masonic Home began receiving funds from the trust his niece established, the Jacob Lampert and Rosa Graff Endowment Fund, with the Masonic Home eventually receiving more than $2 million from the estate.
LEGACY Again, we might be tempted to think that those were different times. However, we see the generosity in our recently featured donors, such as Thomas A. Spencer and Barry and Linda Jenkins. Thomas Spencer passed away earlier this year, and he is greatly missed by the Masonic Home. His willingness to challenge us all to do more is as much a part of his legacy as the donations he gave. These new donors, willing to give the Masonic Home a place in their estate planning, join the Masonic Home’s important legacy of providing for those now and in the future. Giving to the Masonic Home has always included the generous spirit of the lodges, chapters, and other Masonic organizations. The Masonic Home Reports in the Grand Lodge of Missouri proceedings and Missouri Order of the Eastern Star proceedings are full of donations from lodges and chapters. Sometimes these donations were monetary, and sometimes the donations were needed items, such as food, clothing, and blankets. When the new hospital on Delmar opened in
1912, the Order of the Eastern Star completely furnished the interior. While the lodges and chapters of today are not furnishing buildings, they are still providing for the needs of the Masonic Home’s clients. In 2014, President Bev Steelman of the Missouri ShowMe State Grand Representatives Club wanted to do something for the Outreach clients. The idea for the care packages was born. In the years that followed, the Order of the Eastern Star Grand Officers would take this idea and promote the program statewide. This does not even begin to touch upon the donations used to help fund Creating-A-Partnership and Partnering To Honor requests. Just this last fiscal year, there were 14,885 lives impacted statewide because of the generosity of Missouri’s Lodges and Chapters working the Masonic Home’s Partnership Programs. Finally, there are countless examples of volunteerism. The Masonic Home’s records are full of the hours and hours of volunteerism, both in St. Louis and Kansas City. Today, our Board Members, past and current, along with PGM Nancy Lane
and PGM Karlene Baylous, are volunteering throughout the state, giving presentations on the Masonic Home and performing the Veteran’s Ceremony as our Masonic Home Ambassadors. The Masonic Home Representatives in lodges make referrals, collaborate with us to work our programs, and help keep their lodges connected. There are the young men of DeMolay that helped fly flags at the Masonic Complex for the Veteran’s Program. Most recently, when the Masonic Home recognized that so many of our Outreach clients were lonely during this pandemic, the Order of the Eastern Star immediately asked how they could help. The Masonic Home has always been a place for people to come together to make a difference in the lives of others. It provides the connection and means by which we can help. There is no singular person or legacy that has made the Masonic Home great because it is the combined effort of countless men, women, and children using their time, talents and treasure over the years. What will your legacy with the Masonic Home be?
Masonic Outreach
11
MUSEUM MOMENT
Laura Ingalls Wilder A pioneer whose stories of family, love and compassion resonate throughout time. By Barbara Ramsey Photos by Keith Borgmeyer
A
s you enter the Masonic Museum, you have the opportunity to choose which gallery you wish to explore first: Patriots and Pathmakers, Living Well, Generosity, Leadership, or Everyman. The Living Well Gallery draws you to it with a well-known author and famous Missouri Order of the Eastern Star member — Laura Ingalls Wilder. On the little table in front of the display with her picture, sit the beloved books she wrote about her childhood. The Laura Ingalls Wilder Historic Home & Museum in Mansfield, Missouri, has graciously loaned the Masonic Home a few precious items from her personal wardrobe. There is a short write-up to include recognition of Laura’s Order of the Eastern Star membership. As with so many of those 12
Masonic Outreach
featured in the museum, this is just a small snapshot into a larger story. On February 7, 1867, Laura Ingalls is born near Lake Pepin in Wisconsin. Her parents Charles and Caroline Ingalls would move Laura and her siblings multiple times to include Indian Territory in Kansas, Walnut Grove in Minnesota, Iowa, and finally De Smet in the Dakota Territory (later became South Dakota). Laura’s childhood in a pioneer family is featured in her books. The Little House in the Big Woods shares the stories from the family’s time in Wisconsin. In Little House on the Prairie, Laura shares the fictionalized account of living in Kansas on the Osage Diminished Reserve, where her family was one of the first white settlers in the area. Upon learning the U.S. government would not reach a settlement with the Osage Nation, the family returned to Wisconsin. On the Banks of Plum Creek, Laura’s fourth book in the series, would go on to share the family’s life in Minnesota. The family would go through many trials during this time, including the loss of Laura’s only baby brother to have been born, and illness for Mary that ultimately took her sight. The family once again moved west to the Dakota Territory arriving in 1879. Laura’s book By the Shores of Silver Lake shares the story of her family helping to found this little town. They would live through the blizzard and hard winter of 1880 to 1881. The blizzards started in October and swept across the territory every few days for eight months, leaving the town, including the Ingalls family, starving. This winter is the centerpiece of Laura’s book The Long Winter. Laura continued to chronicle the family’s life in De Smet through her books Little Town on the Prairie and These Happy Golden Years. The family worked and struggled, but there was love, family, charity and support woven through their
MUSEUM MOMENT
Masonic Outreach
13
MUSEUM MOMENT lives, which is shared in her stories. Laura would meet the love of her life, Almanzo Wilder, in De Smet. The couple married at Reverend Edward Brown’s home in 1885; Laura was a young woman of 18. It was at the end of this year that Charles Ingalls petitioned to join De Smet Lodge No. 55. In 1886, the Masonic Home was finally becoming a reality in St. Louis, Missouri. The Masonic Home was incorporated under Missouri law and fundraising plans were being made in earnest. For the young Wilder family, they were blessed with the birth of their daughter, Rose, on December 5, 1886. Almanzo and Laura continued to work the land and raise stock to make a living, but continued setbacks plagued them. In the spring of 1888, they find themselves, once again, expecting a new addition to the family with Laura being pregnant. Tragedy would once again strike when Almanzo and Laura become terribly ill with a diagnosis of diphtheria. The couple survives, but when Laura has her baby in August, he is not healthy. They
would lose their little boy 12 days later; no name is known for the child. They would never have any more children. Almanzo returned to work too quickly following his illness, but he returned too soon and suffered a stroke. By determination and sheer will, Almanzo fought back from the stroke, which left him crippled with lifelong pain in his hands and feet. A few months later, the Wilder’s home burnt to the ground. It is hard to imagine all that has befallen this young couple in such a short time. For the Masonic Home, 1889, holds significance as the dream so long worked toward by so many has finally come to fruition, as the Home is dedicated and opened its
The Intersecting Stories of the Masonic Home of Missouri and the Wilder Family 1867
February 7 Laura Ingalls is born near Lake Pepin in Wisconsin.
14
Masonic Outreach
1879
1885
1886
1880-1881
Charles Ingalls petitions to join De Smet Lodge No. 55.
1886
Ingalls family is living in Dakota Territory. Ingalls family lives through the blizzards of the hard winter.
Laura Ingalls marries Almanzo Wilder.
The Masonic Home is incorporated under Missouri law. December 5 Rose Wilder is born.
1888
After suffering from diphtheria, Laura gives birth to a boy who dies 12 days later. Almanzo has a stroke.
MUSEUM MOMENT doors to its first resident, a 12-year-old little girl. The next three years for the Wilders consist of much moving, and it is worth remembering that horse and covered wagon are used. The Wilders live for a time with Almanzo’s parents but decide to move to Florida. The hope is that the warmer climate will help ease the pain in Almanzo’s hands and feet. Laura does not like living in Florida, so they return in 1892 to De Smet. On October 9, 1893, Laura petitioned for membership in Bethlehem #13, O.E.S., in De Smet, South Dakota. The Chapter received the petition on November 9, and she was voted into the Chapter on November 13. Laura’s father, mother and her sister Carrie also joined the Chapter. On December 11, 1893, Laura and Carrie were elected into offices. Laura is not able to fulfill the duties of her office for the year because she and Almanzo are once again on the move. On July 9, 1894, Laura demits from Bethlehem Chapter #13, and on the 17th, they leave town heading for Missouri. While in De Smet, the couple saw an advertisement for Missouri — the “land of Big Red Apples.” After years of drought, hail, dust storms, illnesses and everything else imaginable, the Wilder family once again packs their covered wagon for the unknown. After six weeks of travel, the Wilders arrive at Mansfield, Missouri, in August. It was a thriving town with two churches, a school, two general stores, two drug stores, and much more. Almanzo began to look for land. Although he was not sure about Rocky Ridge Farm, Laura fell in love with the property. It was
1889
The Masonic Home is dedicated and receives its first resident.
1892
The Wilders move back to De Smet from Florida.
1893
October 9 Laura petitions for membership in Bethlehem #13, O.E.S., in De Smet, South Dakota.
November 13 Laura is voted into the Chapter. December 11 Laura and her sister Carrie are elected into offices.
1894
July 9 Laura demits from Bethlehem Chapter #13. July 17 The Wilders move to Missouri.
1897
May 15 Laura attends her first meeting for Mansfield Chapter #76 June 4 Laura is admitted into the Chapter Masonic Outreach
15
MUSEUM MOMENT 40-acres located one mile east of Mansfield. Only four acres of the land were cleared with 400 unplanted apple trees and a one-room, windowless log cabin stood on the property. Almanzo would work to plant the apple trees, clear land, and plant corn and potatoes, but those first years on the farm were very difficult. The misfortune of a friend passing away would provide an opportunity for Almanzo. He was able to purchase his friend’s wagon and took over his work for Pierce Oil Company delivering kerosene and other products. With this opportunity also came a move to town for the family. That same year, Laura attended the first meeting for Mansfield Chapter #76 on May 15, 1897. Laura was admitted to the Chapter on June 4. That first year she does not hold office but often fills in Pro Tem, as needed for other offices. One office in particular she helps with is Secretary, and the following year she is elected Secretary. The Masonic Home was also facing its share of struggles. The Home’s population was growing rapidly, causing the need for new housing. The same year that Laura joined Mansfield Chapter the Order of the Eastern Star built the Chapel on the grounds of the Home, dedicated on October 21, 1897. While Laura is actively serving as Secretary for her Chapter, Almanzo is initiated, passed and raised in Mansfield Lodge No. 543. He would go on to join Mansfield Chapter #76 in 1902 when Laura is Worthy Matron of the Chapter. Laura’s year as Worthy Matron is a busy year as she hosts the Worthy Grand Matron in April and attends the Grand Chapter session held in Sedalia.
1902 is an important year between the Masonic Home and the Order of the Eastern Star as well. The Masonic Home Board adopts a resolution stating: Widows who are members of the Order of the Eastern Star in Missouri, and orphans of deceased members, be made eligible for admission to the Home. Also that the Order of the Eastern Star be allowed to appoint two ladies as advisory members of the Board of Directors. The Order of the Eastern Star pledges their financial support through per capita and to make June 24 be O.E.S. Masonic Home day, asking members to pledge their financial support as part of the agreement with the Home to allow admission for Order of the Eastern Star members qualifying under their own membership. In 1903, Laura is again elected Worthy Matron. In June, she is the first Worthy Matron from Mansfield to attend the Grand Chapter’s School of Instruction. In September, Laura’s sister Carrie is visiting from De Smet. Laura has the honor of introducing her sister in Chapter, and Carrie is also serving as Worthy Matron of Bethlehem #13, O.E.S. In October, Laura again attends the Grand Chapter session in St. Louis. Rose Wilder struggled to live in a rural town. When she was 16, it was determined that she could benefit from a larger town with more academic
The Intersecting Stories of the Masonic Home of Missouri and the Wilder Family 1897
October 21 The Chapel built by the Order of the Eastern Star on the grounds on the Home is dedicated.
16
Masonic Outreach
1902
Almanzo joins Mansfield Chapter #76. Laura serves as Worthy Matron of her Chapter.
The Masonic Home Board begins admitting O.E.S. Widows and orphans of deceased members.
1903
Laura serves as Worthy Matron of the Chapter.
1904
St. Louis hosts the World's Fair. Rose Wilder returns to Missouri after living in Louisiana with her aunt.
1909
Laura serves as Worthy Matron of her Chapter.
1911
Laura begins writing for the Missouri Ruralist.
MUSEUM MOMENT
opportunities than Mansfield could provide. She went to live with her aunt, Eliza Jane Wilder, in Crowley, Louisiana. In 1904, Rose would return to Mansfield having graduated with distinction. 1904 is noteworthy in Missouri as St. Louis is hosting people from all over at the World’s Fair. In attendance were Masons, Eastern Star members and even the residents and children of the Masonic Home which had been made possible by generous donations. Laura returned to the position of Secretary for her Chapter, but that year, she also received the honor of being selected as District Deputy Grand Lecturer for Grand Chapter for the year 1904 to 1905. Laura continues to actively serve in her chapter over the next three years as Martha, Electa, and
1912
The Wilders complete their dream home on Rocky Ridge Farm. The Masonic Home opens its state-of-the-art hospital.
1929
The stock market crashes, triggering the Great Depression.
1931
Laura and Almanzo demit from their chapter.
1932
Associate Matron. She serves on various committees as well, including one that is providing supplies to the Masonic Home in 1906. In 1909, Laura again serves as Worthy Matron of her Chapter. A year later, Almanzo and Laura sold their house in town and return to Rocky Ridge. Laura did not hold any offices in her Chapter, but a new aspect of her life began. In 1911, Laura began writing for the Missouri Ruralist, becoming a regular columnist about topics such as work on the farm, home, family, WWI and other world events. The following year marked the completion of two important building projects — one for the Wilders and one for the Masonic Home. The Wilders finally completed their dream home on Rocky Ridge Farm. The Masonic Home completed and opened its state-ofthe-art hospital. Laura would return to serving various offices for her Chapter starting in 1915, serving as Adah. The next three years, she served as Associate Matron. She followed this by serving a year as Chaplain, then two years as Ruth. The following year, she did not hold office but filled in as Pro Tem. From 1925 to 1931, Laura holds an office every year. In addition to her activities for the Order of the Eastern Star, Laura was secretary-treasurer of the Mansfield Farm Loan Association from 1919 until September 1927. The association allowed local farmers to borrow money from the Federal Land Bank in St. Louis. In addition, Laura was a member of many other community organizations. Rose had grown up to be a successful author, having moved permanently away from Mansfield and traveled the world. By all
Little House in the Big Woods is published.
1946
October 23 Almanzo passes away.
1958
The Home builds its last building on Delmar in St. Louis.
1957
February 10 Laura passes away.
Masonic Outreach
17
MUSEUM MOMENT accounts, it would appear that the Wilders were doing well and settled. The stock market crashed in 1929, triggering the Great Depression. The Wilders had invested in the market through Rose’s broker and suddenly found themselves without savings after years of hard work. Almanzo and Laura were past the age of the hard work a farm demanded to turn a profit. Rose tried to keep them afloat through her writing. Laura served her final office as Chaplain for the Chapter in 1931. At the end of that year, Laura and Almanzo demitted from the Chapter. Almanzo retained his membership in the Lodge. The exact reason for the demit is unknown, but it is quite possible that the financial strain they were under played a role. It was during this time that Laura’s attention also had turned to writing her childhood stories down. At age 65, Laura’s first book, Little House in the Big Woods, was published. The country remained deep in the depression, and it was during this period the Masonic Home would see its largest population growth. Five years later, the Home would build a nine-story brick Women’s Building to help alleviate the increasing need. Two years after the start of WWII, Laura’s final book in her series would be printed — These Happy Golden Years. This final book in the series was the story of Laura and her beloved Almanzo. Three years later, on October 23, 1946, Almanzo J. Wilder would pass away. Laura Ingalls Wilder passed away on February 10, 1957 in her home at Rocky Ridge Farm three days after she turned 90. Pieces of the timeline for the Masonic Home are placed into this article very intentionally. The Masonic Home would see incredible change during Laura’s lifetime. The Masonic Home would begin around the same time as Laura entered adulthood. The Home would see its greatest growth and change during her lifetime. The last building built on Delmar in St. Louis, opened the year after Laura passed away. Laura’s life would intersect with the Home through her work in her Chapter. The relationship between the Order of the Eastern Star and the Home would also grow and evolve in significant ways during this time. It seems appropriate to feature Laura right now during this time when there is so much illness, struggle and loneliness felt by so many. Laura’s life is a story of 18
Masonic Outreach
struggle, hard work and survival. It is a story of family, love and helping others during their time of need. She connected us through her writing to a time and place while reminding us of those things that are timeless. It is appropriate that this author of children’s books be placed in the gallery that features the Home’s children. We are honored to feature her in the Masonic Museum and would like to again thank the Laura Ingalls Wilder Historic Home & Museum in Mansfield, Missouri, for graciously loaning the Masonic Home a few precious items from her personal collection. Due to the COVID pandemic, the Masonic Museum is currently closed to visitors. We look forward to the day when we can all see each other again in person. Until that time, we encourage you to visit our website www.mohome.org/museum or maybe find a copy, dust off the cover, and reintroduce yourself to a time that was different but the stories are those of charity, faith, patriotism, education, family, and love. Teresa Lynn, Little Lodges on the Prairie, Freemasonry & Laura Ingalls Wilder, Tranquility Press, 2014. Stephen W. Hines, “I Remember Laura”, America’s favorite storyteller as remembered by her family, friends, and neighbors, Thomas Nelson Publishers, 1994. Grand Lodge of Missouri Proceedings & Grand Chapter Order of the Eastern Star Proceedings
THANK YOU
Thankful in 2020 Thank you to our donors and business partners for your support during this difficult year.
T
he beginning of 2020 seemed full of promise. The Masonic Home was looking forward to the golf tournament in the summer, with the Truman Club not far behind it in September. The Masonic Home’s new addition to its Veterans Program had taken off, and we were recognizing our Masonic Veteran’s across Missouri. By March, we were social distancing, and much of the country had shut down. The Masonic Home’s employees quickly transitioned to remote work, knowing that the needs of the membership were likely to increase during this difficult time. As we drew to the end of the fiscal year in June, it became apparent that the Masonic Home saw firsthand the impact of COVID. The Masonic Home decided to postpone the golf tournament to the fall, hoping it would be safer to hold the tournament. The financial assistance programs saw increases with the most dramatic increase in the Short-Term Assistance Program. As fall approached and the pandemic continued to wear on, the Truman Club Dinner looked less and less like a possibility. However, with the need for Masonic Home services on the rise and donations to the Masonic Home declining since March, we knew that canceling the event
Thanks to your support during this challenging and unprecedented year, as the event helped raise more than $28,000 for the Masonic Home Outreach Programs. was not an option. Therefore, the Truman Club Dinner took on a different look. On Saturday, September 12, over 60 guests gathered online for the first-ever Virtual Truman Club Event. Sponsored by Central Bank of Boone County and Central Trust Company, this virtual event was a great way to connect with our Truman Club members and recognize advancing donors. The event began with guest speaker, Carolyn Paris, a life-coach who shared insight into living richer, calmer and more fulfilling lives. After a short drink break, we moved into the more traditional part of the evening, where we recognized all donors who achieved a new level within the Truman Club this past year
followed by an update on the Masonic Home by Executive Director Barbara Ramsey. We are grateful to those who supported our event through their attendance and/or financial contribution. We saw several familiar faces who attended inperson events in the past and some new faces that were able to join us for the first time this year because it was virtual. Thanks to your support during this challenging and unprecedented year, as the event helped raise more than $28,000 for the Masonic Home Outreach Programs. Ultimately, we canceled the golf tournament for the safety of our staff, volunteers and golfers. We optimistically look forward to next year, hoping we will once again be able to see each other in person on the golf course and for our Annual Truman Club dinner. While donations have been down this past year, we understand that so many have been facing hardships and uncertainties. We are incredibly grateful to our generous donors for continuing to support us despite those uncertainties. It has been an unprecedented year with unimaginable struggles. The Masonic Home wants to remind all those who were able to donate this past year that each dollar donated went to direct financial assistance to our clients. Masonic Outreach
19
CLIENT SUCCESS
Notes of Appreciation After the loss of her husband, the Long-Term Assistance program was there to support Sister Betty Hurt. By Barbara Ramsey
T
he Masonic Home has two financial assistance programs for Missouri Masons and their wives, Masonic Widows and Missouri Order of the Eastern Star ladies — Long-Term Assistance and Short-Term Assistance. The Long-Term Assistance program is for older members that have outlived their resources. As the name implies, the assistance provided through this program can span many years. For some of our clients, the long-term financial assistance follows them through various transitions in their lives. Betty Hurt is an example of one of those long-term financial assistance clients. The Masonic Home’s Outreach caseworkers first met Cecil and Betty Hurt in 2006, living in St. Louis, Missouri. Cecil had been a minister, and Betty described herself as a loving minister’s wife and mother to their children. The love between the couple was obvious to anyone who saw them together. Cecil was 77-years-old when we first met them. He was struggling with Parkinson’s Disease and Alzheimer’s Disease. Betty was taking care of him, but the strain on
20
Masonic Outreach
her health was increasing as his diseases progressed. Ultimately, it was becoming dangerous for them to continue to live on their own without additional support. The Masonic Home of Missouri brought Cecil and Betty into the Outreach Programs, helping them move to an independent living facility in St. Louis. With the Masonic Home’s help, they made the move. Betty’s health would stabilize and improve with the reduction in stress. Sadly, Brother Hurt’s diseases were progressive, thus causing a continual decline. Toward the
end of 2009, Betty expressed concern to her caseworker that Cecil’s health was declining to a point that she was not sure she could continue to manage in the independent living facility. In addition, she had no family support in St. Louis to help her. She asked if it might be possible to receive assistance in a facility in Indiana closer to family. It was explained that due to Cecil’s 50-plus-years as a Missouri Mason, they would potentially qualify to receive assistance regardless of which state they resided. A request was taken to the Board of Directors for help in a new facility in Evansville, Indiana, which was approved. On June 13, 2011, Betty lost her beloved Cecil. Brother Hurt was so proud of his years of service to both his ministry work and Masonry. He had served as Grand Chaplain of Grand Lodge for 17 years. Betty and Cecil shared these two loves, as she said, “We enjoyed the Masonic life and the Eastern Star so much; it enhanced our lives and my husband’s ministry so much.” Betty transitioned to being one of the Masonic Home’s honored widows, and her financial assistance continued. Outreach staff was worried for a time that they would lose Betty too, but her faith, family,
CLIENT SUCCESS friends and the Masonic Home helped her cope with the loss. Dana Morgenthaler has been Betty’s caseworker for many years. She describes Betty as someone who “enjoys life, and she loves being around people.” Betty has a love of music. She used her skill playing the piano for years alongside her husband’s ministry, and she continues to this day playing for the other residents at the facility. Five days before her facility went into lockdown for COVID, Betty was able to celebrate her 90th birthday with her family. Since then, Betty has been more isolated due to the pandemic. When asked if she would like to be part of the Masonic Home’s pen pal program, she said yes. She recently expressed her appreciation to the Order of the Eastern Star for the care package that had just arrived from the Masonic Home, and she mentioned the beautiful letter from her new pen pal Orvella. Sister Betty Hurt is a cherished member of our Masonic Home family. The Masonic Home helps to support her, and that support extends well beyond just financial assistance. Her kind calls to caseworkers, sweet notes of thanks, and her sincere appreciation to the Masons and Eastern Star members reminds us all that what the Masonic Home does is not only important, but it is so greatly appreciated. For more information about the Long-Term Assistance Program, visit www.mohome.org or call the Masonic Home and speak to an Outreach caseworker at 800-434-9804. Masonic Outreach
21
AGENCY SPOTLIGHT
Pandemic Prompts Innovation Missouri’s Area Agencies on Aging providing connection, services to the state’s aging population.
F
or more than 35 years, Area Agencies on Aging provided vital services, programs, and information to millions of Missourians and their caregivers, including legal services, homedelivered meals, disease prevention and health promotion, transportation, public benefits counseling, senior centers, and inhome services. Your local community senior center is part of your AAA. Normally a hub of connection for seniors, these centers across the country are working hard to adapt to the COVID-19 environment. Many are offering curbside pickup for meals normally served at the center. Some are offering deliveries. More importantly, many of these centers are finding innovative ways to connect seniors to their peers. From exercise classes on Facebook Live to Zoom chats, senior centers remain a source of social connection. “In a way, this has inspired a lot of innovation for us that we will take into the future past COVID-19,” said Gerrod Allen, Regional Manager, Central Operations, WellMed Charitable Foundation. The Missouri Association of Area Agencies on Aging (MA4) was founded in 1973 to serve as a statewide advocate and resource for older Missourians. MA4 is 22
Masonic Outreach
comprised of the state’s ten Area Agencies on Aging (AAA), which were created under the 1973 amendments to the Older American’s Act of 1965. The 10 Area Agencies on Aging (AAA) provide a coordinated network of care in implementing statewide
initiatives, which are designed to help older Missourians maintain their independence and give them a voice in articulating their concerns and changing needs. Use the following directory for more information about the AAA that serves your community.
AGENCY SPOTLIGHT
AREA AGENCIES ON AGING LOCAL CONTACT INFORMATION Young At Heart Resources Michael P. Stopka, CEO Northwest Missouri Area Agency on Aging 809 N. 13th Street, P.O. Box 265 Albany, MO 64402 660.726.3800 | 888.844.5626 yahresources.org nwmoaaa@nwmoaaa.org Counties served: Atchison, Nodaway, Worth, Harrison, Putnam, Holt, Andrew, Gentry, Buchanan, Dekalb, Clinton, Davies, Caldwell, Grundy, Livingston, Sullivan, Linn, Mercer Northeast MO AAA Pam Windtberg, Executive Director Northeast Missouri Area Agency on Aging 815 N. Osteopathy Kirksville, MO 63501 660.665.4682 | 800.664.6338 nemoaaa.com nemoaaa@sbcglobal.net Counties served: Adair, Clark, Knox, Lewis, Lincoln, Macon, Marion, Monroe, Montgomery, Pike, Ralls, Randolph, Schuyler, Scotland, Shelby, Warren MARC James D. Stowe, PhD, Director of Aging & Adult Services Mid-America Regional Council 600 Broadway, Ste. 200 Kansas City, MO 64105-1554 816.701.8263 | 800.593.7948 marc.org marcinfo@marc.org Counties served: Platte, Clay, Ray, Jackson, Cass
Care Connection for Aging Services Diana Hoemann, Executive Director P.O. Box 1078 106 W. Young Warrensburg, MO 64093 660.747.3107 | 800.748.7826 goaging.org dhoemann@goaging.org Counties served: Bates, Benton, Carroll, Cedar, Chariton, Henry, Hickory, Johnson, Lafayette, Pettis, Saline, St. Clair, Vernon Aging Best Rebecca Nowlin, LPC – CEO (formerly Central Missouri Area Agency on Aging) 1121 Business Loop 70 E. Columbia, MO 65201 573.443.5823 | 800.369.5211 agingbest.org rnowlin@cmaaa.net Counties served: Audrain, Boone, Callaway, Camden, Cole, Cooper, Crawford, Dent, Gasconade, Howard, Laclede, Maries, Miller, Morgan, Moniteau, Osage, Phelps, Pulaski, Washington Aging Ahead Lisa Knoll, Executive Director 14535 Manchester Rd. St. Louis, MO 63011 636.207.0847 | 800.243.6060 agingahead.org info@agingahead.org Counties served: St. Charles, St. Louis County, Franklin, Jefferson SeniorAge Area Agency on Aging Starr Kohler, CEO SeniorAge Area Agency on Aging 1735 S. Fort Ave. Springfield, MO 65807 417.862.0762 | 800.497.0822
senioragemo.org hello@senioragemo.org Counties served: Barry, Christian, Dade, Dallas, Douglas, Greene, Howell, Lawrence, Oregon, Ozark, Polk Shannon, Stone, Taney, Texas, Webster, Wright Aging Matters Lana Johnson, Executive Director Southeast Missouri Area Agency on Aging 1078 Wolverine Lane, Ste. J Cape Girardeau, MO 63701 573.335.3331 | 800.392.8771 agingmatters2u.com lanaj@agingmatters2u.com Counties served: St. Francois, Ste. Genevieve, Perry, Iron, Reynolds, Madison, Bollinger, Cape Girardeau, Wayne, Carter, Ripley, Butler, Stoddard, Scott, Mississippi, New Madrid, Pemiscott, Dunklin Region X AAA Jennifer Shotwell, Executive Director Region X Area Agency on Aging 531 E. 15th Street Joplin, MO 64804 417.781.7562 aaaregionx.org jshotwell@aaaregionx.org Counties served: Barton, Jasper, Newton, McDonald St. Louis Area AAA David Sykora, Executive Director St. Louis Area Agency on Aging 1520 Market St. Room 4086 St. Louis, MO 63103 314.612.5918 | 877.612.5918 slaaa.org sykorad@stlouis-mo.gov Area served: St. Louis City Masonic Outreach
23
IN THE NEWS
Help in Times of Hardship Find assistance during the COVID-19 pandemic. By Tiffany Schmidt
W
ith the arrival of each new year comes an element of the unknown, yet perhaps more than ever in 2021. The COVID-19 pandemic has created a newfound need for relief, with millions of Americans suffering from unemployment or reduced pay cuts. In April The Census Bureau’s Household Pulse Survey was launched in an effort to track the effects of the COVID-19 recession in American households. As of December 2020, the Household Pulse
Survey reported that 85 million adults (36 percent of the country’s adult population) found it difficult for their household to cover typical expenses such as food, rent, mortgage payments, or medical expenses. If you or a loved one is struggling there are a number of state and national resources available to help.
UNEMPLOYMENT
If you are currently unemployed it is critical that you apply for unemployment through the Missouri Department of Labor and Industrial Relations. Once your application has been approved, to keep receiving benefits you must regularly provide proof of job search to continue receiving your benefits. For those who have gone back to work but have taken a pay cut or are furloughed, you may still qualify for unemployment benefits.
24
Masonic Outreach
HOUSING
Those who are struggling to make rent are protected under emergency rental relief programs, however many homeowners are still struggling to make mortgage payments. If you are close to defaulting on your loan the best thing to do is to speak with your lender. You may qualify for enrollment in deference or forbearance programs, or they may work to help you modify your loan payment.
INSURANCE
Loss of job often means a loss of insurance. Missouri offers MO HealthNet (Medicaid) for families in need of assistance. To enroll you must visit the Department of Social Services online and submit an application either online or by mail.
FOOD
Under the CARES Act, $13 billion is being provided for increased funding for food banks and pantries and SNAP assistance. For many families, SNAP is a viable option for providing meals. To apply for SNAP you must submit your application then complete an interview to receive food stamp benefits.
IN THE NEWS
Will COVID-19 Affect My Taxes? The 2021 tax season could be the most confusing yet. Understanding what your tax responsibilities may be can help you start planning for what you owe come April. If you received a stimulus payment it is not factored into your gross income and is therefore not taxable income. If you took out an early withdrawal of funds from your retirement plan or IRA the traditional 10% penalty is waived and you can repay the income over the next three years with no penalty per The CARES Act. If your payroll tax was deferred in 2020 that tax will be due unless forgiven. Unemployment benefits are taxable at the federal and sometimes state level. For those who received additional benefits due to the CARES Act, these Home office benefits are also taxable. deductions If you made a cash are not donation(s) of up to $300 eligible prior to Dec. 31, 2020, these for those donations become deductible working when filing taxes. from home Home office deductions are due to not eligible for those working from home due to COVID-19, COVID-19 however, they can be claimed by A) Those who are selfemployed, or B) Independent contractors. For more information regarding your individual taxes visit irs.gov or consult a tax professional or financial advisor. Due to increased online and telework, last year saw an increase in scams. In the coming months, a high level of online security will be necessary. Protect yourself from identity theft by taking certain precautions: create complex passwords, be diligent when sharing personal info, and monitor bank and credit card statements.
Resources
MISSOURI RESOURCES Find a Testing Site: health.mo.gov/ Missouri Public Health Dashboard: showmestrong.mo.gov/data/public-health/ Apply for Medicaid: mydss.mo.gov/healthcare Food Banks and Pantries: feedingmissouri.org foodpantries.org/st/missouri
NATIONAL RESOURCES Vaccine and Quarantine Information: cdc.gov/coronavirus/ Unemployment Resources: benefits.gov/help/faq/Coronavirus-resources Food assistance: usa.gov/food-help Housing Assistance: Fhfa.gov Housing and Rental Relief Information: hud.gov Masonic Outreach
25
Maintaining Mental Health and Wellbeing Manage feelings of anxiety and depression during the COVID-19 pandemic. By Tiffany Schmidt
S
ince the pandemic first began making its way through the states in March, the number of Americans experiencing new or increased levels of anxiety and depression has reached an alltime high. Data collected by Mental Health America through an online screening tool found that 19% of people in the United States are currently living with a mental health condition. The data showed that more than half a million individuals reported signs of anxiety and/ or depression from January to September 2020, with 26
Masonic Outreach
September as the highest month in severity. We are now in the thick of the winter months, a traditionally difficult season for many, this year with the added pressures of the pandemic. Social distancing measures coupled with reduced access to health care can make coping this winter particularly stressful. Managing physical, mental, and emotional stressors are especially important through the coming winter months. Protect the wellbeing of yourself and your loved ones by practicing coping techniques.
BE DILIGENT IN PROTECTING YOURSELF PHYSICALLY.
Handwashing and protective wear are, of course, a given, but now that outdoor gatherings are on hold, it is important to identify your tolerance threshold to social exposure. From there, you can set and maintain clear boundaries. Are you comfortable dining out? Hosting guests in your home? What is the maximum level of outside contact you are willing to have? With infection levels fluctuating daily, it is important to revisit this conversation regularly
HEALTH
Taking a drive or even a lap around your block can restore a sense of normalcy. with your partner, children or housemates. In doing so, you will set clear expectations and manage your anxiety prior to a triggering situation.
GIVE YOURSELF A MENTAL BREAK BY FINDING COMFORT IN ROUTINE.
Routine can be especially restorative in times of uncertainty. Many Americans have found themselves juggling new work and childcare restraints — often all within the home. Create small routines throughout your day to give yourself a sense of stability. In the morning, treat yourself to your favorite coffee. While working, be sure to take a break away from your workspace for lunch. If you are working from home, set clear timeframes for logging on and off. Serve your dinner at the same time each evening. Remember, cabin fever is real. It is okay to leave your home! It is important to get out into the “real world.” Taking a drive or even a lap around your block can restore a sense of normalcy.
PRACTICING AND EXPRESSING KINDNESS AND COMPASSION IS CRITICAL TO EMOTIONAL WELLBEING. Feelings of confinement, boredom or isolation can become your worst enemy. A sense of usefulness can restore your perception of purpose. Donating or volunteering your time to an organization can boost emotional well-being and can often still be done at home. For those who are tighter on time or funds, ordering a meal from your favorite local business is still a way you can support others while managing your needs. As we continue to navigate the daily challenges of life in a pandemic, it is important to maintain a sense of patience with ourselves and those around us. Our social interactions are already limited, so it is crucial that the engagements we do have are positive. In times of crisis, connection is critical. As the pandemic has developed video, phone, and text have become our main vehicles for person-to-person interaction.
Maintaining these forms of social connection through the coming months can provide critical support to those who need it most. It is important to remember that stressors and reactions vary widely from person to person. If you are having difficulty managing your mental health or are concerned for someone close to you, it is best to consult a medical professional.
Practical Resources Crisis Text Line Get rapid, free, and confidential counseling, by texting CRISIS to 741741 The National Suicide Prevention Lifeline Get crisis support at 1-800-273-8255 State of Missouri mo.gov/health/ mental-health/ Learn where you can get help in Missouri Mental Health America mhanational.org/ Learn wellness and coping skills through Mental Health America Masonic Outreach
27
FINANCIAL
Has COVID-19 Affected my Retirement? Financial planning for post-pandemic success. By Tiffany Schmidt
T
he COVID pandemic has personally and financially affected millions of Americans since its first wave swept the States last spring. In a survey conducted last September, the Pew Research Center found one in four adults found it difficult to pay their bills through the course of the pandemic, with a third of that number forced to make early withdrawals from retirement accounts. This hit to long-term financial planning spurred new conversations across households on how to meet retirement goals. The pandemic has created challenges to keeping retirement plans on track. Now is the time to revisit the strategy and take stock of your current assets. Doing this on a regular basis, specifically during times of uncertainty, ensures you always know where you stand.
HOW DOES MY RETIREMENT LOOK?
Retirement planning took a major hit due to the economic effects of the pandemic. Some were forced into early or unplanned retirement either due to layoffs or health concerns. Others were faced with the decision to postpone their upcoming retirement. 28
Masonic Outreach
For some, the worst-case scenario involved taking early withdrawals from retirement accounts. The 10% tax penalty for early withdrawal was waived under the CARES Act, prompting many to dip into savings. For those who took early withdrawals, creating a plan to replenish these withdrawals is essential. When evaluating your retirement, consider your options for income throughout retirement. Social Security, pension, 201k, IRA, employment, etc. According to the Social Security Administration, approximately 70 million Americans rely on this benefit as a type of guaranteed retirement income. While benefits can be claimed starting at 62, holding off can maximize your benefit check. If investments represent a portion of your retirement plan, when considering your portfolio, the best thing you can do is to stay proactive rather than reactive. Many advisors suggest staying in the market despite unexpected swings. This is admittedly easier when you have the benefit of time. Rebalancing your portfolio on a periodic basis is wise to ensure your asset allocation stays in
line with your strategy and risk tolerance, which will likely change as you near retirement. If you haven't reviewed this recently, now may be the time to take a look.
THE BUDGET IS KING
Maintaining your retirement plan is the best way to set yourself up for success. Ensure your budget includes contributions toward your retirement plan. Creating a spending plan that reduces discretionary spending can be a lifeline. While the coming months may bring additional setbacks, the second stimulus bill extends portions of The CARES Act, offering aid in the form of individual payments of $600. Reevaluating things like automatic payments, credit card usage and balance, subscriptions, and insurance policies may also help free up cash that can be put toward retirement savings.
DO YOU HAVE A CASH RESERVE?
The importance of an emergency fund became especially relevant as many families faced pay cuts, unemployment, or furloughs.
Financial advisors recommend saving an average of six to nine months of living expenses in cash or liquid investments that can easily be tapped. This can save you from needing to dip into your 401k when faced with emergencies or unexpected expenses. If you were forced to tap into your emergency fund or retirement account in 2020, instead of funneling your extra cash into savings, begin to create a plan to build it back.
MAKE THE MOST OF YOUR MORTGAGE
For many Americans, the largest investment they will make in their lifetimes is their home. Unlike most industries, the housing market took off as the pandemic swept the country. Rates hit historic lows, a trend that is poised to continue. For those considering downsizing, now may be the perfect time as 2021 is predicted to remain a seller's market. If not, request a mortgage checkup from your lender to see if
refinancing makes sense for your home loan. A refinance can help produce extra savings you can apply toward your retirement fund. While saving for retirement may not seem a priority during the pandemic, it is important to continue to work toward your retirement goals as much as possible. *When discussing financial planning, it is best to consult with your lender or financial professional on an individual basis. Masonic Outreach
29
MEET A MASON
Stanton T. Brown II Served as Vice President, President and Honorary Chairman.
Charity is a core belief of Freemasonry and great importance to all Masons. MWB Stanton T. Brown II is no exception, possessing what he describes as a “passion to be compassionate.” He states that his most rewarding experiences as a board member “would have been the monthly evidence of watching the people we helped. We were able to change the lives of those in need and make their daily routines a little more bearable.” MWB Brown recalls that when he first joined, there were no “outreach” programs. He takes pride in how the Masonic Home has grown to fit the needs of members as they have changed. He recognizes the importance of all Outreach Programs and the vital need they fill but, as a veteran himself, is especially pleased with the Veteran recognition program. Though his term has ended, MWB Brown intends to continue to volunteer whenever possible. His advice to new board members would be that they familiarize themselves with all the programs offered by the Masonic Home in order to better serve those in need. 30
Masonic Outreach
James Jeffers
Board Director, served on Finance, Outreach, and Administration Committees. After serving for over 25 years as a Masonic Home Representative, James Jeffers knows just how rewarding the work can be. So much so that he encourages all masons to serve as representatives and personally witness the significant impact the Outreach Programs have. His favorite is the Creating-A-Partnership program, which he describes as “a win for all: Lodges, communities, adults, and children.'' Looking back on his years of service, he fondly remembers a time they learned a little more about the building. “We were in an administration meeting when Barb Ramsey brought to our attention the 'secret compartments' located in the building that we were not familiar with. We all got a laugh about who or what was located there!" Along with serving on the board, Jeffers encourages members to fund the mission and programs so that the work can continue. In the future, he plans to act as an ambassador for the Masonic Home, attend the annual Truman Club dinner and golf tournament, and regularly donate to the great cause.
Jeffrey Quibell
Chairman of the Outreach Committee Jefferey Quibell, who has just completed four years of service on the Masonic Home of Missouri Board on the Outreach committee, finds that serving on the board is one of the most satisfying opportunities in Masonry. He states, “This is where we really see our obligations to each other come together”. A dual member of Corinthian Lodge #265 and Blue Springs Lodge #337, Quibell served as Master of Blue Springs Lodge #337 from 20152016. He plans to remain an active member in the future by serving as a Masonic Home Ambassador. He does not have a favorite among the Outreach Programs offered as they all serve an important role in assisting masonic families but notes that despite common misconception they serve short term needs as well as long term. Quibell views the Masonic Home as one of the best kept secrets in Missouri Masonry and advises new board members to “Dig in, learn about it (the Masonic Home), share what you learn with all of your masonic brothers, and be prepared to be astounded”.
BY THE NUMBERS
The Year of the Pandemic JANUARY 2 1, 2020
First confirmed cases COVID in the U.S. JANUARY 30, 2020
World Health Organization declares global health emergency. FEBRUARY 2020
First COVID death reported in U.S. MARCH 2020
Individual Giving declined by
44%
1
Virtual fundraising event held
ALL
fundraising events from March through August canceled.
Short-Term Assistance up by
135%
COVID in all 50 states. MARCH 2020
Social distancing and lockdowns take effect. MAY 2 7, 2020
U.S. reaches 100,000 deaths. SEPTEMBER 2 2, 2020
U.S. reaches 200,000 deaths. NOVEMBER 2020
U.S. reporting roughly one death per minute.
From 2018 to mid-2020 food insecurity DOUBLED for households with children.
Impact of COVID-19 pandemic…
14%
decline in Partnership Programs assistance Masonic Outreach
31
LET'S GET SOCIAL!
Like us on Facebook!