Masonic Outreach Summer 2017

Summer 2017 The Patriot Issue

Mission & History

MAIN CONTACT INFORMATION Masonic Home of Missouri 6033 Masonic Drive, Suite A Columbia, MO 65202

In 1875, MWB John C. Ralls presented the idea of “a ‘Home’ for the indigent widows and minors (orphans) of worthy (deceased) Master Masons… to be located in some suitable and healthy place.” Through the hard work of many, the Masonic Home incorporated in 1886 and opened the doors of the St. Louis Home to its first resident, a 12-year-old girl named Della Gale Farthing, in 1889.

The Home expanded into a full campus of service for indigent Masons and their families. The Masonic Home opened the Western Unit in Kansas City in 1986.

In 1991, the Board of Directors made the difficult decision to close the St. Louis facility and relocate the residents living there. But also in 1991, the Board created the Outreach Program, a financial assistance program that could reach qualified individuals in their communities.

In 2011, the Board of Directors also sold the Western Unit to focus 100 percent of its efforts on the Outreach Programs.

Outreach expanded from one program to 10, each satisfying a slightly different need throughout the Masonic Family. Three provide financial assistance to Masons, their wives or widows, ladies of the Eastern Star, and their dependent children. Three Partnership Programs partner with lodges and chapters throughout the state to provide for needy children, help their fellow brothers and sisters with a project, help send veterans on Honor Flights, and give care packages to active military. The final four programs are non-financial, serving the membership through financial education, honoring Masonic widows and veterans, and providing information on community resources.

We encourage you to check us out on our website at www.mohome.org, give us a call at 800-434-9804, or stop in and tour the Masonic Museum at the Masonic Complex in Columbia.

573-814-4663 Phone 800-434-9804 Toll Free 573-814-4660 Fax

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Website: www.mohome.org Masonic Complex hours: Monday through Friday, 8:30 a.m. to 5:00 p.m.

Closed for state and federal holidays Executive Director Barbara Ramsey bramsey@mohome.org | Ext. 209 Director of Finance & Fund Development Jodi Blake jblake@mohome.org | Ext. 212 FUND DEVELOPMENT Truman Club & Vincil Society, Courtyard Paver Stones, Penny-A-Day, General Donations Julie Kirchhoff, Annual Giving Officer jkirchhoff@mohome.org | Ext. 230 Legacy Society, Planned Giving, Major Gift Donations Jackie Walters, Major Gifts Officer jwalters@mohome.org | Ext. 214 MASONIC HOME PROGRAMS Long-Term & Short-Term Financial Assistance, Children’s Outreach Dana Morgenthaler, Financial Assistance Caseworker danam@mohome.org | Ext. 211 Debbie Summers, Financial Assistance Caseworker dsummers@mohome.org | Ext. 219 Financial Education Carly Dibben, Accredited Financial Counselor cdibben@mohome.org | Ext. 217 Creating-A-Partnership (CAP) & Partnering To Honor (PTH) Letitia “Tisha” Woodard, Partnership Coordinator twoodard@mohome.org | Ext. 210 Widows & Veterans Programs, Masonic Family Cares Program Chantana Irvin, Masonic Family Cares Coordinator cirvin@mohome.org | Ext. 239 Museum & Masonic Complex Calendar Michelle Phillippe, Administrative Office Coordinator mphillippe@mohome.org | Ext. 213

CONTENTS

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26 On the cover: A portion of the painting George Washington Laying the Cornerstone of the National Capitol, 18 September 1793, painted

by Allyn Cox for the George Washington Masonic National Memorial in 1952. For a full view of the mural, see page 26, and visit the Masonic Museum in Columbia.

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Executive Director Notes Giving to the Masonic Home of Missouri Golf Tournament Thank You Masonic Home Success Story: Julia Neal Program Spotlight Your Guide to Veterans’ Funerals Identifying Predatory Lenders Know the 10 Signs of Alzheimer’s Disease Planning for Your Loved One’s Hospital Discharge What Is Media Literacy?

Museum Moment: Symbols of Patriotism Spotlight On Missouri Masons What’s in the Numbers?

Upcoming Events Save the Date: Truman Club Dinner

EXECUTIVE DIRECTOR NOTES

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s we celebrate July 4, it seems fitting to recognize and honor those who fought for our independence, along with the beloved symbols of our freedom. George Washington is an exemplary figure for both the man he was and the symbol he has become — to our country and to Masonry.

The cover of this magazine pays tribute to the Mason who led our country during the Revolutionary War, was elected unanimously to be our first President, and took his oath of office on a Masonic Bible. During his second term as president, Washington led the Masonic procession and presided as Grand Master, pro tem, for the cornerstone laying at our nation’s capital. The Masonic Home proudly displays a replica of the mural depicting the event in the Masonic Museum.

This publication of the Masonic Home of Missouri provides us an opportunity to share the stories of your Masonic Home. Some of those stories, like Washington’s, are found in the Masonic Museum, which celebrates the history of Masonry and the Masonic Home of Missouri. Some of those stories are of the lives we touch through our outreach programs, like Julia Neal, who had the courage to share her story with all of us so others might know help is out there.

The Masonic Home of Missouri continues to evolve, and this publication is another example of that evolution. As we continue to explore new ways to communicate our message, we look forward to your feedback about this magazine. If you’re a Missouri Mason or Missouri Order of the Eastern Star member, we hope you’ll share these stories with those who don’t already know the great work your charity is doing!

This is our last publication before Grand Lodge’s Annual Communication and Grand Chapter’s Annual Session. I would like to say a very quick thank you to our Grand Master Richard L. Smith and Worthy Grand Matron Nancy Lane. Last year, as Masonic Home Board President, GM Smith issued a challenge to WGM Lane — would the OES membership consider supporting the Masonic Home through Penny-a-Day? The answer was a resounding, “Yes!” In addition to the much appreciated financial

Mission Statement

support, it also helped create a dialogue about why you ought to support the Masonic Home and the good work we’re doing. The Masonic Home no longer has facilities, which might be confusing for some people, but we’re helping more people more cost effectively than ever through our outreach programs — and they get to stay in their own communities. That means a lot to folks. Just ask Julia Neal (see page 8).

Please check out the Events page at the end of this magazine, as we have many important events coming up soon, including an open house to be held on Sunday prior to Grand Lodge Annual Communication. The museum will be undergoing renovations this summer, and we’re very excited to share some of the new displays with everyone. If you have any questions about the various events, please do not hesitate ask — and we can’t wait to see you in September!

Barbara Ramsey, Executive Director

To assist eligible adults and children in need by practicing the principles of Freemasonry.

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GIVING

Making an Impact During Fiscal Year 2016, the Masonic Home touched the lives of almost 21,000 individuals, providing over $1.2 million in financial assistance across the state through the Outreach Programs.

For Fiscal Year 2017, we are on track to provide over $1.3 million in assistance! Be on the lookout for our 2017 Annual Report to be published in September with all the details.

How did we help 21,000 people?

Who were these people? Exactly what did we do with $1.2 million? We love telling our story. These people were Masons, widows, Eastern Star ladies, veterans, and children all across the state. It is very likely that we have helped someone right there in your community. We’ve helped Masons, widows and Eastern Star ladies with normal living expenses, allowing them to stay in their home or assisted living facility as long as they can. We helped with mortgage payments when people fell behind.

We helped them learn the skills to stay caught up, too. We helped with hearing aids and glasses and dental work and medical bills. We helped provide needy children with school supplies, shoes, winter coats, and food over the weekends. We helped send veterans on Honor Flights to visit their memorials in Washington D.C. We helped communities send care packages to active military stationed all over the world.

How can you help? Your financial support will help us in carrying out our mission, reaching more and more people each year! Take a look at the options and please consider a gift that can be used to help

thousands of people this year, right here in Missouri.

WAYS TO GIVE

Use Your Checkbook Please make your check payable to the Masonic Home of Missouri and mail to 6033 Masonic Dr., Ste. A, Columbia, MO 65202.

Give Online Support the Home through online giving at www.mohome.org.

Receipts for all online giving will be emailed to you immediately and you will have access to re-print receipts for tax purposes by logging back into the online system at any time.

Schedule a Reoccurring Gift Schedule a reoccurring gift online or give us a call.

Corporate Programs Each company is different, so check with your employer (or former employer, because retirees qualify too) and see if they offer one of these types of corporate giving programs: Matching Gift, Volunteer Grant, or Annual Stipend.

Matching Gift A program in which companies match donations made by employees, spouses, or retirees.

Check with your company when making a donation to your charity, they just might match your gift and double your donation.

Volunteer Grant A monetary gift made to a nonprofit as a way to recognize employees who volunteer with the organization.

The average volunteer grant is for $10 to $15 per hour volunteered by a company employee.

Annual Stipend A set dollar amount an employee can allocate to a nonprofit of their choosing; does not require employee to make a gift or volunteer their time for the organization.

Retail Programs Many online retailers, grocery stores and restaurants donate a percentage of purchases to the charity of the buyer’s choice.

When shopping online or instores, inquire if they have such a program and take advantage of it.

Some such retailers are Amazon, Dillons, Gerbes, and Bakers.

Leave a Lasting Impression Engrave a granite stone in our Square and Compass Courtyard.

Hit the Links with Us Participate as a player or a sponsor (or both) in our annual Charity Golf Tournament. This event supports the Home’s partnership programs such as Creating-A-Partnership and Partnering to Honor.

Leave Your Legacy Remember the Masonic Home in your will or other estate plan. Let us know about it and you can join our Legacy Society. Call Jackie at 800-434-9804.

Give a Major Gift Work with our Major Gifts Officer to determine a project that would be a good fit for you. Call Jackie at 800-434-9804.

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THANK YOU!

15th Annual Masonic Home Charity Golf Tournament The 15th Annual Masonic Home of Missouri Charity Golf Tournament was to be held on May 1 at the Columbia Country Club, but due to weather was moved to June 12.

All proceeds support the Masonic Home Partnership Programs. Last fiscal year, the lives of nearly 12,700 children, veterans, and active military were touched through these programs.

The tournament had a luau theme, including leis, pineapples, palm trees, mai tais, and other treats on the course. Thank you to all who registered to play or volunteer this year and were flexible with the rescheduled date. We look forward to you joining us next year!

We would also like to thank the following sponsors for their support:

Tournament Sponsors Central Bank of Boone County Central Trust Company Boxed Lunch Sponsor Just Jeff’s Flat Branch Home Loans Golf Cart Sponsor Williams-Keepers, LLC

Drink Cart Sponsors Bob McCosh Chevrolet Buick GMC Cadillac Masonic Home Board of Directors Award Sponsor Collegiate Awards

Hole-In-One Sponsor Billiards on Broadway

Golf Ball Sponsor Lanit

Game Hole Sponsors Alarm Communications Bob McCosh Chevrolet Buick GMC Cadillac Clinton Lodge No. 548 Corinthian Lodge No. 265 Gardenville-Cache Lodge No. 455 Hillyard Missouri River Monument O’Sullivan Lodge No. 7 Steve’s Pest Control Hole Sponsors Alice K. Leeper, RE/MAX Boone Realty All About Signs and Shirts Ameren Bilt-Rite Buildings Boone County Lumber Boone Electric Cooperative Brown Printing

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Custom Cut Lawn Care Fraternal Lodge No. 363 Granite Lodge No. 272 JD Lee and Son Funeral Home Joe Machens Dealerships Linn Creek Lodge No. 152 Mid America Land Services Inc, Mark Robb Modern Litho Roy Cary Livestock and Machinery Stephanie Wilmsmeyer, State Farm Summit Lodge No. 263 Table Rock Lodge No. 680 The Insurance Group Timberline Custom Cabinets Troy Lodge No. 34 Veterans United Home Loans Village of Bedford Walk Webster Groves Lodge No. 84 Friends of Outreach Billings Lodge No. 379 Gate of the Temple Lodge No. 422 Herculaneum Lodge No. 338 Mechanicsville Lodge No. 260 Neosho Lodge No. 247 United Lodge No. 5 Vandalia Lodge No. 491 Wentzville Lodge No. 46 Additional Supporters Arena Liquor Boone Olive Oil Company William and Phyllis Bowser BT Services Casey’s General Store Club at Old Hawthorne Coca-Cola Coley’s Columbia Country Club Columbia Mall Como Smoke and Fire

Country Club of Missouri D&H Drugstore Drury Inn Eagle Knoll Golf Course Jim and Lindy Ford Amber Friedli, Thirty One Gerbes Supermarket Glenn’s Café Grand Cru Joe and Barbara Henderson Holiday Inn East Holiday Inn Executive Center HoneyBaked Ham Co. Hooter’s Hot Box Cookies Hy-Vee Isle of Capri Jersey Mike’s Subs Jimmy John’s Gourmet Sandwiches Kansas City Chiefs Kansas City Royals Kansas City Zoo Denise Larkin, Arbonne Lucky’s Market Lutz’s BBQ Charlie and Vicki Lynch Macadoodles Jim and Yvonne McManigle MFA Oil Company Midway Golf Complex Missouri Botanical Gardens Moser’s Mount Hope Lodge No. 476 Nauser Beverage Noodles and Company

Paint the Town Panera Bread Jonathan and Michelle Phillippe Jeff Quibell QuikTrip Dave and Kathe Ramsey Rio Grande Mexican Restaurant St. Louis Cardinals Sam’s Club John and Rose Schloot Stoney Creek Inn Strange Donuts Sydenstricker Target

Taxi Terry’s Texas Roadhouse The Jewelry Connection The Magic House The Pasta Factory Tropical Liqueurs Visiting Angels Younique Course Activity Sponsors Andy’s Frozen Custard Belfor Property Restoration Billiards on Broadway Culligan of Mid-Missouri Masonic Home of Missouri Staff

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SUCCESS STORY

Put Your Pride in Your Pocket The Masonic Home helped a Linneus woman maintain her independence

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bout 40 years ago, a woman in Julia Neal’s Order of the Eastern Star Chapter in Meadville, Missouri had to sell her home and relocate to the Masonic Home in St. Louis due to a health issue. Julia watched her friend make a difficult decision many seniors are forced to make.

While she received excellent care in St. Louis, “she was a loving person but she was shy too, and to go that far away from her community and start a new life — not knowing anybody was a big step for her,” Julia says.

The woman was a small town person through and through, Julia says. Going from a town of 300 people to the big city was a tremendous change.

“It was a big, life-altering [experience],” Julia says. “She had to mull it over for quite some time before she made the decision to do it, but she just didn’t really have a choice. She was going to have to do something.”

Julia visited the woman in St. Louis, and she even had the opportunity to see the stained glass in the chapel there that is now on display at the Masonic Complex. It inspired Julia to see how the Masonic Home helped her friend adjust to the move.

She never forgot the woman’s experience and the care she received. When Julia was faced with her own challenges after her husband, Jim, passed, Julia also turned to the Masonic Home.

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A Natural Caregiver Julia has lived in the Linneus, Missouri area for 60 years, and in addition to being a mother to four, grandmother to 10, great grandmother to 11, and great-great grandmother to two, she has a passion for volunteering. She’s a certified disaster relief volunteer through the Missouri Baptist Association and plans to travel to serve those affected by disaster.

Julia volunteers six days a month at Pershing Memorial in Brookfield, Missouri, where she makes beds, cleans rooms, assists visitors, and works in the gift shop. She loves the people she works with there, and she doesn’t mind working hard.

“I’m the kind of person that doesn’t like to sit,” Julia says. “And if there’s something I see that needs to be done and I can do it, why not?”

After a lifetime of serving others, Julia found herself in a challenging situation after Jim passed away in 2015.

“Julia found herself in the circumstance that many widows find themselves in,” says Debbie Summers, BSW, Masonic Home Financial Assistance Caseworker.

“They were getting two social security checks, and when her husband passed away in July 2015, that’s when she began to have financial issues. She’s very wise with her money, lives very modestly, so it’s nothing that she did. It’s just life circumstances.”

Julia was referred to the Masonic Home by a Missouri Master Mason who had expressed concern that

Julia could no longer afford to live in her own home.

“Whenever you’ve been raised like I was, it’s hard to ask for help, and I never thought I would,” Julia says. “But, tough times. My kids kept saying, ‘Mom, you need to do this.’ And I guess, in a way, pride kind of kept me from it because it seemed like there’s a stigma.”

She began working with Debbie and the Masonic Home, and it has allowed her to stay in her home.

“Julia is a perfect example of how successful our long-term financial assistance program can be,” Debbie says. “Many people are living in their own homes just like Julia, and they can make it if they just get a little bit of financial help.”

A Helping Hand The Masonic Home’s long-term financial assistance program provides eligible seniors with financial assistance to remain in their homes or assisted living facilities. Assistance can be monthly or in the form of one-time payments toward items such as medical bills, hearing aids, or dental work.

Recipients must be a Missouri Master Mason, a wife or honored widow, or a female member of the Order of the Eastern Star in good standing.

Julia says working with Debbie and the Masonic Home has been a wonderful experience full of compassion, concern for her wellbeing, and respect.

Julia Neal Masonic Outreach

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SUCCESS STORY “I just want people to know that the Masonic Home does wonderful things and all you have to do is ask,” Julia says. “Widows, we don’t want to have to ask for help. But there’s help out there, and so you should ask, because they treat you really, really nice. They don’t look down their noses at you or anything. It’s a good thing.”

In Masonic Home’s 2016 fiscal year, the Home provided $824,828.36 in monthly financial assistance to 53 clients living in facilities throughout the state of Missouri and three clients in facilities in other states. The Masonic Home also provided $20,873 in monthly assistance to enable six clients to remain in their homes.

Julia’s husband was a Mason for 42 years, a member of Jackson Lodge No. 82. Julia has been a member of the Order of the Eastern Star for 42 years. She initially became a member because of her husband’s Masonic membership and stayed because of the service

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and the family she found there.

She’s served as Worthy Matron twice, Conductress, Associate Conductress, Associate Matron, Chaplain, and all the Star Points.

Today, Julia is a member of Florence Chapter #124.

Julia wants to get the word out to her community that the Masonic Home offers financial assistance.

“I thank Debbie all the time, and I hope she’s relayed that to the Masons. Because I was brought up to say please and thank you, so I think that’s a small thing to do for all the things they’ve done for me.”

Debbie says she wants individuals to reach out to the Masonic Home when it starts to become difficult to afford everyday things like groceries and other essential items. Julia emphasized that asking for help early can keep you from asking for help after it’s too late.

“It’s no use being stubborn and getting yourself in worse shape and having to maybe be forced into selling your home because you’ve been so stubborn to not ask for help,” Julia

says. “Please don’t wait until you’re in that position, because you’ll never be able to dig out of it if you do.”

For Julia, the assistance means staying near her children and grandchildren who still live in the area. It’s human nature to want to be at home, she says, close to family and friends while staying independent. The Masonic Home helped her keep that.

“I want to get the word out that there’s help out there,” Julia says. “Put your pride in your pocket and accept. Because it’s a wonderful feeling to be able to meet your obligations.”

How to Apply:

• Notify your Lodge’s Masonic Home Representative • Contact the Masonic Home of Missouri at 800-434-9804 • Fill out the initial application and mail it to the Masonic Home of Missouri • For more information, visit www.mohome.org/long-termfinancial-assistance-program

PROGRAM SPOTLIGHT

We Are Where You Are The Masonic Home adapts Outreach Programs to meet changing needs.

By Rachel Thomas “One of the sweetest as well as one of the dearest of all words in our language is ‘HOME.’ Around it and about it are entwined the tenderest emotions of the human heart.” – Past Grand Secretary John D. Vincil, 1890.

HOW IT ALL STARTED The Masonic Home of Missouri has constantly adapted over the past 128 years to address the changing needs of its members. Though the Home started as just that — a physical home — today the organization is much more.

The Masonic Home, opened in St. Louis in 1889, began as an orphanage and place of refuge for children and widows of Missouri

Master Masons. At its inception, the property included a mansion, barn, and orchard. At the time, there were no governmental assistance programs like Medicare, Medicaid, or Social Security, so the Masonic Home continued expanding to help those in need as new resources arose. Eventually, separate quarters were provided for children, widows, and the elderly. A chapel, a hospital, and even a swimming pool for the children were built to accommodate all needs on-site.

Up until the last child left in 1981, the Home’s orphanage served as a residence for more than 900 children. In 1986, the

Masonic Home built the Western Unit, an assisted-living facility in Kansas City, to push their efforts statewide. But a few years later, after a century’s worth of operation, the St. Louis property was sold in 1991, and 20 years later, the Masonic Home sold the Western Unit as well. They could see that more and more people wanted to stay in their communities than move to the Home. Thus, the Outreach Program emerged as the St. Louis property closed.

“You no longer have to come to us,” says Barbara Ramsey, Masonic Home of Missouri’s Executive Director. “We come to you.”

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PROGRAM SPOTLIGHT

Group of children in front of the Masonic Home in St. Louis circa 1890s

Though there is no longer a physical “home,” the meaning of the organization’s name still stands.

“We ended up keeping our name in part because we still are a home — we’re just your home,” Ramsey says. “Instead of being a building you go to, it’s your actual home, wherever that is.”

Today, the Masonic Home follows their mission through 10 unique Outreach Programs.

These programs not only provide financial assistance, but also provide resource-based assistance to families, children, widows, and veterans and create partnerships with Missouri lodges and chapters.

FINANCIAL ASSISTANCE

Danielle Roeder and her mother

Moberly Lodge No. 344 participating in Partnering To Honor Program 12

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In 2001, the Masonic Home’s Outreach Program started by providing financial assistance to Missouri Master Masons, their widows, and female members of the Order of the Eastern Star. The Home currently provides Longterm, Short-term, and Children’s financial assistance programs.

The Long-Term Financial Assistance Program exists to help seniors remain in their homes, apartments or preferred independent living or assisted living facility. This program can provide monthly assistance, but it can also provide single payments for expenses such as dental work, medical bills or hearing aids (For an example of how this program can benefit people, see page 8).

The Short-Term Financial Assistance Program helps younger members, their wives or widows, and female members of the Order of the Eastern Star when unforeseen hardships arise. This assistance is usually a single payment that can go towards medical bills or utilities, but limited monthly assistance may be available for situations that last no more than six months.

In 2003, 4-year-old Danielle Roeder’s parents requested assistance from the Masonic Home. Danielle had medical needs that required special adaptive medical equipment not covered under her parents’ insurance.

The Masonic Home had not had any children-centered programs since the Home’s orphanage closed in the 1980s.

Danielle’s need was incredibly specific and unique compared to the expenses usually covered by the long-term and short-term financial assistance programs.

“The very first child of the Home was a little girl — it’s not the parents that need our help, it’s the little girl. Danielle was the realization that we could help kids again,” Ramsey says.

Because of Danielle, the Children’s Financial Outreach Program was created and the Masonic Home recommitted to a core piece of their mission: helping children. Today, this program provides financial assistance to children of Missouri Master Masons and Order of the Eastern Star members and can assist with expenses like medical care.

Masonic Home of Missouri Timeline of Important Events: RESOURCE-BASED ASSISTANCE The resource-based assistance programs are currently some of the Masonic Home’s most underutilized programs. These are non-financial assistance programs that include recognizing and honoring Masonic widows and veterans, along with help like financial education and social services program.

The Widows Program honors widows of Missouri Master Masons and serves as a reminder that they are always a part of the Missouri Masonic family. The Masonic Home honors a widow by sending her the Widows Pin, cards, issues of Masonic Outreach magazine, and her husband’s Masonic record, if she ever needs support from the Masonic Home.

The Veterans Program, modeled after the Widows Program, is one of the Masonic Home’s newest. The program was inspired by a Grand Master who during his Grand Master’s Area Meetings would recognize a different veteran and share his story. Then all those who had served or were currently serving were asked to stand to be recognized. Many in attendance would rise, as the rest of the room would erupt in applause as a sign of gratitude for their service.

1889 The first resident, a 12-yearold girl, moves into the Masonic Home in St. Louis.

1981 The last child leaves the Masonic Home in St. Louis, and the orphanage closes.

1986 The Western Unit, an assisted living facility in Kansas City, opens.

1991 The St. Louis property is sold and the Outreach Program begins providing financial assistance.

2002 Social Services Program creates, maintains, and provides a directory of statewide social services programs.

2003 Children’s Outreach

Program and the Creating-aPartnership Program are created.

2010 The Masonic Home creates a special Widows Pin and Widows Card to recognize and honor Masonic widows.

2011 The Western Unit in Kansas

City is sold and the Outreach Programs are redefined. The financial assistance program is broken into “Long-Term Financial Assistance Program” and “Short-Term Financial Assistance Program.” The Masonic Family Cares Program is created.

2012 The Financial Education Program is created.

2015 The Partnering-to-Honor Program and Veterans Program are created.

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PROGRAM SPOTLIGHT “There’s such a strong connection between the fraternity and that service component. It felt like we were missing a group to say thank you to,” Ramsey says.

And hence, the Veterans Program was created in 2015 to recognize Masons and Eastern Star members who have served the country.

The Veterans Program recognizes Masonic veterans by sending them a special veteran lapel pin as a token of appreciation. The program also sends them special mailings to thank them for their service, such as on Armed Forces Day. The Social Services Program was created in 2002 to help families understand the resources that are available to aid them in making decisions for themselves and their loved ones. This program can help navigate assisted-living options, for example, or VA benefits, Medicare, and Medicaid. Though this program does not have a financial component, it is a free resource to help make the navigation of resources and information easier.

In 2012, the Financial Education Program was created to help Masons and their families through consultations that focus on their financial needs. Topics include budgeting, debt management, setting financial goals, and more.

The Masonic Home’s financial

LEARN MORE

counselor can also provide free group presentations for lodges and chapters upon request.

PARTNERSHIPS The Masonic Home has partnership programs that help the Missouri Masonic community strengthen connections with its members in need. These programs include Masonic Family Cares, Creating-A-Partnership, and Partnering to Honor.

Through the Masonic Family Cares Program, the Masonic Home helps bridge a member in need with their lodge or chapter.

“The Masonic Family Cares Program is what I often call ‘Masons doing what Masons do,’ which is help each other,” Ramsey says.

The Masonic Family Cares Program can have financial components — for example, a lodge may have a member who needs a ramp to enter his home on his wheelchair. The lodge can request financial assistance for the project from the Masonic Home.

The Masonic Home would provide the funding for the materials and the lodge would build the ramp.

This program can also have non-financial components. If, say, a widow of a Mason needed help cleaning her gutters, the Masonic Home could contact her lodge and help coordinate members to help.

The Creating-A-Partnership Program, or CAP, is a financial assistance program the Masonic Home offers to lodges and chapters to help children in need within their communities.

Lodges have requested funding for a buddy backpack program to purchase backpacks and food for schoolchildren in need.

In 2015, the Masonic Home started one of the newest programs, Partnering to Honor.

It’s modeled after Creating-APartnership, but with a specific focus on veterans and those who are currently serving. The program was inspired by a lodge that paid for their Masonic veterans to visit their memorials in Washington, D.C. via an Honor Flight. Partnering to Honor will match funds between the Home and Missouri lodges and chapters to help pay for their veterans’ Honor Flights.

Partnering to Honor also assists lodges and chapters in creating and sending care packages to active duty members. For Partnering to Honor or CAP, the Masonic Home can match up to $10,000 per lodge or chapter each fiscal year.

Help the Masonic Home of Missouri no longer be known as Missouri’s “best kept secret” — spread the word about these incredible resources. If you or someone you know could benefit from the Masonic Home’s Outreach programs, you can reach someone to help at 800-434-9804 or visit their website at www.mohome.org for more information.

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VETERAN FUNERALS

A Military Funeral for Veterans Requirements, who to ask, and what to expect.

By Dana Morgenthaler, Financial Assistance Caseworker Many Masons are also veterans, and are entitled to military honors at their funeral. Special thanks to The Missouri National Guard and Kenneth Swearengin, SMSGT, USAF Ret., Cemetery Director for the Missouri State Veteran’s Cemetery in Bloomfield and a member of Dexter Lodge No. 532, who provided the following information.

Many families still don’t know that, since January 1, 2000, every armed forces veteran and member

on active duty or in the active reserve has had the right to be buried with patriotic flourishes provided by a military honor guard. With the signing of the National Defense Authorization Act on that date, military funeral honors became a statutory benefit to all veterans.

The law requires that, upon the family’s request, every eligible veteran is entitled to receive a Military Funeral Honors ceremony

to include folding and presentation of the United States burial flag and the sounding of “Taps” at no cost to the family.

The Missouri Military Funeral Honors Program is a cooperative effort between the Missouri Army and Air National Guard, active components of the Army, Navy, Air Force, Marines, and Coast Guard, Veterans Service Organizations, and funeral directors.

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VETERAN FUNERALS WHAT ARE MILITARY FUNERAL HONORS? Military Funeral Honors are the ceremonial paying of respect and the final demonstration of the country’s gratitude to those who, in times of war and peace, faithfully defended our nation. The ceremony consists of three distinct parts: firing detail or three round volley, “Taps,” and the folding and presentation of the flag. Military Honors may be requested with all three parts of the ceremony, only a specific part, or none at all, and they’re requested by the funeral home with a State Military Honors Request Form and a copy of the individual’s DD 214 or comparable document.

The flag, as with Military Honors, is requested by the funeral home if the next of kin or responsible individual requests that a flag be presented. The funeral home completes the flag request form along with a copy of the deceased veteran’s DD 214, and the post office then issues the flag.

Military Honors are scheduled through the Military Honors Program under the operational control of the Missouri Adjutant General and the Missouri National Guard.

The Missouri MHP Office will coordinate with the appropriate branch of service to ensure that a flag folding detail from the deceased veteran’s branch is present at the funeral, as requested by the family. They will also assign a trained and certified Veterans Service Organization, or VSO, to act as the volley firing party. A bugler will be present, either with the flag folding detail or as a member of the firing party. In most situations, the bugler performs with a digital bugle. There 16

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are rare instances where a live bugler is available, in which case “Taps” is performed with a live bugle. The not-for-profit organization Bugles Across America will even provide a uniformed bugler to play a live rendition of “Taps” in recognition of the service these veterans have provided to their country. The complete statutory benefit can be found at DD214.com.

It is advisable for each veteran to complete a pre-certification of eligibility application with the cemetery of their choice.

According to Brother Kenneth Swearengin: “In some situations, a funeral home is not involved with scheduling the interment, such as when the family is in possession of the remains and a funeral home will not be accompanying or attending the service at the cemetery. In those cases, the family or next of kin will coordinate with the cemetery and the cemetery will complete the request for Military Honors as requested by the next of kin or responsible individual. In no case will a veteran be interred without ensuring the wishes of the family are complied with. As with military honors, the cemetery may complete the form and request issuance of a flag if no funeral home is to be present or involved with the interment, and the cemetery will ensure that the

wishes of the next of kin or responsible individual are complied with.”

Active duty members and military retirees are entitled to additional honors. Military Funeral Honors and flags are provided at no cost to you or the funeral director.

WHO CAN RECEIVE MILITARY FUNERAL HONORS? Deceased active duty, Guard, and Reserve members; military retirees; and veterans who served at least one term of enlistment and separated under honorable conditions are eligible for Military Funeral Honors.

WHAT IS SAID DURING PRESENTATION OF THE FLAG? On April 17, 2012 the Secretary of Defense directed the Department of Defense to start using the following standardized verbiage: “On behalf of the President of the United States, the United States Army, the United States Marine Corps, the United States Navy, or the United States Air Force, and a grateful nation, please accept this flag as a symbol of our appreciation for your loved one’s honorable and faithful service.”

Brother Swearengin also provided information specific to Missouri State Veteran Cemeteries: “The Missouri Veterans Commission operates six State Veteran Cemeteries. At the present time, interment in any of these cemeteries is free of charge. Interment may be in a casketed gravesite, an in-ground cremation site, or cremation placement in a personal niche in a Columbarium wall. Eligibility for

interment in a State Veteran Cemetery requires completion of a required period of service, served in ‘Under Other Than Dishonorable Conditions,’ and is determined by an applicant providing the DD Form 214 or equivalent to the State Cemetery of their choice for review and approval. Should the cemetery director not be able to approve the request, the form will be submitted to the VA National Cemetery Administration Eligibility Office for their review.

“An eligible veteran’s spouse or dependent child is also eligible,” Swearengin continues. “The forms needed to establish eligibility for a spouse is the marriage certificate; a child may be eligible until their 21st birthday if they have never been married and may be eligible until their 23rd birthday if they are attending formal education. Handicapped children may be eligible for longer periods and require more documentation for proof of dependency. These forms may be gathered at the time of need and presented to the cemetery at that time; however, it is advisable for each veteran to complete a pre-certification of eligibility application with the cemetery of their choice. The cemetery will complete the pre-approval process and maintain the records on file in case the need ever arises to inter the veteran, spouse, or dependent child. Pre-certification does not obligate the veteran or dependents in any way, but rather decreases the stress on the next of kin at a very trying time. It is highly recommended that veterans should contact the cemetery of their choice and complete the

requirements for pre-determination of eligibility.”

Services at all Missouri State Veteran’s Cemeteries are conducted at a Committal Facility with honor and dignity being the foremost objective of the ceremony.

WHAT ABOUT MASONIC RITES? “The five operational cemeteries have only one Committal Facility each available for interment services,” Swearengin says. “Because there’s the ability to only conduct one service at a time, scheduled service times and time limits for each service are critical.

Each cemetery may have different limitations on their service schedule times and time limits because of the number of services that may occur at their cemetery. It can generally be expected to have no more than 30 minutes to conduct what is considered a graveside service at any of the five cemeteries. Because of the time limits, it is difficult to have Masonic Rites conducted at the cemetery, especially if Military Honors are to be conducted and a minister is included in the service.

While it may be possible to have Masonic Rites conducted at the cemetery, it must be a coordinated effort among all parties involved in the service.”

WHERE CAN I GET MORE INFORMATION? A person who desires pre-certification of their eligibility may find an application online at the Missouri Veterans Commission website, or they can call the State Cemetery of their choice and ask for guidance on pre-certification:

• BLOOMFIELD: 573-568-3871 • FORT LEONARD WOOD: 573-774-3496 • HIGGINSVILLE: 660-584-5252 • JACKSONVILLE: 660-295-4237 • SPRINGFIELD: 417-823-3944 The cemeteries are located at Higginsville, Springfield, Jacksonville, Bloomfield, Fort Leonard Wood, and St. James. The cemetery at St. James is our oldest State Cemetery and is on the grounds of the State Operated Veterans Home at St. James. The cemetery at St. James has been strictly for the use of residents at the Veterans Home. At this time, the cemetery has reached the capacity for interments; however, for those from the area who wish to be interred in a veterans’ cemetery, the newest cemetery at Fort Leonard Wood is within a short driving distance. Our State Cemeteries are built on ground that was the property of the State of Missouri and were built by federal grant assistance through the VA National Cemetery Administration Grants Program.

As the cemeteries were built using grants from the National Cemetery Administration, each cemetery must comply with operational requirements as established by the National Cemetery Administration Shrine Standards, and each cemetery is subject to a compliance inspection by the National Cemetery Administration on a tri-annual basis. There are many different scenarios and service periods that could result in a person attaining eligibility for interment in a veterans’ cemetery. It is therefore recommended that anyone interested in a veterans’ cemetery interment should call their nearest Cemetery for guidance.

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FINANCIAL EDU

Identifying Predatory Lenders and Their Alternatives

By Carly Dibben, Accredited Financial Counselor

P

redatory lending is a booming business across the country and thriving here in Missouri. A report completed by the Missouri Division of Finance in February 2015 compiled the results of a survey sent to payday lenders throughout the state of Missouri.

The survey revealed that, in 2014, there were 904 new payday loan licenses issued, with roughly 886 still active at the time the report was published. This placed Missouri second only to Tennessee, which had 1,323 active licenses, of the six contiguous states used for data comparison.

To give further perspective, the third highest state of issued licenses was Kentucky, with only 549 active licenses.

This indicates a significant 18

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presence of predatory lenders in the state of Missouri — and the report only captured payday lenders and did not include other predatory lending establishments.

Causing further concern is the fact that, according to the report, payday lenders within Missouri issued over 1.87 million payday loans with an average interest rate of 451.91 percent during the reporting period. Predatory loans are plentiful and widely utilized

by Missouri residents.

But payday loans are not the only predatory loans out there, and those are not always easy to recognize. Many times predatory lenders appear to be reputable businesses offering loans with fair terms. Lenders that fall into the predatory category include cash advance, check-

into-cash, auto title loans, pawn shops, rent-to-own, and refund application loans offered by tax preparers. All of these loans have terms that benefit the lender, making it near impossible for the borrower to repay on time. This sends the borrower into an unending debt cycle of renewing loans, racking up fees and interest in the process and eventually defaulting on the loan.

Signs that you’re dealing with a predatory lender include: • Loans offered at an annual percentage rate, or APR, of 36 percent or higher. It’s common for payday loans to have an APR of 400 percent or more.

• The lender insisting on a postdated check, the title to your vehicle or other property, or access to your bank account.

• A short minimum loan term, often only a few weeks, with a single balloon payment at the end of the term.

• The lender assuring you that the loan can be “extended” or “rolled over” should you be unable to repay the loan at the end of the term. This is known as loan flipping and allows the lender to add on fees and increase the APR with each extension of the loan.

• No concern for the borrower’s ability to make repayment.

• Rushing the borrower through the process and leaving blank spaces in documents.

There are times when a predatory lender can appear to be the only option to getting out of a financial tight spot.

Remember — no matter the circumstances, there’s always a better alternative to borrowing from a predatory lender. Here are a few suggestions: • Borrow funds from family or friends. While it can be difficult to admit financial troubles to

the ones we love, it’s a better option than a predatory lender’s unreasonable fees and high interest rates.

• Arrange for or adjust existing payment plans. If you’re having difficulties paying medical bills or other debt, contact the vendor and set up a payment plan.

Remember, no matter the circumstances, there is always a better alternative to borrowing from a predatory lender.

• Contact your local credit union. Credit unions often offer consumer loans with good terms and low interest rates.

They also often offer financial counseling services.

• Request an advance from your employer. It’s in their best

interest for you to have strong financial health.

• Seek consumer credit counseling. These agencies offer services in negotiating with your creditors to set up repayment plans.

• Contact your local Social Services office. See if you qualify for any government assistance programs.

• Contact the Masonic Home of Missouri or other local charities. The Home offers several financial assistance programs that can assist in payment of medical and other monthly expenses to those who qualify by meeting age and length of membership guidelines. Further, the Home offers financial counseling through the Financial Education Program, a free service available to anyone with a Masonic affiliation.

The program can assist you in organizing your finances, creating a budget, and setting short-term financial goals.

Masonic Outreach

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AGENCY SPOTLIGHT: ALZHEIMER’S ASSOCIATION

Know the

10 Signs

The earlier you can detect the signs of Alzheimer’s, the more help you can find for you or your loved one.

What's a typical sign of aging, and what's something more? Note: This list is for information only and not a substitute for a consultation with a qualified professional. Source: alz.org

1.

Memory loss that disrupts daily life. One of the most common signs of Alzheimer’s, especially in the early stages, is forgetting recently learned 20

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information. Others include forgetting important dates or events; asking for the same information over and over; relying on memory aides (e.g., reminder notes or electronic devices) or family members for things they used to handle on their own. What’s typical? Sometimes forgetting names or appointments but remembering them later.

2.

Challenges in planning or solving problems. Some people may experience changes in their ability to develop and follow a plan or work with numbers.

They may have trouble following a familiar recipe or keeping track of monthly bills. They may have difficulty concentrating and take much longer to do things than they did before. What’s typical?

Making occasional errors when balancing a checkbook.

3.

Difficulty completing familiar tasks at home, at work, or at leisure. People with Alzheimer’s often find it hard to complete daily tasks. Sometimes, people may have trouble driving to a familiar location, managing a budget at work, or remembering the rules of a favorite game. What’s typical? Occasionally needing help to use the settings on a microwave or to record a television show.

4.

Confusion with time or place. People with Alzheimer’s can lose track of dates, seasons and the passage of time. They may have trouble understanding something if it is not happening immediately.

Sometimes they may forget where they are or how they got there.

What’s typical? Getting confused about the day of the week but figuring it out later.

5.

Trouble understanding visual images and spatial relationships. For some people, having vision problems is a sign of Alzheimer’s. They may have difficulty reading, judging distance and determining color or contrast. In terms of perception, they may pass a mirror and think someone else is in the room. They may not recognize their own reflection. What’s typical?

Vision changes related to cataracts.

6.

New problems with words in speaking or writing.

People with Alzheimer’s may have trouble following or joining a conversation. They may stop in

the middle of a conversation and have no idea how to continue or they may repeat themselves. They may struggle with vocabulary, have problems finding the right word or call things by the wrong name (e.g., calling a watch a “hand clock”). What’s typical? Sometimes having trouble finding the right word.

7.

Misplacing things and losing the ability to retrace steps. A person with Alzheimer’s disease may put things in unusual places. They may lose things and be unable to go back over their steps to find them again.

Sometimes, they may accuse others of stealing. This may occur more frequently over time. What’s typical? Misplacing things from time to time, such as a pair of glasses or the remote control.

8.

Decreased or poor judgment. People with Alzheimer’s may experience changes in judgment or decision making. For example, they may use poor judgment when dealing with money, giving large amounts to telemarketers. They may pay less attention to grooming or keeping themselves clean. What’s typical? Making a bad decision once in a while.

9.

Withdrawal from work or social activities. A person with Alzheimer’s may start to remove themselves from hobbies, social activities, work projects or sports. They may have trouble keeping up with a favorite sports team or remembering how to complete a favorite hobby.

They may also avoid being social because of the changes they have experienced. What’s typical?

Sometimes feeling weary of work, family, and social obligations.

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. Changes in mood and personality. The mood and personalities of people with Alzheimer’s can change. They can become confused, suspicious, depressed, fearful or anxious.

They may be easily upset at home, at work, with friends or in places where they are out of their comfort zone. What’s typical? Developing very specific ways of doing things and becoming irritable when a routine is disrupted.

WHAT TO DO IF YOU NOTICE THESE SIGNS If you notice any of the 10 Warning Signs of Alzheimer’s in yourself or someone you know, don’t ignore them. Schedule an appointment with your doctor.

With early detection, you can get the maximum benefit from available treatments. You can explore treatments that may provide some relief of symptoms and help you maintain a level of independence longer. You may also increase your chances of participating in clinical drug trials that help advance research.

If you have questions about any of these warning signs, the Alzheimer’s Association recommends consulting a physician. Early diagnosis provides the best opportunities for treatment, support, and future planning. For more information, go to alz.org/10signs or call 800-272-3900.

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HEALTH

Planning for Your Loved One’s Hospital Discharge

By Deborah Summers, BSW, Financial Assistance Caseworker

T

he injury or illness of a loved one is normally unexpected and stressful for caregivers. Oftentimes, caregivers are still reeling from the stress and shock of their loved one’s new health situation when they receive a second blow — it’s time for discharge.

The hospital wants to discharge your senior spouse, adult parent, brother, aunt, sister, or friend.

Overwhelming questions and concerns may abound. Are you prepared to provide care at home?

If not, where will your loved one receive care, and who will pay for it? What options for care are available after discharge?

Equip yourself with these pointers to help take the alarm out of planning for a hospital discharge.

BE PROACTIVE

The old adage “the squeaky wheel gets the grease” is particularly applicable in all things health care. A mistake many family members unknowingly make is to wait to be approached by hospital personnel regarding discharge plans. This can cause loved ones and family to feel pressured to make quick and uninformed decisions. Make it clear from the beginning of your loved one’s stay that you want to be involved in discharge planning. If applicable, present any documentation that 22

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designates you as an approved decision partner in your loved one’s care.

Issues and concerns regarding discharge plans should start to be addressed on day one of a hospital stay. For example, a family member may have concerns regarding their elderly parent returning home alone, caregiver stress or exhaustion, the cost of care, neglect or abuse, or questions about types of care available. Practically speaking, professionals have greater opportunity to help with issues if they are made aware of those issues earlier in the hospital stay.

on many community resources such as Meals on Wheels, transportation, and support groups. Hospitals have varying names for such personnel positions, including social worker, discharge planner, case manager, and care manager. Normally, the easiest way to access a discharge planner is to contact the nurse’s station on the floor your loved one is receiving care and ask to speak to the team member serving in this role. Do not hesitate to be assertive in seeking out the valuable services of these professionals during your loved one’s hospitalization.

USE AVAILABLE PROFESSIONAL ASSISTANCE

GET CLEAR ON CARE

Hospitals and health care facilities have designated professionals available to assist with the discharge plans of loved ones.

The hospital discharge planner can also assist with information

Make it clear from the beginning of your loved one’s stay that you want to be involved in discharge planning.

Often, obtaining clarity regarding the type of care your loved one will need after a change in health care status is difficult. A good place for caregivers to start is understanding what types of care are generally available after a hospitalization. For example, there are significant differences between assisted living, memory care, independent living, skilled nursing care, long-term nursing care, home health services, and in-home services. To participate in a successful discharge plan, it is essential for caregivers to differentiate between the different types of care and their funding sources. Here are two examples:

Skilled Nursing Care Medicare Part A (hospital insurance) covers skilled nursing care provided in a skilled nursing facility under certain conditions for a limited time. Generally, a three-night qualifying hospital stay in the last 30 days is required to receive this benefit. Among other requirements, a physician must also decide (order) that daily supervision of skilled nursing or rehabilitation therapy is required.

Home Health Services Medicare Part A (hospital insurance) and/or Medicare Part

B (medical insurance) covers eligible home health services such as intermittent skilled nursing care, physical therapy, and speech–language pathology services. Home health covered by Medicare Part A does not provide 24-hour in-home care.

Skilled nursing care and home health services, funded

by Medicare Part A, can provide essential health care for your loved one following a hospitalization.

However, caregivers must realize that they are not a given and are normally temporary. Funding for this type of care will end, often

abruptly, when a patient has either met their rehabilitation goals or it becomes apparent they are no longer progressing towards goals.

This funding can end regardless of remaining available Medicare days during a benefit period.

Stay tuned for future articles on hospice, in-home services, and long-term nursing care.

Do you have concerns regarding funding the care of a loved one with Missouri Masonic affiliation? Reach out to a Masonic Home Outreach Caseworker to discuss the situation confidentially at 800-434-9804.

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IN THE NEWS

Media Literacy Reading Between the Screens

By Jordan Milne

I

n the modern world, it may seem that media has taken over: Screens and soundbites have seeped into the landscape around us. As the saying goes, “If you can’t beat ’em . . . read ’em?”

That doesn’t mean “reading” in a traditional sense. Enter “media literacy,” a new way of navigating the choppy seas of multimedia stimuli.

“Media literacy is a term that has come in vogue the last couple

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of years,” says Allison Coffelt, director of education outreach for the Ragtag Film Society, located in Columbia, Missouri. “It’s become such a popular term because of the influx of media in our lives. It is essential to equip people today with the skills they need to be thoughtful and critical of the media around them, because it’s everywhere.”

Media literacy is a practice for all walks of life, but several

organizations are placing an emphasis on educating the younger generations, since they’re born into a culture already submerged in screen time via smartphones, television, computers, tablets, and social media such as Facebook. This generation has been referred to as the “Screenagers,” and even inspired a documentary of the same name.

“Most people nowadays, especially younger people, are media makers and documentarians of their own lives,” says Coffelt.

In Columbia, the Ragtag Film Society, a not-for-profit arts organization, is partnering with Columbia Public Schools to create the Media Literacy Initiative. Funded by the Columbia Public Schools Foundation, this program works with students and teachers from all four Columbia public high schools.

“In part, our goal is to equip the students with the skills they need to become discerning consumers of media,” says Coffelt. “Whether it be film, print, radio, social media, etc., we want students to use the same discretion and critical thinking skills that we would expect them to be using while reading text on a page 20 to 30 years ago.”

Nationally, Media Literacy Now is the leading organization on the subject, offering policy and advocacy information and resources to develop state laws and “empower grassroots groups of parents and concerned individuals in their push to bring classroom curriculum to local schools.”

Media Literacy Now’s mission is “To spark policy change in every state and at the national level to ensure all K-12 students receive comprehensive media literacy education and skills.” Via the Media Literacy Now website, teachers and parents can access a plethora of materials to educate themselves, as well as students and children.

The Center for Media Literacy is another educational organization, but this one provides resources beyond those directed towards younger generations. Their website

Five key questions to ask yourself when absorbing media: • Who created this message?

• What creative techniques are used to attract my attention?

• How might different people understand this message differently from me?

• What lifestyles, values, and points of view are represented in — or omitted from — this message?

• Why is this message being sent?

Source: The Center for Media Literacy, medialit.org

is a wellspring of information on the subject and, through links such as “Reading Room,” include a seemingly endless archive of articles on the subject.

CML’s philosophy is that media literacy is “education for life in a global media world.”

“Today, families, schools, and all community institutions share the responsibility for preparing young people for living and learning in a global culture that is increasingly connected through social media, multimedia, and influenced by powerful images, words and sounds,” the site says.

The heart of media literacy, according to CML’s website, is a four-step process called informed inquiry: awareness, analysis, reflection, action. Media literacy empowers people with the skills to navigate media.

CML has specific resources, tips, and articles regarding media literacy in the home, addressing issues like how to watch television with your children and

grandchildren, dealing with media violence, healthy TV habits for families, and more resources.

Public libraries have also become keen advocates for cross-generational media literacy workshops and classes. For example, the Daniel Boone Regional Library, which serves Boone and Callaway counties, has several offerings, including the “Intro to Social Media” class, which takes participants on a guided tour of Facebook, Twitter, Instagram, LinkedIn, and Pinterest, helping them create accounts for these sites. They also host “Checking Out Digital Materials,” which teaches participants to access the library’s free online collection of eBooks, audiobooks, magazines, comics, music, movies, and TV shows. Check with your local library for resources.

“So many people of all ages are using media in a completely new way,” says Coffelt. “It’s important to be conscious regarding what and how they’re consuming and the effect that it is having on them in this new frontier.”

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MUSEUM MOMENT

Symbols of Patriotism The loyalty of the brotherhood of Masons extends beyond life at the lodge.

By Beth Bramstedt

A

ccording to Freemason history, nine signers of the Declaration of Independence, 33 or more generals of the Continental Army, and 13 signers of the U.S. Constitution were Freemasons, creating an almost 250-year legacy of

patriotism within the organization.

The Fraternity’s connection to its history is one reason the Masonic Home of Missouri opened the Missouri Masonic Museum in 2008. The museum has five galleries, including one entitled “Patriots and

Pathmakers.” Within this gallery, two especially meaningful patriotic symbols adorn the walls: a mural of George Washington laying the cornerstone of the Capitol, and a 44-star flag that was presented to the lodge by Past Grand Master John D. Vincil.

George Washington Laying the Cornerstone of the National Capitol, 18 September 1793.

Painted by Allyn Cox for the George Washington Masonic National Memorial in 1952.

A reproduction of this painting is on display at the Masonic Museum in Columbia.

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George Washington On April 30, 1789, while Master of his Lodge, George Washington was inaugurated President of the United States while standing on the balcony of Federal Hall on Wall Street in New York. The oath of office was administered by Robert R. Livingston, chancellor of the State of New York and Grand Master of its Grand Lodge. George Washington took his oath of office on a Masonic Bible, and following the oath, he kissed the Bible.

According to Masonic history, on September 18, 1793, shortly after his re-election to his second term as President, George Washington presided over the ceremony pictured in the museum’s mural.

He laid the cornerstone for the Capitol in Washington as Grand Master of Masons, pro tem, clothed in the Masonic apron presented by the Marquis de Lafayette, along with other Masonic insignia.

According to Architect of the Capitol, the agency charged with upkeep of the Capitol, the ceremony was the first large public event staged in the federal city. The ceremony included Washington and his entourage crossing the Potomac River, then joining a processional of volunteer artillery and representatives from the Masonic lodges. They marched two abreast “with music playing, drums beating, colors flying, and spectators rejoicing.”

As part of the ceremony, the engraved plate for the cornerstone was delivered and

the inscription read. The words themselves draw attention to the strong link between Masonry, George Washington, and our country’s history: This South East corner stone, of the Capitol of the United States of America in the City of Washington, was laid on the 18th day of September, in the thirteenth year of American Independence, in the first year of the second term of the Presidency of George Washington, whose virtues in the civil administration of his country have been as conspicuous and beneficial, as his Military valor and prudence have been useful in establishing her liberties, and in the year of Masonry 5793, by the Grand Lodge of Maryland, several lodges under its jurisdiction, and Lodge 22, from Alexandria, Virginia.

Our Grand Old Flag “The American Flag is not just a piece of ordinary bunting; it is a symbol embodying certain momentous truths, fundamental to the stability of a nation and essential to the welfare of mankind,” reads an article from a 1924 Missouri Grand Lodge Bulletin.

The article continues, “The truths which the Flag displays are the essentials of brotherhood, Masonry, of humanity, and of suitable international relationship.” The article goes on to mention that the truths represented in the flag are depicted in its colors: red representing courage and valor; white denoting hope, purity and verity, and blue signifying loyalty, devotion, sincerity and justice.

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MUSEUM MOMENT

How well do you know your flag history?

Its stars and stripes stand for high aspirations and Federal union.

The museum mural of George Washington laying the capitol’s cornerstone showcases the nation’s original flag, with 13 stars in a circle. According to the 1924 Bulletin, while in Philadelphia in May of 1776 on secret military business, George Washington unfolded a paper with a rough sketch of the flag with 13 stripes, and a blue field dotted with 13 stars.

Betsy Ross, the niece of Colonel George Ross, one of Washington’s staff, noticed that the stars were six-pointed and suggested a fivepoint star as an improvement.

Congress officially adopted the new flag on June 14, 1777, and our country still celebrates Flag Day on June 14 as a remembrance.

As the Union grew, Congress formally adopted The Act of April 4, 1818, declaring that the flag was to contain 13 stripes to represent the original 13 states, and a star for each of the states already admitted to the Union. For future states, one 28

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star was to be inserted on July 4 following its admission.

Displayed in a glass case on a prominent wall in the gallery of the Masonic Museum hangs the museum’s 44-star flag. This rare artifact has been reported to be the first flag continuously on display in a Masonic lodge west of the Mississippi, first at Cosmos Lodge No. 282 in Webster Groves.

Donated by the then-Grand Secretary John D. Vincil, the flag represents a period of history between 1890 and 1896 — after Idaho and Wyoming joined the union but before Utah. Its intricate stitching, silky fabric, and fringed edging warrant seeing it up close.

Philosopher Thomas Carlyle said, “It is in and through symbols that man consciously or unconsciously lives, moves, and has his being.” As a nation, and as a Masonic organization, the patriotic symbols of George Washington and our Flag represent the truth in which we live, move, and have our being as well.

a. Who made the first Stars and Stripes? b. Where was it made? c. In what year? d. What is the official birthday of the Flag? e. How many stars and stripes did it first have? f. When was the final form, of thirteen stripes and a star for each state, adopted? g. How many stars did it have in 1924? h. What state did the first star represent? i. When was it placed on the blue field? j. Why should I be interested in the flag?

Answers (according to a 1924 Missouri Grand Lodge Bulletin): a.

Betsy Ross; b. Philadelphia; c. 1777; d. June 14; e. 13 of each; f. April 4, 1818 (adopted on July 4, 1818); g. 48; h. Delaware; i. 1787; j. It was designed by a Master Mason (George Washington), executed by the widow of a Master Mason (Betsy Ross), and first flown from an American vessel of war and first carried across the sea by a Master Mason (John Paul Jones).

MEET A MASON

Giving Their Time and Talents

BOBBY L. GRISHAM, MASONIC HOME REPRESENTATIVE AND MASONIC HOME DONOR Bobby L. Grisham has spent most of his life as a Mason; 55 years to be exact. Grisham, who is originally from Gainesville, is part of Robert Burns Lodge No. 496 there.

His passion for the Masonic Home comes from how willing they are to help those in need — whether that’s members, their families, or members of the Order of the Eastern Star. Grisham admires Mason Harry S Truman for how fond he was of the Masonic Home and it’s programs. “[Truman] was quoted as saying when he was elected Grand Master of Missouri, ‘The Greatest honor that has come to me and that could ever come to me in my life was to be the Grand Master of Masons in Missouri,’” Grisham says.

Grisham is serving his 17th year as a Masonic Home Representative. He and his wife of 65 years have one daughter.

MIKE DODD, MASONIC HOME REPRESENTATIVE For over 17 years, Mike Dodd has been a Mason. He is currently serving in his hometown as part of the Shelbina Lodge No. 228.

He serves the Masonic Home by maintaining their Masonic Widows list. This job entails keeping in contact with the widows, updating the Masonic Home Staff with any information changes, and listening to and sharing these ladies’ stories.

For Dodd, his town’s family-like atmosphere is what inspires him to help his community.

“It’s a very good feeling to end your day knowing that you can be or have been a part of helping someone in need,” Dodd says. “We may live in a small community, but we are like one big family when it comes to helping those in need.”

As for his own family, Dodd and April, his wife of 32 years, have two adult sons who are both Masons as well.

CHARLES “RICK” HUDDLESTON, MASONIC HOME DONOR Charles “Rick” Huddleston has spent over three decades as a Mason. Originally from Florissant, he now serves at the Gateway Lodge No. 40 in Creve Coeur.

Huddleston and his wife, Barbara, have three daughters who have blessed him with five grandsons and a granddaughter.

Huddleston appreciates that charity is an integral part of Masonry. He values what the Masonic Home can do for their communities.

“Through the Masonic Home, I can reach people of whom I would be unaware. Through all our contributions, we can do far more than any one person or lodge could do alone,” he says.

Huddleston contributes to the Masonic Home through the Pennya-Day program and the Truman Club. He wishes more people knew about the many ways their Outreach Programs can help.

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WHAT’S IN THE NUMBERS?

Veterans Edition

$20,148

1,630

Amount of money spent through the Partnering-To-Honor program

Armed Forces Cards sent out in May 2017 to veterans and active military

1,747

Number of veterans Pins mailed out to Masonic and Eastern Star veterans and active military

10 Women in our Veterans Program

30

Masonic Outreach

159

Number of veterans we helped send on Honor Flights & activity military that received care packages

EVENTS

Regional Truman Club Events Thanks to the generosity of several donors, the Masonic Home held its first Regional Truman Club Event in Columbia, Missouri in December 2016. With over 30 guests, it was an evening of fun and fellowship, and a great way to get the Masonic Home in front of some new faces.

Truman Club momentum continued to build, and the second Regional Truman Club Event was held in St. Louis, Missouri, again thanks to the generous support of a few

CALENDAR OF EVENTS

AUGUST 31 Vincil Society Deadline for Gifts SEPTEMBER 23 The Truman Club Dinner

donors. This event featured a program presented by MWB Dan Cole and Executive Director Barbara Ramsey. It was a great opportunity to tell our story, both past and present.

While these events were very different, they both had one thing in common – they brought together

SEPTEMBER 24 Masonic Complex Open House: come visit the redesigned galleries of the Masonic Museum!

SEPTEMBER 25-26 Grand Lodge Annual Communication: come visit the Masonic Home booth!

individuals interested in supporting the mission of the Masonic Home.

Through that mission, the Masonic Home touched the lives of nearly 21,000 individuals, providing over $1.2 million in financial assistance last year!

Are you ready to help impact the lives of thousands of individuals across the state this year? Get involved with the Masonic Home Truman Club, and host an event in your area. Contact Jackie Walters at 800-434-9804 or jwalters@ mohome.org to get started.

SEPTEMBER 25 Vincil Society Recognition & Masonic Home Rep Luncheon OCTOBER 8-11 Grand Chapter Annual Session: come visit the Masonic Home booth!

Masonic Outreach

31

Save the Date!

Masonic Home of Missouri Annual Truman Club Dinner

Saturday, September 23, 2017 Country Club of Missouri

Mark your calendar to join us for the Annual Truman Club Dinner scheduled for Saturday, September 23, 2017 at the beautiful Country Club of Missouri. This year’s event will feature a silent auction and a “Stock Your Bar” raffle. All proceeds from this event benefit the Masonic Home of Missouri Outreach Programs.

The Truman Club is a dedicated group of donors who support the Home with ongoing annual giving of at least $100 per year. To become a member of this elite group of supporters, contact Julie Kirchhoff at 800-434-9804 or jkirchhoff@mohome.org for an application.