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HOWTOACCESSANDINTERPRET YOUREXPERIANCREDITREPORT
Online access: Visit Experian's website and request a free annual credit report or purchase a credit report and score.
By mail: Fill out a request form and mail it to Experian to receive a copy of your credit report.
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Interpreting the report:
1. 2. 3. 4. 5.
Personal information section: Verify accuracy of name, address, and other details.
Accounts and payment history: Review credit accounts, payment history, and any delinquencies or collections.
Public records: Check for bankruptcies, tax liens, or judgments.
Credit inquiries: Note any recent inquiries made by lenders.
Credit score: Understand the score and factors influencing it.
