April 2024
Stay In the know
In Case You Missed It Holidays & Events
You’ll want to mark your calendar!
A Few Reasons To Celebrate Birthdays & Work Anniversaries
Marketing Updates
Main Street’s Finest
Circle of Excellence and current Elite 8 Qualifiers
M IN STREET
MSHL | ISSUE 4
Health & Wellness
Facts & Recipe Highlights
MandatoryTraining-RespaSection8:DueDateofApril30th
ThistrainingismandatoryforallSalesandQC,inalldivisions. TrainingwasdeployedinPaycomandmustbecompleted04/30/24
NFMGuidelineTraining
Thenext4sessioncourseis04/03/24–04/24/24,noonto1:00pmEST.
MandatoryforUnderwriters,LP1,LP2andProcessorsthathavenotpreviouslycompletedthecourse.
Optionalforallothers.
Liveattendanceisrequired Recordedclassesarenotavailable
Topicsdiscussed:
04/03/24–Product,Property&AppraisalTraining-ReviewoftheProductMatrices,Appraisal& propertyrequirements
04/10/24–ApplicationRequirements&Credit-Borrowereligibility,transactiontypes,occupancy, propertytypes,propertyownership,&underwritingdocumentation Creditanalysisforautomated underwriting(AU),evaluatingcredithistory,waitingperiods&creditanalysisformanual underwriting
04/17/24–Employment-Employmentandincomedocumentation.Self-employment&other sourcesofincome
04/24/24–Assets&Liabilities-Assetassessment&liabilityanalysis
Formoreinformation,ortoregisterforthiscourse,pleasecontacttraining@nfmlending.com.
Reminder:DUandLPAFindingswithSoftPullCredit
EnhancementsweremadetoallowtherunningofLPAorDUwithinEncompassusingSoftPullCredit reports!
The“NFMSoftPullAUS”screeninEncompass,givesuserstheabilitytorunfindingsforDUorLPAusing thesoftpullreport
Selecttheoptiontorunandclickthe“SubmitSoftAUS”buttonforfindingstorun.
MARKETING UPDATES
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Be sure to engage with our posts after following! Be sure to tag @mainstreethomeloans on Tiktok/IG for us to follow you, repost your videos, and increase engagement.
ENCOURAGING IDEA SHARING: SUBMIT A WRIKE REQUEST WITH YOUR WITH A DETAILED DESCRIPTION OF WHAT YOU NEED HELP WITH.
Jacqueline Donnelly
Taryn Morthland
James Blackwell
Erica Campbell
Michelle McCormick
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Rachel Fontz
*Please note- store credits issued for birthdays expire each year so be sure to take advantage of them yearly!
S M T W T F S 1 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 KathleenLauman
Anniversary Happy Anniversary
Happy
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ValetinaEcsolar
CULTURE CORNER
Celebrate Diversity Month takes place each April. It was initiated in 2004 to recognize and honor the diversity of the world around us. It is a time to recognize and understand our differences, be it gender, race, ethnicity, faith, sexual orientation and other factors while honoring the common essence of humanity. By appreciating our similarities and differences, the month aims to encourage a deeper understanding of others, regardless of who they are or how they live. It’s also an opportunity to increase diversity in the workplace and various academic fields. Diversity Month pushes us to seek this knowledge so that we can build a tolerant world that welcomes everyone, regardless of who they are or where they come from
2024 CIRCLE OF EXCELLENCE
This year, you must close $20M or 70 units!! Stay tuned to see who will conquer this year’s Circle of Excellence!
BrianColeman,Timonium,MD
“Icouldnothaveaskedforabetterpersonandconsultanttoworkwith.Brianwent aboveandbeyondwitheveryaspectoftheprocess.Hewasveryproactivewithgetting allmydocumentsandkeepingmeinformedabouttheprocess.Heisalwaysavailableby email,textandvoicecalltoprovidemeinformation,answerquestionsandkeepme updatedabouttheprocessandexpectationsHewasabletosecure thebestratefortheloan.TrulyappreciateBrianandhisteamfortheir outstandingworkandservice.ThankyouBrian!”
-Emmanuel,Lendaid
W. D. .
Jon
Alicia H.
*in the event of a tie on the final standings for units, the LO with the largest volume closed will win
ELITE QUALIFIERS
NIAM S T R E E T H O ME LOANS • CIRCLE O F E X C E ECNELL
Health&Wellness
NATIONAL STRESS AWARENESS MONTH
April is recognized as National Stress Awareness Month to bring attention to the negative impact of stress. Managing stress is an essential component of a healthy lifestyle. Knowing how to manage stress can improve mental and physical well-being as well as minimize exacerbation of health-related issues.
One of the difficulties with stress is that people experience stress in different ways. This contributes to stress manifesting itself differently. So it would be wrong to over generalise when giving advice on how to identify stress in others. However, what we can say is that because stress has negative effects, it will usually manifest itself one way or another.
DE-STRESSING TECHNIQUES
Practice yoga! Practice slow, mindful movement
Exercise! Getting your heart rate up can release endorphins to combat stress
Journaling!
Sometimes you just need to write things down.
Go for a walk (bonus points If you bring a furry friend)! Listen to music! Sometimes just focusing on something else helps Mindful breathing! Slowly breathe In for 4 sec, hold for 4 sec, and breathe out for 4 sec
Call a friend or loved one!
Sometimes the only way to decompress Is by talking through things
MAIN STREET KITCHEN & BAR
DID YOU KNOW? APRIL 1ST IS NATIONAL SOURDOUGH DAY!
(TheretrulyIsadayforeverything...)
Sourdoughisproducedthroughtheprocessoflongfermentationofthedoughusinglactobacilliand yeastsTheuseofnaturallyoccurringyeastsandfriendlybacteriaversuscultivatedyeastcausesthe breadtohaveaslightlysour,butpleasanttaste.
Mostlikelythefirstformofleaveningavailabletobakers,itisbelievedsourdoughoriginatedinAncient Egyptiantimesaround1500BC.DuringtheEuropeanMiddleAges,italsoremainedtheusualformof leaveningAspartoftheCaliforniaGoldRush,sourdoughwastheprincipalbreadmadeinNorthern CaliforniaandisstillapartofthecultureofSanFranciscotodayThebreadwassocommonatthat timetheword“sourdough”becameanicknameforthegoldprospectors.InTheYukonandAlaska,a “sourdough”isalsoanicknamegiventosomeonewhohasspentanentirewinternorthoftheArctic Circle.Itreferstotheirtraditionofprotectingtheirsourdoughduringthecoldestmonthsbykeepingit closetotheirbody.
SanFranciscosourdoughisthemostfamoussourdoughbreadmadeintheUnitedStatestoday.In contrasttosourdoughproductioninotherareasofthecountry,theSanFranciscovarietyhasremained incontinuousproductionsince1849,withsomebakeriesabletotracetheirstartersbacktoCalifornia’s GoldRushperiod.Manyrestaurantchainskeepitasamenustaple.Sourdoughbreadisagreatsideto yoursoup,stewortoastedwithyourmorningcereal
INTERESTED IN MAKING YOUR OWN?
It’s not as hard as you think! All It takes Is some sourdough starter, bread flour, purified water, and salt! You can try making your own starter, or find someone who already has some and ask If they’ll share some of theirs!
Check out The Southern Sourdough Co on Instagram for recipes, how-to’s, dehydrated starter, and more! @thesouthernsourdoughco
PLAIN SOURDOUGH RECIPE Ingredients
100g active sourdough starter
350g room temperature purified water
500g unbleached bread flour
10g himalayan pink salt
HavearecipeyouwouldliketosharewithMSHL?Emailtomarketing@mainstreethl.com!
THE SOUTHERN SOURDOUGH CO
MAIN STREET KITCHEN & BAR
Spring has sprung on Main Street and we are here for all of the spring cocktails! If you’re from the DMV area, you know how special the cherry blossoms are. Whether you’ve attended the cherry blossom festival or not, you can participate In the celebration by making these cherry blossom Inspired drinks!
Ingredients
TheMartini
THE CHERRY BLOSSOM MARTINI Strawberrypurée
12ozcherryblossomgin
1ozfreshlemonjuice
2ozstrawberrypuree1½cups
strawberries1tablespoonhoney
andsplashofwatermakes6.5oz
1eggwhite
Ediblerosepetalsforgarnish
Directions:
1
1½cupsstrawberries
1tablespoonhoney splashofwater
Startbymakingthestrawberrypuree Youwilladdallofthe ingredientsintoablenderandblendonhighuntilallthe strawberryissmooth.
2.
Next,youwillstrainthestrawberrypureeintoawide-mouth measuringcupthroughafinemeshsievetopreventthe seedsfrommakingtheirwayintoyourcocktail.Itcan createagrittytasteotherwise
3.
Inacocktailshaker,combinethecherryblossomgin,fresh lemonjuice,strawberrypuree,andeggwhite.
4.
Dryshake(withoutice)for10-15secondstoemulsifythe eggwhiteandcreateafrothytexture.
5. Strainthecocktailintoamartiniglass.
Addicetotheshakerandshakeagainforanadditional1015secondstochillanddilutethecocktail
6. Garnishwithediblerosepetalsandenjoy!
7.
Trivia:
On which day did the Titanic hit an Iceberg and sink?
a. April 14, 1912
b. April 17, 1910
c. April 14, 1910
d. April 17, 1912
Win a prize by being the first to respond with your answer to marketing@mainstreethl.com!
