Members 1st CU Construction to Perm / One Time Close Training is required and will be posted on INSITE
Highlights include the following:
95% LTV up to current maximum conforming loan limit
Minimum term 15 years / Maximum term 30 years
Owner-occupied
Fannie Mae product with investor overlays
MI required for 80 01% LTV and above
No self-builds permitted - licensed contractors only
Construction cannot begin until after the settlement/closing
Not available in CA, DC, TX, HI, AK
Pricing:
Jumbo margins apply
Rate sheet will be posted on INSITE on the Secondary page
To lock a loan, please contact pricing@nfmlending.com
RETR LAUNCH
Effective May 31 we are moving to RETR, the leader in agent transaction/contact data and market intelligence. NFMEdge will no longer be available after 5/31.
Follow the instructions below to get your free 35 day trial. For those already using Edge, you will have access to both starting immediately
If you currently have a RETR account under your company email – you get the trial period free-- just log back in using this link: https://retr app/Account/Login The charge for RETR starting June 1 will the same as the edge--$50 per month.
If you’ve never had a RETR account:
Go to: https://retr app/ 1 Click: “Start Free Trial” button 2 Register using your company email 3 RESOURCES: RETR Demo: https://demo.retr.com
Video Library of Recent Features: https://new retr com
Total Expert Marketing Training – May 7th at 1pm ET Cybersecurity 2025 Training – Due 06/06/25 TRAININGS
Michael Giordano
Karen Dulmage
Ryan Garvey Melissa Wright
Linda Black Jeffrey St Clair
Kaitlyn Linane
O’Donnell
Justin Del Giudice
Matthew Zink Jeffry King
Austin Manno Wendy Posada JD Teitelman DJ Farrell
Cinco De Mayo
Mother’s Day
Health&Wellness
MAY IS MENTAL HEALTH AWARENESS MONTH
Mental Health Awareness Month was established in 1949 to increase awareness of the importance of mental health and wellness in Americans’ lives and to celebrate recovery from mental illness For more than 20 years, the Substance Abuse and Mental Health Services Administration (SAMHSA) has recognized Mental Health Awareness Month (MHAM) every May to increase awareness about the vital role mental health plays in our overall health and well-being and provide resources and information to support individuals and communities who may need mental health support.
KEY FACTS ABOUT MENTAL HEALTH IN THE U.S.?
Despite progress in mental health initiatives, more than 30 million people in the U S still lack access to comprehensive, high-quality care These statistics highlight the ongoing need for Mental Health Awareness Month and the importance of bringing attention to this disparity:
1 IN 5 U.S. adults experience mental illness each year.
1 IN 6 U.S. youth have a mental health condition, but only half receive treatment.
22% Of high school students seriously considered suicide in the past year.
MAIN STREET KITCHEN & BAR
CELEBRATE WITH RECIPES FOR THE ENTIRE FAMILY
Spice up your celebration with these festive Cinco de Mayo recipes!
CHURRO CUPCAKES
INGREDIENTS(CUPCAKES)
1 1/2 cups all-purpose flour
1 1/2 cups cake flour
1 tablespoon baking powder
1/2 teaspoon salt
1 tablespoon ground cinnamon
1 cup (2 sticks) unsalted butter, room temperature
1 3/4 cups sugar
4 large eggs, room temperature
2 teaspoons vanilla extract
1 1/4 cups milk
INSTRUCTIONS
Preheat oven to 350 degrees.
Whisk
INGREDIENTS(TOPPING)
4 tablespoons butter, melted
1/4 cup granulated sugar
1 teaspoon ground cinnamon
INGREDIENTS(FROSTING)
1/2 cup (1 stick) butter, softened
1 (8 ounce) cream cheese, softened
1/2 teaspoon vanilla extract
1 teaspoon ground cinnamon
5 cups confectioners' sugar
1 tablespoon milk (if desired)
both flours, baking powder, salt and cinnamon.
With an electric mixer on medium-high speed, cream butter and sugar until fluffy.
Add eggs, one at a time, beating until each is incorporated, scraping down sides of bowl as needed.
Add flour mixture in three batches, alternating with two additions of milk, and beating until combined after each
Fill each cupcake liner three-quarters
Transfer
to wire racks to cool completely before removing cupcakes
Top with cinnamon sugar crunchy topping and cinnamon cream cheese frosting
Refrigerate until ready to serve. Set out 20 minutes before serving
