We are pleased to announce that the NFM Family of Lenders has been recognized for “Culture Excellence” in five categories by Top Workplaces based on employee surveys. The categories in which we were recognized include: Innovation, Work-Life Flexibility, Compensation & Benefits, Leadership, and Purpose & Values.
REMINDER: Triggering a completed application under TRID and Initial Disclosures
A complete application is one in which NFM has received all six (6) pieces of information from the consumer:
Name
Income
Social Security Number
Complete Subject Property Address
Estimated Value of Subject Property, and Loan Amount sought.
Please Note: Subject Property Address is a full property address; once it has been entered, it should not be reversed or removed. TBD should not be used to trigger a completed application. Branches that submit loan applications to be reviewed for initial disclosures should be sure the subject property address shown in Encompass does not reflect a TBD.
Initial disclosures should never be sent with a TBD as the subject property address. If there are any questions regarding triggering of loan application, please reach out to LoanMonitoring@NFMLending.com
NFM’s existing investor, NQM Funding, is offering an in-house DSCR product. Pricing is available in OB: Guidelines are on AllRegs under NFM Non-QM section – NQM. Marketing materials are available on Surefire:
For a PDF flyer go to Media Library > Flyers > Search for “DCSR” Media Library > NFM Public Library >Informational > Product > DCSR Investor Cash Flow For product questions, please contact nonqmunderwriting@nfmlending com
This training is mandatory for All Employees, in all divisions. Training was deployed in Paycom and must be completed 05/31/24.
Want to spice up your Instagram Stories or TikToks? Search @mshlmarketing to check out some Main Street GIF Logos! Choose from our 5 Year logo, or our original logo, with several styles to choose from!
Help @mainstreethomeloans get to 1000 followers on Tiktok! We’re currently at 939.
Be sure to engage with our posts after following! Be sure to tag @mainstreethomeloans on Tiktok/IG for us to follow you, repost your videos, and increase engagement
ENCOURAGING IDEA SHARING: SUBMIT A WRIKE REQUEST WITH YOUR WITH A DETAILED DESCRIPTION OF WHAT YOU NEED HELP WITH.
Asian American and Pacific Islander Heritage Month (AAPI Heritage Month) is an annual celebration that recognizes the historical and cultural contributions of individuals and groups of Asian and Pacific Islander descent to the United States The AAPI umbrella term includes culturesfrom the entire Asian continent including East, Southeast and South Asia and the Pacific Islands of Melanesia, Micronesia and Polynesia.
Asian Americans and Pacific Islanders have contributed significantly to many facets of American culture and society, including science and medicine, literature and art, sports and recreation, government and politics, and activism and law.
Did you know? May commemorates the first Asian immigration to the States during the California Gold Rush
www.asianpacificheritage.gov
This year, you must close $20M or 70 units!! Stay tuned to see who will conquer this year’s Circle of Excellence!
*in the event of a tie on the final standings for units, the LO with the largest volume closed will win
JohnSavastano,
“InthiscrazymarketIhadreferredmanybuyersbutincreasedinterestratesor buyerfrustrationmadethemstayonthesidelines.But,IalwaysfeltloyaltoJohn becauseheALWAYSrespondedinatimelymannerevenwhenitdidn't makeittotheapplicationlevel Thistimeitdid,andheandhisteam wererightthereeverystepoftheway.Thiswasnotmyclients'first rodeobuttheywereimpressedhowseamlesstheprocesswas. ThankyouJohnandteam Lookingforwardtothenextproject together!”
-Andy,Lendaid
Mental Health Month raises awareness of trauma and the impact it can have on the physical, emotional, and mental well-being of children, families, and communities. Mental Health Month was established in 1949 to increase awareness of the importance of mental health and wellness in Americans' lives, and to celebrate recovery from mental illness. Mental health is essential for a person's overall health Prevention works, treatment is effective, and people can recover from mental disorders and live full and productive lives
Over the past 20 years, the Substance Abuse and Mental Health Services Administration and others within the U S Department of Health and Human Services and across the Federal Government, the public health community, and the general public have made efforts to increase the importance of understanding both prevention and treatment of mental health problems. These efforts have significantly improved the outlook for those affected by mental illnesses
Treatment for mental illnesses usually includes therapy (virtual or in person), medication, or a combination of the two.
There are many ways to find a provider who will meet your needs
Primary care provider: A primary care provider can perform an initial mental health screening and refer you to a mental health professional (such as a social worker, psychologist, or psychiatrist) If you have an appointment with a primary care provider, consider bringing up your mental health concerns and asking for help
911 988 For life-threatening emergencies, please call 911 or go to the nearest emergency room
If you are suicidal or in emotional distress, consider using the 988 Suicide & Crisis Lifeline.
CELEBRATE CINO DE MAYO (FROM THE KITCHEN) ALL MONTH LONG!
CincodeMayoisaholidaythatcelebratesMexico'svictoryovertheFrenchattheBattleofPueblaon May5,1862 It'snotreallyapopularholidayinMexico,butintheUnitedStatesithasbecomean important way to commemorate Mexican culture and heritage especially in Mexican-American populations
4 cups frozen or fresh corn kernels
¾ cup mayonnaise - plus more to taste
¼ teaspoon smoked paprika
¼ teaspoon chili powder
¼ teaspoon garlic powder
Juice of 1 lime, or to taste
¼ cup finely chopped cilantro
¼ cup small diced red onions
1 cup cherry tomatoes, quartered
Diced jalapeños (optional)
1 medium avocado, diced
½ cup crumbled cotija cheese or queso fresco - plus more for garnish
Salt and pepper to taste
Char corn: Heat a large skillet over high heat, no need to add oil (I’d recommend cast iron) In batches, char the corn kernels over the hot skillet Let it char undisturbed for a few minutes, then give it a stir to char the other side Let cool Tip: The fastest way to let the corn cool down is by spreading it over a sheet pan
Make the dressing: In a large bowl, mix mayonnaise, paprika, chili powder, garlic powder, and fresh lime juice
Combine ingredients: Add corn, onions, cilantro, tomatoes, and diced jalapeños (if using) to the prepared dressing. Stir to combine. Season with salt and pepper to taste. Then, carefully stir in avocado and cotija cheese.
Top with more crumbled cheese for garnish. Enjoy warm or cold.
Cinco de Mayo isn’t exactly a traditional Mexican holiday. In fact, it was Mexican-Americans who first began honoring the country’s victory against France in the Battle of Puebla, which took place in 1862. Since the first festivities in southern border states like California in 1863, the holiday has become a day for mostly Americans to celebrate Mexican culture—which, of course, includes Mexican (or Mexican-American) food and drink.
Ingredients
2ouncesblancotequila
1/2ounceorangeliqueur
1ouncelimejuice,freshlysqueezed 1/2ounceagavesyrup
Garnish:limewheel
Garnish:koshersalt(optional)
Directions
1
Addtequila,orangeliqueur,limejuiceandagavesyruptoacocktail shakerfilledwithice,andshakeuntilwell-chilled.
2Strainintoarocksglassoverfreshice. .
3Garnishwithalimewheelandkoshersaltrim(optional) .
Ingredients
2ouncestequila
1/2ouncelimejuice,freshlysqueezed 4ouncesGrapefruitsoda,chilled,totop Pinchofsalt
Garnish:limewheelorgrapefruitslice
Directions
1.
Addthetequila,limejuice,andpinchofsalt totheglass,andfillwithice.
2.
Topwithgrapefruitsoda,andstirbrieflyand gentlytocombine
3Garnishwithalimewheelorgrapefruitslice .
