MEMA HIT –KEEPING MONEY IN YOUR POCKET

The Maine Energy Marketers Association’s self-funded Health Insurance Trust is one of the premier benefits of MEMA Membership. MEMA is proud to offer all members exclusive access to selectively organized benefits packages to meet the unique needs of each member company. Our plans are high quality and competitively priced to ensure both employees and employers save money while receiving the best care possible.

As a self-insured plan, our collective efforts in managing healthcare costs benefit MEMA Members rather than the insurance company. Medical plans include lower deductible options and out-of-pocket limits, giving members a competitive edge to attract high-quality employees.

MEMA’s Health Insurance Trust benefits also include fully insured group voluntary dental, vision, and life plans with nationally recognized insurance companies, as well as voluntary individual life, disability and critical illness plans.

Valuable customer service is at your fingertips thanks to MEMA’s dedicated Insurance Administrator Sarah Nadeau. For all benefits related questions, or to request more information about MEMA’s Health Insurance Trust, email Sarah at snadeau@maineenergymarketers.com.

The self-insured plan doesn’t just keep money in the pockets of MEMA Member companies, but their employees as well:

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MEMA PPO plans cover 100% of services performed and billed through doctor’s office after the employee co-pay.

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Preventative medications are covered at no cost to enrollees on the HSA (Health Savings Account) Plan.

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CanaRx offers access to a wide range of brand medications at no cost to enrollees.

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MEMA’s professional partners Diversified Group, The Allumbaugh Agency, ELAP Services and others ensure hospital billing accuracy, apply reasonable cost attribution and challenge exorbitant costs.