Loyalty Pawn's Three Balls Chronicle Volume 5 Issue 6

THREE BALLS CHRONICLE

VOLUME 5 / ISSUE 6

October 2022 IN THIS ISSUE

Letter from the President

Letter from the General Manager

Loyalty Pawn Family

Store Manager Updates

Golden 1 Center Events

Upcoming Sales

Monthly Birthstone Guide

Upcoming Birthdays and Anniversaries and New Hires

Loyalty Pawn’s Core Goals, Values and Visions

Employee Services Corner

Hello Loyalty Family!

Wow, I can’t believe that we are already entering into the 4th quarter of the year and just and everyone has been doing an amazing job! This year has flown by, let’s finish the year stronger than ever. Don’t forget to check out the monthly newsletters electronically, on the Issuu app so that you can share your hard work to your friends and family! There are many new events and Kings games so make sure to check that out so you can request games or other events for you and your families, so be sure to take part in this great opportunity. Keep doing an amazing job Team Loyalty.

Letter from the General Manager

Hello Everyone,

Now that September is past, is it officially time to have pumpkin spice everything? Also, has everyone noticed that large department stores are adding Christmas items for sale already? Each year it sure seems as though items are being put on the floor earlier. At the beginning of September, I noticed that Costco already had Christmas holiday goods for sale. Have we all forgotten about Halloween and Thanksgiving? It is very interesting times that we are all living. This is the time of year when it continues to get darker earlier. As always, lets watch out for each other when coming and going from the store. Safety is always a top priority and monitoring our surroundings is always great practice.

The top salesmen for September were Tony M. 1st place, Dominic T. 2nd place and Mark X. 3rd place. Great job gentlemen. Since the quarter has ended, the top 3 salesmen for Q3 were: Dominic T. 1st place, Danni Robinson 2nd place and Josh Bonton 3rd place for the quarter. Great job everyone! A big congratulations to Danni for hitting the top 3 for the quarter. Both Danni and Josh now qualify for the 4% weekly bonus. Watch out Dominic!

A few updates to mention for quarter 4. We would like to continue to push the importance of our layaway program. Our layaway balance is shrinking faster than it’s growing. We do have many items being redeemed from our layaways, but we also have plenty of floor inventory. Let’s secure some lost sales into some layaways. Also, our q4 goals for communicating with our clients is to do it more often via text, phone and email. Please continue to gather updated cell phone #s and email addresses. We want to follow up with our clients for their expiring layaways as well as loans. We much prefer not to own these items. To conclude, lets watch out for each other when coming and going from the store. Safety is always a top priority and monitoring our surroundings is always great practice. Now that it’s darker earlier, it’s always smart to stay vigilant coming and going. Stay safe everyone.

Sincerely,

Wayne Silliman General Manager

There’s no shortage of remarkable ideas, what’s missing is the will to execute them.

-Seth Godin

Loyalty Pawn Family

Greetings Loyalty Family,

I know it sounds like I say this almost every month, but I can't believe it's October already. I don't know about you, but I'm ready for some cooler weather. The heat was getting out of control! I've been following the chats on Pawnbrokers helping Pawnbrokers and it seems that we aren't the only ones going through this tremendous surge in loan balance increase and decrease in sales. We have to make sure we are living our core values and being creative in selling the product that we have, especially with the holidays right around the corner. Layaways have always been a great help for us when we need to generate sales. This month, and we're going to continue to help those layaway numbers out with our 20% down 20% off layaway sale. Personally, I think this will be very beneficial for us especially with the amount of general goods that we have. This month, we're going to get to know one of Florin's newest team members: Johnathan Thao.

1. Who is your hero and why? My Hero is me dad because my dad and I really bond to each other and he always telling me to never put myself down no matter how hard thing get in my way.

2. What is your favorite family vacation? My favorite family vacation is camping and hanging out with the family.

3. What did you want to be when you were small? When I was small, I wanted to me a mechanic.

4. What is your favorite game or sport to watch and play? My favorite sport to play is volleyball.

5. What would you sing at karaoke night? I wouldn’t sing because I have a bad voice.

6. Have you ever had a nickname? What is it? People sometimes call me John or JT as my nickname.

7. Would you rather win the lottery or work at the perfect job? And why? I rather work at the perfect job then winning the lottery because if you spend all your lottery money you don’t have anymore money to spend on what you need or want but a job is different because you work then you pay every week or every two weeks, or every one month.

8. Who would you want to be stranded with on a deserted island? I would like to be stranded with my cousin because we both have some same Comin that we like and we always talking about it.

9. If you could go back in time, what year would you travel to and why? If I have a chance to go back in time I wouldn’t go back because I do not like my pass

10. How would your friends describe you? My friends would describe me friendly.

11. What is the worst gift you have ever received? I have never received a bad gift before.

12. What are some of your hobbies? My favorite hobby is fishing, hunting, camping, and playing volleyball with my cousin.

13. If you were a super-hero, what powers would you have? If I were a super-hero and the power that I would have been invisibility.

14. What would you do if you won the lottery? When I win the lottery, I would save the money and spend the money on what I need the most then after that if I have extra money left then I could the stuff that I wanted.

15. What is the tallest building you have been to the top of? The tallest building that I have ever gone is the two-story building only.

16. What is your favorite holiday and why? My favorite holiday is Christmas because I like the cold weather.

17. What is your favorite sports team? I don’t really have favorite sport team because I am not into many sports.

18. What is one of your favorite movies? One of my favorite movies is Lucifer on Netflix.

19. What three items would you take with you on a deserted island? I would bring a binocular, a surviving tool knife, and a shovel.

20. What was your favorite subject in school? My favorite subject in school is English.

21. What is the most unusual things you’ve ever eaten? I have never really eaten anting unusual things in my life.

22. Do you collect anything? No, I don’t collect anything.

23. What three things do you think of the most each day? Wake up go to work or school then go home.

24. On a scale from 1-10 how funny would you say you are? 5

25. Where do you see yourself in 6 months? I see myself working.

Shop Talk Manager Updates

El Camino

Team Loyalty,

In light of October here's one of many favorite joke's what's a pumpkin's favorite sport? ready.........Squash! speaking of squash great job team EL Camino we "Squashed" it in the month of September ending at $68,471.99 with $44,025.20 of retail. We are in the month of October and have a great sales promotion almost spooky to say. Overall, we did great the screen sale moved all of our TV's and including backstock due to football season is back. On another note, we give a loyalty goodbye to Alyssa Lawrence as she follows her aspirations in the military medical field. We are still conducting potential interviews as they come in. We are also gearing up for Christmas season which is only 70 days away with new inventory so let’s get that sale! also I hope everyone has a great and safe Halloween.

Tony Mora

Florin Mall

Loyalty Pawn Families,

I hope everyone is doing well. What is going on at Florin, well we did a total of $40.8k in sales. I want to welcome the newest addition to our Florin Team. His name is Jonathan Thao, we are working hard to get him ready to start working on counter deals independently. Please reach out to Johnathan if you haven’t already and introduce yourself to him. I can’t believe we are going into the last quarter of the year already and like we said everywhere the time has gone. Team Florin has a total of almost $1.6million in loan balance with a total of over 8000 active loans here. We ended the last quarter with a total of $177k in sales. Florin will be shooting for a goal ending the last quarter with $230k which is a 30% increase from what we did last quarter. We are trying to move everything in our showroom floor, trying to turn all our inventory back in dollars. I know we have a great promotion this month which to push our layaways. We all know that layaways work, and they are a big part of our sales. Team florin has a total of $71k in layaway balance and will working hard to bring that back to over $100k. This month promotion is 20% down get you 20% off, here is our chance to capitalize on our layaway and a great to increase our layaway balance. Team Florin is also working on getting some informative video done for Jeff Trimble, we are shooting for 5 videos per month. We are also working on decorating our store front for Halloween. Let’s have a great quarter and Happy Halloween to everyone be safe out there.

Mark Xiong

Roseville

Hello Team Loyalty,

I can’t believe it’s the starting of Q4! This year has just flown by, and I don’t know why but working at the pawn shop just feels like some kind of time warp. Time just passes by so fast. Typically, the 4th quarter of the year is a strong sales time for the company. It’s the holiday season, we have Black Friday and Christmas shopping coming up. So, the month of October, we are going to be having a Layaway Sale to help setup sales pickups for the holiday season. The sale is going to be 20% down for 20% off. This Layaway Sale will help customers lock in that holiday shopping and get a little savings at the same time. It’s very important that we stay aggressive and push for every sale. We need to continue to post online, Facebook Marketplace, Offer Up, and find other avenues to sell. Pass out business cards to potential customers. Let’s finish this year strong!

Justin Martinez

Broadway

Hello Team,

Hello everyone Broadway is at it again cleaning and readying the store for the holiday season. We have been going through the store and moving and cleaning everything. The staff is very excited about Halloween coming up and wanting to dress up for the customers. eBay has been a huge focus for us to try and get rid of inventory and get the cash back into the stores. Still looking for new staff members for all the stores and interviewing as many potential new hires as we can. Well, it’s time to get back to work and make that money have a great day.

John Mark

Top Performers in September

September End of Month Balances

Golden 1 Center Upcoming Events

Below is the list of events that are posted as of right now and we will be adding events to this list each month as they get posted! If you would like to request tickets send you ticket request forms to lauren.l@loyaltypawn.com so that I can get your requests in and if you need a request form email lauren.l@loyaltypawn.com and I can send you a copy! With the Golden 1 Center opening back up there is a limited number of tickets available, so for every event you are only allowed to request and receive 4 tickets per event!

October Sales Flyer

Monthly Birthstone Guide

This will help educate you about some of the more popular semi and precious stones we come across and it will also help you close some more sales. The idea is to educate you on each month’s birthstone as you can arrange your cases properly and make suggestions to our clients that may be browsing or even looking for a gift. Let’s think outside the box when utilizing this information.

JANUARY – Garnet

MARCH – Aquamarine

FEBRUARY Amethyst

MAY – Emerald

APRIL – Diamond

JUNE –Pearl & Alexandrite

JULY – Ruby

AUGUST – Peridot

SEPTEMBER – Sapphire

OCTOBER – Opal & Tourmaline

NOVEMBER – Citrine & Topaz

DECEMBER – Topaz & Turquoise

Anniversaries, Birthdays and New Hires

October Anniversaries

Tyrah Walls 1 year

Princella Cooley 1 year

Kirby Erlanger 3 years

October Birthdays

John Mark October 15th

Stanley Lukowicz October 27th

Danesia Robinson October 31st

September New Hires

We would like to welcome our recent new hires to our Loyalty Pawn family. Karolyn

Hawley to our Broadway team and Johnathan

Thao to our Florin team! Welcome Karolyn and Johnathan!!

Loyalty Pawn’s Goals, Values, and Visions

Company Wide Goals

• To Offer Immediate Relief with a Short-Term Loan.

• To Develop, Recruit and Inspire an Elite Work Force, Driven by Loyal Business Practices.

• To Provide the Highest Standard of Quality, Commitment and Value to Every Customer in Our Loyalty Pawn Family!

Core Values

• Loyalty

• Dedication

• Creativity

Company Vision

• Loyal People Committed to Everyday Satisfaction

“The Leader in Local Lending”

Loyalty Pawn Employee Services Corner

October glows on every cheek, October shines in every eye, While up the hill and down the dale Her crimson banners fly.

–Elaine Goodale Eastman (1863

–1953)

October Celebration Days

• October 4 marks the start of Yom Kippur, at sundown.

• October 9 is Leif Eriksson Day.

• October 10 is a busy day, with three holidays packed into it:

• Canadian Thanksgiving. This holiday shares many similarities with its American equivalent. However, there are a number of things that set the Canadian Thanksgiving apart!

• Columbus Day (U.S.), a federal holiday, is observed on the second Monday in October. It was on October 12, 1492, that Christopher Columbus landed on a small island in the Bahamas, convinced that he had reached Asia.

• Indigenous Peoples’ Day (U.S.) a holiday that celebrates the history and cultures of indigenous peoples native to what is today the United States. Indigenous Peoples’ Day is celebrated in cities and states across the country, often alongside or in lieu of Columbus Day.

• October 18 is St. Luke’s Little Summer. This is a date steeped in folklore. Traditionally, around Saint Luke’s feast day, there is a period brief period of calm, dry weather.

• October 24 is United Nations Day, which aims to bring awareness to the work of the United Nations across the world.

• October 31 is Halloween (All Hallows’ Eve)! Do you know the true history of Halloween? It’s not as frightful as you might think.

October… Just for Fun. Strange Days, indeed!

• Oct. 4: International Ships-in-Bottles Day

• Oct. 6: National Noodle Day

• Oct. 12: National Fossil Day

• Oct: 24–Nov. 11: World Origami Days

• Oct. 28: Frankenstein Day

October Astronomy

Hunters Moon. October’s full Moon reaches its peak on Sunday, October 9, 2022.

Why Is It Called the Hunter’s Moon?

It is believed that this full Moon came to be called the full Hunter’s Moon because it signaled the time to go hunting in preparation for the cold winter ahead. Animals are beginning to fatten up ahead of winter, and sincethe farmers had recentlycleaned out theirfields underthe Harvest Moon,hunters could easily see the deer and other animals that had come out to root through the remaining scraps (as well as the foxes and wolves that had come out to prey on them).

The earliest use of the term “Hunter’s Moon,” cited in the Oxford English Dictionary, is from 1710. Some sources suggest that other names for the Hunter’s Moon are the Sanguine or Blood Moon, either associated with the blood from hunting or the color of the changing autumn leaves.

Moon Phases for October 2022

First Quarter: October 2, 8:15 P.M. EDT

Full Moon: October 9, 4:54 P.M. EDT

Last Quarter: October 17, 1:16 P.M. EDT

New Moon: October 25, 6:48 A.M. EDT

Tuscan Farro Soup

This Tuscan farro soup is hearty, healthy, and the perfect cozy and comforting soup to warm you up this winter. Farro, cannellini beans, and kale pack in the protein, making it a satisfying plant-based meal perfect for cold days!

Ingredients

Extra virgin olive oil: This is my go-to healthy cooking oil for sauteing vegetables. Onion & garlic cloves. Carrots & celery: To build the perfect base for this soup. Potatoes: Use waxy, boiling potatoes like red or white as they hold up well in hearty soups.

Cannellini beans: Aka, white kidney beans are a great way to boost fiber and protein in soups. If you can’t find cannellini beans, great Northern beans are very similar. Tomato sauce. Vegetable broth Cavalo Nero: (or black cabbage) has thick, very dark green leaves that will hold up in the hot soup. If you can’t find black kale, curly kale, or any other greens will be just as delicious.

Fresh parsley. Salt and pepper. A word about “Farro” Farro refers to any of the three nutrient-dense whole grains, including einkorn, emmer, and spelt. This ancient grain has a nutty taste and chewy texture similar to brown rice and bulgar and is a much healthier alternative to refined grains. Pearled farro is the most common type as the husk and bran are removed, so it has fewer nutrients, but it’s more convenient as it takes around 15 to 20 minutes to cook. You can get this from Trader Joe’s to make this recipe super quick. It’s pre-cooked and then dried, so it takes no time to cook. So good, and it cuts cooking time to under 30 minutes!

401K-Loyalty Pawn Retirement $avings Program

Are you saving for retirement? Why not start today?

If you have completed 12 months of service with Loyalty Pawn, you’re eligible to participate and start putting away those pretax (or post tax Roth) dollars into your very own 401k account. To enroll, send me an email and I’ll help you get started. Contact Employee Services at employeeservices@loyaltypawn.com Start saving for retirement’s tomorrow, today!

DID YOU KNOW?

October comes from the Latin word octo which means eight. In ancient Rome, October was the eighth month of the year. When the Gregorian calendar was adopted, it became the tenth month of the year but it has retained its original name. The birthstones for October are opal and tourmaline

October 25…Partial Solar Eclipse

October ends as we move into another phase of eclipses; in this case, it begins with a solar eclipse (and no preceding lunar eclipse) on October 25th.

The partial eclipse will be visible to viewers in eastern Greenland, Iceland, northern and eastern Africa, the whole of the Middle East, almost all of Europe (sorry, Portugal!), Central Asia, eastern Russia, and India.

It’s a hugely populated area of the planet within the path of this eclipse, though the greatest percentage of coverage anyone will see is about 40%. If you live in this region, be sure to use your eclipse-viewing glasses to protect your eyes.

Special thanks to the almighty, Old Farmer’s Almanac, that provides us with amazing “earthly” info and wholesome team entertainment!

If you need HR, Payroll, Benefits, or Family support, Loyalty Pawn’s Employee Services is only a phone call, text message, or email away, on demand, anytime! 916-752-2255 employeeservices@loyaltypawn.com

Poem of the Month

The Road Not Taken

Two roads diverged in a yellow mood, And sorry I could not travel both And be one traveler, long I stood And looked down to one as far as I could To where it bent in the undergrowth; Then took the other, as just as fair, And having perhaps the better claim, Because it was grassy and wanted wear; Though as for that passing there Had worn them really about the same, And both that morning equally lay In leaves no step had trodden black Oh, I kept the first for another day! Yet knowing if I should ever come back’

I shall be telling this with a sigh Somewhere ages and ages hence;

Two roads diverged in a wood, and I tool the one less traveled by, And that had made all the difference.

-Robert Frost

Loyalty Pawn

Corporate Office: 1708 Broadway

Sacramento, Ca 95818