Transform Household Waste

Transform household & garden waste and save the planet

Composting is one of the greenest things you can do for our planet. Some scientists even argue it is more important than recycling! It is also the most natural thing - nature composts all its own leaves and debris, just look at the floor of any woodland. The leaves break down on the floor under the trees, releasing nitrogen, phosphorus, potassium and many trace elements to help plants grow. So it may help our garden grow but how does that help the planet? Well, if a ton of vegetable matter is composted, rather than sent to landfill, this will reduce greenhouse gas emissions as much as taking one car off the road for two months.

Almost two-thirds of landfill waste is biodegradable. If we do not compost and send our waste to landfill, as the vegetable matter decays, it produces methane gas due to the lack of air in that environment. Methane gas is 21 times more potent a greenhouse gas than Carbon Dioxide. So, composting helps to minimize landfill’s damaging contribution to Climate Change. But all the guides on composting look so complicated! Just remember that Mother Nature manages to compost everything available with absolutely NO fuss, no research, and no complicated guides.

for a simple compost heap, (known as a cold compost):

■ Find a 3-foot square area, hidden by shrubs if you prefer. ■ You can enclose it with chicken wire/ similar, but not essential. ■ First lay a couple of inches of twigs or straw to allow air in, place on the bare earth, so the worms can climb up from the soil. ■ Layer the contents like a huge sandwich, alternate moist and dry. Sandwich grass cuttings between plain cardboard, loo roll inners, egg cartons to avoid a soggy pile. ■ DO NOT add meat, fish, cooked food, coal ash, nappies, cat or dog litter. ■ DO ADD uncooked fruit and vegetable peelings, grass cuttings, plain cardboard, coffee filters, non-plastic tea bags, soft green prunings, leaves and chopped up smaller branches. ■ Water heap to keep it moist NOT wet. ■ Cover with a piece of plastic or an old bit of carpet. ■ When crumbly and dark it is ready to use.

Want it faster?

If you want a faster compost, try to turn it often, the more you turn it, the faster it will decompose (more air for the microbes). There are also easy construct wood compost units. So have a go! You will know you are helping the planet, reducing greenhouse gas emissions, providing excellent feed, more microorganisms and worms to promote growth in your plants and improve the water retention of your soil.

LIVerpooL coMMuNITy creDIT uNIoN - IN The heArT of The coMMuNITy

LeT’S geT STArTeD!!

q: What does Liverpool community credit union do?

A: We provide fi nancial services to members of the community, this includes access to savings accounts and loans.

q: how do I join the credit union?

A: All you need to do is provide two forms of identifi cation evidence of who you are (passport or Driving Licence, and evidence of where you live, this has to be a letter posted to your house, and dated within the past month) There is also a joining fee of £2.00

q: Is my money safe with the credit union?

We are authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority, your money protected through fi nancial services compensation scheme up to £85,000.00 www.fscs.co.uk

q: can I borrow money from the credit union?

A: Yes you can, you can fi ll in a loan application form when you join, just bring in bank statements from the last three months.

q: What is the interest rate charged on loans?

A: We have two types of loan products, the 1st product is aimed to provide access to a loans for people who are not in a position to save before they borrow, the interest loan on this product is 2%, the 2nd product is based on customers savings so if you have £500 in your savings then you can borrow double the amount, the interest on this loan is 1%

q: I heard that you offer a debit card for people who don’t have a bank account.

A: We do, the card is called Engage Classic this is a visa debit card, and works just like an account from a high street bank, Engage have partnered with a number of high street shops that do cash back offers.

q: how do I pay a deposit into my account?

You can use a couple of ways to pay, you can use your debit card over the phone or come into the shop and use it, and you can also set up a standing order with your bank.

q: how do I withdraw from my account if I need money?

We will bacs money from your credit union account into your bank account.

q: What happens to my loan and savings if I die?

This is a unique service credit unions offer to their members, this ensures that if you die before your 80th birthday your loan will be paid off so that your family do not incur the debt, and the savings that you have in your account will be doubled and distributed to the person you named as your next of kin.

ANyMore queSTIoNS?

Email: contact@liverpoolcommuntiycreditunion.co.uk or telephone: 0151 256 5582 Pop into one of our branches based in Almonds Green, West Derby L12 5HS Broadway branch Unit 8, Broad Lane, Liverpool L11 1AD. Opening times 9.30am to 3.30pm Monday to Friday