Prosper Magazine - January 2013

Live &

PROSPER

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January 2013 Health & Wellness VOL I, Issue 5

McKinney OB/GYN at Baylor Larry Pierce, MD Joy Whitworth, RN Aliza Chkaiban, CNM Brock Pierce, MD

THE TOWN | THE PEOPLE | THE STYLE | THE PLACE WHERE EVERYTHING MATTERS

972.346.9998 www.380dental.com

Dr. Travis Campbell, DDS 2111 E. University Dr. Suite 20 Prosper, Texas 75078 - Invisalign - Wisdom Teeth Removal - Crowns & Bridges - Root Canal Therapy - Treatment of Headaches - TMJ - Sedation Avaliable

Saturday & Emergency Appointments Available “ Great dentist and hygienist.

Helped with my fear for dentists.”

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Going the

EXTRA MILE For your Family’s SMILE.

from Women’s Medical Associates Accepting New Patients | Low & High Risk Pregnancy | Well Woman Visits | Problem GYN | Pelvic Pain

Dr. Bruce Rajala, FACOG Board Certified Obstetrics Gynecology

214.491.6070

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Botox and Fillers | In Office Essure Procedure In-Office Sterilization with no downtime

972.377.5500 info@skinzonerx.com

Now at the NEW Baylor Medical Center at McKinney 5236 W. University Dr. Ste. 3700, McKinney, TX 75071

Wishing you a Blessed New Year!

-From My Family to Yours

Ranked in the Top 2% of Realtors Nationwide, Designated Luxury Home Specialist, Listing Agent, & Buyers Agent As a 5th generation Texan, my family and I are proud to call Prosper home.

This town was built on honesty, integrity, and small town charm.

My clients know they can expect the very same from me.

Mention this ad during the month of January, and I will give 5% of my net profits upon your closing to the Cornerstone Assistance Network of North Central Texas.

Cell (214) 425-3233 tiffany@tiffanytsmith.com

WWW.TIFFANYTSMITH.COM

JANUARY 2013 live-prosper.com

Letter From The

In His Presence - 5 What’s the time...

Healthy Solutions - 6

by Dr. Jon Thomas

Community Calendar - 10 January Events in Prosper

Prosper Cents - 12 Financial Resolutions for the New Year

Publishers

Monthly Features

Each January 1st brings about reflection over the past year, and hope for the next. 2012 was an amazing year of growth for our town, and we are honored to welcome all of our new Prosper neighbors, and this is only the beginning! As we all know, 2013 will bring an exponential amount of additional growth, both in residences and retail businesses. Once a new visitor enters a business, school or home in Prosper, and is able to experience our warm and welcoming community, they can’t help but want to be a part of it! That spirit and pride is the heartbeat of our town. Let’s “resolve” as a community to maintain our small town roots as we continue to grow and flourish.

In light of recent events, we would like to recognize our amazing school district, families and children. We are so blessed to live in a community that employs such incredibly caring teachers, staff and administrators. We thank you from the bottoms of our hearts for loving, educating and shaping the lives of our children. It’s been said more than once that children are our future… and there is no better time than a brand new year to acknowledge the impact that our educators have on our precious children.

We wish all of our readers the Happiest and Most “Prosper”-ous of New Years!

With Prosper Pride,

Jason & Heather Reynolds

The Eagles Nest- 14 Health Science Technology

In This Issue Business Spotlight - 8

McKinney OB/GYN at Baylor

I Resolve to get Organized - 15 Top 5 Organizing Tips for the New Year

In Good Taste - 16

Literacy Lenses - 18

4 | Live & Prosper Magazine

Please visit Live & Prosper Magazine on Facebook at www.facebook.com/liveprosper

Executive Publishers Jason & Heather Reynolds Editorial Director Heather Reynolds Production/Artistic Director Jason Reynolds Contributing Writers Dr. Jon Thomas Doug Kriz Jennifer Sanchez Kim Southwell Paula LuAllen Caitlin Skidmore Melanie Goodman Photography Contributors Cedarbrook Photography Various Production / Design Cedarbrook Media © 2013 Live & Prosper Magazine All Rights Reserved Worldwide The title and all material are protected by international copyright laws and are reserved. No part of this publication may be reproduced without the publisher’s permission.

Although the greatest of care has been taken to ensure the accuracy of the information contained in this magazine at time of going to press, neither Live & Prosper Magazine nor Cedarbrook Media can be held liable for omissions, inexactness or errors.

To be a part of upcoming issues, please contact Live & Prosper Magazine PO Box 405 Prosper, Texas 75078 Ph:469.481.2935 www.live-prosper.com www.facebook.com/liveprosper heather@live-prosper.com

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In His Presence What’s the time…

It is time to make the change. Start working out (again). Start saving for college.

Make more time for family. The beginning of a new year is the ideal time to make positive adjustments to our life.

However, according to a Franklin Covey Survey, more than a third of our resolutions will be forgotten by the end of January. Less than a quarter will keep a year. The odds are against us, but still we want change.

In Mark 1 Jesus says, “The time is fulfilled, and the kingdom of God has come near; repent, and believe in the good news.”

There are two words in Greek that are translated in English as time: Chronos and Kairos. Chronos (think chronological) refers to passing time on a calendar. Like the date January 1, Chronos time only measures the earth’s transit around the sun. Kairos, the word translated as “time” in Mark, refers to a pregnant moment of decision. In a kairos moment, God’s will can bring the real and lasting change in our lives, our family and our world. A broken relationship is healed. A selfless act of service is extended to one in need.

A child feels the unconditional love of a parent. God’s best work is done in changing hearts, not just routines.

The odds are against us, but still we want change.

Please go to the gym, save more and schedule your time. Be active and be the change you want to see around you. But remember that real change is found in what God has already started… in the goodness and blessing that is waiting for the right moment to bloom in you. Be ready!

Doug Kriz is the pastor of Grace Christian Church. A young and growing congregation for Prosper currently worshiping Sunday at 10:30 at Baker Elementary School. www.graceprosper.org.

Dermatology Expertise in Prosper Jonathan D. Richey, DO, MHA treats dermatological conditions for pediatrics, adolescents and adults. Dr. Richey is committed to providing quality care and personalized service to each of his patients. He has advanced knowledge and training in the diagnosis as well as medical, surgical and cosmetic treatment of diseases and conditions affecting the skin, hair, nails, and veins.

Dr. Richey received his medical degree and masters of health administration from ATSU-Kirksville College of Osteopathic Medicine in Kirksville, MO. After an internship at Genesys Regional Medical Center, he completed his dermatology residency through Michigan State University at McLaren Oakland Hospital.

Dr. Richey lives in Prosper with his wife and two children. He is now seeing patients in Prosper at 821 N. Coleman Street, Suite 100. Dr. Richey is fluent in Spanish.

For an appointment or for more information about Dermatology Specialists of McKinney, call (469) 800-5325.

Physician is an employee of HealthTexas Provider Network, an affiliate of Baylor Health Care System. ©2012 Baylor Health Care System. BID HTPN_1783 12.12

821 N. Coleman St., Suite 100 • Prosper, TX 75078 www.DermatologyProsper.com 5236 W. University Dr., Suite 2000 • McKinney, TX 75071 www.McKinneyDerm.com

Healthy Solutions

by Dr. Jon Thomas

As we go into the winter months, we find ourselves in the midst of flu season.

Influenza is one of the most common viral infections preventable by vaccination. The peak time for flu infection is in January and February of each year. Flu (Influenza) is a common virus that changes its viral structure over time, making it resistant to the body’s immune system.

For this reason, vaccine manufacturers produce an updated vaccine preparation for each year’s expected types of flu viruses.

The Intramuscular flu shot is recommended for patients ages 6 months to 65 years of age and is safe during pregnancy.

Getting the influenza vaccine is the most effective way to reduce the chance of becoming infected with the flu. The vaccine usually protects 50-80 percent of those who are vaccinated from getting the flu.

If you are infected with the flu after being vaccinated, your symptoms are likely to be less severe and of shorter duration than for those who are not vaccinated.

People who receive the influenza vaccine have a lower chance of severe illness, hospitalization, and death from influenza.

If you have flu-like symptoms (temperature above 102 F, headaches, cough, body aches), please call our office for a same-day evaluation for an in-office flu test, with results available in 10 minutes.

If you have the flu, there is an antiviral treatment called Tamiflu that will be given twice daily for 5 days, regardless of when you developed the flu-like symptoms.

Dr. Thomas does recommend that patients should receive their flu shots in a physician’s office in order to review the patient’s medical history and address any questions patients may have. The most common side effect of the flu shot is tenderness or redness at the injection site, which usually resolves without additional treatment.

There are a few situations when you should not receive a flu shot. In general, any current illness with a fever, or any

allergy to eggs, or a reaction to any previous immunization, are reasons not to have the flu shot and you should talk to your doctor before proceeding with the flu shot or any other vaccination.

Influenza is one of the most common medical problems in our community each winter. Call 972-347-5778 to schedule a same day appointment with Dr. Thomas to discuss your immunizations, or for any sick visit. We electronically prescribe our medications and we have in-office flu swabs, strep swabs, and monospot testing.

Don’t forget these simple tips to prevent the transmission of infection: cover your cough or sneeze, and wash your hands after touching the face, before meals, or handling food.

Centennial Family Medicine now provides physician Saturday appointments once to twice monthly and 24/7 appointment scheduling on Zoc Doc. Visit our website at www.ProsperFamilyDoctor.com to schedule your appointment today!

Centennial Family Medicine 170 N. Preston Rd. Suite 40 Prosper, Texas 75078 972.347.5778 www.prosperfamilydoctor.com

Proud Sponsor of Prosper High School Basketball

Family Focused Care Full Service Family Practice that includes treatment for: Hypertension and High Cholesterol | Asthma and COPD Diabetes and Thyroid Disorders | Depression and Anxiety Physicals and Well Woman Exams | Smoking Cessation Programs Weight Loss Programs | Same Day Sick Visits | Sports Physicals

www.familyfocusedcare.com

972.347.1320 Call for an Appointment Today!

221 N. Preston Rd, Suite C, Prosper, Texas Most Insurance Accepted | Cash Pay Services Offered

Marcy Henson MS RN FNP-C

bioTE Medical - Subcutaneous Hormone Replacement for Testosterone & Estrogen

www.bioTEmedical.com

Botox | Juvederm | Sclerotherapy Vein Injections

www.healthfusionoftexas.com

www.live-prosper.com |

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Business Spotlight

McKinney OB/GYN at Baylor Board Certified Obstetrics & Gynecology Certified Nurse Midwife

McKinney OB-GYN is a medical practice devoted to providing the very best of care to women of all ages and is strategically located near Prosper at the new Baylor Medical Center of McKinney. All types of obstetrical and gynecological care are provided to women from adolescence through the childbearing years and into menopause. The goal of the practice is to offer women the individualized care they desire and deserve.

For instance, not only are physicians a part of the practice, but a certified nurse midwife (CNM) is also available to attend and provide care to patients of her own.

The providers at McKinney OB-GYN allow patients to “have it their way” while they receive quality care, whether it be for pregnancy or gynecological services.

Dr. Larry Pierce, the founder of McKinney OB-GYN, has been in practice in the northern Collin county area for over 30 years.

A native of Dallas (and now a Prosper resident along with his wife, Lisa, and three of their school-aged children), Dr. Pierce was the first Board Certified OB-GYN in the area. He graduated from Southwestern Medical School in Dallas and trained at St. Paul and Parkland Hospitals. Dr. Pierce has served as Chief of Obstetrics and Gynecology and Chief of Staff at our nearby community hospitals. Currently, in addition to practicing at Baylor Medical Center of McKinney, he is also happy to serve as Baylor’s Chief Quality and Patient Safety Officer. He is deeply committed to making sure that all patients receive only the best quality of medical care. Dr. Pierce is proud to have had his oldest son, Brock Pierce, join him in the practice last year.

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Dr. Brock Pierce (commonly referred to as “Dr. Brock” by the staff, nurses, and patients) graduated from the University of Texas Medical School at San Antonio and then trained in OB-GYN at Parkland Hospital in Dallas. He was voted “Best Resident” at Parkland during one of his four years of training. Dr. Brock brings to the practice the use of the newest technology in OB-GYN surgery, such as the use of full laparoscopic and robotic techniques.

Aliza Chkaiban, CNM, obtained her Masters Degree and trained in Midwifery at the University of Texas Medical Branch. She was Board Certified in Nurse Midwifery in 2005, and since then she has been delivering babies and providing gynecological care to women. Aliza joined the practice in 2010. For women looking for compassionate, “hands on” midwifery care, they need to look no further! Aliza’s patients have only the highest praise for the care she provides to them. As one of Aliza’s recent patients stated, “Aliza viewed the process of labor and delivery as a natural event. With grace and patience, she helped me bring my beautiful son into the world with a steady hand, a caring heart, and no medications!” This is the sort of care for which Aliza constantly strives; indeed, the physicians of the practice are constantly available to her for any obstetrical (and even gynecological) concerns which may arise as she cares for her patients.

Joy Whitworth, RN, provides the greatest and most personal care possible to all patients of the practice; she has done so for 25 years. Joy is always available for patients who call the office for assistance and/or questions.

The providers of McKinney OB-GYN are quite excited about their recent move to the new Baylor Medical Center of McKinney. They enjoy providing care to the women of the area, and they are all accepting new patients.

Their office is located at the Professional Office Building next door to Baylor Medical Center of McKinney. The address is: 5236 W. University Drive (Highway 380) Suite 3150 McKinney, Texas 75071 For questions or to make an appointment, please call 972-562-1000. For more information, and a comprehensive list of services, please go to www.mckinneyob-gyn.com

“Have it your way” Quality Patient Care Newest Technology in OB/GYN Surgery Full Laparoscopic and Robotic Techniques Compassionate “Hands On” Midwifery Care

McKinney OB/GYN at Baylor Obstetrics & Gynecology Certified Nurse Midwife

972.562.1000

5236 W. University Dr., Suite 3150 McKinney, Texas 75071

SUNDAY 2

MONDAY

January

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~New Years Day~

THURSDAY

WEDNESDAY

TUESDAY

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3 ~Winter Break PISD CLOSED

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zine

Happy New Year!!

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~PHS Bowling @ Plano Super Bowl 6:30pm

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8~Prosper Chamber Meeting 9 ~Eagles BBB @ Frisco Liberty 5:00pm ~Lady Eagles GBB @ Frisco Liberty 5:00pm ~Eagles Soccer @ PHS 5:30pm ~Lady Eagles Soccer @ Reynolds MS 5:30pm

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21 ~PISD Bad Weather Make-Up Day ~PISD School Board Meeting

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~Prosper Chamber Meeting

~Eagles BBB @ Frisco Wakeland 5:00pm ~Lady Eagles GBB @ Frisco Wakeland 5:00pm ~Eagles Soccer @ Frisco Liberty 5:30pm ~Lady Eagles Soccer @ Carrollton Creekview 6:00pm

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~Eagles Soccer Prosper Invitational ~Lady Eagles Soccer Prosper Invitational

~Winter Break PISD CLOSED ~Eagles BBB @ PHS 5:00pm

~Prosper Rotary Meeting 7:30am

23 ~Prosper Rotary Meeting 7:30am

17 ~Eagles Wrestling @ PHS 6:00pm

24 ~Eagles Soccer

@ Little Elms Lobo Winter INV ~Lady Eagles Soccer @ EMS X-Town Shootout

~Eagles Wrestling @ McKinney High 6:30pm

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~Eagles BBB ~Prosper Rotary Meeting 7:30am @ Little Elm 5:00pm ~Lady Eagles GBB @ Little Elm 5:00pm ~Eagles Soccer @ PHS 5:30pm ~Lady Eagles Soccer @ Frisco Liberty (TBD) 5:30pm

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~Eagles Powerlifting @ Frisco Lonestar 4:00pm ~Lady Eagles Softball @ PHS 5:00pm

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~Eagles Wrestling @ Justin NW 9:00am

~Lady Eagles GBB @ PHS 6:00pm ~Lady Eagles Soccer @ PHS 5:30pm ~Eagles Soccer @ PHS 5:00pm

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Prosper Invitational ~Lady Eagles Soccer Prosper Invitational ~Eagles Swim @ McKinney HS ~Eagles BBB @ PHS 5:00pm ~Lady Eagles GBB @ PHS 5:00pm

~Eagles Wrestling @ PHS 6:00am

BBB 15 ~Eagles 16 @ Frisco Heritage 5:00pm ~Lady Eagles GBB @ Frisco Heritage 5:00pm ~Eagles Soccer @ PHS 5:30pm ~Lady Eagles Soccer @ Mesquite 5:30pm

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~Prosper Rotary Meeting 7:30am

SATURDAY

FRIDAY

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~Winter Break PISD CLOSED ~Eagles Wrestling @ Lone Star 6:00pm

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~Eagles BBB @ Frisco Centennial 5:00pm ~Lady Eagles GBB @ Frisco Centennial 5:00pm ~Eagles Soccer @ PHS 5:30pm ~Lady Eagles Soccer @ Reynolds MS 6:00pm

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Soccer 12 ~Eagles Prosper Invitational ~Lady Eagles Soccer Prosper Invitational ~Eagles Swim @ McKinney HS ~Eagles Wrestling @ McKinney N 8:00am ~PHS Bowling @ Plano Super Bowl 4:00pm

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~Eagles Powerlifting @ Princeton 8:30am ~Eagles Wrestling @ Centennial 10:00am ~PHS Bowling @ Plano Super Bowl 12:00pm

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@ Little Elms Lobo Winter INV ~Lady Eagles Soccer @ EMS X-Town Shootout

~ Eagles Tennis @ Wakeland ~Eagles BBB @ PHS 5:00pm ~Lady Eagles GBB @ PHS 5:00pm

~Eagles Soccer @ Little Elms Lobo Winter INV ~Lady Eagles Soccer @ EMS X-Town Shootout ~Eagles Wrestling @ Richardson Pearce 9:00am

Sponsor this Calendar or Advertise your Event!!

Contact us at:

heather@live-prosper.com

469.481.2935

www.live-prosper.com |

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PROSPER CENT$ ALL STAR SELF STORAGE Your One Stop Storage Solution

www.allstarselfstoragetexas.com Celina/Prosper Location 3910 S. Preston Road Celina, TX 75009 Hours: 9-6 Mon-Fri 9-3 Sat.

Climate Control

972.347.9920

24 Hour camera security On-site managers Storage access 7 days a week, 24 hours a day.

Renting a large unit?

Ask about our free movers!

by Melanie Goodman VP, American Bank of Texas

Have you made your 2013 Financial Resolutions?

Have you made your New Year’s resolutions? Many people use the New Year as a time to start improving their financial outlook. Here are a few financial (and fun) resolutions to consider: Don’t get overdrawn. Set up alerts on your accounts to let you know when your account is running low.

Get out and see the world. Take a trip with our bank travel club. We have short, long and adventurous trips. We have a trip to suit any traveler type.

Start a college fund for the kiddos.

Open a children’s savings account, for your child or grandchild, and start saving for their future.

RV and Boat Storage

Any Way You Want It!!

1049 Preston Road Prosper, Texas 75078

Kara Krystina Ostroski-Francis, Esq. www.karafrancis.com | 888.929.2314

Take the family dog to an event.

Every year in April we have a free event at American Bank of Texas that is just for the dogs and their families. It’s called the Prosper Pooch Party!

Save more money. Sweep money from your personal checking to your savings account automatically. Call the branch or stop by to start saving now.

Refinance the house. Mortgage rates are at all-time lows. Check out American Bank of Texas’ homeimprovement and refinancing rates.

Organize important papers and valuables. We have safe deposit boxes in several sizes to accommodate your legal papers, car titles and valuables. Storing your items is a very inexpensive option. We have boxes starting at just $20 a year.

No late bill payments. Take advantage of online banking where you can setup automatic payments for monthly bills.

Financial resolutions can be made any time of year and we have products at American Bank of Texas to help you achieve your goals. We have great Texas people at our great Texas bank to help you. Stop by or give us call.

2831 Creekwood Lane, Prosper, TX Golf Course Lot on #17 Tee | Gorgeous views of Gentle Creek Golf Course Price: $599,999 | Sq ft: 4823 | 4 bedroom | 4.1 bath | 2 stories 3 car garage | Sprinkler system Premium sound speakers throughout home Built in 2007

At Cornerstone, our vision is of a community coming together to share the Gospel and help family units escape the cycle of need for good by providing resources, tools, and education.

From our inception, we have prayed that health care would one day be part of the services we are able to offer. God has answered that prayer in an incredible way! Starting January 23rd, 2013 (our third year of ministry), we will be able to offer healthcare to our neighbors in need!

This made is possible through Cornerstone’s partnership with Family Focused Care and their Family Nurse Practitioner, Marcy Henson.

As a health care provider, Marcy’s goal is to empower patients to take charge of their own health by providing them valuable information that allows them to make informed and educated decisions regarding their personal health.

She will do the same with our neighbors.

Erin Hickman

Cell : 214.502.4801 erin@grisak.com

www.prospertexas.net

This is a program we will need volunteer help with! If you are interested in learning more, please e-mail info@cornerstonenct.org!

www.live-prosper.com |

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The Eagle’s Nest

By Paula LuAllen, RN, BSN Prosper High School Health Science

P

rosper HS began the Health Science Technology courses about 5 years ago to any student who had an interest in health care, becoming a health care aide, or attending nursing or medical school. Three tiers of classes offer students a wonderful exposure to many aspects of health care.

The first tier is a sophomore based class (1 credit) that introduces concepts of health care, different types of health care professions, basic human anatomy and some disease processes. We try to accommodate as many interested students as possible.

The second tier, junior level class (2 credits) gives students the opportunity to actually attend hospitals and clinics, and shadow health care professionals in many different job settings. Students observe everything from a radiologist to a labor and delivery nurse. This is a favorite of the students, and through the classroom curriculum and hands on experience really helps them to have a better understanding of how they see themselves fitting into health care and pursuing a career. This course is limited to 30-40 students, so there is an application process.

The third tier class, (2 credits) branches into two different categories. One stem takes you into the nursing home setting and prepares students for certification in

nursing assistance (CNA) exam. Students study and Ask for the “PISD Special”and learn specific skills Prosper ISD Special Papa Johns will Donate $1 Back to Prosper ISD for every order! in the classroom.

After perfecting Large 2 Topping Pizza, Bread Side, and a 2 Liter these skills, stu2111 East University Dr. online code: PISD1 Prosper, Texas dents take their experience into the real world, applying them in the The second stem of the third year gives nursing home setting. After completing students the opportunity to sit for the the 75 hour course requirement, (during state certification exam for Pharmacy Asschool hours) the students take a state sistant. This is a classroom setting where exam. Prosper has a 100% pass rate. students learn approximately 200 medications, how to compound and count medication and provide assistance to a “These students are pharmacist. As soon as they graduate qualified to work in from high school, they may take their PH. a nursing home or A. exam, which allows them to work at any pharmacy earning between $12-$14/ other clinical setting hour.

$15.99 972.347.1613 | www.papajohns.com

with a pay rate of $12-$14/hour”

The most exciting thing about this program is the confirmation for a student as to whether this is the correct field for them. Colleges and universities are always interested in these students, because they know the commitment it takes to complete these courses. When allied health, nursing schools and medical schools see these courses on a student’s transcript and students still want to apply to their colleges, they look at these kids as “sure things”.

Let Our Family Meet Your Family Kelly Phillips, DO sees patients of all ages and offers a full spectrum of medical services

providing care for newborns to young adults. Dr. Phillips provides safe, effective, high-quality health care to families in Prosper and its surrounding communities. She is currently welcoming new patients and accepts most insurance plans.

• Annual Physicals/Well • Health Maintenance • Chronic Disease • Minor Surgery, Child Exams, Sports and Preventative Care Management Injections and Urgent Physicals Care

For an appointment or for more information about Baylor Family Medicine at Prosper, visit www.ProsperDoctors.com or call (469) 800-5200.

821 N. Coleman St., Suite 100 Prosper, TX 75078 (469) 800-5200 • (469) 800-5210 Fax Physician is an employee of HealthTexas Provider Network, an affiliate of Baylor Health Care System. ©2012 Baylor Health Care System. BID HTPN_1783 12.12

Live &

PROSPER

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Put Off Procrastinating – You are never going to have 5 straight uninterrupted hours. If you did, the last thing you would do is organize a whole room. Make a one hour appointment with yourself and tackle only part of a room, a disc of photos or a stack of paper.

M

A New Year means a new Top 10 Resolutions List and no doubt, “Get Organized” is on there. If you have decided that 2013 is your year to find everything you need and make the best use of your time, perhaps my Top 5 Organizing Tips will help you get started.

Next Month............

Prosper’s Person of 2012

Minute to Win It – Or organize it. You can make a dent in chaos in a brief amount of time. Tackle a small space, like a drawer, and enjoy instant gratification.

It’s Not About the Stuff – Clutter is what you see, but how it got there is what you want to tackle.

Organizing as a process. Once you apply the right process and create the best system, the stuff will find its rightful place.

It Doesn’t Have to Look Like Pottery Barn – If you can find what you’re looking for in a matter of seconds, you are organized! Some people are visual and need things out to find them; some prefer clear counters and desktops. As long as you are not wasting time on endless searches, you are on the right track.

“I RESOLVE TO GET ORGANIZED!”

Rome Wasn’t Built in a Day – Your home, office or car didn’t get chaotic overnight and there is no magic wand to wave it all into order in an instant. Be realistic about how long your process to get organized is going to take and you will likely stick with it until your goal is reached.

Jennifer Sanchez is a professional organizer, member of the National Association of Professional Organizers (NAPO) and owner of Organize & Prosper. Visit her on the web at www.OrganizeAndProsper.com, email her at Jennifer@OrganizeAndProsper.com or call 972.467.5107.

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THE TOWN | THE PEOPLE | THE STYLE | THE PLACE WHERE EVERYTHING MATTERS

As we prepare for the New Year, let us reflect on the last and on the people that helped make it memorable. The Prosper community is filled with compassionate, giving, successful leaders. Here at Live & Prosper Magazine, we would like to recognize the individuals who help to shape our community every day.

Please take a moment to nominate one of our great residents as PROSPER’S PERSON OF 2012!!

Visit our website at www.live-prosper.com for the brief nomination form. Return it by January 11th, and we will recognize our 6 top nominees in February’s Issue!

In Good Taste Chipotle-Rubbed Beef Tenderloin

Ingredients * 1 beef tenderloin roast (2 pounds) * 2 teaspoons canola oil * 3 teaspoons coarsely ground pepper * 3 garlic cloves, minced * 2-1/2 teaspoons brown sugar * 1 teaspoon salt * 1 teaspoon ground coriander * 1/2 teaspoon ground chipotle pepper * 1/4 teaspoon cayenne pepper Directions * Brush beef with oil. Combine the remaining ingredients; rub over meat. Cover and refrigerate for 2 hours. * Place on a rack coated with cooking spray in a shallow roasting pan. Bake, uncovered, at 400° for 45-55 minutes or until meat reaches desired doneness (for medium-rare, a thermometer should read 145°; medium, 160°; well-done, 170°). Let stand for 10 minutes before slicing. Yield: 8 servings.

Decadent Brownie Swirl Cheesecake

Ingredients * 1 package fudge brownie mix (13-inch x 9-inch pan size) * FILLING: * 4 packages (8 ounces each) cream cheese, softened * 1 cup Imperial Sugar® / Dixie Crystals® Granulated Sugar * 4 eggs, lightly beaten * 3 teaspoons vanilla extract or 1 teaspoon almond extract and 2 teaspoons vanilla extract * Fresh raspberries and chocolate curls, optional * Prepare brownie mix according to package directions for chewy fudge brownies. Set aside 2/3 cup brownie batter; spread remaining batter into a greased 9-in. springform pan. * Place pan on a double thickness of heavy-duty foil (about 18 in. square). Securely wrap foil around pan. Bake at 350° for 25-28 minutes (brownies will barely test done). Cool for 10 minutes on a wire rack. * In a large bowl, beat cream cheese and sugar until smooth. Beat in eggs and vanilla on low speed just until combined. Stir 1/3 cup into reserved brownie batter; set aside. Spoon half of the cheesecake batter into crust; dollop with half of reserved chocolate cheesecake batter. Repeat layers. Cut through batter with a knife to swirl. * Place in a larger baking pan; add 1 in. of hot water to larger pan. Bake at 325° for 1-1/2 hours or until surface is no longer shiny and center is almost set. * Remove pan from water bath and foil. Cool on a wire rack for 10 minutes. Carefully run a knife around the edge of pan to loosen; cool 1 hour longer. Refrigerate overnight. Remove sides of pan. Garnish with raspberries and chocolate curls if desired. Yield: 16 servings.

133 Dylan Road, Suite #D Prosper, Texas 75078

972.347.6586

www.thecell4life.com facebook.com/TheCellInForLife Twitter: @TheCell4Life

We are your premiere 1-Stop Shop for family fitness! Youth speed/agility/strength training, group exercise classes, chiropractic services, dietary & wellness consultations, cardio & strength training, massages, and lots more!

16 | Live & Prosper Magazine

Is NOW the time to Refinance?

by Angela Deaton, Branch Manager PrimeLending, Frisco, Texas

Record-low interest rates have many homeowners considering refinancing their mortgages, but loan experts advise them to consider more than just the tantalizing low rates when making this decision.

The refinancing process includes closing fees, which vary from a couple thousand dollars to upward of $5,000. Saving only .5% on the interest rate, the difference between refinancing from a 4.5% to a 4% rate, means it could take years to recoup the fees attached to the refinancing – fees that you wouldn’t pay otherwise.

Should You Stay or Should You Go? “When deciding whether to refinance, a key determiner should be how long you plan to stay in the house,” says Angela Deaton, branch manager and senior loan officer with PrimeLending in Frisco. According to mortgage experts, people stay in their home for an average of seven years.

“If you intend to stay in your home for that long and you can get a better interest rate, it generally makes sense to refinance since you’ll likely recoup the closing costs over that time,” Deaton says. “For those looking to move in a couple of years, refinancing might not make financial sense.”

For example: If your closing costs are $4,000 and you save $100 a month on your mortgage by refinancing, it would take you a little more than three years to recoup the cost. On the flip side, if you are saving $300 a month by lowering your interest rate, it would only take about a year to pay it back.

Homeowners considering refinancing should also take into account the equity amount. Refinancing a mortgage is like starting over. Refinancing into a new, 30-year mortgage on a loan you’ve been paying for six years means that you’ll be paying the new mortgage for 30 years instead of 24. Refinancing takes you back to the beginning of the process.

Starting over can be Helpful…

But, the benefits of starting over with a new mortgage may be entirely worth it.

“When deciding whether to refinance, a key determiner should be how long you plan to stay in the house,” Homeowners are able to: * Get a fixed-rate mortgage and decrease the risk of changing interest rates * Decrease payment amounts by securing a lower interest rate * Shorten the term of loan and pay off the loan faster – which saves money on interest

Make sure that if you decide to refinance, it is not an impulsive reaction to one, singular factor like suddenly falling rates. To make the best decision for you and your financial situation, you’ll want to consider all the contributing factors such as how long you plan to stay in the home and how going through the process would help you achieve your long-term financial goals.

Questions to consider include: * How much will you save each month? * How much will it cost to refinance? * Will refinancing change the length of the loan? * How long do you expect to stay in the house? * Have you requested amortization tables from your trusted Loan Officer to know how much you will actually save from this process?

If you are in need of a trusted Loan Officer, contact Angela Deaton at PrimeLending for all of your mortgage needs.

PrimeLending is a local lender with bankowned security, offering competitive rates and outstanding customer service.

Angela is a “Prime Power Producer” with 10 years of experience at PrimeLending, and her team of loan originators offers excellent support and service. The Angela Deaton Team provides quick turn-times and 30-day closes.

For more in-depth information about the pros and cons of refinancing, visit Angela’s Refinance Guide on her website: http://www.angeladeaton.com/refinance_guide_angela_deaton.html

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17

Literacy Lenses

by Kim Southwell

- Reading Ranch

Provide your children with a wonderful collection of great books or learning DVD’s. Below is a condensed teacher’s favorite list.

PreK: Rebus books and/or Nursery Rhymes, Leap Frog Letter Factory and/or Talking Words Factory Kinder: Bob Books and Biscuit 1st: Syd Hoff – Danny and the Dinosaur and/or The Littlest Leaguer Upper 1st & 2nd: Arnold Lobel – Small Pig, Mouse Soup, Owl at Home; Henry & Mudge Series 2nd/3rd: Seymour Simon (Non-Fiction)…favorites for many boys!

3rd: E.B. White’s – Stuart Little or Charlotte’s Web 4th: Tom Sawyer, Matthew Christopher (Sports Books)

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