Guide to Financial Aid

GUIDE TO FINANCIAL AID Enrollment Services Brooklyn Campus (718) 488-1037 to Financial Aid (516) 299-2323 PostGuide Campus Updated July 2021

Federal Code State Code

002751 1 0403

Guide to Financial Aid Updated July 2021

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TABLE OF CONTENTS

General Information Family Education Rights Privacy Act (FERPA) Satisfactory Academic Progress (SAP)

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Withdrawing from Courses Special Circumstances Disbursement of Financial Aid Federal Financial Aid Programs

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New York State Grant Programs Tuition Assistance Program (TAP) Enhanced Tuition Award (ETA) Aid for Part-Time Students (APTS) Veteran Funding Programs LIU Scholarships and Grants

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Completion Rate Requirement GPA Requirements Professional Criteria Additional Information

Federal Pell Grants Federal Supplemental Education Opportunity Grants (Federal SEOG) Health Professions Student Loans (HPL) Federal Work Study (FWS)

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General Guidelines for Undergrad and Grad Scholarships and Grants

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Direct Subsidized and Direct Unsubsidized Loans Direct Parent Loan for Undergraduate Students (PLUS) Direct Graduate (PLUS) Loans Subsidized and Unsubsidized Loan Limits Subsidized and Unsubsidized Aggregate Loan Limit

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Federal Student Loan Programs

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Private Student Loan Appeal Policy for Withdrawals

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Calculating Tuition and Fee Liability

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Steps to Finalize Your Financial Aid and Account Guide to Financial Aid

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Types and Definitions Deadlines for Filing Late Drop or Withdrawal Appeal Student Action Required Documents University Action Impact on Student Records, Tuition and Fees and Financial Aid Approval Impact Denial Impact Acceptable Requests Liability Schedules Summer and Other Multi-Week Session Schedule

Updated July 2021

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There are several eligibility requirements that student must meet in order to receive the financial aid listed on their award notice, including the following: ♦ Reapply yearly for Federal Student Aid by successfully completing the Free Application for Federal Student Aid (FAFSA) ♦ Full-time financial aid status for all students (undergraduate and graduate) requires a minimum registration of 12 credits per term without withdrawals. ♦ To be considered a part-time student, you must enroll for a minimum of 6 credits a term without withdrawals. ♦ Student must also: a) be fully matriculated in your program of study; b) be in good academic standing (as outlined in the University Bulletin); c) register within a month of the date on your award notice – otherwise, we will assume that you are not continuing your studies and your financial aid will be offered to our waiting list students; and d) Accept or decline all awards and loans online.

Some other important information concerning financial aid award(s) includes:

Family Educational Right and Privacy Act (FERPA)

Every year, Long Island University informs students of their rights under the Family Educational Rights and Privacy Act of 1974, as amended. Long Island University complies with this federal statute which affords students over 18 years of age, or attending a post-secondary institution ("eligible students") certain rights with respect to their educational records.

Satisfactory Academic Progress (SAP)

Federal regulations require students to make satisfactory academic progress (SAP) toward the completion of a degree or certificate program in order to receive Title IV financial aid, which includes Federal Pell and SEOG Grants, Federal Work Study, Federal Perkins Loans and the Federal Direct Loan Program. Satisfactory academic progress is measured qualitatively and quantitatively by two components: a student's cumulative grade point average (GPA) and the amount of credits they have earned relative to their year in school and enrollment status.

Satisfactory academic progress is measured annually, at the end of the spring semester.

Students failing to meet the above criteria are eligible to appeal this decision if extenuating circumstances played a factor in their academics. Examples of such circumstances could include an illness, accident, separation or divorce, or the death of a relative. An appeal must be made in writing to the University and include an explanation of the circumstance(s) that may have adversely affected the student's ability to meet the academic requirements, and the changes that have occurred which will allow them to make SAP in the future. All appeals must be accompanied by supporting documentation, such as a letter from a doctor or attorney.

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If an appeal is granted, the student will either A) be placed on probationary status for one semester after which the student must meet SAP guidelines, or B) must be successfully adhering to an individualized academic plan that was developed for them as part of their appeal. Failure to meet these criteria will result in loss of eligibility for Title IV funds.

Students wishing to receive Title IV financial aid for summer semesters may have these awards evaluated and offered prior to a determination of SAP. All students receiving summer aid will have their SAP evaluated after all spring grades have been submitted. Students not making progress will have their summer aid cancelled, and the student will be liable for all assessed charges unless an appeal is filed and granted as outlined above.

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UNDERGRADUATE CRITERIA - The criteria below outline the progress that is required for a full-time undergraduate (non-professional) student to be considered in good standing GRADUATE CRITERIA -The criteria below outline the progress that is required for a fulltime graduate (nonprofessional) student to be considered in good standing:

Completion Rate Requirement

All students must earn at least 67 percent of their attempted hours. The maximum time frame to complete each degree varies by Department and is outlined in the bulletin under the specific degree program.

GPA Requirement

Students who have earned fewer than 13 credits must maintain a 2.5 GPA; students who have earned 13 credits or more must maintain a 3.0 GPA

Professional Criteria

The criteria below describe the progress that is required for a full time professional Pharm. D. student to be considered in good standing:

Additional Information • • •

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Progress standards for part-time students are prorated based upon the criteria above.

Qualifying transfer credits are counted as both attempted and earned credits but have no effect on the GPA. Grades of W (Withdrawal), UW (Unofficial Withdrawal), INC (Incomplete), and IF (Incomplete Fail) are counted as credits attempted but not completed, and do not affect the GPA. Repeated classes will count only once towards credits completed. A student may receive aid for a repeated class that has been successfully completed once.

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Students may not receive Federal aid for classwork that exceeds 150 percent of their degree requirements.

Any departmental requirements that exceed these standards must be adhered to for the purposes of evaluating SAP.

Withdrawing from Courses

If a student wishes to withdraw from a class, or from the University, they must notify the Enrollment Services Office. When a student withdraws from courses that result in a drop-in registration status below the minimum noted above, it may require a reduction or cancellation of any or all financial aid awarded. If this cancellation takes place for a fall term, the spring financial aid is also cancelled. Returning spring students must reapply for aid by visiting Enrollment Services Office.

You can view information on the impact on financial aid eligibility if you withdraw from all courses, or if you receive all “UW” grades (unofficial withdrawal) in a term, on our website.

Please see the Liability Schedules in this guide, or on our website, to determine if you would be entitled to a refund of tuition charges. For our policies appeals please see the Student Appeals for Withdrawals section of this guide.

Special Circumstance Appeal

The Enrollment Services Office understands that with today’s economy there may come a time where your family has had to deal with an unexpected change of income. This office is prepared to assess your circumstances and determine if you are eligible for a process called the “Special Circumstance Appeal”.

An appeal may be made regarding the expected family contribution (EFC) that was determined from the FAFSA. To be eligible to process an appeal, a student must have received a Student Aid Report (SAR), and provide documentation regarding the change in his/her family’s financial situation. Reasons for filing an appeal include the death of a parent or spouse, the loss of family income (from employment, investments, business, etc.), or divorce.

To be considered for a Special Circumstance Appeal, the change in family income circumstances must have already taken place for a minimum of 12 weeks. For example, if a parent became unemployed, and this unemployment took place at least 12 weeks ago, this would be a cause for an appeal. As mentioned, supportive documentation is required regarding the reason for the appeal, and all information will be used for financial aid purposes only, and will be held in the strictest of confidence.

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Disbursement of Financial Aid Funds

Generally, federal and state financial aid funds are made available to students at the beginning of each semester, and are applied to billing accounts at different intervals. Federal Pell Grants may be applied first, then Federal SEOG and Federal Perkins Loans next, followed by TAP and other aid. LIU scholarships and grants and some of the other aid programs are applied to accounts after the official withdrawal period as stated in the University Bulletin (after the fourth week of classes). Financial aid awards, whether grants or loans, are automatically credited to your account. Credits originating from University Aid may be used to cover prior balances.

Federal Direct Student Loans have specific disbursement schedules – they include one disbursement per term for a two term loan (fall/spring), and two disbursements a term for a one term loan (fall only, spring only, etc.). Loans for one term only have the first disbursement at the beginning of the term, and the second disbursement by mid-semester. The anticipated disbursement dates are indicated on the Disclosure Statement that a Federal Direct Student Loan borrower receives from the Common Origination & Disbursement agency of the Federal Government.

After financial aid is disbursed, the University must continue to determine a student’s eligibility for those awards. If a student changes his/her full-time status, withdraws from any or all classes, or receives additional resources not previously considered (including scholarships), it is necessary for the ENROLLMENT SERVICES Office to re-evaluate eligibility. If a student is no longer eligible to receive an award that was previously disbursed, the University will cancel that award and this will result in a debit balance being placed on the student’s account. Revised award notices will be sent to the student via their My LIU email account. Students should contact this office regarding any new open balance that results from this action.

FEDERAL FINANCIAL AID PROGRAMS Federal Pell Grants

For undergraduate students registered for 3 or more credits, this federal grant program does not require repayment and is based on exceptional financial need. An award of the Federal Pell Grant eligibility is provided on financial aid award notices based on information from the FAFSA. The 2021-22 maximum annual award is $6,495.

Federal Supplemental Educational Opportunity Grants (Federal SEOG)

Awarded to undergraduate students who have exceptional financial need (no repayment required). Priority is given to full Federal Pell Grant recipients. Students who have exceeded Pell’s Lifetime Eligibility Units (6 years) will not be entitled to SEOG. The 2020-21 maximum annual award is $3,000.

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Health Professions Student Loans (HPL)

These are low interest federal loan programs that are available to full-time undergraduate and graduate students exhibiting financial need. HPL loans are available to Pharmacy majors who provide parental information on the FAFSA application. These loans carry a fixed interest rate of 5%. Repayment for the Federal Perkins Loans begins nine months after graduation or termination of at least half-time studies. Repayment for the HPL Loans begins one year after graduation, termination of at least part-time studies, or immediately for students who change their major from Pharmacy.

Federal Work-Study (FWS)

This federal work program provides on-campus part time employment while the student is enrolled in school to help pay his or her education expenses. Students will be able to apply for positions at jobs.liu.edu. Students will be paid directly for the hours he or she works and the amount he or she earns cannot exceed the total amount awarded by the school for the award year.

NEW YORK STATE GRANT PROGRAM Tuition Assistance Program (TAP)

Maximum Award $5,165 – A New York State grant program for full-time (12 credits or more per term) students. This award is based on New York State net taxable income from the previous year and may be applied only to tuition. TAP award estimates are provided on financial aid award notices. Actual TAP awards are generated by the New York State Higher Education Services Corporation (NYSHESC) in Albany and are usually awarded to students by June of each year, after the New York State budget has been approved. Generally, students may receive up to eight semesters of TAP funding. All students must declare a major before the end of their fourth term of TAP funding. Maximum Award $5,665 a year.

Enhanced Tuition Award (ETA)

The Enhanced Tuition Awards (ETA) program provides tuition awards to students who are New York State residents. Have a combined federal adjusted gross income of $125,000 or less and successfully earned at least 30 credits each year (successively). Students must execute a Contract with NYS agreeing to reside in NYS for the length of time the award was received, and if employed during suck time, be employed in NYS. Recipients of Enhanced Tuition Awards will generally receive $6,000 through a combination of their TAP award, ETA award and a match from Long Island University.

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Aid for Part-Time Study (APTS)

This NY State grant program provides funding to undergraduate students who are part-time (registered for a minimum of 3 and a maximum of 11 credits). Academic criteria for this program are similar to the TAP Program, and applicants must have remaining TAP eligibility in order to qualify. Students must apply EVERY fall and spring semester for this award, and may obtain applications from the Enrollment Services Office.

The deadline date for applying for APTS is within three weeks of the start of each semester.

Awards are based on the availability of funds provided to the University and the number of students applying for assistance.

VETERAN FUNDING

The students who are receiving educational benefits are either veterans themselves or they are veteran dependents (child or spouse). Because of all of the branches, timelines, leadership opportunities, and ever-changing areas to serve, they are separated in “chapters”.

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Chapter 30- Montgomery G.I Bill This is not as common, but we still have a few students who are part of this chapter.

This applies to Veterans who began active duty service for the first time after June 30, 1985. They MUST possess an Honorable discharge.

Chapter 31- VOAC Rehab The VOAC REHAB is a Vocational rehabilitation and employment benefit. They have been discharged and apply to this program. They receive a specific counselor through the program that advises them and pays for all tuition, fees, books, and basically anything that they need to be a successful student. You certify them normally, but then connect with Katelyn (see contacts section for more information).

Chapter 33- Post 9/11 G.I Bill Chapter 33 is most common but you must focus on their PERCENTAGE. Not all students are 100% Yellow Ribbon. If they are yellow ribbon, this means that we have an agreement with the VA that we will match whatever the balance is left over after their G.I bill is processed.

Chapter 35- Sgt. Fry Memorial Chapter 35 students are dependents of Veterans who have served and are either totally disabled or have died as a result of service. You still certify them normally, but the money is given directly to the student and they must pay the school with those monies.

We do not receive direct checks from the VA for Chapter 35 students.

Chapter 1606- Sel. Res. G.I. Bill Chapter 1607- Sel. Res. G.I. Bill This is a tuition assistance program.

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Certification

To certify a student, they must first show their COE (Certification of Eligibility). This document is administered by Veteran Affairs (VA) and informs LIU how much in educational benefits a student has remaining. If a student has benefits, they complete a Pedigree Form and request for certification. A request for certification must be completed each semester after a student registers for classes, while the Pedigree must only be completed once on entry to LIU. It is the responsibility of the student to submit a certification request if anything changes.

LIU SCHOLARSHIPS

Long Island University’s scholarship programs are designed to reward students who demonstrate outstanding academic achievement in high school. We are committed to providing our students with an affordable, high-quality education and awarded over $100 million in scholarships to our most recent freshmen class. Awards are given to students who demonstrate academic achievement, athletic talent, or strong leadership as well as performers and artists. Aid is also awarded based on financial need.

All first-year students are automatically considered for scholarships, renewable for up to 8 consecutive terms of undergraduate study if the student meets the specific renewal requirements, which includes maintaining full-time enrollment status and a 3.2 cumulative GPA.

LIU Offers • • •

Merit-based Scholarships Talent-based Scholarships Endowed and Restricted Scholarships

There are several need-based scholarship opportunities available to qualified LIU students.

These scholarships are for first-time students who have documented financial need.

Endowed and Restricted Awards are available to students who meet the pre-determined criteria. Success Coaches and Counselors may nominate students who may benefit from additional funding to departmental leadership. These processes are facilitated in the beginning of the fall semester.

General Guidelines for Undergraduate and Graduate Scholarships

 The Free Application for Federal Student Aid (FAFSA) must be completed each year within stated deadline dates. Without FAFSA information, awards will not receive. All students are required to complete their applications on-line at studentaid.gov Guide to Financial Aid Updated July 2021

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 Most scholarships and/or grants from Long Island University are awarded at the time of a student’s admission to the University. Recipients must meet the general admissions criteria of both the University and the department of their academic plan (major). When an SAT score is considered for an award, it is based on the combination of the Critical Reading and Mathematics scores only. Scholarship recipients may not be in default of any federal student loans, and must be US citizens or permanent residents (except for recipients of International Student Grants) who are eligible to apply for TAP and/or Federal Pell Grants. The Free Application for Federal Student Aid (FAFSA) must be completed each year within stated deadline dates.  Award recipients must be full-time students enrolled for a minimum of 12 credits per semester, must maintain this full-time status, and achieve at least a 3.2 cumulative average.

Awards are granted for the standard academic year - fall and spring terms (unless otherwise noted in the award description which appears in the letter of admission), and do not cover summer enrollment. Unless specified in the award description, these scholarship and grant programs are only applicable to the undergraduate phase of any program. Students are required to make progress toward their degree objective.  The Financial Aid Award notice(s) provides annual award amounts and most are divided in half to determine the per semester award. Students attending only one term will only see that particular semester on their award notice.  Baccalaureate candidates may receive their undergraduate scholarship for up to eight fulltime semesters for first time freshman and up to six full-time semesters for transfer students. If the student does not complete his/her degree requirements within this timeframe, a petition must be made with the Scholarship Committee for an additional term. Scholarship assistance does not cover courses that are repeated or additional courses required because of a change of academic plan (major).  Combination of University undergraduate scholarship/grant awards may exceed 100% of the cost of tuition. This also applies to awards from outside sources that are for tuition only and, when combined with an LIU award, cannot exceed 100%. Awards received from outside sources, earmarked for the student and Long Island University will be applied to a student’s account before University assistance. If appropriate, any University assistance will be reduced so that no combination of awards exceeds the 100% cost of tuition and fees.  If a scholarship recipient did not graduate but left the University, and is readmitted to the University (maintained the minimum cumulative average of his/her award), undergraduate scholarship assistance will be reinstated according to the guidelines existing in the current term Guide to Financial Aid Updated July 2021

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for which the student is readmitted. Students must request reinstatement of scholarship assistance at the time of reapplication to the University.  University-funded scholarships and grants will not be reinstated for students whose registration was canceled and who subsequently request reinstatement. Also, no awards will be reinstated because of a student’s lack of timely application for the FAFSA or the University’s receipt of its electronic information after the standard academic year has ended, and when TAP and Federal Pell Grants are no longer available.  Campus-funded assistance does not cover fees, more than two credits of private music instruction per semester, payment to affiliate music instructors of a fee higher than the University's prevailing rate, nor does it pay for courses required off-campus, in hospitals, or other locations. Campus-funded scholarships and grants may not be included in any consortium agreements between LIU and other institutions.

FEDERAL STUDENT LOANS

Long Island University participates in the U.S. Department of Education’s federal student loan program Direct Student Loan Programs, which includes Subsidized, Unsubsidized, Parent PLUS and Graduate PLUS Loans. To find out which of these loans are available to you, simply read your Financial Aid Award Notice or access your My LIU account.

Direct Subsidized Loans

The Subsidized Loan is available to undergraduate students demonstrating financial need as determined by the federal government and the Enrollment Services Office. It is repayable at a low fixed interest rate six months after graduation or termination of half-time studies. The sixmonth grace period may vary according to various borrowing histories.

Direct Unsubsidized Loans

The Unsubsidized Loan is available to independent students, dependent students, and to students who do not demonstrate financial need (see the charts on the following pages). They are offered at a low fixed interest rate and repayment of interest begins 60 days after disbursement of the loan, while the student is still in school.

Direct Parent Loan for Undergraduate Students (PLUS)

If you are a dependent student, a Parent PLUS Loan will be offered in your financial aid award notice and is meant for your parent’s consideration. Parent borrowers have the option of beginning repayment on the loan either 60 days after the loan is fully disbursed or six months after their student graduates, or ceases to attend at least half-time. Borrowers who have an adverse credit history must meet additional requirements.

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Direct Graduate (PLUS) Loans

Graduate students may be offered a Graduate PLUS Loan on their financial aid award notice, which will indicate the maximum that may be borrowed for the academic year. Repayment of this loan begins 60 days after loan disbursement. To qualify, student must have a satisfactory credit history, but an endorser (co-signer) is permitted if the credit check is denied.

Subsidized and Unsubsidized Loan Limit Dependent Students

Independent Students

Subsidized Annual Limit

Subsidized Annual Limit

Unsubsidized* Annual Limit

Unsubsidized Annual Limit

Freshmen

$3,500

$2,000

$3,500

$6,000

Sophomores

$4,500

$2,000

$4,500

$6,000

Juniors

$5,500

$2,000

$5,500

$7,000

Subsidized and Unsubsidized Aggregate Loan Limit

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PRIVATE STUDENT LOAN

All students and parents are urged to consider the federal Title IV educational loans offered in the financial aid award notices before seeking loans from the Private Loan Program.

If you find that you need funding beyond the limits of the Federal Direct Student Loan Program, you may wish to consider the Private Loan Program. These loans are not guaranteed by the federal government and are considered private loans. We urge all students and parents to research any lender they are considering for this type of funding and to specifically ask about the interest rates and whether or not the loan may be sold to another provider with the same repayment provisions as the original loan, etc. Long Island University does not recommend any particular private loan lender.

Private loan funding should be considered only after exhausting eligibility for Federal Direct Student Loans. If you wish to consider a private loan, you must complete the FAFSA in order for this Office to certify your eligibility for the loan. When applying for a private loan, you may be asked to provide a co-signer as these loans are based on income and FICA scores, etc.

The lenders on this list are the lenders that other Long Island University students have used over the past two years. This list is reviewed and updated annually. You are not required to use any lender on this list. You have the right to select the educational loan provider of your choice.

You will suffer no penalty for choosing a lender that is not on this list. The lenders with an asterisk have certified to LIU that the advertised repayment terms will continue to the Borrower’s benefit even if the loan is sold to another lender.

APPEALS POLICY FOR WITHDRAWALS Types and Definitions

An appeal may be granted due to circumstances beyond the student's control that prevented him/her from dropping or withdrawing from a course(s) within the published deadlines. The circumstances must have interrupted the student's ability to attend classes for a substantial length of time, complete the semester, or adhere to the usual drop, withdrawal or refund policy.

Deadline for Filing a Late Drop or Withdrawal Appeal

Students will be given one year following the end of the semester in which a course(s) was taken to petition a drop/withdrawal retroactively. Financial Aid adjustments will not be made after July 31 of the following year in accordance with the Department of Education regulations.

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Student Action

A student may appeal by fax, or email by submitting a signed and completed Student Appeal Request Form along with the required documentation to the Enrollment Service Office by the appropriate appeals deadline. All appeal requests must be submitted by the student. Appeals submitted by a parent, legal guardian or spouse will be accepted only if the student is incapacitated.

Required Documentation •

A written statement from the student: must clearly state the request, the reason for the request and the type of resolution they are seeking. The statement must explain why the appeal request is justified. In addition, information regarding extenuating or unusual circumstances that impacted his/her situation must be included.

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Supporting documentation: may include the following • Proof of attending another Institution • Proof of deployment • Death Certificate or obituary statement • Documentation of medical diagnosis and visit dates • Records of hospitalization, mental health or drug treatment • Other supporting documentation supporting the inability to follow deadlines

University Action

The Enrollment Services appeals team will work to gather information, review the appeal, and make a determination based on the merits of the information provided. Students will be informed of the outcome of their appeal in writing.

Impact on the Student's Record, Tuition and Fees, and Financial Aid

Approval Impact • Late Drop: If approved, course(s) will be removed from the student's transcript. This action may result as a total cancellation of the student's record. If the drop changes the student's status, financial aid will be adjusted accordingly.

• Late Withdrawal: If approved, a "W" grade will be assigned for the course or courses and will appear on the student's transcript. Students who wish to have their tuition and fee charges adjusted must file a tuition and fee appeal.

• Tuition and Fee Refund: Students requesting a review of tuition and fee liability due to a late drop or withdrawal must provide compelling evidence that prohibited the student from dropping or withdrawing during the Tuition Refund period. If approved, tuition and fee liability will be recalculated based on the date of the official withdrawal or drop. Any financial aid received will not be adjusted. If a Return of Title IV calculation was already performed prior to the appeal, aid will not be adjusted.

Denial Impact • No adjustment will be made to the student's record, tuition, fees and financial aid.

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Acceptable Requests • Student illness or medical emergency - may occur when a student is diagnosed with a major medical illness or injury that significantly interfered with the student's ability to officially withdraw from the University. Supporting documentation must be on physician letterhead (including phone number). Physician statement must be signed and dated. A statement must also include that the medical situation is preventing the student from attending classes for a substantial length of time, completing the semester and/ or prevent the student from adhering to the usual withdrawal procedures.

• Involuntary Call to Military Duty - may occur when a student in the U.S. Reserves or in the National Guard is called to active duty or when an International student is called to active duty in his/her home country. Students should submit copies of orders that clearly indicate the date of deployment.

• Death of a student or immediate family member - Immediate family member is defined as: parent, spouse, sibling or child. Students must submit a death certificate, obituary, or death notice. If not clearly stated, documentation is needed to indicate the relationship to the student.

• Other extraordinary events

CALCULATING TUITION AND FEE LIABILITY

Students are responsible for knowing that they are registered for classes, that they are expected to pay for these classes in a timely manner, and must understand and follow the correct procedures to withdraw from classes. Non-attendance and/or non-payment do not constitute official withdrawal from the University. The calculation of your tuition and fee liability, if any, is based on the date of your Official Withdrawal or drop in accordance with the University policy. Room and board charges must be cancelled through the Office of Residence Life. Liability for these charges will be assessed at the time of calculation.

Liability Schedules

Fall & Spring Regular Sessions (This schedule is for regular semesters running 16 weeks) Period Liability Refund Weeks 1-2 0% 100% Weeks 3-4 50% 50% Week 5+ 100% 0% Summer and Other Multi-Week Session Schedule Period Liability Week 1 0% Week 2 50% Week 3+ 100%

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Refund 100% 50% 0

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Steps to Finalize Your Financial Aid and Account Obtain FSA ID

fsaid.ed.gov  Create an FSA ID  Follow individual step for student and a parent

Complete FAFSA 2021-2022 (2019 Income) Visit: studentaid.gov

LIU School code: 002751

Complete NY State Student Aid Payment Application for Tuition Assistance Program (TAP) Visit tap.hesc.ny.gov/totw/

LIU TAP school code: 0403

Accept/Decline Student Awards (College work-study and/or loans) Visit My.LIU.edu  Main Menu  Self Service  Campus Finances View Financial Aid  2022  then click on Accept/Decline Awards

Complete Loan Entrance Counseling

Visit studentaid.gov  Complete Aid Process  Complete Entrance Counseling Select your Grade Level  options are Undergraduate Students or Graduate or Professional Student

Complete a Master Promissory Note (MPN)

Visit studentaid.gov  Complete Aid Process  Complete a Master Promissory Note (MPN) Select your Grade Level  Undergraduate Students or Graduate or Professional Student

PLUS Undergraduate Loan- Parent to Apply for a Parent PLUS Loan - with instant credit decision *to be completed by parent

Visit studentaid.govApply for AidApply for a Parent PLUS Loan Click start and follow prompts Final Step- Complete a Master Promissory Note (MPN)  Parent of an Undergraduate student

PLUS Graduate Loan- Apply/Accept Graduate PLUS Loan

Visit My.LIU.edu  Main Menu  Self Service  Campus Finances View Financial Aid  2022  then click on Accept Select “Fed Direct Grad PLUS Loan” Final Step- Complete a Master Promissory Note (MPN)  Graduate or Professional Student

Activate LIU Account

Visit My.LIU.edu  Click Sign up for My LIU Enter Social Security number and Date of Birth  Click Activate

Enroll in online payment plan system (as early as June 1st) Guide to Financial Aid Updated July 2021

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Visit My.LIU.edu Make an E-Payment  log in  Enroll in Payment Plan Select Term

Apply for a Private Student Loan Visit elmselect.com

Submit Verification Documents

Visit My.LIU.edu MY CenterTo Do List Documents may be uploaded to apply.liu.edu/documents/

Health Insurance

Visit My.LIU.edu  Click on My Center  Student Financials Link  Click on Student Health Insurance

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