Syosset Advance (1/5/24)

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Friday, January 5, 2024

Vol. 84, No. 1

More than 500 coats collected for homeless

Pictured above on Friday, Dec. 8 are Legislator Drucker, center, with (from left) Syosset Public Library Head of Programming Alisa Fogel and Library Director Christine Belling.

Free assessment grievance workshops Nassau County Legislator Arnold W. Drucker (D – Plainview) will be partnering with the Nassau County Assessment Review Commission (ARC) to host two free online community assessment grievance workshops to inform residents about how to challenge the assessed value of their property online.

During this online workshop, taxpayers who disagree with their assessment will learn how to navigate the online grievance process and dispute their assessment.

There will also be an opportunity to submit via chat any questions to the representative from ARC. Questions will be answered after the presentations and/or they will

contact you directly.

For additional information, please contact Legislator Drucker’s office at 516-571-6216 or adrucker@nassaucountyny.gov.

The workshops will be held on Thursday, January 25, from 12 noon– 2 p.m. and on Thursday, February 22, from 7–9 p.m.

The Syosset Advance Published every Friday by Litmor Publishing Corp.

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Nassau County Legislator Arnold W. Drucker (D – Plainview) thanks the Jericho and Syosset communities for the tremendous generosity they demonstrated during his second annual Winter Coat Drive in support of the Long Island Coalition for the Homeless.

The drive, which ran from Nov. 20 to Dec. 22, yielded more than 500 new and gently used winter jackets, as well as donations of other winter essentials like scarves, gloves, and hats. The Jericho and Syosset Public Libraries once again served as dropoff locations for donations.

Founded in 1985, the Long Island Coalition for the Homeless began as a grassroots local advocacy effort to bring non-profits and other community partners together to unite around the cause of homelessness so that they could expand and enhance services to meet local needs. Over time, the

Coalition has expanded services to align with local community needs and evidence-based strategies for addressing homelessness, including street outreach, housing navigation, system data management and outcomes tracking.

“Not only will these hundreds of winter coats help to protect some of Nassau County’s most at-risk residents from the elements this winter, the tremendous success of our second annual coat drive sends a powerful message that so many people want to make a positive impact in the lives of others,” Legislator Drucker said. “As we enter a new year, the overwhelmingly compassionate response to this effort has filled my heart with gratitude, and I am thankful to all of the donors and our outstanding partners at the Jericho and Syosset Public Libraries for their generosity and support.”

Syosset School Board to meet The Syosset Board of Education will hold its regular monthly board meeting on Monday, January 8, at 8 p.m. in South Woods

Middle School.

The meeting will also be livestreamed on the district's website, www.syossetschools.org

TOB Toddler Arts and Crafts Program PAGE 16 Home for the Holidays contestwinners PAGE 8

Friday, January 5, 2024

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MacArthur performers earn Town: Avoid penalties, prestigious nominations pay taxes by Feb. 12

Grace Huggard and Olivia DeMarco, students at General Douglas MacArthur High School, were selected as nominees in the Roger Rees Awards.

Photos courtesy of Levittown Public Schools

Two student performers at General Douglas MacArthur High School in the Levittown School District have earned prestigious nominations for their efforts on the stage.

Grace Huggard and Olivia DeMarco played leads in MacArthur’s musical production of “Anything Goes.” At various shows, adjudicators attended and scored performers on aspects such as singing, acting and dancing. The two,

who earned high scores, were nominated among a total of 50 students to attend the next stage of the competition. In May 2024, they will participate in a weekend of rehearsals and coaching to prepare for the Roger Rees Awards Showcase.

Twelve finalists will be announced at the showcase, who will perform solo, before two Outstanding Performers and two Emerging Artists are selected.

Morning Mystery Book Discussion Join Donna Burger, Readers’ Services Librarian for a Morning Mystery Book Discussion of the #1 New York Times bestselling novel “The Last Thing He Told Me” by Laura Dave.

Copies of the book will be available at the Circulation Desk one month before the discussion. No registration.

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payments when the Tax Office is closed.

Residents who prefer to mail in their payments should send them to the Office of the Receiver of Taxes, 74 Audrey Avenue, Oyster Bay, N.Y. 117711539. Please be certain to sign your check, and make it payable to Jeffrey P. Pravato, Receiver of Taxes. Indicate your property’s S.D. Code, Section, Block, Lot and phone number on the check. All mailed payments must have a United States Postal Service postmark dated on or before February 12.

Residents can access 2024 General Tax information at www.oysterbaytown.com, where they may view current tax bills, print out a hard copy, or pay taxes with an ACH check payment using a checking account for a service fee of $1.75 cents*, or by credit card for a much higher fee* charged by the credit card companies. *Town of Oyster Bay receives no portion of this fee.”

“When calling the Tax Office at 516-624-6400, or sending an email to receiveroftaxes@oysterbay-ny.gov, residents are requested to have the School District, Section, Block and Lot numbers of the property in question available. This information is listed on the tax bill and on the property deed.”

Readers’ Events at the Jericho Public Library Tuesday, January 16, at 11 a.m.

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The Town of Oyster Bay reminds residents that the first half of the 2024 General Tax Levy is due on January 1, but can be paid without penalty through February 12.

“New York State Law allows my office to provide taxpayers with a 40-day penalty free period from the date the tax is due during which payment may be made without penalty,” Receiver Pravato explained. “After the 40 days, State Law requires a one percent penalty be added for each month the tax remains unpaid, retroactive to January 1st. Don’t delay, make your payment before February 12th and ensure you aren’t paying more out of pocket than you need to.”

The Tax Office is open in both Town Hall North, 74 Audrey Avenue, Oyster Bay, and Town Hall South, 977 Hicksville Road, Massapequa, from 9:00 a.m. to 4:45 p.m. to assist residents and accept payments with a check, cash or credit card*. There are also outdoor walkup windows. On February 9 and 12, both offices will be open from 8:00 a.m. to 6:00 p.m. When paying in person, residents are reminded to bring the entire tax bill. Drop Boxes have been installed at both Town Hall North and Town Hall South for residents to make

Friday, January 26, at 2 p.m.

Book-to-Film Discussion: “The Zookeeper’s Wife”

by Diane Ackerman Read the book, then see how it is interpreted and adapted for the screen.

A short discussion will follow the film.

Led by Stacey Farley, Head of Reference.

Copies of the book will be available at the Circulation Desk one month before

the discussion. No registration. Rated PG-13.

Tuesday, January 30, at 2 p.m.

Afternoon Book Discussion Join Evelyn Hershkowitz, Readers’ Services Librarian for an in-person discussion of the historical fiction novel ”The Winemaker’s Wife” by Kristin Harmel. Copies of the book will be available at the Circulation Desk one month before the program. No registration All events are wheelchair accessible. Books will be available at the Circulation Desk one month before each program. The library is located at 225 South Oyster Bay Road, Syosset.

For more information please call 516-921-7161 ext 239​ or email: Readersservices@syossetlibrary.org

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the ‘60s and ‘70s and the interesting stories behind the music.

• Lee Glantz on Sunday, January 14, 2024 at 2:00 p.m. at the Jericho Public Library – Performing hit songs from the ‘60s and ‘70s and the interesting stories behind the music.

All welcome/free tickets required, tickets available at library on December 22nd. For more information call Jericho Public Library (516) 935-6790.

The Town of Oyster Bay's Distinguished Artists Concert Series will continue through May 2024 with free performances at local libraries throughout the Town.

“The Distinguished Artists Concert Series provides free musical and dance programs for the enjoyment of our residents,” said Town Councilwoman Michele Johnson. “I encourage residents to take advantage of these wonderful performances offered by the Town for free at local libraries.”

Scheduled performances for December and January include: • The Gypsy Felons Acoustic Trio on Sunday, January 7, 2024 at 2:30 p.m. at the Farmingdale Public Library – Performing hit songs from

The Distinguished Artists Concert Series is sponsored by the Cultural and Performing Arts (CAPA) Division of the Town of Oyster Bay’s Department of Community & Youth Services. For the full concert schedule and further information, please call (516) 797-7900 or visit www.oysterbaytown.com/CAPA.

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Hempstead Town Clerk Kate Murray assisted Joe and Patti Ayala of Levittown as they participated in the Town of Hempstead Stop Throwing Out Pollutants (S.T.O.P.) Program on November 18, at Baldwin Park. This program allows residents to dispose of harmful pollutants – such as antifreeze, drain cleaners and pesticides — in a safe and environmentally friendly manner.

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Friday, January 5, 2024

Free musical performances Town holds STOP program at local libraries

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Upcoming Events at the Jericho Public Library Thursday, January 4, at 1 p.m.

(516) 294-6565

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A Booktastic Discussion with Lisa Jones, JPL Librarian: “The Lioness of Boston”

by Emily Franklin (HYBRID) An evocative portrait of Isabella Stewart Gardner, a daring visionary who created an inimitable legacy in American art and transformed the city of Boston.

She opened her Italian palazzo-style home as a museum to showcase her art in 1903. This is a portrait of what society expected a woman’s life to be, shattered by a courageous soul who rebelled and determined to live on her own terms.

Saturday, January 6, at 10:30 a.m.

Saturday Science Club (Grades 2–4) Journey back in time to April 15, 1912, the day the Titanic sank in the icy waters of the Atlantic Ocean. Learn how “unsinkable” the ship was and experiment with buoyancy.

Sunday, January 7, at 2 p.m.

Nassau County Historical Society Presents Long Island and the Gilded Age with Paul J. Mateyunas, Historian and Author (HYBRID) Travel back in time to the days of the Vanderbilts, Whitneys and Astors. Learn about the homes, parties and real life personalities that inspired Edith Wharton, F. Scott Fitzgerald, and others who created countless novels, programs and films about this interesting time in America.

This talk will also delve into the latest series being filmed on Long Island, HBO’s historical drama, “The Gilded Age.”

Monday, January 8, at 2 p.m.

Profiles with Dr. William Thierfelder: King Arthur (VIRTUAL) The historical basis for the King Arthur legend has long been debated by scholars. Some see Arthur as a genuine historical figure, a Roman-British leader who fought against the invading Anglo-Saxons. He is presented as a gallant military commander and a noble king. Yet at the core of this epic hero lies a vulnerable lover eventually undone by his unwavering devotion to the woman he loves. This program examines the many remarkable facets of Arthur — facts and myths.

Monday, January 8, at 4 p.m.

Flex & Tone with Mindy Vasta (VIRTUAL) This is a low impact strength train-

ing class. It utilizes weights, balls and bands. Exercises are performed in a safe and controlled manner (sitting and standing) to help increase bone mass, improve strength, promote proper alignment and enhance overall fitness.

Cost: $48 (8 sessions)

Tuesday, January 9, at 7 p.m.

Teen: SSAT Workshop with C2 Education The SSAT is a versatile test for elementary and middle school students that is used as an admissions tool for private schools as well as for competitive Summer programs such as the Johns Hopkins CTY program.

Preparing for this test takes a significant amount of time and effort, but for academically inclined students it is a crucial part of their academic journey.

This workshop will explain the test, its format, the different schools and programs that require it, and will help you decide if this test is something your student should consider completing.

Wednesday, January 10, at 2 p.m.

New York City in the Movies with Brian Rose (VIRTUAL) For more than 125 years, filmmakers have been drawn to the dynamic vitality of New York City. Its dramatic architecture, its diverse neighborhoods and populations, its universally recognized landmarks, its 24/7 lifestyle and its eight million stories have helped make the city a featured player in more than 17,000 movies—including such memorable films as “King Kong,” “Naked City,” “On the Town,” “West Side Story,” “Breakfast at Tiffany’s,” “Taxi Driver,” “Wall Street,” and “Do the Right Thing.” Illustrated with more than 50 clips, this presentation demonstrates the changing ways New York has been captured on film and why it remains a star attraction today.

Thursday, January 11, at 10:30 a.m.

Songs for Baby's Day (Birth–30 Months) Come and enjoy this literacy building, fun, and educational musical storytime!

Register for all events at https:// www.jericholibrary.org/events/month Non-residents may register beginning 2 weeks before each program.

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This Week at the Syosset Public Library Friday, January 5, at 10:15 a.m.

Driver’s Safety Course (In-Person) For drivers of all ages. Completion entitles you to a NYS insurance discount and to a point reduction. Bring your NYS driver’s license and a pen.

In-person registration ONLY. Fee: $33, check payable to “Empire Safety Council.” Includes a 30-minute break for lunch. In-Person Registration required.

Sunday, January 7, at 1:00 p.m.

Concert: Bock & Harnick (In-Person) Performer: Plaza Theatrical Productions The musicals of Bock & Harnick include one of the most successful ever written, “Fiddler on the Roof,” along with the Pulitzer Prize winning “Fiorello!”; the charming “She Loves Me,”; the innovative “The Apple Tree” and the genial “The Rothschilds.”

This fast-paced program will showcase some of the songs of one of the best teams in musical theater history. Registration required. To register, go to syossetlibrary.org.

Scan this QR code with iPhone camera or QR code reader to join our text club

Tuesday, January 9, at 7:00 p.m.

Valid at all Holiday Farms locations. Expires 2/29/24. Offer not to be combined with any other offer including senior discount. Code 9920

Barbie: An American Icon (VIRTUAL) Presenter: Rick Feingold, teacher, American Business History, Bergan Community College In the 1950s, children could only play with baby dolls. There were no adult dolls. Then Ruth Handler decided to invent a doll with adult features. The doll named Barbie was a teenage fashion model. Learn how the world’s most loved doll come to be. No registration needed. For Zoom link, go to syossetlibrary.org.

Thursday, January 11, from 1:30 – 3:30 p.m.

Seniors of Syosset Drop-In Session (IN-PERSON) Learn about social work support, community health nursing, and subsidized transportation to local medical appointments and free bus transporta-

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tion for shopping, as well as other activities and services, offered to Syosset residents through the Naturally Occurring Retirement Community program funded by the NYS Office for the Aging.

These services are only available to residents of Syosset proper, age 60 and over. For those living in the surrounding area, staff can provide referrals to other resources that may address your needs.

Thursday, January 11, at 2:00 p.m.

Madeline Kahn – Singer & Comedienne (In-Person) Presenter: Marc Courtade, retired arts director Madeline Kahn was a talented and versatile actress especially noted for her comic performances. Her best films, like “Paper Moon,” “Blazing Saddles,” and “Young Frankenstein,” feature her playing women with interesting neurotic behaviors, showcasing her droll comedic touches and quirky eccentricities.

Thursday, January 11, at 7:00 p.m.

How to Improve Your Story’s Conflict (VIRTUAL) Presenter: Erin Couglin, award-nominated writer and producer and author of “Pop and Fizz’s Double Feature Movie Night Guide” Learn how to strengthen your story’s plot in this interactive workshop.

Participate in fun writing exercises guaranteed to help you develop and improve your story’s structure, conflict and plot. Get everyday tips that you can use to outline your story and become a stronger, more confident writer. Writers of all levels and mediums welcome! Registration required. To register, go to syossetlibrary.org.

Friday, January 12, at 2:00 p.m.

Friday Movie at the Library (IN-PERSON) Join us for an afternoon movie at the library. Check our website for the movie that will be shown. Go to syossetlibrary.org.

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Levittown Council selects Home for the Holidays winners

Organization members were out scouring the Levittown and Island Trees school districts’ areas looking for decorated homes that stood out from others. The Council offered up a Facebook display of the homes entered in the contest by members of the community and the following homes were selected via Facebook votes.

A picture cannot totally provide the excitement and enthusiasm of seeing a live and the houses selected by Facebook viewers as the top three are a sight to behold.

The Council encourages members of the community to make it a family outing and see the winners selected. Share this with your Facebook friends for some additional holiday enjoyment.

Selected as first place winner is the home of Billy and Jenn Papetti at 12 Dale Lane, Levittown. The Papettis moved to Levittown just four years ago and are both teachers in Nassau County by day. Their desire to spread joy to children has motivated their nighttime displays, each of which has grown in size year by year. Billy and Jenn also welcomed their first child in December of last year, which gives more meaning to the display for them, by showing their son one of the many, many ways to spread the spirit of Christmas.

Years ago, Matthew Angelleta’s parents were winners of the Home for the Holidays contest. The tradition of decorating has put Matthew’s home in second place in this year’s contest. Matthew grew up in a Levitt house on Pintail Lane and has always told his children that someday he would follow in his parents’ footsteps. Angelleta credits his father as his inspiration. There are items in his current display at 14 Mistletoe Lane, Levittown, which were part of his parents’ display. Matt’s wife Kelly, his daughter Kimberly and son Joseph are all in when it comes to setting up the display.

Residents of Levittown for twelve years, third place winners, Leonard Palazzolo and his wife, were inspired by the reaction of neighbors and children to the Holiday displays they create each year at 15 Starlight Lane, Levittown. They now have a child of their own, whose reaction to their displays brings them even more joy.

Leonard believes that in times of ups and downs, the holidays are always a way to bring happiness and put a smile on people’s faces.

The Palazzolo family wishes everyone a merry Christmas and looks forward to the upcoming years to expand their display and inspire others as well.

First place winner: The Papetti home at 12 Dale Lane.

Second place winner: The Angelleta home at 14 Mistletoe Lane.

Third place winner: The Palazzolo home at 15 Starlight Lane.

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n in A N ew Ye ar M ea n s N ew B eg in

gs ...

And the Ch anc e to Ma ke a Dif fer enc e.

1/1/24 Happy New Year! Life is a great gift and I am grateful for so much. Our family, our health, the blessing of our nation and its history. But…we seem to have so many problems that our leaders don’t seem focused on.

There is simply too much division and finger pointing.

For the New Year, let’s resolve to put aside partisanship and pledge to work together to make our community, our nation and our world better.

From our family to yours, Happy New Year!

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L E G A L

N O T I C E S

Dept. of Labor holds jobs fair

NASSAU COUNTY NOTICE OF SALE SUPREME COURT OF THE STATE OF NEW YORK - COUNTY OF NASSAU HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE HOLDERS OF DEUTSCHE ALT-A SECURITIES MORTGAGE LOAN TRUST, SERIES 2007-AR3 MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2007-AR3, V. PETER BOUDOUVAS, ET AL. NOTICE OF SALE NOTICE IS HEREBY GIVEN pursuant to a Final Judgment of Foreclosure dated March 8, 2018, and entered in the Office of the Clerk of the County of Nassau, wherein HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE HOLDERS OF DEUTSCHE ALT-A SECURITIES MORTGAGE LOAN TRUST, SERIES 2007-AR3 MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2007-AR3 is the Plaintiff and PETER BOUDOUVAS, ET AL. are the Defendant(s). I, the undersigned Referee will sell at public auction RAIN OR SHINE at the NASSAU COUNTY SUPREME COURT, NORTH SIDE STEPS, 100 SUPREME COURT DRIVE, MINEOLA, NY 11501, on January 24, 2024 at 2:30PM, premises known as 9 LONDON ROAD, SYOSSET, NY 11791: Section 12, Block 356, Lot 12 and 33: ALL THAT CERTAIN PLOT, PIECE OR PARCEL OF LAND, SITUATE, LYING AND BEING NEAR HICKSVILLE, TOWN OF OYSTER BAY, COUNTY OF NASSAU AND STATE OF NEW YORK Premises will be sold subject to provisions of filed Judgment Index # 014596/2013. James J. Keefe, Esq. - Referee. Robertson, Anschutz, Schneid, Crane & Partners, PLLC 900 Merchants Concourse, Suite 310, Westbury, New York 11590, Attorneys for Plaintiff. All foreclosure sales will be conducted in accordance with Covid-19 guidelines including, but not limited to, social distancing and mask wearing. *LOCATION OF SALE SUBJECT TO CHANGE DAY OF IN ACCORDANCE WITH COURT/CLERK DIRECTIVES.

LITMOR’S NEWSPAPERS HAVE SOMETHING FOR EVERYONE!

Earlier this month, New York State Senator Steve Rhoads attended the New York State Department of Labor Job Fair at the Hicksville Career Center. The event was attended by hundreds of job seekers and provided community members with direct access to employers as well as resources necessary to find employment opportunities.

Town offers Toddler Sports Program The Town of Oyster Bay’s Toddler Sports Program will return this winter, beginning January 30. This 6-week program offers sports classes at the Hicksville Athletic Cen-

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NOTICE OF FORMATION OF A LIMITED LIABILITY CORPORATION Notice of Formation of CXOPS EVOLUTION LLC. Articles of Organization filed with Secretary of State of NY (SSNY) on 2023-12-18. Office location: Nassau County. SSNY designated as agent of Limited Liability Company (LLC) upon whom process against it may be served. SSNY should mail process to UNITED STATES CORPORATION AGENTS, INC.: 7014 13TH AVENUE , SUITE 202 BROOKLYN NY 11228.

Purpose: Any lawful purpose

ter for children ages 3 and 4.

Registration begins online January 8.

“The Town’s Toddler Sports Program is a fantastic way to teach your toddler the fundamentals of sports in a fun and social environment,” said Town Councilwoman Laura Maier. “This program is sure to be a hit with children and parents alike, as youngsters are given the opportunity to learn the basics of various different sports such as tee-ball, flag football and more along with children their own age.”

The Toddler Sports Program begins January 30 and is 6 weeks in duration. Residents who sign their toddler up for the program must choose one class per week, per child. Classes will take place on: • Tuesdays at 10 a.m. or 11 a.m. at the Hicksville Athletic Center in Hicksville; and • Thursdays at 10 a.m. or 11 a.m. at the Hicksville Ath-

letic Center in Hicksville.

Registration will take place ONLINE through the Parks Portal available at oysterbaytown.com/portal beginning on January 8 at 9:00 a.m. Space is limited- first come, first serve.

Registration will close when the program reaches full capacity.

Each class is approximately 50 minutes. The cost of the program is $75 per child who is a Town resident, and $90 per child whose care giver is a Town resident but not the child. The child’s birth certificate and a tax or utility bill will be required to validate age and proof of residency. A guardian must be present during the class. The child MUST be 3 years old by the start of the program.

The Toddler Sports Program is run by the Town’s Parks Department, Recreation Division. For further information, please call (516) 797-7945.

11 Friday, January 5, 2024

What’s our greatest asset at The Bristal Assisted Living communities? It’s the lifetime of interests and experiences you bring to it. After all, that’s what makes you special. A caring team that spends the time getting to know you so you can continue nurturing, sharing and exploring those interests? Well, that’s what makes us special, too.

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1 Friday, January 5, 2024 Discovery

January 5, 2024

Our Idyllic Babymoon at Bermuda’s The Reefs Resort

BY LAINI MIRANDA AND DAVE E. LEIBERMAN TRAVEL FEATURES SYNDICATE GOINGPLACESFARANDNEAR.COM Nestled in the cliffs above Bermuda’s famous pink sands and turquoise waters sits The Reefs, claiming an unsurpassed location along the prized South Shore. With only 54 rooms, all with ocean views, The Reefs combines the intimacy of a boutique family hotel with the luxury of five-star dining, a world class spa, and other amenities – ideal for our babymoon.

When we started planning our babymoon, we knew we wanted a relaxing beach vacation. We considered everything from Curaçao to Greece, and ultimately decided that we wanted a place relatively easy to travel to and without any risk of Zika (in 2023 we were surprised we still had to even consider this, but were advised to nonetheless).

Bermuda is, incredibly, a twohour flight from New York City, and while it offers dream beaches and snorkeling akin to the Caribbean, it has managed to stay 100% Zika-free.

Also, we got engaged here six years ago, so this felt like the perfect place to celebrate our next chapter!

Part of what makes Bermuda’s beaches so beautiful is the fact that there are not many big resorts dotting the shoreline. The downside is that many resorts rely on shuttles to take their guests to and from the beaches and other amenities. Since we were somewhat familiar with the island from our previous trip, we knew we wanted to be on the South

Enjoying welcome cocktail/mocktail overlooking The Reef’s private beach © Laini Miranda/goingplacesfarandnear.com Shore—home to many of the most spectacular pink sand beaches.

The Reefs, a four-star boutique hotel, is one of only three beachfront resorts on the South Shore, and the only one in such close proximity to our favorite stretch of beaches and coves. The famous Horseshoe Bay Beach is just a 5 minute drive (or 1.5 mile walk if you’re looking for some exercise), and Church Bay Beach, home to some of Bermuda’s best snorkeling, is a 15 minute walk the other way. The Reefs itself boasts its own small private beach with boiler reefs that rival some of the best known snorkel spots on the island.

They offer free use of snorkel gear, kayaks, and paddle boards.

We arrive on a morning flight

and are greeted at the airport by our Reefs-arranged driver, whose thick Bermudian drawl brings back memories of our last visit and reminds us of Bermuda’s multicultural history.

We enjoy an informative drive to The Reefs along one of Bermuda’s three main roads (North, Middle and South) and, after checking in, head straight to Coconuts for lunch. This is when, within our first hour of being here, we experience two wonderful things about The Reefs: first, the delicious fish chowder, which almost had a Hungarian pot roast sensation; second, the sweet familiarity of a few of our fellow guests at this quiet little resort. There aren’t many little kids at The Reefs during our stay, but the young family sitting

G O I N G P L A C E S N E A R A N D F A R

at the next table, with a toddler and a newborn, become friendly faces on the beach, in the pool, and at breakfasts over the next few days.

We find The Reefs to be the perfect size. Its accessible layout enables us to easily move between breakfast, lounging on their private beach, lunch at Coconuts, daiquiris with our feet in the sand, snorkeling (weather permitting), lounging by the pool, an occasional workout in the well-equipped gym, a spa visit, etc.

Built in 1947, the Dodwell family has managed The Reefs since 1973 and has cultivated a truly warm ambiance at the resort. From the moment we arrive and are given their signature welcome drinks (Laini’s a mocktail), we feel we can fully unwind in the relaxed atmosphere of this intimate retreat. The staff remembers us day to day and we enjoy seeing their familiar faces at our meals. We aren’t surprised to hear that some of the staff have worked at The Reefs for 20 or 35 years, which makes for the family vibe at the resort.

Our room is located between the pool and the main indoor dining area. As with any Bermuda resort, be prepared for stairs, since the rock walls along the shore mean that you will likely have to do some walking to get down to any beach on the South Shore. For Laini nearing the end of her second trimester, this is still quite doable. There are also golf carts that staff use to shuttle people who prefer not to take the stairs down to Coconuts and the beach.

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Discovery Friday, January 5, 2024

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G O I N G P L A C E S, N E A R & F A R ....

Our Idyllic Babymoon at Bermuda’s The Reefs Resort Continued from previous page The Reefs maintains the charm of a 40+-year-old family-owned and operated resort, with modern property-wide renovations.

We enjoy a cliffside room, with a sliding glass door to a patio facing directly out to the water. We love waking up to the view of the ocean and winding down with the moon rising above the sea. The Reefs offers several types of rooms at different price points (though remember all have ocean views so there really isn’t a bad room!). Pool view rooms are above the infinity pool area; cliffside rooms are dotted throughout the property and are perched directly on the cliffs with nothing between you and the sea; eight Junior suites are outfitted with soaking tubs in the bathroom and step-down seating areas next to their spacious furnished balconies.

In addition to the rooms bookable online, there are several higher-end accommodations that can be booked by calling The Reefs’ reservations line.

Three Point suites offer 680 square feet of luxury, with an attached sitting room opening onto a large balcony with private hot tub; the bathrooms in these suites also feature a Jacuzzi and rainwater showers. For larger families there are also two- and three-bedroom cliffside cottages.

The food options at The Reefs are some of our favorite aspects of the resort. Breakfast is an incredible feast held in the main dining room in the center of the property, where guests can opt for the buffet or order from the menu. Choose the “Breakfast Included” rate when booking for the full breakfast experience. Most mornings we go with the buffet because the myriad options satisfy anything we could possibly be craving.

The tables overlook sweeping vistas of the ocean and palm trees, whether

you choose to sit inside the dining room or on the veranda.

Coconuts is the casual lunch and dinner spot right on the beach where we spend several afternoons looking out at the ocean, with fans to cool us off after baking in the sun. With The Reefs’ location tucked into the cliff face and Coconuts strategically built into the lower corner of the rock wall, you can see all the way down the shore from just about any table. Try the Coconuts’ Burger, jerk chicken wings, shrimp tacos, and fish chowder (served with optional accompaniments of dark rum and hot sauce).

If you’re not feeling like having a sit-down meal, servers from Coconuts will also bring you food and drinks right to your lounge chair. The virgin strawberry daiquiri and piña coladas are perfect while relaxing on the beach.

Reservations at Coconuts can be made for a table on the sand for a romantic beach dinner, and their famous BBQ beach party is open to all guests every Thursday evening.

Aqua Terra is the fine dining option.

This is the place to enjoy grilled meats like pork chop, filet mignon, dry aged striploin, or a half rack of lamb. They also have plenty of vegetarian and fish options. In nice weather, reserve in advance for a seat outside on the veranda.

La Serena Spa also offers its own menu with some healthier items for those enjoying spa services, and the Clubhouse offers more straightforward fare in the bar area as well as room service, and afternoon tea with an array of both savory and sweet snacks everyday at 4pm.

We are fortunate to experience massages at La Serena Spa, which we highly recommend (Laini’s was the best prenatal massage she had during her pregnancy).

The property also has newly reno-

vated tennis/pickeball courts.

Next to the courts, though not officially part of The Reefs, is Oleander Cycles, which has apparently worked with the resort for over 30 years renting mopeds and Twizies to guests. We were surprised to learn during research before the trip that tourists are not able to rent normal cars, and have to either rely on Twizies, mopeds, taxis, or public transportation. We don’t end up renting our own ride, but while there we learn about Pink, a bike sharing app, and Hitch, a Bermuda version of Uber that we find useful to “call” taxis (note that the fees end up being a little higher on the app than with old fashioned hailing).

At some point during your stay, perhaps on a windier afternoon (or in a tropical storm, in our experience) we highly recommend going for a walk, run, or bike ride on the lovely, sheltered 22-mile long Bermuda Railway Trail, which you can get to by walking just 10 minutes from the Reefs to the other side of the island. This former rail line, which was the only form of motorized transportation in Bermuda between 1931 and 1948, was transformed into a gem of a scenic trail, featuring gorgeous wild tropical foliage along beautiful, rockwall-lined properties. (Pro tip: use an app like Windy to find the calm spots on the island and plan your days accordingly.

When it was super windy on the south shore, we made the long journey to the Clearwater Beach area and couldn’t believe how peaceful and quiet those little beaches in the Cooper’s Island Nature Preserve were!).

Throughout our time in Bermuda we are struck by the feeling of being completely detached from our day to day lives, on this very small island paradise in the middle of the ocean.

Bermuda is idyllic from May, June, September, and October with temper-

ate weather, bathtub water and blue skies. July and August are also very popular times to visit, with just slightly higher humidity. November, March, and April offer slightly cooler water, with the trade-off of fewer people on the beaches. Hurricane season runs June through November, but as we can attest, even hurricanes can mean fun waves in bathtub-temperature water, and virtually empty beaches.

And amazingly, The Reefs will usually credit your stay in the unlikely chance a hurricane forces you to cancel your trip.

We couldn’t have dreamed of a more perfect place to spend our babymoon.

At the Reefs, we were able to be totally relaxed on picture-perfect beaches and enjoy amazing food and all the luxuries of a world-class resort, while being taken care of at such an intimate and laid-back place far away from our daily lives. All of that at just a 2 hour flight from NYC made this exactly the easy, stress-free, luxurious beach vacation we were hoping to enjoy before welcoming our newborn.

The Reefs is currently offering 20-30% off on stays from now through May 15th!

Book your stay at https://www. thereefs.com or call (800) 742-2008.

The Reefs Resort, 56 South Shore Road, Southampton SN02, Bermuda For more information or help planning your Bermuda visit, contact the Bermuda Tourism Authority, https://www.gotobermuda.com/, 1-800-BERMUDA or on the island 441296-9200. ____________________________ © 2024 Travel Features Syndicate, a division of Workstyles, Inc. All rights reserved. Visit goingplacesfarandnear. com

A G R E E N E R V I E W

Gardening Winter To-Do List

BY JEFF RUGG

Let’s look ahead to gardening in the new year, even though winter may have only officially started last week. The El Nino weather pattern has given us lots of warm weather in the northern half of the U.S. and lots of rain in the southern and eastern parts, so it hasn’t felt much like winter yet.

For Northerners, winter is a good time to plan your vegetable garden and your landscape. A good way to do that is to look at seed and plant catalogs. Many Southerners have their vegetable gardens growing right now.

If you need more help in planning your

landscape, winter is a good time to enlist the help of a landscape architect or landscape contractor. Both are often less busy in the winter and might offer discounts to do the design now and installation in the spring.

To break out of cabin fever, go outside and inspect your landscape. Check for signs of deer, rabbit and rodent damage to landscape plants. They especially like chewing on the trunks and stems of berry- and fruit-producing trees and shrubs.

If you live in an area that has not had much snow or rain this winter, check your landscape for dry soil and plants that need to be watered. This is especially

Crossword Answers

important for new landscapes and evergreens. Give them water on the soonest day that is above freezing and hopefully, they will take in enough water to survive.

If you are one of the millions of people who started growing houseplants in the past couple of years, congratulations; it is a fun and healthy thing to do. You may not realize that houseplants can develop insect and mite problems in the winter.

In fact, these problems can be worse indoors than out, since there is no rain to wash the tiny pests off the plant. So, turn off your phone for a while and check your plants for insects and mites. Most can be Continued on page 5

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This season of Winter is delightfully cool

BY CLAIRE LYNCH Each of the four seasons has its own magic and mystery. Winter is filled with snowstorms, icicles and occasionally, snowball fights. It can be bitingly cold but there can also be moderate days when temperatures rise a bit.

Oprah may have her list of favorite things and when it comes to winter, I’ve got my favorite things, too.

The Snowbirds of Winter

For bird watchers in the northeastern part of the U.S., nothing marks the onset of winter like the arrival of the dark-eyed junco or “snowbird.”

In late October or early November, these tiny ground-feeding birds flock to their northern homes. There are many variations of juncos but in the eastern part of the country, dark-eyed juncos are common. Juncos have a gray body and a white belly with tips of white on the edge of their tail feathers which are visible during flight and sometimes as they are feeding. Adult juncos are very light, weighing just 0.67 ounces and measuring 4.9 - 6.5 inches long.

Juncos are part of the sparrow family.

These small birds are very social and will gather in flocks that may have two dozen birds or more. A flock of juncos is called a chittering, flutter, crew or host.

They eat seeds, insects and berries. A songbird, the male dark-eyed juncos sing an even musical trill of 7-23 notes that last up to two seconds. The junco is a snowbird that sticks around during the cold winter months. People jokingly say junco is an acronym for Just Until Nicer Conditions Occur. Regardless of what states they fly to in the U.S., juncos prefer staying close to the ground.

They hop around tree bases and forest shrubs, occasionally poking their beaks into lawns searching for fallen seeds. Although juncos spend up to 65% of their time on the ground searching for food, they will still go to bird feeders provided they are filled with the right

kind of wild bird seed. If you look out at your backyard this winter, you may see several juncos.

Some Culinary Surprises

Whenever I hear someone rummaging around in the kitchen my ears perk up and I wonder what’s going on.

Whenever I hear stand mixers being pulled out and utensils plus big bowls, measuring cups, eggs, etc., I get interested. Some relatives like to surprise me with homemade chocolate chip cookies, a pan of banana bread, scrambled eggs with toast, a plate of pancakes made with blueberries, and French toast hot off the griddle topped with maple syrup and powdered sugar. And maybe with a sprinkle of cinnamon. Not all at once of course. I never know what goodies will come out of the kitchen. I’m delighted when the cook slides out a pan of marble bundt cake. A warm slice of that goes well after breakfast, lunch or dinner. The cook or baker turns on a radio and as the songs play, they sing along and between the upbeat songs and the cooking that’s going on, they seem to be in a good mood. Spontaneous culinary surprises delight me in winter. Sure, surprises like that can happen in any season, during any month, but they are especially nice on days when I hear the radiator working because it is cold outside - the temperature doesn’t even hit 25 degrees. These hot foods from the kitchen warm us all and satisfy our appetites for a breakfast or lunch that tastes good and fills us up.

Shari Lapena’s Fiction

Last winter I read a good book called, “An Unwanted Guest,” by Shari Lapena. This book came out in 2018 and it is a real page turner. It’s a who-dunit and I like reading those mysteries. They make you want to find out what happens next. The setting is the Catskills and Mitchell’s Inn, set deep in the woods, is the perfect setting for a relaxing weekend away. There are

Get Results This Winter!

Place an ad in our Classifieds for reasonable rates and prompt results.

Call our Garden City office at 294-8900 for more information.

spacious old rooms with huge woodburning fireplaces plus opportunities for cross-country skiing, snowshoeing and other outdoor sports. In this novel’s opening, Lapena takes us readers on a snowy road in winter. It goes: “The road curves and twists unexpectedly as it leads higher and deeper into the Catskill Mountains, as if the farther you get from civilization, the more uncertain the path. The shadows are deepening, the weather worsening.

The Hudson River is there, appearing and disappearing from view. The forest that rises on either side of the road has a lurking quality, as if it might swallow you whole; it is the forest of fairy tales.

The softly falling snow, however, lends it all a certain postcard charm.

“Gwen Delaney grips the steering wheel tightly and squints through the windshield. She’s more one for grim fairy tales than picture postcards. The light is going; it will soon be dark.

The snow coming down makes driving more difficult, more tiring. The flakes hit the glass in such profusion that she feels as though she’s stuck in some kind of relentless video game. And the road

is definitely becoming more slippery.

She’s grateful that she has good tires on her little Fiat. Everything is turning into a white blur; it’s hard to tell where the road ends and the ditch begins.

She’ll be glad when they get there.

She’s beginning to wish they’d chosen an inn a little less remote; this one is miles from anywhere ...”

Her descriptions make me want to read more. A Canadian novelist, author Shari Lapena is best known for her 2016 thriller novel “The Couple Next Door” which was a bestseller both in Canada and around the world. A former lawyer and English teacher, Lapena now writes fulltime from a farm in Ontario.

She published her first novel titled “Things Go Flying” in 2008.

About winter author Carol Rifka Brunt wrote in “Tell the Wolves I’m Home”: “There’s just something beautiful about walking on snow that nobody else has walked on. It makes you believe you’re special.”

Friday, January 5, 2024 Discovery

W R I T E R’S C O R N E R

Discovery Friday, January 5, 2024

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S O C I A L S E C U R I T Y A N D Y O U

Social Security Update for 2024

BY TOM MARGENAU It has been my custom for most of the past 27 years to write a year-end column that summarizes the Social Security updates scheduled to take place the following year. I already discussed some of these updates in a column back in October when they were first announced, but it doesn’t hurt to repeat them here.

(They all grow out of the annual cost-ofliving adjustments that have been part of the program since 1973.)

But before I go on, I’ve got to address a related and totally misleading ad that pops up every day on my cellphone and iPad, and I’m sure it does on your devices, too. The headline goes something like this: “Here are 6 major changes to Social Security coming in 2024 that you probably don’t know about.” If you open it up (and maybe get sucked in by all the other ads on the site), you will learn that those “major changes” are just the routine COLA adjustments that have been part of the program for over 50 years now. I’m sharing those routine adjustments with you today -- without all the hype.

Almost all Social Security beneficiaries are familiar with the most popular and publicized upcoming change: the increase in monthly benefit checks for 2024 due to the automated cost-of-living adjustment, or COLA. As all of you are already aware, that increase will be 3.2%.

I always dread mentioning COLAs in this column because every single time I do, I am flooded with emails from readers complaining that the increase is not enough.

Yet here’s the rub: Many economists and social planners believe Social Security COLAs are too generous! (I’ve explained why in past columns, but don’t have the space to get into that argument today.) That’s why most discussions of long-range reform for Social Security include proposals to reduce cost of living increases.

OK, back to the 2024 Social Security COLA. Due to these increases, the average monthly retirement check will be $1,907 in 2024, a $59 increase from the 2023 level. The maximum Social Security check for a worker turning full retirement age (FRA) in 2024 will be $3,822, compared to $3,627 in 2023. And please note that $3,822 is the maximum for someone turning full retirement age in 2024. That does not mean it is the maximum Social Security payment anyone can receive. There are millions of Social Security beneficiaries who get much more than that, primarily because they worked well past their FRA and/or delayed starting their benefits until age 70.

Here’s another important point about the COLA. Many readers have been asking me if they must file for Social Security benefits in 2023 in order to get the COLA that’s paid in January

2024. The answer is no. The COLA will be built into the benefit computation formula. So even if you don’t file for Social Security until next year, or some subsequent year, you’ll still get the 3.2% increase.

Although this is a Social Security column, I must mention the upcoming increase in the Medicare Part B premium, which is deducted from Social Security checks for most people. In 2024, the basic Part B premium is projected to be $174.70. That’s $9.80 more than the 2023 rate. And as has been the case for 20 years now, wealthy people will pay more than the basic premium.

I don’t want to get into the complicated issue of Medicare premiums other than to make this quick point. Even though they are linked in the minds of most senior citizens, Social Security and Medicare are entirely separate programs, administered by entirely separate federal agencies, and they have entirely separate rules and regulations regarding their benefit and payment structures. For example, the Part B Medicare premium increase has nothing to do with the Social Security COLA. Instead, by law, it must be set at a level that covers 25% of the cost of running the program. Taxpayers pick up the remaining 75%. (And again, wealthy people pay more than the 25% share.)

Another measuring stick called the “national wage index” is used to set increases to other provisions of the law that affect Social Security beneficiaries and taxpayers. Specifically, this includes increases in the amount of wages or self-employment income subject to Social Security tax; the amount of income needed to earn a “quarter of coverage”; and the Social Security earnings penalty limits.

The Social Security taxable earnings base will go up from $160,200 in 2023 to $168,600 in 2024. In other words, people who earn more than $168,600 in 2024 will no longer have Social Security payroll taxes deducted from their paychecks once they hit that threshold. This has always been a very controversial provision of the law. (Bill Gates pays the same amount of Social Security tax as his plumber!) I think it’s a pretty good bet that any eventual Social Security reform package will include an increase in that wage base.

Most people need 40 Social Security work credits (sometimes called “quarters of coverage”) to be eligible for monthly benefit checks from the system. In 2023, people who were working earned one credit for each $1,640 in Social Security taxable income. But no one earns more than four credits per year.

In other words, once you made $6,560, your Social Security record was credited with the maximum four credits or quarters of coverage. In 2024, the one credit limit goes up to $1,730, meaning you will have to earn $6,920 this coming

year before you get the maximum four credits assigned to your Social Security account.

People under their full retirement age who get Social Security retirement or survivor’s benefits but who are still working are subject to limits in the amount of money they can earn and still receive all their Social Security checks.

That limit was $21,240 in 2023 and will

be $22,320 in 2024. For every two dollars a person earns over those limits, one dollar is withheld from his or her monthly benefits.

There is a higher earnings threshold in the year a person turns full retirement age that applies from the beginning of the year until the month the perContinued on next page

C R O S S W O R D P U Z Z L E

Answers on page 2

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Finding a home in 2024 will be difficult without tradeoffs

BY PHILIP A. RAICES Many of our clients are having challenging times finding a home that fits their specific “needs and wants.” The lack of available inventory is the greatest problem for those who are seriously searching and are qualified to buy. For those who either need to sell or want to sell, the fear of not finding their “next place to call home” is one of the main reasons for not listing. I have experienced this exact situation as a broker with one particular family that although their place is listed, will not close until they find their next domicile beforehand. This has caused buyers not to consider their place. Of course, current interest rates are an additional and important factor for many others not being able to purchase; even though rates are down over 1% since October. However, prices are still exorbitant and outside the affordable range of many family’s budgets.

There are solutions for some who would consider buying but unfortunately fall into one of the previous categories and may not be thinking outside the box in being creative in their endeavors. If it is interest rates that are keeping you from purchasing, and then if you somehow were able to secure a lower rate, would that change your mindset and situation? If a seller-provided you with a mortgage or a credit at closing, would that also help you in the process? However, additional reasons why some do not qualify are also the down payment, debt/income ratio, as well as the overall much higher monthly costs that are pushing many out of the market From my experience, some are stuck in a specific town generally for good

reasons, and some have, “champagne tastes and beer pockets.” In this market, one needs to be a bit more flexible in their search parameters.

Being open to expanding one’s horizons to provide more opportunities to choose from should enable you to locate a home sooner rather than later. Researching and adding several additional towns to your search criteria that have similar attributes and characteristics will help you make solid comparisons. Checking prices and taxes, schools, transportation, cultural availabilities and things to do, restaurants, safety, etc. will provide a clear and concise pathway in determining your possibilities. Driving around those other neighborhoods and down some blocks will give you a more secure feel for the area. Lastly, stopping and conversing with those who are outside who live in the area can provide you with a stronger and more positive opinion about considering those additional towns.

Maybe downsizing and considering 3 bedrooms instead of 4 or 1-1.5 bathrooms instead of 2 will provide you with more homes to view. You may also be able to expand and upgrade your home by adding those features in the future when funds will be available.

Buying a fixer-upper to build equity right from the get-go will be another option to ponder in reaching your final decision. Do you have a family member or someone you know or a referral for an excellent reliable con-

tractor that would provide a reasonable estimate to renovate and upgrade the home? Checking reviews on Google and elsewhere will provide some insight into what former and current clients experience when working with them.

Most importantly, going through a trade-off process, one by one, to narrow down your expectations as to what is crucial and critical in finding a home, will provide you much more flexibility; especially if it is your first starter home.

In the past some mortgage people provided, what we call “liar loans” or what we use to call “no-doc” loans (NINA-no income, no asset), just to make a deal occur to collect their commissions. This was a major reason for so many foreclosures in the real estate implosion and the collapse of the real estate market in 2008.

Today they are called “receivable loans” for those who have been in business for at least 2 years and can substantiate and have an excellent track record of monthly receivables. Not every lender has this type of program (but our lenders do).

There are limitations, so be careful and do your due diligence and we will assist you in qualifying with a lender.

If a single-family is outside your qualifications, then you should consider a Condo or co-op as your “starter home.” Monthly costs can be considerably lower, somewhat consistent, and can provide a more carefree environment. These choices are a simpler path to ownership without the upkeep of

exterior costs of maintenance. It sure beats a rental! Turn the key, move in, and then go to work the very next day, or if retired, then go out to play!

If you have a certain budget based on your qualifications, then don’t shut the door on other homes, condos, co-ops, or possibilities that just might fit your specific “needs and wants.”

Happy New Year to all our clients, families, and friends, and may it be healthier, happier, and more lucrative for all!

Philip A. Raices is the owner/Broker of Turn Key Real Estate at 3 Grace Ave Suite 180 in Great Neck. He has 42 years experience in the Real Estate industry and has earned designations as a Graduate of the Realtor Institute (G.R.I.) and also as a Certified International Property Specialist (C.I.P.S.) and has earned his National Association of Realtors “Green Industry designation for eco-friendly construction. He will provide you with “free” regular updates of sold and new homes in your town via the Multiple Listing Service of Long Island (MLSLI) or go to https://WWW. Li-RealEstate.Com and you can “do it yourself (DYI) and search on your own.

For a “FREE” no obligation 15 minute consultation, as well as a “FREE printout or digital value analysis of what your home might sell for in today’s market without any obligation or “strings” attached. He can also provide a copy of “Unlocking the Secrets of Real Estate’s New Market Reality, and our Seller’s and Buyer’s Guides for “Things to Consider when Selling, investing or Purchasing your Home.

Y O U R S O C I A L S E C U R I T Y

Social Security Update for 2024 Continued from previous page son reaches FRA. (The income penalty goes away once a person reaches that magic age.) That threshold goes up from $56,520 in 2023 to $59,520 in 2024.

A couple other Social Security provisions are also impacted by inflationary increases. For example, people getting disability benefits who try to work can

generally continue getting those benefits as long as they are not working at a “substantial” level. In 2023, the law defined substantial work as any job paying $1,470 or more per month. In 2024, that substantial earnings level increases to $1,550 monthly.

Finally, the Supplemental Security Income basic federal payment level for one person goes up from $914 in 2023

to $943 in 2024. SSI is a federal welfare program administered by the Social Security Administration, but it is not a Social Security benefit. It is paid for out of general revenues, not Social Security taxes.

If you have a Social Security question, Tom Margenau has two books with all the answers. One is called “Social Secu-

rity -- Simple and Smart: 10 Easy-to-Understand Fact Sheets That Will Answer All Your Questions About Social Security.” The other is “Social Security: 100 Myths and 100 Facts.” You can find the books at Amazon.com or other book outlets, or you can send him an email at thomas.margenau@comcast.net.

COPYRIGHT 2023 CREATORS.COM

A G R E E N E R V I E W Continued from page 3 washed off in the shower or sink. There are insecticides on sticks or in solutions that the plants soak up to kill the pests without spraying in the house.

Many houseplants need a winter grooming, so clean up the dead leaves and

rotate them so more leaves will face the window and get some sun.

Don’t store extra firewood indoors.

Many insects hide in the bark and as they warm up, they may move into your plants.

During the growing season, birds eat many insect pests on your plants. Do

them a favor over the winter and put out a bird feeder and a birdbath heater. Suet and black oil sunflower seeds give the most calories so the birds have enough energy to stay warm. Water and shelter are also necessary, so don’t forget them when you design your landscape. A birdbath heater is designed just to keep the

water liquid and available for drinking during cold weather; it won’t turn the birdbath into a spa.

Email questions to Jeff Rugg at info@ greenerview.com.

COPYRIGHT 2023 JEFF RUGG DISTRIBUTED BY CREATORS

Friday, January 5, 2024 Discovery

R E A L E S T A T E W A T C H

Discovery Friday, January 5, 2024

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E V E R Y D A Y C H E A P S K A T E

8 Ways to Jump-start the New Year

BY MARY HUNT Feeling a little sluggish? Well, perk up, my frugal friend! Here are eight ways to get a jump on 2024.

No. 1: Get your credit reports. Annualcreditreport.com offers the most reader-friendly format, and your personal credit reports from each of the big three credit reporting agencies are free, once every 12 months. You can order online at www.annualcreditreport.com or call 877-322-8228. You can also purchase your credit score for a small fee. Check your reports carefully to make sure all the information is true and correct. Caution: As you go through the process, remember that by federal law you are entitled to your free credit reports. You will be offered lots of purchase opportunities, but just keep saying no to work your way through the process! This will not cost you a penny.

No. 2: Call your insurance companies. If you have homeowners, renters and/or automobile insurance, call those companies this month. Ask if you qualify for any additional discounts. Perhaps your youthful drivers now qualify for good-grades discounts, or you’ve moved to a new zip code. Prod the agent to help you discover how to reduce your premiums. Consider taking this even further by calling several competing companies

to get their quotes. Should you find a lower quote, but you are happy with your current company, ask if they will match the quotes you just received from its competitor. You may be pleasantly surprised!

And if not, consider making the move.

No. 3: Investigate PMI. If you bought your home with less than 20% down, you are probably paying a lot for the dreaded private mortgage insurance (PMI), not to be confused with mortgage insurance, which is not even closely related to PMI. Once your equity reaches 20% of the current market value, you should be able to dump your PMI. Call your lender to find out. Those horrible PMI premiums could be $1,000 or more per year buried in your monthly payment.

No. 4: Find a free checking account.

Many credit unions offer free checking with few, if any, conditions or limitations.

If you’re paying for access to your own money, change banks. If you are comfortable with online banking, go to bankrate. com and search “free checking account.”

Prepare to be surprised by how many choices you have.

No. 5: Open a savings account. If you don’t have one, get one. Find a bank or credit union with low minimum requirements. Or refer to No. 4 above. You can also open an online savings account that is fee-free.

No. 6: Consider refinancing your

mortgage. Call your current lender to inquire about refinancing. But before you make the move, compare the total payback, not just the monthly payment, with what you have already. Granted, as I write, mortgage rates are extraordinarily high. So consider this a suggestion that will at least get you thinking about how your current mortgage situation compares with what is currently available. Rates do drop, and they could start doing that again in 2024. And when they do, you’ll be ready to make that inquiry.

No. 7: List assets and liabilities.

This is known as one’s net worth and it is simply the amount of money you would have left if you sold everything you own and paid off everything that you owe.

Think of this as an academic exercise -no emotion, no guilt or angst. Simply list everything you own (assets) and everything you owe (liabilities). Next, assign a realistic dollar value to each entry. Subtract your liabilities (debts) from your assets to determine your net worth. Write down that number, even if it is negative.

Determine that one year from today you will do this same exercise and then compare.

No. 8: Clean up your devices. Your computer needs to be cleaned out and tuned up regularly. If it’s sluggish and behaving badly, you can be sure your cache is jam-packed with extraneous files, your

hard drive is fragmented, and your entire system is in desperate need of a good cleanup. Check online for housekeeping instructions for your specific device.

Mary invites you to visit her at EverydayCheapskate.com, where this column is archived complete with links and resources for all recommended products and services. Mary invites questions and comments at https://www.everydaycheapskate.com/contact/, “Ask Mary.” This column will answer questions of general interest, but letters cannot be answered individually. Mary Hunt is the founder of EverydayCheapskate.com, a frugal living blog, and the author of the book “DebtProof Living.”

COPYRIGHT 2024 CREATORS.COM

N U T R I T I O N N E W S

Inflammation and Your Diet

BY CHARLYN FARGO Your body needs some inflammation to fight infection and speed healing. But too much for too long can push your immune system to attack healthy organs and tissues. This can lead to heart disease, diabetes, cancer, arthritis and irritable bowel diseases.

A study published recently in the Journal of the American College of Cardiology suggests diet’s impact on heart health is partly related to inflammation. The study found that higher levels of inflammatory markers were associated with higher risks of cardiovascular disease. Our dietary choices can increase or decrease levels of these compounds.

To lower inflammatory markers, choose green, leafy vegetables; dark yellow vegetables; whole grains; fruits; tea; coffee and fish. Red meat, processed meats, refined carbohydrates and sweetened beverages were associated with higher pro-inflammatory markers. Researchers found dietary patterns with higher inflammatory potential were associated with increased risk of cardiovascular disease and stroke. The study only looked at women, but researchers said the results would likely apply to men as well.

How do you put this into practice?

Plan your menu around foods such as tomatoes, blueberries, almonds, walnuts, lentils and salmon. Stock up on salad fixings. Greens such as collards, broccoli,

kale and spinach have antioxidants and other compounds that can help reduce inflammation and keep day-to-day damage to your cells to a minimum. Spice your foods with turmeric, rosemary, cinnamon, cumin and ginger. Research has found they may slow down processes in your body that lead to inflammation.

Q and A Q: I used to meal prep, but now I work from home. Is it still a good idea to meal prep?

A: Prepping even a few staple items for the week can make healthy eating so much easier. As long as you’re cooking, make a little more -- and freeze it -- or use it in another dish. Even though many of us are working more from home, we still have work to do -- Zoom meetings, re-

ports, helping with homework, laundry, etc. Meal prepping can help keep healthy eating plans on track. Try batch-cooking chili or chicken tortilla soup, and freezing it in portions. You can prep quinoa ahead to add to salads later in the week. It’s also helpful to cut up veggies in advance for a quick veggie tray or to use in a stir-fry.

The more you do ahead, the easier it is to get dinner on the table.

Charlyn Fargo is a registered dietitian with SIU School of Medicine in Springfield, Illinois, and the current president of the Illinois Academy of Nutrition and Dietetics. For comments or questions, contact her at charfarg@aol.com or follow her on Twitter @NutritionRD. COPYRIGHT 2023 CREATORS.COM

7

Where’s the Big Dipper?

BY DENNIS MAMMANA Week of Jan. 7-13, 2024 One question I’m asked frequently during my January night sky tours is, “Where the Big Dipper?” Look for it after dark during January and you, too, will discover that it’s nowhere to be found.

The Big Dipper is one of the most famous star groupings and one that nearly all stargazers instantly recognize. Notice I didn’t call it a “constellation,” because it’s not a constellation.

It’s an “asterism,” a group of stars that seems to look like something familiar.

If you’ve followed my column for a while, you’ve learned that constellations are simply areas of the sky designated by ancient sky watchers to represent objects, animals and people. But try to see these figures and you’ll be in for a disappointment.

The Dipper’s familiar shape is formed by tracing the seven brightest stars of the constellation Ursa Major, the Great Bear, into a bowl with a bent handle. We in North America call it the Big Dipper, but in the U.K., it’s known as the “Plough,” in Germany as the “Great Wagon” and elsewhere by other creative names.

So back to the original question ... where the heck is it? Unfortunately, it’s below the horizon at this time of year.

Let me explain.

Our Earth rotates once about every 24 hours and, as it spins from west to

east, the entire sky appears to turn in the opposite direction. Since our rotational axis aims roughly in the direction of Polaris, this star never seems to move. It’s as if the North Star forms the hub of a great celestial wheel with all the stars spinning counterclockwise around it. And that is why the North Star is so important.

Look toward the northern sky on January nights and you’ll see the North Star with Cassiopeia high above it -- almost overhead from many places. Cassiopeia represents an ancient Ethiopian queen, but you’ll do much better if you search for a zigzag of five stars that, right now, appears like the letter “M.” The Big Dipper lies on the opposite side of the North Star from Cassiopeia.

And since both these asterisms turn about Polaris as if on a fixed wheel, the position of one will tell you the location of the other.

If you’re willing to wait a few hours, ou’ll see Cassiopeia gradually swing toward the northwestern side of Polaris while the Big Dipper begins to rise from out of the northeastern horizon.

And if you wait patiently until early morning hours -- or set your alarm to go out before dawn -- you’ll notice that Cassiopeia appears quite low in the northwest while the Dipper shines brightly high in the northeast.

In other words, when Cassiopeia is high in the sky (as it is during early evenings in January), the Big Dipper is

very low. And vice versa.

So when’s the best time to see the Big Dipper during the early evening hours?

That comes in late spring and summer when it appears nearly overhead. This depends not only on our planet’s rotation but also on our annual revolution about the sun. The Big Dipper is a star grouping, not a constellation as many

mistakenly believe And where will Cassiopeia be at that time? You now know exactly where to look!

Visit Dennis Mammana at dennismammana.com.

COPYRIGHT 2024 CREATORS.COM

The Big Dipper is a star grouping, not a constellation as many mistakenly believe

L O S T I N S U B U R B I A

Resolving to Keep My New Year’s Resolution

BY TRACY BECKERMAN Some years ago, I made a New Year’s resolution not to make any New Year’s resolutions because I always immediately break them. Of course, I didn’t remember making this resolution until I was in the car one day sitting in holiday traffic and getting really steamed about all the rude people on the road.

After someone cut me off and my then4-year-old daughter yelled out, “Watch where you’re going, you moron,” I realized that I might not be setting the best example for my children. I decided then that I was going to break my last New Year’s resolution and resolve to work on my road rage.

When I lived in the city, I didn’t really have a problem with road rage.

This was most likely due to the fact that I didn’t have a car. Once we moved to the suburbs, though, we got a car and I actually had to do quite a bit of

driving. I soon learned that the suburbs are filled with bad drivers. And most of them, it seemed, were always right in front of me. Or behind me. Or cutting me off. Or stealing my parking space.

My usual calm response to this was a few choice words, some fist-shaking and an occasional full-blown hissy fit.

Although I came by this both genetically and geographically, I realized that I might live a little longer if I resolved to be a kinder, gentler driver. For a while, I was much better. When people cut me off, I would just smile and wave them on. If someone tailgated me, I would pull over and let them pass. When somebody else swooped in and stole the mall parking spot I’d been waiting for and there weren’t any other spots within a mile of the mall entrance, I just let her have it (the spot... I let her have the spot!).

Then one day I found myself behind a car that was going so slowly, it might as well have been going backwards. I

immediately took note of the fact that the car was a big, old, sedan with Florida plates and a bumper sticker that said, “I Brake for Yard Sales.” It also seemed, quite mysteriously, to be driving itself.

Well, that’s not exactly true. I could see a pair of hands on the steering wheel, but there was no head. It was a headless, Floridian driver doing 10 miles an hour in a 35-mile-per-hour zone on a one-lane road and I was stuck behind it, losing my mind.

If ever there was a recipe for road rage, here it was. Of course, I was very late for an appointment, to boot, so what little patience I had wore thin after two miles. I thought, all we needed was a couple of floats, a marching band and some Snoopy balloons and we could have our own suburban parade.

For five miles I tailgated the headless driver, getting more and more frustrated and mentally willing him/her/it to pull over, or turn, or be beamed up to

an alien spaceship and flown away.

Finally, we got to an intersection, and the sedan pulled over to make a turn.

I pulled up next to it and looked over.

There, behind the wheel, was a very old lady, about 110 years old. I immediately felt awful for tailgating her and belatedly recalled my old New Year’s resolution. I gave her a weak smile and a little, apologetic wave of my hand.

The itty-bitty old lady looked over at me, raised her hand in return...

And gave me the finger.

Tracy Beckerman is the author of the Amazon Bestseller, “Barking at the Moon: A Story of Life, Love, and Kibble,” available on Amazon and Barnes and Noble online! You can visit her at www. tracybeckerman.com.

COPYRIGHT 2024 CREATORS.COM

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11

Call 294.8900 Chase away chills (and sniffles) with soup

Zucchini Soup with Cheddar Rusks

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Soup is a staple anytime the weather is chilly or when a person feels like they are coming down with a cold. The warm, therapeutic effects of a delicious bowl of soup are hard to dismiss, and may sometimes work as well as the best medicines available.

While zucchini may be known as a summer vegetable, this popular squash is at home in a tasty

soup any time of year. Top with giant, cheesy croutons for a filling and scrumptious crowd-pleaser.

This recipe for “Zucchini Soup with Cheddar Rusks” from “The Culinary Institute of America Book of Soups” (Lebhar-Friedman Books) by The Culinary Institute of America makes for a warming winter meal.

Makes 8 servings

and chopped, (about 1 cup) 1⁄2 cup tomato puree 4 tablespoons tarragon or cider vinegar 2 tablespoons minced fresh basil 1⁄2 teaspoon salt, or to taste 1⁄4 teaspoon freshly ground black pepper, or to taste 8 cheddar rusks (see below)

4 bacon strips, minced 2 onions, diced (about 21⁄2 cups) 4 garlic cloves, minced (about 2 teaspoons) 4 medium zucchini, diced (7 to 8 cups) 6 cups chicken broth 4 plum tomatoes, peeled, seeded 1. Cook the bacon in a soup pot over medium heat until the fat is released and the bacon bits are crisp, 6 to 8 minutes.

2. Add the onions and garlic.

Cook, stirring frequently, until the onions are a light golden brown, 8 to 10 minutes.

3. Add the zucchini, cover the pot and cook until the zucchini starts to become translucent, about 5 minutes.

4. Add the broth, tomatoes, tomato puree, and vinegar.

Bring the soup to a simmer and cook until the vegetables are very tender and the soup has developed a good flavor, 15 to 20 minutes.

5. Add the basil to the soup, and season with salt and pepper. Serve in heated bowls, garnished with cheddar rusks.

Friday, January 5, 2024 Classifieds

CLASSIFIEDS

12 Friday, January 5, 2024 Classifieds

CLASSIFIEDS

About to hit a milestone?

Share your life accomplishments with your neighbors! Put your engagement, wedding, or baby announcement in the paper.

It's free of charge for subscribers!

Email editor@gcnews.com

Call 294.8900

Friday, January 5, 2024

12

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HELP YOUR BUSINESS GROW...

Each week Litmor Publications publishes the ads of service providers in our Classifieds, Professional Guide and Service Directory.

A 6 week agreement brings your specialty or service to the attention of the community in a public service format. Let us begin listing you in our Next Issue.

For More Information and rates

Call 516.294.8900

Email: nancy@gcnews.com Include name, daytime phone number, address and email.

Deadline for Professional Guide or Service Directory is Monday, 12 Noon. • Deadline for Classified is Tuesday, 1pm Advertising in the Professional Guide is only open to N.Y.S. Licensed Professionals.

13 Friday January 5, 2024

SERVICE DIRECTORY

Friday, January 5, 2024

14

SERVICE DIRECTORY

OPPORTUNITY KNOCKS...

Each week, Litmor Publications publishes the ads of providers in our Classifieds, Professional Guide and Service Directory.

A 6-week agreement brings your specialty or service to the attention of the community in a public service format.

LET US BEGIN LISTING YOU IN OUR NEXT ISSUE. For More Information and Rates, Call Nancy 516.294.8900 Email: Nancy@gcnews.com Include name, daytime phone number, address and email.

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Deadline for Classified is Tuesday, 1pm Advertising in the Professional Guide is only open to N.Y.S. Licensed Professionals.

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Your Trusts & Estates Attorney • Wills & Trusts • Estate Administration • Estate Planning • Asset Protection • Elder Law • Probate • Real Estate Nassau (516) 222-1122

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BOOST YOUR BUSINESS! Advertising on this Page is Only Open to N.Y.S. Licensed Professionals. Call 294-8935 and let us begin listing you in our Professional Guide and Professional Services pages. Deadline is Monday, 12 Noon

To Advertise Call 294-8935

15 Friday January 5, 2024

PROFESSIONAL GUIDE

Friday, January 5, 2024

16

Students earn physical education award

Benjamin Campbell and Nicole Stueckenschneider, seniors at General Douglas MacArthur High School, earned Nassau Zone Outstanding Physical Education Photos courtesy of Levittown Public Schools Student Awards.

Two outstanding seniors at General Douglas MacArthur High School in the Levittown School District earned countywide honors for their leadership on and off the field.

Benjamin Campbell, who plays volleyball and tennis, and Nicole Stueckenschneider, who plays softball, are winners the Nassau Zone Outstanding Physical Education

Student Award. Although talented athletes, the award acknowledges the students’ cooperation and collaboration with their peers. Both were nominated by their physical education teachers after being observed to be encouraging helpers to their classmates. Benjamin and Nicole make a difference in their classes by cultivating a fun environment that promotes participation by all.

The Classifieds:

Your Ticket to Local Finds

Call or go online to browse, buy, or sell! www.gcnews.com • 516-294-8900 Litmor Publishing Corp.

Scout Troop 382 holds crafts fair

On December 10, New York State Senator Steve Rhoads showed his support for Hicksville Boy Scout Troop 382 at their Holiday Craft Fair, hosted at St. Ignatius Church in Hicksville. The Holiday Craft Fair was a great opportunity for the community to come together and support local artisans, small businesses, and the Boy Scouts while also finding unique and one-of-a-kind gifts for their loved ones. The holiday craft fair was buzzing with excitement and festive spirit.

Toddler Arts and Crafts Program The Town of Oyster Bay's Toddler Arts & Crafts Program will be offered again this winter, beginning on January 30th. This 6-week program offers classes at the Town’s Ice Skating Center Community Room in Bethpage and at the Hicksville Athletic Center, and is open to children ages 2 through 4.

“The Town’s Toddler Arts & Crafts Program is a wonderful way to help support your toddler’s development through nurturing their artistic expression,” said Town Councilwoman Michele Johnson. “Classes will certainly fill up quickly as this program offers children an opportunity to meet others their age and explore their creativity.

Highlights of the program include holiday crafts and ceramics.”

The Toddler Arts & Crafts Program begins January 30 and is 6 weeks in duration. Residents who sign their toddler up for the program must choose one class per week, per child. Classes will take place on: • Tuesdays at 10:00 a.m. for twoyear-olds, and 11:00 a.m. for three-andfour-year-olds at the Hicksville Athletic Center in Hicksville; • Wednesdays at 10:00 a.m. for

two-year-olds, and 11:00 a.m. for threeand-four-year-olds at the Ice Skating Center Community Room in Bethpage; and • Thursdays at 10:00 a.m. for twoyear-olds, and 11:00 a.m. for three-andfour-year-olds at the Ice Skating Center Community Room in Bethpage.

Registration will take place ONLINE through the Parks Portal available at oysterbaytown.com/portal beginning on January 8 at 9:00 a.m. Space is limited- first come, first serve. Registration will close when the program reaches full capacity.

Each class is approximately 45 minutes. The cost of the program is $35 per child who is a Town resident, and $45 per child whose care giver is a Town resident but not the child. The child’s birth certificate and a tax or utility bill will be required to validate age and proof of residency. A guardian must be present during the class. A smock and supplies will be provided with enrollment.

The Toddler Arts & Crafts Program is run by the Town’s Parks Department, Recreation Division. For further information, please call (516) 797-7945.

17

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Friday, January 5, 2024

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Friday, January 5, 2024

18

‘Tis the season for giving in Bethpage Elementary students and staff from across the Bethpage Union Free School District are making a difference in the lives of others this holiday season.

Members of Central Boulevard Elementary School’s student council organized a toy drive and pajama drive for those in need. Students in grades K-2 were asked to donate an unwrapped toy which was collected by the Bethpage Fire Department. Meanwhile, students in grades 3-5 were asked to donate new pajamas as part of the Scholastic Reading Club’s Great Bedtime Story Pajama Drive. This annual drive supports the Pajama Program, a nonprofit organization that gives new pajamas and books to children in need. All donated pajamas are matched with a book which is donated by Scholastic.

At Charles Campagne Elementary School, members of the student government also organized a toy drive.

The school community successfully donated almost 100 toys to the Bethpage Fire Department. These toys will be distributed to multiple local charities for children. Santa, traveling by firetruck, recently stopped by both Charles Campagne Elementary School and Central Boulevard Elementary School to collect the toy donations.

Families, staff and faculty members at Kramer Lane Elementary School also celebrated the season of giving by supporting Kramer Lane families in need. The school created a giving tree with ornaments containing anonymous information about a child to give back to. Participants bought a gift for the child on the ornament that they picked.

These gifts will be gathered and given to Kramer Lane families in need to make their holiday brighter.

P hotos courtesy of the Bethpage Union Free School District

Central Boulevard Student Council members received a visit from Santa Claus (top left), who collected their toy donations to give to children in need.

Central Boulevard students helped give Santa all the toys they collected during their toy drive.

Charles Campagne students were thrilled to see Santa Claus who picked up their toy donations.

ADVERTISING & DESIGN EXPERTISE to put the focus on your business Contact us today to speak with an ad consultant about the best way to maximize sales during the upcoming season.

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19 Friday, January 5, 2024

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Friday, January 5, 2024

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2023 Year In Review Thank you to all our clients who supported us in our success. It was an honor earning your trust, and we look forward to helping you make the right investment in 2024 and beyond.

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