SERVING PLAINVIEW, HICKSVILLE, AND LEVIT TOWN
C LASS OF 2019 G RADUATES Salute to America
Bethpage High School Class of 2019 valedictorian Stacy Kappel, left, and salutatorian Soham Maiti, right, celebrated their graduation on June 22. See page 8
New member on Town Board of Ethics
The Town of Oyster Bay recently insatlled Hal Simon of Plainview as the newest member of the Town of Oyster Bay’s Board of Ethics. Mr. Simon will serve on the panel through December 31, 2022.
Town of Oyster Bay Supervisor Joseph Saladino stated, “I welcome Mr. Simon to the Board of Ethics and thank him for volunteering his time to serving the public on this
important committee, which helps advance accountability and transparency at Town Hall. To restore the public’s trust in government, my administration has appointed this new independent Board of Ethics, as well as an Inspector General who once worked with the CIA, FBI and DEA. Together, we demand the highest level of ethics and accountability in government.”
On June 18, 2019, the Town Board unanimously appointed Mr. Simon as the newest member of the Board of Ethics. Mr. Simon, a corporate supervisor for Ben’s Kosher Delicatessen establishments, works professionally to streamline operations and maximize team performance.
planned for July 9th
The Town of Oyster Bay will be holding its annual “Salute to America” on Tuesday, July 9 at John J. Burns Park in Massapequa. The program will include presentations to the winners of the Town of Oyster Bay’s 2019 Veterans Awards.
“We will be honoring all of our men and women in the armed forces, as well as amazing local veterans, who continue to be involved in the community and advocate for those who have served this great Nation,” Town of Oyster Bay Supervisor Joseph Saladino said. “The program, which is slated to begin at 7:30 p.m., will include a ‘Salute to Divas’ show featuring Massapequa native JayCee Driesen and conclude with spectacular fireworks by Grucci.”
The Salute to America will feature presentations to residents in three categories, including
Veteran Volunteer of the Year, Non-Veteran (Friend of Veterans) Volunteer of the Year and a Lifetime Achievement Award. Nominations were made by Town residents for consideration of the awards and will be announced at the show.
“There is no greater recognition than to be acknowledged by one’s peers, and the members of our veteran community truly deserve tremendous credit,” Supervisor Saladino said. “The ‘Salute to America,’ which is free to residents of the Town, has become an annual event and is just a small way in which the Town shows its appreciation for our men and women currently enlisted in the military, many of whom are fighting every day to help protect our country’s freedom, as well as honor veterans for their service to our country.”
Teen bicyclist killed in Levittown
A 13-year-old bicyclist was killed in an auto accident on Hempstead Turnpike in Levittown at 6:09 pm on Sunday, June 30.
According to detectives, Andrew Alati, 13, was riding his bicycle and crossing in front of 2575 Hempstead Turnpike when he was struck by a 1998 Toyota Camry operated by a 19-year-old
male traveling westbound.
The driver remained at the scene and called 911. As a result of the collision the male victim suffered multiple injuries and was transported to an area hospital where he was pronounced deceased, a short time later, by a hospital physician. The investigation into this accident continues.
St. Ignatius Garage Sale
St. Ignatius Loyola Parish will hold a huge indoor garage sale on July 20 and 21 and also on July 27 and 28. The sale will feature an enormous mix of items - truly something for everyone, and priced to sell.
Place: St. Ignatius Loyola Old School; East Nicholai Street, Hicksville. Handicap accessible.
Time: 10 am to 4 pm
Bus trip to Sands Casino
The Catholic Daughters of the Americas will host a bus trip to Sands Casino in Bethlehem, PA, on Tuesday, July 23.
Cost: $43 per person, which includes the driver’s tip
Slot Play: $30 slot play.
Time: Please arrive at 8:30
am. Return approx. 8:30 pm.
Parking: # 999 So. Oyster Bay Road (dead end)
Reservations: Call Barbara at (516) 935-5576
Please make checks payable to CDA. The first to pay is the first on the bus, etc.
Bethpage Italian teachers honored
Bethpage High School teachers Francesca Calio (left) and Teresa Sagarese (right) were honored by the Italian American Committee on Education on March 5.
Bethpage High School teachers Francesca Calio and Teresa Sagarese were honored by Italian American Committee on Education President Bernardo Paradiso on March 5.
courtesy of the Bethpage Union Free School District
Ms. Calio and Mrs. Sagarese were recognized by IACE for their tireless promotion of the Italian language at the high school and in the community. The IACE program is made possible primarily through an Italian Government grant and operates under the supervision of the Consulate General of Italy in New York.
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A Rising Technology Star
Bethpage Union Free School District first grade teacher Kristin Rochford from Charles Campagne Elementary School was the named the district’s recipient of the Nassau Association of School Technologies Award at the year-end Nassau Association of School Technologies Conference on June 13.
NASTARs are chosen for their innovation, their ability to seamlessly integrate technology to the curriculum, and for their exemplary technology leadership. Ms. Rochford was selected as Bethpage’s NASTAR Award recipient for her creative and innovative use of technology to support teaching and learning in her classroom.
Ms. Rochford has expanded the walls
of her classroom with her use of technology in projects such as establishing pen pals with students outside of the district. She continues to remain open to learning and adding new tools of technology to support students.
Ms. Rochford has also supported the district’s initiative of using Twitter to promote and showcase the great lessons taking place in her classroom and around the community.
“I am so honored, humbled and lucky to be a part of such a wonderful school family and community,” said Ms. Rochford. “I am grateful for the support from the district, school and first grade team.”
Island Trees HS Regeneron Finalist
Hempstead Town Councilman Dennis Dunne (right) presents a Town of Hempstead Certificate of Recognition to Island Trees High School student David Wendt in recognition of his outstanding achievement in the Regeneron Science contest, a national science competition formerly known as the Intel Science Talent Search contest. Councilman Dunne was honored to meet with David, his mom (second left) and Island Trees Science Chair Jodie Spindale (left) to discuss David’s project, which earned him a semifinalist placement including $2,000 for his scientific achievement, as well as $2,000 for his school. Long Island captured 53 scholar awards out of 300 nationwide, and 9 of those scholars were from the Town of Hempstead.
Charles Campagne first grade teacher Kristin Rochford, second from right, was congratulated for being named the NASTAR Award recipient from the Bethpage Union Free School District’s by, from left to right, Director of Technology Andrew Choi, Assistant Superintendent of Instruction Michael Spence and Superintendent of Schools David Schneider at the Year End NASTECH Conference on June 13.
courtesy of the Bethpage Union Free School District
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Hicksville HS celebrates the Class of 2019
Hicksville High School’s 105th graduating class proudly marched onto McCormack Field to the tune of “Pomp and Circumstance” supported by the applause of beaming family and friends to kick off the school’s annual commencement ceremony held on June 22. Rohan Mehrotra, 1st Lieutenant of the Hicksville Fire Department, Juniors, presented the colors, which were followed by the string ensemble’s stirring rendition of “The Star-Spangled Banner,” with vocals provided by Krisia Romano.
Principal Ray Williams opened his remarks by declaring, “This is your final message, your final announcement from your building principal.” Williams used adjectives such as “talented,” “hardworking” and “compassionate” to describe the Class of 2019 and reinforced the importance of upholding qualities such as discipline, pride and respect.
“Whatever it is that you are doing in this rapidly changing, open, digital society, there must be a value of respect and openness to diversity and other cultures,” said Williams, who reminisced about the different activ -
ities that promoted cultural diversity at Hicksville High School. He also reminded graduates that the power they possess lies within the choices they make.
“Each of you has traveled a road unique and different from the person sitting beside you,” he added. “No matter what road you have traveled, you are who you are today because of the choices you made yesterday. Likewise, tomorrow will become the result of the choices you make today. I encourage you to dream big and open the doors of opportunity.”
Nassau County Police
Commissioner Patrick Ryder served as the keynote speaker, sharing how he served as student body president of his own graduating class.
“I graduated in the top 10 in my class before I realized the list was upside down,” joked Ryder, who emphasized the importance of hard work and perseverance by sharing his personal stories of growing up, attending college and later ascending through the ranks of the police department. “You define who you will be!” he reminded the class.
Superintendent of Schools Marianne Litzman congratulates a graduating senior.
Salutatorian Kate Cimino, who told the audience that she has yet to declare a major, applauded those of her classmates who have found their passion, but reminded others who have yet to decide on a path that it is still early and advised them to experience all that life has to offer.
“Embrace the uncertainty and explore the plethora of opportunities that are out there waiting for you, and your passion will find you,” said Kate.
Superintendent of Schools Marianne Litzman spoke about the little extra “lift” that can make a positive difference in life — how the class members have lifted the spirits of their teachers and support staff through their growth and achievement, and how they have lifted one another.
“Remember to reach back to those who lifted you through childhood and adolescence,” said Litzman. “Reach ahead to those who will lift you to higher levels of learning, working, creating, living and loving. And reach out to those who need a lift in spirit, a helping hand, a kind word…because we all rise by lifting others.”
Board of Education President Phil Heckler congratulates a graduating senior.
Board of Education Vice President Brenda Judson advised graduates to combine their powerful intellect with empathy in all future interactions, coining the phrase, “Nobody cares how much you know until they know how much you care.”
Nassau County Legislator Rose Walker, whose grandchildren presently attend Hicksville schools, also provided some inspirational words of advice to the graduates about differences that they can make in their own lives and the lives of others.
Valedictorian Rohil Agarwal thanked the teachers and support staff for taking the time to not only guide the Class of 2019 throughout their K-12 careers, but to really get to know them. He encouraged his fellow graduates to remain positive through the peaks and valleys that they will encounter on the road ahead.
“You may not be able to predict how things turn out, but trust that they will,” said Rohil, “and when the opportunity comes knocking, be ready.”
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Graduated! Class of 2019 members display their diplomas with pride.
Seniors make their way onto McCormack Field during the opening.
Superintendent of Schools Marianne Litzman and Board of Education President Phil Heckler congratulate salutatorian Kate Cimino and valedictorian Rohil Agarwal.
Hicksville HS celebrates the Class of 2019
Once Principal Williams confirmed the Class of 2019, he, Superintendent Litzman and Board of Education
President Philip Heckler awarded the diplomas and congratulated the graduates. Then, in unison, tassels were
turned and caps were hoisted into the air, as members of the Class of 2019 completed their K-12 careers in Hicksville, taking pride in all they had accomplished and setting their sights on the journey that lies before them.
Principal Ray Williams addresses the Class of 2019.
Photos courtesy of Hicksville School District
College Notes
A select group of outstanding students has been named to the fall 2018 Dean’s List at Adelphi University. The Dean’s List comprises full-time students-registered for 12 or more credits-who have completed at least 9 graded credits and achieved a GPA of 3.5 or above for the semester. This recognition becomes part of the student’s academic record and is entered into the individual’s transcript.
Jennifer Graziano of Bethpage, majoring in nursing
Emily Hinz of Bethpage, majoring in nursing
Lara Klein of Bethpage, majoring in mathematics
Peyton Rutigliano of Bethpage, majoring in management
Shakiba Sangi of Bethpage, majoring in nursing
Caralynn Colella of Plainview, majoring in psychology
Paul Golombek of Plainview, majoring in history
William Kapp of Plainview, majoring in nursing
Amy Kappel of Plainview, majoring in management
Elizabeth Levner of Plainview, majoring in English
Samantha Maney of Plainview, majoring in sociology
Lauren Mars of Plainview, majoring in psychology
Matthew Schiffer of Plainview, majoring in biology
Michael Schwartz of Plainview, majoring in nursing
Dana Silverstein of Plainview, majoring in nursing
Valerie Maracich of Bethpage, majoring in social sciences
Julia Katartzis of Bethpage, majoring in psychology
Elizabeth Cobb of Bethpage, majoring in economics
Michelle Lopinto of Bethpage, majoring in art and design education
Emily Ganshaw of Bethpage, majoring in social work
Matthew Ortiz of Bethpage, majoring in emergency services admin
Madeline Kuhlke of Bethpage, majoring in dance
Joanne Wassner of Bethpage, majoring in social work
Holly Solomon of Bethpage, major-
ing in studio art
Geraldine Granobles of Bethpage, majoring in computer science
Taylor Carpenter of Bethpage, majoring in accounting/management
Catherine Coffey of Bethpage, majoring in nursing
Ashley Flores of Bethpage, majoring in political science
Jessica O’Keefe of Bethpage, majoring in communications
Ryan Easterbrook of Bethpage, majoring in sports management
Amanda Ioveno of Bethpage, majoring in sociology
Kyra Lamberti of Bethpage, majoring in biology
Samantha Castillo of Bethpage, majoring in English
Jennifer Pomeroy of Bethpage, majoring in English
Bridget Kammerer of Bethpage, majoring in undeclared
Nicole Vovou of Bethpage, majoring in undeclared
Taylor Vovou of Bethpage, majoring in physical ed & health ed
Kayla Schiavone of Plainview, majoring in undeclared
Melanie Golubow of Plainview, majoring in communication disorders
Thomas Flynn of Plainview, majoring in finance
Nicole Franco of Plainview, majoring in studio art
John Benizzi of Plainview, majoring in nursing
Justin Mangibin of Plainview, majoring in environmental studies
Mariah Plakas of Plainview, majoring in studio art
Erica Torres of Plainview, majoring in nursing
Elle Lastihenos of Plainview, majoring in psychology
Nicole Sapuppo of Old Bethpage, majoring in social work
SUNY Oneonta recently recognized nearly 200 students who have attained leadership milestones through the college’s LEAD (Leadership Education and Development) program.
Area students who were recognized include the following:
Ashley Jones of Levittown
Hope Raifer of Plainview
James Stamos of Hicksville
Golden Eagles set to soar following graduation
Bethpage High School Class of 2019 graduates walked into the Bethpage Athletic Complex in front of friends, family and community members during the graduation ceremony on June 22.
Bethpage High School Class of 2019 valedictorian Stacy Kappel (left) and salutatorian Soham Maiti (right) celebrated their graduation on June 22.
Bethpage High School Pxrincipal Nicholas Jantz (left), Superintendent of Schools David Schneider (middle) and Assistant Superintendent for Instruction Michael Spence (right) celebrated the Bethpage High School graduation on June 22.
The sun shined on the Bethpage Athletic Complex on the evening of June 22 as Bethpage High School honored the Class of 2019 with the 64th annual commencement ceremony.
The graduation also marked the conclusion of the first year for Superintendent of Schools David Schneider, Assistant Superintendent for Instruction Michael Spence and High School Principal Nicholas Jantz in their new roles within the district.
“Thank you to the Class of 2019 for your commitment to excellence,” said Mr. Schneider during his speech to the graduates. “You have all represented your class and school with great distinction. We know you will carry on the great tradition of being Golden Eagle alumni.”
Mr. Schneider’s remarks kicked off a number of inspirational speeches delivered throughout the night to congratulate and thank the graduates, their families, friends and community.
Mr. Jantz reflected on how his time in Bethpage began with this graduat-
ing class as eighth-graders at John F. Kennedy Middle School, and how the students helped to ease his transition into his role as high school principal.
“Thank you for making my first year [in the high school] so special,” Jantz said. “Wherever you go next year, please remember to not only bring the knowledge you’ve learned here in Bethpage, but more importantly the lessons, morals and experiences that have made you into the person you are today.”
As tradition, Senior Class President David Campos, Student Council President Donald Pesonen, salutatorian Soham Maiti and valedictorian Stacy Kappel delivered poignant remarks. All of them thanked their families and friends who aided in shaping their paths, while also encouraging their classmates to embrace the future.
“We have the responsibility to not only make our parents and everyone else who has supported us proud, but to also set an example for the future graduates of Bethpage,” said Stacy.
Photos courtesy of the Bethpage Union Free School District
A member of the Class of 2019 proudly holds his diploma.
The traditional cap toss concluded the Bethpage High School graduation ceremony on June 22.
UNESCO Natural Monument, Lipizaner Horses, Medieval City of Piran Complete the Gems of 8-day ‘Emerald’
BY KAREN RUBIN TRAVEL FEATURES SYNDICATE GOINGPLACESFARANDNEAR.COM
When I signed up for Biketours. com’s guided eight-day “Emerald Tour of Slovenia’s Gems” bike tour, I was expecting sprawling landscapes and quaint villages. What I wasn’t expecting was to be surprised each day by some unique attraction. The final days of the trip bring us to the stud farm in Lipica where the famous Lipizaner horses, so identified with Vienna, Austria, were first bred, to Skocjan Caves, so special as to be designated a UNESCO World Heritage site, and the enchanting medieval city (and surprising beachtown) of Piran.
Day 5: Štanjel – Lipica – Divaca (30 miles/48 km)
Our fourth day of riding brings us first to the lovely village and botanical garden in Sežana, which is at the stop of a high hill (all castles are), in a very quaint village.
We stop in a nearby village to buy food for lunch and picnic in a rather scenic spot under a tree just next to a cemetery.
Then it’s on to the stud farm of Lipica, where we visit these beautiful thoroughbred Lipizaner horses whose glistening white coats and gentle, graceful dancing have earned them a worldwide reputation. The history of the Lipica horses is closely linked to the Vienna riding school, because this part of the country used to be part of the Austro-Hungarian Empire. They continue to breed and train the famed horses here.
Founded some 430 years ago, this is claimed to be the oldest stud farm in the
world. The Archduke of Austria bought it in 1580 - the Turkish Empire had invaded and Austrians needed horses for the military. They bred the local karst horse – well built, muscular, intelligent, long lived –with Spanish stallions and later Arabian and Italian stallions.
We get to visit the stables and learn
that the white color is the result of selective breeding from the 1750s, but not all the horses are white.
We visit the stables, the Lipikum Museum, the museum of carriages, an art gallery, and on the way out, see the horses in pastures, tree avenues (they used to plant trees in honor of the horses that were sent to Vienna).
There are other experiences available here (including a luxury hotel and casino), but we have arrived at the end of the day. We finish the day’s ride at the Hotel Malovec, where the owner, a butcher, also
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GOING PLACES, NEAR & FAR....
UNESCO Natural Monument, Lipizaner Horses, Medieval City of Piran Complete the Gems of 8-day ‘Emerald’
Continued from page D1
opened a restaurant (he also owns the Hotel Kras where we stayed in Postojna). I have a massive t-bone steak.
Day 6: Divaca – Muggia (23 miles/38 km)
This day offers the most varied of experiences, beginning with a hike through Skocjan Caves (a UNESCO natural monument), biking 39 km through countryside to the picturesque town of Muggia on the Bay of Trieste, where we arrive early enough in the afternoon to get to swim in the Adriatic (or we can take the ferry into Trieste).
Visiting the Skocjan Caves is no less spec-
tacular than the Postojna Caves (minus the thrilling train ride) but the experience is quite different - this is more of a hike, but unbelievably spectacular – the highlight is walking over a bridge 45 meters above a roaring river.
Ranking among the most important caves in the world, the caves, one of the largest known underground canyons in the world were designated a UNESCO natural world heritage site in 1986.
What distinguishes Škocjan Caves from other caves and places it among the most famous underground features in the world is the exceptional volume of the underground canyon and the Rika River that still rushes through. An
underground channel is 3.5 km long, 10 to 60 m wide and over 140 m high. At some points, it expands into huge underground chambers. The largest of these is Martel’s Chamber with a volume of 2.2 million cubic m, believed to be the largest discovered underground chamber in Europe and one of the largest in the world.
The existence of the cave has been known since ancient times (and the area is rich with archeological sites), but concerted exploration of Škocjan Caves began in 1884. Explorers reached the banks of Mrtvo jezero (Dead Lake) in 1890. Silent Cave (Tiha jama) was discovered in 1904, when some local men climbed the 60-metre wall of Müller Hall (Müllerjeva dvorana). Then, in 1990, nearly 100 years after Dead Lake was discovered, Slovenian divers managed to swim through the siphon Ledeni dihnik and discovered 200 m of new cave passages.
The cave is colossal, other worldly, that takes your breath away as you walk through in the course of this 2-hour, 2 km tour, during which we will climb/descend some 500 steps.
There are two main parts to the cave that we get to visit Thajama (Silent Cave), the part that was discovered in 1904, and “Water Murmuring” Cave (more like water roaring), which has been opened to tourists since 1933.
We are marched through the cave (they have an extraordinary number of visitors each day) and periodically stop for the guide to give us narration. We are informed about the collapsed ceiling in the Silent Cave, the result of an earthquake 12,000 years ago.
The canyon’s most spectacular sight is the enormous Martel Chamber. The Great Chamber is 120 meters long, 30 meters high. It takes 100 years for 1 cm of stalagmite to grow, and we see the biggest “dreamstone,” Giant, 15 meters tall.
We see a square pool of water which was
carved by the first explorers and the original stairs that were carved with hand tools by these early explorers – mind-boggling to contemplate. They originally came into the cave following the river, to find a supply of drinkable water for Trieste.
We walk over the suspension bridge, 45 meters above the river – an incomparable thrill. Prone to flooding, as recently as 1965, the river rose 106 meters higher, almost to the ceiling, so the entire cave would have been underwater. You almost swoon with the depth below and height above and space all around – you feel so small. Looking back to the other side, the flow of people coming down the lighted trails look ants.
At the very end, there is an odd area where tourists from a century ago used to actually carve names into the rock.
We come through the enormous opening –there is an option to take a cable car back up, but I am delighted to continue to hike. You come upon a dazzling view down to the rushing water flooding through an opening in the rock. You again get a sense of scale by how small the people are nearest to the rushing water.
It’s very cool in the caves and you should wear decent footgear and a hat (water drips down).
(Skocjan Cave is open daily, but you enter with an organized tour at specified times; 16E/ adults, 12E/Seniors & students, 7.5E children, travelslovenia.org/skocjan-caves/)
With a cheer of “Gremo!” (“Let’s go”), from Vlasta, our guide, we’re off.
Vlasta is good natured and good hearted, patient and considerate. She knows how to organize and keep us in order without being tough, and has a great sense of humor.
We picnic again, this time along the country road (not as scenic as yesterday’s cemetery)
amid sounds of a new highway.
Our ride today, 42 km, is mostly downhill, some of it along the seacoast, to get to Muggia, on the Bay of Trieste, where we overnight at the Hotel San Rocco, a very pleasant seaside hotel in the marina (with its own swimming pool).
We arrive about 3:30 in the afternoon and have the option to take the convenient ferry (half-hour) to Trieste (I had come through Muggia (and Trieste) the week before on the Venice-Trieste-Istria biketour.). I decide to have a leisurely afternoon, enjoying swimming in the Adriatic off the stone beach, and then walking through the picturesque town.
A few of us took the ferry into the city of Trieste in Italy - once an important port with its worldly flair and wonderful atmosphere –where you could visit the castle, cathedral and Piazza Unita central square.
We have a farewell dinner at a delightful waterfront restaurant in the plaza outside the hotel Vlasta, our guide -ever patient, considerate, excellent humor, knowledgeable, she asks us to vote, “Democracy rules,” and tailors the experience to what the group wants – will be leaving us after she delivers us to our end-point in Piran the next day and presents us with certificates of completion of the tour.
Day 7: Muggia – Piran (23 miles/37 km or 30 miles/48 km with side trip)
Today’s ride, 46 km from Muggia to Piran, brings us along the coastal road on a new cycling path following a former railway line. There are beautiful vistas of Slovene coast (Slovenia has only 44 km of shoreline).
We ride through Koper, a major port city, which also has a picturesque old town and Tito Square, one of few squares still with Tito’s name. There is a beautiful Romanesque cathedral and a town hall and a market.
There is an exquisite view of Izola from top of trail at first of three tunnels which were built for trains, and now is used for the rail-trail.
We stop at a restaurant in the fashionable resort of Portorož before riding into the adjacent
GOING PLACES, NEAR & FAR....
village of Piran, on the tip of a peninsula. On my prior trip, we had come to Portoroz but not as far as Piran, and now I see how enchanting this tiny Venetian harbor village is.
Our hotel, the Art Hotel Tartini (very chic, it prides itself on looking artfully unfinished), overlooks the massive piazza, and is steps away from the rocky border that serves as a beach for people to swim in the Adriatic. The hotel has beautiful outdoor patio/bar and rooftop bar. My balcony overlooks the main square.
I go off to explore – finding myself on this last full day in Slovenia much as the first: climbing fortress walls that oversee the city.
I visit the historic church and walk the Town Walls (2E to climb) that offers a spectacular view of the Peninsula (it occurs to me the symmetry of ending my Slovenia biketour the same way I started, looking down at the city from castle walls). The fort dates from the 10th century – the Venetians ruled for 500 years.
I go off to swim before meeting our group for our last dinner together, at the Ivo restaurant, right on the water where we are treated to a gorgeous sunset.
The next morning, I have more time to enjoy Piran before I catch my bus at the Portoroz bus station for the airport in Venice.
There is a pirate festival underway, and a Slovenian Navy battleship in the harbor (very possibly in celebration of the end of World War I a century earlier).
Art is everywhere in this whimsical, free-spirited place (women go bare-breasted; people change their bathing suits in public).
A free bus takes me one-third of the distance back to Portorose and I walk the rest of the way, along the glorious waterfront, to the station where I wait for the bus (flixbus. com) that will bring me back along much of the route I first traveled, back to Marco Polo International Airport in Venice, a chance to review in my mind the marvelous sights and experiences of the bike tour.
(I booked this 8-day “Emerald Tour of
Crossing the bridge 45 meters above the river in the colossal Skocjan Caves, so special as to be designated a UNESCO World Heritage site © Karen Rubin/goingplacesfarandnear.com
Slovenia’s Gems” guided bike tour through BikeTours.com, a broker which has an excellent catalog of well-priced guided and self-guided bike and bike/boat trips, mostly in Europe, and has very attentive counselors. Biketours.com, 1222 Tremont Street, Chattanooga, TN 37405, 423-756-8907, 877-462-2423, www.biketours. com, info@biketours.com)
© 2019 Travel Features Syndicate,
a division of Workstyles, Inc. All rights reserved. Visit goingplacesfarandnear.com, www.huffingtonpost.com/author/karenrubin & travelwritersmagazine.com/ TravelFeaturesSyndicate/ Blogging at goingplacesnearandfar. wordpress.com & moralcompasstravel. info. Send comments or questions to FamTravLtr@aol.com. Tweet @ TravelFeatures. ‘Like’ us at facebook. com/NewsPhotoFeatures
What’s different and fun this enjoyable summer!
BY CLAIRE LYNCH
Summer is here and the fact is that there is a lot more to summer than pool parties and barbecues. It’s beach time, it’s time to travel and it is time to explore new lands. For many of us it includes vacation time which means that we are free and unencumbered to do what we want to do when we want to do it.
Protecting Loggerhead Turtles
Edisto Beach, S.C., protects its loggerhead turtles every summer by keeping lights off its beaches so that the sea turtles can nest and hatch some new hatchlings peacefully. The Town of Edisto Beach, which is about 44 miles south of Charleston, has a web site that says that hatchlings make their way into the Atlantic Ocean after they emerge from their nests. They encourage visitors to be mindful to keep the
beaches free from debris of all kinds. Clean beaches help the hatchlings make their way into the ocean without interference. This is especially helpful as hatchlings face numerous predators once in the water and surviving to adulthood is a difficult feat. If you are new to Edisto, you may notice the turtle nests on the beach as they are marked with wooden sticks and orange tape to protect the nests. As the nests become mature, those involved with the Edisto Beach Loggerhead Turtle Project create a runway of sorts from the head of the nest down toward the water. This helps guide the turtles into the water. Visitors can watch the sea turtles but are reminded to keep their distance and asked not to disturb the process by taking any flash photos. Scientists note that from May to mid-August, loggerheads come ashore to deposit approximately 120 eggs in a nest cavity in the
dry sand dune system. Sixty days later, loggerhead hatchlings emerge from the nest at night and head to the ocean. Nests hatch from July through the end of October. These incredible reptiles got their name from their oversized head, which looks a bit like a big log. They have a large, reddish-brown, hard shell, a pale yellow underbelly (or ‘plastron’) and four flippers with two (or sometimes three) claws on each. If you want to learn more about sea turtles, check out the Edisto Beach State Park and attend one of their many turtle walks. (edistrobeach.com) Did you know that:
- A female loggerhead sea turtle may travel thousands of miles to nest her eggs on the same beach where she herself hatched as a baby.
- Newly hatched loggerheads are only two inches long, but grow into 3-foot-long, 250 lb. adults.
- Sea turtles use the moon and stars’
reflections on waves to find their way back to the ocean.
- Loggerhead sea turtles are on the international endangered species list.
- This species has been on Earth for 110 million years.
Tennessee Williams & Stony Brook
The iconic windmill that is currently located on the campus of Stony Brook Southampton won designation as a Literary Landmark from United for Libraries, a division of the American Library Association. The 300-year-old windmill was granted landmark status because it was once the residence of Pulitzer Prize-winning playwright Tennessee Williams in the summer of 1957. Williams is most famous for writing “A Streetcar Named Desire” and “Cat on a Hot Tin Roof.” He was the one
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Social Security Reduction Isn’t Chiseled in Stone
BY TOM MARGENAU
ARF! ARF! ARF! That’s not a dog barking. It’s the acronym for a little-known Social Security rule that may help some people who retired at age 62 and took reduced benefits but then decided to return to work and now wonder if their reduction is permanent. Because of ARF, it isn’t. ARF stands for “adjustment to the reduction factor.” It’s a software program built into Social Security Administration computers that kicks in after you reach full retirement age to compensate for benefits not received prior to FRA due to the Social Security earnings penalty.
Before I explain how the ARF works, I’ve got to give a little background, starting with a quick overview of the earnings penalty. SSA calls it the “retirement earnings test.” But I prefer to call it a penalty because, well, you get penalized if you are a Social Security beneficiary under full retirement age who is working and trying to make a few extra bucks.
Specifically, the law says that one dollar must be withheld from your Social Security checks for each two dollars you earn over a certain threshold that changes every year. The 2019 threshold is $17,640. So, to give a really simple example, if Hank is working and plans to make $21,640 in 2019, then $2,000 must be withheld from his Social Security checks in 2019. ($21,640 minus $17,640 equals $4,000, divided by two equals $2,000.)
Now, some more background. The law says that if you start your Social Security checks before full retirement age, your benefit will be reduced five-ninths of 1% for each of the first 36 months of reduction and five-twelfths of 1% for any additional months. That’s a bit too convoluted for what I am trying to explain in this column. I am going to keep things simple by saying that your benefit is reduced about one half of 1% for each month you start benefits before your full retirement age.
For example, let’s say that Hank’s full retirement age is 66. But he started his benefits when he was 65. That’s 12 months early, so his Social Security benefit was reduced by about 6%. In other words, at age 65, Hank started getting about 94% of his full retirement age benefit. And with that bit of background, I can close the circle on my ARF explanation. In my above examples, I said that Hank started getting a 94% benefit rate when he took his Social Security at age 65. And because his earnings exceeded the penalty threshold, I pointed out that $2,000 had to be withheld from his 2019 benefits. Let’s assume his monthly check is $1,000. In other words, SSA held back two of Hank’s Social Security checks in 2019 because of his excess earnings.
Once Hank turns 66, the ARF program kicks in. That program says Hank’s ongoing permanent benefit can
only be reduced for those months he actually received a Social Security check before he turned his full retirement age. In our example, Hank only received 10 Social Security checks in 2019. So instead of the initial 12-month, or 6%, reduction, Hank’s ongoing benefit is adjusted to give him only a 10 month, or 5%, reduction. In other words, starting at age 66, Hank will get a 1% boost in his Social Security check. Actually, the ARF program usually isn’t finished running until several months after full retirement age, but it will be retroactive to the month of FRA.
That was a very simple explanation of how ARF works. But in the real world, things aren’t always that simple, as illustrated in the following question and answer.
Q: I recently started my Social Security at age 62. I get $1,650 per month. Now, out of the blue, I’ve been offered a job that will pay me $35,000 annually. I think I’m going to take the job. But I’m in a quandary what to do about my Social Security. Can you advise?
A: Well, you’ve essentially got two options. You could simply withdraw your Social Security claim. (Anyone has up to 12 months after filing for benefits to change his or her mind.) If you do that, you’d have to repay any Social Security benefits you’ve received so far. Then, later on whenever you want (probably at age 66), you would re-file for your Social Security. It would be like you are just starting all over again.
Your other option would be to continue receiving Social Security benefits and let the earnings penalty and ARF provisions take their course. You will probably be due all, or almost all, of the remaining benefits you are due in 2019. But in 2020, 2021 and 2022, you will lose one dollar in benefits for each two dollars you exceed the earnings threshold for those years. I’m guessing that will be roughly $7,500 that will need to be withheld from your Social Security checks for each year. You said your benefit rate is $1,650 per month, or $19,800 for the year. That means that even though you will be making $35,000 from your job, you will still get about $12,300 in Social Security benefits each of the years 2020 through 2022.
In 2023, the year you turn age 66, the earnings threshold goes up to about $47,000. Your $35,000 salary is less than that -- meaning no penalty can be applied to you so you will be due all your Social Security checks from January 2023 on
Then, at age 66, when the ARF kicks in, your benefit rate will be adjusted to remove the reduction factor for those months you didn’t get a check between age 62 and 66. I won’t bother trying to do the precise math, but I’m guessing instead of the initial 25% reduction you took for starting your benefits at 62, you
will end up with something like a 15% reduction. So I bet your monthly benefit will go up from the current $1,650 to maybe $1,900 per month.
I’m not a tax guy. So I didn’t even consider what the tax implications would be if you took the second option and continued receiving benefits while
you work. From only a Social Security standpoint, option two seems like an attractive choice. But you should talk to a tax expert to get the full picture.
If you have a Social Security question, Tom Margenau has the answer. Contact him at thomas.margenau@comcast.net. COPYRIGHT 2019 CREATORS.COM
CROSSWORD PUZZLE
Answers on page D5
GOING PLACES, NEAR & FAR....
‘Revolutionary Summer’ Brings American Revolution to Life at New-York Historical Society
The New-York Historical Society, the oldest museum in New York, is kicking off a Revolutionary Summer on July 4, with free admission for kids 17 and under. A Museum-wide exploration of Revolutionary War times, Revolutionary Summer presents outdoor events every weekend featuring characters from the era; 18th-century art and artifacts; a diorama of the Continental Army; and a host of programs for all ages, including trivia nights, a DJ evening, and a Revolutionary Drag Tea Party. On select weekends, visitors can explore
replica—made of custom woven linen and wool fabrics—was created as part of a collaboration between MoAR and Colonial Williamsburg. The Tent is staffed by MoAR educators, who lead visitors on an immersive tour through history. ((July 4–7, 26–28, August 16–18, 23–25, September 13–15)
A host of special installations and artifacts are on view at New-York Historical as part of Revolutionary Summer. One of the highlights is a recently discovered watercolor painting of the 1782 Continental Army encampment at Verplanck’s Point,
The centerpiece of Revolutionary Summer at New-York Historical Society is a replica of George Washington’s Headquarters Tent, on display in the outdoor courtyard
a replica of George Washington’s Headquarters Tent at an outdoor Continental Army encampment, meet Living Historians portraying soldiers and spies, and learn about the many facets of camp life during the War for Independence.
“We’re so excited to welcome visitors to New-York Historical this summer with a full line-up of fun ways to experience the Revolutionary era,” said Dr. Louise Mirrer, president and CEO of the New-York Historical Society. “Revolutionary Summer celebrates the outstanding, revolutionary times that ignited the birth of our country with everything from a scavenger hunt to the chance to meet George Washington.”
George Washington’s Headquarters Tent: The centerpiece of Revolutionary Summer is a replica of George Washington’s Headquarters Tent, on display in New-York Historical’s outdoor courtyard on select weekends. The original Tent is on display at the Museum of the American Revolution (MoAR) in Philadelphia. Often called the “first Oval Office,” the Headquarters Tent was where Washington and his most trusted staff plotted the strategy that ultimately won the Revolutionary War. On loan from MoAR, this painstakingly detailed, hand-sewn
The Space at Westbury, Long Island’s newest state of the art concert hall and special event center, is the perfect place to see your favorite stars and to stage your next special event.
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New York—the only known eyewitness image of Washington’s Headquarters Tent during the Revolutionary War— on loan from MoAR. Other highlights include a camp cot used by Washington at Valley Forge during the winter of 1777; John Trumbull’s iconic painting of Washington that he gave to Martha Washington in 1790; and a pipe tomahawk gifted by Washington to Seneca Chief Sagoyewatha. Also on display is a diorama depicting the
See page D6
Upcoming Attractions at The Space at Westbury Theater
250 Post Avenue Westbury, NY 11590
Attraction tickets available online at Ticketmaster.com or charge by phone: 800-745-3000. Tickets can be purchased for all shows at The Space box office Fridays from 12pm-6pm and show nights from 5-9pm.
What’s different and fun this enjoyable summer!
C ontinued from page D3
who wrote, “I have always depended on the kindness of strangers” (1947) in “A Streetcar Named Desire.” Williams was born on March 26, 1911, in Columbus, Mississippi, the son of a shoe company executive and a Southern belle. His given name was Thomas Lanier Williams but his friends gave him the nickname “Tennessee” because of his deep southern accent. In 1927, Williams got his first taste of literary fame when he took third place in a national essay contest sponsored by The Smart Set magazine. In 1929, he was admitted to the University of Missouri where he saw a production of Henrik Ibsen’s Ghosts and decided to become a playwright. He died in New York City in 1983 at the age of 71.
The Sounds of Summer
I am an early morning riser and on summer days at sunrise I like hearing the birds’ songs outside my window. I like hearing the chirp-chirp-chirps and I like this time of day before the cars in my neighborhood start heading off to work and the deliverymen start arriving in their big trucks with their many packages. I especially like hearing the one mockingbird that has taken up residence in a tree outside my home. He sounds so close to my window that sometimes I feel as if he is singing only for me. At first I wasn’t sure what type of bird it was and then I spotted him – a medium-sized gray bird with a little white. I looked up some information on allaboutbirds.org and this is what I discovered: Northern mockingbirds have long legs and tails, and short, rounded wings. They continue to add new sounds to their repertoires throughout their lives. A male learns around 200 songs during its life. Northern mockingbirds sing all through the day and often into the night. Most nocturnal singers are unmated males which sing
more than mated males in the daytime. Singing at night is more common during the full moon. Northern mockingbirds usually sing from February through August, and again from September to early November. A male may have two distinct repertoires of songs: one for spring and another for fall. The female Northern mockingbird also sings although she usually sings more quietly than the male does. She rarely sings in the summer and usually only when the male is away from the territory. She sings more in the fall, probably to establish a winter territory. It sounds like 10 or 15 different birds singing outside my window but it’s the Northern mockingbird. I’ll take early summer mornings and the Northern mockingbird’s songs any time. It’s music to my ears.
Making Some Simple Foods
When time is tight and I want a salad that’s quick and easy to make I go to my simple salad. Tossing some baby spinach leaves into a bowl, I add some slices of onion, cucumber and tomato. I usually add a few croutons just because I like the taste and the crunch of them. I pour in a little of my favorite salad dressing which happens to be French dressing and I tap a little Italian seasoning on top. Mixing it all up with my knife and fork, I dig in and that first bite of my simple salad tells me that nothing compares to a freshly made salad. It’s delicious. If I want a quick dinner to go with my salad I pull out my largest pot, add some split chicken breasts that have been rinsed well in cold water and let them boil for a while in my partially covered pot. Toward the end I add a cup or two of noodles and let everything cook for about 20 minutes. I’ve got a complete meal for my family and I haven’t even had to turn on the oven. The meal is nutritious and pretty quick when we’ve just spent a summer’s afternoon at the pool and people are hungry. Shortly afterwards we turn on the TV
or watch a movie that we have all been meaning to watch for a while.
How About a Scavenger Hunt?
It is summertime and time for an educational scavenger hunt in New York City Paula Danziger’s book, “Remember Me to Harold Square.” Kendra Kaye, who is 15 years old and getting ready to go into the tenth grade, is dreading a summer with her younger brother, Oscar, and with the son of her parents’ friends. Frank lives on a cattle farm in Wisconsin and has never seen the Big Apple. It’s made worse because all Kendra’s friends are out of town. They have six weeks together to explore museums, landmarks like the Empire State Building, churches, neighborhoods, New York food and more. The hitch is that it has to be done as a team. The prize is a trip for the whole team –a trip to England. Frank’s curiosity is piqued and he finds as much new things to do as Kendra and Oscar. Even Oscar turns out to be a lot of fun as the summer and the scavenger hunt progress. Their excursions include a Mets game in Flushing. The book is geared primarily toward young adults but anyone can pick up and enjoy “Remember Me to Harold Square.” Paula Danziger, whose first book was titled, “The Cat Ate My Gymsuit,” featured characters that were largely based on her experiences from childhood. She’s also known for her numerous “Amber Brown” books. Danziger, who was born in Washington, D.C., grew up in New Jersey and was a teacher for many years before deciding to become a full-time writer. Danziger once told Marguerite Feitlowitz in an interview for Authors and Artists for Young Adults, “My life as an author began as a small child when I realized that was what I wanted to do and started mentally recording a lot of information and observations. That’s also when I started to develop the sense of humor and the sense of perspective that allows
me to write the way I do.”
Making New Summertime Friends
A friend and I were chatting recently with my friend Alex who was born in Greece and grew up in South Africa. He came to New York City in July 16 years ago when he was 18.
He went to schools in South Africa that had the British influence. Alex told us a funny story. He lived with relatives in Astoria, Queens, for the first year that he lived here in the U.S. A week after he arrived in New York he went to a donut shop for a snack. Approaching the waitress, Alex asked her for a glass of water in his best British accent. He wanted to be polite and speak properly since that’s how he was taught to speak and he wasn’t after all, hanging out on the streets with his best buddies. The waitress said, “What??” Alex quickly realized that she wasn’t used to hearing such refined accents in Astoria so he adjusted - he said “a glass of water” in a more down to earth type of voice and then she understood. From then on Alex tried to speak a basic type of English to fit in. I told him that I always hear a slight British accent when he speaks that he sounds nice. He sounds a bit like Harry Styles and Simon Cowell. Laughing, Alex said he will probably always have a slight accent. I asked what he missed about South Africa and right away he said, “Not the heat, that’s for sure. But I do remember many fun days when my family and I played on the beaches and splashed in the waves of the Indian Ocean. And there are some absolutely beautiful sunsets in South Africa.”
Professional comedy writer Robert Orben has said, “A vacation is having nothing to do and all day to do it in.”
C ontinued from page D5
Verplanck’s Point encampment and the Hudson River shoreline, providing visitors with a 360-degree view of the scope and scale of Washington’s forces.
Revolutionary Summer also showcases historic documents from the Gilder Lehrman Institute of American History, including an original 1823 William J. Stone facsimile of the Declaration of Independence; a broadside from King George III
announcing the armistice and officially ending the war; and a letter by Martha Washington detailing domestic life in the aftermath of the Revolution.
Special programming includes: Independence Day Celebration : Celebrate the Fourth of July exploring George Washington’s encampment. Enter his Headquarters Tent, meet the man himself and experience where the future first president strategized, dined, and slept while MoAR staff describe his daily life. Also on tap: singalongs
with the Hudson River Ramblers; fife and drum corps music; a one-woman play about Deborah Sampson, the woman who disguised her gender to enlist in the Continental Army; familyfriendly food for purchase; and Living Historians portraying soldiers from the Continental Army, as well as John Adams, who’ll read the Declaration of Independence. Free Admission for kids age 17 and under.
Living History Weekends: Outdoor Continental Army
Encampment: Every weekend, visitors of all ages can explore a recreation of the Continental Army’s encampment in New-York Historical’s courtyard, located on 76th Street, around the corner from Central Park West. Free with Museum Admission.n. For additional information about Revolutionary Summer and its related programs, visit nyhistory.org/ revsummer
Want to learn more? The Museum of the American Revolution in
Philadelphia explores the dramatic, surprising story of the American Revolution through its unmatched collection of Revolutionary-era weapons, personal items, documents, and works of art. Immersive galleries, powerful theater experiences, and interactive digital elements bring to life the diverse array of people that created a new nation against incredible odds. Visitors gain a deeper appreciation for how this nation came to be and
feel inspired to consider their role in the ongoing promise of the American Revolution. Located just steps away from Independence Hall, the Museum serves as a portal to the region’s many Revolutionary sites, sparking interest, providing context, and encouraging exploration. The Museum is a private, non-profit, and non-partisan organization. For more information, visit www.AmRevMuseum.org or call 877.740.1776. (See also: Philadelphia’s
New Museum Immerses You into Drama of America’s Revolutionary War). The New-York Historical Society, one of America’s preeminent cultural institutions, is dedicated to fostering research and presenting history and art exhibitions and public programs that reveal the dynamism of history and its influence on the world of today. Founded in 1804, New-York Historical has a mission to explore the richly layered history of New York
REAL ESTATE WATCH
TCity and State and the country, and to serve as a national forum for the discussion of issues surrounding the making and meaning of history.
New-York Historical Society, 170 Central Park West (77th Street), New York, NY 10024, 212-873-3400, nyhistory. org
What a landlord can do when a tenant stops paying rent
his column was formulated after I met my client, who I have been doing business with for 14-plus years, at an evening event. He and his wife will remain nameless due to the fact they had to go to court to have his tenant evicted due to nonpayment.
This tenant had been living in my client’s other space on his property for many years. Rental payments had been timely in the past, but then a few years ago she began to become tardy in her remuneration to my client.
It became a real issue when his tenant just stopped paying, even though her salary was over $100,000. I asked, “What was the reason for not paying?” My client didn’t know and wasn’t given any explanation.
From years of experience with tenants, there is an important factor called communication and everyone being on the same page when it comes to having rapport and long-term business relationships as a landlord. Of course, from the beginning, you have to lay down the ground rules in your lease and explain to your tenant how things will work. The most important item is paying the rent on time.
I have always said that if your tenant(s) has any issues, loss of job, potential divorce, sickness or whatever their real reasons are, that they should be upfront and candid about their situation and that they should let you know at least a week or more before rent is due.
I firmly believe that the majority of tenants are honest people, but sometimes events occur to make them not pay, but even worse, communication with their landlords can either lead to heated conversations or none at all.
Since they have possession, going to an L&T court (landlord and tenant court) becomes the solution of last resort to proceed with an eviction. But it’s not always an easy road to take and costs time and money, if you are not taking on the task yourself and have to hire and L and T attorney (I have a pit bull of an attorney who can assist you).
Recently, I have had another client who had to do this with a tenant who had been paying for many years, but unfortunately loss of employment became a problem in paying the rent. It wasn’t so much about not paying, but the lack of straightforward and honest communication to figure out a plan and a way to pay something.
BY PHILIP A. RAICES
The landlord made every attempt to try to settle the rent payments, but the tenant promised and never delivered. The deadlock escalated and then all discussions became futile and ceased, which made L&T court the only option.
These two situations could have been made easier for both parties, if a level playing field was created by having a common denominator, called communication and discussions, but in both instances, the tenants not coming to the table to talk caused the breakdown.
In deference to tenants, however, there are some bad landlords out there who really could not care less about their tenants or their properties, but only care about making money, which can cause tenants not to pay or pay less.
But sometimes new landlords who constantly have difficulty with bad, or what I call “professional tenants” who find ways not to pay, can make some into bad landlords. But then if you can’t take the heat, get out of the fire of being a landlord and take your money and make other types of investments, REITs (real estate investment trusts), tax liens, discount mortgages, purchasing notes, etc., where direct contact with tenants is eliminated.
There is always some type of risk when putting your money in some type of investment, and as I say, “no pain no gain,” “no risk, no reward!” You can always choose to put your money into triple tax-exempt bonds, but the return will never be like other types of invest-
ments. Yet for older adults, this may be the safest place to park their money.
Most important in being a landlord is to screen your tenants in the proper fashion by asking pertinent questions. Then again if you are in an area where Section 8 or any other type of social program tenants with vouchers are, one must be extremely careful and cognizant of what you can and cannot ask them.
It is a very complicated and involved process and I will not get into it in this column. You can always reach out to me for a consultation. This is why it is crucial for a landlord to seek out a knowledgeable and professional real estate broker, who should know what questions to ask. The broker still gets paid by the local or state agency and relieve landlords of most of the responsibility of doing a job that they really shouldn’t be involved with.
Moreover, qualifying tenants under other situations is a job for a seasoned professional broker and not for a landlord, unless they are very experienced. But then again, we get paid by the tenant, so it costs nothing and there is less risk in hiring us, since our job is to seek out potential tenants, by eliminating those who don’t meet the necessary qualifications. Nevertheless, we can never guarantee how an excellent tenant paying her rent from the start will do in the future, due to unforeseen circumstances that might and do occur.
I am sure everyone or most everyone has heard of the term, “slumlord.” These landlords could care less about their tenants or their well-being and do whatever they can to keep their properties in disrepair, whether it be not providing heat, utilities or keeping unwanted pests (roaches, mice or rats) at a minimum.
They are earning income, but consistently refuse to keep their rentals in “a habitable condition,” making it difficult for their tenants. On the other
hand, there are good and caring landlords who want to keep their buildings in proper working order.
There are very complicated and difficult issues: rent control, rent stabilization and new potential laws on the agenda that are causing some landlords to have reduced or insufficient income to fix and upgrade their investment properties, even for some who live in their own buildings.
This discussion requires state and federal politicians to sit down and figure out the answers and solutions, to possibly come to a win-win conclusion. What I see sometimes, however, are parties that are not serious about solving anything, because it involves real work, discussions and communications, which is severely lacking in some environments. So being a landlord poses some risks, but the rewards are worth it if you have the knowledge, thick skin and can handle the potholes.
Philip A. Raices is the owner/broker of Turn Key Real Estate at 3 Grace Ave., Suite 180, in Great Neck. He has earned designations as a Graduate of the Realtor Institute (GRI) and also as a Certified International Property Specialist (CIPS). He will provide you with “free” regular updates of sold and new homes in your town via the Multiple Listing Service of Long Island (MLSLI) or go to WWW.Li-REalEstate.Com as well as a “free” value analysis of what your home might sell for in today’s market without any “strings” attached. He can also provide a copy of “Unlocking the Secrets of Real Estate’s New Market Reality or Our Seller’s or Buyer’s Guides for “Things to Consider when Selling or Purchasing your Home. Just email or snail mail(regular mail) him with your request with your name, email and cell number and he will send it out ASAP. For a consultation, he can be reached by cell: (516) 647-4289 or by email: Phil@ TurnKeyRealEstate.Com to answer any of your questions or concerns.
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REAL ESTATE FOR RENT
APARTMENT FOR RENT
GARDEN CITY BORDER
APARTMENT: Spacious, Bright 2BR Apt $1,785.00 + Electric. Gated Parking / Garage Available, Laundry Room, Air Conditioning, Hardwood Floors, LIRR, NO BROKER FEE. www.gcbapts.com Voice or text: 516-524-6965
REAL ESTATE FOR RENT
ROOM FOR RENT
MINEOLA: Large furnished room, private entrance, share bath, own TV, microwave and fridge, A/C, radio w/tapes, no pets/smoking. $735 month all utilities included plus 1 month security. References required. 516-747-3463
REAL ESTATE FOR SALE
HOMES FOR SALE
GARDEN CITY Looking for a condo but don’t want to pay the common charges plus?
We have a great home for you! This is a unique attached house on one side only with incredible features! A great place to live! Yes it needs some TLC but it has a Living Room, Kitchen, 3 Bedrooms, 1.5 Baths, Patio in rear. Interesting backyard setting along beautiful green nature trail. Take a hike on the serene trail after a long hard day. Great area close to mall, near sport fields, restaurants, transportation. Own quiet dead end block. Patio & Garage. Enjoy! $475,000. Call: Artist Cove Realty: 631-277-4843
OAKDALE
Magnificent 5000 sq ft Custom Built Home with Water Views throughout the home. Gourmet kitchen, 4 BRs, 2.5 Baths, crown molding, wood floors. Private Beach and room to park your large boat. Too much too mention! Must See ! $1,300,000. Call Artist Cove Realty 631-277-4843 or email: artistcove@aol.com
REAL ESTATE FOR SALE
OPEN HOUSE
AQUEBOGUE
Saturday July 6
1:00pm 3:00pm 355 Tuthills Lane Ranch on 1/2 acre. Great Rm, Gourmet Kitchen, 3 Brs & 2Baths. Attached 2 car garage & full basement. IG pool with deck. New Kitchen, roof, windows & flooring. $489,000. Colony Realty, Carll Austin 516-658-2623
AQUEBOGUE
Sunday July 7
1:00pm 3:00pm 31 Lovers Lane Baywoods! Deeded Bay Beach & Deeded Boat Slip! Beautifully landscaped for Privacy.
Cape 4 BRs, 2 Baths, LR, Formal DR, Family Rm/Fireplace & EIK. IG Pool w/new deck around it. Full Basement & 2.5 Car Garage. Reduced !! $675,000. Colony Realty, Carll Austin 516-658-2623
OUT OF TOWN REAL ESTATE
JAMESPORT
Cedar Shingled Ranch with Seaside S.Jamesport Setting. Large backyard with room for pool. Spacious LR. Put your own style & ideas onto this blank canvas. Great Location! Close to the marina, numerous sandy beaches & playground. Wine country & fabulous North Fork restaurants. $405,000. Colony Realty. 631-722-5800
NEW MANUFACTURED HOMES in active adult 55+ landlease community in historic Smyrna Delaware. Close to Rehoboth Beach and Dover Downs. Low Taxes. 302-659-5800 or www. BonAyreHomes.com
RIVERHEAD
By the Beach. Big & Beautiful Custom Built Home. This one is move in ready & immaculate Entertain to your heart’s delight & enjoy the great flow of the Open Floor Plan. Low maintenance property w/no HOA. Nanny’s quarters & separate attached Legal Professional Office/Handicap access presently in use as a Dental Office. Live, Work & Play on the Beautiful North Fork. Reduced! $639,000. Colony Realty 631-722-5800
CLASSIFIEDS Call 294.8900
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ATTORNEY
STEPHANIE A. D’ANGELO, ESQ.
Elder Law, Wills & Trusts
Asset Preservation, Estate Planning, Probate & Estate Administration/Litigation 901 Stewart Ave, Ste 230 Garden City, NY 11530 516-222-1122 www.dangelolawassociates.com
COMPUTERS
COMPUTER ISSUES? FREE DIAGNOSIS by GEEKS ON SITE! Virus removal, data recovery! 24/7 Emergency Service, in home repair/on line solutions. $20 off any service! 844-892-3990
HOME IMPROVEMENTS
AFFORDABLE NEW SIDING! Beautify you home! Save on monthly energy bills with beautiful NEW SIDING from 1800 Remodel! Up to 18 months no interest. Restrictions apply 855-773-1675
AMBIANCE
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ARIS HOME IMPROVEMENT
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SERVICES
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Top Brands at Discount Prices! Family owned & operated
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FAMILY CARE CONNECTIONS, LLC
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Call John anytime: 516-901-9398 (Cell) 516-483-3669 (Office)
MICHELANGELO
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Interior, Exterior, Plaster / Spackle, Light Carpentry, Decorative Moldings & Power Washing. Call: 516-328-7499
STRONG ARM PAINTING
Interior & Exterior Tape, Spackle, Sheetrock, Molding.
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FREE ESTIMATES
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RELAX & ENJOY Your Next Party! Catering and Experienced Professional Services for Assisting with Preparation, Serving and Clean Up Before, During and After Your Party Bartenders Available. Call Kate at 516-248-1545
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MATH, SAT, ACT TUTOR: Algebra, Geometry, Algebra 2 plus Trig, Pre-Calc, AP Calculus. Norm 625-3314
ENGLISH, ACT, SAT TUTOR: 25+ year experience Critical Reading, Writing, Grammar, Essays. Lynne 625-3314
PRIVATE TUTORING FOR GRADES K-6
Give your child a helping hand! Licensed NYC / NYS Dept of Education teacher available to tutor students grades K-6. Contact Audrey Sullivan, M.S.Ed 347-628-8872 (voice/text) seguenow@aol.com
SERVICES
CLEANING
CLEANING AVAILABLE
Houses and Apartments. Flexible days and hours. Experienced, reasonable prices. Very good references. Own transportation. Please call 516-272-5154
GARDEN CITY WINDOW CLEANING HOME WINDOW CLEANING INTERIOR/EXTERIOR SERVICE BY OWNER Fully Insured/25 yrs experience 516-764-5686 631-220-1851
SERVICES
A & J MOVING & STORAGE:
Established 1971. Long Island and New York State specialists. Residential, Commercial, Piano & Organ experts. Boxes available. Free estimates. www. ajmoving.com 516-741-2657 114 Jericho Tpk, Mineola NYDOT# 10405
SERVICES
COMPLETE DEMOLITION/ JUNK REMOVAL SERVICE: Strong Arm Contracting Inc. We Remove and Demo Anything. We Take it Down, Take it Apart & Take it Away and Leave Your Home or Business Swept Clean. Residential/Commercial Bonded/Insured Free Estimates. 516-538-1125
DISH TV
$59.99 for 190 Channels + $14.95 High Speed Internet. Free Installation, Smart HD DVR Included, Free Voice Remote. Some restrictions apply. Call 1-800-943-0838
CLASSIFIEDS Call 294.8900
Place an ad for anything you need in our classifieds section! Call 294-8900 for rates and information.
SHOPPING FOR SUPPORT
Clipping pet item coupons for Last Hope is a great and easy way to give your support. Every coupon we receive helps to defray our costs, particularly for dog and cat food. They can either be dropped off at our adoption center at 3300 Beltagh Avenue in Wantagh, or mailed to Last Hope, PO Box 7025, Wantagh 11793. Please share our need with your friends and family. Thank you!
Visit http://lasthopeanimalrescue.org to read about Last Hope’s programs and to see the fabulous array of fantastic felines eagerly awaiting adoption into their forever homes!
If you haven’t tried Chewy.com yet for your pet food and supply purchases, this is a great time to check them out.
Last Hope is now part of their rescue program. For each new customer that makes a purchase, Last Hope will receive a $20 donation. Click on the ad below or go directly to the Last Hope page at https://www.chewy. com/rp/5941
9 Ideas for a Frugal (Not Cheap!) Wedding
I get a lot of mail on the subject of weddings. I get stories of joy, tales of woe, great ideas and even a blooper from time to time.
In 27 years, I cannot recall a single time I’ve heard from a bride or groom saying they wished they’d spent more money on their wedding.
The best wedding mail comes from frugal brides and grooms who are anxious to share their fabulous frugal ideas with future couples!
LEAN GUEST LIST
Dear Mary: Our first guest list included everyone we knew. As the list grew (and grew), we realized that would be a really bad idea. Without intending to do so, we got very close to inviting people who would then feel obligated to attend a wedding for people they didn’t really know that well. We decided to whittle that list, seeing our wedding as a more intimate event rather than a big everyone-we-know blowout.
From where we started, we got the list down to 25%. Best decision ever. Our wedding was manageable, affordable and exactly what we wanted -- an intimate celebration of joy. -- Debbie
Love to write?
We are looking for articles on local topics, opinions, ideas, nice places to visit on Long Island, and even fiction. In our Discover magazine section, we will try to feature one new article and writer each week. Each writer will be reimbursed a stipend of $25.00, and articles should be between 1,500 and 3,000 words. If you want to be published and be part of an issue of Discovery, you may submit your article to: editor@gcnews.com
FIERY RECEPTION
Dear Mary: For a wedding reception that is out of the ordinary, have a bonfire rather than a sit-down meal. My husband and I did this, and people still talk about how much fun our wedding was. We changed clothes after pictures and started a big fire at my grandmother’s house. We roasted hot dogs and marshmallows and had side dishes brought by family members. It was the best potluck ever because we requested our favorite family dishes. By shopping in bulk for hot dogs and buns, we came out to about $200 on food. -- Rochelle GO FRUGAL ON PHOTOS
Dear Mary: I had my guests take pictures at the event, and we sprang for a professional portrait session before the wedding. Instead of spending $1,200 to $5,000 on a wedding photographer, it cost us $200 to go to a park and have professional portraits taken in our wedding attire. This would also make a great gift to the couple from a family member who wants to contribute. -- Diane BIBLIO BRIDE
Dear Mary: The local library has lots of books on
BY MARY HUNT
weddings, from making your own dress and accessories, to wedding cakes, invitations and writing your own vows. Not only that, libraries can make beautiful and inexpensive venues for a ceremony celebrating any literature-loving couple. -- Mary Clare BALLOONS INSTEAD OF FLOWERS
Dear Mary: I skipped decorating with flowers at my wedding and decorated with balloons instead. This allowed me to get creative with shapes, sizes and colors, and it saved us a bundle of cash. Kids had a ball with them at the reception. -- Jean WHITE BRIDES(MAID) DRESS
Dear Mary: My wedding dress was actually a bridesmaid dress in ivory. It was a beautiful designer gown, and it only cost $250 including alterations. My guests were surprised when I said it was a bridesmaid dress, not a true wedding dress. When I was shopping for it, I found a wider variety of choices for high-end bridesmaid dresses than wedding gowns, and they were all a fraction of the price. -- Elizabeth
PERFECT TIMING
Dear Mary: We saved by holding our wedding ceremony and reception at lunchtime on a Friday. We rented out a small restaurant for 40 close friends and family members. We arranged to bring in wine, and the restaurant made a batch of sangria to serve with the meal. The total cost of the wedding and reception was about $2,500, far less than it would have been during primetime on a Saturday night. -- Liz
UNIVERSITY MUSICIANS
Dear Mary: Rather than fork out a large sum for professional musicians, consider the music department of a local university. Find out if the school has a student ensemble available to perform music for a wedding. We did this and had the most amazing group of young ladies playing stringed
instruments. We loved them and their music! They played during the entire reception, and it was awesome. While they didn’t come with a set fee, we tipped each member generously and still saved a ton of money on our reception music. -- Jonette
Mary invites questions, comments and tips at EverydayCheapskate.com, “Ask Mary a Question.” This column will answer questions of general interest, but letters cannot be answered individually. Mary Hunt is the founder of Debt-Proof Living, a personal finance member website and the author of the book Debt-Proof Living, Revell 2014. To find out more about Mary visit the Creators Syndicate Web page at www. creators.com.
COPYRIGHT 2019 CREATORS.COM
NOTICE OF SALE
Supreme Court
Nassau County DEUTSCHE BANK NATIONAL TRUST COMPANY, AS INDENTURE TRUSTEE FOR NEW CENTURY HOME EQUITY LOAN TRUST 2005-2, Plaintiff against RAMON COREAS, et al
Defendants
Pursuant to a Judgment of Foreclosure and Sale entered May 17, 2018, I will sell at public auction to the highest bidder at Calendar Control Part (CCP), Nassau County Supreme Court, 100 Supreme Court Drive, Mineola, New York 11501 on July 16, 2019 at 11:30 AM. Premises known as 8 Sherwood Road, Levittown, NY 11756. Sec 45 Block 124 Lot 25. All that certain plot, piece or parcel of land, with the buildings and improvements thereon erected, situate, lying and being at East Meadow, in the Town of Hempstead, County of Nassau and State of New York. Approximate Amount of Judgment is $894,166.83 plus interest and costs. Premises will be sold subject to provisions of filed Judgment Index No 8276/2012. Cash will not be accepted at the sale.
Janine Lynam, Esq., Referee 11120
Attorney for Plaintiff(s) Knuckles, Komosinski & Manfro, LLP, 565 Taxter Road, Suite 590, Elmsford, NY 10523 MIT 5816 4X 06/14,21,28,07/05
NOTICE OF SALE Supreme Court Nassau County DITECH FINANCIAL LLC, F/K/A GREEN TREE SERVICING LLC, Plaintiff against MUKRAJ SINGH A/K/A MUKHRAJ SINGH ET AL, et al Defendants
Pursuant to a Judgment of Foreclosure and Sale entered May 30, 2018, I will sell at public auction to the highest bidder at the Calendar Control Part (CCP), Courtroom of the Supreme Court, 100 Supreme Court Drive, Mineola, New York on July 23, 2019 at 11:30 AM. Premises known as 15 Cornwall Lane, Hicksville, NY 11801. Sec 11 Block 337 Lot 8. All that certain plot, piece or parcel of land, situate, lying
and being at Hicksville, in the Town of Oyster Bay, County of Nassau and State of New York. Approximate Amount of Judgment is $678,849.39 plus interest and costs. Premises will be sold subject to provisions of filed Judgment Index No 16677/08.
Richard Kerins, Esq., Referee VERJN257
Attorney for Plaintiff(s) Fein Such & Crane, LLP, 1400 Old Country Road, Suite C103, Westbury, NY 11590
MIT 5817
4X 06/21,28,07/05,12
NOTICE OF SALE
Supreme Court Nassau County
DITECH FINANCIAL, LLC FKA GREEN TREE
SERVICING LLC, Plaintiff, vs.
LUCY T. MAHLER, SCOTT L. MAHLER, et al., Defendants
NOTICE OF SALE IN FORECLOSURE
PLEASE TAKE NOTICE THAT In pursuance of a Judgment of Foreclosure and Sale entered in the office of the County Clerk of Nassau County on March 6, 2019, I, John Brickman, Esq., the Referee named in said Judgment, will sell in one parcel at public auction on July 23, 2019 at the Calendar Control Part (CCP) Courtroom, 100 Supreme Court Drive, Mineola, County of Nassau, State of New York, at 11:30 A.M., the premises described as follows:
16 Balsam Lane
Hicksville, NY 11801
SBL No.: 46-413-1
ALL THAT TRACT OF PARCEL OF LAND situate at Hicksville, Town of Oyster Bay, County of Nassau and State of New York
The premises are sold subject to the provisions of the filed judgment, Index No. 2437/2015 in the amount of $667,051.14 plus interest and costs.
Kathryn E. Assini, Esq. Woods Oviatt Gilman LLP Plaintiff’s Attorney 700 Crossroads Building, 2 State St. Rochester, New York 14614
Tel.: 855-227-5072
LEGAL NOTICES
FUNDING I LLC, Plaintiffs, against SAMUEL ZARETSKY, if living, et al., Defendants.
To the above named Defendants –YOU ARE HEREBY SUMMONED to answer the complaint in this action within twenty days after the service of this summons, exclusive of the day of service or within thirty days after service is completed if the summons is not personally delivered to you within the State of New York. In case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the complaint. Plaintiffs designate Nassau County as the place of trial. Venue is based upon the county in which the property a lien upon which is being foreclosed is situated. The foregoing summons is served upon you by publication pursuant to an Order of the Hon. Julianne T. Capetola J.S.C., dated June 10, 2019. The object of this action is to foreclose a Nassau County Tax Lien covering the premises located at Section: 51 Block 108 Lot 31 on the Tax Map of Nassau County and is also known 93 Shelter Lane, Levittown, New York. Index No. 613333/2018. Dated: June 17, 2019
BRONSTER LLP, Attorney for Plaintiffs, CAZENOVIA CREEK FUNDING I LLC, By: Nina Khaimova, Esq. 156 West 56th Street, Suite 1801 New York, NY 10019 (347) 246-4889
MIT 5819
4X 06/21,28,07/05,12
NOTICE OF SALE Supreme Court Nassau County FGMC IN LIEU OF TRUE CORPORATE NAME FIRST GUARANTY MORTGAGE CORPORATION, Plaintiff against BRYAN HIGGINS; JESSICA HIGGINS; ALEXA HIGGINS; LAUREN HIGGINS, Defendant(s).
Pursuant to a Judgment of Foreclosure and Sale entered on August 3, 2018.
piece or parcel of land, situate, Lying and being at Hicksville, Town of Oyster Bay, County of Nassau and State of New York. Said premises known as 35 Libby Avenue, Hicksville, N.Y. 11801.
(Section: 12, Block: 291, Lot: 22). Approximate amount of lien $ 331,676.57 plus interest and costs.
Premises will be sold subject to provisions of filed judgment and terms of sale. Index No. 601530-18.
Kathleen Wright, Esq., Referee.
Stern & Eisenberg, PC Attorney(s) for Plaintiff Woodbridge Corporate Plaza 485 B Route 1 South – Suite 330 Iselin, NJ 08830 (732) 582-6344 MIT 5820 4X 06/28,07/05,12,19
NOTICE OF SALE
Supreme Court County of Nassau
U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION TRUST 2006-CW2, Plaintiff AGAINST
William C. Gorman and Lionella Laboni AKA Lionella Iaboni, et al., Defendant(s)
Pursuant to a Judgment of Foreclosure and Sale duly dated March 20, 2019 I, the undersigned Referee will sell at public auction at the Calendar Control Part (CCP) Courtroom of the Supreme Court, 100 Supreme Court Drive, Mineola, NY 11501, on August 06, 2019 at 11:30AM, premises known as 79 WINTER LANE, HICKSVILLE, NY 11801. All that certain plot piece or parcel of land, with the buildings and improvements erected, situate, lying and being in the Town of Oyster Bay, County of Nassau and State of New York, SECTION 45, BLOCK 305, LOT 2. Approximate amount of judgment $560,045.27 plus interest and costs. Premises will be sold subject to provisions of filed Judgment for Index# 611569/2018.
George P. Esernio, Esq., Referee
County of Nassau WILMINGTON SAVINGS FUND SOCIETY, FSB, AS TRUSTEE OF UPLAND MORTGAGE LOAN TRUST A, Plaintiff against HONG FU, et al Defendant(s). Pursuant to a Judgment of Foreclosure and Sale entered on October 25, 2017. I, the undersigned Referee will sell at public auction in the Calendar Control Part (CCP) Courtroom of the Supreme Court, 100 Supreme Court Drive, Mineola, N.Y. on the 6th day of August, 2019 at 11:30 a.m. premises described as follows: All that certain plot, piece or parcel of land, with the buildings and improvements thereon erected, situate, lying and being in or near Hicksville, in the Town of Oyster Bay, County of Nassau and State of New York.
Said premises known as 92 14th Street, Hicksville, N.Y. 11801. (Section: 11, Block: 399, Lot: 67). Approximate amount of lien $ 544,881.26 plus interest and costs.
Premises will be sold subject to provisions of filed judgment and terms of sale.
Index No. 236-09.
Arthur I. Shaw, Esq., Referee. McCabe, Weisberg, & Conway, LLC Attorney(s) for Plaintiff 145 Huguenot Street Suite 210 New Rochelle, NY 10801 (914) 636-8900 MIT 5822 4X 07/05,12,19,26
NOTICE OF SALE IN FORECLOSURE Supreme Court County of Nassau HSBC BANK USA, NATIONAL ASSOCIATION AS TRUSTEE FOR NOMURA HOME EQUITY LOAN, INC., ASSETBACKED CERTIFICATES, SERIES 20071, Plaintiff, vs. EKATERINI FOKAS, et al., Defendants
MIT 5818
4X 06/21,28,07/05,12
SUMMONS IN TAX LIEN FORECLOSURE
Supreme Court Nassau County
CAZENOVIA CREEK
I, the undersigned Referee will sell at public auction in the Calendar Control Part (CCP) Courtroom of the Supreme Court, 100 Supreme Court Drive, Mineola, N.Y. on the 30th day of July, 2019 at 11:30 a.m. premises described as follows: All that certain plot,
Gross Polowy, LLC
Attorney for Plaintiff 1775 Wehrle Drive, Suite 100 Williamsville, NY 14221 MIT 5821
4X 07/05,12,19,26
NOTICE OF SALE Supreme Court
PLEASE TAKE NOTICE THAT In pursuance of a Judgment of Foreclosure and Sale entered in the office of the County Clerk of Nassau County on January 11, 2017, I, Mark Ricciardi, Esq., the Referee named in said Judgment, will sell in one parcel at public auction on August 6, 2019 at the Calendar Control Part (CCP) Courtroom, 100 Supreme Court Drive, Mineola, County of Nassau, State of New
York, at 11:30 A.M., the premises described as follows:
15 Jerome Ave
Hicksville, NY 11801
SBL No.: 12-309-56
ALL THAT TRACT OF PARCEL OF LAND situate in Hicksville, Town of Oyster Bay, County of Nassau and State of New York.
The premises are sold subject to the provisions of the filed judgment, Index No. 008314/2013 in the amount of $525,641.36 plus interest and costs.
Todd Z. Marks, Esq.
Woods Oviatt Gilman LLP
Plaintiff’s Attorney 500 Bausch & Lomb Place Rochester, NY 14604 Tel.: 855-227-5072
MIT 5823
4X 07/05,12,19,26
NOTICE OF FORMATION OF FLIPPING LEAF LLC.
Arts of Org filed with Secy of State of NY (SSNY) on 1/3/19. Office location: Nassau County. SSNY designated as agent upon whom process may be served and shall mail copy of process against LLC to: 12 Crest Road E, Merrick, NY 11566.
Purpose: any lawful purpose.
BN 7397
6X 05/31, 06/07,14,21,28,07/05
NOTICE OF SALE Supreme Court Nassau County U.S. BANK NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE RMAC TRUST, SERIES 2016-CTT, Plaintiff, -against-
THE UNKNOWN HEIRSAT-LAW, NEXT-OF-KIN, DISTRIBUTEES, EXECUTORS, ADMINISTRATORS, TRUSTEES, DEVISEES, LEGATEES, ASSIGNEES, LIENORS, CREDITORS, AND SUCCESSORS IN INTEREST, AND GENERALLY ALL PERSONS HAVING OR CLAIMING, UNDER, BY OR THROUGH THE DECEDENT CATHERINE CARTER BY PURCHASE, INHERITANCE, LIEN OR OTHERWISE, ANY RIGHT, TITLE OR INTEREST IN AND TO THE PREMISES DESCRIBED IN THE COMPLAINT HEREIN; CHARLES W. CARTER; SALLY GANGI; MARY C. STEWART; PATRICK W. ENNIS; JAMES
M. ENNIS; THOMAS C. ENNIS; SECRETARY OF HOUSING AND URBAN DEVELOPMENT; NEW YORK STATE DEPARTMENT OF TAXATION AND FINANCE; CAPITAL ONE BANK; NORTH STAR CAPITAL ACQUISITIONS LLC; SLOMIN’S INC.; THOMAS J. LUCAS DBA STAR TAX REDUCTION CONSULTANT; MIDLAND FUNDING LLC; PEOPLE OF THE STATE OF NEW YORK; THE UNITED STATES OF AMERICA (EASTERN DISTRICT); STATE OF NEW YORK; “JOHN DOE #1” through “JOHN DOE #10” inclusive the names of the ten last name Defendants being fictitious, real names unknown to the Plaintiff, the parties intended being persons or corporations having an interest in, or tenants or persons in possession of, portions of the mortgaged premises described in the Complaint, Defendants. TO THE ABOVE NAMED DEFENDANTS:
YOU ARE HEREBY SUMMONED to answer the Complaint in this action and to serve a copy of your Answer or, if the Complaint is not served with this Summons, to serve a Notice of Appearance upon the Plaintiff’s attorney within twenty (20) days after the service of this Summons, exclusive of the date of service or within thirty (30) days after the service is complete if this Summons is not personally delivered to you within the State of New York. If you fail to so appear or answer, judgment will be taken against you by default for the relief demanded in the Complaint.
DATED: Elmsford, New York June 7, 2019
NOTICE
YOU ARE IN DANGER OF LOSING YOUR HOME
If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home.
Speak to an attorney or go to the court where your case is pending for further information on how to answer the sum-
mons and protect your property.
Sending a payment to your mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF
U.S. BANK NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE RMAC TRUST, SERIES 2016-CTT AND FILING THE ANSWER WITH THE COURT.
Alex Zamenhof Esq., Knuckles, Komosinski & Manfro, LLP, Attorneys for Plaintiff 565 Taxter Road, Suite 590, Elmsford, NY 10523 Phone: (914) 345-3020
NOTICE TO OCCUPANTS:
U.S. BANK NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE RMAC TRUST, SERIES 2016-CTT IS FORECLOSING AGAINST THE OWNER OF THIS PREMISES. IF YOU LIVE HERE, THIS LAWSUIT MAY RESULT IN YOUR EVICTION. YOU MAY WISH TO CONTACT A LAWYER TO DISCUSS ANY RIGHTS AND POSSIBLE DEFENSES YOU MAY HAVE.
NOTICE OF OBJECT OF ACTION AND RELIEF SOUGHT
THE OBJECT of the above-entitled action is to foreclose a reverse mortgage bearing date March 21, 1996 given by Catherine Carter (deceased) to Hartford Funding Ltd. to secure the sum of $130,000.00 and recorded in Liber 17297 at Page 254 in the office of the County Clerk/City Register of Nassau County on April 12, 1996 and which reverse mortgage was ultimately assigned to the Plaintiff as evidenced by written instrument dated July 14, 2017 and recorded in Liber 42282 at Page 62 in the office of the County Clerk/City Register of Nassau County on August 2, 2017 covering the premises described as follows: 20 Stewart Avenue, Bethpage, New York 11714
The relief sought in the within action is final judgment directing the sale of the premises described above to satisfy the debt secured by the reverse
mortgage described above. The Plaintiff makes no personal claim against any Defendants in this action.
The foregoing summons is served upon you by publication pursuant to an order of the Honorable Anna R. Anzalone, J.S.C. dated May 29, 2019 and filed May 30 2019
Help for Homeowners in Foreclosure
New York State Law requires that we send you this notice about the foreclosure process.
Please read it carefully.
Summons and Complaint
You are in danger of losing your home. If you fail to respond to the summons and complaint in this foreclosure action, you may lose your home. Please read the summons and complaint carefully. You should immediately contact an attorney or your local legal aid office to obtain advice on how to protect yourself.
Sources of Information and Assistance
The State encourages you to become informed about your options in foreclosure. In addition to seeking assistance from an attorney or legal aid office, there are government agencies and non-profit organizations that you may contact for information about possible options, including trying to work with your lender during this process.
To locate an entity near you, you may call the toll-free helpline maintained by the New York State Department of Financial Services at (800) 3423736 or visit the Department’s website at http://www.dfs. ny.gov.
Rights and Obligations
YOU ARE NOT REQUIRED TO LEAVE YOUR HOME AT THIS TIME. You have the right to stay in your home during the foreclosure process. You are not required to leave your home unless and until your property is sold at auction pursuant to a judgment of foreclosure and sale.
Regardless of whether you choose to remain in your home, YOU ARE REQUIRED TO TAKE CARE OF YOUR PROPERTY and pay property taxes in accordance with state and local law.
Foreclosure Rescue Scams
Be careful of people who
approach you with offers to “save” your home. There are individuals who watch for notices of foreclosure actions in order to unfairly profit from a homeowner’s distress. You should be extremely careful about any such promises and any suggestions that you pay them a fee or sign over your deed. State law requires anyone offering such services for profit to enter into a contract which fully describes the services they will perform and fees they will charge, and which prohibits them from taking any money from you until they have completed all such promised services.
Index No. 603303/2018
Plaintiff designates NASSAU County as place of trial Venue is based upon County in which premises are being situate
SUPPLEMENTAL SUMMONS WITH NOTICE ACTION TO FORECLOSE A MORTGAGE
BN 7399
4X 06/21,28,07/05,12
NOTICE OF SALE Supreme Court Nassau County U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE, SUCCESSOR IN INTEREST TO BANK OF AMERICA, NATIONAL ASSOCIATION AS SUCCESSOR BY MERGER TO LASALLE BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR CERTIFICATEHOLDERS OF BEAR STEARNS ASSET BACKED SECURITIES I LLC, ASSET-BACKED CERTIFICATES, SERIES 2007AQ2, Plaintiff AGAINST Roxana Villanueva, et al., Defendant(s)
Pursuant to a Judgment of Foreclosure and Sale duly dated May 02, 2019 I, the undersigned Referee will sell at public auction at the Calendar Control Part (CCP) Courtroom of the Supreme Court, 100 Supreme Court Drive, Mineola, NY 11501, on July 30, 2019 at 11:30AM, premises known as 7 MORRIS ROAD, BETHPAGE, NY 11714. All that certain plot piece or parcel of land, with the buildings and improvements erected, situate, lying and being in the Town of Oyster Bay, County of Nassau and State of New York, SECTION 49, BLOCK 244, LOT 19. Approximate amount
F riday, July 5,
Continued from page 13
of judgment $530,334.74 plus interest and costs. Premises will be sold subject to provisions of filed Judgment for Index# 17-001466.
Michael A. Montesano, Esq., Referee Gross Polowy, LLC Attorney for Plaintiff 1775 Wehrle Drive, Suite 100 Williamsville, NY 14221
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4X 06/28,07/05,12,19
NOTICE OF FORMATION OF FIRST LIBERTY CONSULTING LLC.
Arts of Org filed with Secy. of State of NY (SSNY) on 3/19/19. Office location: Nassau County. SSNY designated agent upon whom process may be served and shall mail copy of process against LLC 8 Amby Ave Plainview, NY 11803. Purpose: any lawful act.
BN 7403
6X 06/28, 07/05,12,19,26,08/02
NOTICE OF SALE Supreme Court County of Nassau
ARTHUR BOULUKOS, Pltf. vs.
DAWN WOLFGANG, et al, Defts.
Pursuant to order confirming referee report and for judgment of foreclosure and sale dated May 31, 2019, I will sell at public auction at the Calendar Control Part (CCP) Courtroom of the Nassau County Supreme Court, 100 Supreme Court Dr., Mineola, NY on Aug. 6, 2019 at 11:30 a.m. prem. k/a 32 Lexington Ave., Bethpage, NY 11714 a/k/a being in the Town of Oyster Bay, County of Nassau and State of NY, known and designated as Lot 397 and part of Lots 396 and 398 on a certain map entitled, “Correction Map of Property at Central Park, Nassau County, NY dated 8/15/33” filed in the Office of the Clerk of Nassau
LEGAL NOTICES
County under filed No. 891 on 1/5/34. Approx. amt. of judgment is $539,749.09 plus costs and interest. Sold subject to terms and conditions of filed judgment and terms of sale. Index #18-000253.
LEELAND LEWIS GREENE,
Referee.
THE MARGOLIN & WEINREB LAW GROUP LLP, Attys. for Pltf., 165 Eileen Way Suite 101, Syosset, NY 97176
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4X 07/05,12,19,26
OTICE OF NAME CHANGE
Notice is hereby given that an order granted by the Supreme Court, Nassau County, on the 7th day of June, 2019, bearing Index Number 000592-19, a copy of which may be examined at the office of the clerk, located at 240 Old Country Road, Mineola, New York grants me the right to assume the name of Jack Kuang. The city and state of my present address are Woodbury, NY; the month and year of my birth are January,1994; the place of my birth is Rizhao, China; my present name is Jack Kung.
BN 7405
1X 07/05
NOTICE OF BOND RESOLUTION
The resolution, a summary of which is published herewith, has been adopted on June 25, 2019, and the validity of the obligations authorized by such resolution may be hereafter contested only if such obligations were authorized for an object or purpose for which the Bethpage Union Free School District, New York, is not authorized to expend money or if the provisions of law which should have been complied with as of the date of publication of this Notice were not substantially complied with, and an action, suit or proceeding contesting such validity
is commenced within twenty days after the publication of this Notice, or such obligations were authorized in violation of the provisions of the constitution.
Elena Becker District Clerk
REFUNDING BOND RESOLUTION OF THE BETHPAGE UNION FREE SCHOOL DISTRICT, NEW YORK, ADOPTED JUNE 25, 2019, AUTHORIZING THE REFUNDING OF CERTAIN OUTSTANDING SERIAL BONDS OF SAID DISTRICT, STATING THE PLAN OF REFUNDING, APPROPRIATING AN AMOUNT NOT TO EXCEED $5,000,000 THEREFOR, AUTHORIZING THE ISSUANCE OF NOT TO EXCEED $5,000,000 REFUNDING SERIAL BONDS OF THE DISTRICT TO FINANCE SAID APPROPRIATION, AND MAKING CERTAIN OTHER DETERMINATIONS ALL RELATIVE THERETO.
Object or purpose: Refunding of all or a portion of currently outstanding bonds issued in 2007 and 2010 Periods of probable usefulness: twenty (20) and thirty (30) years, commencing on various dates; such dates representing the dates of original issuance of the first notes or bonds issued for the purposes for which the outstanding bonds were issued Amount of obligations to be issued: not to exceed $5,000,000
A complete copy of the refunding bond resolution summarized above shall be available for public inspection during normal business hours at the office of the District Clerk, Bethpage Union Free School District, Cherry Avenue, Bethpage, New York
Dated: June 25, 2019
Bethpage, New York
BN 7406
1X 07/05
Apollo anniversary celebrated at LICM
Long Island Children’s Museum will be celebrating the 50th anniversary of the moon landing in a variety of programs this week … from science workshops to story time and cooking programs. Come celebrate this historic achievement at LICM.
Mash-up Banks
Monday, July 15 through Friday, July 19 at 1, 1:40, 2:20 and 3 p.m.
Join us in the inner lobby for some animal mash-up fun as you create your own coin bank. Save your coins in a oneof-kind animal mash up creation. Use paint, foam and a variety of materials to make the ultimate creative creature!
Ages: 3 and up. Fee: $5 with Museum admission ($4 LICM members).
Calling Young Scientists: Marvelous Moon
Monday, July 15 at 1:30 and 3 p.m.
Calling Young Scientists!
Our moon orbits around the Earth just as our planet orbits around the sun. It reflects light back to us, controls our tides and goes through phases. Come celebrate the 50th anniversary of the Apollo Moon Landing as you learn more about this beautiful satellite.
Ages: 5 and up. Fee: $4 with Museum admission ($3 LICM members).
Green Teens
Tuesday, July 16 and Thursday, July 18 from 11 a.m.-3 p.m.
Explore the worlds of science and nature with the Green Teens this summer in Our Backyard! Each week, dig deeper into the unknown through hands-on learning experiences on alternative energy, water, habitats, and more. This program is made possible with the support of National Grid.
Ages: 3 and up. Free with Museum admission.
stART (Story + Art)
Tuesday, July 16 and Thursday, July 18 from 1-1:30 p.m.
Join us each week as we read childhood classics and introduce new favorites; followed by a take-home, book-inspired
craft. This week we’re reading “Rocket Countdown” by Nick Sharratt. After the story, create your own rocket glider to commemorate the 50th anniversary of the Apollo 11 moon landing!
Ages: 3-5. Fee: $3 with museum admission ($2 LICM members).
Kid Chat: Candid Conversations About Caring for Children
Wednesday, July 17 at 10 a.m.
Join in guided conversation where mothers and other caregivers can have open dialogue and socialize with one another as their child plays in the TotSpot area. Space is limited to facilitate conversation flow. This month’s topic: Summer Fun
Free with museum admission.
Music and Movement
Wednesday, July 17 from 11:30 a.m. – noon
Enjoy creative movement exercises and interactive singalongs that get little bodies moving to the rhythm.
Ages: 5 and under. Fee: $3 with museum admission ($2 LICM members).
Whimsical Wind Chimes
Wednesday, July 17 at 3 p.m.
Come learn about the history of wind chimes and the concepts of balance and movement. Experiment with patterns and make your own beaded wind chime to add to your garden.
Ages: 5 and up. Material fee: $5 with Museum admission ($4 LICM members).
All activities will be held at the Long Island Children’s Museum, 11 Davis Avenue, Garden City, NY. Children must be accompanied by an adult. Museum Hours: Daily from 10 am.-5 p.m. in JulyAugust (except national holidays). Museum admission: $14 for adults and children over 1 year old, $13 seniors, FREE to museum members and children under 1 year old. Additional fees for theater and special programs may apply. For additional information, contact 516-224-5800.
Faith Nursery School Graduation
On Wednesday, June 12, the students of Faith Nursery School celebrated the year with a Moving Up/Graduation ceremony. They performed many songs learned over the school year for their family and friends. Refreshments were served afterwards. Congratulations to all the graduates!
Josie gives two thumbs up on her performance.
Faith Nursery School Class of 2019 - the future Class of 2032!
The program started with the Pledge of Allegiance.
Miss Justine with graduates Jack and Joe.
Christopher with his proud parents.
Two proud graduates pose with a teacher for a photo-op.
Miss Darlene getting one last hug from Audrey before summer starts.
