FINANCIAL BUZZ Caroline Strok
ARTICLE SUSAN LANIER-GRAHAM PHOTOGRAPHY PROVIDED
Q&A with Caroline Strok of Ocotillo Home Lending EVERYTHING YOU NEED TO KNOW ABOUT HOME LOANS IN 2021
WHILE WORKING WITH MORTGAGE LENDERS, CAROLINE STROK SAYS THAT TIME AND AGAIN SHE WATCHED FRUSTRATED, WOULD-BE HOMEOWNERS HAVE LOANS DECLINED BECAUSE OF THINGS OUTSIDE OF THEIR CONTROL. Strok knew there were better, more personal solutions. She took her knowledge and experience and opened Ocotillo Home Lending. Strok offers answers to some of your questions about buying a home or refinancing. WHY WOULD SOMEONE TURN TO OCOTILLO HOME LENDING INSTEAD OF USING THEIR OWN BANK? With my knowledge and experience, I can give my clients white-glove service. I know each of my lenders’ strengths, so when we sit down, I can understand your needs and find a good match. Because I understand my client’s specific needs, I can get a loan from start to closing efficiently, making it a painless experience. THERE ARE DIFFERENT TYPES OF MORTGAGES AVAILABLE. WITH HOME PRICES INCREASING IN 2021, WHAT TYPES OF FINANCING SHOULD
Strok can be reached at
CONSUMERS CONSIDER?
Caroline@OcotilloHomeLending.com,
There are several common types of mortgages, including conventional loans, adjustable-rate mortgages, government-insured mortgages including FHA and VA, and fixed-rate mortgages from 10 to 30 years. Everyone’s situation is different, and I can sit down with you to discuss your specific needs. I ask questions about why you’re buying. Is it a starter that you plan to keep for three to five years? Is this where you plan to raise your family? 18
Chandler Lifestyle | March 2021
602.320.5398, or OcotilloHomeLending.com.