Many ask: Does American Express offer personal loans?
Yes – but only for eligible cardholders.
Available only to invited cardholders
Loan amounts: $3,500 to $40,000
Fixed interest rates
No origination fees
Repayment terms: 12 to 36 months
• Lower monthly payments over the loan term
• Access to cash for home improvements
• Lower interest rates can save money
• Potential closing costs to consider
• Impact on credit score during process
• Length of time in home matters
• Must be an Amex cardholder
• Invitation-only
• Based on credit and account history
• Consolidate credit card debt
• Cover large expenses
• Predictable payments
• Lower interest rates
