Interest Growing for 1st Dollar Coverage

First dollar coverage is a policy that pays out to cover your deductible and out of pocket expenses before your health insurance policy kicks in. With Deductibles as high as $9,100 for individuals and $18,200 for families no wonder people are looking for affordable ways to reduce the financial risk of an unexpected accident or hospitalization. An accident or hospital indemnity plan might only cost $30 per month to protect your clients from a financial risk they may not be able to afford.

UnitedHealthCare (GoldenRule) is the leading carrier for 1st dollar accident, indemnity and ancillary benefits.

Now, to make it even easier to work with UnitedHealthCare and utilize their 1st dollar coverage strength, they recently introduced a Security Question Option that allows agents to enroll clients quickly and easily with UHOne’s affordable ancillary benefits. The new enrolment process for UHOne’s benefits portfolio makes the application process easier and more secure. Brokers can now submit applications on behalf of the customers by providing answers to two unique security questions, removing the e-sign barrier for application submissions.

• Allows the broker to submit the application on behalf of their client

• Validates that your clients are allowing you to sign for them by providing answers to two unique security questions

• Removes the e-sign barrier for application submissions

To help brokers learn this new tool, UnitedHealthCare created a training video. It’s a great way to see how this new process supports your 1st dollar coverage growth.a

Reach out to LeClair at 651.739.2010 or sales@leclairgroup.com to learn more and get contracted with UHOne.

States Begin PHE Unwind Steps

As the Public Health Emergency (PHE), many of the states in our area are announcing plans and policy updates. Minnesota, Wisconsin, Iowa and North and South Dakota have all released information on the transition from the end of the PHE back to pre-COVID methodology.

Minnesota

In Minnesota, the renewal process has begun as a cohort-based model, with a notice about restarting continued on next page