August Monthly Business Journal

EXECUTIVE COMMITTEE

Christy Armstrong, Chair/Weibler Financial & Retirement

Misty DeBarbrie, First VIce Chair/Regence

Tobe Finch, Second Vice Chair/Happy Day Restaurants

Don Montgomery, Past Chair/Waddell & Reed

BOARD OF DIRECTORS

Bryan Ricker/SEL

Chantelle Souther/Nez Perce Tribe

Colby Witters/Avista Utilities

Denise Wilfong/LCCU

D'Lynn Ottmar/Tri State Memorial Hospital

Jeni Akerblade/Vybrance MedAesthetics

Lynnette Breeden/CCI-Speer

Meghan Jeffreys/Secure Choice Lending

Michelle Ralston/Advantage Advertising

Nick Woods/Individual Member

Nigele Williamson/Red Wolf Golf Club

Randi Kilcup/Inland Cellular

Scott Charney/Clearwater Paper Corporation

chamber AMBASSADORS

Amanda Stinson/CCI-Speer

Amanda Wilhelm/YWCA

Crystal Wendland/Country Financial

Dave Clark/Columbia Bank

Jenny George/Asotin Co. PTBA

Kammy Cox/Heartland Payment Systems

Kim Petrie/Port of Lewiston

Kyle Baker/Best Western RiverTree Inn

Lisa Callahan/ICCU

Mariah Miller/ICCU

Mindy Meyer/My Architect

Rene Zenner/P1FCU

Sam Earle/Twin River Bank

Sam Tiede/Umpqua Bank

Stephanie Herbert/American Insurance

ABOUT THE CHAMBER

The Lewis Clark Valley Chamber of Commerce believes in maintaining a strong image and reputation for all of our divisions among our stakeholders - our members, our communities, our elected officials, and our partners. Our benefits and services will only be as good as our current and prospective members perceive them. For this reason, we will incorporate our values into messages and actions that we sincerely believe in. We will adhere to these values as means to establish trust as we grow business and grow communities within our region.

Mission

In principle and practice, the Lewis Clark Valley Chamber of Commerce believes in the value and power of diversity, equity and inclusion.

welcome to the lCV Chamber!

member renewals

THANK YOU! Your membership in the Lewis Clark Valley Chamber is a symbol of confidence in the work of the Chamber and its volunteers. We sincerely thank our members who renewed their membership for their ongoing support. Please remember these companies when you do business! If you don't see your business listed here, please contact Kristina Bickford, Director of Membership and Business Services at 509.758.7712 or membership@lcvalleychamber.org.

Alliance Title & Escrow Corp. Clarkston (509) 758-2549

Alliance Title & Escrow Corp. Lewiston (208) 743-8541

Alternative Nursing Services, Inc.

(208) 746-5487 x405

Applied Surfaces Technology, Inc. (509) 758-8016

Blue Cross of Idaho

Central Optical Laboratories, Inc. (509) 758-1791

Clarkston Farmers Market (509) 780-6248

Clarkston Veterinary Clinic, PLLC

(509)-758-9669

Coleman Oil Company

(208) 799-2000

D & D Repair

(208) 743-1880

Divco

Dr. Mark Sheppard, DDS (208) 743-2792

DZ Designs

(208) 743-4332

Edward Jones - Christian Leer

(509) 751-1610

Elks (Lewiston BPO Elks

#896) (208) 743-5591

Gentiva Hospice

(509) 332-2236

H & H Business Systems, Inc.

(800) 635-1503

Hahn Supply, Inc.

(208) 743-1577

Holy Family School and Early Childcare Education

(509) 758-6621

Homes of Hope (208) 413-6770

Idaho Housing & Finance Association (208) 331-4743

Innovia Foundation (509) 624-2606

Kenaston Corporation (208) 746-1351

Life Care Center of Lewiston (208) 798-8500

Mr. Windshield (208) 746-4159

Pacific Cataract & Laser Institute (208) 746-2025

Peters & Keatts Equipment, Inc.

(208) 743-0866

Quality Design Homes

(208) 743-5840

Red Wolf Golf Club (509) 758-2546

S.P.O.R.T. Physical Therapy Clinic (208) 746-0214

Schurman's True Value Hardware (509) 758-6411

SignCrafters, Inc. (208) 798-7446

Skelton’s Carpet One (208) 746-3663

Snake River Community Clinic (208) 743-5899

Stifel (208) 750-3080

Team BMC Silvercreek Realty Group (208) 816-1750

Wayne Dalton

(208) 743-2101

TriState Wellness, in collaboration with WSU Asotin and Garfield County Master Gardeners, presents Eat Healthy, Be Active Community Workshops! Eat Healthy, Be Active is a class taught by nutrition experts that focuses on healthy meal planning, food preparation, and physical activity! To supplement each week's lesson, Master Gardeners will be sharing their knowledge throughout the series. Curriculum is developed by the Office of Disease Prevention and Health Promotion.

Monday September 11 - October 16 12:30-2PM

TriState Health Conference Rooms,1221

Highland Avenue, Clarkston FREE to attend

Contact: Jennifer Scharffer, JScharffer@ tsmh.org

League of Women Voters and LC Valley Chamber

to hold Lewiston City Councilor candidate info session

A candidate information session for those interested in running for one of the three Lewiston City Councilor positions this November will be held on Aug. 3 at 6-7:30 p.m. at the Lewiston City Library’s Event Space, located on the second floor. The event is free and open to the public.

Sponsored by the League of Women Voters of the Lewis Clark Valley and the Lewis Clark Valley Chamber of Commerce, the session will provide an overview of how to file for the election and what can be expected if elected.

Patty Weeks, Clerk/Auditor/Recorder for Nez Perce County, will begin the program and discuss the election process. She also will have packets for potential candidates. Other officials, including former city councilors, Cari Miller and Mike Collins, will speak about the expectations of a city councilor and insights of what they would have liked to have known ahead of time and valuable lessons they learned. Former city councilors Kevin Kelly and Bob Blakey, along with Lewiston City Clerk Kari Ravenscroft, also are scheduled to attend and have information available.

Lewiston has three city councilor openings this year and the filing date for candidates runs Aug. 28-Sept. 8. The election is Nov. 7. Lewiston city councilors are elected to serve four-year terms. A person must be a resident of Lewiston to run for city council.

The duties of city councilors include adopting and amending city ordinances and resolutions, determining city policies and standards of service, setting the city budget, determining what taxes are to be levied, approving contracts, agreements bids, and appointments to various advisory boards and committees.

The three city councilors who will have their terms expire on Dec. 31 of this year are Jim Kleeburg, Rick Tousley, and John Spickelmire.

For more information on the event, contact Maxine Miller with the League of Women Voters of the Lewis Clark Valley at maxinemilleraud@gmail.com.

by attending.

THIS BUSINESS SUPPORTED BY LOCAL DOLLARS

Quail Ridge is a locally owned 18-hole public golf course, where the passion for the game meets the warmth of a community. Nestled in the heart of Asotin County, our course offers a picturesque setting for golf enthusiasts of all skill levels. With meticulously maintained fairways and greens, challenging holes, and breathtaking views, we provide an exceptional golfing experience that keeps players coming back for more.

Our commitment to supporting the local community goes beyond just providing a great game. We believe in the power of buying local, and by choosing to play at our course, you’re not only enjoying a round of golf, but also contributing to the growth and prosperity of our vibrant community. Our owners and employees firmly believe in the importance of supporting local businesses and organizations. We take pride in our role as a community hub and strive to create partnerships with local initiatives and nonprofits, fostering a strong sense of unity and giving back to the place we call home. Join us on the greens, where golfing excellence and community support come together seamlessly.

FINANCIAL FOCUS®: Can you build an estate plan like a house?

If you’ve ever been involved in building a house — or even if you’ve just heard about it — you know that there’s a well-defined process to be followed. But here’s something to think about: Some of the same steps connected to constructing a home are the same as those needed to build an estate plan.

What are those steps? Here are some to consider:

• Get the right “builder.” Unless you’re an experienced do-it-yourselfer, you’ll probably have to hire someone to build a house for you. Of course, you’ll make your wishes known about what you want your house to look like, but you’ll be relying on the builder’s expertise. And the same is true with estate planning — you’ll want to share your goals and vision with a legal professional who’s experienced in creating comprehensive estate plans.

• Build a strong foundation. “Every house needs a strong foundation” isn’t just a metaphor — it’s true for every house that’s built. And when you create an estate plan, you also need a foundation that includes whatever basic elements are appropriate for your situation — a will, a living trust, power of attorney and so on.

• Make the necessary additions. Even if you’re pleased with your new house, you may eventually decide to make some changes, such as adding on a new bedroom or bathroom. And the structure of your estate plan may need to undergo some modifications, too. For example, if you drew up a will two decades ago, but haven’t looked at it since, it may be out of date — especially if you’ve experienced changes in your life, such as new children or a divorce and remarriage. That's why it’s a good idea to review your estate plans at least every few years.

• Protect your investment. Of course, when you build a new house, you’ll have to insure it properly. And while there’s no actual “insurance policy” for an estate plan, you do have ways to protect it. For one thing, you need to make sure beneficiary designations on retirement plans, investment accounts, insurance policies and other assets are correct. These designations are powerful and can even supersede the instructions in your estate-planning documents. So, as mentioned, if you’ve had significant life changes involving your family, you need to ensure your beneficiary designations are updated if you want to protect how insurance proceeds, investments and other assets are distributed.

• Watch for mistakes. It’s unfortunate, but mistakes do happen in home construction. Water stains can indicate that water is seeping through cracks in the foundation. Or cracks in retaining walls and garage floors could be a sign that the concrete structures were installed improperly. Estate plans can also contain errors or bad choices. Some are inadvertent, such as failing to put intended assets into a trust, but others are done with the best of intentions, such as naming adult children as joint owners of your assets. Even if your children are quite responsible, this move could give their creditors access to your money. If you want your children to be able to step in as needed, you could find other methods, such as giving them power of attorney.

Following these “construction” techniques can help you create an estate plan that can last a lifetime — and beyond.

Edward Jones, its employees and financial advisors cannot provide tax or legal advice. You should consult your attorney or qualified tax advisor regarding your situation.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisors, Jessica Riehle and Christian Leer at 740 5th St, Clarkston WA 99403, 509-751-1610.

Edward Jones, Member SIPC

Liability Audits – Don’t Get Caught Unaware!

When the economy heats-up and business activity increases (especially construction), insurance companies are more likely to exercise their right to do an annual liability premium audit. So, it is important to remind you about audits, how they work, and 5 ways to avoid surprises.

Commercial General Liability (CGL) insurance coverage, either as a stand-alone policy or part of a package policy, is subject to premium audit. The initial liability insurance premium charged at the beginning of a policy term is a deposit only based on an estimate of the rating basis (usually total payroll or receipts/sales) for the current policy year. An accurate audit at the end of the policy term will adjust your final premium up or down when reconciled against the initial premium deposit.

What you can do to avoid surprises.

1. Verify that your estimated rating basis (usually total payroll or sales/receipts) is what you anticipated for the year.

2. Keep accurate records of the information needed to verify your rating basis at audit.

3. Monitor during the year your actual numbers in relation to what was estimated.

4. Subcontractors or Independent Contractors you hire in your operations need to provide you a Certificate of Liability Insurance as proof they are insured. Keep these liability certificates on file for your audit. If you can’t provide this proof then they are assumed to be uninsured subs and become covered under your liability policy causing you to pay additional premium.

5. Contact your agent for advice during the year if you have a material change in your operations that affects your total payroll or gross sales.

Contact agent Mitch Keller (208)305-9121or other American Insurance agents for helpful advice on audits and money saving quotes for liability insurance today. Email Quotes@Am-Ins.com

LC Valley Mud Run is Back!

The Valley’s only obstacle course race and mud run will be held August 19 at Lewiston Community Park in the Orchards (near the new LHS). Participants will navigate a 3-mile course while testing themselves on 18 obstacles! This event is for anyone - from people who like to get outdoors to hardcore fitness enthusiasts. And there’s even a mini-mudder course for the little ones!

It feels great to go out and see what you’re capable of but more than that, the proceeds of this event will go directly to local charities and non-profits.

“It’s not just for athletes. It’s for anyone who likes to get outdoors and get active. You'll be challenged physically and mentally... and you'll be absolutely covered in mud!” said Jeff Marshall, Down & Dirty Mud Run Board Member. “We get to be active, and play in the mud like we did when we were kids!” All runners receive a T-shirt and finisher medal. Plus: Parking is free, spectators are free and there will be plenty of food and beverages available.

To register or for more information, go to: www.lcvdownanddirty.com or call 208-790-3069

Visionary Leaders

Elite Leaders

Corporate Leaders

Media Sponsors

Business Sponsors

Asotin Co. Commissioners Asotin Courthouse Annex Building9AM

Nez Perce Co. Commissioners Brammer Building1:30PM

ID Government Speaker Series, 12pm Hells Canyon Grand Hotel

Chamber Ambassador Meeting, 1pm

Lewis City Councilor Candidate Info Session, 6pm, Lewiston City Library

LCV Chamber Board Meeting, Holiday Inn 12pm

Asotin Co. Commissioners Asotin Courthouse Annex Building9AM

Nez Perce Co. Commissioners Brammer Building1:30PM

Lewiston City Council, 2nd Floor Library, 6PM

Clarkston City Council, City Hall, 7PM