For Loudoun County Public Schools Retirees
L L '26 A F
Your Retiree News
STARTS HERE
WELCOME CLASS OF 2026 RETIREES! We hope you are enjoying retirement! The LCPS Retirement Works! newsletter is created just for LCPS Retirees and is filled with information and resources to help you navigate your LCPS retirement benefits and maintain or improve your overall health and wellness. Issues of the Retirement Works! newsletter will be mailed directly to you each spring and fall. Open enrollment is just around the corner and takes place October 15 – November 15. During Open Enrollment, retirees on the OAP or OAP HIGH plan can choose to switch plans. This is the only time of year this can be done. You will find more information about Open Enrollment on page 4 of this issue.
New R etir e
e ic
COBRA NOTICE
eN ot
LCPS is mandated by law to provide a COBRA Enrollment packet to employees separating from employment. You can disregard this notice if you elected LCPS Retiree Health Insurance.
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We hope you enjoy this newsletter! Please don’t hesitate to reach out if you have any questions or feedback. Email us at lcpshealthwellness@lcps.org or call us at 571-252-1810. Enjoy!
CONGRATULATIONS EMAIL FROM LCPS If you are a new retiree and received an email from Loudoun County Public Schools (award@awardsnetwork.com) with the Subject: Congratulations from Loudoun County Public Schools, this email is legitimate. The HRTD Employee Recognition team sent you a retirement gift catalog for you to select a gift of your liking. You have until 7/6/2027 to place your order. Happy shopping!
Health Insurance Plans for Retirees and Dependents
When You Become Eligible for Medicare
Non-Medicare or Pre-65 Cigna OAP or OAP HIGH
Medicare-Eligible or Post-65 UnitedHealthcare Medicare Advantage (PPO) Plan
CVS Caremark Rx
SilverScript Rx PDP (a CVS Company)
231567848
Prescription Drug Plan Administered by CVS Caremark Part D Services, LLC RXBIN: 004336 RXPCN: MEDDADV RXGRP: RXCVSD ISSUER: (80840): 9151014609 ID: GXC000004 NAME: JOHN01 Q SAMPLE01 S5601 813
Davis Vision
Cigna Vision
Delta Dental of Virginia
Delta Dental of Virginia
VISION DENTAL
Retirees who become eligible for Medicare due to age 65 or Social Security disability must enroll in Medicare Part A and Part B. After enrollment, submit a Retiree Enrollment/Change Form and a copy of your Medicare card to Employee Benefits to enroll in the Medicare Advantage plan. Please submit your paperwork as early as possible. Coverage begins on the first day of the month following receipt of your Medicare card or your Medicare eligibility date, whichever is later. Do not delay. Late enrollment may cause claim processing issues, denied claims, and higher out-ofpocket medical costs.
Medicare-eligible topics
PRESCRIPTION
Retiree health insurance is bundled. By enrolling in a medical plan, you will automatically be enrolled in a prescription, dental and vision plan offered by LCPS. The medical, prescription and vision plans are different for each of the groups. Delta Dental is the sole dental provider for both groups. Please make note of the other plans that you have based on your Medicare eligibility.
Non-Medicare topics
MEDICAL
Medicare eligibility determines which plans you and your dependents are offered. Retirees and their dependents eligible for Medicare are required to enroll in Medicare Part A and Part B and are provided with a Medicare Advantage plan. Retirees and dependents not eligible for Medicare are offered enrollment in the Cigna Open Access Plus (OAP) or the Cigna Open Access Plus High (OAP HIGH) plan until they can enroll in Medicare.
KEY
For detailed information about these plans visit lcps.org/retirees > Medicare-Eligible Retiree Insurance or Non-Medicare Retiree Insurance.
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OPEN ENROLLMENT Open Enrollment will be held October 15th — November 15th. This is the only time of year that participants in the OAP or OAP HIGH plans can change between plans. No action is necessary if you do not want to make any changes. Plan information including benefit summaries, informational videos and on-demand webinars, monthly premiums, prescription drug formularies and forms can be found on the Retiree Open Enrollment website at www.lcps.org/retirees > Retiree Open Enrollment, beginning October 15, 2026.
What is changing? Retiree and active employee premiums will be increasing by 20% for 2027. This change reflects the rising costs of healthcare services, prescription medications and medical technologies, which directly impact LCPS claims. These adjustments ensure we can maintain a comprehensive benefits package for our retiree community. Personalized letters detailing your specific 2027 health insurance rate will be mailed by the Employee Benefits team in December. In the meantime, you can review the upcoming health insurance rates by visiting the Retiree Open Enrollment website at lcps.org/retirees. Please note: $0 premiums will remain at $0 for 2027.
Be sure we have a current address so you can receive benefit information. If your address has changed, complete an LCPS Retiree Address Change form, email us at lcpshealthwellness@lcps.org or call us at 571-252-1810 no later than November 15.
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What you need to do for Open Enrollment: No action is necessary if you do not want to make any changes. Action is necessary if you want to: y C hange your current medical plan (OAP and OAP HIGH participants only). y D rop a dependent from your current elections. y Drop LCPS retiree health insurance coverage. November 15th is the last day to make your enrollment elections. To make changes, complete and submit the online Retiree Health Insurance Enrollment/ Change Form found on the Retiree Open Enrollment Website. Forms must be submitted no later than November 15, 2026.
FAST FACTS y
ou can cancel or drop a dependent from Y coverage at any time. The change will take place the first of the next month. This is an irrevocable decision and you cannot reenroll in the future.
y
I f you are under 65 and not Medicareeligible you can change your plan each year during Open Enrollment.
y
ou become eligible for Medicare on Y the first of the month in which you turn 65 (or become eligible due to Social Security Disability).
y
If you have an address change, contact us and VRS. We will send your new address to the insurance vendors, but you will need to update VRS.
y
ou can visit our website Y at www.lcps.org/retirees for more retireerelated information.
The LCPS Retiree Website Visit the Retiree Benefits webpages for help with all your LCPS benefit and wellness program questions — and for quick links to documents and forms. Go to lcps.org/retirees or scan the QR Code below. Choose the section you want to visit from the options listed under Retiree Benefits.
Retiree Benefits Website y Open Enrollment Information y Retiree Health Insurance Premiums y Insurance Plan Summaries y Medical Plan Comparisons y Retiree Insurance Change Forms y Claim Forms y VRS Forms y Vendor Contact Information y Wellness Program Details y Discount List Fall 2026 Retirement Works!
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MEDICARE-ELIGIBLE PLANS UnitedHealthcare Healthy at Home Program Did you know with the UnitedHealthcare Healthy at Home program you are eligible for extra benefits up to 30 days after each inpatient hospital and skilled nursing facility discharge? y Receive 28 home delivered meals y R eceive up to 12 one-way rides to or from medically related appointments and the pharmacy y R eceive up to 6 hours of non-medical personal care like companionship, meal prep, medication reminders and more with a professional caregiver (no referral required)
Recently discharged or have questions about Healthy at Home? Call the customer service number on your UnitedHealthcare member ID card to ask questions or use your benefits. Note: A new referral is required after every discharge to access your meal and transportation benefit. Some restrictions and limitations may apply.
UnitedHealthcare HouseCalls HouseCalls is a yearly in-home health and wellness visit that is available to you at no cost through your UnitedHealthcare® Group Medicare Advantage (PPO) plan. Take advantage of your plan benefits and schedule a HouseCalls visit.
What does a HouseCalls visit include? y U p to an hour of 1-on-1 time with a licensed health care practitioner y A comprehensive exam y Tailored health care screenings
Why choose a HouseCalls visit? y Y ou can talk to a health care practitioner in the comfort of your own home y I t’s another chance for you to ask questions and get answers about the things that matter most to you y T he health care practitioner will send a visit summary to you and your primary care provider (PCP) to keep you both informed. This information may help inform decisions for your care.
y A medication review y A n opportunity to get advice and ask questions to help manage your health y E ducation, prevention tips and referrals to health services, if needed
edule a visi h c tt S od a y! You may receive a call from Optum Health/UnitedHealthcare offering to schedule your HouseCalls visit. You can also call 1-866-447-7868, TTY 711 or schedule online at UHCHouseCalls.com.
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To be removed from the call list, contact UnitedHealthcare.
Don’t Risk Losing Your LCPS Coverage Your LCPS retiree health insurance is a valuable benefit. There are some important Medicare rules you need to follow to protect your LCPS health insurance coverage from accidental cancellation: •
Say “no” to other Advantage or Part D plans: Enrolling in an outside Medicare Advantage or Medicare Part D plan will automatically cancel your LCPS coverage. Before signing up for any new supplement plan, always ask if it includes Medicare Advantage or Part D. If it does, don’t take it unless you want to drop LCPS coverage.
•
Watch out for “Free” offers: Beware of misleading calls offering “free” coverage or claiming to be part of your LCPS benefits. LCPS will never call you to pitch additional plans.
•
Keep your Medicare Part B active: You must stay enrolled in both Medicare Part A and Part B. Make sure to keep up with your Part
B premiums (paid through Social Security or directly to Medicare). If your Part B lapses, your LCPS retiree health insurance will end. The bottom line: Enrolling in other Medicare Advantage or Part D plans or failing to pay your Medicare Part B premium will automatically cancel your LCPS coverage. Stay informed and act with caution.
Each Medicare-eligible retiree and dependent is enrolled as an individual policyholder for UnitedHealthcare (medical), CVS SilverScript (prescription drug) and Cigna Vision (vision) coverage. For Delta Dental coverage, the retiree remains the primary policyholder and any spouse or child is covered under the LCPS retiree's dental policy.
New Medicare Weight-Loss Drug Initiatives You may have seen news about recent federal initiatives designed to make GLP-1 weight-loss medications (such as Wegovy and Zepbound) affordable for retirees. We want to clarify how the current Medicare GLP-1 Bridge Program works — and confirm that it does not change coverage available through the LCPS retiree or active employee health plans.
The medicare GLP-1 bridge program y T he Benefit: Eligible Medicare Part D enrollees can access select FDA-approved weight-management medications for a flat $50 monthly copay. y The Timeline: This is a temporary program running from July 1, 2026 through December 31, 2027. y H ow it works: It operates entirely outside of your CVS SilverScript Part D plan. Your doctor must submit a prior authorization form to Humana, which Medicare has designated as the central processor for this program.
Important note about LCPS coverage This change applies only to federal Medicare and Medicaid programs. LCPS prescription drug plans do not cover GLP-1 medications when prescribed solely for weight loss, and we have no plans to expand this coverage. Note: GLP-1 medications remain covered under our plan if you meet specific medical criteria for other approved conditions, such as Type 2 diabetes.
For More Information To check your personal medical eligibility, review the strict clinical criteria or find out which specific GLP-1 drug formulations are covered, please talk to your doctor or contact Medicare directly: Online: Visit the official portal at Medicare.gov/coverage/weight-loss-drugs By Phone: Call 1-800-MEDICARE (1-800-633-4227) anytime, 24/7.
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OAP AND OAP HIGH PLANS Get Healthier with Cigna Health Coaching Get support to reach your health goals with a coaching program that comes at no additional cost to you or your covered dependents. Cigna’s dedicated team of coaches include nurses, nutritionists, dietitians, wellness coaches and health educators. They work with you to help you set and reach your personal health goals. Your sessions are one-on-one and strictly confidential. Only you and your coach will ever know what you talk about. Coaches are available to help you with a variety of health topics at no additional cost. y Manage your weight using a non-diet approach
y Understand treatments or medications y D evelop coping strategies to manage conditions like asthma, diabetes or depression y Eat better, exercise and feel happier y M anage conditions like high blood pressure and high cholesterol y P revent your risk of developing heart disease or diabetes y D evelop healthy eating habits and improved nutrition y C reate a plan to increase your physical activity
y D evelop a quit plan to get and stay tobacco-free y U nderstand the sources of your stress and learn how to cope
Your health coach is a call away. To get started, call Cigna at 1-800-244-6224.
Eligible for Medicare Due to Age or Disability? Are you or one of your covered dependents becoming eligible for Medicare due to Age (65) or Social Security Disability (under 65)? If so, you must enroll in Medicare Part A and Part B to continue participating in LCPS retiree health insurance plans. You may apply 3 months prior to the month you turn 65 or you become eligible due to disability. Once enrolled in Medicare, complete the Retiree Health Insurance Enrollment/Change form and upload a copy of your Medicare card. We will enroll you in the UnitedHealthcare Medicare Advantage Group (PPO) Plan and SilverScript Employer PDP (Part D) Rx Plans. These plans provide you with prescription drug coverage and a Medicare Advantage Plan that combines Medicare Part A and Part B coverage with additional coverage for deductibles, coinsurance and other services not covered by Part A and Part B. You will be responsible for enrolling and paying your Medicare Part B premiums. Your Part B coverage must be maintained. If you have any questions, please contact our office. 8
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Save Time and Money CVS Caremark digital tools help you find ways to save on medication and manage your prescriptions on your own time. When you register for an online account or download the CVS Caremark app, you can manage your medications from your desktop or mobile device — anytime, anywhere. Here’s how Caremark digital tools can help you every day.
Find a network pharmacy
Refill fast
Using a pharmacy that’s covered by your plan can keep your costs low. Locate one that’s convenient.
Request refills quickly and keep track of prescriptions for your family in one convenient place.
Check drug cost Find out how much of the medication costs your plan pays and how much you pay. See if there are lower-cost options to help ensure you’re getting the best value.
Stay in the loop Sign up to get email or text messages about your prescriptions, ways you could save, status updates and more.
Set up your online account at caremark.com then download the CVS Caremark app to have your RX info at your fingertips.
Wellness Works! Incentive Program – Don’t Miss Your Rewards The Wellness Works! Incentive Program is a convenient way to earn rewards through the LCPS Wellness Works! program. With the Wellness Works! Incentive Program you can earn rewards for taking charge of and improving your health. Access the program through your myCigna account at mycigna.com. Once logged in select Wellness > My Health Assessment and complete your online health assessment for a $100 reward. Then track other wellness activities to earn even more!
Get rewarded for: y Health assessment completion y Preventive care visits and screenings
Some activities will be automatically processed by Cigna through claims and others you can self-report. Once you have earned some incentives you can redeem them in your choice of gift cards from hundreds of retailers. Up to $330 in gift cards for 2026.
y Participation in Cigna health coaching y T racking physical activity and fitness center memberships y CSA memberships y Participating in a race y And more!
Don’t leave your rewards on the table. Incentives for this year must be earned by December 31, 2026, for a 2026 reward.
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WELLNESS LCPS Flu Shot Clinics for 2026 Fall is right around the corner and LCPS has you covered! We’re hosting five flu shot clinics providing retirees and their dependents covered by our health insurance a FREE flu shot. Non-covered family members can get a flu shot for a $36 fee. Visit the 2026 Flu Shot Clinics page at lcps.org/benefits > 2026 Flu Shot Clinics for more information about this year’s flu shot. If you are unable to attend a clinic, you can still get a free flu shot from your doctor or at a participating pharmacy through your LCPS health insurance benefits.
Date of Clinic
Clinic Location
Hours
Saturday, September 26
Administration Building Room 102A/B
8 – 11 a.m.
Tuesday, October 6
Administration Building Room 104J
3 – 5 p.m.
Saturday, October 17
Administration Building Room 102A/B
8 – 11 a.m.
Wednesday, October 28
Administration Building Room 104J
3 – 5 p.m.
Saturday, November 7
Administration Building Room 102A/B
8 – 11 a.m.
y Walk-in — No appointment required.
y LCPS badge required for entry to building.
y L CPS badge or LCPS Cigna medical card required for a free flu shot.
y D ependents must be accompanied by an employee/retiree with a badge.
y $ 36 fee for non-covered family members (cash, credit card or check payable to INOVA Well).
LCPS 2026 BLOOD DRIVES Every drop counts. Can you help? Donate blood at an LCPS Blood Drive. Wednesday, September 23, 2026 Wednesday, December 9, 2026
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Blood Drives are at the Administration Building in Ashburn. One month prior to the date of the blood drive, you can register through a link on the Employee Benefits Wellness webpage or by calling 1-866-256-6372, use Sponsor Code 7320. If you have any questions, contact Nancy Orloff at 571-220-1961 or nancy.orloff@inova.org.
Wondr Digital Weight Loss Program Wondr is a digital weight loss program available to LCPS employees, retirees and their dependents covered by our health insurance plan. Use your computer or the mobile app to view the on-demand WondrSkills classes, access resources and log your progress. Participation is FREE as long as you meet the completion criteria. Learn simple, repeatable skills through 12 weekly lessons personalized to your eating and activity behaviors. Then continue to reinforce those skills and build new ones for the rest of the year through the Wondr maintenance program. Take the pressure off the New Year by joining the digital weight loss program built on behavioral science for results that last.
86%
Experienced a boost in confidence
88%
Felt more in control of their weight
71%
Reported being more physically active
62%
Reported an increase in energy level
Your Life Connected Webinars Wellness encompasses many dimensions. Each dimension is an important piece of the puzzle for our overall health and wellness. Physical, emotional, social, financial and environmental wellness all need to be nurtured for a healthy, balanced life. To address the various dimensions of wellness, we offer the Your Life Connected Live Webinar Series. Each month we will be highlighting a different wellness topic with a live webinar, open to employees and retirees of LCPS. Each of the live webinars will also be recorded and available on our website for viewing. Topics include Women’s Wellness, Men’s Health, Be Stroke Smart, Building Sustainable Habits, Supplements — to Take or Not to Take, Essentials of Investing, Beating Loneliness, Boosting Your Brain Power, Back Health and more! Find upcoming Your Life Connected webinars and webinar recordings on the Retiree Wellness and Discounts page at lcps.org/ retirees.
Enrollment is open all year long. Apply or learn more at wondrhealth.com/lcps
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GOOD TO KNOW Health Insurance Credit: VRS provides retirees with over 15 years of VRS service with a health insurance credit based on years of service and VRS group. This credit is paid to you in your monthly retirement benefit. y I f your health insurance premiums are being deducted from your VRS retirement benefit, you do NOT need to notify VRS of any premium increase. This will be automatically updated. y I f you are paying your premiums directly to LCPS or other insurer, you will want to report any premium change to VRS through your online myVRS account or by completing a new VRS-45 form and submitting it to VRS. This will ensure you are receiving your maximum health insurance credit.
LCPS Premiums If you are paying your Retiree Health Insurance premiums directly to LCPS be sure to check
your January premium statement for the correct amount to pay. If you have auto pay set up with your bank, you will need to login in or call them to update the monthly amount for January. Please remember to make your LCPS premium payments on time. If your payments are not made by the due date (including any applicable grace period), your coverage will be canceled. Keep your benefits secure and don’t forget to submit your payments on time!
Save time by having one less check to write each month! Have your LCPS premium deducted directly from your VRS pension. If you don’t have this set up already, complete a VRS-78 form and return it to the Employee Benefits office or contact us at 571-252-1810 to request the form.
ARE YOU LOOKING FOR SOMETHING FUN TO DO IN RETIREMENT? Loudoun Retired Educators Association (LREA) is a non-profit organization comprised of LCPS retired teachers, administrators and support personnel. It was established June 6, 1951, to unify a commitment of life-long learning, voluntary service and civic participation. The motto is “To Serve, Not be Served.” Meetings are held monthly at 10:30 a.m. September through June at LCPS Administrative Offices. Monthly meetings include a program and social time. LREA awards scholarships to graduating seniors entering the field of education each year. Members are involved in community activities as well as volunteering in our schools. For further information regarding joining Loudoun Retired Educators Association, please contact Dave Palanzi, President, 703-869-4765 or email Dave.Palanzi@gmail.com.
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Who to Contact for Health Insurance Questions Contact the Insurance Company for:
Contact Employee Benefits for:
y C laims & Billing: Questions about how a specific claim was processed or paid.
y E nrollment Issues: Problems with individuals being covered by a plan or unexpected cancellation of coverage.
y Coverage Details: Prior authorizations and checking if a service is covered.
y Enrollment Changes: Canceling coverage, disenrolling dependents in LCPS insurance or changing plans due to Medicare eligibility.
y Providers: Finding in-network doctors or facilities. y ID Cards: Requesting a replacement for a lost insurance card.
y N ew Mailing Address: Correcting or updating your address on file with the health insurance companies. Note: You will need to contact VRS directly.
You can contact the insurance company at the phone number listed on the back of your insurance card or on the back of this newsletter.
y More Help: If you've tried working with the insurance company and can't get your issue resolved in a timely manner, don’t get frustrated — reach out to Employee Benefits for help!
Contact Employee Benefits at 571-252-1810 or by emailing lcpshealthwellness@lcps.org
Returning to Work at LCPS Do you have some time on your hands or want to earn extra spending money? Have you considered returning to work in a part-time or temporary capacity with LCPS? LCPS is currently looking for candidates to fill substitute and critical shortage positions for the 2026–2027 school year. As a retiree, you may return under specific circumstances and still retain your retiree benefits (pension, health insurance, etc.).
Applying for Positions with LCPS Visit www.lcps.org and select “Work for LCPS” > “Careers” then choose either “Retired Teachers” or “Substitutes” for more information. You should also call VRS at 1-888-827-3847 to determine the effect of accepting covered or non-covered employment on your current and future retirement benefits.
Loudoun Are aA ge n Aging
Visit loudoun.gov/aaa or call 703-777-0257.
yo nc
Connects residents 55+ and their families to community resources, including Medicare counseling, food assistance, caregiver resources, care coordination and local senior activities across the county.
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LIFE CHANGES & NOTICES Moving or Other Life Change? Address or name change y Update LCPS |
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or an address change, complete a F Retiree Address Change Form found at lcps.org/retirees or call us at 571-252-1810 for instructions. or a name change you will need to F complete an LCPS Ex-Employee Information Change Form found on the bottom of the page at lcps.org/retirees
y Update VRS |
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Log into myVRS and select Update My Profile; Complete a Name and Address Declaration for Retirees form (VRS-58); or rite a letter to VRS to change your home W mailing address. Include your name, Social Security number, new address and signature in the letter. I f you changed states, update your state tax form.
Divorce, dependent age 26, dependent death or other change to health insurance coverage y Notify LCPS |
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omplete a Retiree Health Insurance C Enrollment/Change Form found on the Retiree Benefits > MedicareEligible or Non-Medicare Retiree Insurance webpages or call us at 571-252-1810 for instructions. ote: Dependents can be removed from N coverage at any time for any reason.
y Notify VRS at 1-888-827-3847 |
I f you elected the Survivor Option when you retired, you may need to change your option or name a new survivor, if deceased.
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pdate your VRS and life insurance U beneficiary information, if necessary. pdate your tax withholdings with VRS, U if applicable.
y Notify Securian Financial at 1-800-441-2258 |
I f you maintained optional life insurance on a dependent that died.
y N otify Lincoln Financial or Voya Financial for 403(b) or 457 accounts (if applicable). |
eview/update your beneficiary information R if you still have a 403(b) or 457 account.
Retiree death Upon the death of an LCPS employee or retiree, dependent health insurance will end at the end of the month of death. Dependents may continue the LCPS coverage under COBRA. Once LCPS is notified, our COBRA administrator, TASC, will mail a COBRA election packet to the surviving dependent(s). With COBRA, the participant pays the full cost of the coverage (employee and employer portion) plus a 2% admin fee. A surviving dependent can continue COBRA coverage for up to 36 months (or until they become newly entitled to Medicare while covered by COBRA, whichever is earlier). 14 Fall 2026 Retirement Works!
y N otify LCPS at 571-252-1810 for health insurance. y Notify VRS at 1-888-827-3847 for pension. y N otify Securian Financial at 1-800-441-2258 for life insurance. y N otify Lincoln Financial or Voya Financial for 403(b) or 457 plan (if there is still an account). |
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incoln Financial 403(b) Plan L – 1-800-234-3500 Voya Financial 457 Plan – 1-877-327-5261
CREDITABLE COVERAGE NOTICE Are you — or a dependent on your insurance — eligible for Medicare? If so, there are a couple things you need to know about your prescription coverage. Medicare prescription drug coverage is available to everyone with Medicare and it provides a standard level of coverage set by Medicare. The LCPS prescription drug plan, through CVS Caremark provides coverage that exceeds the standard set by Medicare. This is called Creditable Coverage and means you will not pay a penalty if you elect a Medicare drug plan later during a special enrollment period. A link to the full Creditable Coverage Notice can be found on the Employee Benefits homepage at www.lcps.org/ benefits > Support > Regulatory Notices.
Accessing W-2s and Paystubs After Retirement As a former LCPS employee or retiree, you can register for Oracle Ex-Employee Self-Service to view your online payslips and W-2 forms. Step 1: Submit the LCPS Ex-Employee Information Change Request Form found at the bottom of the lcps.org/retirees webpage. Complete the form, check Personal Email address as the Type of Change. Step 2: Within (3) business days, an automated email will be sent to your personal email address with Oracle Ex-Employee Registration Instructions.
Appointments Required at Administration Building For the safety and security of our staff and visitors, appointments are required to enter the LCPS Administration Building. If you need to drop off documents or meet with someone in Employee Benefits, please contact our office in advance so we can schedule a convenient time and notify the front desk of your visit.
Ne e d a
nL CP S
R
et e ire ge? Bad
An LCPS retiree badge allows you to participate in LCPS Retiree Wellness Programs and receive discounts at participating businesses. To request a retiree badge, send an email to badges@lcps.org.
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Loudoun County Public Schools HRTD Employee Benefits 21000 Education Court Ashburn, VA 20148
IMPORTANT NOTICE The 2028 retiree premium structure will be reviewed in the upcoming budget cycle. Meeting agendas and minutes are found on the LCPS website by selecting School Board. Approved changes will be communicated to the retiree group in spring 2027 through email, mail and phone.
CONTACT INFORMATION Non-Medicare Cigna (OAP and OAP HIGH) 1-800-244-6224 mycigna.com CVS Caremark Pharmacy 1-833-288-9343 caremark.com Davis Vision 1-888-235-3130 davisvision.com PrudentRx (Specialty Rx) 1-800-578-4403
Medicare-Eligible UnitedHealthcare Medicare Advantage 1-866-868-8996 retiree.uhc.com/lcps SilverScript Rx PDP (a CVS Caremark Company) 1-833-288-9345 caremark.com
All Retirees Delta Dental 1-800-237-6060 deltadentalva.com Virginia Retirement System (VRS) 1-888-827-3847 varetire.org
Cigna Vision 1-888-353-2653 mycigna.com
VRS 457 Deferred Compensation Plan 1-877-327-5261 varetire.org
Medicare 1-800-MEDICARE (633-4227) medicare.gov mymedicare.gov
Lincoln Financial Group 403(b) Plan 1-800-234-3500 lfg.com Employee Benefits 571-252-1810 lcpshealthwellness@lcps.org
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