INSURANCE Insurance to cover loss due to theft and/or unforeseen destruction of property and/or merchandise will cost around $1800per year. This is a cost of about $150 per month. While prevention against theft will be a top priority we understand that it will inevitably occur from time to time. This Land will not be offering workerâ€™s comp for employees. Should an accident occur on This Land premise, we will take every measure to help ensure costs associated with the injury are covered via insurance. This Land will not be putting any employeesin a position that is detrimental to their health or safety.