LISTO RAPIDO
JULY 12 - 16, 2021
LISTO RAPIDO SCHEDULE
DAY 1 9:00 am - 9:30 am 9:30 am - 10:00 am 10:05am - 10:20 am 10:20 am - 11:00 am 11:00 am - 11:15 am 11:15 am - 12:00 pm 12:00 pm - 12:40 pm 12:40 pm - 1:00 pm
Orientation Understanding Admissions Lexicons Kahoot! Banking Basics Introducing Advising Groups Time Management College Search Workshop Reflection/Survey
DAY 3 9:00 am - 9:30 am 9:30 am - 10:00 am 10:05am - 10:20 am 10:20 am - 11:00 am 11:00 am - 11:15 am 11:15 am - 12:00 pm 12:00 pm - 12:40 pm 12:40 pm - 1:00 pm
Kahoot! Common App Common App Workshop Options After High School Break POSSE Scholarship Fund Continue Common App Application Reflection/Survey
DAY 5 9:00 am - 9:10 am 9:10 am - 9:50 am 9:50 am - 10:30 am 10:30 am - 11:10 am 11:10 am - 11:50 am 12:00 pm - 12:40 pm 12:40 pm - 1:00 pm
Welcome! Nutritionist - Giant Princeton University Yale University University of Virginia Student Panel Reflection/Survey
DAY 2 9:00 am - 9:30 am 9:30 am - 10:00 am 10:05am - 10:20 am 10:20 am - 11:00 am 11:00 am - 11:15 am 11:15 am - 12:00 pm 12:00 pm - 12:40 pm 12:40 pm - 1:00 pm
Kahoot! FAFSA FAFSA Mini Workshop Financial Literacy 101 Break College Application Essays Continue College Essay Workshop Reflection/Survey
DAY 4 9:00 am - 9:30 am 9:30 am - 11:00 am 11:00 am - 11:40 am 11:40 am - 12:40 pm 12:40 pm - 1:00 pm
Ice Breaker CAREER DAY! - Fannie Mae Networking Workshop Resume Building Workshop Reflection/Survey
TABLE OF CONTENTS
01
USERNAMES & PASSWORDS
17
COLLEGE APPLICATION ESSAYS
03
DAY 1
19
DAY 3
05
ADMISSIONS TIMELINE
21
COMMON APP
07
BANKING BASICS
23
OPTIONS AFTER HIGHSCHOOL
09
TIME MANAGEMENT
25
POSSE
11
DAY 2
27
SCHOLARSHIPS
13
FAFSA
31
DAY 4
15
FINANCIAL LITERACY
38
DAY 5
usernames & passwords
WEBSITE
USERNAME
ES BW S IO TR ED PW AS
Collegeboard Common App FAFSA College Find Me
1
usernames & passwords
WEBSITE
USERNAME
ES BW S IO TR ED PW AS
2
DAY 1 ... LISTO RAPIDO JULY 12, 2021
3
Monday, July 12th, 2021 | 9:00AM-12:00PM | Latino Student Fund
SPEAKER PROFILE Topics include Understanding Admissions Timeline, Banking Basics as a First Generation Student, and Time Management Christine Butler - George Washington Univerisity Christine Butler is the Special Assistant to the Dean of Undergraduate Admissions at The George Washington University, where she has worked since 2014. She evaluates applicants from DC, Maryland and Virginia, and serves students from these regions in their pre-college journeys. She began her career in higher education as a student affairs professional , developing community in residence halls; she has also worked in new student orientation, alumni relations and fundraising. Chris holds a B.A. in Philosophy from the University of Virginia and an M.Ed. in Higher Education from the University of Vermont. She has lived in DC for 20 years, raising her four children here in the District.
Ariana Flores - BB&T Ariana Flores is the Regional Multicultural Banking Officer for BB&T now Truist. Early in her banking career, a mentor took the time to share meaningful financial advice with Ariana which greatly impacted her life. Since that time, Ariana has had a passion for continuing the legacy of sharing financial knowledge with others. Over her 12 year career with BB&T now Truist, Ariana has made it her mission to share financial knowledge with the community and ensure people achieve economic success and financial security. She currently serves as a board member on the Pakistan American Business Association board. Ariana holds a BA in Government and International Politics from George Mason University. Ariana is the daughter of Salvadorian immigrants and resides in Alexandria, VA. On her time off, she enjoys reading and spending time with her family.
Sheyny Barahona - Trinity Washington University Sheyny Barahona serves as the Enrollment Recruiter for Enrollment Development for the College of Arts and Sciences. She believes that education is an asset in every aspect of life and that it is a powerful motivator to succeed in life. She is a first-generation student in her family to attend college. Through this, she continues to work with other students, as well as first-generation students, on their path to college. Sheyny is a strong believer of "making the impossible to possible." No matter how hard a situation may be, she believes that with hard work comes great success.
74
UNDERSTANDING ADMISSIONS TIMELINE
1.). ANALYZE THE ACADEMICS First, do you know what you want to study? Lots of students enter college without a declared major. What’s more important is coming up with a few ideas and choosing a school that has a good representation of your interests, making it easier for you to decide later. If you’re truly unsure, you should avoid small, specialized colleges—that way you won’t limit your future decisions to a small selection of programs.
2). EXPLORE LOCATIONS Second, do you know where you want to study? For some students, it’s important to stay close to home—or to get as far away as possible! Perhaps you are the adventurous type, interested in finding the perfect school, regardless of location. Or is there a specific city you love? Large cities like New York, Chicago, and Boston boast dozens of schools to choose from, but settling on a general area will instantly narrow down your options.
3). MAKE A LIST
4). VISIT CAMPUSES
Next, begin to look at specific colleges. There are plenty of guidebooks and online resources (check out insidecollege.com to start!). Be open to schools you haven’t heard of before. Use your parents, guidance counselor, and friends as a sounding board for your ideas, and look into any of their suggestions. They are the ones who know you best!
Finally, the time has come to embark on the illustrious campus visit. Make a real effort to see every school of interest to you, up close and personal. Often, you’ll know instinctively how you feel about a campus within moments of setting foot on the quad. If you hate it, note the things that really turn you off—you’ll know what to look for at the next school. Take a guided tour and ask questions! You have the opportunity to get first-hand commentary, and it would be a shame to waste it.
LINKS TO RESOURCES
4 Smart Steps to Start Your College Search
College Admissions Steps for Rising Seniors
How to Deal With College Admissions During the Coronavirus Crisis
57
NOTES
6
BANKING BASICS
5 TYPES OF BANK ACCOUNTS CHECKING ACCOUNT
SAVINGS ACCOUNT
A basic checking account is what’s known as a transactional account. These are designed for daily purchases. You deposit money into a checking account with the intention of spending, rather than saving. A checking account will come with—you guessed it—checks, and/or a debit card for a more convenient way to spend.
It’s all in the name. A savings account is designed to save you money. Money you put into a savings account will actually grow over time by accruing interest. Interest is, essentially, the money you charge the bank for letting them store your money. This value is expressed in a percentage called the interest rate. If you put $100 in a savings account that pays an interest rate of 1%, at the end of the year, you’re savings account would have $101. You earned interest!
CERTIFICATE OF DEPOSIT (CD)
INDIVIDUAL RETIREMENT ACCOUNTS (IRA)
A traditional IRA is tax deductible and allows deposits of up to $4k per year (or more if you’re over 50 years old). You contribute to this account through your yearly income. With a Roth IRA, the taxes are deducted when the funds are deposited, so you don’t owe taxes when you withdraw your funds. However, there are certain requirements and contribution limits for both types, so talk to your employer or provider to get more information.
A CD account allows you to save money at a set interest rate, for a specific amount of time. While a CD is also designed for saving, it’s different than a savings account. With a CD you don’t have access to the money you’re saving throughout the life of the certificate. Because of this, the interest that accrues on a CD is usually higher than a savings account.
MONEY MARKET ACCOUNT These accounts are also similar to a savings accounts, only you’re required to maintain a certain amount of money in the account. Having less will lead to fees. Another difference from a traditional savings account is that the interest accrued in a money market account will fluctuate based on the financial markets. Some accounts will even have the option to withdraw funds using checks.
LINK TO RESOURCES
Budgeting During a Crisis Workbook
Bank on Your Success Workbook
Banking 101: A Guide For Teenagers
7
NOTES
8
TIME MANAGEMENT 1.) ACCESS YOUR CURRENT SITUATION Perf o r m a seven-day 'time audit' to ass e s s a n d r e c o r d h o w you c u r r e ntly spend your time. What t o o k u p m o s t o f y o u r time ? W h a t tasks waste time that you co u l d r e - a l l o c a t e else w h e r e ?
2.) ORGANIZE YOUR INBOX Resp o n d i n g to emails as and when they c o m e i n c a n inte r r u p t other tasks. Dedicate a set a m o u n t o f t i m e e a c h day t o R E SPOND to emails, and ORGAN I Z E y o u r i n b o x w i t h sub- f o l d e rs and actionable labels.
3.) LEARN TO SAY NO Mana g i n g the expec tations of your col l e a g u e s a n d k n o w i n g your o w n limitations can help you avo i d o v e r l o a d i n g your s e l f . l earning h ow and when to say ' n o ' a n d d e v e l o p i n g dele g a t i o n skills can work wonders for y o u r p r o d u c t i v i t y .
4.) PLAN AHEAD FOR TOMORROW
Use t h e l ast ten minutes of your day to u n w i n d a n d p r e p a r e for t o m o r row. compile your to-do list, s c h e d u l e i m p o r t a n t meet i n g s for first thing and reflect on y o u r a c h i e v e m e n t s o f the d a y .
TIME M A NAGEMEN T IS LIFE MANA G E M ENT “CON T R O LLING YOU R LIFE MEANS CONT R O L LING YOU R TIME AND CONT R O L LING YOU R TIME MEANS CONT R O L LING THE EVENTS IN YOUR LIFE . ” ( S MITH, 1994, P. 20)
LINKS TO RESOURCES
Mastering Time Management for College Student
Time Management Strategies and Study Tips
The 8 Hour Time Management Schedule
9
NOTES
7 10
DAY 2 ... LISTO RAPIDO JULY 13, 2021
11
Tuesday, July 13th, 2021 | 9:00AM-12:00PM | Latino Student Fund
SPEAKER PROFILE Topics include FAFSA, Financial Literacy 101, and College Application Essays
Shanice Hardy Assistant Director of Financial Aid Washington and Lee University.
Leslie McSweeney AVP/Campus Relations Manager PNC Bank Student Lending
Sarina R. Hartman ’16, M.Ed. Associate Director of Admissions, Recruitment Longwood University
12
FAFSA
Application required by all schools in awarding federal student aid to those who qualify. The FAFSA form helps you get access to get:
Filling out the FAFSA form is the first step to getting financial aid.
Federal grants Federal student loans Federal work-study State loans State grants and scholarships Grants and scholarships from other organizations To make it easier, there are two ways designed to help you complete your FAFSA form: 1. Download the myStudentAid app (available on iOS and Android) and conveniently fill it out on a mobile device 2. Or visit fafsa.gov to complete the FAFSA form on your mobile device or laptop
7 13
NOTES
14
FINANCIAL LITERACY 101
1.) BE PROACTIVE
The first step to becoming literate in anything is simply taking the initiative to learn. Take the time to educate yourself about your finances and map our your financial landscape. Leaning on the pros at your local bank can be a huge help in finding tools and services to help you be proactive.
2.) KNOW THE PLAYING FIELD
Finances or how they impact you don’t always seem like the most exciting topic; just as often, finances can be intimidating or uncomfortable to talk about. Luckily, there are plenty of apps, blogs and online resources you can look to for a sense of awareness about the economy and find approachable tips on managing your own funds.
3.) BUDGET
Budget! BUDGET!—Budgeting is crucial to maximizing your money and helps you distinguish between wants and needs. With needs budgeted and out of the way, you’re left with an understanding of exactly how much you have to spend on things you want. Equally important, you realize how much you must work or save for these things.
4.) TRACK YOUR ACCOUNTS
It’s essential to check your accounts and bank statements often and diligently; a budget only works if the funds are really there.
5.) MAKE YOUR BANK YOUR PARTNER
You don’t have to feel like you’re on your own in working through your financial literacy efforts: make your bank your partner. If you’re an account holder, then you already have access to some great tools and resources like online and mobile banking.
But don’t worry—this previously tedious task is made simple thanks to new technology available to you as a customer
LINK TO RESOURCES
Five Finance Tips for College Students
Money 101: Student Workbook
Comprehensive Financial Literacy for High School Students
15
NOTES
16
COLLEGE APPLICATION ESSAYS
1.) START WITH A HOOK
Draw in the reader with strong and memorable words from the very first sentence.
2.) TELL A TRUE STORY
Share personal details and write in the form of a story. Endear yourself to the reader.
3.) ANSWER THE QUESTION FULLY
Is the prompt a one or two part question? Address all portions and give complete answers.
4.) HEED THE WORK COUNT
Do no exceed the specified word count. Use all available space to impress the judges.
5.) PROOFREAD AND SHARE
Carefully read over the essay, then find two pairs of trusted eyes to proofread and critique.
LINKS TO RESOURCES College Essay Brainstorming Worksheet
How to Stay on Topic When Writing an Essay
How to Write a College Essay Step-By-Step: The Ultimate Guide
17
NOTES
18
DAY 3 ... LISTO RAPIDO JULY 14, 2021
19
Wednesday, July 14th, 2021 | 9:00AM-12:00PM | Latino Student Fund
SPEAKER PROFILE Topics include Common App, Options After High School & the Importance of PostSecondary Education, and POSSE Scholarship
Caroline Berlin Senior Assistant Dean of Admission Communications and Marketing Manager Bates College
Jack Despeaux '18 Admissions Counselor at Washington College Assistant football coach and offensive analyst for the Maret School
David Barber Director of the DC Office POSSE Foundation
20
1.) PLAN AHEAD Check out the application requirements for the schools you’ll apply to. Make a list of everything you need, from the application itself to essays, supplements, test scores, and recommendation letters. Don’t let pieces of your application slip through the cracks!
2.) REVIEW APPLICATION BEFORE STARTING Get a feel for each section of the application so that you know what information you’ll need to be ready to provide.
3.) TAKE YOUR TIME Silly mistakes reflect poorly on you as an applicant, so don’t rush through seemingly simple application components. You don’t want to be the person who misspells their own name!
4.) DO YOUR WRITING IN ADVANCE
Don’t try to write things in the Common App platform. It doesn’t have spellcheck and you also risk losing your work if a glitch happens. It’s also harder to see the bigger picture when each piece of writing is in a different part of the application.
5.) PRINT THE PDF
The Common App allows you to view your entire application as a PDF. Print it out and carefully review each and every field. Look out for typos, formatting issues in the essay, cut-off descriptions in activities, or anything else that doesn’t seem right.
6.) SUBMIT AHEAD OF THE DEADLINE Don’t get caught off-guard by possible technical problems — submit your applications several days ahead of deadlines so that you have time to troubleshoot any last-minute problems.
START EARLY!
LINK TO RESOURCES
Application guide for first-time students
THE COMMON APP !
My College Requirements Worksheets
21
NOTES
22
OPTIONS AFTER HIGH SCHOOL AND THE IMPORTANCE OF POST SECONDARY EDUCATION
4-YEAR COLLEGE OR UNIVERISTY
2-YEAR COLLEGE THE MILITARY
TRADE AND CERTIFICATE PROGRAMS
GAP YEAR
WORK
LINK TO RESOURCES
After High School: Different Ways to Thrive
Surviving my First Year After High School
Life After High School Transition Worksheet
23
NOTES
24
ABOUT: The Posse model works for both students and college campuses and is rooted in the belief that a small, diverse group of talented students—a Posse—carefully selected and trained, can serve as a catalyst for individual and community development. As the United States becomes an increasingly multicultural society, Posse believes that the leaders of the 21st century should reflect the country’s rich demographic mix. The key to a promising future for our nation rests on the ability of strong leaders from diverse backgrounds to develop consensus solutions to complex social problems. Posse’s primary aim is to train these leaders of tomorrow.
THREE GOALS:
HISTORY:
1. To expand the pool from which top colleges and universities can recruit outstanding young leaders from diverse backgrounds. 2. To help these institutions build more interactive campus environments so that they can be more welcoming for people from all backgrounds. 3. To ensure that Posse Scholars persist in their academic studies and graduate so they can take on leadership positions in the workforce.
Posse was founded in 1989 because of one student who said, “I never would’ve dropped out of college if I’d had my posse with me.” The simple idea of sending a group of students together to college so they could “back each other up” became the impetus for a program that today has identified, recruited, and trained 9,966 students with extraordinary academic and leadership potential.
25
SCHOLARSHIPS
"IT ALWAYS SEEMS IMPOSSIBLE, UNTIL IT'S DONE" NELSON MANDELA
26
SCHOLARSHIPS
DC MAYORS
DC CAP
MAFSA and MHEC SCHOLARSHIPS IN THE DMV
SCHEV
DC TAG
LINK TO RESOURCES
FASTWEB
COLLEGE NET
COLLEGE BOARD
27
NOTES
28
scholarship tracking NAME
DUE DATE
DATE SUBMITTED
TRANSCRIPTS
SUPPLEMENTAL DOCUMENTS
29
scholarship tracking NAME
DUE DATE
DATE SUBMITTED
TRANSCRIPTS
SUPPLEMENTAL DOCUMENTS
30
DAY 4 ... LISTO RAPIDO CAREER DAY JULY 15, 2021
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ABOUT: Fannie Mae is a leading source of financing for mortgage lenders. It helps provide affordable mortgage financing in all markets at all time. At Fannie Mae, its people pour their hearts into everything they do. Because they know it makes a real difference in others’ lives.
CEO: Hugh R. Frater is Fannie Mae’s CEO and has served as Interim CEO from October 2018 through his officializing as of March in 2019. Prior to being CEO Frater served on Fannie Mae’s Board and even earlier than that he Led Berkadia Commercial Mortgage as chairman and then later CEO. Frater also has a bachelor of arts in English from Dartmouth College, and has a master of Business administration in finance from the Columbia University Graduate School of Business.
ACHIEVEMENTS/PROJECTS: For the second year in a row, Fannie Mae’s technology team has been named Computerworld’s Top 100 Best Places to Work in IT Finances 1 in 3 houses that are owned in the U.S. Provided $570 billion in mortgage financing. Issued $276 Billion in green mortgage-backed securities in 2017 Black EOE Journal: Named a Top Employer and Top LGBTQ+ Friendly Company Black Enterprise: 2019’s Most Powerful Women in Corporate America honoree Kimberly Johnson Business Intelligence Group: Innovation Award for the Digital Products organization Climate Bonds Initiative: Green Bond Framework 2018 Climate Bonds Initiative: Green Bond Champion 2018 honoree Chrissa Pagitsas GlobalCapital: Best Overall Securitization Issuer (2019, 2018, 2017) 32
BRAG SHEET
NAME & GRADE
My Ambitions, Plans and Goals
Academic and Personal Strengths
Academic and Personal Area of Improvement
SCHOOL AND COMMUNITY AWARDS RECEIVED
Grade
Award
Description
9th 10th 11th 12th WORK EXPERIENCE
Employer
Dates
Hrs/Week
Description
33
BRAG SHEET EXTRACURRICULAR ACTIVITIES
Grade
Activity
Description/Role
9th 10th 11th 12th
COMMUNITY SERVICE/ORGANIZATIONS
Grade
Activity
Description/Role
9th 10th 11th 12th
OTHER INTERESTS
34
BRAG SHEET COURSES/SUBJECTS THAT I HAVE ENJOYED
Activity
Why I Liked The Class
CURRENT GPA
CURRENT SCHEDULE OF COURSES
Period
Course
Teacher
1 2 3 4 5 6 7
WHAT I AM LOOKING FOR IN MY IDEAL COLLEGE
35
BRAG SHEET SCHOOLS THAT HAVE WHAT I AM LOOKING FOR
School
What it has
A LITTLE BIT ABOUT MY HOME/FAMILY LIFE
36
NOTES
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DAY 5 ... LISTO RAPIDO JULY 16, 2021
38
VIRTUAL FIELD TRIPS "I RECOMMEND LISTO TO EVERY HIGH SCHOOL STUDENT, THEY HELPED CHOOSE THE RIGHT COLLEGE FOR ME, AND HOW TO PAY FOR IT!" DIONA 2019
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110+
14,000+
UNDERGRADUATE and GRADUATE programs
3,900+
2,000+
COURSES offered in 150 fields of study
UNDERGRADUATES di rectly involved in faculty RESEARCH
6 months after graduation: According to a Career Services of May 2016 graduates
THE ONLY MEMBER of the prestigious Association of American Universities, an association of the nation’s leading research universities, in the Rocky Mountain region
RECRUITERS have posted 20,000 JOBS for CU Boulder graduates from 2014 to 2016
TOP 10
NATIONAL RANKINGS in aerospace engineering, atomic/molecular/optical physics, ceramics, education policy, environmental law, geology, physical chemistry and quantum physics (U.S. News & World Report, 2017)
91% of graduates
employed, in graduate school or in military service
85% of graduates
satisfied or extremely satisfied with their job
80% of graduates
degree was required or gave an advantage in their current position
DOZENS of undergraduate aca- demic enrichment and leadership programs available to all students BOULDER RANKED #1 college town in America (Best College Reviews, 2016)
EVERY PROSPECTIVE U.S. STUDENT who applies to CU Boulder is automatically considered for a scholarship
TUITION IN STATE
$28,886
OUT-OF-STATE
$54,704 40
academics:
6
colleges and graduate schools
60 1st
5:1
55
student-factuly ratio
master's and doctoral majors ranked #1 school in New Jersey
Location: Princeton, NJ Faculty:
2,071
Enrollment:
1,289
Diversity Score: Institution:
undergraduate majors
0.61 Private
fun facts Nassau Hall, home to the Office of the President and other senior administrators, served as the nation’s capital for four months and eight days in 1783, when it played host to meetings of the Continental Congress. The American Whig-Cliosophic Society is the oldest college literary and debating club in the United States. Whig-Clio graduates include two U.S. presidents, two U.S. vice presidents and four U.S. Supreme Court justices.
enrollment:
98% on campus 50 percent undergraduate; 50 percent graduate 50 percent male; 50 percent female
admissions:
More than 32,835 applications for fall 2020 first-year class 2200-2400 cumulative SAT scores (high range)
TUITION IN STATE
$52,800
OUT-OF-STATE
$52,800 41
FACTS AND FIGURES: Admissions Statistics:
36,844 students applied for admission for the Class of 2025. An additional 1,550 students applied for transfer admission.
Class Profile:
63% of matriculants came from public high schools
Okay, it's bragging Yale has graduatedtime: many notable alumni,
Standarized Testing: SAT-Verbal: 720-770 ACT: 33-35 SAT-Math: 740-800
including five U.S. Presidents, 19 U.S. Supreme Court Justices, 13 living billionaires, and many foreign heads of state. In addition, Yale has graduated hundreds of members of Congress and many high-level U.S. diplomats. 52 Nobel laureates, 5 Fields Medalists, 230 Rhodes Scholars, and 118 Marshall Scholars have been affiliated with the University. 15% of Yale College students are expected to have no parental contribution, and about 50% receive some form of financial aid Yale University Library, which holds over 15 million volumes, is the third-largest university collection in the United States The U.S. News & World Report ranked Yale third among U.S. national universities for 2016 It was ranked 15th in the 2015/16 QS World University Rankings Ranked 12th in the 2015 Times Higher Education World University Rankings The Academic Ranking of World Universities placed Yale at 11th in the world in 2015 Yale offers over 2000 courses and over 80 majors
Recognized and Respected: Rankings, honors and statistics that highlight why Yale is the Private Ivy.
Campus Life:
Yale University is a private, independent institution founded in 1701; semester system; 277-acre central campus in New Haven, Connecticut; total acreage 1,075.
Residence Life:
84% of undergraduates live in University housing. 99% of first-years return for their sophomore year. 95% of undergraduates graduate within five years; 97% graduate within six years. 92% of undergraduates are from out of state (including nonresident aliens).
TUITION IN STATE
$57,586
OUT-OF-STATE
$57,586 42
Student Profile:
17,011
32
student enrollment
mean ACT score
mean SAT score
mean High School GPA
1340
4.32
100,000
Academics:
14:1
student/faculty ratio
97% factulty hold PHD's
Campus Life:
annual hours spent giving back to the community
86 majors
74%
Virginia:
4th
year old institution
TUITION
$16,640
acre campus
students live on campus
202
IN STATE
2,000
best public national university
OUT-OF-STATE
$49,970 43
college tracking COLLEGE
APPLICATION DUE DATE
DATE SENT
TRANSCRIPTS
SUPPLEMENTAL DOCUMENTS
44
college tracking COLLEGE
APPLICATION DUE DATE
DATE SENT
TRANSCRIPTS
SUPPLEMENTAL DOCUMENTS
45
NOTES
46
NOTES
47
NOTES
48
listo@latinostudentfund.org www.latinostudentfund.org