2nd Quarter 2022 Promo

TRAINING TIP: Second Quarter 2022 Promotions

CONSUMER LOANS REFINANCE OFFER EXTENDED

Law Enforcement’s Premier Financial Services Provider

CONSUMER LOANS REFINANCE OFFER

DETAILS: • Members get $200* when they refinance any vehicle loan, personal loan, or credit card debt from another lender with LAPFCU. • Credit card debt from another lender is eligible for a personal loan refinance.

• No payments for 90 days on qualified refinanced auto loans**.

• Eligible refinanced loans must be a minimum of $10,000.

WHY? We’ve extended our Q1 offer of “Get $200” until July 31, 2022.

DATES: January 18, 2022-July 31, 2022 WHY IS THIS IMPORTANT? As a trusted advocate for our law enforcement community, you can help members save money with lower interest rates and more manageable payments! This also helps bring in more loans, providing LAPFCU with higher yield assets.

MEMBER CREDIT INSTRUCTIONS: Once the staff member has added the promotional code to the system, IT will run a job at month end to credit the member’s S1 account.

CONSUMER LOANS REFINANCE OFFER

FREQUENTLY ASKED QUESTIONS: Q: Which loans qualify for the $200 offer?

A: Auto, motorcycle, boat, watercraft, motorhome, travel trailer, and personal loans or credit card debt. Credit card debt from another lender is eligible for a personal loan refinance. Loans must be from another lender and at least $10,000.

Q: Which loans qualify for the 90-day loan deferment?

A: No payments for 90 days only applies to refinanced auto loans.

Q: Can a member receive the $200 offer multiple times?

A: Yes. If a member refinances an auto loan and a motorcycle loan from Chase with us, the member will receive $400.

There is no limit to qualified loans.

Q: How will the member receive the $200?

A: The $200 will be credited to the primary applicant’s S1 Share Savings Account within 60 days after loan origination.

Q: Can the member refinance the new loan again with LAPFCU to receive a lower APR? A: No. Q: Are members with A+ credit (800 or greater FICO) eligible for this offer?

A: Yes

DISCLOSURE: *Offer valid January 18, 2022 – July 31, 2022. Existing LAPFCU loans do not qualify. Must refinance a personal loan, credit card debt, or vehicle loan (auto, motorcycle, boat and watercraft, motor home and travel trailer loans) from another lender that is at least $10,000. Credit card debt from another lender is eligible for a personal loan refinance. Offer applies to each eligible loan. The $200 will be credited to the primary applicant’s S1 Share Savings Account within 60 days after loan origination. Offer subject to change or cancellation at any time and other restrictions may apply. May not be combined with any other offers. Members who receive the $200 offer cannot refinance the new loan with LAPFCU again for a lower APR. Please ask for complete details. **Only applies to auto loans. Number of total payments on your auto loan remains the same, and interest continues to accrue during deferred payment months. Deferring an auto loan payment may void your GAP insurance. Consult your insurer for details. 0322-117

CONSUMER REFINANCE OFFER CONSUMER LOANSLOANS REFINANCE COLLATERAL

Clockwise from upper left: Full page ad in the Thin Blue Line, Enplug screen, half page ad for Star News, email and branch billboard

OTHER SECOND QUARTER CAMPAIGNS

OTHER Q2 CAMPAIGNS/MEMBER COMMUNICATIONS