> A HELOC CAN HELP YOU . . .
n Remodel your kitchen, which may offer up to 80% return on your investment* when you sell your home.
n Pay property or income taxes without disrupting your monthly budget.
n Create an emergency fund, which should cover 3 to 6 months worth of living expenses.
n Consolidate debt with high interest rates, such as credit cards and student loans. You’ll save on the amount of interest you pay and simplify your payments.
HINT: SKIP THE DEALERSHIPS
Need a new ride, but don’t want to deal with the dealership stress and haggling? Save time and energy with LAPFCU’s free concierge auto-buying service, Autoland. Just specify what you want and your price range, and your personal consultant will take it from there. Once they help you find the right vehicle at a fair price, they’ll deliver your new ride to you, and even handle your trade in. Selling a car? They can help with that too.
Plus, get a 0.50% APR discount on an auto loan when you qualify for our Member BenefitsSM program.
FOLLOWED BY A VARIABLE 9.25% APR*
Need to fund a big purchase or project? Pay for any need with a low-interest home equity line of credit (HELOC). You can borrow up to 80% of your home’s value and make interest-only payments during the 10-year draw period.
We offer a 21-day close-on-time guarantee when all qualifications are met! Enjoy a simple application process and personalized service with no closing costs or fees.
LEARN NOW
WEDNESDAY, JUNE 26 | 6:00 - 7:00 p.m. PDT
Do you want to get the most from your hard-earned money? Budgeting is a powerful tool that can help you create healthy saving and spending habits. In this live webinar, we’ll teach you how to identify and prioritize short- and long-term goals, design realistic spending and savings plans, and build a more comfortable future.
WEDNESDAY, JULY 24 | 6:00 - 7:00 p.m. PDT
Credit plays a key role in getting low-rate loans and gaining approval for rentals and credit cards. You need it to buy a home, rent an apartment, lease a car, and even to secure a cell phone plan. We’ll show you how credit works and give you tips to help establish a good credit score.
In this live webinar, we’ll teach you:
n How lenders evaluate you for credit approval
n Factors that impact credit qualification
n How credit scoring works
n How money management impacts credit standing
Get your questions ready for our live presenters and secure your spot!
For assistance, contact Jared at (818) 464-1611 or email jgreene@lapfcu.org.
These webinars are presented by our partner, BALANCE, a leader in innovative financial empowerment programs. Get FREE one-on-one coaching from a certified professional who can help you create a budget, lower debt, and increase your credit score and savings.
HOLIDAY CLOSURES
We will be closed Wednesday, June 19, for Juneteenth. ATMs, online and mobile banking available. 24/7 assistance at (877) 695-2732.
695-2732 n
Safeguard your personal information now. Our Guardian Checking account includes FREE privacy protection solutions for active duty and retired sworn and non-sworn law enforcement personnel.
n SWORN | Comprehensive data-protection solution continuously finds and removes personal information from the Internet for both you and your household family members
n CIVILIAN PROFESSIONALS | Online fraud-prevention service monitors and restores your identity in case of ID theft
To upgrade your existing checking account to Guardian Checking, call us at (877) 695-2732 or visit a branch for assistance.
> Secure Your Information Visit our Security Center to stay updated on the latest security threats, find out how to report identity theft, and access helpful tips to protect your LAPFCU accounts.
“I’ve been banking here for 34 years. Very friendly staff. One of the best features is their app. I bank online 90% of the time, and it’s easy and convenient.”
-Andrew G.
