February 12, 2021 Lake Currents

The Official Newsletter of the Lake of the Woods Association, Inc. Vol. 18, No. 19

540.972.2237

LOWA.org

Equestrian Center Committee Seeking New Members

by Sharon Forest, Member, Equestrian Center Committee Are you looking for a way to serve your community and make a difference? Do you love horses? Consider joining the Equestrian Center Committee.

In my younger days, I learned to ride through my 4-H Club mentor. My granddaughter is nine years old and has been taking riding lessons here for the past four years. If she were allowed to sleep in the barn with the horses, she would. She is the reason I joined this delightful Photo by Sharon Forrest committee.

The primary focus of the committee is to provide oversight and formulate recommendations for the efficient and effective operation of this charming and unique amenity. We are looking for alternates who will attend meetings, provide input, and vote when needed to form a quorum, Members serve a three-year term.

We currently meet via Zoom/socially distanced attendance at the Community Center every second Tuesday of the month beginning at 1:30 PM. Committee membership is restricted to LOW property owners. New officers are elected yearly when the committee reconstitutes. If you are interested in serving on this committee, submit an Application for Committee Membership (https://www.lowa.org/Administration/Committees/Application_Form -- must log in to access) or pick up an application from the LOWA Receptionist at the Holcomb Building, If you have any questions, please contact Susan Flores at susanjflores51@gmail.com.

See

Love Notes! on page 11.

President's Letter 2 Agenda 2 Association News 2-7 General Manager's Column 3 LOWA Regulation 4 Calendar 9, 10 Love Notes 11 Viewpoints 16 Orange County 21 Classifieds 22-23

Monday, February 15 Presidents’ Day LOWA Offices Closed LOW Trash Compactor Closed Wednesday, February 17 LOWA Regular Board Meeting 2 PM, Zoom Saturday, March 6 LOWA Regular Board Meeting 10 AM, Zoom

/LOWAssociation

February 12, 2021

Veterans Club

by Fred Pulis, Member, LOW Veterans Club The LOW Veterans Club is proud to announce its newest lifetime member, James Thomas Cantrell. The retired 95-year-old Navy veteran of 26 years of active duty served during World War II, the Korean War, and the Vietnam War. He has resided with his wife in Lake of the Woods for over nine years.

He married Leah Renner in 1972 and they are proud parents of two children, four grandchildren, and four great grandchildren.

The Tennessee native joined the Navy at the age of 17 in August 1942 and was sent to boot camp in San Diego.

On graduation, Cantrell was stationed aboard the USS GUADALUPE (AO-32) as a seaman, and witnessed enemy fire Photo provided; restored by Dan Reams for the first time.

As a designated Boatswain’ Mate, Commander Cornell (L) congratulates Aviation Boatswain’s Cantrell was assigned to the USS ESPERANCE (CVE-88) from 1944-46.

Mate Senior Chief Jim Cantrell Most of the World War II celebrations upon his retirement with over 26 were over when he returned home. years of active duty service. Upon Hel graduated from Aviation his departure, Cantrell was saluted Boatswain’s Mate school in 1947 as a by 432 of his shipmates. second class and was sent to the USS MINDORO (CVE-120) during the Korean War and began to perform flight deck duties. This included directing the movement and spotting of aircraft, operating, maintaining, and performing preventive and corrective maintenance, including catapults and arresting gear related to aircraft launching and landing.

Next, he was assigned to the USS KEARSEARGE (CV-33) as a Chief Petty Officer and advanced to Aviation Boatswain’s Mate Senior Chief. His next assignment was the USS TICONDEROGA (CV-14), one of the first ships to be involved in the Gulf of Tonkin incident in August of 1964.

Senior Chief Cantrell completed his naval career aboard the USS KITTY HAWK (CV-63) and retired from active duty on Dec. 16, 1968 in San Diego.

His illustrious career resulted in his receiving the World War II Victory Medal, Philippine Liberation Medal, Navy Unit Commendation, South Pacific Medal, Vietnam Service Medal, and he also received six Good Conduct Awards.

Upon leaving active duty, Cantrell became a golf instructor and golf course manager until his full retirement in 1994. He is a seasoned sailor who is welcomed into the LOW Veterans Club.

LOWA Website Links TEKControl (Visitor Management) LOWA.ORG/TEKCONTROL Vote in the ECC Referendum www.LOWA.org/ECCReferendum support@vote-now.com https://vtnw.com/go/LOWAResend/ LOWA Phase 3 Coronavirus Information www.LOWA.org/CoronavirusPrevention

Association News

Lake of the Woods Association, Inc.

President’s Letter

Agenda (Tentative) Regular Board of Directors Meeting February 17, 2021 2 PM, Community Center

by Jennifer Zukowski

Greetings fellow members. Your Board has been busy lately.

On Feb. 6 we voted to approve the ranking of FY 202021 and FY 2021-22 New Asset and Improvement Reserve projects. Most of the projects were from last year’s budget and include the walk-in cooler/freezer at the Woods Center, Security Radio System Upgrade, Pool Shade Structures for both the Clubhouse and Sweetbriar Pools and the Birchside Circle to Fairway Drive walking trail. The two NAIR projects for this year include the Patrick Henry Court to Small Marina Drainage Project and the Small Marina Security Gate. For details, please refer to the Feb. 6 Board Agenda, item 6.2, under Administration on the LOWA website.

12:30 p.m. CALL TO ORDER 1. EXECUTIVE SESSION 2:00 p.m. 2. OPEN SESSION

2.1 Pledge of Allegiance

2.2 Meeting Notice and Quorum Confirmation

2.3 Approval of Agenda

2.4 Approval of Minutes: February 6, 2021

2.5 Employee Excellence In Service

The Board reviewed the 2021-22 Budget one last time on Feb. 6 and added two amendments. One supported building a new Fareways Café walk-in cooler/freezer and the other raised the NCR fees by 5.5%. The NCR fees had not been raised for some time and were due for an adjustment. The Board will vote on whether to accept the final budget at the Feb. 17 Board meeting. All members are encouraged to attend via ZOOM. If you do not know how to use ZOOM, please send an email to zoomhelp@lowa.org and staff will help you.

3. MEMBER COMMENTS ON UNFINISHED AND NEW BUSINESS AGENDA ITEMS AND MEMBER GENERAL COMMENTS 4. REPORTS

4.1 Officer Reports

A. Executive Session Actions

B. Committee Changes

C. Referendum Update

4.2 General Manager Report

A. Coronavirus and LOWA Community Activities and Business Operations

B. January Financials

4.3 Committee Liaison Reports

4.4 Committee Reports

Lake Currents February 12, 2021

One additional item included at the Feb. 6 meeting was establishing wake surfing boundaries. Please refer to item 7.4A of the Feb. 6 Board Agenda. We voted to authorize a wake surfing centerline buoy course from 500 feet off Veteran’s Dam to a line between buoys 8 and 37. We are also considering prohibiting wake boarding within 300 feet from the shoreline and south of a line between buoys 17 and 28.

As I have mentioned before, the Board is as frustrated as you are with the need for the referendum to address lot violations. We are considering alternatives to charging members $10/day for lot violations for up to 90 days. One idea is to pass along the cost of employee labor to the member with the lot violation(s). For example, the cost of the Covenants Inspector to check to see if a violation has been corrected, the cost of the Administrative Assistant and General Manager to prepare the Board package with violations for Board review, and in some cases the cost for attorney review and the cost of preparing a demand letter. The first letter from the Covenants Inspector would be free. If ignored, the cost of additional letters would be billed directly to the member’s account. Stay tuned.

5. UNFINISHED BUSINESS

5.1 Consideration of Approving Proposed Amendments to Regulation V.H, Use of Individually Owned Property, Regarding Political Signs (Resolution 2021-5) 6. NEW BUSINESS

6.1 Consideration of Adopting the FY 2021-2022 Budget (Resolution 2021-6)

6.2 Consideration of Entering Lots for Maintenance

6.3 Consideration of Amending the Fee Schedule Regarding Weekly and Daily Campground Fees

Our employees have been busy, too. Check out the General Manager’s Report, item 5.7 of the Feb. 6 Board Agenda. The report includes information on 10 capital projects that were completed in January. Speaking of which, many thanks to the Roads and Grounds crew for clearing the roads during the last two snow events.

7. DIRECTOR COMMENTS

Kathy Bianco Merritt

8. SCHEDULED MEETINGS • Regular Board of Directors Meeting, Saturday, March 6, 2021, Community Center, 9:00am Executive Session, 10:00am Open Session • Regular Board of Directors Meeting, Wednesday, March 17, 2021, Community Center, 1:00pm Executive Session, 2:00pm Open Session

540-538-6605

9. ADJOURNMENT

I can be of assistance in any real estate matter if you are planning to sell, or purchase, or have questions or just need information.

Feel free to call or text me (540/538-6605).

I am available to help! I look forward to hearing from you.

Lake of the Woods Office 4207-A Germanna Hwy, Locust Grove, VA (across from the Lake)

Call me for additional information or to view any properties.

Board of Directors, LOWA, Inc.

Send email to the Board at: Board@LOWA.org President: Jennifer Zukowski Vice Pres.: Pete Brown Treasurer: Walt Diercks Secretary: Teri Vickery Directors: Heidi Brown

Carl Clawson Clifton Wilks

2

General Manager:

Phillip Rodenberg (prodenberg@LOWA.org)

Director of Facilities: James "Bobby" Jones (jjones@LOWA.org)

Director of Finance:

Charlie Maneval (cmaneval@LOWA.org)

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Wishing You Continued Happiness and Health in 2021

Join Zoom Meeting: Log-in to LOWA.org, go to BoardAgendas, click on Zoom link. The Governor’s Stay At Home Order precludes Members from physically attending BOD Meetings.

Instead, Members may either send comments ahead of time to Board@LOWA.Org, or attend the virtual meeting via Zoom.

Members of record may record any portion of this meeting so long as (1) you first notify the President for an announcement before you begin and (2) you do not interfere with other members or the official recording. (See Administrative Regulation 2016-4.) The Board reserves the right to remove, add and/or relocate agenda items, as necessary.

Editorial Staff President of the Board General Manager Communications Manager: Carolyn Brodeur (cbrodeur@LOWA.org) Communications Assistant: Lisa Naghshineh (lakecurrents@LOWA.org) Copy Editor Dan McFarland (dmcfarland@LOWA.org) Graphics/Layout: Chris Porter (cporter@LOWA.org) LOWA Communications Department: 540-972-2278

Lake Currents The official newsletter of the Lake of the Woods Association, Inc. (USPS 872-400) is published bi-weekly for its membership. Nonmembers $20 per year (25 issues). Periodical postage rate paid at Spotsylvania, VA 22553. Visit our web site at: LOWA.org. ITEMS FOR PUBLICATION in the newsletter must be received in the Association office by noon on the Monday after publication for the next publication or by the preceding Friday if Monday is a holiday. All advertising and articles need to be submitted via email to lakecurrents@LOWA.org. The views expressed in guest articles and paid advertisements represent the opinions of authors and advertisers and do not necessarily reflect the views of Lake of the Woods Association, Inc. Call the communications office at 540-9722278 for details about classified and display advertisements which must be prepaid (unless other arrangements are made). POSTMASTER: Send address changes to LOWA, Inc., 102 Lakeview Pkwy, Locust Grove, VA 22508

Revised FEMA Flood Insurance Rate Maps and Other Lakes Topics

by Nick Blankenship, Environmental Resources Manager

This is the second article to inform LOWA Members of how we can all work together to manage runoff in our community, to protect Member property and Association assets, especially the quality of our two lakes.

This article covers what LOWA Stormwater Management is and why it is important to all of us in the community.

Q&A about Ditches, Culverts, and Platted Drainage Easements: Q: Who owns and/or is responsible for maintaining (1) Ditches, (2) Culverts, and (3) Platted Drainage Easements?

A: (1) Ditches and Roadway Culverts: Owned and maintained

by LOWA (Per: LOWA Restrictive Covenants 11 and 12.C).

(2) Driveway Culverts: Owned and maintained by Member (lot owner).(Per: LOWA Regulation XVI.g) (3) Platted Drainage Easements: Owned and maintained by the lot owner.

(Per: LOWA Restrictive Covenants 10.D).

Photo provided

Q: What is a LOWA Member’s responsibility for maintaining ditches?

A: (1) Do not place yard debris (e.g. leaves/grass clippings) in ditches (LOWA Regulations V.E.5.e).

(2) Do not kill off or prevent growth of vegetation in ditches without stabilizing the ground to prevent erosion (LOWA Regulations V.E.5.f).

(3) Promptly report erosion or other ditch/drainage issues to the LOWA Environmental Resources Manager.

Q: What is a Member’s responsibility for maintaining culverts?

A: The owner must repair or replace any existing culvert that is disturbed by construction, fair wear and tear or other activity for which the owner is responsible, to ensure proper drainage throughout the entire ditch-line.”

(Per: LOWA Regulation XVI.G.1.g).

Q: What is a “properly constructed and maintained culvert”?

A: Your culvert must meet the following four conditions; (1) Culvert is clear of debris, and water can flow without resistance.

No more than 25% of the diameter of the culvert can be obstructed by sediment. Obstruction beyond 25% is likely to lead to overflow and/or backup of the culvert, increasing the likelihood of water damage to Member and Association property.

I picked a chilly day in February to update you on some lake-related news.

First and foremost, we have good news for lakefront property owners. The Federal Emergency Management Agency is revising its new flood insurance maps in response to LOWA’s request to FEMA, submitted through Orange County. On Feb. 2, FEMA notified Orange County that it is in the process of revising LOWA lake flood elevations for the Main Lake and Keaton’s Lake to reflect LOWA’s requested changes based on LOWA’s consulting engineer’s (A. Morton Thomas & Associates) datum. This is good news for lakefront property owners because it lowers FEMA’s proposed new flood elevation two feet on the Main Lake and one foot on Keaton’s Lake. We will update members when FEMA announces when the new maps go into effect.

During the Feb. 6 Board Meeting, the Board of Directors took up several actions regarding use of LOWA Lakes: The Board of Directors has been urged by the Lakes Committee to authorize the LOWA Lake Patrol to issue summonses to court in Orange County for reckless boating, according to Code of Virginia 29.1-738.4. Reckless boating is defined as operating a boat in a manner that endangers life, limb, and property. That means a judge would determine the penalties instead of LOWA. A first offense is a Class 2 misdemeanor, and a second or subsequent offense is a Class 1 misdemeanor.

In addition, the judge can suspend the person’s privilege to operate a motorboat or watercraft for the same period for which it had been suspended or revoked when such person violated this section. The Board tabled the matter to its March 17 Board meeting to get a better idea of LOWA’s in-house options for handling a reckless boater. The answer could be LOWA uses both in-house and court options to help keep lake operations safe according to LOWA Regulation X, Use of Lakes.

The Board is considering what actions it should take regarding Wake Surfing and Wake Boarding on the Main Lake. The issue is the height and energy of waves from wakeboats using wake-enhancement devices such as ballast, wedges, or gates, and potential damage to the shoreline. This has been an ongoing discussion with the Lakes Committee, Safety & Security Committee, wake boat enthusiasts and lakefront property owners. The Board approved two items: 1. Adopted Resolution 2021-4 which (A) encourages wake boat enthusiasts to voluntarily conduct all wake surfing activities during a demonstration period between May 31 and July 4, 2021 along the center line buoy course to be established in the widest and deepest part of the Main Lake, from 500 feet off Veterans Dam to a line between Buoys 8 and 37, and (B) encourages wake boat enthusiasts to form a voluntary LOW Wake Surfing Club to work together to promote the sport and encourage voluntary use of the center line buoy course during summer of 2021.

2. Initiated a Regulation X, Use of Lakes, amendment to modify the current regulation concerning Wake Surfing to require use of the center line buoy course and to add new requirements for Wake Boarding as follows: “Wake boarding is prohibited within 300 feet of shore and south of the line between Buoys 17 and 28 when a wakeboat is deploying wakeenhancement devices.” This proposed new wake boarding requirement is what is currently required of wake surfing. The Board initiated the new rule in case voluntary efforts are not enough to resolve the issue of large waves reaching the shoreline. The Board will discuss the regulation amendment proposal in mid-March or early April after the Rules Committee and LOWA Attorney review it.

See General Manager on p. 16

See Stormwater on p. 17 Member Services/ Holcomb Building: 540-972-2237.

Email: Frontdesk@LOWA.org M-F; 8:30 AM-5 PM; Sat. 9 AM-1 PM Limited Walk-in service Vehicle Bar Code Hours: Mon, Wed, Fri: 2-4:30 PM Tues, Thurs, Sat: 10 AM-12 PM Clubhouse: 540-972-2221 Office Hours: W-F, 9 AM-5 PM Dining Open w/Restrictions Wed-Sun 5-9 PM (last order by 8:30 PM) Sat Lunch, 11 AM-4 PM Sun Lunch, 1-4 PM Sun Brunch, 10 AM-1 PM Takeout Available Menu: www.LOWA.org/Clubhouse

Community Center: 540-972-9680

Amenities Sign-up required: LOWA.org/

ECC Office: 540-972-2211 M-F, 7 AM-3:30 PM Equestrian Center: 540-972-2238 M-F 8:30 AM-5 PM (Appt. required) Sat/Sun 9 AM-5 PM Lessons/Pony Rides by appt.

Fareways Café: 540-972-2216 Inside dining open w/restrictions.

Takeout Available Mon-Sat: 8 AM-8 PM Sun: 8 AM-5 PM Menu: www.LOWA.org/Fareways Fitness Center: 540-412-6016 Daily: 7 AM-8 PM, Closed Sundays Annual Members only.

Lake Currents February 12, 2021

Culverts require inlet/outlet protection, per state law .

by Phil Rodenberg, General Manager, CMCA®, AMS®, PCAM®

Association News

LOWA Stormwater Management: Ditches, Culverts, and Platted Drainage Easements

FitnessCenter

Security/Front Gate: 540-972-2210 or 540-972-2020 LOWA.ORG/TEKCONTROL

Golf Pro Shop (Woods Center): Daily 9 AM Reserve a tee time 540-972-2230 Golf Course: 9 AM-5 PM daily

Tennis: Alice Mote 540-424-8004 Courts available 7 AM-11 PM

Maintenance Office: 540-972-2223; M-F, 7 AM-3:30 PM 9.9 Leaf/Brush Area: Daily: 7 AM-5 PM Closed Wednesdays Pickleball: Paul Jacobson, 630-715-5657 Outdoor Courts available 7 AM-11 PM

Trash: LOW Compactor Site 540-672-9600 M, TU, TH, F, 7:30 AM-7 PM Sat 8 AM-5 PM; Sun 9 AM-5 PM Closed Wednesdays and holidays County Waste: 540-727-0887 Curbside trash recycling/collection: Wednesdays 3

LOWA Regulation Lake Currents February 12, 2021 4

Board Seeks Member Input on Amending LOWA Regulation XVI ECC Approval

The Board of Directors is seeking member comments regarding proposed amendments to LOWA Regulation XVI ECC Approval. Members who wish to provide comment or feedback should email the Board at Board@LOWA.org by 5 PM, Friday, February 12.

What is proposed? The amendment is a comprehensive update of the entire regulation regarding private lot environmental control and construction procedures. It adds a new section on outdoor aesthetic features. See Page 12.

Who proposed it? The amendment was proposed by the Environmental Control Committee and has the support of the General Manager. It has been reviewed by the Rules Committee and the LOWA Attorney.

Why? While certain sections have been amended over the years, the entire Regulation XVI has not been comprehensively reviewed and updated.

Some members may not know to the extent to which they are required to get Environmental Control Committee permission before construction or renovation.

What is the effect? Members will have a clearer idea what is required when seeking ECC permission for construction or renovation.

The proposed amendments to the bylaws are highlighted in bold and strike thru read as follows: LOWA REGULATIONS XVI. ENVIRONMENTAL CONTROL AND CONSTRUCTION PROCEDURES A. PREAMBLE This Regulation governs Environmental Control and Construction Procedures on those lots designated by the Restrictive Covenants of LOWA for exclusive residential use (Sections 1-14 inclusive; 16 and 18).

These procedures have been prepared to protect property values and the integrity of LOW as well as to support and promote order, safety and beauty in the environment.

The ECC, the only committee chartered by the Restrictive Covenants of LOWA, is required to approve in writing before any work is commenced, all plans and specifications for any structure or improvement to be erected or moved upon any numbered residential lot. The procedures apply to all lot owners, their contractors, subcontractors, employees and vendors engaged to erect, construct, re-construct, move, alter, convert, enlarge or otherwise improve a structure or property on residential lots. Whenever there is a difference between minimum standards, dimensions or provisions specified herein or in other applicable building or zoning codes, and those contained in other Rules and Regulations of LOWA, the most restrictive and/or the highest standards will govern. The failure of the ECC to insist upon strict performance of any of the Restrictive Covenants or Procedures shall not be deemed a waiver of any other of the rights and remedies and shall not be deemed a waiver of any subsequent violations. The sole relationship between the ECC and the owner and between the ECC and the contractor as relates to Procedures will be to review and ensure compliance with applicable LOWA Restrictive Covenants and Regulations. The ECC assumes no responsibility for or control of construction means, methods, techniques, schedules or costs. The Orange County Building Inspectors are responsible for review, approval and compliance with applicable Orange County Building Code requirements.

The Board of Directors has approved the following “Mission Statement for LOW”: The Lake of the Woods seeks to be a private, recreation-oriented residential community of single-family, owner-occupied homes. The mission of the Lake of the Woods Association is to enhance the quality of life of its members, maintain property values and preserve the natural beauty and ambiance of the Lakes and their environs. The Association accomplishes its mission through the development and management of recreational amenities, security services and the maintenance of Association-owned property. (4/1989) Enhance the community through sound governance, management, participation and open communication.

Subjective decisions by the ECC will be made pursuant to the preceding mission statement.

B. GENERAL CONSIDERATIONS 1. No construction of any type shall commence on any lot by the owner or contractor unless the owner is in good standing with LOWA, all applicable fees are current and the project has ECC written approval.

2. All plans and specifications for any structure or improvements whatsoever to be erected on or moved upon or to any lot must have ECC approval in writing to include the following information before any work may commence: a. Proposed location on the lot. b. Construction plan and elevations. c. Roof material and pitch. d. Exterior materials and colors. e. Final grade and drainage plan.

Any later changes or additions to plans after initial approval as well as remodeling, construction or alterations of buildings on any lot shall be subject to the same and require ECC approval in writing.

3. Remodeling, construction, reconstruction, alteration or addition might require a Building Permit depending on the nature and magnitude of the proposal.

Consult the Orange County Building Department for a determination of this question.

4. The ECC approves or disapproves plans, specifications and details within thirty (30) days from receipt. Contact ECC for the required number of sets of plans, specifications and details. Approval or disapproval endorsed thereon, shall be returned to the person submitting them and another copy shall be retained by the ECC for its permanent file. The decisions of the ECC are final.

(6/2004) 5. The ECC may disapprove any plans, specifications or details submitted to it in the event: a. Plans, specifications or details submitted are not in accordance with the provisions of the Restrictive Covenants and LOWA Regulations, OR b. The design or color scheme of the proposed building or other structure is not in harmony with the general surroundings of such lot or with the adjacent buildings or structures, OR c. Plans and specifications submitted are incomplete; OR d. The plans, specifications, details or any part thereof are contrary to the interests, welfare or rights of all or any part of the real property subject thereto, or the owners thereof.

6. All new construction on a Lake lot must include plans for shoreline stabilization, if it does not exist prior to start of the construction process.

All shoreline stabilization must be completed prior to commencement of construction on the lot. See Regulation V for procedures and specifications for shoreline stabilization. (6/1993) 7. In a case where a LOWA member owns two (2) or more lots and wants to build across lot lines, the lots must be combined into one (1) lot in accordance with the following: a. Obtain waivers of easement form from: 1) Rapidan Service Authority 2) Verizon, or other LOWA-approved service provider available to member at this location 3) Rappahannock Electric Cooperative 4) Comcast Xfinity/Comcast or other LOWA-approved cable, FiOS, or internet service provider available to member at this location b. Secure a certified survey of the combined property, e.g., two (2) lots or one and a half (1-1/2) lots. c. Preparation of an agreement between the property owner and LOWA (“LOWA Member Agreement”), in a form substantially similar to that contained in . (See Appendix A.) d. Utility easement waivers described in (a subsection a. (1), (2), and (3), and (4), above,) will must be submitted to the General Manager with the prepared agreement LOWA Member Agreement and certified plat. After notarized signature by the President, LOWA, and the member, the member is responsible to have the documents (Agreement, Plat, and Waivers of Easement) recorded in the Land Records of Orange County. e. LOWA will retain copies of the recorded waivers of easement, plats and the agreement between LOWA and the member LOWA Member Agreement. f. The member will must provide to the ECC a copy copies of the recorded Uutility Eeasement Wwaivers and LOWA Member Agreement along with his their plat and request for a Building Permit. All documents will must show the recording stamps and information from the County’s Circuit Court Clerk’s Office. County Recorder’s file number and date. g. The ECC will have copies of the LOWA agreement for use of members who wish to prepare their own paperwork. It is advised The ECC strongly recommends that Tthese documents could should be prepared and processed by attorneys if desired. LOWA and the ECC are authorized to review, or have its counsel review, and require revisions and/or recordation of corrections of such documents if LOWA, by and through its Board, deems it necessary. LOWA and the ECC are also authorized to require additional documents if LOWA, by and through its Board, deems it necessary. h. Where a half (1/2) lot is combined with a whole lot, the setbacks on the new sidelines will be the same as the whole lot, i.e., eight (8) feet and a new five (5) foot utility easement is dedicated on each side of the dividing line between to the two (2) half (1/2) lots.

8. All construction must be of substantially new materials, or reclaimed materials having the functionality of new materials, i.e.e.g., re-use of salvaged brick, reclaimed wood siding, trim, architectural specialties. No used structures may be relocated to or placed on any lot without prior ECC approval.

9. No look-alike dwelling or houses of the same plan or design, including mirror images, may be constructed within five (5) lots on either side of the road.

See LOWA Regulation on p. 5

rear line the normal high water level of such Lake as shown on the plat.

3) New structures on those lots bordering on Route 3 in Sections Eleven (11), Thirteen (13) and Sixteen (16) must be one hundred (100) feet from Route 3 road right-of-way line. c. Eight (8) feet from each lot sideline unless a sideline abuts a street, in which case that setback will be twenty-five (25) feet. d. Ground level structures, i.e.e.g., decks, patios, flower containers, etc., may be built within setback limitations as long as the structure does not exceed at any point nine (9) inches in height from the ground.

5.4. Other Construction Requirements: a. In no event shall tThe height of any new dwelling construction must not exceed thirty-two (32) feet above the ground surface as measured by the vertical distance, from the finished ground elevation at any point across the side of the house facing the street in front to the highest elevation of the proposed dwelling (not including the chimney). (Referendum 11/06) b. A minimum of four/twelve (4/12) roof pitch is required on all dwellings.

1) Roof must be shingled in appearance or metal panels to be approved by the ECC. Color and style with sample shallmust be submitted along with application. (6/7/2014) 2) Shingle materials shallmust be asphalt, fiberglass, slate, and cedar or metal panels. The submitted application must include a sample of the material showing color, style and composition of the material. All roof materials must be approved by ECC. (6/7/2014) 3) Roof colors must be muted and harmonious with siding colors. (See D.4.e.2) (6/7/14) c. An eight (8) foot nominal ceiling height is required on the first (main) floor. d. All corridors shallmust be a minimum of three (3) feet wide. e. All dwellings must be supported by and anchored to preexisting continuous peripheral basement or crawl space load-bearing walls which are set on continuous load-bearing concrete footings. (12/2002) 1) All eExposed foundation walls must be parged and painted OR colored to harmonize with the house siding. (See paragraph (5) below) 2) Roofs, sides and exposed foundation walls must NOT be painted or colored white. (8/2010) 3) Natural siding or cedar, redwood or the like should shall must be sealed or stained in a natural tone.

4) Any porch or deck railing AND support poles facing the street side must be painted or stained to harmonize with the house. Flooring may remain natural. f5). Brick, stone, simulated brick or stone will shall must be used on the front/ street side(s) of the houseexposed foundation wall(s) which are above ground. Other exposed foundation walls may must NOT exceed four (4) feet at any point. Exposed foundation walls, in excess of four (4) feet will be considered if the wall is designed with windows or doors that mitigate the extensive concrete surface that would result otherwise. Any sSuch design will be approved by the ECC on a case by case basis. This section pertains to all new house permits applied for on and after 1 July 2000.

(5/2000) gf. Any deck or porch facing the street having more than twelve (12) inches exposed between the ground and the deck or porch must be skirted in a manner approved by the ECC. hg. Exterior material samples shallmust be submitted with application. The following materials for exterior walls are acceptable: 1) Stone or brick; 2) Wood shingles; 3) Wood siding to include lap and T-one-eleven (T1-11); 4) AluminumMetal, vinyl, or Masonite or steel in muted tones when it resembles wood texture.

5) Fiber cement siding 6) Stucco or synthetic stucco. i.e, e.g., “Dryvit” hi. Corrugated, plastic, fiberglass, polycarbonate material, or any shiny metallic baked glaze finish is unacceptable. Metal panels must be submitted for approval by the ECC. Color and style with sample shallmust be submitted along with the application. (6/7/2014) ji. Heating/cooking fuel storage tanks require an ECC permit prior to installation and must be screened from view from the street and neighboring Lots.

(12/1997) kj. Spark arrestors on chimneys: All houses with wood-burning fireplaces and/or wood-burning stoves must be equipped with spark arrestors. l.k For houses starting construction after 1 July 2000 houses numbers must be displayed on a post, or similar structure, at the street property line area using reflective numbers of contrasting colors at least three (3) inches high.

The numbers must be placed to allow being read from EITHER BOTHboth vehicular traffic directions. The specific design and location of the post or other structure should shallmust be submitted to the ECC for approval with the house plans. (1/2010)

Lake Currents February 12, 2021

10. An application will not be approved for any preconstructed dwelling, which meets the following definition. This definition includes, a mobile, manufactured or on chassis modular home or an industrialized building which is transported to the site in one (1) or more sections, is built on the permanent chassis and is designed to be used as a dwelling with or without a permanent foundation, when connected to required utilities. In addition, the ECC has the authority to disapprove an application for any dwelling which has the appearance of a trailer, single or double wide mobile home, or has the appearance of a manufactured home. (12/2002) 11. ECC approval of plans and specifications for a pier, float or similar structure on or extending into any Lake, or any above-grade construction not subject to building codes as enforced by Orange County, constitutes a mere revocable permit for the construction, placement and maintenance of the proposed structure. (6/1993) 12. Recorded drainage easements may be diverted only if approved by the General Manager and recorded by Orange County officials. (See Appendix C.) A Copy of the recorded plat will must be provided to the General Manager and a copy must be part of the house construction package submitted to the ECC prior to the diversion taking place.

C. CONSTRUCTION AND IMPROVEMENTS 1. By the signatures on the application documents, the lot owners and contractors warrant that the construction will be in conformance with all LOWA requirements.

2. The owner and contractor must comply with all applicable laws, ordinances, rules, Regulations and orders of public authorities.

3. LOWA construction procedures are in addition to Orange County and Commonwealth of Virginia applicable laws and codes.

4. The owner must ensure the contractor enforces discipline and good order among all personnel involved in construction and must ensure that the same personnel are informed of, and are in compliance with, LOWA requirements.

5. The Orange County Zoning and Erosion Permit must be displayed on the construction site PRIOR to clearing. The Orange County Building Permit must be displayed AFTER erosion control measures have been approved by Orange County, and UNTIL an a Certificatione of Occupancy Permit is issued.

(8/2001) 6. The owner may must NOT post or allow to be posted any signs during construction except those approved by ECC. Unapproved signs may be removed by the ECC without prior notice and disposed of by the ECC personnel or its designees.

7. The owner and contractor must sign a statement certifying that they have read and understand the “Procedures for Erosion Control for Construction Sites” which must be followed during and after construction. (See Appendix B.) 8. The owner and/or builder must take all steps necessary to insure there is no damage to any property within LOWA during demolition of homes, construction of homes, modification of homes, transportation of equipment and materials, or the movement and installation of such., or the movement and installation of modules. Property damage includes, but is not limited to LOWA roads, shoulders and storm water drainage systems (ditches, and culverts, and easements), all utilities, trees, other LOWA property and private property.

(12/2002) D. SINGLE-FAMILY DWELLINGS 1. No structure may be erected, placed or permitted to remain on any lot other than one (1) dwelling constructed as, and used exclusively for, a single-family residence and such out-buildings as are usually accessory to a single-family dwelling including a private garage. Each dwelling must be of single-story construction provided, however, that split-level or two (2) story residences may be constructed on lots where, in the opinion of the ECC, the terrain of such lot lends itself to such construction.

2. Every one (1) story dwelling constructed on a lot shallmust contain not less than one thousand six hundred (1,600) square feet of fully enclosed floor area devoted to living purposes. ECC may grant a variance reducing the one thousand six hundred (1,600) square foot restriction on a one (1) story dwelling to not less than one thousand four hundred (1,400) square feet only to accommodate lot size.

3. Every mulitmulti-story dwelling constructed on a lot shallmust contain not less than one thousand eight hundred (1,800) square feet of full enclosed floor area devoted to living purposes; the first story shallmust contain not less than nine hundred (900) square feet of fully enclosed floor area devoted to living purposes. Determining square footage under this requirement excludes roofed or unroofed porches, terraces, garages, carports, basements and subsidiary outbuildings. (6/1997) 4. 3. All structures (anything built or constructed), whether or not fixed to the ground (permanently or temporarily), must meet the following setback requirements unless approved or required by the ECC to be placed outside the prescribed setbacks: a. Thirty-five (35) feet from the property line adjacent to the street upon which they front AND, b. Twenty-five (25) feet from the rear property line, unless the rear line is either contiguous to: 1) A boundary line of the Golf Course, in which case the rear yard shall be twenty-five (25) feet or twenty-five (25) percent of the depth of the lot, whichever is greater, OR 2) A Lake shoreline, in which case the rear yard shallmust be fifty (50) feet or twenty-five (25) percent of the depth of the lot, whichever is greater, using as a

LOWA Regulation

LOWA Regulation from p. 4

See LOWA Regulation on p. 6 5

LOWA Regulation Lake Currents February 12, 2021 6

LOWA Regulation from p. 5 m. Modular homes must meet the certification of the Commonwealth of Virginia codes and ordinances, In addition to the Building Official Codes Administrator’s Incorporated (BOCA) code and Council of American Building Officials (CABO) codes. When transported into LOW, any module cannot exceed 39 feet in length; however, the ECC may issue a variance on a case-by-case basis. ln. Any addition or renovation to an existing dwelling must meet the same requirements applicable to the original dwelling AND must be submitted to and be approved in writing by the ECC before any work may commence. mo. A plat plan by the Registered Surveyor is requiredmust be submitted to the ECC that shows the position of the completed house and accessory constructions prior to final ECC approval. pn. All fire pits which are to be installed on any LOWA lot must be approved by the ECC. Design, location, and type of materials must be included with the ECC application. Fire pits may must be located behind the home, observe a twenty five (25) foot setback from the rear property line, and be located within the side planes of the house. The fire pit shallmust be surrounded on the outside, above ground, by a non-combustible material. The fire pit must not exceed five (5) feet in diameter including the outer wall surrounding the pit, shallmust not exceed twenty four (24) inches in height above ground, and must have a one fourth (1/4) inch opening grate for the pit when in use. Use of cooking grills, portable or tabletop fire pits and/or chimineas are not included in the above restrictions.

(2/3/2018) E. DURING CONSTRUCTION 1. Once construction of a residential improvements is has begun started on any lot, construction must be substantially completed in accordance with plans and specifications as approved within six (6) months. This requires that the structure must appear complete from the outside; that final grading of the lot, culverts, driveway and ditch-lines has been completed with suitable ground cover to prevent erosion; AND that all debris, materials and equipment have been removed from the lot. (4/2002) Once construction of a residential improvement is started on any lot, a Certificate ofn occupancy Occupancy permit must be obtained from the Orange County Building Department, within twelve (12) months. (4/2002) 2. Trash Container and Temporary Toilet: [Sections a. and b. remain the same] 1) It shall remain in place and be properly maintained until the house toilets are available for use, and must be removed from the lot before final approval of the dwelling and lot by the ECC. 2) Use of LOWA toilet facilities by construction personnel is prohibited.

F. ACCESSORY BUILDINGS Accessory buildings may must not be erected, placed or moved onto any lot prior to completion of the dwelling unless the additional building plan is approved with the dwelling plan.

1. The footers footings for the dwelling must be poured first.

2. The accessory building height is limited to a single story and may must not exceed the height of the dwelling.

3. Accessory buildings may must not exceed the square footage of the first floor of the living space.

4. Color and material of siding and roof shingles must match the existing house.

(6/7/2014) a. All Rroofs must be shingled asphalt, fiberglass, slate, cedar, or metal panels toshallmust match the existing dwelling roof. (6/7/2014) b. The exterior finish should be of the same material as the dwelling, however, T-one-eleven (T1-11), or similar material, may be used provided the color matches the house. (7/2000) 5. If a building does not sit squarely on the ground, and spacing exists between the floor of the building and the ground, skirting which harmonizes with the building must be installed so as to screen the support system. An accessory building in excess of one hundred and fifty (150) square feet must be installed on a concrete pad, poured concrete, concrete block foundation or wood pilings.

(7/2000) 6. Approval procedure consists of submitting two (2) copies of a sketch or picture plus a plat showing where the accessory building will be erected in relation to the dwelling and setback requirements. Accessory buildings in excess of one hundred fifty (150) square feet require three (3) copies including the building plan. (7/2000) 7. Only one shed shall be allowed on a residential lot. (5/06) G. CULVERTS, DIRVEWAYSDRIVEWAYS, SITE CLEARING AND GRADING 1. Culverts and Ditch-lines: A copy of the specifications for entrance driveways and may be obtained at the ECC office. LOWA will specify to the owner and contractor the size of the culvert required. a. After installation, the LOWA Erosion Control Inspector will approve the installation OR will specify to the owner what is required to obtain approval. b. All culverts must be of material acceptable to LOWA. c. Culverts must be installed on a grade that will allow a free flow of water through them. d. Culverts must be in line and grade with the ditch-line. e. Culverts may not interfere with the property on either side of the lot. f. The culvert head walls must not extend above the grade of the driveway.

g. The owner must repair or replace any existing culvert that is disturbed by construction, fair wear and tear or other activity for which the owner is responsible, to ensure proper drainage throughout the entire ditch-line at all times. h. If a ditch-line is disturbed for any reason, the proper form and grade of the ditch-line must be re-established. Erosion control must be maintained.

2. Driveways: a. Each lot for which a dwelling is approved must be provided with a driveway of sufficient size to permit two (2) cars to be parked clear of the front lot line. b. Driveways may must be constructed of gravel, crushed stone, concrete or asphalt.

1) When surfaced with gravel or crushed stone, the depth of the gravel must be maintained so as to provide an all-weather driving surface without tracking mud onto the street.

2) Gravel or crushed stone must be prevented from spilling onto paved LOWA streets. c. Driveways must be developed prior to beginning of construction and maintained in a condition that allows access to the construction site without tracking mud onto the street during construction.

3. Site Clearing and Grading: LOWA intends to preserve as many trees as possible to enhance and conserve the natural surroundings. a. Trees may be removed only from the area of the approved structure plus ten (10) feet around the area structure and from the areas to be occupied by approved walkways and driveways.

1) Before the ECC’s Preliminary Site Inspection is made, the owner or builder must mark the tree clearing zones (the area to be occupied by the dwelling, the ten (10) foot wide strip around the dwelling, the edges of the driveway and any parking areas and of any or walkways) as shown on the approved plat plan. The zones must be outlined with high-visibility ribbon. Prior to clearing these zones, ECC will must be requested to inspect the positions of the ribbons. The site clearing will NOT be approved until the ECC is satisfied with the means of marking employed.

Such approved markings must remain in place until the dwelling and lot are readied for the final inspection. Any disturbance of the markings must be replaced immediately.

2) The following procedures are applicable to the handling and stockpiling of excavated earthwork and are specifically intended to protect and preserve the wooded environment during construction as required by LOWA’s Restrictive Covenants. (a) Construction activities must be confined within the marked outlined areas. Excavated material must be stockpiled entirely within these zones. Exceptions to this requirement will be granted by the ECC under the conditions described belowin paragraphs (b) through (d) below. (b) When noUnless exceptions are granted by the ECC, excess excavated material must be removed. In planning such removal, the LOWA General Manager may be consulted to determine whether the material might be placed on LOWA common ground for future use by LOWA. Equipment must be operated only within the cleared area. (c) An area of smaller stock and scrubs (under 6”-12” above grade) may be removed as well, if there are one (1) or two (2) such areas adjacent to the standard clear zone. The owner may mark this area with ribbon that ties to the ribbon marking the cleared area.

ECC will decide whether the enlarged area is suitable for stockpiling excavated material. (d) Removal of other trees must be approved by the ECC prior to removal. If such a tree is removed, the stump must be left in place and trimmed to a maximum height of one (1) foot above ground, grubbed out, or ground into mulch.

3) Stumps within the actual structure area must be removed. Other stumps in the cleared zone must comply with the provisions stated in above G.3.a.(2). (d). b. Trees to be saved which are in danger of damage by construction operations must be protected. Temporary piling of dirt, which can kill trees, must be removed as quickly as possible.

Trees subject to damage by fill dirt which will remain as part of the approved final grade must be protected by suitable wood or stone well or wall to protect them. c. All uprooted tree stumps, logs and brush piles must be removed from the lot.

Logs left for firewood must be sawed up and stacked neatly. (See Regulation V.F.1.b.) (2/7/2015) d. Open burning, including but not limited to the burning of lumber, pallets, scrap wood, leaves, yard waste, garbage and similar items, as well as warming fires, is prohibited (5/2015) e. The owner and contractor must establish adequate ground cover to prevent soil erosion after completion of any clearing.

See LOWA Regulation on p. 7

1) Raw earth and spoil dirt must be prevented from eroding off the site with proper erosion controls. Erosion control measures which are acceptable to the ECC include straw bales which are located and attached to the ground in such a manner as to prevent erosion under, between or around the bales.

2) Properly installed siltation fences are also acceptable and may be required in addition to straw bales. When a silt fence is used it should be installed so that the water does NOT flow under or around the fence. Only one-third (1/3) of the fence should be upright with the remainder folded right to the ground toward the source of water flow. Soil or stones should be placed on the portion of the fence that is laid on the ground so as to insure a proper seal between fence and ground f. Grading, temporary and final, must be such that there is no change or deviation from the natural drainage will be allowed unless approved by the General Manager.

1) No new drainage course may be established except as authorized by the General Manager.

2) Final grades must fall away from all sides of the structure six (6) inches in ten (10) feet. All drain lines must empty into a gravel-filled pit one (1) cubic yard in size or into a ditch. The flow of surface water may not be changed so as to adversely affect the adjacent lots. g. After final grading of the site, effective erosion controls must be used and maintained until a suitable ground cover has been established over all disturbed areas and such disturbed areas have been stabilized. h. Run-off from house down-spouts must be controlled. Water flow should be directed away from the house but not into neighboring property.

Lake Currents February 12, 2021

H. UTILITIES 1. The owner is responsible to arrange with the Rapidan Service authority Authority (RSA) for sewer and water service.

2. The Surveyor shallmust show the location of the sewer holding tank and a spot elevation on the plat.

3. Electric and telephone wires and TV cables must be placed underground from the street to the house. Electricity may not be connected to the house until the wiring has been approved by the an Orange County building inspector. The owner may arrange for temporary service during construction.

I. APPROVAL PROCESS 1. ECC approval in writing is required for all construction and improvements on any lot at LOW before any work is initiated.

2. The application package must be fully completed and submitted to the ECC office in sufficient time to allow review before consideration by the ECC at its regularly scheduled meeting. For a new dwelling, the lot owner is expected to be present at the meeting. If this is impracticable, the owner may provide to a contractor or builder a letter that delegates authority to make any decision or agreement that might be required.

3. Each application package must include the following unless in a particular case an item may not be applicable: a. Contact ECC for the required number of Two (2) copies of the LOWA Application for Approval of Plans and Specifications for Dwellings.

(6/2004) b. Contact ECC for the required number of Two (2) sets of detailed plans and specifications. Alterations to stock plans MUST be drawn neatly to scale and unused options must be removed. Grade lines with elevation numbers MUST be added to each elevation to indicate the proposed finished grade. REVERSE PRINT OR MIRROR-IMAGE PLANS WILL NOT BE ACCEPTED. (6/2004) c. Two Four (4)(2) copies of a current plat plan prepared by a Registered Surveyor to include the following: 1) All lot dimension and information normally expected on plat plans.

2) All exterior dimensions of the house including porches, decks, carports or other structures.

3) All setback dimensions from lot lines to the extremities of the house.

4) Existing grade elevations for each corner of the house, each corner of the lot and other spot elevations as necessary to describe the fall of the land. Assumed elevations may be used except for waterfront lots which MUST use actual elevations based on the following: Main Lake: Three hundred seventeen point five (317.5) feet mean normal level, OR Three hundred twenty point zero (320.0) feet mean high (flood) level.

Fishing Lake: Two hundred eighty-four point zero (284.0) feet mean normal level, OR Two hundred eight-seven point five (287.5) feet mean high (flood) level.

5) Ground elevation at location of the sewer holding tank.

6) First floor elevation.

7) A driveway adequate for at least two (2) cars inside the property line.

8) All recorded easements and any proposed changes.

9) All previous improvements to the lot such as culverts, piers, etc. d. One (1) approved application for one (1) or more culverts. e. ECC/LOWA Filing Fee: This fee is required on all construction and improvements, such as houses, garages, additions, decks, porches, piers, dog pens, storage sheds, boat slips, floats, etc. f. The New Construction and Renovation Fee: The fee is computed for houses, additions, screened rooms and detached garages/carports on the total square footage of the structure to be built. Construction area to includes, but is not necessarily limited to: finished and habitable basements, main floors, second floors, and second levels, Whether finished or and unfinished, garages/carportsgarages, carports and any exterior roofed area, not includingexcepting eaves. Square footage computations do not include open decks or terraces. New Construction and Renovation Fees are not imposed for: interior finishing work or remodeling, repair of existing structures, addition or replacement of open decks, piers, nor the erection of accessory buildings one hundred and fifty (150) square feet or under. (9/16/15) g. If building on two (2) or more lots, recorded waivers of utility easements are required. h. If the exterior of the house is not natural wood, brick or stone, a sample (1 in. x 2 in.) chip of each color is required.

4. ECC will conduct the following inspections: a. A preliminary site inspection before approval of the application package to determine that the tree clearing zones are marked and the suitability of the house within the immediate community. b. Within six (6) months after ECC approves the application package, the ECC will conduct an inspection to determine if the “as built” owner/ builder contractual requirements with ECC/LOWA have been satisfied.

The owner has thirty (30) days after notification of non-compliance to correct any/all deficiencies noted during the inspection before during being referred to the Legal and Compliance CommitteeBoard of Directors (LCCBOD).

5. The Orange County Zoning and Erosion Permit and the Orange County Building Permit MUST be posted in a conspicuous place on the lot. (8/2001) a. Equipment and materials may NOT be placed on the lot until the Orange County Zoning and Erosion Permit has been posted. (8/2001) b. The Building Permit AND Inspector’s Record must be affixed to a board and covered with plastic for protection from the elements for these important records. The specifications for such a board are available at the ECC office. c. All inspection Records and notices such as Termite Treatment Notices must be of a size that can be posted in conjunction with the Building Permit.

6. Should the ECC grant approval of the application, contact ECC for the required number of setsthe ECC will return one set of structural construction plans and plat plans and other pertinent documents that will be returned to the applicant for submission to the Orange County Building Department. (6/2004) 7. Should the ECC disapprove, the reasons therefore shall be clearly stated to the applicant. An amended application may be resubmitted without an additional fee.

8. If an owner commences construction of improvements without the prior approval of the ECC, the ECC shall take the necessary steps to halt continuance of construction, to include but not be limited to the issuance of a STOP WORK ORDER.

LOWA Regulation

LOWA Regulation from p. 6

J. ACCESS (10/7/17) Contractors, sub-contractors, suppliers, and their employees may be admitted to LOWA under the following conditions: [Sections 1 through 11remain the same] 12. Noise MUST be curtailed between the hours of 68:00 p.m. and 7:00 a.m.

Loud playing of radios at construction sites is prohibited at all times.

13. No LOWA amenity, including the Pools, the Picnic Areas, the Lakes, the Campground Facilities, the Fareways Café, and its carry-out service, may be used by any contractor or their employees unless he or she is a LOWA member or registered tenant in good standing. (5/4/13) 14. Contractors and their employees who are LOWA members or registered tenants in good standing desiring to use the Fareways Café must be dressed in accordance with the Dress Code for sitting and eating in the café (shirt and shoes required) and present a reasonably clean appearance. Language used must be that which is generally acceptable in the LOW community. Those not adhering to this rule will NOT be served.

15. Random driving throughout LOW is prohibited. Independent contractors and employees must immediately proceed from a gate to the job site upon arrival at LOWA and must immediately proceed from the job to an exit gate upon completion of work.

16. Any owner who admits construction personnel as guests for the purpose of bypassing the access roster requirement is in violation of LOWA Regulations and will be cited for violation.

See LOWA Regulation on p. 8 7

LOWA Regulation Lake Currents February 12, 2021 8

LOWA Regulation from p. 7 K. OTHER CONSTRUCTION 1. Dog Pens (4/2002) a. The ECC may approve a revocable permit for a Dog Pen, for the purpose of confinement and/or safekeeping, the sizing and height of which is to be determined by the ECC after considering the circumstances, aesthetics, and the impact on the neighborhood. The Pen CANNOT extend more than ten (10) feet from the dwelling and CANNOT exceed two hundred (200) square feet. b. The Dog Pen must be contiguous to the dwelling and NOT be visible from the street, Lakes, OR Golf Course. The Pen will must be wood, vinyl, or wire screening. Screening with shrubs may be required, predicated upon the size, height, and location of the enclosure. “V” channel metal posts are NOT acceptable for construction of a Pen. c. Trolley, tether or similar type restraints are NOT allowable permitted. d. The location for the Dog Pen is must be in the rear of the residential lot.

However, if necessary because of the location of the primary dwelling on the lot, an alternate location may be approved by the ECC. The Dog Pen as configured on the residential lot must meet the setback restrictions as prescribed by the Orange County Zoning Ordinances and the LOW Restrictive Covenants (Section 6.E). On certain lots because of the setback requirements, a lot owner may have to obtain a variance from ECC & and Orange County. (1/2004) e. Electronic fencing is acceptable, so long as it meets all setback requirements and is ECC approved.

2. Private Boat Slips: A Private Boat slip is a waterway cut into the shore of the Lake with depth, width and length sufficient to float one (1) or more boats. a. Boat slips may be allowed on lakeshore lots on the Main Lake where: 1) Converging lot lines or narrow coves preclude approval of a pier, AND 2) The contour of the land is amenable to the construction of such a facility, AND 3) The excavation thereof will not interfere in any manner with the main sewer lines installed around the Lakes b. Waivers of easement must be obtained from: 1) Rapidan Service Authority 2) Verizon, or other LOWA-approved service provider available to member at this location 3) Rappahannock Electric Cooperative 4) Xfinity/Comcast or other LOWA-approved cable, FiOS, or internet service provider available to member at this location c. Boat Slip revetments must be reinforced concrete, timber retaining walls or rock-filled cribs. d. The top elevation of Boat Slip revetments must be no more than two (2) feet above mean normal water (MNW) level of three hundred seventeen and a half (317.5) feet. e. Covered Slips will NOT be permitted and no vertical structure is permitted. f. The length of a Boat Slip may not be more than twenty-five (25) feet from the shore as delineated by mean normal water (MNW) levels of the Lakes. g. Revetments may not extend into the Lake beyond the shoreline as established by the mean normal water (MNW) level of the Lakes h. Construction of the Boat Slip may not alter the general shoreline of the Lakes as delineated by the mean normal water (MNW) level. i. Excavated material may NOT be dumped in the Lakes. If disposed of as fill within the confines of the owner’s lot, such fill may NOT adversely affect the general contour or drainage pattern of adjacent property. j. Permits for Boat Slips must be obtained from the ECC and will not be revocable. Property owners must maintain them boat slips to prevent erosion of the shoreline or pollution of the Lake.

3. Piers: Property owners must secure approval from ECC and a Building Permit from the Orange County Building Department prior to commencement of construction. a. Filing fees to LOWA must accompany the application. b. Application must be made on the form which is obtainable from the ECC. c. The application package must consist of two (2) sets of the following: 1) Three Two (3) (2) copies of the Plans and Specifications, drawn to scale. Indicate all materials and colors to be used.

2) Three Two (3) (2) copies of the ECC Pier Application.

3) Three Two (3) (2) Copies of the Certified Land Surveyor’s latest plat plan showing location of the Pier, drawn to scale. Indicate distances from the construction to all setbacks.

4) Plans must specify pressure treated lumber and rust resistant hardware.

5) Pier height must be a minimum of eighteen (18) inches and a maximum of twenty-four (24) inches above the mean normal waterline (MNW) of three hundred seventeen and a half (317.5) feet evaluationelevation.

6) Any benches, storage lockers, pump enclosures or other vertical structures to be attached to the Pier may not be more than thirty (30) inches in height except for PWC Personal Water Craft Lifts, or Lights which can notcannot must not exceed seven (7) feet in height. Lifts, which are mounted to a pier and can swing over the pier, will not be included in the pier size. All of the previous items must be approved prior to installation. (10/2007) 7) ECC will review plans and if approved, will issue a revocable permit. and will assign a tag number. The tag must be displayed, after the final inspection by ECC, on the water side of the Pier so that it can be seen when boats are moored in their usual berths. d. General Requirements: 1) The Pier must be at least eight (8) feet from the property lines extended into the Lakes.

2) The maximum length of a pier from the bulkhead may not be more than: (a) Twenty-eight (28) feet on the Main Lake. (b) Fifteen (15) feet on the Fishing Lake.

3) Maximum Pier size allowed on the: (a) Main Lake is six hundred (600) square feet. A Pier that is larger than six hundred (600) square feet and was approved prior to May 4, 1991 may remain in place. (b) Fishing Lake is ninety (90) square feet. (c) When “U” shaped Piers are used, the entire area occupied by the Pier and slip area is considered in determining maximum size. (d) Irregularly shaped Piers: Normally, the size will include that area captured by the Pier and the shoreline. However, conditions may dictate dealing with these type Piers on a case-by-case basis.

4) Pier sizes may be limited in areas deep in coves where a Pier could create a hazard for other Lake users. A minimum twenty-five (25) foot channel must be maintained between Piers on both Lakes. Piers shallmust not extend closer than thirteen (13) feet to the center line of any cove/inlet.

5) Only one (1) Pier is permitted per lot. “U” shaped or finger Piers are allowed as long as they form a single structure at the bulkhead.

6) The ECC conducts an annual inspection of Piers with respect to appearance and compliance with ECC/LOWA requirements. Piers must be maintained in good repair or the revocable permit will be withdrawn.

7) A watercraft lift may stand alone in the absence of a pier or may be placed in conjunction with a pier. All structures placed in the Lakes must occupy a contiguous water area that does NOT exceed six hundred (600) square feet measured from the shoreline onto the Main Lake and ninety (90) square feet on the small lake. The contiguous area may not extend farther into the main Lake thant twenty eighttwenty-eight (28) feet and fifteen (15) feet on the small lake.

The area may not be closer than eight (8) feet to the lot sidelines extended eight (8) feetinto the Lakes. This excludes lifts previously approved prior to October 6, 2007.

(10/2007) [Sections 4.a and 4.b Remain the Same.] c. ECC criteria on Boat shelters: 1) The Boat Shelter must be an open-ended, portable structure affixed to an ECC-approved pier. The shelter framework shallmust be no higher than four six (4) (6) feet, at the center, above the Pier.

2) Wood frames to support tarpaulins are NOT acceptable. Frames must be galvanized/stainless steel, aluminum or plastic tubing. Rectangular frames of metal or plastic pipe will NOT be approved.

3) Tarpaulins, used to cover the frame, must be in muted woodland tones of dark green, browns, khaki, etc. NOT permitted are bright colors, e.g., red, blue, bright yellows, international orange, white, multicolors (except camouflage). Tarpaulins may must not be extended beyond nor higher than the shelter’s framework.

4) All permits for Boat Shelters are revocable.

5) Permits will be revoked if tarpaulins used are torn, tagged or otherwise unsightly.

5. CB Radio transmitting-receiving antenna installation: LOWA/ECC required conditions for construction and use are as follows: (5/2008) a. Application must be made to LOWA. Upon approval, antenna construction must be approved by ECC. b. CB and Marine radio base stations must use vertically polarized single element antennas installed in a location, such as a tree, so as to be as inconspicuously as possible. Towers or “telephone” poles are not permitted. c. Amateur service antennas may be either horizontally or vertically polarized type; however, they may NOT be mounted on or with towers or poles and shall must be constructed and installed as inconspicuously as possible.

See LOWA Regulation on p. 12

Saturday, March 6 10 AM, LOWA Regular Board Meeting, CC, Zoom

Feb 12 - 18

8 AM 11 AM 12:00 PM 12:30 1:50 PM 5 PM 7 PM Sat – Sun 12 PM

LOWA Regular Board Meeting Feb 6th Wood Workers Real Virginia LOW Arts Corona Vaccine Q&A LOWA Regular Board Meeting Feb 6 Corona Vaccine Q&A Orange County Board of Supervisors Meeting

8 AM 11 AM 12:00 PM 12:30 PM 1:50 5 PM 7 PM Sat – Sun 12 PM

LOWA Regular Board Meeting Feb 17 Wood Workers Real Virginia LOW Arts Corona Vaccine Q&A LOWA Regular Board Meeting Feb 17 Corona Vaccine Q&A Orange County Board of Supervisors Meeting

Committee Meetings: Meetings are subject to change; contact the Committee Chair for current information. Visit www.LOWA.org/ Committees. For schedule updates, check online at www.LOWA.org/ Calendar.

Rules: 2/16, 3 PM, CC, Zoom LCC Meeting: 2/17, 7:30 PM, CC LCC Hearing: 2/17, 8 PM, CC ECC: 2/18, 9 AM, CC, Zoom External Affairs: 2/18, 3 PM, CC, Zoom Lakes: 2/22, 12:30 PM, CC, Zoom Golf: 2/22, 3 PM, CC, Zoom Investment: 2/22, 1 PM, Zoom Treasurer Mtg. to follow Committee Fair Work Group: 2/23, 3 PM, Zoom Communications: 2/24, 3 PM, Zoom Planning: 2/25, 3 PM, Zoom

Feb 19 – 25

Have a show idea?

TV18 is accepting new shows from members and local organizations to air on Channel 18 on LOWA.org.

For more information, view our community programming guidelines on www.LOWA.org/tv18 or contact the communications department.

To view board meetings online log-in to LOWA.org and visit www.LOWA.org/Videos TV 18 Schedule Subject to Change

Deadline for submissions to the Feb. 26 issue of Lake Currents is Feb. 12.

Deadline for submissions to the March 12 issue of Lake Currents is March 1.

Lake Currents February 12, 2021

To View & Access Zoom Meetings: Go to LOWA.org.

Member Log-in Required.

• Board Meetings: View online at www.LOWA.org/Videos. To join the Zoom meeting, visit www.

LOWA.org/BoardAgendas, for Zoom link.

• Committee Meetings: To access the Zoom meeting and agendas, visit www.LOWA.org/ CommitteeAgendas, for Zoom link.

For assistance with logging on to the website call 540-972-2278.

For assistance accessing Zoom meeting call 540-972-9680 or email ZoomHelp@LOWA.org.

Meeting Facility Key: CC Community Center CCCR Community Center Classroom CR Community Center

Craft Room CH Clubhouse CHGH Clubhouse Great Hall CHPR Clubhouse

President’s Room EQ Equestrian Center FW Fareways Cafe FC Fitness Center HF Hollyfield Park LGES Locust Grove Elementary

School (Rt. 20) LLCH Lower Level Clubhouse LOWC LOW Church MCR Maintenance

Conference Room RR Holcomb Building

Reading Room SB Sweetbriar Park ULH Upper Level Holcomb WC Woods Center

Association News

Wednesday, February 17 2 PM, LOWA Regular Board Meeting, CC, Zoom

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Sunday, February 14 Valentine’s Day

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For updates, please see www.LOWA.org/Calendar or call the contacts listed below.

Lake Currents February 12, 2021

Monday, February 15 Presidents’ Day LOWA Offices Closed LOW Trash Compactor Closed

SPORTS & EXERCISE (subject to change) Event

Tuesday, February 16 6:30 PM Wilderness Toastmasters, Zoom. Info: wildernesstoastmasters@gmail. com.

Wednesday, February 17 2 PM LOWA Regular Board Meeting (CC), Zoom. Info: 540-972-2214.

Aerobics

Church 540-972-9060

Meditation Class

Terry 540-412-2282

Praise & Worship Dance

Sonja 540-972-1734

Senior Softball

John 540-229-7940

Square Dancers Club

Dick/Lynn 703-298-6254

Square DancersLords & Ladies

Ruth/Marty 540-412-2186 Joyce 540-972-1924

Stretch and Flex

Frances 540-972-5435

Volleyball Adult/coed

Michael 540-809-7406

Walkers & Joggers Club

Diane 540-388-2930

Water Fitness

Carol 540-972-6739

Yoga Gentle

$

Rebekah 908-358-8406

Yoga Chair

$

Rebekah 908-358-8406

Yoga Flow

$

Rebekah 908-358-8406

Yoga Flow on the CH Beach $ Zumba, seniors

Deadline for submissions to the March 12 issue of Lake Currents is March 1.

Calendar

Vehicle Barcode Registration Processing Hours Monday-Wednesday-Friday 2 PM-4:30 PM Tuesday-Thursday-Saturday 10 AM-noon Member Services, Holcomb Building 540-972-2237 Questions about selling/buying your home?

Call today to find out why you’ll want to hire me as your agent!

(434) 258-1617 janicejohnston.century21redwood.com

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4456 Germanna Highway Locust Grove, VA 22508

Bonnie 540-850-8585 Elba 540-850-8577 (subject to change)

Contact

AARP Meeting

Carolyn 540-972-3306

Catholic Bible Study Group

Karen 262-894-9618

Bridge, Sunday Duplicate

Joe 540-972-8052/Caroline 540-972-7688

Bridge, Monday Night

Rani 540-972-7859/Ann 540-972-3326

Bridge, Wednesday Ladies

Joan 540-972-7548

Bocce Club

Dirk 540-622-3440

Book Club, LOW

540-972-9284

Chess Club

Kurt 703-401-8592

Childhelp Auxiliary

Nancy 540-972-2599

Civic Club Meeting

Pat 540-735-7998

Civil War Study Group

Charles 540-972-2401

Closet Quilters

Maureen 540-972-7010

Coloring Book Club

540-972-9680

Craft Group

Rochelle 540-972-3438

DAR Susannah Chandler

Betty Larson 540-661-7202

Democratic Club

Kerry 540-220-8547

Fire & Rescue Auxiliary

Marguerite 540-972-3681

Fun Bunch 55+

John 540-972-5611

Garden Club

Jan 540-972-1630

Happy Tails Dog Club

info@happytailsdogclub.net

Knitting & Crocheting

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ACTIVITIES, CLUBS, BRIDGE & FUN Event

Deadline for submissions to the Feb. 26 issue of Lake Currents is Feb. 12.

Contact

$

Sharon 540-848-5810

Knowledge Club

LOWKnowledgeClub@gmail.com

Litter Pick-up in LOW

Jan 540-972-1630

LOW Lioness Club

Donalda 412-2857 Mary 703-231-6297

LOW Arts

Jennifer 703-508-1104

LOW Lions Club

Charlie 540-903-7796

LOW Players

Dave 540-972-6289

Mahjongg

Debby 540-412-5240

Mothers of Preschoolers

Kristen, mops@lowchurch.org

Photography Club, LOW

Bill 540-834-9866

Republican Club, LOW

Tomnortham@aol.com

TOPS weigh in/meeting $

Nita 540-219-7028 Audrey 540-222-3569

Veterans Club

Dan 540-972-0153

Wilderness Toastmasters

WildernessToastmasters@gmail.com Meets 1st & 3rd Tues, via Zoom

Woodworkers Club

Glynn 703-625-3849

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BE MY VALENTINE to all my friends who sent me beautiful “Get Well” cards but especially Loretta, Shellee and Judy for the delicious meals and snacks but most of all for lifting me up. Love you all! ~Janet Burrowes

CRYSTAL, MY Infinity, Thank you for so many years of your love and your patience with my eccentric behavior.

Eu te amo com todo o meu coração minha querida. Love you forever and a day. ~Tony

HAPPY VALENTINE’S Day to John, my wonderful, loving, kind, thoughtful, and supportive husband, and best friend!

Love, Hugs and Kisses! ~Nadine D

HAPPY VALENTINE’S Day to the LOW Clubhouse Committee!

SUSAN, BE my Valentine for the 55th time! Love, Gary HAPPY VALENTINE’S Day To All COVID Front Line Workers!

TO The LOVE of My Life, Happy 65th Anniversary! It’s been a wonderful journey. ~Jim & Jo Davis

To MY BILLY: I’d like to have a martini. Two at the very most. Three, I’m under the table. Four, I’m under the host!

Happy Valentine’s Day to the olive in my martini!

I’D LOVE to enjoy some martinis with you, Two at the very least! If we end up under the table, On Sunday we can visit the Priest.

MARY LOU, You’ve been my valentine for half a century, and it just keeps getting better. Happy Valentine’s Day from the luckiest guy in the world. ~Dan HAPPY VALENTINE’S Day To LOW Residents, Employees and Volunteers who make this community such a wonderful place to live!

CHEERS TO 36 years!!! Love from Ginny to Wayne.

Happy Valentine’s Day to my partner in these shenanigans of life.

There is no one I would rather be on this adventure with.

HAPPY VALENTINE’S Day To The LOW Fire and Rescue Company!

HAPPY VALENTINE’S Day to the LOW Communications Committee!

HAPPY VALENTINE’S Day to my fur baby, Hudson! ~Nadine D ROGER, THANKS for loving me for the last fortythree years and being there to support my efforts! May our health and happiness last another twenty years! All my love, Ellen HAPPY VALENTINE’S Day to the LOW Ladies Golf Association (LGA)!

HAPPY VALENTINE’S Day to my wonderful family!

Love of my life, Tim. Mom and Dad. Dan and Erin. And all the pups. Love you all so much! Looking forward to many years of family fun and memories at LOW! Love, Jenn Elzea

Lake Currents February 12, 2021

MY HEARTFELT thank you cannot express the love and gratitude I feel for my husband Kevin and for putting up with me for over 50 years of marriage. Love you so much, Happy Valentine’s Day. ~Janet

DOES IT matter at our age to express our love? We’ve been though so much that I think it does. My thoughts are no longer with cruising the seas, or the countless vineyards in the California breeze. It’s being quarantined with you made my love grow, who knew it would be so nice having to lay low! The pandemic is endless but by masks we abide, the politics insane but we’re on the same side!

Conversations with you are the ones that mean most, add a kiss, cup of tea and maybe some toast. You may think I take for granted all the nice things you do, But I notice every loving gesture, the cats do too! As we move into the future that seem so unsure, my LOVE for you is what I know will endure! ~Secret Admirer

AARON, WISHING a fantastic day to my favorite Valentine! Hope your day is filled with fun and your mouth is filled with chocolate! I love you! ~Grammy

Love Notes

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11

LOWA Regulation Lake Currents February 12, 2021 12

LOWA Regulation from p. 8 d. Owners and operators of transmitting equipment must install and operate their equipment within the basic interests of the LOWA community and must be cooperative with their neighbors in attempting to solve potential interference problems. Also, the owner/operator must be willing to avoid setting up any objectionable exterior antenna system.

(5/2008) 6. Satellite Dish Antennas: Satellite Dish Antennas cannot be placed on LOWA property except to meet LOWA requirements. It is preferred that the Satellite Dish Antennas not be visible from the street. Natural screening may be required in some cases. (3/2005) 7. Portable Temporary Covered Storage (e.g., “PODS” “SMARTBOXES”, or equivalent) a. The ECC may allow the placement on the lot of portable covered containers for the purpose of temporary outdoor storage of household possessions, or associated with moving into or out of a dwelling that has been approved by Orange County. b. Such storage shallmust not exceed (30) days. c. The storage containers shallmust be located on the lot so as to avoid encroachment into established setbacks and easements, unless otherwise approved by the organization that has the easement right-of-way and the ECC. d. Stacking of temporary storage containers is prohibited. e. The placement of any such storage containers on a residential lot will require notification to the ECC of address, point of contact numbers of containers,the location on the property and placement/removal dates. (5/2006) 8.

In-Ground Swimming Pools: Only an in-ground swimming pool is permitted. In-ground pools, hot tubs, and spas are restricted to the area behind and within the side planes of the house, and shallmust comply with all laws, ordinances, and regulations of the Commonwealth of Virginia and Orange County. Only black aluminum fencing may be used around a pool area which is consistently no taller than 54 inches in height. (5/17/17) 9.

Outdoor Aesthetic Features: a.

Outdoor Aesthetic Features must conform to LOWA setback requirements. This includes anything built or constructed, permanent or temporary, unless otherwise approved or required by the ECC to be placed outside the prescribed setbacks. b.

Outdoor Aesthetic Features include pergolas, trellises, canopies, arbors, archways, fireplaces, fire pits, outdoor kitchens, seating walls etc.

All outdoor aesthetic features which are to be installed on any LOWA lot must be approved by the ECC. (See also Section I. Approval Process) c.

General Requirements: 1) Pergolas: a garden feature forming a shaded walkway, passageway, or sitting area comprised of vertical posts or pillars set into the ground with cross-beams and sturdy open lattice. It can be freestanding or an extension of a building or a connection between buildings. Pergolas provide shelter from the sun but do not provide protection from the elements. For freestanding pergolas, the overall exterior height at the highest point must not exceed eight (8) feet for a nonsolid roof and the overall size must not exceed twelve (12) feet by twelve (12) feet maximum roof dimension at the outside edge. The design, location, and type of materials must be included with the ECC application.

Colors must be harmonious with the house and surrounding area.

2) Canopies: open-sided free-standing prefabricated factory-finished aluminum or steel vertical frames with fabric roof coverings that are anchored temporarily to the ground and intended to be removed and stored overnight or during the off-season. Canopies provide protection from the sun and moderate protection from the elements but are not permanent structures. Such canopies must be limited to an approximately one hundred fifty (150) square foot area. Colors must be harmonious with the house and surrounding area. Canopies that are only used on a daily basis and are stored each night, do not require ECC approval.

3) All aesthetic features constructed of wood materials must be allowed to either weather naturally or be preserved with a natural wood stain or preservative.

4) Fireplaces and fire pits: design, location, and type of materials must be included with the ECC application. Fireplaces and fire pits must be located behind the home, and must be located within the side planes of the house. The fireplace or fire pit must be surrounded on the outside, above ground, by a non-combustible material, and must not exceed six (6) feet in height.

5) Use of cooking grills, portable or tabletop fire pits and/or chimineas are not included in the above restrictions.

6) Seat Walls and Outdoor Kitchens must not exceed four (4) feet in height.

L. DWELLING DEMOLITION AND VARIANCE LOSS: An application for a permit for demolition of a dwelling must be made to the ECC. A New Construction and Renovation Fee approved yearly by the Board of Directors must be paid upon application. Upon demolition and removal of an existing dwelling, foundation, dock, or other structure(s), any variance(s) granted by LOWA ECC are no longer valid. Included are setbacks, colors, construction materials, etc. Variances previously granted by Orange County are subject to the provisions of the Orange County Zoning Ordinance. A request for continuance of an existing variance(s), or a request for a new variance must be submitted to the ECC for review and approval. If the previous variance was granted by Orange County or a new variance requires Orange County approval, the ECC will review and recommend that the variance request(s) be submitted to Orange County for review and approval. If construction will be delayed for more than six (6) months, the lot must be cleared of all construction, and construction materials, equipment and debris. (9/16/15) Attachments: Appendix A Appendix B Appendix C Appendix A: PROCEDURE FOR APPROVAL TO BUILD ON TWO (2) OR MORE LOTS, OR ON ONE (1) AND A PROTION PORTION OF A LOT The burden of accomplishing all actions necessary to build on more than one (1) lot at LOW rests with the property owner. The ECC strongly recommends that the property owner is advised to retain an attorney, since failure to obtain easement waivers and have them recorded with the deed or other documents necessary or required by LOWA could cause a cloud on the title to the property.

The property owner is hereby informed that uUnder no circumstances does the accomplishment of such actions reduce the obligation of the property owner to pay the annual charge levied by the LOWA on each of the lots and portions of lots replatted.

Property owner(s) must execute the attached agreement* before authorization will be granted to the property owner(s) to build on more than one (1) lot. The agreement requires the property owner(s) to: 1. Obtain in writing the waiver of easement from all appropriate utility companies which have been granted easements and/or right-of-way on the affected properties. At the present time, these companies are: Rappahannock Electric Co-Opoperative, Rapidan Service Authority, and Verizon, and ComcastXfinity/Comcast.

2. Provide a copy of all the above waivers of easement to the LOWA Association when requesting a waiver of its easement (Paragraph 10-C of the Restrictive Covenants).

3. Record such waivers of easement with plat in Orange County Circuit Court Clerk’s Office and provide and annotated copy of the recorded documents to the LOWA General Manager for record and assessment purposes.

Property owner(s) must provide a copy of the executed agreements to the Environmental Control Committee when making application to build on more than one (1) lot.

Attachment enclosed.

This procedure implements a resolution adopted by the LOWA Board of Directors on January 9, 1982 (Reference D-82-2). * When a portion of a lot is to be built on, all property owners of the entire lot are required to execute an agreement with the LOWA. THIS AGREEMENT made and entered into this, the __________day of _______________, 20___, by and between LAKE OF THE WOODS ASSOCIATION, INC., hereinafter referred to as “Association”, party of the first part; and____________________________________and__________________ _______________, hereinafter referred to as “Member”, even though more than one (1) party of the second part; WITNESSETH THAT: WHEREAS, Association is composed of property owners at Lake of the Woods in Orange County, Virginia, and is empowered to take actions which will further and promote the community welfare of property owners at Lake of the Woods; and WHEREAS, Member is the owner of a lot and a portion of an adjoining lot at Lake of the Woods and now desires to combine the two (2) into one (1) single lot for building purposes; and WHEREAS, Association has no objection to such action by Member, but believes it to be necessary and desirable that certain understandings of the parties be confirmed by written agreement; NOW THEREFORE, for and in consideration of the mutual benefits to be derived, Association and Member do hereby agree as follows: 1. Association will make no objections to the action of Member in combining Lot ____in Section ____ and a portion of the adjoining Lot ____ in Section _____ of Lake of the Woods Subdivision for building purposes, a plat of said combined lot being attached hereto and incorporated herein by reference.

See LOWA Regulation on p. 13

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Appendix B: EROSION CONTROL FOR CONSTRUCTION SITES A. During Clearing and Construction 1. Along lake shoreline a “Green Strip” of a minimum of fifteen (15) feet mustwill be maintained in an undisturbed condition. If backfill is used behind a Shore Protection Device (Wood Bulkhead, Rip Rap, etc.), the backfill must immediately be covered with mulch, sod or seeded for grass with a light mulch until germination.

2. Raw earth and spoil dirt from excavation at the building site mustwill be prevented from eroding off the site. The following methods are recommended: a. Confining the pile to one (1) location, where feasible. b. Placing and staking bales of straw/hay below the raw earth or dirt pile arranged to trap dirt washing down the pile or off the property. c. Covering the raw earth or dirt pile with a layer of straw, hay or wood chips or with a layer of straw, hay or wood chips or with securely-staked heavy duty tarpaulins, Or or seeding the raw earth or dirt pile with a rapid growing grass seed (such as rye). Mulch must be used until grass is established. d. Placing and staking bales of straw/hay in areas of natural and/ or man-made drainage to trap soil run-off before it reaches the street ditches or the lake. e. Lot(s) adjoining the construction site, (unless permission has been granted by the owners), will must not be used for hauling materials to the building site nor used for piling dirt and storing materials during construction. Location of dirt piles on the site should be carefully selected so that any excess may be easily removed after the building has been completed.

B. After Final Grading: 1. After final grading of the construction site, erosion control measures mustwill be used whereby a suitable ground cover is applied to all disturbed soil and raw earth areas. Suitable ground covers can include: a. Heavy mulching of areas with wood chips. b. Seeding areas for grass and applying a light mulch until germination. c. Laying sod.

C. After issuance of Certificate of Occupancy Permit: 1. After issuance of an a Certificate of Occupancy Permit, the property owner is responsible for continuing adequate erosion control measures to prevent soil run-off from his property from entering any drainage system or lake.

2. Thirty (30) days following the issuance of the Certificate of Occupancy Permit, the ECC will make a final Erosion Control and Shore Protection Inspection to check all erosion control measures and especially to inspect for the application of a suitable ground cover over any disturbed or raw earth. Weather conditions or other extenuating circumstances may cause the ECC to extend the thirty (30) day period if so requested by the property owner.

CONTROL: [Sections 1 and 2, remain the same.]

Appendix C ESTABLISHMENT OR RELOCATION OF DRAINAGE EASEMENTS WITHIN LOW 1. The property owner within LOW who desires to establish or relocate a drainage easement is responsible for accomplishing the following actions: a. Discuss the proposed drainage easement location with the LOWA Maintenance Superintendent as the initial step. b. Obtain a certified survey showing the present Drainage Easement, if any, and any proposed location or re-location of the new easement. c. Request and obtain, in writing, the approval of all affected property owners for the proposed drainage easement location. An owner is affected when either the point of entrance or the point of exit of the original easement is changed. d. Obtain approval, in writing, of all appropriate utility companies which have been granted easements or rights-of-way on the affected property or properties. At the present time, these companies are: Rappahannock Electric Cooperative; Rapidan Service Authority; and Verizon; and ComcastXfinity/ Comcast. e. Request the LOWA General Manager to obtain the LOWA Board of Directors approval of the desired location of the drainage easement. The request must be accompanied by one (1) copy of: (1) The document portraying the desired drainage easement location.

(2) All written approvals of affected property owners and utility companies. f. Record the approved drainage easement location with appropriate Orange County officials, i.e., the Orange County Clerk 2. It is strongly recommended The ECC strongly recommends that the property owner desiring to establish or relocate a drainage easement obtain the services of an attorney to assure proper recording of the approved location.

3. At time of Board of Directors approval, the property owner will be informed that upon establishment of the new drainage easement, the owner is then responsible for assuring that no additional erosion is created. This can be accomplished by rip-rapping, vegetation or other approved means installed by the property owner.

from

Lake Currents February 12, 2021

2. Member agrees that the action of combining the two (2) parcels into one (1) lot for building purposes shall be irrevocable unless and until Association agrees, in writing, to the revocation of this agreement.

3. Association hereby waivers compliance by Member with the setback provisions relating to the common sideline between the two (2) said parcels as prescribed by Paragraph 6 E (b) of the Declaration of Restrictions for Lake of the Woods.

4. Member agrees that the setback provisions as prescribed by Paragraph 6 E (b) of the Declaration of Restrictions for Lake of the Woods shall apply to both sidelines of the combined lot.

5. Association hereby releases to Member its easement and right of way along the common sideline between the two (2) said parcels as prescribed by Paragraphs ten (10) B and C of the Declaration of Restrictions for Lake of the Woods.

6. Member hereby grants to Association and its successors and to the utility companies serving Lake of the Woods and their successors the easements and rights of way over strips of land five (5) feet in width along both sidelines of the combined lot as prescribed by Paragraphs 10 B and C of the Declaration of Restrictions for Lake of the Woods.

7. Member acknowledges and agrees that he and his successor in title shall continue to be liable for and shall pay all assessments levied and imposed by Association as prescribed by Paragraph 12 D of the Declaration of Restrictions for Lake of the Woods for the lot and __________ percent of the annual lot assessment for the portion of the adjoining lot as if they had not been combined into one (1) lot for building purposes.

8. Member acknowledges and recognizes that this action on his part may require approval by the County of Orange, Virginia, and agrees to review this matter with the County Administrator or such other person as may be designated to administer the Orange County Subdivision Ordinance and the Orange County Zoning Ordinance.

9. Member agrees to pay the cost of recording this agreement with plat attached in the Clerk’s Office of the Circuit Court of Orange County, Virginia.

It is clearly understood that Association is acting for itself and for no other party having an interest in this matter. Member has the responsibility of obtaining releases of easements from utility companies. Member acknowledges that Association has strongly urged member to seek advice of counsel before taking any action relative to the combining of said lots.

WITNESS the following signatures and seals this the day and year first above written.

[Form for Appendix A Remains the Same]

LOWA Regulation

LOWA Regulation from p. 12

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13

The LOW-down on Real Estate at the Lake 2020

by Pat Licata, External Affairs Committee The continued inventory shortage experienced by most regions of the country was clearly evident in Lake of the Woods again in 2020. Listings decreased by 11.6%, from 397 in 2019 to 351 in 2020, while closed sales were up 4% from 301 to 313. New construction accounted for 34 of the 313 sales. The median sold price increased a healthy 7.87% year over year from $270000 to $291,250 in 2020.

# of Homes Sold

400

Lake Currents February 12, 2021

LOW Community

300

14

200

100

2016

2017

2018

2019

2020

Of the 313 total sales reported in 2020, only 8, or 2 1/2%, were either short sales or foreclosures. At the height of the distressed real estate market in 2010, a whopping 43% of all sales were either short sales or foreclosures.

Fundraisers

Human Services

Alcoholics Anonymous: Meeting every Mon, Wed, Fri, at 7 PM at LOW Church (Rm 210). Info: LOW Church 540-972-9060.

Cancer Support Group for Women and their Caregivers: Meetings are held at LOW Church.

Please contact Suzanne Lentine for meeting dates/time or for more information, 540-972-9060.

For a free COVID-19 regional resource list, go to www. agingtogether.org.

Dementia Memory Café: Second Wednesdays, 2:30 PM, Country Cookin’, 247 Southgate Shopping Center, Culpeper. This is a social event where the person with dementia and/or the caregiver(s) are welcome to come discuss issues.

Contact Bonnie at 540-547-4824 or bonnired@comcast.net.

Dementia Support Groups: Mondays, 6:30-8:30 PM, Home Instead Senior Care, 111 Olde Greenwich Drive, Suite 101, Fredericksburg; Mondays, 11 AM12:30 PM, England Run Library, 806 Lyons Blvd, Fredericksburg.

Info: Ginny Biggs, gbiggs@ agingtogether.org.

Divorce Care Support Group Tuesdays from 6:30-8:30 PM, at the LOW Church Library. For more information, contact Mike Lemay at 540-972-9060 or email mike@ lowchurch.org.

Grief Support Group: Griefshare is a free worldwide Biblebased support group to help you through your grief journey after the loss of a loved one. We meet twice a year for 13-week sessions of videos and discussions at the LOW Church. Info: 540-972-9060 or www. lowchurch.org.

Living Water Community Clinic in Locust Grove Town Center (32345 Constitution Hwy, Suite P) offers free medical care and prescription assistance to the uninsured in Orange, Spotsylvania, and Culpeper counties. Medical care available on Thursdays from 5 to 8 PM. Call 540-854-5922 for appointments. Volunteers Needed.

Info: 540-854-5922, Suzanne.

LOWLINC - Non-profit membership service organization dedicated to enabling seniors at the lake to continue living fully and independently in their

540-672-0793.

Red Cross Blood Drive: Fourth Tuesday, every other month from noon to 6 PM. Next drive is March 23 in the Community Center (call to confirm date). You must be generally healthy and 17 or older.

Go to www.redcrossblood.org for more detailed information. Make an appointment online or call 1-800733-2767. Making an appointment saves you time! Walk-ins accepted, on space available basis. Info: Ginny, 540-848-5829 or Carol, 540972-0664.

Seeking Counseling? The LOW Church offers affordable counseling for all persons by appointment. Info: Church, 540-972-9060.

Rappahannock Rapidan Community Services Care-AVan will provide transportation to health care (including picking up prescription medications) and legal appointments for senior citizens (over 60) and persons (over 18) with physical disabilities. Available Mon-Fri. with minimum of 48 hours’ notice. Free Service (donations accepted), Call 540-825-3100 ext.

3358 or 3013.

Vision Impaired Support Group. Meets on the first Tuesday of the month at 10 AM, Community Center, Room 1. Sponsored by the LOW Lions. Contact: Gail Sauro, 540-972-1629 or Gail.Sauro@ yahoo.com.

Lake Plaza Dental PC

Edwin A Torrey DDS MAGD 36101 Goodwin Dr. Locust Grove, VA 22508

LOW Community

2020 LOW F&R Phone Directory.

Cost is $10, cash or check only. Pick up your copy at LOWA Member Services, Holcomb Bldg., or LOW True Value Hardware. Sales benefit LOW Volunteer Fire & Rescue Company.

We work on the Directory year-round; if you have changes, corrections, or deletions, please email: LOWFRTREASURER@gmail.com.

Cause 4 Paws. We need volunteer foster homes, monetary donations, and donations of the following: Purina Kitten Chow, Purina Cat Chow, Friskies Pate canned food and Fancy Feast Kitten Wet Food. Proceeds benefit feline rescue. Donations may be tax deductible as we are a 501(c) (3) charity. Donations can be mailed to Cause 4 Paws, P.O. Box 301, Locust Grove, VA 22508. For more info, see us on Facebook: causefourpaws Locust Grove VA or call LA, 540-4854181 or Darlene 540-972-8038.

LOW Lioness Book Sale. Used books will be sold on the last Saturday of the month (Feb.-Nov.) from 8:30 AM to 1 PM at the Ferris Building.

Proceeds go to the Benevolence Fund. Book donations are accepted the day of the sale. No reference or textbooks, please. Info: Ann, 540972-4338; Sherri, 540-412-9854; or Helene, 540-412-0798.

LOW Lions Medical Equipment Loan Program seeks donations of wheelchairs and rollators in working condition to share with neighbors in need. Donate at Velona Building (by compactor) any Saturday from 8-10:30 AM. Call Lion Deb at 919-412-0351 to schedule a pick-up. If you or a family member needs a walker, shower bench, bedside commode, or other medical equipment, the Lions are here for you!

Lions Furniture Pickup and Yard Sale. The LOW Lions accept donations of furniture and merchandise at the Velona Building (Shoosmith Road, near the trash compactor). Donations accepted Saturdays from 9 AM to noon. To arrange for donation pickup, call Doug at 540-495-0640. The Lions are a 501(c)(3) charity; donations may be tax deductible. The Lion’s Yard Sale at the same location is open every Saturday from 9 AM to noon.

homes. Volunteer services provided: transportation, light home maintenance, computer assistance, check-in calls, friendly visits and referrals to screened service providers. Fee-based.

Opportunities to volunteer, too. Info: 1-855-LOWLINC or visit lowlinc.org.

LOW Lions/Lioness Wilderness Food Pantry: Located behind Locust Grove Town Center, Route 20. The pantry is open several times a month to provide food to qualified persons/families in Orange County. Please call 888-508-9274 for the schedule of openings and other information about the pantry. LOW Lions rely on Federal food programs, local retail stores, community food drives and financial donations to feed the hungry in our community. Lions Wilderness Food Pantry, P.O. Box 605, Locust Grove, VA 22508. Info: Rick, 540-316-1398.

LOW Lions Medical Equipment: Durable medical equipment is available for temporary loan to those with needs.

Currently loans are being made by appointment only. Please contact Lion Deb at 919-412-0351 or Lion Ed at 540-412-1507. If contacts are not immediately available, please leave message and we will return your call.

Orange County Free Clinic: Offers primary medical care and prescription assistance to the uninsured in OC. Medical care available Mon. through Thurs., by appointment, and on Tues. evenings (walk-in).DLM 101-C Woodmark Street, Orange. Info: Dorren Brown,

Lake Currents February 12, 2021

Looking for Singers! 2021 Spring Season Rehearsals for the Blue Ridge Chorale. Rehearsals begin on March 1, from 6:30-7:15 PM or 7:30-8:15 PM; at Culpeper Baptist Church, 318 S. West Street. We will be spilt into small groups and Masks are required to follow COVID 19 guidelines. Preregistration is required on our website at www. http://www.brcsings.com by Feb 15.

Questions, call 540-219-8837.

Lost or Found Pets in LOW can be posted on facebook.com/ LOWlostandfoundpets.

Hearing Aids/Eyeglasses Recycled: Place used hearing aids and eyeglasses in LOW Lions boxes at the Ferris Building & Holcomb Building.

O. C. Humane Society. Volunteers needed to assist with our Trap/Neuter/ Return program, our Voicemail team, updating our Facebook page, writing articles for our Newsletter, etc., or serving on our Board of Directors. For more information, please contact 540-972-5556 or OrangeCountyHumaneSocieyVa. org. We have been a 501c3 charitable organization in Orange County for 60+ years. Donations may be tax deductible; please mail to OCHSVA, P.O. Box 852, Locust Grove, VA 22508.

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Notices

Located in the Food Lion Center “The Market Place”

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15

Lake Currents February 12, 2021

General Manager from p. 3 The Board decided: • NOT to move forward on a rule change to allow skiing and tubing behind a ski boat for 30 minutes after sunset. The Board’s main concern is that personal watercraft (jet skis) do not have navigation lights and jet skiers will likely continue after sunset. Bottom line: the current rule requiring water skiing and towing operations to cease at sunset stays in place.

• Initiated a Regulation X, Use of Lakes, amendment to require marinegrade mirrors on ski boats and personal watercraft and change the High Traffic Time start time for weekends and holidays in the summer to 10 AM, instead of 9 AM. Please stay tuned as we discuss the reckless boating, wake surfing and wake boarding, and other lake use items in the March and April timeframe.

I hope you are staying safe as we enter a time when the COVID-19 vaccine is becoming available to more and more people.

It’s another beautiful day at the Lake!

PAT LICATA

CELL: 540-735-7998 EMAIL: pat@licatagroup.com

LOW MARKET STATS (through 2/8/2021)

as reported in Bright MLS: 12 active 53 under contract 25 sold since 1/1/2021

Call Pat for all your real estate needs! lakeofthewoodsvirginia.com

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16

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DAR Susannah Chandler Chapter

Stormwater from p. 3

(2) If culvert is metal, bottom must not be rusted through. A failure of the bottom of the culvert may channel sediment and lead to undermining of the driveway.

(3) Ends of culvert should not be crushed or bent more than 10% of diameter of culvert, since anything beyond this level of obstruction decreases culvert capacity and increases the possibility of sediment build-up and the likelihood of water damage to Member and Association property.

(4) Must have inlet/outlet protection (rocks) to protect against erosion. Protection should extend at least 2 feet past the culvert without blocking culvert openings. Stones should be around 9 inches in size.

(5) If you have a question on the condition of your culvert, call the LOWA Environmental Resources Manager.

by Marty Hartmann, Vice Regent

Q: What is a LOWA Member’s responsibility for maintaining a platted drainage easement?

A: (1) Take no actions “…which may damage or interfere with the installation or maintenance or utilities, which may change the direction of flow of drainage channels in the easements, or which damage or interfere with established slope ratios or create erosion or sliding problems.”

(Per: LOWA Restrictive Covenants 10.D).

(2) On a regular basis, especially during the rainy season, clear the channel of debris (i.e., leaf build-up, sticks, logs, and trash). Also, if the easement happens to be a creek, inspect the banks of the channel and trim any small saplings that are creating blockages. Avoid over-trimming or removing the saplings which could cause the banks to collapse.

(3) At least annually, inspect the channel, looking for any eroded areas that can be repaired with rip-rap stone. Report these to the LOWA Environmental Resources Manager.

(4) If your drainage easement has a culvert pipe, inspect the pipe for functionality and any obstructions.

(5) If the platted drainage easement requires more than routine maintenance, contact the Environmental Resources Manager for a permit and to discuss plans. Prior to any work, aside from routine maintenance, property owners must have an approved plan and permit from the Environmental Control Committee.

The responsibility for controlling storm runoff and maintaining the quality of our lakes is shared between LOWA and LOWA Members! Let’s work together for our community! If you have questions or would like more information, call Nick Blankenship at 540-972-2211.

Bella Cucina of the Lake

LOW Community

Happy New Year!

Despite the craziness thrown at us in 2020, the Susannah Chandler Chapter buckled up and found new ways to continue engaging our group in the DAR mission of Historic Preservation, Patriotism and Education through meaningful programs, projects, and community service.

We started off the year with regular meetings, good speakers, and programs, and even launched the Community Genealogy Study Group.

Starting with the shutdown in March, we all had to find new ways to communicate, meet, shop, and everything! But we pulled together, learned how to Zoom and how to participate in events online. We attended the 129th Continental Congress online, as well as Commemorative Events and even a Genealogy Workshop. We sent out newsletters, emails, cards, and small gifts to members, keeping in touch. We added new members, continued working on ongoing projects with the Veterans Clinics, teachers and assisting in a lot of genealogical research. Our ladies recorded almost 1,000 hours in community service!

So now what? No one knows for sure when we can start in-person meetings, but we will continue holding Zoom meetings and programs for now, and will move the Genealogy Study Group into Zoom with a series of genealogy programs each month. We will keep going with other projects continuing our DAR mission.

Our March meeting will be Saturday, March 6, at 1 PM, via Zoom.

The program is Vietnam, It’s About Time, as we commemorate the 50th Anniversary of the Vietnam War, March 25-29, and Vietnam Veterans Day, March 29.

Programs are open to everyone. If you are interested in “attending,” would like to know more about DAR, or are interested in the Community Genealogy Study Group, which is open to anyone, please email: SusannahChandlerChapter1@gmail.com or call: 540-661-7202.

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Lake Currents February 12, 2021

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17

What do You Know About Toastmasters?

by Marilyn Davis, President, Wilderness Toastmasters

LOW Community

How are your presentation skills? How about leadership or mentoring?

Many people think of Toastmasters as the club that just helps people overcome their fear of public speaking. But Toastmasters can help in other ways. Toastmasters is an educational program made up of 11 modules or paths. They include Innovative Planning, Leadership Development, Motivational Strategies, Persuasive Influence, Strategic Relationships, Dynamic Leadership, Visionary Communication, Presentation Mastery,

UNITED WE STAND

Stop by our Lake of the Woods office in the Wilderness Center 5479 Germanna Hwy., Locust Grove

Suzanne Brady (540) 907-2727

Sean Jones (540) 360-5166

suzanne@ LakeDreamTeam.com

Lake Currents February 12, 2021

Team Collaboration, Effective Coaching and Engaging Humor. As you go through a path you not only enhance your public speaking skills, but you also learn about the topic. For example, Effective Coaching provides tips and information on coaching a team member or work colleague. Leadership Development gives you the skills to take charge of projects. Each of these paths was developed to help you become a better speaker and better leader.

If you think any of these topics or paths can help you with your work life, please check us out. If you are still not sure, talk to your boss. Some companies will recommend Toastmasters to their staff to help them move up the company ladder.

Start the new year off right by joining Toastmasters. You can work on these skills in the comfort of your home. Wilderness Toastmasters is virtual with our meetings now on Zoom. Practicing your speeches on Zoom is easy and non-threatening. All you must do is look into the camera and start speaking. We are here to help you every step of the way. You will learn public speaking techniques and become more comfortable with yourself.

Wilderness Toastmasters is now meeting on Zoom every first and third Tuesday of the month at 6:30 PM. Not only is Toastmasters a great learning experience, but it is also a place to meet new people and have some fun. Do not let the fear of public speaking hamper your work and social life. Toastmasters is the answer.

If interested, please contact us at wildernesstoastmasters@gmail.com.

sjoneshomes@ hotmail.com

JoAnne Lambert (703) 969-0216 virginiahomes@ yahoo.com

Jenny Lloyd (540) 219-0211 jennylloydrealtor@ gmail.com

Tiffany Prine (540) 907-2018

Vassa Olson (540) 840-9444 vassaatthelake@ gmail.com

Amanda Wientjes (703) 929-1167

tiffany@ LakeDreamTeam.com

wientjesa@gmail.com

Call a United Real Estate Premier agent today for your FREE copy of the publication Coronavirus Resources for Property Owners Annette Wishner (262) 930-8970

Main Office: 992 Bragg Road, Suite A, Fredericksburg, VA 22407 (540)374-1111

Annettewishner@ gmail.com

Kendra Zurawski (571) 265-3842 kendrazurawski@ gmail.com

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Jamie King 5489 Germanna Hwy., Locust Grove, VA 22508 jamie@locustgrovetitle.com www.locustgrovetitle.com

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Fixing the Mistake in the Closet, Part 2

Our experienced TEAM

by Barbara Robinson, Member, LOW Childhelp Auxiliary

of professional Realtors provides Century 21’s high standards of professionalism & expertise.

Contact our TEAM today!

In part 1, I wrote about the Childhelp facility in Lignum. We use words like facility, or treatment facility casually, to describe places where children come to get well. But the village in Lignum is far better described as just that – a village.

It is a sprawling, 270 acre, converted horse farm that still has horses on it. The horses provide equine therapy to help rebuild trust for the children who reside there. The village is self-contained, meaning that all needs of the children are provided for within the village itself. Beyond the physical needs of the children, the village offers every imaginable kind of art therapy and physical (read: exercise) therapy for the children, to help them heal emotionally.

If you visit the www.childhelp-dream-a-dream.com website, you’ll find a list of all the places in the United States that exist to help abused children – located in California, Arizona, Tennessee, and here in Virginia. Click on any of the sites, and you’ll see what your gift can do. For example, you can provide comfort for as little as $50 for seven children. A gift of $100 provides intervention by supporting 10 crisis calls or texts that come through the National Child Abuse Hotline, managed by specially trained experts and counselors.

There are other unique ways to help, with gifts of qualified charitable distributions or stocks and assets. Childhelp will even help you get a will, even if you don’t make a gift to Childhelp!

Part 3 will describe what kinds of activities and support the LOW Auxiliary provides and how you can help us fix “mistakes in the closet.” Stay tuned.

Each office is independently owned and operated.

Office is open

with safety measures in place

Bill Schmarge (845) 430-6793

Janice Johnston (434) 258-1617

by Gene Mulholland, Communications, MGA

Entrust your Real Estate to your local experts!

Lauren Tate Managing Broker (757) 969-9965

Megan Denson ASM

Marjorie Radle (540) 273-4814

Melanie Thompson Broker (540) 379-6262

Tina McElroy (540) 840-9431

Ruthan O’Toole (540) 661-6811

Vanessa Shupe (540) 834-3971

LAKE OF THE WOODS Average Sales Price:

$338,485

Average Days on Market:

25

Lake Currents February 12, 2021

Get a grip on things for the upcoming season. The Pro Shop is having a 25% off grip sale Feb. 10 through March 31. A variety of grips are available, including putter grips. The price will include removal of the old grip/tape and installation of the new grip/tape.

The first event of the new year is scheduled for March 20, with the St. Patrick’s Day Open. It will begin at 10 AM with a shotgun start. It is open to both ladies and men and is a two-person better ball tournament. It will be flighted based on the number of entrants. Handicaps will be at 90%. Prizes will be awarded for gross and net scores, as well as closest to the pin on hole #7 for men and hole #17 for the ladies. The entrance fee is $30 per person, plus applicable green fees. The entrance fee includes prizes and an after-event meal.

A sign-up sheet is posted in the Pro Shop hallway. The deadline for signing up is March 17. Contact the Pro Shop for any further information or questions.

The Pro Shop is conducting a raffle to raise money for the purchase of a golf simulator. The grand prize will be a year’s individual annual golf membership or monetary equivalent toward a family annual golf membership.

Second prize will be a $200 Pro Shop gift certificate. Raffle tickets are $50 each and are available in the Pro Shop.

Check out the Fareways Cafe and its new menu. New items include fish and chips, fish sandwich, fried shrimp platter and vegetarian entrees including a black bean burger. In the works is family night with custom menus such as Taco Night, Sloppy Joe Night, and other themed menus. Stay tuned for further info.

Jessica Rave (540) 661-8935

LOW Community

Men’s Golf Association

We offer immeasurable experience & knowledge of this market place as well as incomparable marketing advantages.

Serving LOW households since 1977.

Christine Purtell (410) 299-7977

February 2021

Average price/list ratio:

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Cause 4 Paws Raffle Winners

by Mary Kay Wilks, Fundraiser Coordinator Members of Cause 4 Paws, a 501 (c)(3) non-profit charitable organization supporting feline rescue, congratulate the raffle winners, and thank generous donors, and everyone from LOW for their continued support. Please continue to support our mission in 2021. Contact us on Facebook at “causefourpaws” Locust Grove. You can view our most recent newsletter and cats/kittens available for adoption.

Dec. 10 Raffle Donors and Winners: • $50 gift card to, and donated by, Locust Grove True Value Hardware– Melissa Verdel.

• Cat Bag & Dog Bag filled w/ goodies, donated by Drs. Andy and Amy Olson, Lakewood Animal Hospital – Bobbie Magee, Lucille Johnson.

• (2) Seasonal Wreaths, donated and made by Darlene Agsten – Tammy Houghtling, Rita Wilks.

• (2) Handmade Cat Blankets, made and donated by Harper Gallagher – Karen Taylor, Rita Wilks.

• $35 Gift Certificate, plus 3 Paul Mitchell shampoos, to LOW Hair Studio, donated by owner, Melissa Verdel – Mary Claya.

• (2) Gift certificates for a round of golf, including golf cart, at LOWA Golf Course – Ursulina Creel, Michelle Layne.

• Quilted, washable, and decorated with cats, purse made and donated by Kailynn Coleman – Sybil Faucett.

• $30 Gift Card, to and donated by, Walmart – Carl Clawson.

• Gift Basket including a $65 gift certificate toward pet grooming and other items from All Fur Pet Grooming – John Sawyer.

Photo provided

Lake Currents February 12, 2021

• (3) $25 Gift Certificate, to and donated by Clearwater Grill – John Frey, Diane Reddy, Mary Ellen Waltz.

• $75 Gift certificate for one-hour of dog training at Country Club Kennels, donated by owners Austin & Linda Nammack – Mary Beth Logan.

• 50% off a Full Grooming at Shaggy Shears, Fredericksburg, donated by owner Terry Dixon – Carl Clawson.

• Gift basket containing four mystery novels, written and donated by author Melinda Crocker. The winner will also have her pet’s names as characters in her next novel – Terry Sowala.

• $25 Gift Card, to and donated by Graze Steak House – Mary Hobson.

• (2) $20 & (1) $10 Gift Cards to and donated by Mama’s Pizza – Bobbie Magee, John Sawyer, Laurie Miller.

• (2) Gift Cards for $50 off a pair of eyeglasses at 20/20 Vision, donated by Dr. Klopfer -- Mary Beth Logan, Rita Wilks.

Looking at the Positive in 2021 Lake of the Woods home inventory is very low.

If you are thinking of Selling or Buying a Home this year,

JoAnne Lambert Associate Sales Broker

let’s talk about the market, pricing and a marketing plan.

Let my 25+yrs selling Real Estate & 19yrs as a LOW resident work for you!

Satisfied Client List Available

703-969-0216

Virginiahomes@yahoo.com

HANDYMAN CANS www.HandymanCans.com info@HandymanCans.com

&

DUMPSTER RENTALS & JUNK REMOVAL

571-292-1403 20

• (4) $25 Gift Cards to any one of Tim’s Restaurants, donated by owner Tim Bauckman – John Frey, Linda Goodwin, Geraldine Hodson, Jodi Jameson.

Michelle Layne was the grand prize winner of the generous-sized quilt made and donated by the Fredericksburg Modern Quilt Guild.

YOUR FULL-SERVICE JUNK REMOVAL TEAM

Wood & Pellet Stove Safety

As the temperature drops outside, wood and pellet stoves may be fired up inside the home. What you may not realize is that heating equipment is one of the leading causes of home fires during the winter months.

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LOW Community

• (2) Brunch for four gift certificates to LOWA Clubhouse – Laurie Miller, Kathy Stephens.

KKK Have a QUALIFIED professional install stoves, chimney connectors, and chimneys.

KKK Stoves should be listed by a qualified testing laboratory.

KKK In wood stoves, burn only DRY, seasoned wood. In pellet stoves, burn only dry, seasoned wood pellets.

KKK Have your chimney and stove INSPECTED and cleaned by a certified chimney sweep every fall just before heating season.

KKK CLEAN the inside of your stove periodically using a wire brush.

KKK Allow ashes to COOL before disposing of them. Place ashes in a covered metal container. Keep the container at least 10 feet away from the home and other buildings.

Smoke ALARM KKK Keep a CLOSE EYE on children whenever a wood or pellet stove is being used. Remind them to stay at least 3 feet away from the stove.

Install and maintain smoke alarms on EVERY level of your KKK Stoves need SPACE. Keep anything that can burn home, outside each separate at least 3 feet away from the stove. sleeping area and inside KKK INSTALL and maintain carbon monoxide alarms each bedroom. For the best (CO) outside each sleeping area and on every protection, interconnect the level of the home. For the best protection, alarms.

When one sounds, they all interconnect the CO alarms. sound. TEST all smoke alarms When one sounds, at least monthly. they all sound.

SENSE

Your Source for SAFETY Information

NFPA Public Education Division • 1 Batterymarch Park, Quincy, MA 02169

www.nfpa.org/education ©NFPA 2016

Wilderness Pantry Food Drive A Success

Orange County Supervisor’s Letter

by Cris Naser, President, Wilderness ‘Tiques

by Lee Frame, District 5 Supervisor

Thanks to all who contributed to the food drive for the Lions Wilderness Pantry on Saturday, Jan. 30. LOW’s Wilderness ‘Tiques collected 2,989 pounds of food and $3,080 in donations to help our neighbors in need.

LOWA has truly shown itself to be a caring community.

Special thanks to the ‘Tiques volunteers who collected food, and to Mary Ann Birchett and Lisa Ward and their husbands who offered their trucks to take the food to the pantry – we had five truckloads. Also, thanks to LOWA Communications and LOW Fire and Rescue for publicizing this food drive.

AARP Free Tax Preparation

by Lew Sherman, AARP Locust Grove Chapter AARP’s Tax-Aide division, a part of AARP Foundation, will provide free tax services to those of us in Lake of the Woods and the Locust Grove area. Due to the pandemic, we have had to make several changes to our procedures. The LOW site will again work from the lower level of the Clubhouse on Fridays and Saturdays, with the current plan to begin on Friday, March 5 and end Saturday, April 17. If you plan to take advantage of our service, you will need to call 540-268-8837, and leave information that responds to the recorded message. We will return your call and gather additional information so that we can mail the packet of documents you will need to get prepared and arrange an appointment.

Once you have collected all tax documents and read and signed the packet documents, you may call the above number to schedule an appointment. Each appointment will be limited to 15 minutes, and only one appointment is scheduled each 15 minutes. You will be required to leave the lower level while your return is prepared (usually about one to one and a half hours). You will return when the return is completed and meet with a tax counselor to discuss the results and sign necessary documents.

Please note that space restrictions and fewer volunteers due to COVID issues will significantly restrict the number of returns that can be prepared this season.

For that reason, those with adjusted gross incomes greater than $125,000 with complicated tax issues should consider other avenues for their tax preparation.

This will help AARP Tax-Aide volunteers focus on those truly needing our services.

We hope you understand that the precautions we are taking are for your benefit as well as ours. Masks, of course, are always required--no exceptions. We look forward to working with you once again this tax season.

Yvette E Ruiz 540-972-0484

Office Hours: Monday – Thursday 8am-4:30pm Friday 8am-4pm Saturday By Appointment Only FB.com/EJAdvisorYvetteERuiz Linkedin.com/in/Yvette-Ruiz

Investing: Self-service is no service.

Member SIPC

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Lake Currents February 12, 2021

Financial Advisor Locust Grove, VA 22508

Orange County

The Re-Employing Virginians campaign is designed to help current and future students cover the costs of tuition and fees in fields that will lead to careers in their community.

A recipient must be a Virginian who lost their job due to COVID-19 and received state unemployment benefits on or after Aug. 1, 2020, or who lost a full-time job because COVID-19 caused their place of employment to close or reduce staffing, and who is now working in a part-time job that pays less than $15 per hour. The benefits provide up to $3,000 toward an Associate Degree or $1,500 toward an industry certification. Students who are currently enrolled are also eligible. You can contact Germanna Community College for further information.

During the recent Special Session, the Virginia General Assembly provided funds to give a $500 bonus to all sworn law enforcement personnel.

This only applied to Compensation Board positions, so the Sheriff used funding from his budget to extend the bonus to non-Compensation Board positions. Since there are several other departments that are more exposed to the COVID threat due to the nature of their work, and/or who have been required to work without interruption throughout the pandemic response, the county also provided a hazard bonus for them. Emergency Medical Service personnel were provided a $750 hazard bonus and $250 was added to the law enforcement bonus to bring them to $750. The Emergency Communications Center (911Center) and Custodial/Maintenance staff were provided with a $250 bonus. Part time personnel were eligible for half of the full-time amounts.

The Rapidan Service Authority received $67,959 for COVID-19 Utility Arrears Assistance in mid December. Although RSA staff was advised that it would be difficult to distribute those funds in the limited time available, they brought on some temporary help to call those with significant water and sewer arrears and were able to distribute all the funds. Regulations only allowed for relief for specific COVID-related reasons and only for charges from March to December. Applications were received from 165 customers and 142 applications were approved. Although regulations allowed RSA to keep 5% for administrative expenses, the entire amount was utilized for utility bill relief.

I mentioned last month that Teel Goodwin had passed, leaving the District 3 Supervisor position vacant. The Supervisors are seeking to appoint a replacement who resides in District 3 and issued a press release advising interested persons to apply. The appointed replacement will serve until the next election this fall, when the District 3 seat will be filled by an elected individual. That elected individual will serve only two years, completing the remainder of Mr. Goodwin’s term. If the Supervisors do not appoint a temporary replacement, the court will make such appointment.

If you have questions about county government or want to let me know your feelings on specific issues, you can contact me at leeframe@ orangecountyva.gov.

Veteran-owned, Nobility Home Care honors the many sacrifices made by our veterans and first responders. In appreciation for all you have done for us, please allow us to take care of you (ask about our discount)! Nobility Home Care, the first choice of veterans and first responders!

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21

Classifieds

Lake Currents February 12, 2021

Services

22

$100 Cash Giveaway for ROOF REPLACEMENT Referrals leading to a signed contract. Is Your Roof 15+ years old or Leaking? Shingles Damaged, Missing, Deteriorating?

Moss/Algae Growing? Ceiling/ Attic Water Stains? We are GAF & Owens Corning Certified Class “A” Roofers and Insurance Claims Specialists. All our roof systems come with a Non-prorated 50 Year Material and Labor Warranty & 10 Year Workmanship Warranty. All Warranties are Fully Transferable Greatly Increasing the Value & Sell-ability of your Home. We will beat any roof replacement bid from equally licensed and certified roofing contractors using comparable material / warranties. Check out our Stellar 5 Star HomeAdvisor Reviews at AskLukeZello.com. 100% Zero Interest Financing Now Available!

Free Inspection, Repairs and Replacements, Call 540-406-3589.

1 CALL ABOVE All A+ BBB Rated, Ask Luke Zello Takes Care of It All. A Best of the Burg multiple category Top 5, HomeAdvisor Top Rated & Elite Pro, Home Depot Pro Referral, Class A Licensed & Insured family operated company, 20+ year LOWA residents. Our professional tradesmen love to work and we donate heavily to a home in India that rescues the smallest victims of human trafficking. Protect yourself. Before you hire, verify licensed contractors at www.dpor. va.gov/LicenseLookup. See All of our classifieds & give us a call. Ask Luke Zello, 540-406-3589.

24 HOUR EMERGENCY Service and Storm Damage Repairs. We work with your insurance! Ask Luke Zello, 540-406-3589.

25-YEAR NO Clog Guarantee Aluminum Gutter Guard Installation.

Ask Luke Zello, 540-460-3589.

A/C & HEATING Installation/ Repair - Ask Luke Zello, 540-4063589.

ACCEPTING NEW Patients in LOW. Nutrition Counseling and Diabetes Education with Registered Dietitian. Accepting Medicare and other insurances. Please call for an appointment or for more information.

Support your local healthcare providers! 540-760-5337.

ALL HOME IMPROVEMENTS, all flooring, decks, basement finishing, roofing, painting, bath and kitchen remodeling, power washing, house and garage cleanouts, additions, house building. Gutter Cleaning and Install Seamless Gutters. Have small backhoe for digging drain pipes and drain tiles.

Licensed and insured. Call Jerry at 540-840-2248 for free estimates.

ARE YOU looking to get your house cleaned? Need someone who is affordable? I offer the best

service at a reasonable price! I’m living in the lake and I have special treatment for my neighbors retired people! Give me a call and we’ll get a great deal! Wanda 434-825-3774.

ASK LUKE ZELLO - Inside and Out Home Improvement and Repairs, 540-406-3589.

ASPHALT Sealing, Repair - Ask Luke Zello, 540-406-3589.

ASSISTED LIVING in your home. Need assisted living and want to stay in your home? I can make it happen. All your needs taken care of. Certified insured CNA/Med Aide, Call Diane for appointment 540-388-2930.

BRICK/STONE Masonry Patios, walkways, porches, retaining walls. Ask Luke Zello, 540-4063589.

BULKHEADS and DOCKS, Boat Slips, Ground Level Decks, Wood Walkways, Lake Steps and Beaches. Since 1993 we have provided quality, affordable services to our neighbors at LOW. We are Licensed and fully Insured. You won’t hire us and then have us hire someone else (uninsured) to do your job. Our bulkhead replacement can be measured in miles, not feet.

We build year-round and do not use large equipment in our work.

See some of our work at both LOW Marinas, the small lake boat ramp, LOW Kayak Dock and Meadow Farms Golf Course. Free estimates, second opinions, and proof of Insurance are gladly provided. Call D&B Services, Inc., 540-972-7361.

LOW Resident.

CAREGIVER/PERSONAL ASSISTANT - Take charge State Certified Insured Nurses Aide. Can manage all the patients needs. No worries when you need short term or long term care. LOW resident.

Diane, 540-388-2930.

CARPET STEAM Cleaning – Garland Ray, Vietnam Veteran.

Powerful truck-mounted equipment.

Cleaning in Lake for over 20 years.

540-832-7602.

CERAMIC TILING For Bathrooms, floors, foyers, countertops. Call 540-898-7773 for a free estimate. Ask for Bob Yak. References available upon request.

CHIMNEY REPAIR - Ask Luke Zello, 540-406-3589.

CLEANING - PROFESSIONAL Service. Excellent References.

Call Lourdes, 703-795-5184 or KandHCleaningServices@gmail. com.

CLEANING by KIM - General House Cleaning, Move-in, Moveout, Misc. tasks. Serving LOW for over a decade, 561-542-6787.

COMPUTER REPAIR - by Tech Sense, Inclusive IT support. 9 years supporting LOW, 540-656-7571.

CONCRETE MASONRY Driveways, Patios, Walkways, Hardscaping - Ask Luke Zello, 540406-3589.

CONTRACTOR - CHECK http:// www.dpor.virginia.gov to verify licensed contractors. Ask Luke Zello, 540-406-3589.

CRAWLSPACE WATER Issues?

Ask Luke Zello, 540-406-3589.

CULVERT PIPE Replacements 540-718-3794.

CULVERT REPLACEMENT Ask Luke Zello, 540-406-3589.

CUSTOM HOUSE Painting.

Inside and out. Bob Yak & Sons, 540-898-7773. Free estimates.

DAN The HANDYMAN - Gutter cleaning, power washing, painting, custom carpentry. LOW member, 35 yrs experience, 540-841-7450.

DAVE THE MOVER LLC. 20 years experience. Local and distant.

540-229-9999.

DECK STAINING - Ask Luke Zello, 540-406-3589.

DRAINAGE ISSUES? Ask Luke Zello, 540-406-3589.

ELECTRICAL ISSUES, Ask Luke Zello, 540-406-3589.

FIREWOOD - PROFESSIONAL Tree Surgeon, 540-729-3128.

FOUNDATION REPAIR - Ask Luke Zello, 540-406-3589.

FREE INSPECTIONS - See our first classified ad. Ask Luke Zello, 540-406-3589.

GUTTER CLEANING/Guard Installation - Ask Luke Zello, 540406-3589.

HALEY’S HEATING & Air Conditioning LLC. We are a local heating and air conditioning company located in Locust Grove.

With 32 years experience in the trade we have the knowledge to repair your system properly. Same day service. Competitive rates. Give us a call at 540-920-8506 or email HaleysHVAC@gmail.com.

HANDYMAN PLUS - 34 year LOW resident and Licensed Contractor. Serving LOW over 20 years. I don’t claim to know it all, and I can’t do it all, but what I can do, I do well. To inquire and for a free estimate, call Erich 972-2664.

HOME CARE for SENIORS: Need a little help while maintaining your independence? Our caregivers are professional CNAs with current background checks. Let us help you! Call Nobility Home Care, where You are the priority. Nobility Home Care. Trustworthy. Licensed, bonded and insured. License #HCO-212422. 540-281-3668; www.nobilityhomecare.org.

HOME HEALTH CARE Aide - CNA with 20 years experience caring for the elderly in LOW is currently available to take care of your loved one in your home.

References are available upon request. Please call Mary Green at 540-854-7858.

HOME REPAIRS - Ask Luke Zello, 540-406-3589.

HOUSE CLEANING, $40 hour.

Michelle Smith, 540-222-7409.

JUNK HAULING - Ask Luke Zello, 540-406-3589.

JUNK REMOVAL, Garage Clean Outs, Appliance and Furniture Removal, LOW Resident, Cluster Ducks Hauling and Junk Removal.

571-409-0211.

LANDSCAPING HARDSCAPING, Retaining Walls, Patios, Walkways. Ask Luke Zello, 540-406-3589.

LAWN MOWING - Ask Luke Zello, 540-406-3589.

LEAF REMOVAL, 101HP Diesel ODB Municipal 16” Leaf Vacuum.

Ask Luke Zello, 540-406-3589.

LOT CLEAN-UP. Ask Luke Zello, 540-406-3589.

MOVING - DAVE THE MOVER LLC. 20 years experience. Local and distant. 540-229-9999.

MOVING LOCALLY? Ask Luke Zello, 540-406-3589.

MULCHING (DELIVERY/ SPREADING). Ask Luke Zello, 540406-3589.

NOTARY SERVICES – LOW. Onsite, will travel. Sherri Lahay Lasover, 540-412-9854 or 202-288-8564.

PAINTING- PIONEER Painting: 30 years in business, licensed and insured, A+ rating on Angie’s List.

Call 540-220-8439 for free estimate.

PAINTING/STAINING, Interior/ Exterior. Drywall Repairs. Ask Luke Zello, 540-406-3589.

PATIOS, WALKWAYS, Retaining Walls - Ask Luke Zello, 540-406-3589.

PLUMBING PROBLEMS? Ask Luke Zello, 540-406-3589.

POWER WASHING- Go from green to clean. Call 540-642-2349 or email: jnave@comcast.net.

Licensed/Insured. $140 all houses!

PRESSURE WASHING. Ask Luke Zello, 540-406-3589.

ROOFING and REPAIRS - See our first classified ad. Ask Luke Zello, 540-406-3589.

SELLING? DON’T want the stress/expense of fixing & waiting for your house to sell when you could close in two weeks? Ask Luke Zello, 540-406-3589.

SNAPPER JACK Yard Care, LLP - Complete yard care, mulch, powerwashing, grass trimming and pruning. LOW homeowner.

540-287-7143, David Wilkinson; 540-907-5800, Billy Jack. snapperjackyardcare@gmail.com.

Fully insured and Free estimates.

Veterans 10% off.

SNOW REMOVAL - Professional Tree Surgeon, 540-729-3128.

TREE CARE/REMOVAL - Premier Arbor Services LLC, Complete Tree Service.

Hardscapes, Yard installation, Stump grinding, Tree trimming. 540718-3794.

TREE REMOVAL, Any size, anywhere. Fully insured. Ask Luke Zello, 540-406-3589.

TREE SERVICE - Professional Tree Surgeon, 540-729-3128.

Employment

LOWA Employment

TRINITY SENIOR Village a brand new, Assisted Living community in Locust Grove just opened its doors.

We are looking for dedicated and caring CNA’s and RMA’s to join our amazing team. We have FT and PT 3-11 and 11-7 positions available, with 11-7 offering a shift differential.

Sign-on bonus of $500.00 for RMA’s and $400.00 for CNA’s currently being offered. Benefits include Medical, Dental, Vision and PTO full time employees. Send resumes to Kclose@trinityseniorvillage.com, or call 703-706-4026. We would love to have you be part of our family.

EQUESTRIAN CENTER – Part-Time STABLE WORKER. The successful, dependable candidate will assist with barn chores, including cleaning stalls and paddocks, cleaning and filling water tubs, feeding the horses and blanketing when weather requires. Additional duties may include assisting with pony rides and parties, trail rides and helping with shows and other special events. Previous experience working with Equines required.

MAINTENANCE – Full-Time GROUNDSKEEPER. Join the crew and assist in performing general landscaping maintenance tasks for routine and special events. Must have experience in operation of basic grounds care equipment. Positions requires heavy lifting and working in all weather conditions.

General applications are always welcome. All Pay Market Competitive.

Submit applications and resumes to HR@LOWA.org or fax to 540-972-2243.

All positions must be able to pass a criminal background check and have a valid Virginia driver’s license. More information regarding these positions is available in the Human Resources Department. EOE.

Misc.

For Sale

NURSE AIDE COURSE. $1195 includes tuition, books, PPD, background check, drug screening, CPR, uniform, B/P cuff. Next Start Date: March 2, 2021. Info: 703-402-2509.

COUCH and CHAIR: 80” wide L-shaped couch in stain resistant chenille fabric in neutral. Luxuriously upgraded cushions. $500. 51” wide chair-and-a-half pull out to sleep one.

Seat is 34”. Fabric in stain resistant chenille fabric in neutral. $400. Both pieces custom-made by Bassett, in excellent condition. Call Karin Mollard at 540-717-5700 for more information.

FRESH EGGS for Sale. 6 1/2 miles West of LOW. 540-672-8069.

Providing professional Window, Siding and Door replacement.

We offer free no hassle estimates for your home.

Give us a call today!

PROFESSIONAL AND RELIABLE HOUSE CLEANING SERVICE

15% OFF FIRST CLEANING!!

5TH CLEANING FREE!!

WEEKLY, BI WEEKLY, MONTHLY, OR ONE-TIME CLEANINGS OFFERED

540-680-4585

CALL US TODAY OR REQUEST AN ESTIMATE ONLINE

540-424-7470

Deadline for submissions to the March 12 issue of Lake Currents is March 1.

WWW.HABITATMAIDSLLC.COM

JoAnne Lambert

Paid Advertisements

Habitat Maids, LLC

5440 Old Alexandria Turnpike Warrenton VA, 20187

www.windowsandsidingunlimited.com Info@windowsandsidingunlimited

Classifieds

Deadline for submissions to the Feb. 26 issue of Lake Currents is Feb. 12.

Lake Currents February 12, 2021

USA ALL The WAY USA! Leaf Removal, Junk Removal, Gutter Cleaning (1-2 Story houses Only), Mulch/Rock/Gravel Installation. Overgrowth Cutback/ Bush Hogging, Underground Drain (Gutter downspout Only), Culvert Pipe Installation. Call/ Text 540-850-8060. Trinity Home Improvements, LLC. WWW. TrinityHomeImprovementsVA.com.

10% Off for Veterans, Firefighter, Military, Police, First Responders.

God Bless America!

WATER MAIN Leak Repair/ Replacement, Ask Luke Zello, 540406-3589.

WE BUY Houses & Fix yours!

Ask Luke Zello, 540-406-3589.

WINDOW & DOOR Replacements by Bob Yak & Sons, 540-898-7773.

Bradie’s Custom Construction Inc.

Associate Sales Broker

703-969-0216

Virginiahomes@yahoo.com

Class A licensed and insured

www.bradiescustomconstructioninc.com

All phases of construction:

Thinking of Selling/Buying a Home?

Let my 25+yrs selling Real Estate & 18yrs as a LOW resident work for you!

Paid Advertisements

Call me for Car or Boat Tours!

Reach out for ALL your Real Estate Needs.

• • • • •

Decks Additions Basements Remodels Kitchens

• • • • •

Bathrooms Sunrooms Insurance Restoration New Homes Etc.

Free estimates and references available upon request.

Call: 703-966-9495 Fax: 540-785-4758 David Bradie

Owner, President custom6@verizon.net

P.O. Box 191 Locust Grove, VA 22508

23

Love Your Home

GUIDING YOU HOME

for the last 40 years

We are committed to helping you create beautiful rooms, and finding the perfect solution for your lifestyle and budget.

LOW Community

Hardwood

Carpet

meet

Laminate

Lake Currents February 12, 2021

delaney bailey

We would like you to meet REALTOR® Delaney Bailey.

Delaney is native to our area, born and raised in the Locust Grove and Spotsylvania areas. When not working, she adores spending time with her family, her daughter and her dog.

Vinyl

Delaney has been a licensed real estate agent for 6 years and has served in the local real estate industry in various capacities for the last 10 years. Her expertise includes expert negotiations, military relocation, listing and marketing for sellers and helping first time buyers.

540-972-2600 jkcarpets.com

Community is very important to Delaney and she devotes considerable time to coaching youth field hockey, helping with the Orange County Animal Shelter adoptions, and serving as the chairperson for her neighborhood recreation committee.

4062 Germanna Hwy in Locust Grove 1/4 mile west of Lake of the Woods on Route 3

She enjoys golfing, paddle-boarding, decorating, kayaking, and volunteering.

LAKEOFTHEWOODSCONNECT.COM

4207a Germanna Hwy Locust Grove, VA 22508 24

540.972.9040

Showroom Hours:

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You can reach Delany Bailey at 540-207-2343 for all of your real estate needs.

Tile

Monday – Friday 9-4:30; Saturday 10-1 Additional hours by appointment.

Contact us about in home consultation.

Serving Lake of the Woods for over 30 years.

Class A contractor – Bonded / Insured