Lake Currents February 23, 2018

Vol. 15, No 16

540.972.2237

LOWA.org

More Residents Are Using dwellingLIVE – Why Aren’t You?

by John Bell, Chair, Safety and Security Committee

/LOWAssociation

February 23, 2018

Glad You Asked: Third Quarter Treasurer’s Report

by Bob Hoh, Treasurer, LOWA Board of Directors

According to LOW Director of Finance Roy Mayberry, use of the dwellingLIVE system continues to grow. Close to one in three visitor’s passes is issued because a member made an entry into dwellingLIVE rather than by making a phone call to Security in January.

If you are one of the members who used the dwellingLIVE website or the dwellingLIVE smart phone app to admit your guests, on behalf of the community, I say Thank You! Got a computer or smartphone and haven’t used dwellingLIVE? I ask, Why? With close to one out of every three guests entered by members using the program and dwellingLIVE providing you a faster, easier experience to entering and tracking your guests, ask your friends and neighbors who are already using it how simple the process is. I believe you will find yourself asking “Why haven’t I used this before?”

If you already know dwellingLIVE is better, but you’re not using it because you’re not sure of how to set up the profile and/or hardware, here are some solutions and tips:  A person you know who’s an enthusiastic user may be willing to help. Ask.  If you’ve got a child or grandchild under the age of 30 (the kind who is on the phone at the dinner table instead of conversing with adults), you have an expert. The dwellingLIVE app is a simple download from the App Store or Google Play. Before you turn junior loose, make sure to get your member profile information from Member Services.  LOWA wants to help. If you haven’t already registered for dwellingLIVE, contact Member Services and they will provide you with your initial login details and get you started. If you have more questions, you can contact Member Services, Director of Finance Roy Mayberry or IT Coordinator Patrick O’Loughlin for additional help. Member Services, 972-2237 or email Support@LOWA.org.  Once you’ve got your account squared away and your guest in the system, be sure they have your address ready when they pull up to the gate. This allows for our Security staff to quickly find out where your guest is going and get them on your way to you!

On Wednesday, the Board of Directors voted to approve the FY 2018-2019 LOWA budget. This is a landmark budget, in that it includes funding for the Clubhouse Area Recreation Complex as part of the annual assessment. The discussion on this project has been extensive over the last several years, and has included inputs from multiple standing committees, at least two ad hoc committees, town halls and other member initiatives. Not all these inputs have supported undertaking the project at this time. After considering all aspects of the project and weighing the pros and cons, the board has concluded that it is in the best interest of the Association to start the project this year. I support the CARC. Once completed, this is a project that will benefit the community for many years. It will be funded from multiple sources, but mostly by an Association loan with a construction draw followed by loan payoff for up to seven years.

The complex will be a cluster of up-to-date amenities we can all be proud of that will serve our diverse membership well into the future.

On another note, in my first quarterly Treasurer’s report, I mentioned my overall goal as Treasurer – “to help make a great association even better by ensuring the financial condition of LOWA remains strong….” In each report I would like to follow up on that thought with a specific objective that I believe will contribute to the overall goal. One objective is to communicate financial related information more clearly to our membership. Since my last article we have been asked questions regarding many facets of our association’s financial condition. I plan to address at least one question (with the help of Roy Mayberry, our Director of Finance) in each article. This month the question deals with our replacement reserve requirements.

See dwellingLIVE on p. 7

See Treasurer on p. 6

President's Letter 2 Agenda 3 Financials 4, 5 Association News 2-8 General Manager's Column 3 Calendar 7, 8 Viewpoints 14 Orange County News 17 Classifieds 17-19

Saturday, February 24 Family Date Night 6-9 PM, Clubhouse Saturday, March 3 LOWA Regular Board Meeting 10 AM, Community Center

Q: Our reserve study says we own $59,000,000 in assets.

How can $1,000,000 in reserves be enough?

A: The $59 million number actually represents the estimated cost of replacing individual items in the Miller-Dodson Replacement Reserve Study, which covers a 40-year period.

Sunday, March 11 Daylight Saving Time Begins

Deadline for submissions to the March 9 issue of Lake Currents is Monday, February 26.

Friday, March 16 Early Boat Registration Begins

Deadline for submissions to the March 23 issue of Lake Currents is Monday, March 12.

Members: Lake Currents can be read online at: LOWA.ORG/LAKECURRENTS

Security at Front Gate Info: 972-2210 or 972-2020 or use dwellingLIVE https://community.dwellinglive.com/ lakeofthewoodsassociationinc.aspx

Association News Lake Currents February 23, 2018

President’s Letter

by Leighton Cumming

For approximately nine months, a petition has been circulating around the community to require a majority of eligible Members to vote on any expenditures of $500,000 or more for any replacement or new capital, replacement capital or improvement capital project.

This would mean that 2,129 Members would have to vote in favor of spending that amount of money to maintain any of our amenities.

First, let me describe the petition process as stated in our governing documents. Then I will briefly describe the potential impact of this proposal.

Petition Process Our Bylaws state that a special meeting of the Members may be called at any time by the President, the Board of Directors, or upon written request of 800 members of the Association who are eligible to vote.

At the Jan. 16 Board meeting, a petition with pages of signatures was given to the Board. Those signatures were validated by the Board Secretary, the Elections Committee Chair and the Director of Finance over the next two weeks. At the Feb. 3 Board meeting, it was reported that 765 of those presented were valid signatures, 35 fewer than the required 800. Signatures are considered valid when they are made by Members in Good Standing of the Association. That phrase means that the person who signed the petition has his or her name on the deed to their lot there is only one signature per lot the person signing still owns the lot the person is in good standing, meaning he or she is up to date on what they owe the Association in assessments, fees and fines.

At the Feb. 3 meeting the Board voted 5 to 2 to close the petition process. In thinking over that decision later, there was concern that the vote to close the petition process may have been too fast and was not fair to Members. At the Feb. 21 Board meeting, the Board planned to vote to rescind the Feb. 3 vote and to continue validating signatures as they are submitted.

Once 800 valid signatures are received, a Special Meeting of the Membership will be scheduled and proxy ballots will be mailed to Members. There is still time for Members to choose to receive a ballot electronically.

Board of Directors, LOWA, Inc.

Send email to the Board at: Board@LOWA.org President: Leighton Cumming Vice Pres.: Cliff Wilks Treasurer: Bob Hoh Secretary: Jennifer Zukowski Directors: Carl Clawson Jeff Johnson Tom Sheridan

2

General Manager: Phillip Rodenberg (prodenberg@LOWA.org) Assistant General Manager: Chester Guzek (cguzek@LOWA.org) Director of Facilities: Jessie Graves (jgraves@LOWA.org) Director of Finance: Roy Mayberry (rmayberry@LOWA.org)

Impact The Board vote to allow the petition process to continue does not mean that the Board favors this proposal.

If passed, this proposal could cause lasting damage to the Association and its members. Requiring 2,129 yes votes to allow the Association to spend $500,000 in replacement or new capital, from reserves or from insurance money would be a lengthy process. If Lake of the Woods was hit by a hurricane and suffered significant damage, we could not repair that damage until we had the 2,129 votes allowing the Board to spend the money. As this process continues, I will further describe the potential impacts.

Thoughts from the Pro

by Rea Hargraves, PGA Lake of the Woods G.C

Upcoming Events: March 1 First game of the Industrial League, 4 PM Shotgun 10 Meeting for PGA Junior Golf League (Trophy Room), 9-10 AM 17 St. Patrick’s Day Scramble, 4 Person Team, Green Tees 9 AM Shotgun (Sign-up in the Pro Shop) On Saturday, Feb. 10, I attended the Kids Expo at the Fredericksburg Expo Center. It was a rainy day! I was there with other PGA Golf Professionals promoting their PGA Junior League. The display at the Expo was aimed at children looking to learn the game of golf.

The game was to hit the ball into the Golfzilla or Hippo’s mouths. If the kids did, they would receive a Drive, Chip or Putt Backpack. Several parents from LOWA attended and left their information to learn about our Junior Program.

On March 10, I will hold a meeting in the Trophy Room of the Woods Center. The purpose is to inform the children and parents about our PGA Junior Golf League. This will be our fourth year having a team. The cost will be $150 for a child to participate in our league. Each child will get two team jerseys (one for home and one for away matches), a tee shirt, a cap, and a bag tag. The meeting will last from 9-10 AM. I will provide coffee and Danish during the meeting. I would ask that all parents interested in the league attend and ask any questions.

I’ll see you then.

Editorial Staff President of the Board General Manager Communications Manager: Carolyn Brodeur (cbrodeur@LOWA.org) Communications Assistant: Lisa Naghshineh (lakecurrents@LOWA.org) Copy Editor Dan McFarland (dmcfarland@LOWA.org) Graphics/Layout: Chris Porter (cporter@LOWA.org)

Lake Currents The official newsletter of the Lake of the Woods Association, Inc. (USPS 872-400) is published bi-weekly for its membership. Nonmembers $20 per year (25 issues). Periodical postage rate paid at Spotsylvania, VA 22553. Visit our web site at: LOWA.org. ITEMS FOR PUBLICATION in the newsletter must be received in the Association office by noon on the Monday after publication for the next publication or by the preceding Friday if Monday is a holiday. All advertising and articles need to be submitted via email to lakecurrents@LOWA.org. The views expressed in guest articles and paid advertisements represent the opinions of authors and advertisers and do not necessarily reflect the views of Lake of the Woods Association, Inc. Call the communications office at 540-972-2278 for details about classified and display advertisements which must be prepaid (unless other arrangements are made). The inclusion of advertising, logos or web site links in this publication does not constitute an endorsement by LOWA, Inc. of the products or services so advertised. POSTMASTER: Send address changes to LOWA, Inc., 102 Lakeview Pkwy, Locust Grove, VA 22508

Regular Board of Directors Meeting Tentative Agenda March 3, 2018, Community Center

 Regular Board of Directors Meeting Wednesday, March 21, 2018, Community Center 2:00pm  Regular Board of Directors Meeting Wednesday, April 4, 2018, Community Center 7:00pm

10. ADJOURNMENT *The Board reserves the right to remove, add and/or relocate agenda items as necessary. Members of record may record any portion of this meeting so long as (1) you first notify the President for an announcement before you begin and (2) you do not interfere with other members or the official recording. (See Administrative Regulation 2016-4.)

Member Services/Holcomb Building: 972-2237 M-F; 8:30 AM-5 PM; Sat. 9 AM-1 PM Clubhouse: 972-2221 Office Hours: W-F, 9 AM-5 PM Menus: LOWA.org/Amenities/ clubhouse Community Center: 972-9680 ECC Office: 972-2211 M-F, 7 AM-3:30 PM

by Phil Rodenberg, General Manager, CMCA ®, AMS ®, PCAM ®

You may have heard the saying, “A ‘wet paint’ sign means progress.” It’s true at LOWA for sure. We don’t literally have a wet paint sign up all the time, but we are always planning for, or doing, some kind of repair to an asset we own.

Our Maintenance Crew takes care of the day-to-day adjustments and repairs, like painting, through the Operations Budget. The Buildings Crew can handle some of our smaller capital projects, but we typically hire a contractor for the larger capital replacement projects that are funded from our reserves. The Repair and Replacement Reserve is the main source of funds for bigger existing-asset projects, including three I’d like to highlight here: 1. Clubhouse Dock Replacement. This is a like-for-like replacement of a popular asset used by members for Clubhouse Point and ski club events. Beginning now, and through April 13, our contractor will remove the entire structure, and replace it with new pilings and deck boards.

The new deck boards will be of composite material for longer life and much less maintenance. The Main Marina and Small Marina already have composite decking boards.

2. Clubhouse Deck Replacement. This is a replacement (and possible expansion) project. As of this writing, the Board was still considering a pending contract at the Feb. 21 Board meeting. Construction would be during March and early April, in time for the annual deck opening in May. It is possible the Board will approve an 8-foot by 64-foot extension to the dining room deck to accommodate more seating for dinner and special events use.

3. Maintenance Building Replacement. This is a project pending Board approval as part of the new budget. The LOWA Maintenance Building is across the parking lot from the Woods Center on Fairways Drive. In May, the building will be razed and replaced. The offices house the Facilities Director, Environmental Resources Manager, Custodial Manager and Crew and the Covenants and Site Inspection staff. It has a counter to do business with members submitting applications to the Environmental Control Committee, and a crew room for the Roads Crew. Beginning May 1, the ECC Office will be temporarily relocated to the Dogwood Room in the Woods Center and will be there through August. In the meantime, the Community Activities staff will work hard to accommodate committees and clubs in the Dogwood Room of the Woods Center and in the Community Center.

Now is a busy time indeed. To learn more about pending capital projects, go to LOWA.ORG/Administration/Budget.

Amenities Golf Pro Shop (Woods Center):

Equestrian Center: 972-2238 Lessons, pony rides, trail rides M-F 8:30AM-5PM Saturday & Sunday: by appointment, call by Friday 3 PM Fareways Café: 972-2216 Winter Hours: Mon, Thurs-Sat, 9 AM-7 PM Tues-Wed, 9 AM-9 PM Sun, 9 AM-5 PM Fitness Center: 972-9680 Daily 5 AM-11 PM

Lake Currents February 23, 2018

1. EXECUTIVE SESSION 10:00 AM 2. OPEN SESSION 2.1 Pledge of Allegiance 2.2 Meeting Notice and Quorum Confirmation 2.3 Approval of Agenda 2.4 Approval of Minutes: February 21, 2018 3. REPORTS 3.1 Report from Orange County Supervisor – Lee Frame 3.2 Report from Orange County Sheriff - Mark Amos 3.3 Report from Security Chief – Scott Walker 3.4 Report from LOW Fire & Rescue President – Joe Clontz 3.5 Report from Orange County Schools – Jim Hopkins 3.6 Reports of President, Vice President, Treasurer and Secretary A. Executive Session Actions B. Committee Liaison Reports C. Committee Changes 3.7 Report of General Manager A. January Financials B. Lakes Management Report C. Clubhouse Area Recreation Complex Project Update 3.8 Committee Reports A. Community and Youth Activities – Alexander Vasquez, Chair B. Maintenance and Ecology – Dan Cianci, Chair 4. MEMBER COMMENTS ON UNFINISHED BUSINESS AND NEW BUSINESS AGENDA ITEMS 5. UNFINISHED BUSINESS 5.1 Discussion of Overarching Goals 5.2 Consideration of Publishing in Lake Currents the Proposed Amendments to Bylaws Article X., Regarding Special (Ad Hoc) Committees 5.3 Consideration of Approving an American Institute of Architects Contract with RRMM Lukmire and Authorize the President to Sign 6. NEW BUSINESS – None Scheduled 7. MEMBER GENERAL COMMENTS 8. DIRECTOR COMMENTS 9. SCHEDULED MEETINGS

Spring Construction Projects on Deck (and Dock)

Association News

Lake of the Woods Association, Inc.

Daily 8:30 AM Reserve a tee time 972-2230 Golf Course: 9 AM daily Maintenance Office: 972-2223 M-F, 7 AM-3:30 PM 9.9 Leaf/Brush Area: Daily 7 AM-5 PM. Closed Wednesdays Security/Front Gate: 972-2210 or 972-2020 https://community.dwellinglive.com/ lakeofthewoodsassociationinc.aspx

Tennis: Alice Mote 540-424-8004 Courts available 6 AM to 11 PM Trash: LOW Compactor Site, 672-9600 M, TU, TH, F, 7:30 AM-7 PM Sat 8 AM-5 PM; Sun 9 AM-5 PM Closed Wednesdays and holidays County Waste: 540-727-0887 Curbside trash recycling/collection: Wednesdays 3

Lake of the Woods Association, Inc.

Lake of the Woods Association, Inc.

Statement of Revenue and Expense (Unaudited) | January 31, 2018

Lake Currents February 23, 2018

Financials

YTD Actual Revenue Assessment Revenue Operating Assessment Contribution to Reserves Bad Debts Total Assessment Revenue

YTD Budget

3,205,623 1,122,729 (48,750) 4,279,602

Operations Center Revenue Administration Tenant fees New Construction and Renovation Fees Security Communications Fitness Equestrian Environmental Resources Pools Community Activities Clubhouse Fareways Golf Operations General Maintenance Roads Grounds Total Operations Center Revenue

Prior YTD Actual

3,205,623 1,122,729 (48,750) 4,279,602

3,184,257 1,093,023 (48,750) 4,228,530

242,251 286,038 311,427 37,640 110,352 50,240 54,659 326,515 16,887 33,479 806,555 327,536 351,836 1,900 5,698 3,090 $ 2,966,103

225,994 339,439 0 43,250 108,380 60,000 72,225 346,661 13,000 29,392 905,817 271,661 405,270 1,450 2,813 0 $ 2,825,352

226,018 310,820 326,964 32,350 91,107 46,394 72,290 303,079 9,171 34,343 876,698 257,520 333,350 1,473 20,062 558 $ 2,942,197

Total Revenue

$ 7,245,705

$ 7,104,954

$ 7,170,727

Operating Expenses Direct costs of merchandise sold Salaries Payroll Taxes/Employee Benefits Insurance Expendable furnishings Office Supplies Contractual Services Dues and subscriptions Repairs and maintenance Telecom Utilities Taxes and licenses Recruiting Meals and entertainment Travel and training Equipment rental Charity Depreciation Other Total Operating Expenses

578,687 2,389,399 468,258 230,183 34,430 178,699 445,954 1,367,109 4,011 160,024 68,868 197,018 44,724 3,686 55,299 12,045 11,253 42,000 937,503 26,159 $ 7,255,309

529,897 2,299,221 514,647 229,076 32,325 153,671 447,871 1,311,939 3,661 174,412 56,400 168,410 41,610 4,858 65,325 8,340 9,325 42,000 937,503 29,413 $ 7,059,904

519,011 2,229,588 463,796 220,797 23,776 182,750 432,225 1,253,153 5,411 154,946 63,955 159,083 42,211 4,963 47,582 8,685 9,355 42,000 937,503 27,784 $ 6,828,574

Excess (Deficit) of Revenue over Expenses

$

$

$

(9,604)

45,050

342,153

Balance Sheets (Unaudited) | 'January 2018 and 2017

ASSETS

2018

Current Assets Cash and Cash Equivalents Lot Assessments Receivable Accounts Receivable Other Allowance for Uncollectible Accounts Inventories Prepaid Expenses Total Current Assets Board Restricted Investments New Assets and Improvements Contingency New Construction and Renovation Repair and Replacement Total Board Restricted Investment Property and Equipment Land and Improvements Buildings and Additions Furniture and Equipment Vehicles and Construction Equipment Construction In Progress Less Accumulated Depreciation

Total Assets

$

2017

905,566 279,350 143,384 (257,379) 70,056 185,440

$ 1,275,008 332,975 168,892 (240,211) 71,361 137,535

1,326,417

1,745,561

73,814 91,219 92,330 1,934,163

97,176 100,733 277,556 2,324,512

2,191,527

2,799,977

1,918,029 19,073,380 102,101 6,187,211 2,443,127 29,723,848 (14,100,375) 15,623,473

1,918,029 17,830,841 84,968 6,160,071 2,267,183 28,261,092 (13,517,461) 14,743,631

19,141,417

19,289,168

LIABILITIES AND MEMBERS' EQUITY Current Liabilities Accounts Payable Current Year Accounts Payable Capital Projects Accrued Expenses Accrued Vacation Refundable Deposits Deferred Fees Billed Deferred Fees - Discretionary Deferred Lot Assessments - Operations Deferred Lot Assessments - CTR Total Current Liabilities Members' Equity Board Restricted Unrestricted Total Liabilities and Members' Equity

133,394 22,205 145,211 68,234 33,362 130,958 160,967 1,068,541 374,243

147,037 87,655 108,542 68,251 566,066 136,497 139,761 1,061,419 364,341

2,137,114

2,679,570

2,191,527 14,812,776 17,004,303

2,799,977 13,809,622 16,609,598

$ 19,141,417

$ 19,289,168

Lake of the Woods Association, Inc. Reserve Analysis FY 2017/2018

Repair and New Assets and Replacement Improvements Contingency

4

YTD 2017-18 5/01/17 Balance 2017/2018 CTR YTD Interest YTD NCR Fees YTD Expenditures YTD Transfers 1/31/18 Balance

1,481,318 1,411,972 9,705 (1,415,553) 446,722 1,934,163

122,838 70,000 405 (171,529) 52,100 73,814

95,340 15,000 466 (27,787) 8,200 91,219

New Construction and Renovation Fees

Total Reserve

178,545 797 311,427 (398,439) 92,330

1,878,041 1,496,972 11,374 311,427 (1,614,869) 108,583 2,191,527

Lake of the Woods Association, Inc.

AMENITY REVENUE May 2017 - Jan 2018

Key Measures | '3rd Quarter YTD | January 31, 2018

Balance Sheet Key Measures

1,100,000 1/31/2017

1,000,000

$1,275,008

900,000

% Collected to Date

% 95.2%

$ $5,494,617

Receivables - Current (Semi-Annual / Quarterly) Receivables - Delinquent (Current Year) *

2.7% 2.1%

$156,697 $122,115 $278,812

% 2.1% 1.9% 1.7%

Total Assessment Billing $5,771,136 $5,703,040 $5,593,698

800,000

Delinquencies (FY 17-18) as of Jan 31 2018:

700,000 600,000 500,000 400,000 300,000 200,000

* Estimate 2% for year Delinquency Rate FY17-18 (as of Jan 31) Final Delinquency Rate FY16-17 Final Delinquency Rate FY15-16

Financials

1/31/2018 $905,566

Cash & Cash Equivalents - Operating

100,000 -

Income Statement Key Measures Golf Operations Rounds of Golf Played

Current Year YTD 16,095

Prior Year YTD 13,822

Variance 2,273

Daily Greens Fee Revenue Daily Cart Fee Revenue Annual Memberships Merchandise Sales

$91,849 $46,070 $198,500 $47,249

$82,131 $35,204 $187,308 $42,810

$9,718 $10,866 $11,192 $4,439

Current Year YTD $72,957

Prior Year YTD $156,540

Variance ($35,495)

$806,555 $1,051,310 ($244,755)

$876,698 $998,062 ($121,364)

($99,262) ($14,805) ($114,067)

Clubhouse Events Revenue Total Revenue Total Expense Net Surplus (Deficit)

YTDActual

YTDBudget

AMENITY EXPENSES May 2017 - Jan 2018 1,100,000 1,000,000 900,000 800,000 700,000 600,000 500,000 400,000 300,000 200,000 100,000 -

YTDActual

YTDBudget

Summary, Operation Center Income Statement Comparative to Budget (Includes Depreciation in Administration)

Year to Date at January 31, 2018 (UNAUDITED)

Revenue YTD Actual

Revenue Variance YTD Favorable Budget Unfavorable)

Expense YTD Actual

Expense YTD Budget

2,116,710

2,048,809

Administration Annual Member Assessment Operating Assessment Contribution To Reserves Bad Debts

839,716

565,433

3,205,623 1,122,729 (48,750)

3,205,623 1,122,729 (48,750)

Subtotal Administration Security Communications Fitness Equestrian Environmental Resources Pools Community Activities Golf Operations Clubhouse Fareways Maintenance Roads Grounds

5,119,318 37,640 110,352 50,240 54,659 326,515 16,887 33,479 351,836 806,555 327,536 1,900 5,698 3,090

4,845,035 43,250 108,380 60,000 72,225 346,661 13,000 29,392 405,270 905,817 271,661 1,450 2,813 -

274,283 (5,610) 1,972 (9,760) (17,566) (20,146) 3,887 4,087 (53,434) (99,262) 55,875 450 2,885 3,090

2,116,710 571,619 156,030 17,058 152,744 384,523 150,752 182,841 655,306 1,051,310 394,662 624,275 522,810 274,669

2,048,809 546,174 167,724 19,841 138,444 406,873 133,087 183,827 644,054 1,036,505 290,423 642,382 524,406 277,355

7,245,705

7,104,954

140,751

7,255,309

7,059,904

Excess (Deficit) Revenue Over E

274,283

Variance Favorable (Unfavorable) (67,901)

Net Income

Net Income

(Loss) YTD Actual

(Loss) YTD Budget

(1,276,994)

(1,483,376)

3,205,623 1,122,729 (48,750)

3,205,623 1,122,729 (48,750)

(67,901) (25,445) 11,694 2,783 (14,300) 22,350 (17,665) 986 (11,252) (14,805) (104,239) 18,107 1,596 2,686

3,002,608 (533,979) (45,678) 33,182 (98,085) (58,008) (133,865) (149,362) (303,470) (244,755) (67,126) (622,375) (517,112) (271,579)

2,796,226 (502,924) (59,344) 40,159 (66,219) (60,212) (120,087) (154,435) (238,784) (130,688) (18,762) (640,932) (521,593) (277,355)

(195,405)

(9,604)

-

Variance Favorable (Unfavorable)

45,050

Note 1:

REVENUE: EXPENSE:

NCR Fees (+$311K), Assessment Installment S/C (+$9K), offset by Tenant Fees (-$53K) Telephone/Internet (-$12K), Legal Consultation (-$25K), Credit Card Fees (-$11K), Contractual Services (-$22K)

Note 2: Note 3:

EXPENSE: EXPENSE: REVENUE:

Printing (-$10K), Contractual Services (-$15K) Salaries & Benefits (+$16K) Fitness Center Revenue (-$9K)

Note 4:

REVENUE: EXPENSE:

Summer Camp (-$13K) Salaries & Benefits (-$9K), Feed (-$7K)

Note 5: Note 6:

EXPENSE: REVENUE:

Note 7:

EXPENSE: REVENUE: EXPENSE:

Water & Sewer (-$12K) - Remediation Pending Annual Fees (+7K), Hard Good Sales (+$7K), LOWGO Sales (+$6K) offset by Daily Greens Fees (-$27K), Daily Cart Rental (-$9K), Soft Goods Sales (-$24K), Tournament Fees (-$10K) Cost of Goods - Soft Goods (+$15K), offset by Cost of Goods - Hard Goods (-$9K), Contractual Services (-$6K) Food Sales (-$39K), Banquet Food Sales (-$25K), Beer Sales (-$12K), Wine Sales (-$6K),Soft Beverage Sales (-$6K) Cost of Goods - Food (-$34K), Water & Sewer (-$5K), offset by Salaries & Benefits (+$8K), Contractual Services (+$8K)

Note 8: Note 9:

REVENUE: EXPENSE: EXPENSE:

Food Sales (+$24K), Alcohol Sales (+$32K) Cost of Goods - Food (-$13K), Alcohol (-$12K), Salaries & Benefits (-$54K) Salaries (+9K), Fuel (+$8) Key: Numbers represented as positive or (+$xxK) reflect a positive variance to budget

206,382 206,382 (31,055) 13,666 (6,977) (31,866) 2,204 (13,778) 5,073 (64,686) (114,067) (48,364) 18,557 4,481 5,776

Note 1 Note 2 Note 3 Note 4

Lake Currents February 23, 2018

Lake of the Woods Association, Inc.

Note 5 Note 6 Note 7 Note 8 Note 9

(54,654)

5

Association News

Treasurer from p. 1 The study accounts for the fact that over these 40 years, we must replace some items multiple times. For example, we plan to replace our computers every five years. So, computers will be replaced eight times over the 40-year life of the Reserve Study (if one computer costs $500, the replacement reserve estimate includes $500 times eight or $4,000 for this computer).

Other items will also be replaced multiple times, including heating units, carpeting, clubhouse chairs, etc. We update the reserve study every few years because items and costs will most likely change in the future. Our average expenditure for items over this 40-year period is approximately $1.5 million per year ($59 million divided by 40 years). We replenish the reserve account each year, and for the coming year we are budgeting approximately $1.7 million, which we believe adequately addresses the requirement at this time.

I’m glad you asked. If you have questions or comments please contact me at bhoh@lowa.org.

Come join the fun here at the

2018 Pony Camp!

Member: $300/week Nonmember: $350/week

Beginner Camps (6 yrs & up), 8:30 AM-12 PM June 11-15 June 18-22 June 25-29 July 2-6 July 16-20

July 23-27 July 30-Aug. 3 Aug. 6-10 Aug. 13-17

Advanced Camp July 9-13 Daily 9AM to 11:30 AM Open to campers who are taking lessons on a regular basis; must be trotting in their lessons.

Buying or Selling, We Will Work For You.

Lake of the Woods Office 4207-A Germanna Hwy, Locust Grove, VA (across from the Lake) Call us for additional information or to view any properties.

INTO SUMME G RW IN R I P

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T

OR DO

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2nd ANNUAL LOWA MARCH MADNESS WHO

2018 Lake Living Advertising Centerfold Spread

All Ages

WHEN

Featured in the same issue as the Amenities Insert.

Saturday, March 24 7:00 - 9:00 PM

Prints: April 20, 2018 Deadline: April 9, 2018

WHERE

Three ad styles to choose from:

Sweetbriar Community Center

“C” Size Ad, 4.75” W x 2.75” H: $99.00

COST

“A2” Size Ad, 2.25” W x 2.75” H: $45

Free

“Text Description”, 60 word summary, contact info and 4 lines for dates: $25

COMPETITION

CK S

Free Throws LayUps 3 Point ShoTs & More

A SN

S ZE

I

PR

6

Call for more information: 972-2238 Paid Advertisement

Bernie Merritt & Kathy Bianco Merritt 540-538-6605

You may pick up an application at the Equestrian Center, Holcomb or download app. www.LOWA.org

TH

Lake Currents February 23, 2018

Let Us Be of Service!

Lake of the Woods Community and Youth Activities Committee

Any advertiser who has an advertisement scheduled for this publication must purchase a new ad to ensure premium centerfold placement or may purchase a centerfold ad and opt to move their existing ad to any other issue in February, March or April 2018.

Space is limited so be sure to save your spot. Camera ready art required.

Contact us for more info: 540-972-2278 LakeCurrents@LOWA.org www.LOWA.org/LakeCurrents

Saturday, March 3 10 AM, LOWA Regular Board Meeting, CC

Using dwellingLIVE instead of the telephone is a “win-win” for individuals and for the entire community. For individuals, it’s easier, faster, and more accurate. For the community, it saves money and improves security operations. Let’s get as many of your friends and neighbors using it as soon as we can.

To view a how-to video for dwellingLIVE, visit www.LOWA.org/ TV18 and select the dwellingLIVE walk-thru video from the playlist.

Wednesday, March 21 2 PM, LOWA Regular Board Meeting, CC Committee Meetings: Members are encouraged to attend. Meetings are subject to change; contact the Committee Chair for current information. Visit www.LOWA. org/Committees.

(Note: Schedules subject to change. Please check TV 18 for updates.)

Most shows are also available at LOWA.ORG/TV18.

February 23rd – March 8th

8 AM

Art For Life

9 AM

LOWA Board of Directors

12 PM

LOWLINC

1 PM

Real Virginia

2 PM

Art For Life

3 PM

LOWLINC

5 PM

LOWA Board of Directors

8 PM

Yoga Today

New LOWA email addresses are available for LOWA Committee Chairs; visit www.LOWA. org/Committees for contact information.

Clubhouse Dock Closed Clubhouse Dock will be closed Wednesday, Feb. 21 through Friday, April 13 for construction. Clubhouse Dock will be removed and replaced. The floating dock near Sailboat Beach (on the opposite side of the Clubhouse) will remain open. If you have any questions or concerns, please contact the Environmental Resources Manager at 540-972-5548 or via email jjones@LOWA.org.

To view Board Meetings and General Administration Videos, visit www.LOWA.org/Videos.

Members, have a show idea? TV18 is now accepting new shows from members and local organizations to air on Channel 18 & our TV18 YouTube Channel. For more information, view our TV18 Community Programming Guidelines on www.LOWA.org/tv18 or contact the Communications Department at 972-2278.

Spotsylvania Courthouse and Lake Anna Heating & Air Conditioning, Inc. • All Makes & Models • Furnaces: Oil-Gas-Electric • Air Cleaners • Humidi iers • Duct Systems

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Lake Currents February 23, 2018

Golf: 2/26, 3 PM, WC Investment: 2/26, 1 PM, CC Treasurer Mtg to follow Communications: 2/28, 3 PM, WC Planning: 2/28, 7 PM, LLCH ECC: 3/1, 8:30 AM, WC Finance: 3/5, 7 PM, CC Fitness: 3/6, 4 PM, CC Safety/Security: 3/7, 3 PM, WC External Affairs: 3/12, 7 PM, CC Community/Youth: 3/12, 7 PM, WC Equestrian: 3/13, 1:30 PM, CC Pools: 3/13, 7 PM, CC

TV18, shown on Comcast Channel 18, features unique shows designed especially for Lake of the Woods and featuring LOW members.

7 AM

Meeting Facility Key: CC Community Center CCCR Community Center Classroom CR Community Center Craft Room CH Clubhouse CHGH Clubhouse Great Hall CHPR Clubhouse President’s Room EQ Equestrian Center FC Fareways Cafe HF Hollyfield Park LGES Locust Grove Elementary School (Rt. 20) LLCH Lower Level Clubhouse LOWC LOW Church MCR Maintenance Conference Room RR Holcomb Building Reading Room SB Sweetbriar Park ULH Upper Level Holcomb WC Woods Center

Association News

dwellingLIVE from p. 1

Heat Pumpǡ and Air Conditioning Systems Only FREE

Ǥ Ǥ

Licensed Contractor

540-582-3556

7

Saturday, February 24 11:30 AM Republican Chili Cook Off (CC). Info: Brenda 972-8117.

6-9 PM Family Date Night (CH). Free dancing; all LOW members welcome. RSVP: LAMcKinney64@aol.com.

Saturday, March 3 10 AM LOWA Regular Board Meeting (CC). Info: 972-2214.

Lake Currents February 23, 2017

Calendar

Tuesday, March 6 10:30 AM LOWLINC Speaker Series (CC). Info: lowlinc. communications@gmail.com.

Saturday, March 10 9-10 AM PGA Junior Golf League Meeting (WC). Info: Rea 972-2230.

SPORTS & EXERCISE (subject to change) Location

Contact

8:30-9:30 AM

M, W, F

Carolina Shag Lessons Battlefield Boogie Club

LLCH

7 PM

2nd / 4th SU

Audrey 703-401-5050

CC

10:30 AM

M, TH

Donna 972-1977

Exercising for Health

$

Church 972-9060

Horseshoes for Fun

HF

9 AM

TU, TH

Ron 412-2872

Joggers Club

Call

TBD

TBD

Diane 540-388-2930

Kayak Club

Edgemont Bch Edgemont Bch

6 PM 10 AM

TU F

Mary 972-6760

Pickleball Play Beginner Class

CC

11 AM-12:30 PM

TH

Greg 540-388-2540

Praise & Worship Dance

LOWC-WC

10 AM-12:30 PM

W, SA

Sonja 972-1734 or 972-9060

Senior Softball

HF

9 AM

F

Square Dancers LOW Social Club

LLCH

7:30-9:30 PM

2 / 4 /5 F

Square DancersLords & Ladies

LLCH

7:30-9:30 PM

1 /3 F

Sims 972-3187/Haring 972-1924

Stretch and Flex

LLCH

8:30-9:15 AM

M, W, F

Frances 972-5435

John 540-229-7940

nd

st

th

th

rd

Linda 571-328-9247

$

CC

7 PM

TU, TH

Mike 540-710-3318

Tae Kwon Do (12-adult) $

CC

8 PM

TU, TH

Mike 540-710-3318

Volleyball Adult/coed

CC

7-11 PM

SU

Michael 809-7406

Walkers Club

Greensprings Clubhouse

9 AM 9 AM

M, SA W

Diane 540-388-2930

Tae Kwon Do (8-11)

Water Fitness

$

Wilderness Pres.

10 AM & 11:15 AM

M, W, F

Carol 972-6739

Yoga – Intermediate

$

CC

9-10:15 AM

W

Rebekah 908-358-8406

Yoga – Gentle

$

CC

10:30-11:45 AM

W

Rebekah 908-358-8406

Yoga – Gentle

$

CC

9:30-10:30 AM

F

Yoga – All Levels

$

CC

5:30-6:30 PM TH (subject to change)

Rebekah 908-358-8406 Rebekah 908-358-8406

Time

Day

Contact

AARP Meeting

CH

9:30 AM

3rd M

Larry 972-1847

Art for Fun

CC

1:30-3 PM

3rd TH

Elaine 540-845-4127

Bridge, Sunday Duplicate

WC

7-9 PM

SU

Joe 972-8052/Caroline 972-7688

Bridge, Monday Night

WC

7 PM

M

Jan or Vince 703-565-3408

Bridge, Wednesday Ladies

WC

9 AM-3 PM

W

Feb: Rae 972-1135 March: Joan 972-7548

Book Club

Wilderness Lib.

1 PM

2nd W

Alice 972-4782

Book Club at LOW

CC

7 PM

1st/3rd M

Alan 972-2168 Jack 972-6211

Chess Club

CC

6:30-8:30 PM

TH

Childhelp Auxiliary

LOWC, rm. 211

10 AM

1st W

Nancy 972-2599

Civic Club Meeting

LLCH

7 PM

2nd W

Pat 540-735-7998

Civil War Study Group

LLCH

10:30 AM

4th F

Charles 540-972-2401

Closet Quilters

CC

12:30-3 PM

TU

Maureen 972-7010

Coloring Book Club

CC

10 AM

F

Terry 540-412-2282

Craft Group

LOWC

9:30-11:45 AM

TU

Rochelle 972-3438

Democratic Club

CC

1:30 PM

2nd W

Kerry 972-2737

Eclectic Book Club

Call for location

7:30 PM

Last W

Geraldine 540-388-2449

Fire & Rescue Auxiliary

CC

2 PM

2nd W

Marguerite 972-3681

Fun Bunch 55+

CC

10 AM-1 PM

TU

John 972-5611

Garden Club

CH

12:30 PM

2nd M

Jan 972-1630

Happy Tails Dog Club

CC

7PM

4th TU

Sharon 540-412-9838

WC

7 PM

4th TU

Lee 972-0395

CC

10 AM

W, F

Sylvia 972-9680

Knitting & Crocheting

To reserve meeting space in all facilities: Woods Center, Community Center, Lower Level Clubhouse, and Sweetbriar Park/ Pavilion, contact Sylvia at 9729680, or see “Forms” at LOWA.org.

Day

LOWC

Investment Club

Deadline for submissions to the March 9 issue of Lake Currents is Monday, February 26.

Time

Aerobics

ACTIVITIES, CLUBS, BRIDGE & FUN Location

Deadline for submissions to the March 23 issue of Lake Currents is Monday, March 12.

8

C al en d a r o f E ve n t s

$

Knowledge Club

CC

10-11 AM

3rd TU

Alayna 972-0484

Litter Pick-up in LOW

All around LOW

9 AM

3rd SA

Jan 972-1630

LOW Fliers R/C Club

CC

5-8 PM

3rd F

Terry 412-760-4593

LOW Lioness Club

CH

6:30 PM

2nd TH

Joyce 309-533-9227/Julie 412-9952

LOW Lions Club

CH

5:30 PM

1st TH

Charlie 540-903-7796

Mahjongg

CC

12:30-4 PM

M

Debby 540-412-5240

Mothers of Preschoolers

LOWC, Founders

9:15 AM

1st /3rd W

Jessica 703-297-6784

Open Mic Night

Fareways

6-8 PM

1st/2nd/4th TU

Fareways 972-2216

Players, Theater Group

CC

7 PM

2nd W

Marilyn 972-0392

Photography Group

FC

7-9 PM

1st/3rd TH

Bill 540-834-9866

Republican Women’s Club

CH

11:30 AM

4th W

Connie 972-0083

Susannah Chandler DAR

CC

1 PM

2nd SA

Robbie Rokosz 972-4512

TOPS weigh in/meeting $

LGES (Rt. 20)

5:15 PM

TU

Nita 540-219-7028 Audrey 540-222-3569

Veterans Club

LLCH

7 PM

4 TH

Dan 972-0153

Woodworkers Shop

Compactor Bldg.

9 AM

2nd SA

Hal 972-9803

Woodworkers Club

CC

7 PM

4th TU

Hal 972-9803

th

Please refer to meeting room location key on previous page

Pickleball Beginnings

Let’s sell your home!

by Greg Stoner, LOW Pickleball

4 ½% Full Service Listing Over 30 Years of experience

New members of the LOW Pickleball Club.

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Call or email me for a FREE Market Analysis of YOUR Home!

If your home is currently listed with another real

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Where Pets Are

Family

Medical, Surgical, & Dental Care for Cats & Dogs Acupuncture & Holistic Medicine

Dreaming of Spring!

Let Us Dance in the Sun, Wearing Wild Flowers in Our Hair.

Mon.-Fri. 8am-6pm 4092 Germanna Hwy, Locust Grove, VA (540) 972-3869 Next to LOW Fire & Rescue on Rte 3 East Sat. 9am-Noon LocustGroveVet.net

“Family owned and operated since 2001”

Three Course Conversation

Mulch & Compost

WEDNESDAY, MARCH 7TH AT 12:00PM You’re invited to join our Executive Director of Chancellor's Village for three courses of delicious food. Take time to get to know the director; this is a great opportunity for you to ask questions about our community!

contact us!

(Rt 3 Ferry Farm area)

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Lake Currents February 23, 2018

LUCK

For your

LOW Community

The game of Pickleball was created by three men, Joel Pritchard, Bill Bell and Barney McCallum (who is currently the only living founder) in 1965 on Bainbridge Island in the state of Washington.

One day, when these men couldn’t find a birdie to play badminton, they started to tinker around. After a few days, the creators worked out the equipment kinks and rules. They dropped the badminton net to 36” at the ends and to 34” in the middle, built some basic paddles out of plywood, and used a wiffle ball.

Pritchard had a cocker spaniel, named Pickles, who would chase the ball and run off with it. One evening at a party, the three founders decided to call their new game “pickleball” after the dog. Thank goodness, the dog’s name wasn’t Fifi!

There is another story about the origins of the name of the fastest growing sport in America. It concerns the wife of Joel Pritchard naming the game after the Pickle Boat in the sport of crew, where oarsmen were chosen from the leftovers of other boats. However, when I listened to a podcast on the Pickleball Radio show last year, Barney McCallum was a guest on the show, and stated that the name of the game definitely came from Pritchard’s dog Pickles.

So, there you have it. The name of the game with the funny name came from a four-legged pet, not a vegetable or “leftover” oarsmen.

If you are new to Lake of the Woods or have been a resident here for some time and have been hearing around the community about this Pickleball, then you should come to the Marion Pronk Hall at the Community Center, where we have free lessons on Thursdays from 11 AM to 12:30 PM. All equipment is provided.

Please wear a good pair of non-scuff athletic shoes (not running shoes).

For those who cannot make the day lessons, we will be having free lessons one evening and/or one weekend day after the six new courts IS ON YOUR SIDE! are operational this spring.

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RSVP AT 540-736-8714 OR SCHEDULE A PERSONAL TOUR TODAY

9

LOW 2018 Summer Camps L s Make your new home your summer retreat!

Call us today for all your real estate needs.

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Contact us about special centerfold advertising opportunities.

540-972-2278 LakeCurrents@LOWA.org

Knowledge Club: What’s In It For Me?

Lake Currents February 23, 2018

by Alayna Stiffler, Member, Knowledge Club

10

Paid Advertisements

2018 Summer Amenities Insert April 20, 2018

Surprise! Before you know it you have been struck with an idea.

One that makes you lose sleep at night and you simply cannot stop thinking about it. You want to share with everyone who crosses your path. Eventually you can see it as an opportunity to either learn a new skill or share it with someone. These are the kind of ideas that flow through the Knowledge Club. This month, we are helping to bring clarity to life milestones with monetary attachments including marriage, births, preschool, graduation, many anniversaries, and finally retirement, all of which are monumental milestones.

Let’s talk marriage, a big commitment and newlyweds usually struggle with finances. Many arguments occur over money especially if someone lets money burn a hole in their pocket. Another hot milestone, “we will have a baby when we can afford one.” Surprise, you just heard you are having twins which means college for two now.

So many fears and questions come with milestones and the fear of having enough money. Money is always the root of a milestone.

Now what’s in it for me? The Knowledge Club has a strong desire to fill you with information to sustain your goals. We help people make more knowledgeable decisions, create long range plans and understand the differences between frugal and empty pockets. People become more aware of the life planning that follows natural life cycles, but learn how to make the most of their income instead of living paycheck to paycheck.

Two Knowledge Club seminars will be held at the LOWA Community Center. How to Budget Your Money on March 15, 6:30-7:30 PM; and March 20, 10-11 AM on Retirement Planning To Make Your Money Last. For more information, contact Alayna at 540-370-0000 or LOWKnowledgeClub@gmail.com.

Recently Sold!

We get results!

Sailing Camp 2018 Ages 8-15 For youths age 8 to 15 who are able to swim and are interested in learning to sail. All campers must wear a swimsuit, Coast Guard approved life jacket and closed-toe water shoes and bring a whistle. Sessions run from 8 AM to noon at Sailboat Beach. Contact Dan McFarland 540-846-0730 or danmcfarland1@comcast.net.

• Location: Sailboat Beach • Dates: June 25-29, Beginners Session (two years or less at LOWSC Sailing CAMP) July 2-6, Advanced Session (more than two years previous attendance) • Price: $190 per person

What is Woods Cares?

by Jeanette Embrey, Co-Chair, AARP’s Woods Cares Woods Cares is a group of AARP volunteers who help individuals within Lake of the Woods who are shutins, caregivers of shut-ins, or anyone in need for some other reason. We have been serving our community members (They do not have to belong to AARP to receive our help) for more than 15 years. There are currently 36 AARP members who have volunteered their time and/or talents to this endeavor. These individuals are all over the age of 50. Most of them are LOW residents in their 60s, 70s and 80s who continue to be of service to their neighbors.

Services provided in the past have consisted of transporting people to doctor appointments, dialysis, grocery shopping, beauty appointments, or picking up prescriptions, groceries or other errands. Other helpful tasks have included simple plumbing repairs, small appliance repairs, picking up mail and transporting trash to the compactor. We have also visited with shut-ins to give their caretakers a break. This list represents a sample of what you may need us to do for you. Remember, this is a Free Service.

If you, or someone you know, has a need for our services or you feel you can volunteer, please contact one of our committee chairs and they will endeavor to find a person to help or sign you up. For information, call Jeanette at 972-0726 or Ed at 724-523-5255.

Our AARP motto is: “The Power to make it Better”

LOWLINC Speaker Series: Yes! You Can Play Again-Free from Pain

LOW SOLOs’ March Events

by Judy Ayers, SOLOs Member

by Carolyn Rourke, Member, LOWLINC

Wed., March 7 - Bella J Cucina - in the “glass� building to the east of the LOW gate. RSVP to Ginny at 972-1513 or email to ginny411@verizon.net by noon. Meet there at 5 PM. Wed., March 14 - El Vallarta at the Locust Grove Town Center on Route 20. RSVP to Ginny by noon that day and meet there at 5 PM. Wed., March 21 - Harry’s Alehouse at Harrison Crossing.

RSVP to Ginny by noon and meet in the Clubhouse lower level parking lot to carpool at 5 PM. Wed., March 28 - We’ve been having good turnouts at the Fareways for brunch so let’s do that again. Meet there at 9:30ish AM. No RSVP necessary. Bring a friend.

Vassa Olson

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LOT Nice level lot gently sloping.

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Lake Currents February 23, 2018

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LOW Community

Has that old shoulder injury from your high school sports days flared up again? Is your shoulder aching from all that time on the LOW golf course or the pickleball courts? Dr. Craig A. Reigel, an orthopedic surgeon with a specialty in sports medicine, may have some answers for you.

Reigelâ&#x20AC;&#x2122;s presentation will focus on issues and injuries related to the D r.

C ra shoulder: i g A. R eig el ď&#x201A;ˇď&#x20AC; Atraumatic causes of shoulder pain ď&#x201A;ˇď&#x20AC; Anatomy â&#x20AC;&#x201C; What is the rotator cuff? ď&#x201A;ˇď&#x20AC; Symptoms â&#x20AC;&#x201C; When should you see your doctor? ď&#x201A;ˇď&#x20AC; Diagnosis â&#x20AC;&#x201C; Is an MRI for everybody? ď&#x201A;ˇď&#x20AC; Treatment â&#x20AC;&#x201C; non-operative vs. surgical ď&#x201A;ˇď&#x20AC; Surgery â&#x20AC;&#x201C; less invasive choices ď&#x201A;ˇď&#x20AC; Rehabilitation â&#x20AC;&#x201C; The ball is in your court now. ď&#x201A;ˇď&#x20AC; Results â&#x20AC;&#x201C; Yes, you can golf again.

Reigel joined the Virginia Orthopaedic Center in Culpeper in 2003, where he currently treats orthopedic injuries and performs various orthopedic procedures on shoulders, wrists and knees.

Before that, he practiced sports medicine in the Philadelphia area, working with high school, collegiate and professional sports teams.

He is a member of the Culpeper Regional Hospital medical staff.

The LOWLINC Speaker Series brings in experts on a variety of subjects of interest to seniors in particular and the community at large. Presentations, which are open to all LOW residents, are held monthly except for August and December. Registration is not required; however, if you let us know at lowlinc. communications@gmail.com that you plan to attend, we can notify you of weather-related cancellations and changes.

Reigelâ&#x20AC;&#x2122;s presentation will be held Tuesday, March 6, 10:30 AM to noon at Community Center Meeting Room 2. We look forward to seeing you there.

Weâ&#x20AC;&#x2122;re almost there! Spring will officially start March 20.

Daylight saving time begins on March 11 and St. Pattyâ&#x20AC;&#x2122;s Day is on March 17. Many of us will be getting our taxes done for another year. Itâ&#x20AC;&#x2122;s a busy month. Maybe some of you reading this are single and would like to join us for dinner at one of these restaurants. Weâ&#x20AC;&#x2122;d like to meet you and hope to see you soon.

11

Jenny Lloyd & Annette Wishner

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us help you make 2018 your Best Year!â&#x20AC;?

Annette

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JoAnne Lambert 703-969-0216

LAKE OF THE WOODS RESIDENT FOR 16 YEARS!

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Thinking of Buying or Selling? Let my Experience bring You Savings and Peace of Mind!

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Join me to discuss: Lake Currents February 23, 2018

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UNDER CONTRACT

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Information provided by Metropolitan Regional Information Systems, Inc. Interested parties are advised to independently verifty the information through personal inspection or with appropriate professionals.

Closed Sales | Lake Of The Woods, Locust Grove, VA

Lot for Sale $22,000 Čą Â&#x;Â?ČąÂ?Â&#x160;¢Â&#x153;ČąÂ?Â&#x203A;Â&#x2DC;Â&#x2013;Čą Â&#x160;Â&#x2022;Â&#x17D;Â&#x153;Čą Â&#x2DC;Â&#x2014;Â?Â&#x203A;Â&#x160;Â&#x152;Â?ČąÂ?Â&#x2DC;Čą Â&#x17D;Ä´Â&#x2022;Â&#x17D;Â&#x2013;Â&#x17D;Â&#x2014;Â?ČŚĹ&#x161;Ĺ&#x203A;Čą Â&#x160;¢Â&#x153;

SOLD $339,900

Your Home Here Call JoAnne 703-969-0216

12

Data Provided by MRIS as of Jan 4, 2018

SOLD $129,000

Notices

Human Services Alcoholics Anonymous: Meeting every Mon., 7 PM at LOW Church (Rm 210). Meeting every Wed. and Fri., 7 PM at 32345 Constitution Hwy. Suite O. Info: LOW Church 972-9060.

LOW Lions Medical Equipment: Durable medical equipment is available for temporary loan to those with needs. Equipment can generally be picked up and returned 9 AM to noon Saturdays at the Velona Building near the LOW trash compactor. Donations accepted of used equipment, in clean and good condition, that can be readily used by others. Contact Dave at 972-2125, or Susan at 9722772.

Orange County Free Clinic: Offers primary medical care and prescription assistance to the uninsured in OC. Medical care available Mon. through Thurs., by appointment, and on Tues. evenings (walk-in). 101-C Woodmark Street, Orange. Info: Dorren Brown, 6720793.

Red Cross Blood Drive: Fourth Tues., every other month, in the lower level of the Clubhouse, from 1 to 7 PM. You must be generally healthy, 18 years or older, and weigh at least 110 lbs.

Appointments are encouraged, but not required; go to www. redcrossblood.org to schedule. The next blood drive is March 27. LOW contact is Christy, 540-412-2470.

Saint Seton’s Orphaned Animals is a non-profit, animal welfare charity providing assistance to low income families for spay/ neuter and preventative care for dogs and cats. Call Jeanette, 540809-2625. Website: http://www. saintseton.com.

Seeking Counseling? The LOW Church offers affordable counseling for all persons by appointment. Info: Church, 972-9060.

The Woods Cares: An AARP program, will run errands and do small repairs, light yard work for shut-ins and caretakers. Free service. Call Jeanette 972-0726, or Ed 724-523-5255.

Rappahannock Rapidan Community Services Care-AVan will provide transportation to health care (including picking up prescription medications) and legal appointments for senior citizens (over 60) and persons (over 18) with physical disabilities. Available Mon. through Fri. with minimum of 48 hours notice. Free Service (donations accepted), Call 540-8253100 ext. 3358 or 3013.

Vision Impaired Support Group.

Meets on the first Tuesday of the month at 10 AM, Community Center, Room 1. Sponsored by the LOW Lions. Contact: Gail Sauro, 972-1629 or Gail.Sauro@yahoo.com.

Lake Currents February 23, 2018

Fundraisers Vendor Spaces available for the LOW Lioness Lions Spring Craft Sale and Flea Market on Saturday, March 24 from 8:30 AM-2 PM at the Locust Grove Middle School on Flat Run Rd. 10’x8’ spaces only $25. Call Gail Stoner soon at 540388-2540 to reserve your space, as there are only a few left!

Alzheimer and Dementia Support Group: Third Wed., 10 AM, Room 210. Info: LOW Church 972-9060.

Alzheimer’s Association’s Caregiver Support Group: Meets third Tues., 6:30 to 7:30 PM, Culpeper County Library, 271 Southgate Shopping Ctr. Free.

Support offered for care partners and those diagnosed. Call to confirm group is meeting. Info: Kathi Walker, 825-3100, ext. 3416, or kwalker@ rrcsb.org.

Cancer Support Group for Women and their Caregivers: Meetings are held at LOW Church.

Please contact Suzanne Lentine for meeting dates/time or for more information, 972-9060.

Diabetes support group starting in Culpeper at Wellspring Health Services Call for info: 540-825-4557; 541 Sunset Lane, suite 301. Find us on facebook@ wellspring health services Living Water Community Clinic in Locust Grove (32345 Constitution Hwy, Suite H). Offers free medical care and prescription assistance to the uninsured in Orange, Spotsylvania, and Culpeper counties. Medical care available on Thursdays from 5 to 8 PM. Call 540-854-5922 for appointments.

Volunteers Needed. Info: 540-8545922, ask for Suzanne.

Looking for a Baby Sitter? The Lake Youth Foundation has a list of students who have taken their Super Sitter class with lessons in fire safety, first aid and CPR, practiced handling babies with confidence, and learned fun activities for children. Info: Diane, 972-8634, or email info@lakeyouth.org.

LOWLINC - Non-profit membership service organization dedicated to enabling seniors at the lake to continue living fully and independently in their homes. Volunteer services provided: transportation, light home maintenance, computer assistance, check-in calls, friendly visits and referrals to screened service providers. Fee-based. For info. or to join, call 1-855-LOWLINC or visit lowlinc.org.

LOW Lions/Lioness Wilderness Food Pantry: Located behind Locust Grove Town Center, Rt. 20. Usually open the first and third Fridays from 9 AM to noon, the second Wednesday from 4 to 6 PM and the last Saturday from 9 AM to noon. Please call toll free: 888-5089274 to verify the monthly schedule and to check for special opening dates and times. Mail contributions to Lions Wilderness Food Pantry, P.O. Box 605, Locust Grove, VA 22508. Info: Dave, 972-9657.

LOW Community

Feb. 27, Mar. 6, 13, 20, Story Time Tuesdays at the Wilderness Library: 10:15 AM Toddler Time: 1520 minutes of stories, fingerplays, nursery rhymes, and music for children ages 18 months to 3 years old with a caregiver.

11 AM Preschool Storytime: 30 minutes of stories, action rhymes, music, and crafts for children 3 to 5 years old with a caregiver. Info: 8545310.

AARP – Tax Aide Group provides free tax preparation through April 14, 2018 in the lower level of the clubhouse. Call for a Friday or Saturday appointment, 540-268-8837.

June 9, AARP Chapter 5239 Baseball Game Bus Trip to Nationals Park - Washington Nationals vs. San Francisco Giants.

Game starts at 12:05 PM, bus boards from the Clubhouse lower level parking lot by 9:15 AM. Open to the LOW community. $75 per person covers the bus ride and a game ticket. Pre-payment required for reservation. Make your checks payable to “AARP Chapter 5239”.

Mail or give your checks to John Trach (104 Constitution Dr.), Nick Duy (606 Cornwallis Ave.), or Dave Kraus (127 Indian Hills Rd.).

Questions? John, 972-4883; Nick, 972-0350; Dave krausman369@ gmail.com or 571-334-4913.

Project EXCEL. The Orange County Office on Youth is looking for volunteers to tutor elementary school students who are as much as a year behind in reading. As little as an hour per week could make a big difference! Please email Ginny at project_excel.ooy@outlook.com or call 571-259-8951 for more details and a volunteer application (a background check is required).

Lost or Found Pets in LOW can be posted on facebook.com/ LOWlostandfoundpets.

Hearing Aids/Eyeglasses Recycled: Place used hearing aids and eyeglasses in LOW Lions boxes at Wells Fargo Bank, Wilderness Pharmacy, LOW Hair Studio, and LOW Security.

2018 LOW F&R Phone Directory – Updates and New Information. We are in the process of getting the phonebook ready for distribution on July 4th. Please email your information to dickd9@msn. com or call Carolyn or Dick Durphy at 972-3306. If you would like to include an ad in the yellow pages, please contact Wyatt Gosnell at 972-2708.

LOW Directory. The 2017 directory is on sale for $10 at Member Services area in the lower level Holcomb Bldg. Sales benefit F&R. Information: Dick or Carolyn Durphy at dickd9@msn.com; or 972-3306.

Cause 4 Paws. We are in the need of volunteer foster homes, monetary donations and donations of the following: Purina Kitten Chow, Purina Cat Chow, Friskies Pate canned food and Fancy Feast Kitten Wet Food. Proceeds benefit feline rescue. Donations are tax deductible as we are a 501(c)(3) charity.

Donations can be mailed to Cause 4 Paws, P.O. Box 301, Locust Grove, VA 22508. For more info see us on Facebook: causefourpaws Locust Grove VA or call LA, 972-4960 or Darlene 972-8038.

LOW Lioness Book Sale.

Used books will be sold on the last Saturday of each month from 8:30 AM to 3:30 PM at the Ferris Bldg.

Proceeds go to the Benevolence Fund. Book donations are accepted at our book sales and on Mondays and Thursdays from 9:30 to11 AM. No reference or text books please.

Closed for December and January.

Info: Ann, 972-4338; Sherri, 4129854; or Helene, 412-0798.

O.C. Humane Society.

Volunteers needed to do dog adoptions at PetSmart on weekends and/or transport cats during the week to PetSmart stores. Donations are tax-deductible, we are a 50l(c)(3) charitable corporation.

Donations can be mailed to OCHS, P.O. Box 852, Locust Grove, VA 22508. Info: 540-672-0069. orangecountyhumanesocietyva.org.

Lions Furniture Pickup and Yard Sale The LOW Lions accept donations of furniture and merchandise at the Velona Building (Shoosmith Road, near the trash compactor). Donations accepted Saturdays from 8 to11 AM. To arrange for donation pickup, call Cindy at 972-1187. The Lions are a 501(c)(3) charity, donations are tax deductible. The Lion’s Yard Sale at the same location is open every Saturday from 9 AM to noon.

13

The Stage is Being Set

Viewpoints

by Sandie Frame, Member, LOW Players

LOW Vets Organize for 2018

Lake Currents February 23, 2018

by Gil Churchill, LOW Veterans Club

The LOW VETS Club has started 2018 with a new slate of officers. Dan Greene is president, Mike Landers is vice president, Alan Clune is secretary, and Gil Churchill is treasurer.

Together with Past President Bill Derryberry, the group also functions as the Clubâ&#x20AC;&#x2122;s Board of Directors.

Club meetings are the fourth Thursday of the months that do not contain Memorial Day, 4th of July Parade, Veterans Day, and Christmas. Meetings start at 7 PM and are at the lower level of the Clubhouse until further notice. The club meetings will relocate when the Fitness Center moves to the lower level of the Clubhouse.

There are currently 134 active LOW VETS, with new members showing up at most meetings. Any active or reserve member of our Armed Forces or Merchant Marine may join the group. New membership costs $25, with dues after that of $5 per year. World War II Vets do not pay dues. Gil Churchill can be contacted for membership information at 972-7452 or glchur@comcast.net.

The club conducts the LOW celebrations for Memorial Day, July 4 Parade, and Veteranâ&#x20AC;&#x2122;s Day. The club also offers a Final Salute Ceremony for deceased veterans, when requested by the family.

With its expanding membership, the club is currently revising by-laws, creating a Board Policy Manual to standardize club procedures, and expanding use of a club website: https://sites. google.com/site/lowvetsontheweb/ Members and friends are encouraged to visit, and to bookmark, the website.

Auditions are over, the parts have been cast and rehearsals are underway for Play On, the Playerâ&#x20AC;&#x2122;s spring comedy. The actors are having fun with the lines in this very funny show. But putting on a play is more than just actors acting. We can always use help with set construction, painting, selling ads, making costumes, and the list goes on. If you have any interest in helping, please contact the players at lowplayers@comcast.net or call our manager, Marilyn Davis at 972-0392.

Of course, we want the community to enjoy the same fun these actors are having, so we need to have you all attend the performances. Tickets will go on sale to the general public Monday, March 12 at 9 AM. This year we have added an extra way to purchase tickets.

First, we have the website, lowplayers.org, If that does not suit your needs, you can call 949-522-5085. This is a new LOW Players information phone number. By calling this number, you will get information on our latest play and it will also forward to the ticket seller on duty. Or you can still call Sandie Frame at 972-6385; please leave a message if unavailable.

Explore Photography at the Library

by Michele Beamer, Wilderness Branch Librarian

The Wilderness Branch Library, in partnership with The Arts Center of Orange, will host a photography workshop on Tuesday, Feb. 27 from 6 to 8 PM. The workshop Understanding Light and Basic Lighting Patterns, will be led by Paul Accardo, an experienced photographer who heads the Orange Photo Club and is actively involved with the Charlottesville Camera Club. The class will explore natural and artificial light, including the five lights of nature - what they are and how to recognize and use them. Participants will then put this knowledge into practice by photographing a very common subject - people.

No camera is needed and no experience is necessary. The program is free, but is limited to 20 participants, ages 14 and up.

Call 540-854-5310 or stop in to register.

Bradieâ&#x20AC;&#x2122;s Custom Construction Inc.

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Class A licensed and insured

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Free estimates and references available upon request.

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Association News Lake Currents February 23, 2018

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15

Ski Club Prepares for New Season

Childhelp Party Features Magician

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Magician Wes Iseli mystified the children of Alice C. Tyler Village at the Childhelp Valentine party by producing a dove from a clump of PlayDoh, causing that dove to vanish and then reappear at the burst of a balloon.

After the show the children were thrilled to receive goodie bags filled with valentine candy, cookies, stickers and other treats. If Photo by Laura Fitch you want to help with our next Magician Wes Iseli amazes children’s event, the Easter children at the Childhelp Party, March 24, please Valentine party. contact Karen Woods, 9724807, kandkwoods@comcast.net; or Diane Ogranovitch, 703-6220078, odsnet1@gmail.com.

Fourteen children bowled at a recent Star Outing at Splitsville followed by pizza. Gail Stoner and Janet Himmelberger organized this event and will conduct next month’s outing as well. If you are interested in helping with Star Outing, contact Gail at 540-207-9517 or gstoner65@gmail.com.

Our next Birthday Backpack wrapping is scheduled for Tuesday, March 13 at 2 PM at Judy Swarthout’s home. E-mail her at vatarheel@aol.com or call 972-5566 if you would like to help.

The annual Childhelp Day of Hope Luncheon is to be held April 4 at Fawn Lake Country Club. Our featured speaker will be Zari White, the Village equine therapist who will describe her role in this healing treatment. Contact Joy Lewkowski at 972-2011 or jaewkowski@gmail.com to reserve your seat. The cost is $18; mail your check to Childhelp Lake of the Woods Auxiliary, PO Box 382, Locust Grove, VA 22508.

April 30 will be our 12th benefit golf tournament, at Meadows Farms. Call Don Roth to play, sponsor or volunteer 540-3727542, or bass4f@comcast.net.

Join us at our regular monthly meeting on the first Wednesday of each month at Lake of the Woods Church at 10 AM. Arrive early for coffee and conversation. Or contact our membership chair, Jill Humphries, 972-1179 or janjinla@aol.com.

CONTRERAS

B & D Services

Tree Removal Stump Grinding Mulching Leaf Removal Yard Work Pruning Gutter Cleaning Lot Clearing Topping Root Feeding Deck Repairs Driveway Snow Removal

Lawn Care & Landscaping

TREE & LANDSCAPING

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Brandon Black 540-661-7268 y 540-854-8939

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Residential & Commercial Bonded & Insured Ana Maria Rocha Owner/Manager Cell: 540-423-8363 anarachela@hotmail.com

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16

by Laura Fitch, Childhelp Auxiliary

The Water Ski Cub is gearing up for skiing, and we our next season of waterskiing, cations are accepting new applications e to from those who would like mily. join our incredible ski family. he Becoming a member of the Lake of the Woods Waterr o Ski Club can teach you to ls, water ski, refine your skills, provide access to new elong equipment, and create lifelong friends! We welcome all ages, and all skill levels.

Our team is composed of skiers that have ranged in age from four to 82. Beginner skier spots are limited to those learning to ski for the first time. Practice is held Tuesday and Thursday evenings, and Saturday mornings. We put on two fun-filled shows a year, and can also provide access to tournaments for those interested. If you would like to join us in this amazing club, please send an email to: lowskiclub@yahoo.com. We will have a team meeting in early April, and practice will begin April 21.

Hope to ski you this summer!

Lake Currents February 23, 2018

LOW Community

by Sarah Smith, Secretary, LOW Water Ski Club

Bucket Truck Services Planting y Fertilizing Seeding/Aerating y Lot Clean-Up Tree Removal y Gutter Cleaning Mulching y Spring & Fall Clean-Up Firewood y Snow Removal & So Much More Personal Service Free Estimates & On-Site Service

Orange County Supervisor’s Letter

by Lee Frame, District 5 Supervisor

Homes for Sale BEAUTIFUL HOME For Sale

by Owner: 10 Years new; 3 BR+ Bonus Room. 2 1/2 Bath. Private, Quiet Lot and yard, Custom Built, freshly Painted, New BR Carpeting. Separate Dining Room with Hardwood. Living Room and Family Room. Screened Porch and back Deck; Lots of extras.

Large shed in yard. Must See!!

This will go quick! $279,900. 540760-5337, Call for a Showing.

Rental LAKEFRONT RENTAL – 421 Wilderness Drive. 3 bedroom, 2.5 bath rambler, full finished basement. 1.5 car detached garage, on lake, near front gate.

Paved driveway. Full dock. No pets. $1,800/month plus yearly LOW dues. For information, contact: 540-846-7739.

LAKEFRONT RENTAL for vacations, graduations, reunions at your back door. Sleeps 18.

Three night minimum. Call Tom 540-268-0908.

Services

Classifieds

1 CALL TAKES Care of It All Ask Luke Zello, 540-406-3589.

24 HOUR EMERGENCY Service and Storm Damage Repairs. We work with your insurance! Ask Luke Zello, 540406-3589.

A STEP UP. We Do Our Own Work. Winter Specials!

Honest Prices and Honest Work.

Interior & Exterior Painting, Tile, Wallpaper. Power Washing, Deck Resurfacing, Repairs & Replacement, Vinyl Railing Systems. Drywall Repairs, Smoke and Water Damage. 30 Plus Years at my Trade. LOW Resident since 1984. 972-4036, 847-5052/Fax. A&T ENTERPRISES - Household repairs and upgrades. Install Toilets, Water Heaters. No job too small. LOW resident 6 years. References available. Terry 412-760-4593.

A/C & HEATING Installation/ Repair - Ask Luke Zello, Often Imitated Never Duplicated, 540406-3589.

A/C and HEAT REPAIR, Call Johnny B. Quick and save $ at 540-903-5369.

AIRPORTS, AMTRACK Station, Hospitals or any city destination. Didier now drives for both Lyft and Uber. Arrange for transportation by calling Didier at 540-661-2377. I will coordinate availability and make it happen.

ALL HOME IMPROVEMENTS, all flooring, decks, basement finishing, roofing, painting, bath and kitchen remodeling, power washing, house and garage cleanouts, additions, house building. Gutter Cleaning and Install Seamless Gutters. Have small backhoe for digging drain pipes and drain tiles. Licensed and insured. Call Jerry at 540840-2248 for free estimates.

ALWAYS FREE Gutter Cleaning with our Leaf Removal Service. Call Scott at Landscaping Done Wright, 540755-9627.

ASK LOGAN about our Discount Prices on Mulching, Leaf Removal, Gutter Cleaning, and Junk Removal. Call Johnny B Quick, 540-903-5473.

ASK LUKE ZELLO - Inside and Out Home Maintenance Services. Lifetime LOW Resident! Class A Licensed/ Insured! I will beat anyone’s written price and donate to a home in India that rescues the smallest victims of sex trafficking. See all our classifieds. AskLukeZello.com, Often Imitated Never Duplicated.

540-406-3589.

ASPHALT PAVING, Sealing, Repair - Ask Luke Zello, 540406-3589.

BASEMENT BUILDOUT, Call Mark 540-845-1816.

BATHROOM/KITCHEN Remodel, Call Mark 540-8451816.

BRICK/STONE Masonry - Patios, walkways, porches, retaining walls. Ask Luke Zello, 540-406-3589.

BULKHEADS and DOCKS, Boat slips, Ground level decks, Walkways, Steps and Beaches.

Since 1993 we have provided quality, affordable services to our neighbors at LOW. Licensed and Insured, including Workman Compensation for all employees.

You won’t hire us and then have us hire someone else. LOWA has contracted our services for the past 15-plus years. Our bulkhead replacement can be measured in miles, not feet. We build many beautiful docks each year. We do

Lake Currents February 23, 2018

On Feb. 1, the Orange County E-911 Center and the Orange County Sheriff’s Office (OCSO) Dispatch consolidated into the Orange County Emergency Communications Center. Although both dispatch centers are accessed by citizens calling 911, in the past the actual dispatch of fire/rescue and law enforcement have been from two different locations. The E-911 operated from the Gordon Building in the Town of Orange and the OCSO dispatch has operated from the Sheriff’s office near the airport. The E-911 handled both career and volunteer fire/rescue and the OCSO dispatch handled all law enforcement dispatch in the county including the police departments of the Towns of Orange and Gordonsville. The new Emergency Operations Center dispatches all public safety resources which should provide a higher level of interagency coordination and service. This should also meet public expectations for faster response times and should reduce personnel costs. The dispatchers are physically combined in the current E-911 Center and having the call taker and dispatcher in the same room allow for improved communications. The design of the new Emergency Operations Center to be built near the airport will include a consolidated dispatch space. The Supervisors recently approved funding for additional equipment in the current E-911 Center to support the consolidation. The new combined dispatch will be called the Emergency Communications Center. People will still call 911 for emergencies.

VDOT is planning to implement safety improvements at the intersection of Route 3 and 20. The project scope includes new signals and offset left-turn lanes on both directions of Route 3, and is funded through the Federal Highway Administration’s (FHWA) Highway Safety Improvement Program. Similar to recent safety improvements at the Route 3/Lake of the Woods intersection, VDOT will build the project in phases, beginning with the new signals, followed by grading and paving. Pending FHWA approval, work is scheduled to begin this summer and is anticipated to require 3-4 months to complete. To the extent possible, work will be performed at night or during off-peak periods to minimize impacts to the traveling public.

If there is an emergency situation in the county that could affect you or your family, would you want to be alerted to that emergency? Orange County has an emergency and mass notification system that will allow the County to send urgent messages to those who could be endangered or otherwise affected. However, to receive these emergency notifications, you will need to sign-up for the RaveAlert system. Rave Alert will be used to alert those residents who have signed up to natural disasters including severe storms, tornadoes, floods, or man-made disasters, such as chemical spills, bio-hazards, and Amber Alerts.

You can select the best contact method for yourself and your family and include multiple contact methods if want.. The system allows individuals to select from the following methods of delivery: a voice call to home and/or cell phone, email, text message, or through TDD/TTY devices. You can sign up by going to the Orange County website, selecting “How Do I” and going to mass notification.

If you have questions about county government or want to let me know your feelings on specific issues, you can contact me at leeframe@orangecountyva.gov.

Classifieds

17

Lake Currents February 23, 2018

Classifieds 18

not use large equipment in our work. See some of our work at both LOW Marinas, the small lake boat ramp, and the new LOW Kayak Dock. We recently installed over 1000 ft., of new bulkhead work at Meadow Farms Golf Course. Let us show you why we stay so busy.

Free estimates, second opinions, and proof of Insurance are gladly provided. Call D&B Services, Inc., 540-972-7361.

BULKHEADS, DOCKS, and Decks. Our price, materials, and quality is unmatched. Ask Luke Zello, 540-406-3589.

C&C DESIGNS - Custom Home Enhancements.

Remodeling/additions, kitchens/ bathrooms, custom concrete showers/countertops, and custom kitchen islands. New concrete and decorative concrete restoration and resurfacing.

Decks, retaining walls, and tranquility gardens.

Landscaping and leaf removal.

Indoor/outdoor ponds, fountains, waterfalls. Interior and exterior painting and deck staining. Custom Pet Homes and Play areas. Call Curtis 540-903-8219. If You Can Imagine It, I can Make it a Reality.

CARPENTRY, FRAMING or Custom Build-ins. Call Mark 540845-1816.

CARPET STEAM Cleaning – Garland Ray, Vietnam Veteran. Powerful truck-mounted equipment. Cleaning in Lake for over 20 years. 540-832-7602.

CERAMIC TILING For Bathrooms, floors, foyers, countertops. Call 898-7773 for a free estimate. Ask for Bob Yak. References available upon request.

CHIMNEY REPAIR - Ask Luke Zello, 540-406-3589.

CLEANING - Move-in, Moveout or regular cleanings. Call Barbara 540-423-9304.

COMPUTER REPAIR (Tech Sense) - Inclusive technology support: virus removal, data recovery, smartphone and tablet, networking, backups and more.

540-656-7571. www.TechSense. tk. Email: Support@TechSense.tk.

CONCRETE MASONRY Driveways, Patios, Walkways, Hardscaping - Ask Luke Zello, 540-406-3589.

CONTRACTOR - HIRE a Professional without all the material and subcontractor markups. Credit cards accepted 3% fee. Call Mark 540-845-1816.

CRAWLSPACE WATER Issues? Ask Luke Zello, 540406-3589.

CULVERT REPLACEMENT Ask Luke Zello, 540-406-3589.

CUSTOM HOUSE Painting.

Inside and out. Bob Yak & Sons, 540-898-7773. Free estimates.

DAVE THE MOVER LLC. 20 years experience. Local and distant. 540-229-9999.

DECK STAINING - Ask Luke Zello, 540-406-3589.

DECK STAINING/Painting/ Sealing. Call Mark 540-845-1816.

DOCKS, BULKHEADS, DECKS, and more. Our company has been doing work in LOW since 1976 and has always given our customers affordable, quality and reliable work. Licensed and Insured and we do all of our own work. My Dad started the business in 1976 and I joined him in 1986 when I graduated from Orange County High School. Most of the original bulkheads in LOW were built by me and my Dad and the design for the bulkheads that are used today was created by my Dad, Rixey Almond. Many bulkheads and docks are still standing after 25+ years. We only use large equipment if it is absolutely necessary and then only with the permission of the homeowner. We also do Log Homes, Log Home Repair, Additions, Garages, Barns and no job to small. We will give references upon request or proudly take you to see our work. When you are planning to have work done always compare apples to apples!! Free estimates, second opinions, and proof of insurance are happily provided. Call Almond Construction LLC., Roger Almond 540-207-0979.

DRAINAGE ISSUES? Ask Luke Zello, 540-406-3589.

DRIVEWAY PAVING, Ask Luke Zello, 540-406-3589.

DRYWALL - NEW Drywall or Repair Work. Call Mark 540-8451816.

ELECTRICAL - REPAIRS & Replacement, C&D Services, 540-295-3344.

ELECTRICAL ISSUES, Call Mark 540-845-1816.

ELECTRICAL ISSUES? Ask Luke Zello, Often Imitated Never Duplicated, 540-406-3589.

EXCAVATIONS - for WATER Lines, Sewage Lines, Basements, Foundations. Large or small; 12” W, 25” W, or larger. Call Carlos for free estimate, 540-656-6005.

FACIA/SOFFIT Rot, Call Mark 540-845-1816.

FALL HOME Preparations, Leaf removal and Gutter cleanout. Paul the Service Guy, LLC, 540-845-6389. Handyman Repairs and Services. Yard work, Leaf removal, Brush and Tree removal, Power washing, Electrical repair,

Plumbing repair, Gutter Cleaning, garbage disposal repair, junk removal and many other abilities.

Insured. Evening and weekend appointments available, call for a free estimate.

FALL/WINTER SERVICES: Seasoned Firewood, Leaf Removal, Tree Removal, Fertilization, and Much More.

Free estimates, Stanley Lawn Care, 540-308-8072.

FENCES – PET STOP Underground Fences. The best fence you’ll never see! Free estimates. Www.virginiadogfences. com. 866-564-9434.

FIREWOOD PROFESSIONAL Tree Surgeon, 540-729-3128.

FIREWOOD. ALL seasoned hardwoods; split and ready to burn. Stanley Lawn Care, 540308-8072.

FLOORING - HARDWOOD/ Tile/Laminates. Call Mark 540845-1816.

FOUNDATION REPAIR - Ask Luke Zello, 540-406-3589.

FURNITURE REPAIR & RESTORATION. 20 years experience LOW Resident, Chris Capone 540-388-3407 or 703915-1537.

GUTTER CLEANING/Guard Installation - Ask Luke Zello, Often Imitated Never Duplicated, 540-406-3589.

HANDYMAN PLUS - 30 year LOW resident and Licensed Contractor. 2-stage pressure washing, Quality painting and staining, Decks and repairs, Screen porches and sunrooms, storage sheds, siding repairs, Doors and locks, gutter guards and cleaning, lighting and plumbing fixtures, dishwashers and water heaters, drywall repairs, and more! Call Erich, 972-2664.

HANDYMAN SERVICES - C & D Handyman Services. Done Right for the Right Price. Home repairs/remodeling, plumbing and electrical. Any job big or small.

Ronnie Chandler, 540-295-3344.

HOME REPAIRS, Call Mark 540-845-1816.

INSULATION - GARAGE/ Basements/Attic/Crawl Space.

Call Mark 540-845-1816.

JUNK HAULING - Ask Luke Zello, Often Imitated Never Duplicated, 540-406-3589.

JUNK REMOVAL Fast, Call Johnny B. Quick 540-903-5369.

KENNY SKEENS Home Repairs. 35 years experience.

LOW Homeowner. 540-972-4326.

LAKESCAPES OF VIRGINIA, LLC - Lawns & Gardens. Design, installation, maintenance.

Residential, commercial. Call Carlos Ortiz, 540-656-6005 or email: lakescapes.llc@gmail.com.

LANDSCAPING HARDSCAPING, Retaining Walls, Patios, Walkways. Ask Luke Zello, 540-406-3589.

LAWN MOWING - Ask Luke Zello, 540-406-3589.

LEAF REMOVAL - Call Scott at Landscaping Done Wright, 540-755-9627.

LEAF REMOVAL, 101HP Diesel ODB Municipal 16” Leaf Vacuum. Ask Luke Zello, Often Imitated Never Duplicated, 540-406-3589.

LEAF REMOVAL, Call Johnny B. Quick at 540-903-5473, and talk to Logan, Leaf Removal Specialist.

LEAF REMOVAL/Yard Cleanup. Call Mark 540-845-1816.

LOT CLEAN-UP. Ask Luke Zello, 540-406-3589.

M.A.N.’s DRYWALL, LLC. Drywall and remodeling company.

When you see the name Mark throughout these ads it is tied to my company. All work guaranteed for at least 1-year. Insured for your peace of mind. Don’t fall for contractors that mark-up materials and subcontractors.

I am personally on every job working beside my guys. Show me a proposal by a licensed and insured contractor and I will beat their estimate. L.O.W. resident for 11 years. Free estimates. Credit cards accepted with 3% fee. Call Mark 540-845-1816.

MOVING - DAVE THE MOVER LLC. 20 years experience. Local and distant.

540-229-9999.

MOVING LOCALLY? Ask Luke Zello, 540-406-3589.

MOVING SERVICE. Call Johnny B. Quick, 540-903-5369.

MULCHING (DELIVERY/ SPREADING). Ask Luke Zello, 540-406-3589.

MULCHING 4 The BEST Price, Ask Logan at Johnny B. Quick, 540-903-5473.

NOTARY SERVICES – LOW. On-site, will travel. Sherri Lahay Lasover, 540-412-9854 or 202288-8564.

PAINTING - INTERIOR and Exterior. Never sprayed, always rolled to give you better coverage and a better finish. Call Mark 540-845-1816.

PAINTING - INTERIOR/ Exterior and Home Improvements. Over 30 years in business. 703-966-2744 (Culpeper).

PAINTING- PIONEER Painting: 30 years in business,

experience. Family owned and LOW owner. Call today, Noble Exteriors Inc., 540-972-2570.

SERVICE UNLIMITED. Affordable plumbing, home repairs and service. Licensed and insured.

Yearly Plumbing Program. LOW homeowner. 540-287-3984. 24 hours for emergency.

SNAPPER JACK Yard Care, LLC, - Complete yard care, mulch, powerwashing, grass trimming and pruning. LOW homeowner. 540-907-5800 or talkingbird@comcast.net. Fully insured and Free estimates.

SNOW REMOVAL Driveway, sidewalks, and salting.

Call for all your snow removal needs. Noble Exteriors Inc., 540972-2570.

SNOW REMOVAL, Call Mark 540-845-1816.

TOWNSEND HOME HEALTH and Hospice Care.

Where Professionalism with Compassion come first. Excellent references with 25 years experience in LOW. We provide services for you or your loved one in the comfort and safety of your home. A staff of medical professionals to provide care a few hours a day, a week, or 24 hours in the following areas: Alzheimers, dementia, personal, health, medication management, hospice, palliative, respite, pre-op, post-op & recovery, doctor visits, errands, meal preparation, light housekeeping.

Tina Townsend h-540-972-3064, c-540-842-7026, Nan2Noah1@ aol.com.

TREE REMOVAL, Any size, anywhere. Fully insured. Ask Luke Zello, 540-406-3589.

TREE SERVICE Professional Tree Surgeon, 540729-3128.

WATER MAIN Leak Repair/ Replacement, Ask Luke Zello, 540-406-3589.

WINDOW & DOOR Replacements by Bob Yak & Sons, 898-7773.

For Sale 20’ Sylvan Pontoon Boat, office chair, heart shaped bed frame, Longaberger baskets, hoozier cabinet, Sears riding mower. 540-972-3335.

Estate Sale COPPERSTONE PROFESSIONAL Estate Sale.

Don’t Miss this one! 703 Gold Valley Rd. Fri., March 2, 10 AM-4 PM; Sat., March 3, 10 AM-4 PM; Sun., March 4, 12-4 PM. Jewelry, china, crystal, LR, DR, BR & Patio furn., art, kitchenware, unique collectibles, rugs, Asian décor, tools, lawn ornaments, guns, 2001 Lexus ES. Photos & info at estatesale. com. C. France, 540-273-8746.

Wi-Fi available at the Holcomb Building, Woods Center, Clubhouse and Community Center.

804-217-4922 mina.snead@presidential.com www.pbm-loans.com/mina.snead NMLS# 524551

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MINA SNEAD

Misc.

NURSE AIDE COURSE. $895 includes tuition, books, PPD, background check. Next Start Date: February 28, 2018.

Info: 703-402-2509.

Deadline for submissions to the March 9 issue of Lake Currents is Monday, February 26.

Deadline for submissions to the March 23 issue of Lake Currents is Monday, March 12.

Administrative. Part-Time Accounting Assistant.

The successful, qualified applicant will work primarily with Accounting Coordinator and Accounting Manager on daily revenue recognition from LOWA amenities. Additionally, this position will provide clerical support to the Finance Department as needed. Excellent customer service skills, attention to detail, accuracy and good communication skills required. HS Diploma required with Associates Degree preferred. One to two years related experience preferred, good computer skills including working knowledge of Microsoft Office Suite essential.

Fareways. Part-Time Line Cook position available to flexible hours. Part time positions now open for Line Cooks at the Golf Course Sports Bar and Dining facility. Required to accurately and efficiently cook hot food products as well as prepare and portion food prior to cooking. A minimum of one year experience is preferred along with good communication skills, ability to work flexible hours and a team spirit.

Fareways. Part-Time Servers are needed to assist with operations at this facility. If you are personable and can work flexible hours in a pleasant environment—please apply! We need applicants with good communication skills and basic knowledge of dining room and service procedures. Excellent Customer Service Skills required. Some experience preferred.

Maintenance. Buildings Full-Time Maintenance Technician.

Seeking applicants to perform general maintenance and repair of LOW building systems to include water, sewer, electrical, carpentry, heating, cooling and ventilation. Must be able to work in all weather, move/lift up to 80 lbs. At least 2 years facilities maintenance trade preferred or trade or technical school diploma or certification.

All Pay Market Competitive. Submit applications and resumes to HR@LOWA.org or fax to 540-972-2243. All positions must be able to pass a criminal background check and have a valid VA driver’s license. More information regarding these positions is available in the Human Resources Department. EOE.

Classifieds

Over 30 years off experiencee in in tthe he lo he local market.

540-522-7754 donna.merryman@aol.com

HELP! OUR Boat Is Homeless!! LOW Owners/ Residents Seeking Dock Rental For Our 24’ Pontoon Boat. We Will Respect Your Property & Privacy. Please Call Jason at 571-268-1002.

RESPECTFUL & KIND people looking to rent a dock (at reasonable rate) for a 20ft pontoon boat for the season. Call Jane 703-915-3247.

LOWA Employment

Make us your one stop shop for all yourr home buying ne needs!

DONNA MERRYMAN, REALTOR®

Wanted

Lake Currents February 23, 2018

licensed and insured, A+ rating on Angie’s List. Call 540-2208439 for free estimate.

PAINTING/STAINING, Interior/Exterior. Drywall Repairs.

Ask Luke Zello, Often Imitated Never Duplicated, 540-406-3589.

PATIOS, WALKWAYS, Retaining Walls - Ask Luke Zello, 540-406-3589.

PLUMBING - REPAIRS & Replacement, 24/7 Emergency Services, C&D Services, 540295-3344.

PLUMBING PROBLEMS? Ask Luke Zello, 540-406-3589.

POWER WASHING- Go from green to clean. Do you have mold on your siding, rotten wood, that’s a HOA violation.

Call 540-642-2349 for estimates.

Licensed/Insured.

PRESSURE WASHING. Ask Luke Zello, 540-406-3589.

REAL ESTATE: 21DreamTeam is here to move you across the street or across the country. We are the local team with universal vision. Call for a free pre-listing assessment of your house or to schedule a home-buying tour. C21 Redwood Realty, 540-907-2727; www.21DreamTeam.com; (eho).

REMODEL - YOU have an idea? We’ll make it a reality.

Kitchens, Bathrooms, and Basements. Call Mark 540-8451816.

REPAIRS & ROOFING. Install new, skylights. Clean stains.

Seamless gutters. 540-972-9444.

ROOF CLEANING. Shingles need to be cleaned? Mold and mildew streaks? Give us a call!

Noble Exteriors Inc., 540-972-2570.

ROOF LEAKING - Give us a call for a free estimate. Leaky roof or new, we’ve got you covered.

Call Mark 540-845-1816.

ROOFING and REPAIRS No leak guarantee! Ask Luke Zello, 540-406-3589.

ROOFING, SIDING, and Gutters. New Insulation, cleaning, and repairs. Over 30 years

19

LOW Community

It’s another beautiful day at the Lake!

DISCOVER

THE MOST INNOVATIVE DESIGNS IN LAMINATE FLOORS.

Lake Currents February 23, 2018

From rustic rough-cut and reclaimed planks to weathered driftwood and iron recovered from the sea, Armstrong® has translated the most sought-after PU[LYPVY [YLUKZ PU[V K\YHISL HMMVYKHISL SHTPUH[L ÅVVYZ Stunningly realistic designs and textures demand a second look, while industry leading warranties promise [OH[ SVVR ^PSS SHZ[ MVY `LHYZ

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Showroom Hours:

36111 Goodwin Dr Locust Grove, VA 22508

(540) 388–2541

lakeofthewoodsvirginia.com 20

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Keller Williams Capital Properties

Monday – Friday 9-4:30; Saturday 10-1 Additional hours by appointment.

Contact us about in home consultation.

Serving Lake of the Woods for over 30 years.

Class A contractor – Bonded / Insured