Local 1014 Open Enrollment 2021- Benefits Changes

OCTOBER

THE ONLY PLAN YOU CAN TAKE WITH YOU “AS IS”

“Three months after my husband Jason joined the Department, as he was fnishing the academy, I was diagnosed with breast cancer in my 20s. We were fortunate that we had just switched from our HMO to The Local 1014 Health Plan a few months before being diagnosed. Because of our insurance, I was able to go to doctors as soon as possible and see the doctors of my choice. NO WAITING! NO REFERRALS! That is a big deal when an hour feels like a day and a day feels like a week. I had chemotherapy, radiation, injections, testing, appointments, and over 12 surgeries. Local 1014 not only gave the green light to my treatment plan, they were also supportive of my family every step of the way. Cancer is not something people in their 20s think about but it can happen. It is so important to have a support network. For us, The Local 1014 Health Plan was the core of that network. The 1014 Health Plan is not just the best medical coverage, it is an extension of the 1014 family.”

-- Debbie Pike, LACOFD Firefighter Wife & Wellness Coordinator Firefighter Cancer Support Network

82% OF OUR ACTIVE MEMBERS

96%

INTO RETIREMENT OF OUR RETIRED MEMBERS CHOOSE THE LOCAL 1014 HEALTH PLAN FOR THEIR FAMILIES

CHOOSE THE PLAN MADE FOR FIREFIGHTERS & THEIR FAMILIES

TO LEARN MORE ABOUT THE LOCAL 1014 HEALTH PLAN, CALL 800-660-1014. ENROLL IN THE LOCAL 1014 HEALTH PLAN AT MYLACOUNTYBENEFITS.COM.

“No one picks out a health insurance plan expecting to have to use it during a life-changing diagnosis. When our daughter was 16 months old she was diagnosed with Type 1 Diabetes. As we navigated the new daily routine of shots, food modifications, and scary low and high blood sugars, The Local 1014 Health Plan staff was right there to assist us. We didn’t have to worry about what was going to be covered or how we would get access to the insulin, continuous glucose monitor, or insulin pump that we needed to keep her alive. Fast forward to 4 years later, we continue to receive ongoing support from The Local 1014 Health Plan. We are fortunate to be able to choose such a comprehensive plan that cares about its members and their families.”

-LACOFD Fire Captain Chris Reade and Adrienne Reade

THE LOCAL 1014 HEALTH PLAN

A PLAN FOR FIREFIGHTERS, BY FIREFIGHTERS

CHECK OUT THE LOCAL 1014 HEALTH PLAN’S TOP NEWLY ENHANCED BENEFITS THAT YOU MAY BE MISSING WITH YOUR CURRENT PLAN….

As we continue to navigate the COVID-19 pandemic, health insurance choices are more important than ever for rst responders and their families. The ONLY health plan that is FOR FIREFIGHTERS BY FIREFIGHTERS, The Local 1014 Health Plan is tailored to meet the unique needs of our members and their families. We continue to push for the best and most appropriate care for our members as the ght on the frontlines of COVID-19.

These are just a few of the enhanced bene ts that the Local 1014 Health Plan will be o ering in 2021.

EXPANDED PHARMACY VACCINATION PROGRAM

If you are not currently enrolled in the Local 1014 Health Plan, sign up during open enrollment: October 1 - 31, 2020 at: mylacountybenefits.com

Here’s an example of how the medical treatment below will be covered by our plan. (Your actual costs will vary depending on the care you receive)

MANAGING JOE’S TYPE 2 DIABETES

The Local 1014 Health Plan has partnered with Express Scripts to provide an enhanced Pharmacy Vaccination Program. This program saves our members money by allowing pharmacists to administer vaccinations at a reduced cost. As we continue to grapple with COVID-19, it is more important than ever to ensure that our members have convenient affordable access to vaccinations.

ENHANCED COVID-19 TESTING BENEFITS

We have expanded our out-of-network cap for COVID-19 testing from $200 to $2,000 so our members have increased access to the quickest most convenient testing for them and their families. Additionally, we have waived the members' cost share, including copays, coinsurance, and deductibles, for diagnostic testing related to COVID-19, as well as for the in-network visit associated with COVID-19 testing, whether it takes place at a doctor's office or emergency department.

DENTAL

The Local 1014 Health Plan has made it easier to get your dental expenses reimbursed. Receive up to $1,500 in excess dental and receive a separate lifetime $2,500 allowance for dental implants

VISION

We offer a vision plan that give you the most flexibility and the highest dollar value with a $300 allowance for a wide selection of frames every 12 months and a $300 allowance for contacts lenses every 12 months.

this example, Joe would pay:

Joe has the liberty of selecting the doctors

CALL 800-660-1014.

HEARING

The Local 1014 Health Plan has partnered with EPIC the premier provider of hearing care to provide members with exciting new benefits including: $2500 allowance per year, name brand hearing aids at a significantly reduced prices, and a 45-day trial period with a complimentary 3-year warranty and a 1-year supply of batteries care each year

CHIROPRACTIC/ACUPUNCTURE/ OCCUPATIONAL THERAPY

The Local 1014 Health Plan has doubled the amount of chiropractic, acupuncture and occupational therapy visits allowed each year. You can now have 30 chiropractic and 30 acupuncture visits each year for a total of 60 visits per year. That’s more than one per week. We have also doubled our occupational therapy visits allowed to 12 visits per year.

WEIGHT LOSS

The Local 1014 Health Plan has removed the dollar-limits for medical weight loss programs We have also eased the requirements to qualify allowing more members access to these programs.

OPEN ENROLLMENT ENDS: OCTOBER

For more information about The Local 1014 Health Plan or for more details on how to sign-up, please call member services at 800-660-1014.

Photo by Austin’s Photography