Spring Conference 2025 Program

OFFICERS & DIRECTORS SPRING CONFERENCE 25 April 13-15, 2025 Hyatt Regency Cincinnati

This is your...

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Fraud Academy

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Fraud is costing banks valuable time and money—but your team can fight back.

Fraud Academy is a first-of-its-kind training program designed to equip bankers at all levels with the tools to detect, prevent, and mitigate fraud.

Led by experts from the U.S. Secret Service, law enforcement, and fraud prevention specialists, this intensive, banker centric program covers 18+ fraud risk areas, including check fraud, elder fraud, cybercrime, and prevention strategies.

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Proudly Hosted by Shane Ensminger, The Face of Fraud Prevention

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Receive a Certificate of Completion

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Participate in live Q&A’s

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Perfect for operations, front line personnel, BSA officers, compliance officers, deposit specialist, security officers, & more!

Welcome to the KBA Officers & Directors Spring Conference 2025 You may have noticed that this year, things are more than a little different.

For the first time ever, Spring Conference is laser-focused on preparing your board of directors and leadership team for the regulatory landscape ahead.

We’ve seen firsthand what happens when boards aren’t equipped to navigate compliance. The reality is, your board’s decisions will define the future of your bank. That’s why we built this conference from the ground up. We want to give bank leaders direct access to the regulators, compliance officers, and experts shaping the regulatory expectations for 2025 and beyond.

Beyond the networking, insights and discussions, and a round of golf, attendees will earn CRE credits and receive a KBA Certificate of Completion. This is a valuable tool to show regulators that your institution takes compliance seriously. And for the first time, we’re offering a live stream option, so no one on your board has to miss out.

This conference isn’t just another industry event—it’s an investment in the strength, stability, and future of your bank. Take full advantage of the conversations, the expertise, and, of course, the networking (I hear the Reds are looking good this year).

Thank you for being here, and thank you for supporting the ongoing efforts of the Kentucky Bankers Association.

Ballard W. Cassady, Jr. President & Chief Executive Officer Kentucky Bankers Association

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Sunday April 13, 2025 Location:

Regency Ballroom

2:00 - 3:00 PM Registration & Refreshments with Exhibitors 3:00 - 4:00 PM Why Is Training Your Board Important?

Allen North, Federal Reserve Bank of St. Louis

4:00 - 5:00 PM BSA Principles Tish Barnes, Federal Reserve Bank of Cleveland

5:00 - 6:30 PM Cocktail Reception Sungarden Room Dinner on Your Own

“the future Your board’s decisions will define

of your bank.

Ballard W. Cassady, Jr. President & Chief Executive Officer Kentucky Bankers Association

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Monday April 14, 2025 Location:

Regency Ballroom

7:00 - 8:00 AM Breakfast

8:00 - 9:00 AM ALM Modeling: It’s All About Assumptions Lynn Charlton, Raymond James

9:00 - 10:00 AM Audits: What Your Board Needs to Know Victor Osorio, OCC

10:00 - 10:15 AM Refreshment Break Sponsored by American Bankers Association

10:15 - 11:15 AM Washington Legislative Update: Fireside Chat Kirsten Sutton, American Bankers Association & Timothy Schenk, Kentucky Bankers Association

1:00 PM Golf Tournament Traditions Golf Club, Hebron, KY

6:00 - 7:30 PM Reception with Exhibitors

7:30 - 9:30 PM Dinner

Dessert reception begins at 8:30 pm sponsored by Clark Schaefer Hackett

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Tuesday April 15, 2025 Location:

Regency Ballroom

7:00 - 8:00 AM Breakfast

8:00 - 9:00 AM Appealing an Audit: Fireside Chat Teresa Sabanty, FDIC & Ballard Cassady, Jr., Kentucky Bankers Association

9:00 - 10:15 AM What Makes a Successful Succession Holly Rieser, Federal Reserve Bank of St. Louis, & Hailey Nolan, Federal Reserve Bank of St. Louis

10:15 - 10:30 AM Refreshment Break Sponsored by American Bankers Association

10:30 - 11:15 AM BSA - Expectations of the Board: Fireside Chat Chelsea Barnes, Examiner with KDFI & Jessica Southworth, Kentucky Bankers Association

11:15 - 12:15 PM Leadership, Excellence, and Resilience: Fireside Chat Mitch Barnhart, University of Kentucky & Ballard Cassady, Jr., Kentucky Bankers Association

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CFO Forum & Lunch Tuesday April 15, 2025 Location:

Bluegrass Room *Registration required!

12:15 - 1:00 PM Lunch (CFO Participants Only) 1:00 - 1:45 PM CECL Model Validation Expectations Mike Koupal & Alek Bevensee, Elliott Davis

1:45 - 2:15 PM State of Liquidity Across the Commonwealth Brad Johnson, KDFI

2:15 - 3:00 PM Accounting Standard Updates For 2025 & Beyond Eric Hanson, Clark Schaefer Hackett

3:00 - 3:30 PM Break and Networking 3:30 - 4:15 PM Navigating the Legislative Landscape: Tax Update for Bank CFOs Kathy Herbig, Cherry Bekaert

4:15 - 5:00 PM Panel: Balance Sheet Strategies for 2025 and Beyond

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SPONSORS Colonel

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Thoroughbred

Bluegrass

Commonwealth Bridge Business Credit Carr, Riggs & Ingram, LLC CRS Data First Horizon Bank Correspondent Banking HUB | Taylor Advisors ODP Business Solutions

Strategic Resource Management, Inc. TIB- NA Titan Armored, Inc. United Bankers’ Bank Visa, Inc.

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EXHIBITORS 46Solutions

K4 Architecture & Design

Robert Ney rney@46solutions.com

Jack Neu jneu@k4architecture.com

BHG Financial

NContracts

Rachel Thornton rthornton@bhg-inc.com

ByteSpeed Clever Mukori cmukori@bytespeed.com

Compliance Alliance Chris Lingafelter ChrisL@bankersalliance.org

Federal Protection Inc. Kelly Vandeman kvandeman@federalprotection.com

FHLB of Cincinnati Judy Rose rosejm@fhlbcin.com

Iceberg FS Todd Morgan todd@icebergfs.com

ImageQuest, LLC Jay Mallory jmallory@imagequest.com

Investors Title Insurance Company Norma Carroll ncarroll@invtitle.com

K2 Advisors Group Michael Fox mfox@k2advisorsgroup.com

Jessie Hogue jessie.hogue@ncontracts.com

OCCH- Housing Investment Partnership of Kentucky Ken Scheuer KScheuer@OCCH.org

Pioneer-360 Taylor McCartney taylor@pioneer-360.com

QSI, Inc. Leslie Clendening Lesley.clendening@qsibanking.com

SHAZAM Rob Buchanan rbuchanan@shazam.net

The Baker Group Braden Eggleston BEggleston@gobaker.com

Unified Technologies Michael Gabhart mgabhart@unified-team.com

Velocity Solutions, Inc. Alex Scheuttler alex.scheuttler@csiweb.com

Vivitec Jeff Nelson jeffnelson@vivitec.net

Wysh Tyler Norkus tyler.norkus@wysh.com

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July 14th - 15th, 2025 The Galt House | Louisville, KY Join us at the KBA Women in Banking Conference 2025 as we welcome Alyson Van Hooser- keynote speaker, leadership expert, and best-selling author—as our emcee and host!

With a bold mission to develop highly effective leaders, Alyson brings unmatched energy, experience, and passion to the stage. Her journey of resilience embodies this year’s theme: Earn the Right to Be Heard!

Get ready for a transformational experience where your voice matters, your leadership thrives, and your impact grows.

The KBA Woman in Banking Conference 2025 returns July 14th!

For more info, visit: www.kbawomeninbanking.com

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E D U C AT I O N C O R N E R

With over $595 million in loans funded to date and more than 7,900 affordable units built, HOPE has united bankers and developers to make impactful projects a reality. From historic preservation at Gateway on Broadway (Louisville, KY) to modern family living at Richwood Bend Apartments (Lexington, KY), HOPE is transforming communities across the region. Learn how you can join this mission to build a brighter future at hopeofthemidwest.com.

(Pictured Left to Right) Tamuna Loladze (HOPE), Tammy Nichols (HOPE), Steve Gallahue (Housing Partnership, Inc.), Billie Wade (HOPE), and Jim Sparks (Central Bank)

Network and Browser Requirements for Viewing Streams The quality of your live playback experience is largely dependent on the download speed you have from your ISP (Internet Service Provider) or mobile provider. Keep in mind that your overall Internet speed can vary depending on many factors, including but not limited to: time of day, Wi-Fi performance, other devices/users utilizing your connection, and the strength of the signal provided by your ISP.

Download speeds

The following table shows the minimum speeds required for each playback quality: Quality 240p 360p 720p 1080p 2K 4K & up

Required Minimum Bandwidth 500 kbps 1 Mbps 3 Mbps 7 Mbps 12 Mbps 22 Mbps

Desktop OS and Browser We recommend using the following browsers and versions on Windows 7 or later or macOS Sierra (10.12.6) or later: Chrome 30+ (has automatic updates) Firefox 27+ (has automatic updates)* Microsoft Edge Safari 9+ *H.264 video (required for viewing Vimeo videos) is only supported in Firefox for Windows 7 and later. Firefox versions on Windows XP are no longer supported for playback.

For supported mobile/tablet browsers, refer to system requirements for viewing, browsing, and apps.

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Firewalls and Whitelisted Domains

Viewers should ensure the following ports are open on their network for playback: TCP/UDP 80 (HTTP) TCP/UDP 443 (HTTPS) In addition, if your viewers are on a corporate network (office, university, hotel, etc.) that restricts access to certain websites or domains, they should have the following domains whitelisted: *.vimeo.com *.vimeocdn.com *.magisto.com *.akamaized.net *.cloudfront.net

Mobile Devices

Mobile viewers can use: Android (Lollipop) version 5.0+ iOS version 12.4+ Blackberry and Windows Phone users: You may still be able to view Vimeo videos on devices that support HTML5; however, Vimeo does not test its player in these environments and cannot guarantee support.

Samsung users: The Samsung Internet browser (all versions) is not supported for Vimeo Live. We recommend installing Chrome instead.

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Troubleshooting Vimeo First ensure that Vimeo is not blacklisted and ensure that www.vimeo.com is open to all users with no restrictions. If users still have issues, the following below is what IT administrators should monitor...

Ensure the following ports are open:  TCP 80  TCP 443  TCP 3433  TCP 4700-5000  TCP 5668  TCP 5669  TCP 6080  TCP 6443  TCP 8667  TCP 9667  TCP 30011-30013  UDP 3478  UDP 4700-5000 (2.9.0 or later)  UDP 10000-65535 (before 2.9.0)  Ensure the following domains are allowed:  .agora.io  .sd-rtn.com  *.vimeo.com  stream-io-api.com 

The below domains are optional but if you notice limited functionality in the venue, allow these domains as well:  *.vimeocdn.com  stream-io-cdn.com  browser-intake-us5-datadoghq.com  unsplash.com  algolia.net  giphy.com  maze.com  marker.io  GoogleApis.com  Qualitrics.com  nr-data.net  pendo.io  firebaseio.com  cloudflare.net  zendesk.com  ZDassets.com

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