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LOAN SAMPLE STRUCTURE
The follow ng assumptions were used for this scenario and can be modif ed if there are any specific va ues you would like to use
Bank rate, terms and fees are estimates and vary depending on ender.
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SBA fee s 2 15% of the SBA loan amount plus a $2 500 attorney flat fee and $1,000 documentation fee These fees are financed
The current SBA rate is used here. Actual rate is set at debenture sa e at t me of fund ng.
A l costs and expenses are estimates This breakdown does NOT inc ude Title & Escrow Clos ng Costs wh ch are additional Out of Pocket Costs
Bank Fees are estimated at 75% of bank oan amount
Insurance & Property Tax estimated at 1.3% of purchase price.
Effect ve cost of ownersh p is Total Monthly Payment less annua Principal paydown
90% Financing
Down Payment 15%
For more informationcontact:
Claudia Cohen
Capital Access Group
SVP / Director of Marketing
415-217-7604 ccohen@capitalaccess.com
SBA (2nd)* 39%
150 California Street, Su te 250 | San Francisco CA 94111 te 415 217 7600 fax 415 217 7610 web CAPITALACCESS.COM
Bank (1st) 46%