





Dear Friends and Neighbours,
I’m thrilled to share exciting news: the Bank of Canada has just announced a 50 basis point cut to its interest rate, bringing the rate down to 3.75%. This marks the third consecutive rate cut, creating a unique window of opportunity for anyone considering buying a home or making a move.
If you’re thinking about right-sizing whether that means moving into a larger space to accommodate a growing family or downsizing to something more manageable now is the perfect time With lower borrowing costs, you can take advantage of more affordable mortgage options, and with inventory still available, you’ll have a wide selection of homes to choose from.
At Kirby Chan & Co., we specialize in guiding our clients through these transitions, ensuring that your move is smooth, stress-free, and tailored to your specific needs. Whether it’s your first home, your forever home, or a smaller space for a simpler life, we’re here to help you find the right fit.
With interest rates at their lowest in over a year and plenty of homes available, there’s never been a better time to explore your options Reach out to us today we’re excited to help you make the most of this market!
Life is full of transitions, and as we move through different stages, our housing needs often evolve. At Kirby Chan & Co., we specialize in guiding you through each phase of your real estate journey whether you're buying your first condo, right-sizing to accommodate a growing family, or simplifying your life later on.
Buying your first home is an exciting milestone, often marked by new beginnings For many, this starts with a condo or smaller property At Kirby Chan & Co., we understand that this stage is about more than just finding a place to live it's about building a foundation for your future. Our team takes pride in helping first-time buyers navigate the process with ease, ensuring that you make informed decisions. We’re here to help you find a space that fits your needs and budget while also setting you up for longterm success
As life progresses and families grow, your current space may no longer accommodate your evolving needs. This is where "right-sizing" comes in finding a home that better suits your lifestyle and family size Whether it's moving to a larger home with more bedrooms, better schools, or more outdoor space, right-sizing ensures that your home grows with you. At Kirby Chan & Co., we work with you to find the perfect fit, ensuring that your new home supports your changing priorities without feeling too big or too small.
Thinking of Selling Your Home?
As life continues to change, many find that their larger family home no longer fits their needs. The kids have grown, and maintaining a big home might not be as practical as it once was. Right-sizing again this time to a more manageable property can help you simplify your life and focus on what matters most. Whether it's a condo, townhome, or smaller home, we ensure your right-sizing experience is seamless, helping you move into a space that’s easier to maintain while still offering comfort and convenience.
No matter what stage of life you're in, Kirby Chan & Co is here to help We specialize in right-sizing at every phase, ensuring that your home fits your needs and lifestyle perfectly. Whether you're just starting out, growing, or simplifying, we have the experience and expertise to guide you through the journey.
Ready to take the next step? Reach out to us today, and let us help you right-size your life and your home.