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First Step Buyer Homework You are taking your first step necessary in your home buying process. Please complete and  return your Buyer Interview Questionnaire as soon as possible I look forward to working  with you as we look to find your home.  Happy house hunting and buying, 

Tammy Buyer Interview Questionnaire  … Complete and Return   

Financing … Lender Questionnaire (For your Lender)  … Loan Approval Letter    …Yes  …No  Appointment. Date _________  … Loan Application Process Started  …Yes  …No  Application Date _________   

Provide Copies   … Drivers Licenses  … Rental Agreement If Applicable  …  Current Contract if selling a home (for Contingent Offer) If Applicable 

Check the box for professional service information and recommendations will be provided. 

Professional Services  … Mortgage Lender  

… Environmental

… Attorney

… Lead Base Paint  

… Home Inspector 

… Radon  

… Home Owners Insurance 

… Survey  

… Roof

… Title Search 

… HVAC  

… Zoning

… Plumbing  

… Clue Report 

… Pool

… Home Warranty Repairs  

… Irrigation

… Termite

… Security/Sound

__________Initial __________ Date 

__________Initial _________ Date 

Phone: 704‐236‐2239 | Fax: 704‐749‐2391 | Email:  Helen Adams Realty‐Ballantyne | 15235 John J. Delaney Drive | Charlotte, N.C. 28277


Loan Application Checklist *This list is a guideline only. Ask your lender if there is additional information required before you meet. 

Three most recent monthly bank statements

Three most recent paychecks

Past Year’s W-2s

Copy of SS Cards, Borrower and Co Borrower

Copy of NC Drivers Licenses, Borrower and Co Borrower

List All Checking Account Information

List All Saving Account Information

Credit Card Account Information

Identify Past or Present Credit Concerns

Example any large deposits or withdrawals within the past 3 months

Identify any deposits or withdrawals expected during the buying process

Phone: 704‐236‐2239 | Fax: 704‐749‐2391 | Email:  Helen Adams Realty‐Ballantyne | 15235 John J. Delaney Drive | Charlotte, N.C. 28277


Lending Questionnaire Lender Information: The intended of this document is to help you start your loan application process. Consult your lender for additional documents required. Be prepared to pay for a credit check report an application fee. ESTIMATED CLOSING DATE: ______________ REAL ESTATE AGENT ________________________________ Borrower ________________________________ Social Security Number ________________________________ Address _________________________________ Email address _____________________________ City ________________________________State _________Zip _________Date of Birth ____________ Employer _______________________________________ Years _____ Self-employed Yes ( ) No ( ) Gross Monthly Income _____________ Overtime ___________ Commissions __________ Bonus ____________ Home Phone _____________________ Work Phone _________________________

Borrower ________________________________ Social Security Number ________________________________ Address _________________________________ Email address _____________________________ City __________________________________________State _________Zip _________Date of Birth ____________ Employer _______________________________________ Years _____ Self-employed Yes ( ) No ( ) Gross Monthly Income _____________ Overtime ___________ Commissions __________ Bonus ____________ Home Phone _____________________ Work Phone _________________________

Loan Amount__________________ Loan Type__________________ Term __________________ Rate_____ Approximate Sales Price__________ Down Payment Amount Saved__________________ Assets: Savings $__________Checking $____________401k $____________Money Market $_______________ Payroll deducted loans_____________ Child support or alimony____________W-2’s_____ Rent Pmt_____________ Rent History_____ 3 Months Bank Statements_____3 Mth Payroll Stub_____ Copy of Divorce Decree_____ Provide Copies of each Checking and Savings Account. Explain any current deposits or withdrawals. Consult your lender before making a large purchase or deposit. Do not move money from your individual accounts without consulting your lender.

Do You Have a Home to Sell? Yes ( ) No ( ) Actively Listed Yes ( ) No ( ) Under Contract Yes ( ) No ( ) List Price of Current Residence ________________Under Contract Price of Current Resident________________ Projected Closing Date_______________ Closing Attorney_________________________ Selling Agent_________________________ Borrower_____________________________________ Co-Borrower_________________________________ Signature_________________________________



Date________________ Phone: 704‐236‐2239 | Fax: 704‐749‐2391 | Email:  Helen Adams Realty‐Ballantyne | 15235 John J. Delaney Drive | Charlotte, N.C. 28277


Charlotte Area Websites Utilities Duke Power: Piedmont Natural Gas: City of Charlotte(water/sewer): AT&T: Windstream Communications: PSNC Energy: Concord NC Utilities: Huntersville NC Utilities: York County, SC Utilities: Electricities Power Coop: Gaston County Utilities: Rock Hill, SC Utilities:

Community Charlotte Visitors Bureau: Charlotte Chamber: Charlotte NC News(Char Observer): Charlotte Business Journal: Local Charlotte TV & Events: Charlotte’s Historic Districts: Discovery Place: Imaginon Children’s Museum: Mint Museum of Art: Charlotte Symphony: NASCAR Hall of Fame: Arts & Science Council: North Carolina Tourism: Charlotte Crime Statistics Map: Charlotte Area Restaurants:

Sports NFL Carolina Panthers: Charlotte Motor Speedway: NBA Charlotte Bobcats: Quail Hollow PGA Golf Championship: NASCAR Hall of Fame: Charlotte Checkers Hockey: Charlotte Knights AAA Baseball: US National Whitewater Center:

Children Charlotte Youth Sports: Children’s Sports and Camps: After School Programs & Summer Camp(ASEP): Search for Day Care Facilities in NC: Website for Charlotte Area Parents: Kids in Charlotte - Website for Parents: Charlotte, NC Area Children’s Playgroups: - topic of interest: “Charlotte Children”

Parks and Playgrounds - Interactive Map: Charlotte Public Libraries: Dan Nicholas Park: Animal Park Zoo - Lazy Five Ranch: ImaginOn Children’s Museum: Discovery Place Museum: Charlotte Nature Museum: Indoor Play Center near Charlotte, NC: Charlotte Trolley and Museum: Carowinds Amusement Park:

Healthcare Carolinas Medical Center: Presbyterian Hospital: Carolinas Medical Center - Mercy: Lake Norman Regional Medical Center: Presbyterian Orthopaedic Hospital: Carolinas Medical Center - University: Carolinas Medical Center - Northeast: Presbyterian Hospital Huntersville: Presbyterian Hospital Matthews: Carolinas Medical Center - Pineville: Carolinas Medical Center - Union: Gaston Memorial Hospital: Carolinas Medical Center - Lincoln: Piedmont Medical Center (Rock Hill):

Banks Bank of America: BB&T: Wells Fargo: RBC Centura: Fifth Third Bank: Park Sterling:

Taxes & Government Mecklenburg County Taxes: Charlotte Property Tax Info: City of Charlotte Info: Charlotte Government: Community Crime Information & Maps: Flood Insurance: Environmental Concerns: Federal Housing Information: Census Data: Fair Housing Information: Fannie Mae: VA Loan Information: Driver’s License/NC DMV:

Loan Application Checklist  
Loan Application Checklist  

Loan Application Checklist