March 2023
3 Contents 06 RICE LAKE UPDATES CURRENT PROMOS GOAL GETTERS SAVE THE DATES NEW! CHECKING ACCOUNTS FUN, RANDOM INFO ENNEAGRAM AT WORK 2023 SCHOLARSHIPS 08 16 10 20 09 18 11 22 14 TEAM MEMBER OF THE MONTH 04 23 BRAND IMMERSION PRODUCT KNOWLEDGE 12 NEW! LOGO WEAR ONLINE APPLICATION
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We had behind fonts but
Thank
service
you all for attending the Brand Immersion party! had so much fun sharing the who, what, and why behind SCCU. Sure, we went over our colors, logo, and but what sets us apart from others and makes our service superior & D I F F E R E N T is YOU! We had tons of fun & can’t wait for the next one!
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TEAM MEMBER THE MONTH
MELISSA Commercial
OF
Melissa's nominations:
Melissa is a great problem solver and always follows up and follows through. She dives head first into challenging problems even when the solution is unknown and always follows up with members and her co-workers. Her answer is never “I don’t know” it’s always “I’ll figure it out”.
Melissa is a very hard working individual and frequently goes above and beyond for both members and employees. She is great to work with and I truly appreciate her so much!!
Nominees:
Michelle McGown
Jamie Winter
Colleen Schilling
Kim Terry
Nikki Hendricks
Rebecca Warwas
Angie Michalski
Shannon Jones
Samantha Pongratz
Nicole Kinkead
Zana Rantala
Chelsea Foerst
Cassandra Helgeton
Annastacia White
Hannah Graves
Amy Thomas
Oliver Goulet
Callie Fletcher
David Meys
Joshua Ziells
Kendra Starnes
William Blomfelt Keith
Thorson
Kenny Claggett
Andrew Poe
Tim Foster
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NOMINATE A TEAM MEMBER
MELISSA THOME
Loan Processor
Commercial
Rice Lake Update
It’s been a long journey, but we are nearing the end! Our Rice Lake branch is set to open next month and we can’t wait for you to see it. Though we’ve had a few building remodels that reflect our fresh vibe, this branch we were lucky enough to build from the ground up. It features floor to ceiling windows to bring in as much light as possible, a open space to kick the cramped bank feeling out of the way, a culture wall, and of course there will be cookies. This building will sort of be like our second administrative building being another hub for our Community Engagement team, Mortgage and more. The Grand Opening is still in the planning phase but as details get solidified, we will share!
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Save the Dates
April 19th, 2023
ANNUAL MEETING
April 27th, 2023
EAU CLAIRE GRAND OPENING
May 4th, 2023
RICE LAKE GRAND OPENING
July 23rd, 2023
TWINS GAME
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Calling all employees! We have some new ‘Logo wear’ options this year!
Logo wear stipends
MEMBER-FACING EMPLOYEES - $300
BACK OFFICE EMPLOYEES - $150
Logo wear Opportunities!!
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BRAND IMMERSION OPPORTUNITY
If you brought in an item to get the SCCU logo on it, it is currently in the works! These will be dispersed once they arrive at our Admin building. Plus, it’s on us!
MERCHOLOGY ITEM
If you prefer name brand, here’s an option for you! You can order up to one (1) item from Merchology, just make sure to place your order by 3.10.23. The remainder of your stipend can be used on Lands End!
ORDER ITEM
PASSWORD: DIFFERENTBETTER
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LANDS END
We have refreshed our catalog and added over 30 new items! What ever portion of your stipend you don’t spend at Merchology, you can use at Lands End! Vouchers will be sent after March 10th.
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Twins Game
Twins Game
Let’s play ball! Or at least watch it! On Sunday, July 23rd we are inviting you to join us for a day at Target Field to watch the Minnesota Twins play the Chicago White Sox. This is an optional event but we encourage everyone to join. PLUS, the invite is open to your family too! The fun includes free tickets, food, and drink. And did we mention…It’s Kids Day at the field so the kiddos can run the bases after the game!
Diamond Award Diamond Award
In case you missed the entire brand immersion party, we did an entire brand refresh over the past year and a half & we are excited to announce that we are a winner for the CUNA Marketing Diamond Award! This means that our new Brand Identity is innovative, creative, and show stopping. Gold Winners (the next step up) will be announced this month, so we are crossing our fingers to bring home a new trophy to put on Tim’s shelf.
Culture Corner
SHARE HOW YOU ARE CHAMPIONING THE SCCU CULTURE WITH MARKETINGGROUP@SUPERIORCHOICE.COM TO GET FEATURED IN NEXT MONTHS EDITION OF THE INSIDER!
SCCU GOALS SHEETS
by Nicole Kinkead Collections Manager
SCCU NAILS
by Katie Revoir Marketing Manager
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Branches CONSUMER LOANS Grand Rapids Ashland Gilman NEW CHECKING Ladysmith Hayward Cable
Employees
$100K CLUB
Cim Chandler
$200K CLUB
Oliver Goulet
Way to go! Way to go!
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2023 Scholarships VIEW SCHOLARSHIP PAGE
Scholarships
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1% Cash Back
2.13.23-3.31.23
There’s only one month left of our 1% cash back promotion! For anyone financing or refinancing a Auto or Rec Loan or getting a HELOC, we will give them 1% cash back! This is an awesome deal to get members their dream car or help them finally make those home updates they’ve been procrastinating. Members can get up to $500 cash back when they open a HELOC and up to $350 when they get an auto or rec loan!
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Eau Claire & Grand Rapids Switch Campaign
In an effort to increase membership in both our Eau Claire & Grand Rapids markets we are running a “switch campaign”. This promotion will give new members $500 when they open their first checking account & complete 6 consecutive direct deposits. This is a HUGE bonus for members and it’s easy to get! Let’s not forget, they can get their direct deposits up to 2 days early with Early Pay! Members can open their account in person at the Eau Claire or Grand Rapids branch or online using “GOEauClaire” or “GOGrandRapids”. We are hoping to see positive participation and gain active, long term members!
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NEW CHECKING ACCOUNTS!
Superior Checking
• Earns interest!
• $100 initial deposit
• No minimum balance fees
HOW TO EARN APY:
• $5,000 minimum average daily balance
• Enroll in e-statements
• One (1) additional item: Business relationship with SCCU / Loan with SCCU / $500+ Monthly direct deposit
Cashback Checking
• Earns 1% cash back on debit card purchases!
• $25 initial deposit
• No minimum balance HOW TO EARN CASH BACK:
• $500+ monthly deposit(s) into the account
• 10+ monthly debit card swipes
Student Checking
• For ages 8-23
• $5 initial deposit
• No minimum balance
• 4 NSF fees waived per year
• Waive up to $10 in monthly foreign ATM fees
• Rolls into Simple Checking on 24th birthday
• Courtesy pay NOT permitted
Simple Checking
• Free paper statements
• $5 initial deposit
• No minimum balance
Chance Checking
• For members who fail chexsystems
• $5 initial deposit
• No minimum balance
• Migrates to Simple Checking after 12 months
If there are any NSF’s the 12months restarts.
• Courtesy pay NOT permitted
• $10.00 fee per month
BALANCE APY* Up to $24,999.99 3.00% $25,000 - $49,999.99 2.00% $50,000 - $99,999.99 1.00% $100,000+ 0.10%
Personal & Business!
• Earns interest!
• $100 initial deposit
• No minimum balance fees HOW TO EARN APY:
• $10,000 minimum average daily balance
• Enroll in e-statements
• $2,500+ Monthly direct deposit
Cashback Business Checking
• Earns 1% cash back on debit card purchases!
• $25 initial deposit
• No minimum balance HOW TO EARN CASH BACK:
• $2,500+ monthly deposit(s) into the account
• 10+ monthly debit card swipes
• Free paper statements
• $5 initial deposit
• No minimum balance
• Free paper statements
• $5 initial deposit
• No minimum balance
ACCOUNTS!
Simple
Business Checking
Non-Profit Checking
Superior Business Checking
BALANCE APY* Up to $24,999.99 3.00% $25,000 - $49,999.99 2.00% $50,000 - $99,999.99 1.00% $100,000+ 0.10%
MERIDIAN ONLINE ACCOUNT
Online account applications can now be completed in as little as 7 minutes! This is helping break down the barrier of decision fatigue and the feeling of a never ending application. All transaction accounts (Primary, Secondary, Special, and Business) should be opened through the Meridian Link system. There are still a number of bugs that ML is actively working on. The biggest are listed below.
1. Online Agreements – They are not being created at this time. Please go into DNA to create the online banking access.
2. Business & HSA Debit Cards – There is still an error thus the agreements are not being created. Please follow normal procedure for creating an HSA and Business Debit Card.
3. MainStreet Check Ordering – This is a new piece that we are working with selected users on. Please follow your normal procedures for now, more info coming soon.
4. Fraud, OFAC, Debit – Automation has not been turned on, yet ��. Please manuall pull these inside the app for now.
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MERIDIAN LINK ACCOUNT APPLICATION
With widespread usage we EXPECT you to find additional bugs. Please email MeridianLinkHelp@superiorchoice. com for problems, questions, or concerns.
If you find a link incorrect on our website (superiorchoice. com) please email marketinggroup@superiorchoice.com
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How to support your coworkers based on their enneagram
STICK TO YOUR DEADLINES
GIVE THEM A MEANINGFUL TASK
SHOW APPRECIATION OF THEIR WORK
GIVE THEM CREATIVE FREEDOM
DON’T PUT THEM ON THE SPOT
DISPLAY TRUST
APPRECIATE THEIR IDEAS & ENERGY
ALLOW THEM TO PROVE THEIR STRANGTHS
CHECK IN WITH THEM REGULARLY
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ARM vs Fixed MORTGAGE KNOWLEDGE
% % Adjustable Rate Mortgage Fixed Rate Mortgage
Lower initial rate
Rates are variable, so they may ebb and flow from the initial rate
Lower initial payments
Lower rates = lower payments
Easier to qualify
Due to lower upfront payments
Predictable
Rates never change throughout the life of the loan
Easy to Budget
Stable monthly payments
Easy to compare
Rates don’t vary during the loan term, so you can compare apples to apples
THE MORE YOU KNOW!
0 SCCUINSIDER BY MARKTING DEPT
