Zamel's Valentine's Day Catalogue 2018

Just

$499

Only

$49 NEW

AMETHYST

9CT GOLD EARRINGS 1392315 PENDANT 1392323

NEW

1/2 CARAT tw 9CT GOLD RING 2002115

Just

r u o y t le

Only

$99

$79

NEW NEW 9CT GOLD SILVER FILLED PADLOCK BRACELET

2001448

1/2 CARAT 9CT GOLD

2002537

Only

$799 Just

$29 NEW

GIFT BOXED

CZ SILVER HEART NECKLACE & EARRINGS SET

2002558

ALSO AVAILABLE

BY SPECIAL ORDER

1 CARAT 9CT GOLD

$2,999 2002557

0.10 CARAT $149 2000596 Just

$4,999

PREFERRED COLLECTION K L M Colour, I1-2 Clarity

0.06 CARAT tw $149 2000566

Only

$999ea

A.

3 CARAT tw 14CT GOLD 2 RING SET

C.

B. A. 1/2 CARAT 1389824

B. 1/2 CARAT 1386762

C. 1/2 CARAT 2000577

1240258

S E R E T N I O N & T I S ^ NO DEP O

1 2 0 2 L I T N U

EC1

T

Only

$299

LONDON ~ UK ~

Just

$1,999 0.20 CARAT tw

0.30 CARAT tw $499 1378496

1378504

1/2 CARAT tw $999 1358100

2

1 1/4 CARAT tw 14CT GOLD

1342344

Matching wedder available.

ALL ITEMS 9CT GOLD UNLESS OTHERWISE STATED. ITEMS HAVE BEEN TICKETED AT HIGHER PRICES IN THE PERIOD BEFORE 23 JANUARY, 2018. SALES MAY HAVE TAKEN PLACE AT PRICES LOWER THAN THE TICKETED PRICES. CR. DENOTES CREATED GEMSTONES WHICH ARE GROWN IN STRICTLY CONTROLLED LABORATORY CONDITIONS TO RECREATE THE BRILLIANCE OF NATURAL GEMSTONES. CARAT TW = CARAT TOTAL WEIGHT. ^NO DEPOSIT & NO INTEREST UNTIL 2021 CREDIT TERM AVAILABLE TO APPROVED APPLICANTS ONLY. MINIMUM SPEND $1,200. FEES, TERMS AND CONDITIONS APPLY, SEE IN-STORE FOR DETAILS.

NEW

Only

$399

$9

NEW 0.10 CARAT tw HEART KEY PENDANT $199 2002552

¼ CARAT tw HEART KEY PENDANT 2002554

Perfect for her!

Just

NEW

CZ SILVER HEART EARRINGS 2001000

0.15 CARAT tw HEART KEY PENDANT $299 2002553

CZ 9CT GOLD SILVER FILLED HEART EARRINGS $39 1382431

DIAMOND SILVER HEART EARRINGS $19 1361112

Surprise message rings

#

Valentine's Day

From

$149

A.

gift guide

NEW

Only

$19

Just

$9 NEW CZ SILVER CROSS OVER RING $15 2002562

See her sparkle!

C.

DIAMOND MESSAGE RINGS A. $149 2000400 B. $179 2000399 C. $199 2000398

NEW

CZ SILVER HEART RING 2000247

B.

Just

$199

NEW CZ SILVER CROWN RING 2002564

9CT GOLD SILVER FILLED 3 TONE BANGLE 2002584

Just

$49

Only

$99 LADIES GLITTER DIAL, MESH BAND, GOLD TONE $49 2000762

LADIES GLITTER DIAL, MESH BAND, SILVER TONE 2000761

NEW DIAMOND & CR. RUBY PENDANT $49 1397967 RING 1396472 EARRINGS $79 1397975

ALL ITEMS 9CT GOLD UNLESS OTHERWISE STATED. TWO TONE GOLD, WHITE GOLD AND SOME STERLING SILVER HAS BEEN RHODIUM PLATED TO ENHANCE ITS APPEARANCE. THIS PLATING IS NOT PERMANENT AND MAY REQUIRE REPLATING IN THE FUTURE. PENDANT PRICES INCLUDE GOLD, SILVER OR ROSE TONE PLATED DISPLAY CHAINS ONLY UNLESS OTHERWISE STATED. CZ DENOTES CUBIC ZIRCONIA. ECLIPSE WATCHES ARE STAINLESS STEEL WITH AUSTRIAN CRYSTAL. #SURPRISE MESSAGE RINGS HAVE A HIDDEN AREA FOR THE PURCHASER TO ENGRAVE THEIR SECRET MESSAGE AT THE PURCHASER'S CHOICE AND COST.

3

$299

DIAMOND STACKER RINGS

Only

$29 NEW

NEW

DIAMOND HEART PENDANT $99 2000353

DIAMOND SILVER PENDANT 1358340

Layer them up!

NEW

DIAMOND NECKLACE 1394501

Diamonds

B. C.

DIAMOND INFINITY NECKLACE $99 2000344

A. 0.10 CARAT tw $199 1394584 B. 1/4 CARAT tw $299 1358019 C. 0.15 CARAT tw $299 1395375

NEW DIAMOND EARRINGS $99 2002539

from only $29.

DIAMOND EARRINGS

Just

$399

$99 2000347

NEW

DIAMOND RING $149 2000407

Only

$79

$199

A.

0.20 CARAT tw 1398379

Just

$199

From

DIAMOND SILVER PENDANT $79 1390707

¼ CARAT tw $399 1394493

DIAMOND RING $179 1169911

0.16 CARAT tw 1390699

$99 NEW DIAMOND SILVER & 9CT GOLD RING 1333699

DIAMOND 3 TONE RING

$99 1394550 Just

Only

$499

NEW

$999

Dancing diamonds!

DIAMOND EAR CLIMBERS 2000338

DIAMOND SILVER RING

$299 1303692

DIAMOND HEART PENDANT $149 1401892

$149

½ CARAT tw $799 1394543

½ CARAT tw 2001291

DIAMOND EARRINGS 20867

1 CARAT tw

$1,299 2000321

¼ CARAT tw 1394485

Shop the catalogue at shop.zamels.com.au DIAMOND INFINITY BRACELET $299 1310804

Only

$499

1 CARAT tw SILVER BRACELET 2001734

DIAMOND PADLOCK BRACELET

$999

1164003

½ CARAT tw 1394477

4

$399 Just

$99 DIAMOND SILVER BANGLE 1324292

ALL ITEMS 9CT GOLD UNLESS OTHERWISE STATED. EXCEPT FOR THOSE ITEMS MARKED ‘NEW', ITEMS HAVE BEEN TICKETED AT HIGHER PRICES IN THE PERIOD BEFORE 23 JANUARY, 2018. SALES MAY HAVE TAKEN PLACE AT PRICES LOWER THAN THE TICKETED PRICES. TWO TONE GOLD, WHITE GOLD AND SOME STERLING SILVER HAS BEEN RHODIUM PLATED TO ENHANCE ITS APPEARANCE. THIS PLATING IS NOT PERMANENT AND MAY REQUIRE REPLATING IN THE FUTURE. PENDANT PRICES INCLUDE GOLD, ROSE OR SILVER TONE PLATED DISPLAY CHAINS ONLY UNLESS OTHERWISE STATED.

Just

$199

Only

$699

0.13 CARAT tw

$299 1401413

0.14 CARAT tw 1401405

½ CARAT tw 1289974

1 CARAT tw

$1,499 1286939

1/2 CARAT tw

$1,299 2001294

½ CARAT tw

$799 1289966

¾ CARAT tw

$1,499 1388610

S E R E T N I O N & T I S ^ NO DEP O

1 2 0 2 L I T N U

T

Just

$999 1/2 CARAT tw

¾ CARAT tw

$1,499 1287010

1381151

½ CARAT tw

$999 1287051 0.60 CARAT tw

1 CARAT tw 1286921

Only

$2,499

¾ CARAT tw

$1,299 1385988

$1,999 1385939

ALL ITEMS 14CT GOLD. CARAT TW = CARAT TOTAL WEIGHT. ^NO DEPOSIT & NO INTEREST UNTIL 2021 CREDIT TERM AVAILABLE TO APPROVED APPLICANTS ONLY. MINIMUM SPEND $1,200. FEES, TERMS AND CONDITIONS APPLY, SEE IN-STORE FOR DETAILS.

5

$129 DIAMOND RING $99 1313691

Only

$399

0.10 CARAT tw $199 1321256

DIAMOND RING 1219898

NEW

DIAMOND 3 RING SET 2000406

Only

$199 DIAMOND RING $249 1270636

DIAMOND RING 219956

Make her a promise!

Diamonds

from only $99.

½ CARAT tw 18CT GOLD $1,499 1255934

½ CARAT tw $999 1296938

Shop the catalogue at shop.zamels.com.au

1 CARAT tw 18CT GOLD $2,999 1294925

Just

$999

$799

½ CARAT tw 1338854

⅓ CARAT tw 18CT GOLD 1276377

½ CARAT tw $899 1256320

Ask her today!

Just

1 CARAT tw 18CT GOLD $3,999 1358266

$999

$399 0.15 CARAT tw 1270651

¼ CARAT tw $699 1270685

1 CARAT tw 18CT GOLD $1,999 1270768

½ CARAT tw 1270693

Fit for a princess!

$999

Only

$399 0.15 CARAT tw 1280247

1 CARAT tw 18CT GOLD $1,999 1255884

¼ CARAT tw $699 1280254

½ CARAT tw 18CT GOLD 1280379

1 CARAT tw 18CT GOLD $1,999 1280387 Just

$99 Only

$2,999

DIAMOND SILVER 2 RING SET 1152354

½ CARAT tw 2 RING SET $699 1276328

½ CARAT tw 2 RING SET $799 1299908 Only

$1,999

NEW

2 CARAT tw 2 RING SET 6

2002037

½ CARAT tw 2 RING SET $999 1311729

1 CARAT tw 18CT GOLD 2 RING SET 1357888

2 CARAT tw 2 RING SET $2,999 1255959

ALL ITEMS 9CT GOLD UNLESS OTHERWISE STATED. EXCEPT FOR THOSE ITEMS MARKED ‘NEW', ITEMS HAVE BEEN TICKETED AT HIGHER PRICES IN THE PERIOD BEFORE 23 JANUARY, 2018. SALES MAY HAVE TAKEN PLACE AT PRICES LOWER THAN THE TICKETED PRICES. TWO TONE GOLD AND WHITE GOLD HAS BEEN RHODIUM PLATED TO ENHANCE ITS APPEARANCE. THIS PLATING IS NOT PERMANENT AND MAY REQUIRE REPLATING IN THE FUTURE.

Just

$399 ½ CARAT tw $799 1332394 ¼ CARAT tw 1381581

Only

$3,999 1 ¾ CARAT tw 1342385

¾ CARAT tw $1,799 1388636

¾ CARAT tw $1,499 1333426

T S E R E T N I O N & T I ^ NO DEP OS

1 2 0 2 L I T UN Only

$1,299 Just

3/4 CARAT tw $1,499 1301332

¾ CARAT tw $1,499 1324425

$1,999

3/4 CARAT tw 1301308

1 CARAT tw

2.65 CARAT tw $4,999 1240225

1324417

2 CARAT tw $3,999 1280775

1 CARAT tw $1,999 1260355

1 ¼ CARAT tw $2,499 1316066

ALL ITEMS 14CT GOLD. CARAT TW = CARAT TOTAL WEIGHT. PENDANT PRICES INCLUDE GOLD OR SILVER TONE PLATED DISPLAY CHAINS ONLY. ^NO DEPOSIT & NO INTEREST UNTIL 2021 CREDIT TERM AVAILABLE TO APPROVED APPLICANTS ONLY. MINIMUM SPEND $1,200. FEES, TERMS AND CONDITIONS APPLY, SEE IN-STORE FOR DETAILS.

7

A.

NEW

$69

B.

ANGEL WING NECKLACE 2002464

C. 2 TONE HEART LOCKET 1282284

D.

NEW

$99ea

NEW Just

Golden Gifts!

$129 A. 9CT GOLD SILVER FILLED SINGAPORE CHAIN $39 1316587 B. 9CT GOLD SILVER FILLED BELCHER CHAIN $49 1316603 C. 9CT GOLD SILVER FILLED FOXTAIL CHAIN $69 1322437 D. STATION HEART CHAIN $99 2002468

FLOWER LOCKET 1282292

NEW

Fill her heart with gold.

$39

PATTERNED HEART EARRINGS $49 2001097

Gifts from the heart!

9CT GOLD SILVER FILLED BALL EARRINGS 1318393 Only

$179

$29

9CT GOLD SILVER FILLED HEART HOOPS 1318120

9CT GOLD SILVER FILLED HOOPS $29 1318112

CZ 3 TONE RING 1322114

$39

Perfect for first love!

$79

POSITIONAL

PATTERNED RING 2001063

CELTIC RING $99 274936

Just

$69

CZ RING $99 2001793 Just

CZ 9CT GOLD SILVER FILLED HOOPS 1318187

9CT GOLD SILVER FILLED TWIST HOOPS 1259431

CZ RING $99 2001107

$79

Only

LOVE NECKLACE 2002466

Only

CZ 9CT GOLD SILVER FILLED BRACELET $799 1313006

$99

NEW DROP EARRINGS 1374776

CIRCLE RING $99 2001788

DROP EARRINGS 1161306

ELEPHANT LINK BRACELET $699 1313261

Shop the catalogue at shop.zamels.com.au

A.

Just

Just

$699

A.

$79ea

B. C. D.

B.

NEW

CZ RINGS

A. HEART 2001106 B. INFINITY 2001108 C. INFINITY 2001103

8

Only

C.

$599

A. 9CT GOLD SILVER FILLED BANGLE $99 1316553 B. 9CT GOLD SILVER FILLED FOXTAIL BANGLE $149 1316504 C. 9CT GOLD SILVER FILLED HALF ROUND BANGLE $399 1251636 D. 9CT GOLD SILVER FILLED ENGRAVED BANGLE 1197292

CZ 9CT GOLD SILVER FILLED PADLOCK BRACELET 1313097

ALL ITEMS 9CT GOLD UNLESS OTHERWISE STATED. EXCEPT FOR THOSE ITEMS MARKED ‘NEW', ITEMS HAVE BEEN TICKETED AT HIGHER PRICES IN THE PERIOD BEFORE 23 JANUARY, 2018. SALES MAY HAVE TAKEN PLACE AT PRICES LOWER THAN THE TICKETED PRICES. CZ DENOTES CUBIC ZIRCONIA. CARAT TW = CARAT TOTAL WEIGHT. PENDANT PRICES INCLUDE GOLD OR SILVER TONE PLATED DISPLAY CHAINS ONLY UNLESS OTHERWISE STATED.

Pearls she will adore

A. B.

A. PEARL SILVER NECKLACE $49 1184100 B. PEARL & SILVER BEAD NECKLACE $79 1237171 C. PEARL NECKLACE 1401462

$9

C.

Only

$199

$19 $129

PEARL & CZ SILVER EAR CLIMBERS $29 2000224

PEARL SILVER EARRINGS 1184001

PEARL & CZ SILVER PENDANT 2000309 EARRINGS $29 2000310

Only

$79

DIAMOND & PEARL PENDANT $79 1145218 EARRINGS 1145184

Always elegant!

PEARL & CZ SILVER BANGLE 2001531

Only

$149

1¼ CARAT tw $99 1217736

0.60 CARAT tw 2002555

DIAMOND SIMULANTS

Just

$99

1¼ CARAT tw $249 1217744

NEW

NEW

1 CARAT tw

$149

0.60 CARAT tw $129 2002556

2002262

1¼ CARAT tw $299 1299569

1 CARAT tw 1217728

Just

½ CARAT $79 903252

1 CARAT tw $99 903310

$279

2½ CARAT tw 1223338

Colour her world.

$199

DIAMOND & CR. BLUE SAPPHIRE PENDANT 1359892

Only

DIAMOND & CR. PINK SAPPHIRE RING 1324383

$129

AMETHYST PENDANT 1395797

AMETHYST EARRINGS

$249

$299

Only

0.10 CARAT tw & CR. BLUE SAPPHIRE EARRINGS $299 1359884

DIAMOND & AMETHYST RING 1324334

Just

$499 DIAMOND & BLUE TOPAZ RING $499 1303643

0.20 CARAT tw & CR. BLUE SAPPHIRE 1359876

Colour of the month Amethyst.

AMETHYST EARRINGS

$69 1180918

$99 1395805

AMETHYST 9CT GOLD SILVER FILLED BRACELET 1316355

$199

ALL ITEMS 9CT GOLD UNLESS OTHERWISE STATED. TWO TONE GOLD AND SOME STERLING SILVER HAS BEEN RHODIUM PLATED TO ENHANCE ITS APPEARANCE. SOME ITEMS HAVE BEEN RHODIUM PLATED TO GIVE THE APPEARANCE OF TWO TONE. THIS PLATING IS NOT PERMANENT AND MAY REQUIRE REPLATING IN THE FUTURE. ALL PEARLS ARE CULTURED FRESHWATER PEARLS. NATURAL GEMSTONES HAVE BEEN TREATED BY HEATING (GENERALLY) OR IRRADIATION (BLUE TOPAZ) TO ENHANCE THE COLOUR OF THE STONE. CR. DENOTES CREATED GEMSTONES WHICH ARE GROWN IN STRICTLY CONTROLLED LABORATORY CONDITIONS TO RECREATE THE BRILLIANCE OF NATURAL GEMSTONES.

9

$29

$19 AMORE HEART NECKLACE 2000477

Just

$19

CZ PENDANT 2000425

CZ ENGAGEMENT RING NECKLACE 2002566

$49

CZ DROP PENDANT 2001412

CZ DREAM CATCHER NECKLACE 2002259

NEW

NEW NEW

Drop her a hint!

CZ CLOVER NECKLACE $39 2002565

Make her sparkle in Silver.

CZ EARRINGS

$12 NEW

HEART BRACELET $19 2000470

HUGS & KISSES LOCKET 1387752

$49 1401546

NEW

$49

HEART LOCKET

NEW

TREE OF LOVE LOCKET 1387711

$49 2002485

'MOON & BACK' HEART LOCKET $39 2001857

$5 CZ EARRINGS 975698

Surprise him this Valentine’s Day!

NEW CZ HOOPS $19 2002559

A. B. CZ & ONYX RING

$99 907725

CZ KNOT EARRINGS $19 2002252 Only

$49

NEW

CURB BRACELET

A. ANCHOR CHAIN $39 1041839 B. FIGARO CHAIN $129 1173806 C. CURB CHAIN 1169739

Just

$99

DISK FILIGREE EARRINGS $29 2002018

$99

NEW

$19

NEW CZ DROP EARRINGS 1306257

C.

$399

$49 1290303

ID CURB BRACELET 1518828

CZ RING 2000218

CZ RING $29 2001850

HEART RING $19 2001847

Only

$29

$39

NEW

B. A. GOLF BANGLE $39 343129 B. ENGRAVED HALF ROUND BANGLE 1198803

10

$49 2002257

Just

NEW

A.

CZ DREAM CATCHER EARRINGS

CZ DROP EARRINGS

$29 2001411

TWIST BRACELET 1396209

$39 $9 159608

HOOPS 1193895

CZ EARRINGS

$29 2000426

CZ TENNIS BRACELET

$9

NEW

NEW

Only

$29

Shop the catalogue at shop.zamels.com.au

CZ RING 896738

CZ ARROW & HEART RING 1365881

FEATHER RING $29 2002022

ALL ITEMS STERLING SILVER. EXCEPT FOR THOSE ITEMS MARKED ‘NEW', ITEMS HAVE BEEN TICKETED AT HIGHER PRICES IN THE PERIOD BEFORE 23 JANUARY, 2018. SALES MAY HAVE TAKEN PLACE AT PRICES LOWER THAN THE TICKETED PRICES. CZ DENOTES CUBIC ZIRCONIA. PENDANT PRICES INCLUDE SILVER TONE PLATED DISPLAY CHAINS ONLY UNLESS OTHERWISE STATED. SOME STERLING SILVER HAS BEEN RHODIUM PLATED TO ENHANCE ITS APPEARANCE. THIS PLATING IS NOT PERMANENT AND MAY REQUIRE REPLATING IN THE FUTURE.

Only

$69ea

NEW

Jewellery & watch

collection .

Only

$59 CRYSTAL DROP

CRYSTAL DROP NECKLACE $79 1277177 EARRINGS $99 1287192

ROSE GOLD PLATED EARRINGS 2002573 NECKLACE 2002574

ROSE GOLD PLATED CRYSTAL WAVE RING $69 1329937

ROSE GOLD PLATED CRYSTAL RING 1387109

$79

Only

$89

$149

Just

$79

$39 LADIES EXPANDABLE, MOTHER OF PEARL DIAL, DATE 1380740

Jewellery & watch NEW

LADIES CRYSTAL SET, MOTHER OF PEARL DIAL, MESH BAND 1346139

collection .

REVERSIBLE BRACELET $39 2002571

LADIES CRYSTAL SET, MOTHER OF PEARL DIAL, GOLD TONE 1380625

Gifts for him!

LADIES CRYSTAL SET, WHITE ACRYLIC & ROSE TONE 1346196

LADIES CRYSTAL SET, MOTHER OF PEARL DIAL, TWO TONE 1380781 YIN YANG PENDANT & LEATHER CORD $49 1271097

GUITAR PICK NECKLACE $29 1252022

DOG TAG NECKLACE $39 1298256

REVERSIBLE

NEW NEW

REVERSIBLE BRACELET $39 2002572

A.

REVERSIBLE

B.

Just

Only

$99

GENTS DAY/DATE, WR100, TWO TONE $69 1264696

GENTS DATE, WR50, TWO TONE 1346261

GENTS DRESS RINGS A. $19 2002569 B. $19 2002570

$49

GENTS DAY/DATE, WR50, GOLD TONE $99 1312354

GENTS DIGITAL, RESIN BAND, WR100 $39 1264704

GENTS CHRONOGRAPH, RESIN BAND, WR100 1380518

ALL ITEMS STERLING SILVER UNLESS OTHERWISE STATED. ECLIPSE JEWELLERY IS AUSTRIAN CRYSTAL. ECLIPSE WATCHES ARE STAINLESS STEEL WITH AUSTRIAN CRYSTAL. ALL TENSITY JEWELLERY IS STAINLESS STEEL. ALL WATCHES ARE STAINLESS STEEL UNLESS OTHERWISE STATED. WR = WATER RESISTANT. WR REFERS TO A PRESSURE TEST AND DOES NOT SIGNIFY DEPTH. WR50 IS SUITABLE FOR STILL WATER SWIMMING (POOL) . WR100 IS SUITABLE FOR WATER SPORTS AND WEARING IN THE SURF.

11

Only

$99

$49 2002591

NEW

HEART LOCK & LOVE NECKLACE

$79 2002548 $99 2002589

NEW

HEART LOCK & LOVE BRACELET

2002549

NEW NEW

let your

HEART LOCK & LOVE EARRINGS

Only

$79 1376821

$49 2002547

Just

$69

DIAMOND PENDANT

A.

1348705 D.

Only

$99ea

B. E.

DIAMOND EARRINGS

C.

1378603

F.

Create your own look!

Join the conversation

DISCLAIMERS..................... .................................

A. 75CM CABLE BALL CHAIN $69 1320092 B. 33MM DIAMOND KEEPER $99 1283753 C. 33MM CZ QUATTRO COIN $79 1386283 D. 76CM POPCORN CHAIN $99 1360817 E. 25MM CZ REVERSIBLE KEEPER $129 1360791 F. 25MM CZ QUATTRO COIN $69 1360890

DIAMOND RING

1378595

All items sterling silver unless otherwise stated. Except for those items marked ‘NEW’, items have been ticketed at higher prices in the period before 23 January, 2018. Sales may have taken place at prices lower than the ticketed prices. Catalogue prices valid 23 January - 19 February, 2018 or until sold out. Some items available in selected stores only. Some items not shown at actual size. Rain-checks or equivalent goods may be offered if stock is unavailable. Colours may vary due to printing process. We reserve the right to correct printing and or pricing errors. We do not accept responsibility for any items advertised in this catalogue that may be unavailable due to circumstances beyond our control. Two tone gold and some sterling silver has been rhodium plated to enhance its appearance. This plating is not permanent and may require replating in the future.

CZ denotes Cubic Zirconia. Pendant prices include silver or gold tone plated display chains only unless otherwise stated. Swarovski Zirconia is Cubic Zirconia. Emozioni chains and keepers are sterling silver with rose gold plating on selected styles. Coins are sterling silver plated or rose gold plated. Carat tw = carat total weight. ^No Deposit & No Interest Until 2021 credit term available to approved customers only, during the promotional period of 23 January – 19 February, 2018. Minimum spend $1,200. Monthly payments must be made during the promotional period. Interest and payments are payable after the interest free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan. A $99 annual fee for Gem Visa applies. At the end of the plan, interest will be charged at 24.99%.

This notice is given under the Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Also available to CreditLine, GO MasterCard and Buyer’s Edge customers. Other conditions fees and charges apply, see relevant product website for details. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588), Australian Credit Licence number 392145.

Visit zamels.com.au for store locations.

12