ENGLEMAN WILLS + POWERS OF ATTORNEY

1 Nesbit Close, Wickford, Essex SS12 0PT ~ Tel 01268 761022 ~ Mobile 07901 948745

Email: engleman@businessadvisoressex.co.uk

Website: www.businessadvisoressex.co.uk

Open For Business 7 Days A Week

Will Writer’s Words of Wisdom Red for Danger / Green for Safety

If a married couple dies together, and where there is no Will, the eldest is deemed to have died first, so only the family members of the surviving spouse will inherit

A beneficiary or their spouse should not be a witness to a Will, or they will disinherit themselves

Unless it has a contemplation of marriage clause, marriage or re-marriage invalidates a Will, requiring a new arrangement

Without a Will, spouses and civil partners are NOT automatically entitled to all of the estate assets on death

Without a Will, the Government could inherit your estate if you die with no surviving traceable relatives

Without a Will, the Rules of Intestacy, ie ‘The Government Will’, could land the children with a 40% IHT (Inheritance Tax) liability

Even if an estate is less than £5,000, Probate may still be required re lifetime gifts in the preceding 7 years, so take legal advice

If you have no surviving parents, siblings, grandparents, uncles or aunts, then under the Intestacy Rules, the whole estate goes to the Crown or the Duchy of Lancaster or the Duke of Cornwall

A properly worded Will could ensure that half the value of your home is potentially protected against Local Authority care home fees

Always appoint charities as your final beneficiaries, to avoid your estate being claimed by the Government

By the use of a Property Protection Trust, you can ensure that if you pre-decease and your spouse re-marries and has more children, your own children benefit from your share of your home, and not the new spouse

If children have special care needs, an appropriate ‘Disabled Discretionary Trust’ could avoid loss of State benefits on inheriting your estate

If you own property abroad, you should arrange a Will in that country, to avoid costly fees and Probate delay

The estates of current or retired members of the Armed Forces are entitled to exemption from Inheritance Tax if they die on active service, or if their later death was caused by an injury or disease that was received or aggravated while they were on active service. This was extended in the 2014 Budget to members of the police, fire and ambulance services and emergency service personnel and humanitarian aid workers

There is no Inheritance Tax liability if the deceased spouse has left their entire estate to their surviving spouse or civil marriage partner

Provide in your Will for continuity of your business on your death

MARTIN ENGLEMAN AIPW AFPC DipPFS Certs CII (MP & ER) (Mortgage Practice & Equity Release)

Principal: Engleman Wills + Powers of Attorney + Probate + Equity Release

Associate of The Institute of Professional Will Writers

Estate Planning Legal Specialist with APS Legal & Associates Ltd

Member of the Society of Mortgage Professionals, the Personal Finance Society and the Chartered Insurance Institute

Are you prepared for the festival season?

Get the wellies out and prepare the tents and sleeping bags because, with the summer around the corner, festival season is upon us.

Are you trying to figure out where you should be heading off to in the next few months? Well, below is a list of a few of the busiest festivals around the UK you might like to boogie off to this year.

Wireless - Finsbury Park, London

7th – 9th July

Playboi Carti, Yeat, Lil Uzi Vert, Metro Boomin, Ice Spice, Kenny Allstar, Latto, Lola Brooke, Coco & Breezy, Jael, Travis Scott, Lil Yachty, Headie One, Bryson Tiller, Flo, Joey Badass, NLE Choppa, Laelo Black, 50 Cent, D-block

Europe, Popcaan, Lil Durk , Lil Tjay, DJ Target, Glorilla, Donae’o and many more.

Latitude Festival - Henham Park, Suffolk

20th-23rd July

Pulp, Metronomy, Confidence Man, Georgia, Paolo Nutini, The Kooks, Paul Heaton, The Big Moon, Lightning Seeds, George Ezra, Mimi Webb, The Proclaimers, Sophie Ellis-Bextor, The Bootleg Beatles, Picture This, Ed Gamble, Sara Pascoe, Romesh Ranganathan, Ed Byrne, Kerry Godliman, Marcus Brigstoke, Russell Kane, The Listening Party, Tim Burgess, James Acaster and many more.

Camp Bestival Dorset - Lulworth

Castle, Dorset

27th – 30th July

Rag’N’Bone Man, Razorlight, Faithless (DJ Set), Kool and The Gang, Earth Wind & Fire Experience ft. Al McKay., Sophie Ellis-Bextor’s Kitchen Disco set, Rudimental, Sister Sledge, Example, Shed Seven, Theo Kottis, Yolanda’s Jam Band, Jo Whiley’s 90’s Anthems, The Proclaimers, Gok Wan, Charlotte Church’s late night pop dungeon, Jodie Harsh, Orla Gartland, The Cuban Brothers, Elvana: Elvis Fronted Nirvana, Horse Meat Disco, Snapped Ankles, Lola Young and many more.

Wilderness Festival - Cornbury Park, Oxfordshire

3rd - 6th August

The Chemical Brothers, Christine And The Queens, Fatboy Slim, Sugababes, Arlo Parks, Confidence Man, Franc Moody, Joesef, GoGo Penguin, Pip Millett, Flyte, Paul Simon’s Graceland Re-imagined By The London African Gospel Choir, Jo Whiley’s 90s Anthems, Kerri Chandler, Honey Dijon, Todd Terry, Eats Everything presents History Of Rave, DJ Paulette, Storm Mollison, Elliot Schooling & Liam Palmer, TSHA, Los Bitchos, Nuha Ruby Ra, Acid Klaus, Lime Garden, Walt Disco, Personal Trainer, Penguin Cafe, Sam Lee, Karim Kamar, Shy One, Fèmmme Fraîche, Hip Hip Hop Karaoke and many more.

Boomtown - Matterley Estate near Winchester, Hampshire

9th – 13th August

BoomTown has a policy of releasing the line-up when the festival commences, however 2022 line-up for reference was: Koffee, Moonchild Sanelly, Nia Archives, and Dan Shake to their stages.

Shy One, DJ Paulette, Effy, Paranoid London (Live), Mella Dee, Inja, Shy FX, DJ Marky, DJ Flight, Mungo’s Hi-Fi, and a takeover from queer drum ‘n’ bass collective Unorthodox. There was also some crossovers from dance music’s favourites, including a techno set from Mall Grab and My Nu Leng, and SHERELLE and legendary MC Chickaboo uniting for some raucous jungle.

Boardmasters - Watergate Bay, Newquay

9th - 13th August

Liam Gallagher and Florence + the Machine, are joined by Little Simz, Four Tet, Example, Cassyette, Dylan, Kid Kapichi, Dimension, Kings of the Rollers, Charlie Tee, Jaguar and plenty more to be announced.

All Points East 2023 - Victoria Park, London

18th-27th August

Stormzy, Kehlani, Sampha, Knucks, Lucky Dave, Field Day, Aphex Twin, Bonobo, Arca, Fever Ray, Jayda G, The Strokes, Yeah Yeah Yeahs, Angel Olsen, Girl in Red, Nieve Ellsa and many more.

Creamfields North - Watergate Bay, Newquay

24th – 27th August

Adam Beyer, Amelie Lens, Andy C, Becky Hill, Ben Hemsley, Ben Nicky, Calvin Harris, Chase and Status, David Guetta, Diplo, DJ Snake, Eliza Rose, Fatboy Slim, Four Tet, Frazi.er, Hedex, I Hate Models, Jamie Jones, Kolsch, Martin Garriz, Nina Kravis, Pete Tong, Samba Boys, Solardo, Swedish House Mafia and many more.

Leeds & Reading festival - Bramham Park & Richfield Avenue

25th – 27th August

Sam Fender, Loyle Carner, Wet Leg, Mimi Webb, Tion Wayne, Yard Act, The Killers, Central Cee, Nothing but thieves, Inhaler, Holly Humberstone, Baby Queen, Billie Eilish, Steve Lacy, Declan McKenna, Rina Sawayama, Bakar Muna, The Amazons, Lewis Capaldi, Foals, Imagine Dragons, Biceplive, Slowthai, Becky Hill, Lil Tjay, Trippie Redd, You Me At Six, Chase Atlantic, Don Broco, and many more.