7 Years of Growth & Development under visionary Leadership

7 Years of Growth & Development

7

under Visionary Leadership

Years of Growth & Development under Visionary Leadership

Focus on • • • •

Infrastructure Development Health Education Good Governance

• • • •

Agriculture transformation Peace & Security Gender Private Sector Development

1

Contact us +250788308071 / +250788525081

+250782016168 info@udl.rw | www.udl.rw

+250732000211 / +250732000212

+250788308071 / +250788525081

Contact us

+250782016168

info@udl.rw | www.udl.rw Own a home in a premium neighborhood

+250732000211 / +250732000212

Opt for Economy Privilege for $149*.

• Upgraded onboard experience.

• Dedicated zone at the front of the Economy cabin.

• Better seat comfort with double recline and additional leg room.

 economyprivilege.brusselsairlines.com salesrwanda@brusselsairlines.com +250 252 575 290

BAIR-EcoPriv-AFR-Ads-250x190-FEB17.indd 1

* In addition to your Economy Class fare. Subject to availability. Also available in your local currency.

LEAN BACK AND RELAX.

09/02/17 15:50

7 Years of Growth & Development

under Visionary Leadership

Editors Word

A

lot has already been said about Rwanda’s quick recovery from the ruins of the 1994 Genocide against the Tutsi; a phenomenal transformation, given the scale of devastation that the country suffered when more than a million innocent citizens were brutally murdered in just 100 days.

This could only be possible with the Visionary Leadership of our President, His Excellency President Paul Kagame, who shouldered the unenviable task of rebuilding a shattered and divided country from zero, on almost zero resources.

I say that the current leadership started rebuilding the country from negative, because not only did the Genocide devastate the country’s main resource— the human capital—but it also left behind a broken infrastructure and a nation sharply divided along ethnic lines. Yet, only twenty two years later, even the most ardent critics of our President admit that Rwanda’s post-genocide recovery is stunning, to say the least.

Today, Rwanda is not only one of the fastest growing economies in the continent, but also the third best country to invest in Africa, behind only Mauritius and South Africa ahead. Above all, as a nation, Rwandans are more united than ever before. This unity of purpose, championed

by Visionary Leadership, is the bedrock of the accelerated economic growth and development our country has witnessed since 2010. That is the subject of this book. Documenting Rwanda’s achievements in the last seven (2010-2017) is the brainchild of young Rwandans, men and women, who have not only witnessed but have also benefited directly from the unity, social and

economic transformation of the country.

This book profiles achievements in the key sectors of the country in the last seven years (2010-2017) under the theme:Seven Years of Growth and Development under Visionary Leadership. It highlights the transformation in agriculture (the backbone of our economy), Health, Education and a complete overhaul of infrastructure such as roads, Transport, Electricity, Water and Sanitation. This is not to mention the Information Communication Technology (ICT) revolution, promotion of Sports and Culture, Justice, Peace and Security, Regional integration.

Seven Years of Growth and Development under Visionary Leadership, is therefore, a book put together by Rwandans driven by the desire to tell the story of their country rather than wait for the often distorted facts by foreigners.

Esteemed readers will find up-to-date information and statistics that tell the story of Rwanda’s transformation in all sectors. Readers will also find 100 inspirational quotes of His Excellency Paul Kagame, compiled by an ardent follower and admirer of the President.

Stevenson Nzaramba Communications Consultant

5

CONTENTS 36| Achievements in the Health Sector 48| Financial Sector Achievements 58| Water & Sanitation achievements

Transport Sector Achievements

68| Agriculture & Livestock

Sector achievements

70

NAEB taking farmers, exporters to higher grounds

93| Smart Africa: Ushering Africa into

a knowledge based continent through the use of ICT

104| RURA: Balancing policies,

consumer and investors’ interests for national development

58

36

48

The TEAM PROJECT Director: Herbert Lugaba

Contributors:

Chief Editor & Writer: Stevenson Nzaramba

Edward Ojulu

Sales& Marketing Team Leader: Fred Ndoli GRAPHICS & CREATIVE DESIGn: KAHROY CREATIVE ARTS LTD

Noel Fred Ivan Ngoboka Nicole Kabale Juliet Mukabasinga Irene Akaliza Denis Bayingana

90

08

7 Years of Growth & Development under Visionary Leadership

140

98

130| Justice for all 134| Sports & culture 138| How Rwanda’s decision to join

EAC has paid off

146| Ultimate Developers Ltd, at

the height of Neighborhood Transformation

149| How PSF’s intervention in

134 This book is published by

facilitating exports is cutting on trade deficit.

168| MAMU LTD the leading provider

of prime office space in Kigali

The link Publications Ltd Remera, Rukiri II, Urwego KG.215ST, Gasabo District P.O Box 1899, Kigali editorial@thelinkpublications.org sales@thelinkpublications.org +250 788 303 856 www.thelinkpublications.org

All rights reserved. No part of this publication may be reproduced in any material form (including photocopying or storing in any medium by electronic means) without the prior written permission of the copyright holders. Application for the copyright holders’ written permissiom to reproduce any part of this publication should be addressed to the publishers.

7

H.E. Paul Kagame The President of The Republic Rwanda

7 Years of Growth & Development

under Visionary Leadership

Rwanda on the International Scene Global competitiveness report 2014 Global competitiveness report 2015

Global Technology report 2015 1st Country in ICT promotion Globally

7th Global Most efficient government

2nd Easiest place to do business

2nd most competitive in Africa

6th Best place to be a woman globally

Gallup Global report 2015

5th safest place to walk at night

World Travel Guide 2015

3rd Greenest place in the world

Global competitiveness report 2016

WB report 2017

7 Years of Growth & Development

under Visionary Leadership

It is the population which decides...

7 Years of Growth & Development

under Visionary Leadership

7 Years of Growth & Development

under Visionary Leadership

Transport Achievements Under the Economic Development and Poverty Reduction Strategy II, the transport sector is expected to play an important role in increasing the domestic and international interconnections hence boosting the national economy in all sectors. The Government of Rwanda recognizes the transport sector as one of the key drivers of growth.

Improving the quality and reliability of transport is critical to reducing transport costs and attracting domestic and foreign investment in Rwanda.

12

7 Years of Growth & Development

under Visionary Leadership

D

uring the period 2010-17, a number of transport infrastructure projects were implemented by the designated agency, Rwanda Transport and Development Agency (RTDA) improved domestic interconnectivity and external links to the Central and Northern Corridors as well as to regional commercial poles.

Interventions in the transport sector focused on key areas of national roads, namely: upgrading, rehabilitation and maintenance (both paved and unpaved) inland infrastructure development and safety; cross border trade facilitation and regulatory frameworks (Laws, Policies and strategies) for the transport sector.

Major achievements under this sector are stated here below: In improving the riding quality and increasing domestic interconnectivity and external

Figure 1: Trends analysis for paved roads and feeder roads 3000

2,550

2500

2,040

2000

1,530

1,507

1500 1000 500

994

1,580

1,716

1,852

1,363

Km of feeder roads upgraded to gravel roads

National unpaved roads upgraded to paved roads

1,289

0 2014/15

Target 2015/16

Current Status

links to the Central and Northern Corridors as well as to regional commercial poles; different construction, rehabilitation and maintenance road projects were implemented

Upgrading of unpaved roads to paved roads In 2011, only 1,201 Km of roads were paved. The target was to pave

Target 2016/17

EDPRSII Target 2017/18

more 500 Km by 2018. Currently, the number of unpaved roads to paved roads have increased from 1,201Km in 2011 to 1,462.5 Km by end of 2016. Kivu Belt Lot 4&5 (66km) is almost completed at (98.5%); Kivu Belt Lot 6 (24.5km) and Kivu Belt Lot 7 (48km) are ongoing and overall works progress is at 20% and 28% respectively; B a s e - K i r a m b o - B u t a ro - K i d a h o (63km) is ongoing and completed

13

7 Years of Growth & Development

under Visionary Leadership

at 12%; Base-Gicumbi-Rukomo (51 km) which is at 8%, the overall site installation is completed at 70%; Musanze_ Nyakinama (9km) is completed at 75%.

National paved and unpaved roads maintenance In 2012 the percentage of paved and unpaved roads maintained was at 59% with the target for 2015/2016 being 73.2 %. Currently, 72.6 % has been achieved and just last year, the Government earmarked resources for roads maintenance projects which saw 16 national paved and unpaved roads under maintenance program (1,092.8km). These included Muhanga-Karongi (78km) & Retaining wall (near Urwibutso); Rusizi-Bugarama (38.4km) & Gisakura Black spot; Kigali-Kayonza (74.8km); KayonzaRusumo (92km) &CyunuziBlackspot; Kayonza-Kagitumba (116km); Musanze-Rubavu (67 km); KicukiroNemba (61 km); Kigali-Huye-Akanyaru (157km) &Umukobwamwiza, kamonyi, ruhangoBlackspots;Ruhango-Kinazi

14

Table 3: key performance indicators for the transport sector Indicator Number of km of paved roads Number of Km of Feeder roads % of paved and unpaved national roads in good condition % of national paved roads in good condition % of national unpaved roads in good condition % of District class 1 roads in good condition

Baseline 2015/2016 2014/2015 targets 1,211 1,580

Status EDPRSII % 2015/2016 targets performance 1,363 1,852 73.5%

959.89

1,530

1,507

2,550

59.1%

65%

73.2

72.6%

80%

90.7%

95%

95%

95%

95%

100%

36%

58

55%

70%

78.5%

29%

52

45%

60%

75.0%

Feeder roads development Fiscal year

2013/2014

2014/2015

2015/2016

Number of Km (cumulative) EDPRS 2 target (Cumulative)

488.18 510.00

959.89 1,020.00

1507.02 1,530.00

Performance in %

95.7%

94.1%

98.5%

7 Years of Growth & Development

under Visionary Leadership

Figure 2: Trend analysis for roads conditions

The year 2015/2016 ended with a cumulative of

1,191km

of the national paved road network demarcated from 510km last year.

100

95

95

95

73.2

72.6

58 52

55

90 80 70

65.5

60 50 40 30

95

95

77.9

80

66

70

57

60

45

36 29

% of National paved Roads in Good Condition % of National Roads in Good Condition (Combined) % of National unpaved Roads in Good Condition

20 10 0 2014/15

Cassava Factory (36km) completed at 58%; SaveMamba road (27km) completed; Kibungo-Ramiro road (56km) completed at 40%; Kibeho Kivu-Muganza (14km) – Access road to Muganza Tea Factory completed; Kabarondo-Akagera-Kucyanyirangegene (50km) completed; Access road to Nshili Tea Factory (19km) completed and Mbuga-Mpimbi-Burerabana-Nyabinoni (Lot1: 34km) which is at 56%.

Target 2015/16

Current Status

Target 2016/17

EDPRSII Target 2017/18

% of District class 1 Roads in Good Condition

Urban roads network upgraded In the promotion of secondary cities development and other cities; rigorous efforts were directed towards urban roads network rehabilitation and upgrading to encourage the development of businesses; reduce congestion in Kigali city and play an important role as poles of growth. This saw Gicumbi and Rusizi urban roads completed with 4km and 2.7km respectively;

15

7 Years of Growth & Development

under Visionary Leadership Musanze urban roads (5km) almost completed, at 95% and Rubavu urban roads (5.4km) are at a completion rate of 80%.

Upgrading of Roads conditions The efforts invested in the above projects (rehabilitation, upgrading and maintenance) have considerably improved riding quality and roads conditions countrywide; currently 95% of the national paved road network, 55% of unpaved national road network from 36% previous year and 45% of district unpaved road network from 29% last year are in good condition.

The combined national paved and unpaved road in good condition stands at 72.6 % from 65.5% last year which shows positive increments.

Under the demarcation of right of way, the year 2015/2016 ended with a cumulative of 1,191km of the national paved road network demarcated from 510km last year.

markets, a number of Feeder roads were rehabilitated and upgraded towards achieving EDPRS2 targets. The table below shows the performance over the past 3 years.

95% of the national paved road network, 55% of unpaved national road network from 36% previous year

Feeder roads development To ensure rural areas have economic potential and farmers’ products are connected to

16

Rubavu One border Post

Support to Private sector development In the campaign to promote private sector development and connecting productive use areas; 19.2km of roads have been constructed. Projects under implementation are: Upgrading of access road to Fuel Storage (1.5km) which is at 98%; KCC access roads (3km) which is at 82%; access road to Rwamagana Industrial Park (2.7km) completed at 94%; Access road to Gishari Flower Park (12km) which is at 65%.

Progress against key performance indicators The table below shows the sector performance against key performance

indicators in line with strategic targets.

Regional Transport initiatives Four modern one stop border posts (OSBP) were constructed at Kagitumba, Rusumo, Nemba, and Ruhwa and works on the Gatuna border post have started while another one constructed at Rubavu/ Goma post making one OSBP above the planned.

In order to further reduce the cost of transport, Rwanda has teamed up with neighbouring countries in the region to construct new freight transport projects and among them are: The Mombasa-Kampala-Kigali Railway project, the Dar es Salaam-Isaka-Kigali railway line.

7 Years of Growth & Development

under Visionary Leadership

construction of Giciye Bailey Bridge

24 Km

Bridges

Constructed

towards the proposed site of Nyabihu hydropower plant and access road 70Km

17

7 Years of Growth & Development

under Visionary Leadership

K

ey achievements have also been recorded for the past seven years in the inter-connectivity of districts and neighboring countries through construction of various bridges to promote inter and intra-regional trade and ease movement of people and goods included the construction of bridges in various parts of the country such as; construction works of the new Rusumo International bridge equivalent to 82Km, maintenance of

18

Mukunguli bride 9Km between Ruhango and Kamonyi Districts on Rugobagoba-Kinazi-Ruhango National Road, construction of Rwondo Bridge on Mudasomwa-Gisovu Road, construction of Giciye Bailey Bridge 24 Km towards the proposed site of Nyabihu hydropower plant and access road 70Km, construction of Mashiga 1and 2 bailey bridges 15 Km on Nyanza Karongi road, construction works of Butambu reinforced concrete bridge 12Km in Huye District and construction of Cyagara multiple box culvert bridge towards CIMERWA in Rusizi District.

7 Years of Growth & Development

under Visionary Leadership

19

A sneak peek into our brand new A330s RwandAir is the first East African carrier to acquire this type of aircraft. The two brand new A330s with unmatched comfort will be equipped with full flat beds in business class, inflight connectivity and inflight entertainement across the entire cabin.

A330-200 named Ubumwe will be delivered in September 2016 A330-300 named Umurage will be delivered in December 2016 Cabin configuration A330-200 : 20 Business class, 21 Premium economy class and 203 Economy class A330-300 : 30 Business class, 21 Premium economy class and 223 Economy class.

Cabin Business class Pemium Economy class Economy class

A330-200 44 inch pitch 38 inch pitch 32-33 inch pitch

A330-300 44 inch pitch 38 inch pitch 32-33 inch pitch

Business class

Business class

Premium economy class

Premium economy class

Economy class

Economy class

(+250) 788177000 (24 hour Service) info@rwandair.com

DREAM BIG IN NEW YORK CITY. Fly 6 times weekly to the Big Apple via Brussels. brusselsairlines.com

salesrwanda@brusselsairlines.com +250 252 575 290

Bair-KGL-LinkMagazine-250x290-Feb17.indd 1

16/02/17 14:06

I.T.A. more than Air tickets...

Exceptional Customer Service

Air ticket booking

COMPREHENSIVE TRAVEL SERVICES International Travel Agency (ITA) is one of the biggest and most experienced travel agencies in Rwanda. We have more than

Exclusive travel packages

Processing Dubai Visa

two decades of experience in providing comprehensive travel services, right from planning the perfect itinerary to suit your needs, booking your air ticket, and accompanying you to make sure your experience is flawless.

Award- Winning Service

24-7 SERVICE

OUR RECORD

Our professional and friendly staff are available around the clock to provide you accurate, quality and timely information for all your inquiries.

I.T.A is an approved travel agency by International Air Transport Association (IATA), and has over the years won numerous excellence awards for its exceptional service.

STA TRAVEL: HELPING STUDENTS EXPLORE STA Travel is the world's largest travel company for Students, Youth and Teachers. It was acquired in 2015 as a franchise by International Travel Agency (I.T.A), Rwanda.

We work with our partners around the globe to get you the lowest, most flexible airfares and top-rated affordable accommodations.

Core Products and services: We sell tickets for over 100 Airlines to all parts of the world and arrange tour packages and tailor-made

accommodation for you

Discount Cards: We offer discount cards with fantastic benefits and services world over and in Rwanda.

Other benefits: A robust travel insurance plan; extra security for all our customers world over; Work & Study package for students who have completed school; Language schools.

FIND US: Kigali Office UTC Building, 1st Floor Opposite Kenya Airways Office| P.O.Box 2151 Kigali T: 0788308353/0788303598 | E: ita1travel@yahoo.com/ info@bcdtravel.rw

JACAJU CARGO L.L.C Ship with Jacaju

One stop for all cargo clearing services Air Cargo Sevices CHINA

U.A.E JEBEL ALI & SHAR JAH PORTS

MOMBASA PORT

DXB - KGL

DAR ES SALAM PORT

CHINA - KGL

RWANDA

CHINA - KLA

BURUNDI

CALIFORNIA USA

7 Years of Growth & Development

under Visionary Leadership

A

warded as the leading cargo

clearing agency on the port of

Mr.Calver KANAMUGIRE is the unique founder of GROUPAGE Cargo which enables Business communities to grow up rapidily

Dar es salam for two consecutive years

in

2012

and

2013,

portrayed as the leading cargo clearer of Rwandan RDC

Goma

and Bukavu destined goods at

CALVER - Director

the national bonded warehouse in

JACAJU CARGO L.L.C

Gikondo Kigali, JACAJU Cargo Ltd

BRANCHES Headquaters - DUBAI P.O.Box: 41413, Dubai - UAE

has several feats to count thanks to its excellent service delivery.

But for Claver KANAMUGIRE the company’s founder, the journey towards provision of unequalled services in the logistics subsector was mandatory; it was either serve to the highest possible quality or forget about it all.

Kanamugire and his love for the logistics subsector dates back thirty years ago in 1985 when after school, he was recruited by CORWACO, a Rwandan company

CHINA GUANGZHOU Branch mob:+86-13922272110 WEST AFRICA ABIDJAN Tel/Fax +225-21242253 LUANDA-ANGOLA Tel:+244933914173 YIWU Branch Mr.Aime & Mrs. Alice +86-15868934643 +8615868925204 MOMBASA-KENYA +254706562746 DAR-ES-SALAAM TANZANIA

the line. Good enough however, I had learnt the business and had a burning passion to help people

that was providing cargo clearing

Mr. Mutanganda J. Bosco +255-773486121

who needed more than just what

services at the time.

BUJUMBURA - BURUNDI

Except

KAMPALA - UGANDA

his

Six

months

later

after

demonstrating his passion for the business, he was spotted and appointed to represent the company in Dar es Salam in Tanzania from where he would later found his company.

“But it was not as easy as it sounds. There were troubles back home and my employer went out of business leaving me hanging on

MOMBASA-KENYA +254706562746 RWANDA OFFICE: Mrs. Uwanyirigira Beata Tel: +250 788501456 Email: jacaju1@yahoo.fr CALIFORNIA - USA:

clearing agencies do.” for

services

knowledge were

that

needed,

Kanamugire did not even have a dollar to invest. But all the same he started what he refers to as his first “briefcase business”.

He began selling his services to many in the circles he already

knew and used the successes in Mrs. Kanamugire Patrick Tel +131658-5073 this to attract new ones. Things Email: patrickkanamugire@yahoo.com 222 W 6th Streert Suit 400 started to take shape, got some San Pedro CA 90731 California -USA

25

7 Years of Growth & Development

under Visionary Leadership

We are at the sea ports

money and bought his first office,

The dealings of the yet-to-be-born

a car codenamed “super customs

JACAJU CARGO L.L.C back then

Minibus”.

however laid the very foundation

With his supercustoms, he would

of quality service delivery on

pick

the

which the multinational clearing

airport and drive them to their

and forwarding agency was built.

residence free of charge. Then

For

right

supercustoms,

used to pick his customers upon

they would agree on what the

arrival in the port town of Dar

client needed and Kanamugire

es Salam, the company he has

made sure he provided all that

spent all his adult life building

was required.

continues to follow suit.

“The rest of the story is a book

Currently, JACAJU has World wide

to write,” he disarms the urge

offices such as China,Rwanda,

to dwell more on his story as an

Tanzania, and Kenya in the port of

entrepreneur.

Mombasa, Kampala, Bujumbura,

26

his

customers

there

in

from

instance

like

Kanamugire

Kanamugire and his love for the logistics subsector dates back thirty years ago in 1985 when after school, he was recruited

by CORWACO, a Rwandan company that was providing cargo clearing services at the time.

7 Years of Growth & Development

under Visionary Leadership

Dubai

in

the

United

Arab

We are also at inland ports, clearing goods

Emirates, Accra -Ghana, the Eastern

Democratic

Republic

of Congo (Bukavu and Goma), and in Ivory Coast.

Opening

these

offices

was

driven by the urge to best position

JACAJU

in

areas

where customers needed their services the most.

But

also

where

in

they

those do

representation, struck

markets

not

JACAJU

partnerships

have has with

operators in the areas, and has the capacity to serve customers no matter where they want

As Kanamugire explains, his entry into the clearing and forwarding

their goods transported from or

agency work was largely driven by the passion he developed as a

to, across the globe.

young man for providing solutions to traders.

“For markets, in which we do

Similarly as he built the giant company this remained central to

not have physical presence, all

everything; offering solutions to the challenges traders face while in

a customer does is give us the

foreign markets, at the ports of discharge or back home at the ports

business and we will make sure

of their cargo’s destination.

that their cargo is delivered to

Delivering on this, the JACAJU founder says despite being in the

its

logistics service sector of clearing and forwarding, his company has

destination,”

Kanamugire

assured.

vast experience in facilitating traders.

Such markets would include

From when one lands assuming in Dubai to purchase goods to when

Europe and the Americas. This

the goods are delivered to the final destination, JACAJU serves the

also is a not a new business line

customer every step of the journey ensuring that all is handled

that JACAJU would be venturing

perfectly and with utmost professionalism.

into, they have done it before

“We pick the customer from the airport; help them find a hotel. Then

with so many successes in the

our teams of brockers can assist them to find the right shops if they

area.

are unaccustomed with the market they are in.”

Services offered; more than just clearing

After the customer has chosen and bought all they need, JACAJU’s groups of loaders embark on the job of loading the purchased commodities into the cargo container to carry them to their destination.

“Having handed over the list of commodities purchased which are

27

7 Years of Growth & Development

under Visionary Leadership

customers of the bulky customs paperwork concerned with the

We are also at inland ports and Airports clearing goods

cargo. Suffice to mention however that while the customer is given peace of mind to concentrate on their other activities while shipping is in process, they are constantly informed of the stage and the whereabouts of their cargo.

And

to

reinforce

this

timely

tracking of one’s cargo, JACAJU is revamping its website to include an application where a customer would just in a click track their cargo throughout the process. then cross verified with the

Successes abound, and greater

commodities, the trader seats

ambitions too

back and lets us handle the

Kanamugire says that following

rest,” he shares.

“Among all

others,

required

hand

we

handle

documentation,

the

cargo

over

to

shipping company and enter any necessary agreements on behalf of the customer with regards

to

transporting

the

cargo.”

As an old experienced player in the sector, JACAJU enjoys good track record with shipping companies

such

as

global

leaders in the business like Maesrk Shipping, which is the strongest Worldwide, P.I.L CMA

From when one lands assuming in Dubai to purchase goods to when the goods are delivered to the final destination, JACAJU serves the customer every step of the journey ensuring that all is handled perfectly and with utmost professionalism.

the 1994 genocide and the war to end it in Rwanda, there was a high demand for capital goods, automobiles

and

many

other

things.

Besides that it was a business opportunity, the high need for his

expertise

also

presented

an occasion for the Rwandan businessman

to

support

his

country in the small docket of operation and in the years before 2000, he proudly says that at least 80% of all fleets destined for Rwanda were cleared by JACAJU. Also,

JACAJU

been

a

hundreds

of

and others Shipping Lines.

springboard

This

traders who through the customer

28

among

others

saves

for

has

7 Years of Growth & Development

under Visionary Leadership

centric approach of the clearing agency

managed

to

elevate

their businesses steadily till they reached commendable levels.

For instance, the company boasts that through its group container service, many traders who in the past were unable to successfully operate international businesses have been facilitated to grow from small volumes and become large enterprises. “When I first started the group container (groupage), it filled a very big gap in at the time. It was We are also at all inland warehouses.

a solution and a breakthrough for many, and propelled them to excellence.�

Through this service, customers with less cargo are linked together such that instead of each of them struggling to fill a container, they do it together and thereby cut transport costs significantly and increase their profit margins.

Owing to good customer care,

He has already secured a strategic piece of land in Kigali and intends to embark on construction of a US$12 million building in the near future.

the growth story was not limited

the sustainability of the company past him.

He

has

managed

to

involve

all three of his children and believes that in a few years these youngsters aided with others in the company can take lead of the business while the old man comes back home to Rwanda to invest in other areas.

to the traders; JACAJU too grew

cargo the company now clears.

One such area of interest is the

in leaps and bound.

Kanamugire says that in normal

banking sector. He has already

First the company managed to

periods, they clear 350 containers

secured a strategic piece of land

open shop in more markets and

in a month.

in Kigali and intends to embark on

from a briefcase business 30 years

construction of a US$12 million

ago, it has become a multinational

Going forward

that employs hundreds of people

Currently, Kanamugire says he

Indeed irrespective of the sector;

in the clearing business.

still has a few markets where he

providing

The growth can also be noticed

intends to open shop but as he

services always pays, and pays

by considering the volumes of

grows, he is now concerned with

big.

building in the near future. customer

centric

29

7 Years of Growth & Development

under Visionary Leadership

Kigali strives to be a city of Urban Excellence in Africa

T

he City of Kigali (CoK) is comprised of three districts; G a s a b o , Kicukiro and Nyarugenge with a population of approximately 1.3 million.

Administered by City Council (policy organ), the Executive Committee, Security Committee and the Executive Secretariat, CoK has a vision to make Kigali the centre of urban excellence in Africa through social inclusion, sustainable development, and economic growth.

As such, Rwanda’s capital city is experiencing rapid transformation in all sectors such as infrastructure development, social services and environment management. This has positioned Kigali as one of the cleanest and safest cities in the world, thanks to His Excellency Paul Kagame’s visionary leadership of the country.

Since 2013, City Hall has implemented the City Development Plan, Kigali’s

30

development blueprint, leading to expansion in the city road network, growth in commercial and residential housing, improved waste management, reorganization of public transport, greening and beautification of the city.

These developments have set a foundation for provision of improved social services such as decent affordable accommodation, seamless transport

Clean, grean and secure city

system for residents in a clean and safe city.

Infrastructure I n f r a s t r u c t u r e development, especially roads has been the main focus of CoK development agenda over the past seven years with a bigger part of the development budget invested in opening up many areas to investments in commerce, efficient public transport and social infrastructure like schools and health

facilities.To date, the city has 732kms of paved roads thanks to increased budget allocation from the central government.

Economic Welfare About 60% of CoK population is youth—young people who need jobs, education and skills development, recreational and sports facilities among others. CoK works to enhance economic growth and welfare of its

7 Years of Growth & Development

under Visionary Leadership

Twelve mini markets, such as this one in Nyabugogo, have settled over 5,000 former street vendors.

The new shopping centre in Kigali inaugurated by President Paul Kagama. largely young population byfacilitating investors to do businesses with ease and creating mechanisms to support the business communityto operate efficiently, leading to job creation. The Kigali Urban Planning and Construction One Stop Centre, created by a cabinet decision of 14th April 2010, is one of the initiatives put in place to ease doing business by speeding up issuance of construction permits while ensuring safety and adherence to the city master plan. Investors can access all services relating to construction under one roof using a simplified process.

Kigali Investors Forum, an avenue for dialogue between the City of Kigali and the business community, was set up in collaboration with the Private Sector Federation.

Over 12 new markets have been constructed as part of the measures to address the plight of street vendors.

About 5,000 persons have benefited from the on-going initiative. In addition to free operating space in the new markets, the former street vendors are also exempted from paying taxes for one year to enable them make a smooth transition to formal trade. This has led to increased incomes and better conditions of living for underprivileged city residents.

In order to address youth unemployment, CoK has established the Kigali Employment Service Center to train and provide orientation session to job seekers on how to access available job opportunities and to build their knowledge for better service. The centre also links job seekers with potential employers.

Construction of city roads, such as this one in Kimihurura, improves services.

Health and Environment CoK has integrated mechanism under “a healthy people in a healthy city� to ensure clean, green and secure environment for residents and visitors. In this regard, CoK has partnered with Rwanda National Police to conduct the biannual Security and Hygiene Campaign that has been running for three years.The campaign has created a synergy between the two institutions to work with the communities to ensure security and public hygiene is rooted in the communities.

Aspart of the initiatives to ensure a healthy population, CoK mobilizes residents to participate in mass sports activities. In this regard, a monthly Car Free Day is enforced to provide city residents with adequate space on the streets for sportswhile protecting the environment through

reduced car emissions.

This has also availed an opportunity for many to take medical tests for noncommunicable diseases.

This initiative will continue and it is a cornerstone for having a healthy city.

Affordable Housing Kigali city master plan shows that at least 43,436 social houses and 186,163 affordable houses are required annually by 2022 if the city is to meet the growing demand for decent housing. CoK has secured land for construction of housing estates in, Rugarama, Batsinda, Kinyinya, Gacuriro, area in Muhima and Kimisange among others for investors to construct residential houses.Several households were resettled to allow construction of modern urban settlements in line with the city master plan.

31

7 Years of Growth & Development

under Visionary Leadership

RFTC strengthening efficiency of transport for better passenger circulation, commerce In the last seven years, transport service sector in Rwanda has shifted from rather an informal to a more coordinated and planned sector.

Rwanda Utility Regulatory Authority (RURA), Ministry of Infrastructure (MININFRA), City of Kigali have all crafted a coordinated transport policy to ensure efficiency in public transport for intercity and urban public transport which is distinctively essential to the economic growth of Rwanda and the movement of its citizens and facilitation of commerce.

Some of the 20 new buses set to facilitate public transport in the countryside. Rwanda Interlink Transport Company Ltd the public private partnership firm that replaced Onatracom Sam Ngendahimana

7 Years of Growth & Development

under Visionary Leadership

D

espite some challenges in public transport in Kigali stemming from a mismatch between the supply of public transport services and growing transit demand, efforts have been made to address them through such cooperatives as the Rwanda Federation of Transport Cooperatives (RFTC), among others. The high transit demand has been attributed to rapid urbanization outstripping the capacity of public transport supply. This in turn has contributed to the insufficient provisions of public transport services.

RFTC and three other companies were nominated by the City of Kigali to provide transport services within the city. Rwanda Federation of Transport Cooperatives started in Rwanda with a vision of being “A well-managed federation meeting all the primary transport cooperatives needs so as to effectively and efficiently satisfy road transport customers in Rwanda and beyond’’.

According to RFTC President Col (Rtd) Ludovic Dodo Twahirwa, prior to 1994, the Federation was in the form of the Association of public Transport Workers (ATRACO). “The good political climate and the security in the country was enough to change the transport limitations and the coming of RFTC into the market was something that had to work” said Twahirwa As a non-government driven institution, the ATRACO exhibited two important limitations one being a weak representation, and lack of relevant services.

However this came to pass when in November 2011 the former ATRACO (Association of public Transport Workers) was changed into the RWANDA FEDERATION OF TRANSPORT COOPERATIVES (RFTC).

“One of RFTC’s many responsibilities is to promote and improve transport system in Rwanda and that was what we focused on right from the very beginning” says the RFTC President.

With the new Federation that had a mission

33

7 Years of Growth & Development

under Visionary Leadership of protecting social and economic interests of members, including improvement of travel conditions for those who use public transport by providing security and tranquility during their travels, it was evident that the transformation was going to change the mode and quality of services. The company aims at increasing the use of public transport through the provision of safety, customer-focused, efficient and costeffective transport services.

Area Operation RFTC’s target consists of people who live in rural areas and the urban areas, through different transport co-operatives; RFTC offers a comprehensive package of modern and higher quality services. It operates within the city of Kigali and around the country including long distance and City of Kigali by making available to clients appropriate vehicles.

RFTC provides transport in the biggest zone III that covers KimironkoKinamba-GisoziNyabugogoBatsinda and intra-connection roads.

It also operates in the fourth zone, which covers Gakinjiro-

Asaba Head of transport in RURA

34

Stade Nyamirambo-NyakabandaNyacyonga-Nyarugunga-KarurumaJabana-Nduba and other intra zone roads. Kigali in particular, we operate in Zone III and Zone IV

Easing mobility for passengers RFTC has done a lot in trying to ease the movement of passengers in the city and rural areas. So far, there has been an increase in the number of Vehicles operating in our operation zones that is zone III and Zone IV. The Federation also respects the RURA operation procedures of giving 5 minutes interval between vehicles in parking terminal to make fast movement of vehicles during pick hours and 15 minutes’ interval during off pick hours. “We have set up procedural manual (rules) extracted from our operation plan to enable us achieve our goal of providing quality services to passengers.

The Federation has also printed an emergency phone number put in every vehicle operating in our zones to enable the passengers express their concerns in addition to increasing the size of inspection team in our operation zones equipped with operation vehicles,” explains Col. Rtd Dodo Twahirwa.

To ensure efficiency, the federation works hand in hand with Rwanda National Police to enforce rules and regulations regarding order among drivers. The contact telephone on RFTC vehicles, 0788302174 provides a good link between the public and police in case of any emergency or misconduct of drivers.

Giving back to the public As part of its corporate social responsibility to support vulnerable genocide survivors, RFTC constructed six houses in Rubavu for vulnerable genocide survivors. The Federation also gave 20 cows to genocide survivors and also secured mutuelle de santé for 100 individuals in Kicukiro, Gasabo and Nyarugenge districts. Also as part of giving back to the public, RFTC built and furnished a house worth 9 million for an old woman in Kicukiro Gahanga sector.

Since 2013, Kigali has seen a boost of 55 more new coaster buses hitting city roads. The buses, imported from Japan by Rwanda Federation Transport cooperative (RFTC), have helped ease pressure on the existing fleet that have been struggling with passenger surging numbers.

According to RFTC’s President Dodo Twahirwa the impact has gone beyond smoothening transport. “We needed to increase our fleet because we understand the need and the impact in terms of job creation that they bring to the economy of this country.” The President also says 50 more buses will be arriving in September this year and another 100 to be procured before the end of this year.“This is in line with our commitment to help plug the transport gap in the city” says Dodo. The City of Kigali re-affirms the need to further streamline public transport to help cut the cost of doing business in the city.

New public-private partnership (RITCO) The new public-private partnership venture in public transport was one of the other achievements of RFTC

7 Years of Growth & Development

under Visionary Leadership replace those formerly operated by Onatracom. They are primarily here to solve transport issues, especially on the upcountry routes,� Twahirwa said.

In April, last year, the Ministry of Infrastructure announced that the new company had placed an order for more than 150 buses from China.

The new buses have capacity to carry 57 passengers each, according to Twahirwa, adding that these are comfortable buses that will ensure passengers going to different parts of the country are taken to their destinations in comfort.

RITCO aims at becoming a regional transporter but it will initially start by serving local routes and will only expand beyond borders once all the buses that they ordered for have arrived, he said. Besides passengers, the buses also have ample space for cargo, which was welcomed by users, especially business operators.

Accomplished projects The federation while still under the Association of Taxi operators and drivers (ATRACO) built a new taxi park in Kayonza. The new facility is valued at more than Rwf 370 million.

in the last seven years flagged off In January this year after the firm that has metamorphosed from the defunct Onatracom started shipping in buses. Rwanda Interlink Transport Company Limited (RITCO Ltd), has already delivered 20 new buses to facilitate public transport in the countryside RITCO is a public-private-partnership established as one of the ways to fix gaps in public transport in rural

and urban areas following the liquidation of Onatracom last year.

RITCO is a joint venture between the Government and Rwanda Federation of Transport Cooperatives (RFTC), with the latter owning 48 per cent stake in the venture.

Dodo Twahirwa, the chairperson of RFTC, told the LINK Writer that 30 more busses are at the Port of Dar es Salaam, Tanzania, awaiting transit to Kigali. “These buses are here to

In February 2014, Musanze district unveiled a new taxi park worth Rwf1.5 billion for operation, under the auspices of RFTC and Development Bank of Rwanda (BRD). Today the park accommodates vehicles mainly plying Kigali-Musanze-Rubavu route.

Also in the same year, a multimillion taxi park project in Nyagatare District was completed by the Federation.

The federation is currently in the final phases of completing a taxi park in Gicumbi and Muhanga districts.

35

Volcano Transport Company grows in service delivery due to conducive business environment

Volcano Express Ltd has been in public transport operations for more than nineteen years with its headquarters in Kigali city, the capital of Rwanda. Volcano uses both individual and collective high-quality solutions to offer attractive and costeffective services to our clients.

T

he Chairman and CEO of Volcano Transport Company says the company now employs over 200 people many of who are drivers, conductors, administrators and ticket clerks. According to Nizeyimana, Volcano Express began its operations with 4 staff and 2 buses covering two cities that are Kigali and Butare.

The company has rapidly grown to become one of East Africa’s most efficient and reliable public transport company. The company which was been founded 19 years ago is now operating in 3 countries of the region that is Rwanda, Burundi and Uganda with plans to expand further.

East Africa. This has been possible because of the security that we have enjoyed under the good leadership of his Excellency the President of Rwanda Paul Kagame.

According to the CEO of Volcano Express, they have always focused on being innovative and improving transport not only in Rwanda but also opening international routes in the region. “We are now operating on routes like Kigali-Bujumbura and Kigali-Kampala and we intend to spread further to Nairobi,” he says.

introduced the electronic tickets and now it’s a policy for all transport companies to use them,” he said.

Because of the good climate of doing business in Rwanda, we are proud to say that Volcano Express ltd will continue to grow and serve its customers with the best time management and customer service.

The company introduced electronic tickets in buses that RURA has made a prerequisite for all buses operating in public transport. “I always wanted to be innovative that’s why I

“We have now grown from the two buses that we had then to ninety two coaches operating in the southern province of Rwanda and

Contact us on; Phone Number: +250788415441 | +250722000233 Email Address: info@volcanoexpress.co.rw | Website: www.volcanoexpress.co.rw

7 Years of Growth & Development

under Visionary Leadership

Royal Express eases

the aspiration of Royal Express” says Muneza.

W

With intent to build on its capacity and respond to the growing number of people in Kigali, Royal Express started with 30 buses in 2012 but today boosts of 180 Commuter buses that operate zone 11 in Kigali. The company still has intentions of adding on other vehicles in the future. This says Muneza, will address the issue of shortage capacity and give passengers a variety. “As public transport grows so do we, and with the increase of passengers in the city center, we shall always have to constantly increase our fleet of vehicle” he adds.

urban Public Transport

ith the vision of being the most successful and most perfect transport company in Rwanda, Royal express opened shop in Kigali city in 2012. With the decision to improve the urban public transport network in Rwanda, Royal Express was among the companies awarded tenders by RURA and city of Kigali to operate in Kigali and for the last seven years, the company has made tremendous achievements.

Royal Express has provided sustainable means of transport by improving and creating better management techniques to help improve transportation around the

city of Kigali. Currently, Royal Express operates in zone 11 which covers Kicukiro, Nyarugenge and Gasabo districts. According to Nilla Muneza, the Managing Director of Royal Express, the last seven years have seen them grow and this is attributed to good governance and stable political climate coupled with the country’s economy that is developing at a fast rate and is attracting a lot of people from all walks of life.

“Because of the peace and security, the country especially the city of Kigali is offering high quality living areas, excellent education facilities, green areas and ever-changing cultural attractions. Complementing these features with innovative, efficient and sustainable mobility solutions is

Royal Express has since its inception played a major role in finding employment for both youth and adults in Rwanda. As the company vehicles increase, there is an increase in the number people employed by the company. The company currently employs over 300 people working as drivers, bus conductors and supervisors and administrators.

7 Years of Growth & Development

under Visionary Leadership

Akagera National Park is home to giraffes, elephants, hippos and lions

7 Years of Growth & Development

under Visionary Leadership

7 Years of Growth & Development

under Visionary Leadership

Achievements in the

Sector

In improving geographical accessibility to health care services, the Government started a national program of setting up a Health post at cell level; Health centers were increased basically targeting sectors and some hospitals were upgraded. The Cabinet approved the upgrading of 4 District hospitals (Ruhango, Bushenge, Kinihira and Rwamagana) to become Provincial hospitals and 2 district hospitals (Kibuye and Karongi) to become Referral hospitals.

7 Years of Growth & Development

under Visionary Leadership

42

7 Years of Growth & Development

under Visionary Leadership

“Community based Mutual Health Insurance�has been at the forefront of health transformation coupled with other life insurance schemes over the years and the Cabinet approved recently a revised draft policy of CBHI and proposed amendments to the law modifying and complementing Law 62/2007 of 30/12/2007 establishing and determining the organization and management of the community based mutual health insurance scheme.

The rate of mortality for malaria cases decreased from 51% in 2000 to

4% in 2015

43

7 Years of Growth & Development

under Visionary Leadership

H

ealth sector indicators demonstrate that under 5 child mortality stands at 50/1,000 (DHS 2015) from 196/1,000 in 2000; infant mortality rate (IMR) decreased to 32 deaths per 1,000 live births compared to 107 deaths in the year 2000; the rate of mortality from malaria cases decreased from 51% in 2000 to 4% in 2015. Rwanda has also made significant decrease in maternal mortality rate from 1,071 per 100,000 live births in 2,000 to 210 in 2015; this has led Rwanda to achieve MDG targets. In addition, the preliminary data of DHA 2015 shows that the proportion of fully immunized children increased from 75% in 2005 to 93% in 2015.

Maternal and Child Health Programs For the last five years, Rwanda has made important progress in improving both child and maternal health. Preliminary results of the 2014-2015 Rwanda Demographic and Health Survey (RDHS) showed that deaths amongst children under five fell from 76 per 1,000 live births in 2010 to 50 in 2015; and 99% of all children under one are fully immunized (RDHS 2015). The number of women who die from pregnancy and/or childbirth related causes has also declined, from 476/100,000 in 2010 to 210 in 2015(DHS 2015).

44

Trends in childhood mortality, 2000 to 2014/15 Deaths per 1,000 live births

195 152 107

44

37

28

27

103 62

78 50

20

50 32

Infant mortality

Neonatal

RDHS 2000

88

RDHS 2005

RDHS 2007-8

Under -five mortality

RDHS 2010

RDHS 2014-15

Evolution of Maternal Mortality Ratios for the Last 15 Years MMR per 100,000 live births 1400

1267

1200

1071

1000 800

908 875

600

750 592

400

476 368

200 0

584 287 210 134

RDHS 2000

RDHS 2005

RDHS 2010

RDHS 2014-15

These improvements can be attributed to the fact that 99% of Rwandan pregnant women consult antenatal care services and 91 % of children are born in health facilities and attended to by skilled health professionals (RDHS 2014-2015).

7 Years of Growth & Development

under Visionary Leadership Trends in maternal health care 2000 to 2014/15

The preliminary data of DHA 2015 shows that the proportion of fully immunized children increased from 75% in 2005 to

93%

Percent 92 94

96

98

91

99

91

69

69 52

45 27

28

ANC by a skilled provider Birth occurred in health facility RDHS 2000

RDHS 2007-8

RDHS 2005

28

27

Birth attende by a skilled provider

RDHS 2010

RDHS 2014-15

HIV positive rate among pregnant women tested in ANC Services from 2003-2015 400000 9.2

350000

8.0

300000 250000

277255 227530 5.5

200000

322579 316847

297271

10.0

351516

9.0 8.0

287888

7.0

233860

6.0 5.0

4.5

4.0

134778

150000

2.8

100000

3.0

2.7 1.9

57513

1.6

50000 0

330705

1.0

1.2

2.0

1.0

1.0

1876

2003 2004 2005 2006 2007 2008 2009 2010 # of women tested

0.0

2011 2012 2013 2014 2015

HIV positivity in ANC

Source; TRACnet/HMIS 2003-June 2015

The implementation of eMTCT Plan resulted in the steady increase of the number of pregnant women receiving ART in PMTCT program.

Evolution of the Coverage of HIV care and Treatment 180000

91.5

160000 82.2

140000

69.1

78.8

65.3

83.3

100

91.6

89.3

80 76.8

80 70

120000

60

100000

45.5

50

80000

in 2015

40

60000 40000

90

30

25.5

20

20000

10

0

0 2004

2005

2006

2007 2008

2009

2010

# of patients on ART

2011

2012

2013

2014

2015

Coverage

Source; TRACnet/HMIS 2004-June 2015

45

7 Years of Growth & Development

under Visionary Leadership

46

7 Years of Growth & Development

under Visionary Leadership

47

7 Years of Growth & Development

under Visionary Leadership

Community Based Health RSSB –diversifying social Insurance Scheme security, amplifying growth Community Based Health

Created after merging Caise Sociale du Rwanda (Social Security Fund Insurance provision of Rwanda) with La Rwandaise d’Asssurance Maladie (Rwanda Medical Insurance) in 2010, the Rwanda Social Security Board has registered commendable milestones in diversifying Rwanda’s social security portfolio and improving the quality of services thereof.

I

n addition to medical insurance, occupational hazards insurance, and pension, RSSB as the Rwandan Government’s one-stop centre for social security has in the last seven years grown its social security portfolio to include management of Community Based Health Insurance

176

48

(CBHI) and maternity leave benefits insurance scheme (maternity leave insurance).

But the achievements of the last seven years since the merger cannot only be demonstrated by the increased number of social security schemes but also by

the contribution that RSSB’s services make to improving the quality of living in Rwanda and to the realization of the country’s socioeconomic vision. We delve into the impacts that the recently added schemes have and pose to have on the quality of life in Rwanda.

7 Years of Growth & Development

under Visionary Leadership

Understanding Community Based Health Insurance (UBUDEHE as known locally) in which a given family is classified.

UBUDEHE is Rwanda’s social stratification programme that categorises all households along four main socioeconomic classes based on income levels.

The burden of healthcare has for a long time devastated vulnerable families in the developing world in most cases resulting into the sale of most prided property such as livestock and on several occasions setting the family many steps backward on the development trajectory.

Without any form of insurance to help cover healthcare costs, a family which faces a sickness of a member in most cases is left to fend solutions all by itself. Those with assets to sell them off in hopes to meet the healthcare bills and save a loved one but on many unfortunate occasions, this lack of insurance and

resources to shoulder medical bills has resulted into sometimes would be preventable deaths. For a country with no discovered heavy reserves of natural resources, the role of the citizen in development in Rwanda remains the most valuable resource for financing the country’s aspirations for middleincome status.

and on the ambition to improve the quality of living for all Rwandans; Mutuelle de Santé (CBHI) –a national solidarity health insurance scheme – was created in 2001 as a pilot and later scaled out in 2004.

But a sick, dying population unable to acquire quality healthcare on time is not a good foundation for building a knowledge based economy upon which the country has its middle-income status premised.

As a solidarity scheme, contribution is made on an individual basis implying that in a given family, each member is required to contribute to the scheme.

It is against this backdrop

Subscription to CBHI is only open to Rwandans.

Rates of contribution as established by the law depend on the socioeconomic category

Contributions to Mutuelle de sante are based on this categorization with people in category one (lowest income earners and most vulnerable group) contributing Rwf2,000 per person paid by the government. For individuals in categories two and three, the contribution is set at Rwf3,000 while category four contributes Rwf7,000.

All contributions are made annually and per individual in the family.

To enforce compliance and sustainability of the scheme, access to healthcare services for a given family is only accepted when all members have made their contributions.

With over 80% of Rwandans’ health insurance needs covered through CBHI and other public and private insurance schemes, the burden of healthcare has reduced satisfyingly and

49

7 Years of Growth & Development

under Visionary Leadership with it, the quality of living increased.

Coupled with other life factors such as personal security and the conviction of its abundance by Rwandans, the reduced burden of healthcare which has led to an increase in visits to health facilities has led to the overall goal of better long lives.

From 31 years in 1995, the life expectancy of Rwandans is currently at the age of 64 years implying that today, an ordinary Rwandan twice longer than 22 years ago.

Costs of healthcare under CBHI Beneficiaries of CBHI scheme upon receiving healthcare services are only required to make a co-payment (ticket modÊrateur) of Rwf200 at health centres located in almost all of Rwanda’s sectors.

For those visiting district or referral hospitals, they only pay 10% of all healthcare bills.

In the recent past, one of the major improvements that RSSB

50

has achieved in increasing access to quality healthcare for all CBHI subscribers is the swift payment of service providers. Health centers and hospitals invoices are submitted at a CBHI office situated in each of them for verification and signature and payment is effected within 30 days counted from the day the bill is considered by RSSB and the Medical partner.

Maternity Leave Benefits Insurance Another major contribution that social security has made in the last seven years is the improvement of the funding mechanism for maternity leave.

Over the years, Rwanda has sampled various financing mechanisms for maternity leave. Based on which funding mechanism, Rwandan women on maternity leave were subjected to various benefits which were never as satisfying as the current benefits and whose sustainability could never have been trusted.

For long, the cost of financing

maternity leave was left to be borne by employers putting a heavy cost on small and medium enterprises that were only in nascent stages of their own development.

As a result, women always were the victims. For instance, a mother would have to choose on whether to take a reasonable three months leave to recover from childbearing and cater for the new born in which case she would earn only 20% of her salary for 6 weeks. Fearing to jeopardise family living standards by reducing its income, most mothers would only take a very short maternity leave of 6 weeks and accept to bear the wrath of resulting effects.

To sustainably finance maternity insurance, the government after thorough research and documentation on good practices elsewhere introduced a maternity leave benefits insurance scheme financed by all working Rwandans – men and women alike.

Maternity benefits is one of the nine minimum standards contained in the ILO Convention 102 adopted in 1952,

7 Years of Growth & Development

under Visionary Leadership

including Medical care, sickness benefit, unemployment benefit, old age benefit, employment injury benefit, family benefit, maternity benefit, invalidity benefit and survivors benefit.

Maternity benefits is a social security scheme that is intended to compensate a female employee who is absent from employment for the purpose of pregnancy, giving birth and subsequently caring for that newborn child.

Provided maternity benefits The Law establishing and governing maternity leave benefits insurance scheme mainly deals with: benefits, contributions, eligibility conditions and modalities of payment.

Maternity leave benefits provided under current law are equal to the last woman’s salary to which the contribution was subscribed paid fully for a period of 12 weeks of leave.

In the event of death of mother before

expiry of maternity leave the Social Security Board, RSSB –is required by law to pay to the guardian of the new born child the balance of maternity leave benefits that the deceased was entitled to, upon presentation of justifying documents.

For cases that necessitate prolonged maternity leave, additional benefits for a period not exceeding one month shall be paid by RSSB. In order to ensure sustainability and cost-sharing in financing maternity leave benefits, the law requires contributions from all employees in Rwanda. These are calculated on the employees’ gross salary plus other fringe benefits.

The rate of contribution is 0.6 % which is equally shared by the employer and employee.

Eligibility to benefits In order to get maternity leave benefits, the claimant must fulfil the following conditions as established by law:

•

The woman must be on the maternity leave as evidenced a prescribed form duly signed by the employer and submitted to the Social Security Administration within six (6) months from date of commencing maternity leave.

•

The women must have contributed to maternity leave benefits scheme for last one month proceeding the month in which she started her maternity leave.

•

Presentation of maternity certificate of delivery duly signed and stamped from a recognized healthy facility.

The modality of payment In order to facilitate the payment procedure, the employer remunerates all benefits for the period of maternity leave. In turn, RSSB reimburses within 30 days upon receipt of request for reimbursement from the employer.

The request for reimbursement is submitted within 3 months from the date of the end of the leave.

In the last seven years, RSSB as the government entity charged with management and development of social security has made significant strides; diversifying available schemes as well as improving quality of service delivery of already existing schemes all of which have significantly contributed to the quality of lives in the country.

51

7 Years of Growth & Development

under Visionary Leadership

Sector Achievements The Rwandan financial sector has kept on growing and remains sound and stable. The size of the financial sector, as measured by total assets relative to GDP, increased to 55% in June 2016, up from 53.8% in June 2015 and 38.4% in June 2011. Assets of financial sector are mainly loans to private sector. Combined loans and advances to private sector (by both Banks and MFIs) make-up 42.4% of total financial sector assets and grew by 19.9% (year-on-year) in June 2016.

The number of commercial bank branches, subbranches, client accounts, ATMs, mobile money accounts have steadily increased in the last 7 years

F

inancial institutions are moving closer to p e o p l e t h ro u g h network expansion and digital financial services. The number of commercial bank branches, sub-branches, client accounts, ATMs, mobile money accounts have steadily increased in the last 7 years, building an inclusive financial system in line with Rwanda’s

medium-term financial sector development goals.

The banking sector; microfinance sector and other non-bank financial institutions continue to hold significant capital buffers and higher liquidity positions, significantly above regulatory requirements. These capital and liquidity buffers not only depict current stability but also ensures future financial stability as banks can fall back on these buffers during times of financial stress.

53

7 Years of Growth & Development

under Visionary Leadership

Access to finance Average time taken to destination

Bank Networks

Destination 2010

2016

1 Umurenge SACCOs

46:46

2 MFIs

52:07

4,342

3 Bank Branch

53:30

125

491

4 ATM

53:37

72 %(2012)

89%

5 Bank Agent

50:03

6 Mobile Money Agent

31:00

1 2

Commercial Banks Number of branches

10 142

17 177

3

Number of sub branches

151

187

4

Bank Agents

-

5

Microfinance institution including U-SACCOs

6

Financial inclusion

Bank accounts Year

Minutes and Seconds in 2016

Number of Accounts

Total

Insurance Coverage

Banks

Microfinance

2010

1, 770,000

1,517,941

3,287,941

2017

2,318,892

3,008,300

5,327,192

Penetration of touch points per 100,000 adult population

2010

2016

Insurance companies

9

15

Insurance agents

-

385

Insurance uptake

327,962 (2012)

507,220

Private Pension Schemes

-

63

Penetration per touch point 2010 2013 2016 1 Rate of penetration of ATMs per 100,000 adult pop

5.3

5.9

2 Rate of penetration of POS per 100,000 adult pop

-

13.0

25.5

3 Rate of penetration of Cards per bank accounts

-

17.2

29.6

4 Average usage of card on ATM -

8.9

11.2

5 Average usage of card on POS -

0.2

0.7

54

Capital market Development 2010

2016

Listed companies on Stock market

-

7

Trust finds established

-

1 (Iterambere fund)

Bonds issued

-

13 ( 155 .75 bn mobilized)

7 Years of Growth & Development

under Visionary Leadership

Modern electronic payment and Transfers Period

Number of ATMs -

Number of POS terminals -

Number of debit cards -

Number of Credit Cards -

Mobile Money Accounts -

2010 2011

167

168

115,200

516

-

2016

398

1707

685,385

3,675

6.7m

Credit and Private financing (in Billions) 2010

2016

1

Loans and over Draft

883 (2013)

1517.7

2

Deposits

1076.1(2013)

1503.1

55

BRD accelerating Rwanda’s transformation Rwanda’s sustained high economic growth since 2000 is a result of strategic interventions in sectors with big social impact. This has enabled the country reduce poverty levels to below 40% of the population, thanks to the visionary leadership of President Paul Kagame.

Poverty Reduced

AGRICULTURE Agriculture produces nearly all the country’s food needs and employs about 70 per cent of Rwandans in primary production, agro-processing and in marketing.

BRD’s financing for this sector has

BRD CEO, Alex Kanyankole

T

he Development Bank of Rwanda (BRD) Ltd plays a role in this success

increased billion in (including is 38 per

over the years from Rwf10.5 2010 to 24.3 billion in 2015 coffee export campaign), that cent of the total lending to all

sectors of Rwf67.5 billion that year. Since 2016, BRD refocused agriculture finance under the bank’s new strategic plan with interventions in mechanization, processing and risk management.

agro

by aligning its financing with national

development programmes under EDPRS II and Vision 2020 that aim to transform Rwanda into a middle income country by the year 2020.

Investments

in

increased

agricultural

production and value addition for export/ import substitution; infrastructure development such as energy; education and housing have been identified as strategic drivers of this transformation agenda.

As the investment partner of the government, BRD plays a big role by deploying a product mix of medium and long-term loans, equity investment, leasing and refinancing, to finance key sectors of the economy: agriculture, exports, energy, housing, education, special projects and infrastructure.

Rwf 7 billion Agriculture Sector funding in 2016

In 2016, the bank injected over Rwf7 billion in crop and livestock production, agro-industries, post-harvest infrastructure and agri-vet trade finance. Interventions in agriculture mechanization such irrigation and use of tractors has contributed to increased production as farmers are able to quickly prepare land for planting and irrigate their fields during dry seasons. Land area under irrigation has increased from 25,490ha in 2012 to about 40,000ha.

De-risking the sector through insurance

250

Agro Projects Funded in 2016

in order to attract financing into is another of BRD’s strategic intervention agriculture over the years. As a result, banks and micro-finance institutions are willing to lend to agricultural projects more than ever before.

Financing has also gone to support export value chain in tea, coffee, pyrethrum and horticulture. This has not only helped farmers increase output for high incomes, but boost exports that in turn contribute significantly to the country’s Balance of Payment. In primary agriculture, BRD funds production of food crops such as maize, rice, Irish potatoes, cassava and wheat for food security and improved household incomes.

In livestock, BRD financed more than 250 projects in beef, dairy, poultry, piggery and animal feeds over the years—resulting in increased production of livestock products such as milk and eggs for improved incomes and nutrition. In 2016 the bank invest Frw1 billion in poultry, piggery and cattle farming—an investment that is bound to have a big social-economic impact on the country. One of the financed poultry projects is expected to increase the country’s egg production by more than a third.

HOUSING As

Rwanda

strives

to

transform

into

middle income status, access to decent accommodation is one of the yardsticks for measuring improved standards of living.

BRD has responded to this call by financing private home builders and real estate developers to build thousands of housing units, improving access to affordable housing in planned settlements.

In 2016, the bank partnered with real estate

6,000 Units

developers to lay ground for construction of 6,000 housing units in Ndera, Rugarama,

to be constructed in Ndera, Rugarama, Kimisange and Ziniya/Kagarama

Kimisange and Ziniya/Kagarama starting this year. When completed, the projects alleviate

ENERGY

housing shortage in the city.

Reliable and adequate energy is critical in boosting productivity of the private sector and attracting foreign investments. BRD

Electricity

8.2MW MegaWatts

finances energy projects aimed at increasing electricity generation and promote efficient consumption. The bank’s five-year plan seeks to invest $185 million to generate 66 MW and save 6MW by 2020.

Rwf 14 billion

Energy Sector funding in 2016 This plan kicked off with the bank allocating Frw14billion to the sector, but approved two projects to generate 8.2MW—a big increase from the Rwf7.643 billion invested in 2015 that contributed 5.893MW.

US$185

Billion

To be invested in 5 years

MANUFACTURING

EXPORTS The Government has set a target to attain 28 per cent annual export growth to generate foreign exchange, improve the country’s balance of payment and create a least 200,000 jobs per year.

In line with these national objectives, BRD finances export-based projects in horticulture, coffee and tea among others. Examples

As a development bank, BRD’s mandate includes promoting the industrial sector— one of the key drivers of the country’s economic growth through adding value to local raw materials for both export and import substitution with agro processing at the core.

Several projects are currently benefiting from BRD funding in the manufacturing sector with lending of up to Rwf5.385 billion

include Gishari Flower Park and several coffee cooperatives that are projected to create over

as at the end of 2015. Apart from adding

149 permanent and 3,654 temporary jobs.

In 2016, the bank injected a total of Frw15.034 billion in the export sector aiming to

help create and maintain hundreds of jobs

3,803 Jobs created in this industry create more jobs, reduce the trade deficit and accelerate economic growth.

Investments in tourism infrastructure such as hotel accommodation, restaurants and transport are critical in enabling this sector to reach its full potential. Financed projects under this sector contributed to the creation of hundreds of thousands of jobs.

value to local products, financed projects will as these industries grow and consolidate their markets.

Beyond 2017

Working to fulfill its new and expanded mandate, BRD’s new vision is to become “A world class finance Institution focused on accelerating Rwanda’s Transformation” through strategic investments in key sectors of the economy.

Through such investments, the bank expects

to

stimulate

significant

socio

economic impact in line with Vision 2020 and EDPRS II over the next five years. This includes over 182,000 jobs, 66 MW of power, 1,500 ha of irrigated land, 37,000 affordable homes and cumulative $2.6 billion in exports.

Access Bank Rwanda:

Rwanda’s foremost financial institution Access Bank (Rwanda) Ltd is one of the country’s foremost financial institutions with a strong focus on excellent service delivery.The Bank was established as Bancor SA in 1995 by a Ugandan Investor and was re-named and re-branded Access Bank (Rwanda) Ltd in 2009.

It was officially launched in January, 2009 after fulfilling all regulatory requirements.

A

subsidiary of Access Bank Group plc, Access Bank Rwanda is part of the banking group’s strong presence in six African countries and representative offices in the United Kingdom and Lebanon, China and United Arab Emirates. The Bank’s promise mark to its customers is Speed, Service, and Security. Jean-Claude Karayenzi is the current Bank’s Country Managing Director and has over 20 years of International Banking and Financial Management experience in the United States of America and Africa.

Access Bank Rwanda offers a wide range of banking products and services that are tailored to meet the different needs of its clients.

They are listed in the table below;

Debit cards

Personal Loans

Business Loans

Personal Loans

SMS Alerts & Salary Email Alerts Advance Mobile Banking

Internet Banking

Access Pay

Business Loans

Accounts

Others

Term Loans

Teta Kiddies Account

International transfers Western Union

Women Banking Accounts Corporate Account

Why choose Access Bank Rwanda

Main products and services of the Bank

E-channels

E-channels

Accounts

Current Car, Land, Account Time Loans utility, etc & Savings Account

Mortgage Contingent Access Credit cards Loan facilities Advantage

Others Cheque Books

Access Bank (Rwanda) Ltd has established a unique banking brand and is recognized for distinctive strengths that include strong brand equity due to its heritage from the Access Bank Group, energetic and trained workforce with relatively adequate level of capacity required to deliver quality service to its customers, market leader in global trade capabilities - offering best international funds transfer and trade solutions in the industry, efficient balance sheet management – one of the lowest industry cost of funds, strong Corporate Banking image and positioning.

Among the Bank’s core values is passion for customers which has seen it win accolades for providing the best customer service since 2013. Additionally, the Bank strives to offer innovative solutions to Rwandans, and has

7 Years of Growth & Development

under Visionary Leadership strategies and teams in place solely dedicated to supporting businesses in different sectors and individual customers.

Access Bank Rwanda is also among the top Banks that keep abreast with the new trends by improving the access to its services through electronic banking channels.

With Access Bank online platforms (Access Pay and Retail internet Banking) customers can access the Bank’s services anytime and anywhere.

ACCESSPAY WORKS FOR ME

Proud to be in Rwanda for the past 7 years The Bank has been privileged to be in Rwanda for the past seven years, contributing to the growth of the country’s financial sector significantly year on year. Over the years, the Bank has had the lowest cost of funds and lowest NPL (Non-Performing Loan) ratio in the industry. Customer deposits have increased by 35% while loans and advances increased by 25%. During the past 7 years, the Bank launched many products including Internet Banking, Mobile Banking and Women Banking initiative.

It is worth noting that Access Bank (Rwanda) Ltd has been a pioneer of Women Banking through the “W Initiative”, a solution that has strengthened the Bank’s value proposition for its female customers and enhance Rwanda’s role in improving Women’s access to financial products and services.

RRA TAX PAYMENTS EUCL INVOICE PAYMENTS EASY TRANSFERS

59

Unguka Bank Ltd scaling heights in supporting Entrepreneurship The last 7 years

I

technology to position itself as a significantly transformed player in the Rwandan market digital banking space to achieve service excellence as well as outreach for the customers we serve today and into the future.

n the last 7 years of progress, Unguka has experienced sustained transformational growth to what it is today.

The bank attracted significant reputable international investors, as well as majority local shareholders retained earnings that saw its share capital grow by 500% in the last 7 years to FRW 5.1B. Through this investment, the bank has been able to reach out to and serve 49,749 Rwandans in 13 districts of the country with both deposit and credit banking services through its 22 branches and mobile banking services.

James ASIBA, CEO UNGUKA BANK

Unguka has posted impressive growth and transformation in the 7 years. This growth has been in our competitive retail banking products and services we offer our customers in the Micro & SME sectors of the economy. Because of the sustainability achieved, the bank is in progress of implementing an aggressive agriculture lending business in-line with the government policy to enrich outreach and access of financial services for rural Rwandans.

Through the enabling environment provided by the leadership of the country and competent governance oversight and supervision of the National Bank of Rwanda,

The bank through the government policy framework to drive technology adoption is in the process of modernizing its banking services through

Every year, the bank gives back to the community through active participation in social corporate responsibilities programs. In 2016 the bank gave over 25 milk cows to the genocide survivors, planting of trees and recently paying school fees for needy students at the university.

The bank participates in actively in the “Umuganda programs�.

Corporate social responsibility

7 Years of Growth & Development

under Visionary Leadership

Our Retail Banking Products & Services Deposits

Loans with Single Borrower limit FRW 1Bn

Others products

Current Checking Accounts (FRW & USD) Term Deposits Normal Savings & Project Savings Accounts Special Current account & Flexi Accounts

Asset Finance Business Working Capital Consumer & Salaried Loans Commercial and Home Mortgage & Construction loans

Mobile Banking with Push & Pull Western Union Money Transfer Services MTN Mobile Agency SWIFT RIPPS SMS Banking,

Tender Financing Performance and Bid Guarantee Overdrafts Promise of credit line & Credit line confirmation Invoice discount Agriculture financing

Pull and Push

Call center

Deposit, Withdraw, pay for services and send money to any number in East Africa from your current account anywhere in East Africa using your MTN mobile money.

You can now reach us from wherever you are! Call us on now on 9591 about our products and services. You can also reach us on our Facebook page and Twitter Account.

For further information you can visit the nearest branch of UNGUKA BANK or visit UNGUKA BANK Website at www.ungukabank.com

61

7 Years of Growth & Development

under Visionary Leadership

& Sanitation 62

achievements

7 Years of Growth & Development

under Visionary Leadership

Rwanda is often hailed as a success story when it comes to improving access to sanitation and water, across the country.

After the 1994 genocide the Government set up a development agenda that is people-centred and aimed at providing basic needs to the population.

This included the provision of decent housing and the mobilization of citizens to participate in reconstruction activities.

63

7 Years of Growth & Development

under Visionary Leadership

The success in improving settlements across the country on many other Millennium Development Goal (MDG) targets including access to water and sanitation. Political will from the top and at all levels, a working institutional framework, and clear, feasible policies and strategies, are all factors underpinning Rwanda’s success in creating real change in the water and sanitation sector.

T

he Rwandan Government is committed to reaching ambitious t a r g e t s in water supply and sanitation, w i t h the vision to attain 100% service coverage by 2020.

The importance of adequate water supply and sanitation services as drivers of social and economic development, poverty

64

reduction and public health is fully acknowledged in Rwanda’s main policy documents. The national policy sets out the sector’s contribution to achieving Rwanda’s Vision 2020, the MDGs and Economic Development and Poverty Reduction Strategy (EDPRS) targets. To accelerate the move towards the national 2020 targets of 100% access to water supply and sanitation, Rwanda adopted a 7-year program to achieve 100% access to improved water supply and sanitation facilities by 2017.

Tremendous achievements To achieve the long term Vision 2020 of the GoR, it converted a series of medium term strategic plans, where the first phase of the Economic Development and Poverty Reduction Strategy (EDPRS I) covered the period 2008-2012 has marked a distinct change in the approach to development. Priority was given to accelerating economic growth, creating employment and generating exports.

During that period, remarkable socio economic progress has been made. Rwandans have

7 Years of Growth & Development

under Visionary Leadership

Since 2010, four new water treatment plants have been constructed with a combined production capacity of

29,600m3 per day

benefited from rapid economic growth, reduced poverty, more equality and increased access to services delivery. As a resulted Rwanda has continued to achieve remarkable gains across service delivery sectors such as health, education, business environment, energy, mining, agriculture.

The EICV4 survey (2013/14) indicates that 85% of Rwanda’s population use an improved drinking water source.

In 1994, only 50% Rwandans in Kigali city had access to improved and clean Water.

Currently 89% of Rwandans living Kigali have access to clean Water. In 2005, the percentage of National water supply was 44% and currently, it is 93% and the target is to achieve 100% .

Water supply and Sanitation services projects were successfully implemented country wide; this led to increase in access to improved sources of drinking water from 52% in 2000 to 84.8% in 2015 (rural and urban combined); Meanwhile, access to improved sanitation facilities increased from 20% in 2000 to 83.4% in 2015 (both rural and Urban combined).The volume of treated water at the national level increased from 15,460,609 m3 treated in 2005 to 49,989,214 m3 during 2014/2015. recording an increase of 223%. This increase resulted from the optimization and construction of new water treatment plants

65

7 Years of Growth & Development

under Visionary Leadership

Water Production capacity Since 2010, four new water treatment plants have been constructed with a combined production capacity of 29,600m 3/ day. They include Nzove I water treatment plant which has 25,000m 3/day production capacity to supply drinking water in the city of Kigali. Gihengeri Water Treatment plant with 2500m 3/day production capacity to supply water in Gatsibo District.

Nyabimata water treatment plant with 1,500m 3 /day and Mata water treatment plant with 600m 3/day in Nyaruguru District.

To fill the water demand gap in Kigali city, the government contracted Culligan international to upgrade Nzove 11 water treatment plant and optimize it to its full capacity of 40,000m3/ day, construction of new Nzove 1 with a production of 40,000m3/ day that can be upgraded to 65,000m3/day.From 2010 to date, six water treatment plants were rehabilitated and upgraded.

They include Kadahokwa WTP in Huye District, Nyanza WTP and Gicumbi water treatment plant.

Water Supply infrastructure developed

in various districts and have changed peoples’ lives and improved wellbeing.

Gasabo District. The government has embarked on implementing a waste to energy project.

The GoR invests in water supply projects including construction of water pipeline to supply water to the population. 2,168 km of new water supply systems were constructed in rural areas to get water to 1,481,680 people. All these have been constructed

Sanitation

Modern landfills were constructed in Kamonyi, Ruhango, Nyanza, Huye, Nyagatare and Kayonza districts for solid waste collection and management.

15,000 household latrines for vulnerable people were constructed in Ruhango, Muhanga and Nyanza.

66

Access to sanitation services increased from 74.5% in 2010 to 84% in 2015 according to EICV4 results. In Kigali, the dumping site for solid and liquid waste was relocated from Nyanza in Kicukiro district to Nduba in

7 Years of Growth & Development

under Visionary Leadership

100 90

83.9

80

70.3

70 60

67.6

86.4 74.2

90 84.8 83.7

71.9 National

50 40

Urban

30 20

Rural

10 0

2005

2010/11

2014/15

Source: Integrated Household Living Conditions Survey; (EICV2, EICV3 & EICV4).

in rural areas, and 153 Km in Urban areas.

The surveys undertaken by National Institute of Statistics last year to assess the progress in achieving the targets set in Vision 2020; 7YGP and EDPRS II recorded tremendous achievement in the water sector as the figure above portrays, in both rural and urban areas.

Access to safe and clean drinking water

34,068 latrines for 9-and 12 years basic education schools and health centers were built and sanitation master plans have been completed in 3 secondary cities.

Recent Achievements During the year 2015-2016 different water supply systems were under implementation countrywide; this saw 708 km of piped water systems constructed with 555km completed

As depicted in the figure above, there has been an upward increase in the population accessing safe and clean drinking water. However, it is clearly seen that access in urban areas is a bit above that of rural areas hence a need to redirect more efforts in the rural areas so as to bridge the gap and reduce such disparities.

Rural Areas: The following projects have been under taken; Construction of Mbona-Nyabirasi-Kivumu water

supply system (122Km) completed, reinforcement of Kageyo-Ngororero town WSS (22km); construction of distribution networks 30 km in Musheri (I) Rwimiyaga , Karangazi And Rwempasha in Nyagatare District; construction of Rurembo cell WSS in Rugera Sector, Nyabihu District (8km); construction of WSS of 79 km in Rulindo Districts; reinforcement and extension of WSS Ruhashya-ntyazo (95 Km) water supply system in Nyanza District; connecting water supply systems to Early Child Centers and Health Centers (15 km); construction of Nyungwe-Kibeho-Ndago-Coko water supply system (112Km) completed at 82%; construction of GihekeKamembe-Nkanka water supply system (126) km progress at 92%; construction of a water supply system in Nkombo/ Rusizi District (WTP & forwarding infrastructure of 3 km) which is at 81% and construction of water network from Gihengeri WTP, Nyagihanga, Ngarama, Gatsibo sectors in Gatsibo District (60 km) progress at 12%.

67

7 Years of Growth & Development

under Visionary Leadership

Current achievements in Urban areas: Construction of Runda Water supply system phase II (26 Km); construction of Mageragere Water Supply System (13 Km); constructed water network in Branches (95 km); construction of transmission pipeline (7km) of Ngenda-Mont Nsoro in Bugesera District construction of Muhazi-Karangara WSS (Rwamagana FEZ) 12 km.

Customer Evolution 2002 t0 2015-2016 200,000 180,000 160,000 140,000 120,000 100,000 80,000 60,000 40,000 20,000

15 -20 arc 16 h2 01 7

14

15

20

16

-M

-20

14 20

20

13

-20

-20

12

13

20

20

11

12

-20

11

10

20

20

-20

08

09

20

20

06

07 20

05

04

20

20

20

02 20

20

03

0

Access to improved sanitation services The surveys conducted by National Institute of Statistics last year shows remarkable progress in the sanitation sub-sector as the figure below depicts, for both rural and urban areas.

As illustrated by the above figure, there has been a sound increment in the population accessing improved sanitation facilities though the gap between urban and rural population remains. This indicates that more investments should be directed to rural areas as well to reduce such inequality for coming years as we aim to achieve the government target of 100% coverage by 2017/18.

Key sanitation projects that were under implementation included 3 landfills and 3 faecal sludge treatment plants in Kayonza, Nyagatare and

68

7 Years of Growth & Development

under Visionary Leadership Households access to improved sanitation Facilities 100 90 80 70 60 50

93.5

87.4 74.9

74.5

58.5

72.2

83.4 81.3 National

55.3

40 Urban

30 20

Rural

10 0

2005

2010/11

2014/15

Source: Integrated Household Living Conditions Survey; (EICV2, EICV3 & EICV4).

Nyanza, overall progress being at 35%. Three Faecal sludge compactor trucks were supplied. Study for rehabilitation and upgrading of Semi- centralized in Kigali estates; Study for Construction of Kigali Septic Tank sludge management; Inventory of lands to be compensated (Expropriation for Kigali Central Sewerage Project phase I) were ongoing; and sanitation master plans elaborated for Muhanga, Huye and Rwamagana are almost completed (95%).

Revenue collection and billing system WASAC has developed its own billing and revenue collection system CMS which has contributed to effective and efficient revenue collection. The system is currently interfaced with commercial banks and telecommunication companies which reduced manual payments and errors in revenue collection

data; The system also allows online billing, this implies that customers are able to access invoices online and pay water invoices in any bank interfaced with WASAC IT system, Pay through Mobile Money or internet.

During 2015/16, 17,834 new customers were connected and the total revenue collection recorded was 16,109,732,300 FRW which corresponds to the collection efficiency rate of 102%.

Laws, Policies and Strategies elaborated During this period, different laws, policies and strategies to make the sector more effective were elaborated and approved;. These include; water supply policy and strategy; Sanitation Policy and strategy which are undergoing

69

7 Years of Growth & Development

under Visionary Leadership

high level validation processes; guidelines for WASAC and Districts’ roles and responsibility for rural water systems was elaborated; water supply and Sanitation services Law which is under elaboration, now undergoing further consultations with stakeholders; national guidelines for Operation and Maintenance of Rural water supply system Elaborated, signed the Memorandum of Understanding with Water for people to increase households’ access to improved water source in GICUMBI District,benchmarking on RULINDO Challenge project that has brought commendable impact in the area.

Reduction of Uncounted for Water Unaccounted for Water is the water produced and lost due to leakages and unlawful water consumptions (physical and commercial losses).

Physical losses are attributable to aging of the water network and inefficiency of the production processes. Commercial losses include Illegal connections, meter tempering, bypassing the meter, rewinding of meter readings, reversing direction of meter installation against water flow direction and none recording of water consumptions due to

Chat of water loss (%) 44.0

42.0

41.0

42.0

39.0

40.0

38.0

35.5 36.0

34.0

32.0 2012-2013

70

2013-2014

2014-2015

2015-2016

water meters’ defaults. The allowable level of UfW for developing countries is 20%.

At the end of the year 2015/2016 UfW stood at an average of 35% as compared to 38% of previous year 2014/2015. The three points reduction (3%) of UfW is a result of the corporation efforts to implement its strategies to control and reduce the uncounted for water to the acceptable industrial bench mark of 20%. These strategies included: extension of distribution network closer to customers, control of quality of new customer connections, intensification of leak detection, sustaining universal customer metering and meter management, investigation of the trend of night flows, repairs and replacement/ rehabilitation of defective/old network, control of visible leakages, managing pressure, educating and encouraging customers and the general public to participate fully in controlling and/or reporting water losses both physical and commercial, conducting customer and network surveys to update customer database and map new customers in GIS.

Investments in Water Production / Supply Water production remains the vanguard of supply within WASAC operational areas. The corporation operates 22 water treatment plants with a total practical capacity of 43,558,705 m3. Volumetric water production increased by 3% from 42,193,934 m3 registered during financial year 2014/2015.

This is majorly attributed to expansion, upgrading and rehabilitation of water systems triggered by the growing demand due to rapid urbanization.

Major increases in water production/supply were registered in Kigali city compared to other areas/ towns and this is because WASAC has invested in expanding the treatment plant and extending the service demand to reach out new estates and settlements. WASAC has also increased water production upcountry by 16900 m3 /day through upgrading 6 Water Treatment Plants.

WATER & ENERGY Solutions for Africa

Davis & Shirtliff is the region’s largest water & energy equipment supplier with an unmatched product range and a wide network of branches. Call the Professionals for the best water and energy management solutions available!

Water Pumps • Water Treatment Solar Equipment • Borehole Services Swimming Pools • Generators

www.davisandshirtliff.com

7 Years of Growth & Development

under Visionary Leadership

Livestock Sector achievements The Agriculture sector grew on average by 5.6% between 2000 and 2015. Meanwhile the government committed to achieve food security has been focusing on the implementation of key strategic actions and programs to increase crop and livestock production/productivity.

These include land consolidation (with more than 750,000 ha currently consolidated), use of agricultural inputs (improved seeds and fertilizers), soil fertility conservation, and agricultural irrigation.

72

7 Years of Growth & Development

under Visionary Leadership

total of 219,139 families who have received cows under this program, equivalent to

As of 2015, the established soil conservation infrastructure was 122,319.5 ha of radical terraces and 902,844 ha of progressive terraces.

Moreover, a total of 2,272 ha of marshland and 903 ha of hillside were developed for irrigation leading to 34,401 ha representing 86% of the 40,000 ha targeted by 2017.

63%

The horticulture sector has been a driving force in stimulating a healthy growth trend in Rwandan agriculture; in 2015 the total annual exports of fruits and vegetables were 23,536MT. To further boost horticulture; the cabinet approved the Joint Venture between the government of Rwanda and Shalimar Flowers to form a company “Bella Flowers Ltd� that will manage Gishali Flower Park. The

of the 350,000 families targeted by 2017/2018.

construction of Gishali Flower Park on 35 ha stands at 70% (end June 2015).

Girinka Program received the utmost attention through strengthening local initiatives and mobilization for cow sourcing with 23,259 cows given to new beneficiaries; this lead to a total of 219,139 families who have received cows under this program, equivalent to 63% of the 350,000 families targeted by 2017/2018.

Other factors to performance of sector were geared establishment of handling facilities to harvest losses and construction.

improve the agriculture towards the post-harvest prevent postfeeder roads

73

NAEB taking farmers,

exporters to higher grounds

O

ver the last six years, the National Agricultural Export development Board (NAEB) has given farmers and exporters yet another reason to smile by facilitating farmers to increase agricultural production for export and help exporters to find markets.

All these achievements recorded in the past few years are clearly reflected in the livelihoods of the sector’s players especially farmers of different cash crops in the country. Farmers laud NAEB for the extensive support it rendered to them ranging from capacity building to offering inputs throughout the entire production and exportation process.

Registered under the Ministry of Agriculture and Animal Resources, NAEB is a merger of Rwanda Tea Development Authority (OCIR THE), Rwanda Coffee Development Authority (OCIR CAFE) and Rwanda Horticulture Development Authority (RHODA).

These three former government agencies responsible for the entire agriculture export and cash crop base were brought under one management in a bid to improve the balance of payment of Rwandan economy through increased agricultural exports.

While coffee plays a major role in the economy of the country, contributing significantly to foreign exchange earnings and to the monetisation of the rural economy, the reforms that have been made in this sub-sector over the last six years have seen farmers’ livelihoods improve significantly. Agnes

In line with its mission as to facilitate the growth of business to diversify agriculture and livestock commodity export revenues, NAEB has developed and implemented different policies and strategies, brought and authorized many investors in processing agricultural and livestock products for export, offered a couple of training to farmers, private operators and cooperatives, negotiated and won local and foreign markets, among other achievements since its inception in 2011.

74

Coffee sub-sector

Coffee tasting

Nyinawumuntu, a coffee farmer in Rukara Sector in Kayonza District, says that her coffee production has increased from 300 kilograms in 2013 to 1480 kilograms on 370 trees of coffee in 2016, thanks to use of inputs like fertilizers and pesticide from NAEB and the new skills she acquired about growing and harvesting coffee.

“Quality of our coffee has improved and led to the increase of price from Rwf150 to Rwf 264 per kilogram. I can now cater well for my family and education of my five children which cost about Rwf 380,000 per term as well as renovating my house, all with the revenues from coffee production,” she said.

7 Years of Growth & Development

under Visionary Leadership

Farmers harvesting coffee in Kirehe District Fiacre Nzagirante, a coffee farmer in Gitambe Sector of Rusizi District, says he has been growing coffee for over 20 years now but he has started earning much better revenues recently that he calls himself “a professional coffee farmer” as opposed to the previous farming practices that had held him in subsistence farming.

“We had no knowledge of how to treat coffee trees for good production and thieves used to steal the small production from home but NAEB has got us organized in cooperatives and helped to start coffee washing stations where we sell fresh coffee beans, ending the problem of theft,” he says.

Nzagirante, who owns coffee farm of 960 trees, says his production has increased from one kilogram to three kilograms per a tree over the last five years, making him harvest at least three tones of fresh coffee beans per year.

“My coffee production has got to my family all we need. I have recently constructed a modern house worth at least Rwf28 million and I can easily afford my children’s education costs of at least Rwf350,000 per term. “I give credit to NAEB” he said.

Coffee sorting from drying tables

Adding that his cooperative’s coffee succeeded in Cup of Excellence in the last four years and was sold at $19 (about Rwf15,000) per kg.

Currently, there are approximately 400,000 coffee farmers in the country who depend on it for their livelihoods and its price has increased from Rwf100 in 2010 to Rwf264 per kilogram in 2017. Coffee production ranges from 267, 000 to 420,000 bags per year (16,000 MT to 21,000MT). Coffee is currently grown on 42,000 hectares in the country at an altitude less than 1900 m.

Tea sub-sector Tea growing in Rwanda started in 1952 but the business had been yet to grow to its full potentials until recent years when farmers got various incentives that saw the production grow bigger and tea prices increase in farmers’ favour. Juvenal Nzabakurikiza started growing tea in 1974 in Muhanda Sector of Ngororero District but he says he has got real benefits since 2012, thanks to agricultural inputs, acquired skills in tea growing and harvesting and good prices at the market.

“I have 15 hectares of tea farm and I am now harvesting 10 tons of green tea per hectare where I used to get

6 tons back in 2010. The price has also increased from Rwf138 in 2012 to the current Rwf280 per kilogram.

From my tea produce, I bought and renovated a house worth Rwf12 million two years ago and managed to pay at least Rwf3 million for annual school fees of four children at university and three in secondary school since 2013 to 2016,” says Nzabakurikiza. Jean Bosco Zirimwabagabo also grows tea in Muhanda Sector since 2005 when he reaped between five and 8 tons of green tea per hectare per year but production has increased to 12 tons now. He says he cashes in around Rwf1.5 million per month after deducting all expenses including employees’ salaries.

“I have 6.5 hectares of tea farm and from its production, I pay at least Rwf600,000 of school fees per term for my five children. I have got a house worth Rwf25 million and a cattle farm worth over Rwf5 million, all accrued in less than five years,” he says.

All tea growers thank NAEB for helping them with access to fertilizers, improved seeds and training, among other facilitations. The production of tea has increased steadily by 49 % over the last 10 years. The production increased by 3% in 2015 versus 2014, while revenues increased by 40% as a result of good tea quality and high demand on

75

7 Years of Growth & Development

under Visionary Leadership

Farmers harvest tea leaves Mombasa auction as other countries experienced long dry season.

In an effort to increase production, productivity and export revenues, the government of Rwanda implemented privatization program of tea factories starting with Pfunda tea factory in 2004 and ended in December 2012 with Mulindi and Shagasha. The rest NAEB owned industrial blocks were privatized to Rwanda Mountain Tea, Karongi Tea Factory and Muganza Kivu Tea in 2014.

Rwandan tea is planted on hillsides at high altitude between 1900 and 2,500 m, and on well drained marshes at an altitude of between 1,550 and 1,800 m. Today, tea industry is comprised of fourteen operational factories and two tea projects. Most processed tea in Rwanda is black tea (CTC), however green tea and orthodox tea is also processed in small quantities. Spicy tea is also processed on order for some esteemed customers’ requirements.

Diversified cash crops Having the mandate of diversifying agricultural and livestock exports, NAEB has encouraged farmers to produce more of the products that were formerly not exported and got markets for them locally and abroad. The new cash crops include avocadoes, mangoes, fresh beans, pepper and chilli, among others.

76

Farmers pack flowers for market Florida Mukarugwiro grows two types of avocadoes in Shyogwe Sector of Nyanza District and says she has seen her production increasing and started exporting avocadoes last year.

“I started growing avocado of the type of hass and puelte in 2010 and started harvesting in 2012 but I had no good market yet. NAEB has now helped me to export avocadoes at Rwf300 per kg since last year. I export 50% of my production and sell the remaining locally. I have 84 trees of avocado and each tree produces 120kgs per year and this production has got me two soap making machines worth Rwf2.5 million and I pay Rwf320,000 for the education costs of my four children,” she says.

Mukarugwiro says that NAEB has helped her with farming training, connected her to exporters, gave her farm equipments and got her space in different exhibitions where she can showcase her products.

Marie Chantal Isugi, the managing director of Garden Fresh Ltd which grows beans in Kagitumba and Matimba of Nyagatare District and Rugende in Gasabo District, says that government support has boosted their production from 3 tons to at least

10 tons per hectare over the last three years now.

“Our total productivity stood at 82 tons of fresh beans in 2016 which we sold to local market and since December 2016, we are exporting 4.5 tons per week to UK while our target is to export 15 tons per week in the near future. NAEB has helped us with inputs and finding markets for exportation. It is facilitating us to participate in international trade fairs like the one taking place in Berlin (in Germany) every year,” she notes.

Isugi says that NAEB has also got them a cooling pack house for fresh beans but other government incentives like tax exemption on agriculture seeds and inputs, irrigation scheme and land mapping policies have all helped their business thrive.

So far, the government had been financing the export body at the tune of Rwf10 billion a year although the budget was slashed by Rwf2 billion in the current fiscal year. NAEB seeks to increase exports targets from the current 21 percent to 28 per cent in the next five years while decreasing its import base relatively down 17 per cent as it is stipulated in the ongoing Economic Development and poverty reduction strategy (EDPRS II).

Transforming society through value addition Agro Processing Trust Corporation (APTC) Ltd is a private company that was created in 2014 with a strategic objective of developing and sustaining a complete food value chain using modern technologies related to agricultural mechanization, modern livestock farming and agro processing; as well as develop a strong research and development unit that promotes other industrial byproducts.

A

PTC is an affiliate of the Ministry of Defence and contributes to a strategic objective of being an active partner in the socio-economic development of the country through its operations.

The activities of APTC are operated under three subsidiary companies: Rugari Meat Processing Ltd, Nyanza Milk Industries Ltd and Agro Processing Industries (API) Ltd, as well as two projects of fertilizer and seeds (inputs) distribution.

Nyanza Milk Industries is comprised of two business units; Nyanza Dairy Plant and SongaDairy Farm.

Rugari Meat Processing Ltd is in the business of livestock production and processing of quality meat and meat products for both domestic and export markets.

The third company, Agro Processing Industries (API) Ltd,is in crop production—with maize, beans and soya as the main crops in Gabiro.

77

7 Years of Growth & Development

under Visionary Leadership

Leveraging good leadership Since inception in 2014, APTC Ltd has sought to leverage the good policies and guidance provided bythe country’s visionary leadership to become astrong partner in Rwanda’s economic development through investments in agriculture, livestock and agro processing.

Improved electricity supply that has more than doubled in the last seven years, reliable water, good roads as well as peace and stability create a good doing business environment.

APTC continues to exploit this environment to produce, create jobs, contribute food security and nutrition as well as boost exports.

Farmers are embracing modernfarming thanks to high productive animal breeds, improved seeds and equipment from APTCfarms.Our farms also act as model farms for local farmers from where they emulate new innovations to increase productivity in their farms— leading to increased household incomes.

For example, the abattoir in Gako has improved the quality of beef; while our milk processing plant in Nyanza is providing farmers market for their milk, and Songa Dairy Farm is supplying them high quality bulls to increase productionin their farms.

From the farm, to processing plants and to the market, APTC

78

provides employment to people.

As a result of focused national leadership that has created a good doing business environment,the hospitality industry has grown over the last seven years, with the coming of international hotels.

This has increased market for our products, especially beef and pork, previously imported from Kenya and South Africa, thus saving the country substantial foreign exchange.

“We are now thinking big; planning to start exporting to the region.Visionary leadership at home has nurtured good relations with central African countries and in the region, a potential export market for meat products.

Moreover, availability of RwandAir flights to countries such as Congo Brazzaville creates an enabling

environment for exports,” says APTC Board of Trustees Chairman Dr. EvaristeNamuhungu.

In the past, access to quality agricultural inputs such as seeds and fertilizer was a big challenge to farmers. There was a time when the country relied on imported seeds; which often came late past planting time, and sometimes of poor quality. Today, APTC is multiplying highbred seeds for maize.

Since July 2016, APTC streamlined distribution of mineral fertilizers following government decision to separate importation of inputs from distribution. This has ensuredthat farmers get quality seeds and fertilizers in time, enabling them to avoid season failures.

7 Years of Growth & Development

under Visionary Leadership

NYANZA MILK INDUSTRIES LTD

I

t is comprised of Nyanza Dairy Plant and Songa Dairy Farm. The plant has been operating at a capacity of 6,000 litres per day, and has recently increased to 20,000 litres of milk per day on the initiative of His Excellency President Paul Kagame, to enable the plant absorb excess milk from Nyanza milk Zone Nyanza Dairy Plant produces yoghurt in three different flavours, pasteurized fresh milk, cheese and kivuguto (curd milk). The plant gets raw milk from its Songa Dairy Farm and farmer cooperatives.

Socio-economic impact

livelihoods and thus impacting on human security.

With the provision of markets for milk of the individual livestock farmers and cooperatives, Nyanza Milk industries is improving their

It is a ready market for dairy farmers and this has increased farmers’ incomes. Hundreds of youth who deliver milk to collection centres have also found employment. This is in addition to several others employed as permanent staff and casual labourers at the plant and in the farm.

Since 2011, Nyanza Milk Industries Ltd has contributed to improved nutrition among school children under the One Cup per Child programme.

Songa Dairy Farm further contributes to improved livelihood of residents through free access to part of its land to grow their crops, such as soya and maize. It also supplies bulls to farmers to improve productivity of their stock.

Farmers from across the country have benefited from quality dairy bulls from the farm—leading to increased milk production.

79

From the farm to the plate.

RUGARI MEAT PROCESSING LTD

T

he company breeds, fattens and slaughters animals in Gako to produce the best quality meat (beef and goat) in the country. Rugari beef is from renowned breeds such as Boran, Sahiwal and FleickVeich.

Rugari has an elaborate production process to guarantee quality: It starts with selection of healthy animals (some of them from local farmers); they are appropriately fed under the feedlot system for about three months to attain the right weight before they are slaughtered at a modern abattoir built in the farm. This ensures quality beef as animals for slaughter arrive at the abattoir without stress. Transportation of animals under stressful conditions is not only a violation of animal rights, but also affects the beef quality.

After slaughtering, meat is chilled for 24 hours to kill any microorganisms. It is then transported to outlets in Kigali, Rubavu and Rusizi under refrigeration to avoid contamination. About

80

2,300kgs of meat are sold per day.

Rugari also produces goat meat in Gako, and pork from a modern piggery, complete with its own abattoir in Nyarugunga. Pork is from well-looked after Boar breed from Belgium.

Socioeconomic Impact Rugari supplies meat to various hotels and restaurants in the country, some of which previously imported it from Kenya and South Africa. The company is in the process of acquiring Hazard Analysis Critical Control Point (HACCP) certification to facilitate formal exports and supplies to 5-star hotels.

The company also buys some of the animals for fattening from local farmers and is therefore a ready

market and source of income for livestock farmers. Local farmers are adapting the feedlot system of fattening animals for slaughter. This system ensures optimum utilization of land by feeding a big number of animals in a small area.

Here, Six-month-old bulls are fed for about three months and are able to double their weight to attain appropriate slaughter weight.

This is increasing incomes for farmers and improving their wellbeing.

With a workforce of over 60 salaried employees and several casual labourers such as herdsmen, Rugari is contributing to job creation.

Construction of a meat processing plant is near completion in Kigali. The new plant for meat products will create several hundreds of new jobs.

7 Years of Growth & Development

under Visionary Leadership

AGRO PROCESSING INDUSTRIES (API) LTD

API Ltd produces maize, beans and soya in Gabiro, Gatsibo District to contribute to national food security and reduce the need for food and seed imports.

Maize, beans and soya are strategic crops in Rwanda for food security and household incomes, the reason API Ltd chose to invest in mass production of the crops.

Operating fully mechanized agriculture production, API Ltd supplements government agriculture mechanization efforts and supports national policy ofland consolidation.

API Ltd produces a thousandtons of maize, soya and beans per year— contributing to improved

national food security and reduction in importation of seeds, especially of maize.

This means Rwanda now spends less on importing seeds and food. Agriculture mechanization is part of Rwanda government policy of modernizing farming.

API Ltd practices fully mechanized agriculture and hires out its machinery such as tractors to local farmers. This has resulted in increased production among local farmers due to timely land preparation, planting and harvesting.

The company also helps local farmers increase production by giving them access to part of its unutilized land to grow crops such as maize, soya, beans and vegetables. The company buys the produce from farmers—providing ready market and boosting household incomes.

81

7 Years of Growth & Development

under Visionary Leadership

APTC streamlines input distribution

S

ince July 2016, APTC took over distribution of agro-inputs to separate import from dealership so as protect government subsidies; improve efficiency through increased accessibility, establish effective demand to avoid shortages or pileups; and link farmers to the market.

APTC’s new distribution system has therefore removed such bottlenecks that previously hampered effective distribution of seeds and fertilizers, leading to loss of government subsidies and delays in delivery of inputs to farmers that caused low productivity.

When an importer ships in inputs, APTC verifies the quality, quantity through RAB and RSB before taking them to district stores from where they are supplied to agro-dealers according to established demand. Each agrodealer is required to provide proof of quantities supplied upon which an importer bases to claim subsidies from government.

With technical support from Rwanda Standards Board, APTC is able to verify the quality of mineral fertilizers and seeds— ensuring that farmers get the right inputs, and at the right time.

Timely distribution of the right inputs to farmers has already

82

had a positive outcome including increased demand and usage by farmers due to improved access.

Farmers have reported increase in output per unit area of land due to timely application of the right fertilizers. As more farmers adapt use of mineral fertilizer and improved seeds, agrodealers have reported growth in business and incomes. The number of agro-dealers has also increased from 500 to 1,000.

Future plans APTC has entered a joint venture with MINAGRI and OCP Africa, a Moroccan company, to build a plant that will blend fertilizer in Rwanda.

Blending of fertilizer will ensure that farmers get fertilizers suited for their particular soils. Different soils require different fertilizers. The procurement process of the plant has started.

7 Years of Growth & Development

under Visionary Leadership

Balton Rwanda, empowering the country with new cutting edge technologies Balton Rwanda, since its inception in 2007, has established itself as a pioneering, powerful force within Rwanda’s ever growing economy, bringing the experience and professionalism of the Balton CP Group to Rwanda. Motivated by the passion for empowering the people of Rwanda and coupled with a pioneering spirit for introducing new, cutting edge technologies and knowledge, Balton Rwanda continues to strive to achieve commercially sustainable development in all of its fields of expertise. The company’s areas of intervention lie in the 4 main strategic areas

7 Years of Growth & Development 7 years of growth under

under Visionary Leadership visionary leadership

Electrical Engineering

Communication Technology

Balton Rwanda is a leader in this field, providing diverse power solutions. Balton is able to supply electrical generation as well as distribution equipment and switchgear of the highest quality.

The skilled engineers are able to install and manage a diverse range of equipment and machinery, often requiring round the clock support.

Using state of the art equipment from many of the leading manufacturers on the world today, Balton Rwanda offers a wide range of ICT solutions to its ever growing customer base. The four main areas of focus are Security, Networking, connectivity and power, and this has led to the successful implementation of complex projects and installations in Banks, Utility Companies, Phone and Internet providers and more across Rwanda.

Public Health As a leading provider of Public Health services, Balton has emerged as a leader in the fight against malaria, and a pro-active participant in programs directed by the ministry and other related institutes.

84

7 Years of Growth & Development

under Visionary Leadership

Agriculture Balton Rwanda has remained in the forefront of Rwanda’s ever developing agriculture sector, introducing modern technologies such as drip irrigation, green houses and soluble fertilizers.

Establishing itself as Rwanda’s cutting edge one stop shop for farmers, Balton has become the supplier of choice to many farmers, who rely on the company’s high quality seeds, advanced irrigation solutions, agricultural sprayers, high quality agro-chemicals and fertilizers, post-harvest facilities and equipment.

All of the above areas are supported by our extensive experience in project management both in Rwanda and beyond. Thanks to its diverse portfolio, Balton Rwanda has emerged as a positive influence in Rwanda and continues to empower Rwandans with modern technology and knowledge in all of its fields of expertise. Balton Rwanda is proud to be of service to Rwanda, and believes that it is well placed to continue to support Rwanda as the country continues to grow and prosper.

85

YARA Rwanda comes to the rescue of farmers with high quality fertilizer distribution services

Minister of Agriculture and Animal Husbandry of Rwanda during official opening of Yara Rwanda in July 2015

Y

ARA International ASA, is a Norwegian chemical company whose major business is production of nitrogen fertilizers. Founded in 1905 to solve emerging famine in Europe, today, YARA has a worldwide presence, with close to 13,000 employees and sales in more than 150 countries. In 2015, YARA established a strong team and started operations in Rwanda where it has become a major fertilizer distributor. �Our fertilizers, crop nutrition programs

and technologies increase yields, improve product quality and reduce the environmental impact of agricultural practices. Our industrial and environmental solutions improve air quality by reducing emissions from industry and transportation, and serve as key ingredients in the production of a wide range of goods.

In December 2016, YARA Rwanda in Huye district launched its first massive upcountry fertilizer distribution program in a bid to bring services closer to farmers in all districts.

Since then, company has rolled out a massive campaign that will see their products distributed all over the country by establishing warehouses in all the four provinces of Rwanda.

Another similar launch followed in Musanze on the 21st December that also saw a large turn up of agro dealers from Nyabihu, Gakenke, Musanze, Ngororero, Rubavu and Burera Districts While addressing journalists during the launch at the former RRA offices in Huye, the country Director/ Managing Director for YARA Rwanda, Alexandre Macedo said that the main

7 Years of Growth & Development

under Visionary Leadership Throughout our organization, we foster a culture that promotes the safety of our employees, contractors and societies” he added. When asked on why they chose to establish themselves in Rwanda, Macedo’s answer was

Opening of yara in-country warehouses in Huye in December 2016

“Why not, Rwanda is the largest consumer fertilizers in East Africa Per unit Area/Ha and every year there is a very big increase in consumption of fertilizers that’s why we chose Rwanda because we are here to do business” Macedo explained Our industrial and environmental solutions improve air quality by reducing emissions from industry and transportation, and serve as key ingredients in the production of a wide range of goods.

YARA achievements so far Since establishment of YARA Rwanda in February 2015, working with close collaboration with the Government of Rwanda, has registered tremendous achievements attributed to the conducive business environment. reason for opening stores upcountry is to help farmers access fertilizers from their distributing company (APTC) easily and on time. The move will help farmers get easy and rapid access to fertilizers and would facilitate fertilizers blending within the country for increased use and improved agriculture yields. He gave a brief on how YARA came to be established in Rwanda and how they are working hand in hand with the government of Rwanda and other stakeholders to improve farm yields for farmers. “For many years, we have known that soil fertility and fertilizers are necessary to cultivate farms for high yield and long term farm viability and sustainability. And when in 2006, the government of Rwanda decided to

develop a package of interventions for farmers that will turn farms from places that are low income with no future to thriving and sustainable farming systems, fertilizer was one of the main pillars of that package – along with plant material and grafting and Good Agricultural Practices. “So when the then Minister of Agriculture came to our head offices in Norway and invited us to come and invest in Rwanda, we came and we are now here ready to develop and scale up distribution for improved agriculture,” said Macedo.

YARA Rwanda takes high quality fertilizer distribution services closer to farmers About YARA Rwanda’s parent company.

When they started, the company’s target was 8 Million Kilograms per year but currently, they have an output of 18 Million Kilograms per year. The company has created over 400 jobs in different categories (Yara staff, outside services, service providers, fertilizer loaders and agro-dealers.

As a corporate responsibility, Yara Rwanda conducts free soil analysis for farmers free of charge and they train fertilizer users. Yara has also trained 4800 farmers, carried out 48 training and knowledge sharing seminars and 130 farmer demonstrations plots.

Yara Rwanda Ltd, Plot D13, PO BOX 3390 Special Economic Zone, Kigali -Rwanda.

Office Tel +25073518740 | +255222862958

RWACOF: We are proud to be the home of fine coffee

R

wacof has been a coffee processor and exporter since 1996. Located in Kanserege – Gikondo, Kigali, Rwacof has extensive knowledge of the internal and export markets and a worldwide network of buyers for Arabica coffee.

The group produces Washed and Fully Washed Arabica, special types are available at buyers’ request and samples can be sent for appreciation and testing. The company does not only process coffee for its own sales but also offers its processing facilities to small scale farmers and exporters.

The company is committed to improving efficiencies in the supply chain with the objective of giving better prices to thousands of small coffee farmers throughout Rwanda.

Training programs have been developed for farmers and farmer groups, especially in areas such as effective handling and processing of coffee at farm level.

Purchasing commodities directly from the farmer, maintaining the company’s high standards, retaining skilled staff, and investing in machinery and logistical support, both quality and delivery times have been and will remain

a strength and priority. Rwacof employs a dedicated permanent staff and numerous casual workers. One of the strengths of Rwacof lies in its modern laboratory

designed to ensure meeting of quality parameters. Highly skilled personnel are employed with extensive cupping abilities and coffee knowledge.

Contact details Email address: admin@rwacof.com | Address Rwacof Exports Ltd | PO Box 6934 Kigali Telephone: +250 782 329 338

7 Years of Growth & Development

under Visionary Leadership

district in 2007, and this years of service to Rwand TUBURA now operat and West of Rwanda, off in credit and distributing fertilizer and more than 4 in Season 17A&B. TUBURA also has an a which is continually wor program’s farmer services impact products. This has integration of a suite of q including solar lamps and well as the development of program, which last year tree seedlings for free to a ROSE NYIRAHABIMANA, RWANDA TUBURA is a comm Government of Rwanda a level. At the national leve the Government of Rw facilitated by an extensiv Rose Nyirahabimana in partnership with the Government her other crops. That first year, her two parties’ high-level goa believes in the power of investment. of Rwanda to provide farmers with harvest increased fivefold. for increasing agricultur the tools and technology they need to For many years, Rose supported out in PSTA II and the E succeed.

Now, Rose has enough income to buy her family by running a small shop Rose Nyirahabimana believes in the power is the Twigire Muhinzi Pa more to my shop.” clothes, shoes, and school supplies in Ryaruhanga Market in Western of investment.

Rose, believes that investment in aMinistry of Agriculture a TUBURA offers farmers bundle of for her children, TUBURA, and she’slike invested Rwanda and growing beans and For many years, Rose supported her family by farmers is the key to building prosperity.

Rwanda has provided services that, when taken together, financial an sweet potatoes on her nearby farm. in expanding her market business, creates lasting impact:since farmers The familya had to which has running smallenough shop inincome Ryaruhanga Market in become is homemore to 11 profitable million people, 2 million of whom 2013, in support of f receive on credit, delivery and distribu subsist on,Rwanda Rose recalls, but they because can farmers afford toand buy TUBURA more Western and growing beans and sweetshe are works ininputs partnership development within walking distance of their weren’t thriving. The harvests from products in bulk. “Farmers can be potatoes on her nearby farm. The family had with the Government of Rwanda to provide Promoters, and Monito farms, training on modern agricultural her farm were small every year, and successful,” says Rose, who sells enough income to subsist on, Rose recalls, but farmers with the tools and technology they need techniques, and market Additionally, facilitation One Acre Fu usually only enough to feed her five items including salt, flour, and cooking to succeed. theychildren weren’t for thriving.

The harvests fromoilher Maize Lethal Narcosis D in the form of post-harvest storage young a few months. at farm the market.

“Next year, I would TUBURA offers farmers a bundle of services were small every year, and usually only enough the Rwanda technologies as well as advice on Agriculture B like to add even more to my shop.” how to lasting store crops time sales.that Rwandan Then three ago, children Rose heard to feed heryears five young for a few months. that, when taken together, creates impact:and to ensure TUBURA also provides insurance aboutThen TUBURA, organization that heard TUBURA, Rose, receive believesinputs that on credit, threeanyears ago, Rose about likefarmers delivery within cropfrom this threatening dis to farmers in modern order to protect them work contribu offered farman inputs on credit and farm investment farmersdistance is the of keytheir to farms, TUBURA, organization that offered inputs inwalking training on TUBURA’s building prosperity. Rwanda is home against extreme weather related to training on improved agricultural on credit and training on improved agricultural agricultural techniques, and market facilitation in imihigos – assisting distri climate change. to 11 million people, 2 million of techniques. Rose enrolled, and she techniques. started the form of post-harvest storage technologies for agricultural product are farmers and TUBURA works started growing Rose maizeenrolled, in additionand to shewhom growing maize in addition to her other crops. as well as advice on how to store crops and time energy, access to employm sales. TUBURA also provides crop insurance to That first year, her harvest increased fivefold. developments.

Now, Rose has enough income to buy clothes, farmers in order to protect them against extreme TUBURA envisions a shoes, and school supplies for her children, and weather related to climate change. healthy families, and rich she’s invested in expanding her market business, TUBURA works closely with the Government of forward to continuing to wo

BUILDING PROSPERITY THROUGH PARTNERSHIP AND INVESTMENT BUILDING PROSPERITY THROUGH PARTNERSHIP AND INVESTMENT

89

7 Years of Growth & Development

under Visionary Leadership TUBURA works closely with the Government of Rwanda to implement the shared vision of building longterm impact in the home of every farmer, through big harvests, well-lit homes, energy efficiency, and environmental sustainability.

TUBURA began its operations in Nyamasheke district in 2007, and this year, it’s marking ten years of service to Rwandan farmers.

TUBURA now operates in the South, East, and West of Rwanda, offering 5.1 billion francs in credit and distributing 4,850 metric tons of fertilizer and more than 470 metric tons of seeds in Season 17A&B. TUBURA also has an active Innovations team which is continually working on improving the program’s farmer services and building new highimpact products.

This has led, for example, to the integration of a suite of quality of life products, including solar lamps and efficient cook stoves, as well as the development of TUBURA’s agroforestry program, which last year distributed 1.8 million tree seedlings for free to all clients in the program.

TUBURA is a committed partner of the Government of Rwanda at the national and local level. At the national level, cooperation between the Government of Rwanda and TUBURA is facilitated

90

by an extensive overlap between the two parties’ high-level goals and strategic visions for increasing agricultural productivity, as laid out in PSTA II and the EDRPS 2. One example is the Twigire Muhinzi Partnership between the Ministry of Agriculture and TUBURA. TUBURA has provided financial and technical assistance since 2013, in support of farmer training material development and distribution, training of Farmer Promoters, and Monitoring and Evaluation.

Additionally, One Acre Fund has co-chaired the Maize Lethal Narcosis Disease Task Force with the Rwanda Agriculture Board, working together to ensure that Rwandan farmers are protected from this threatening disease.

At the local level, TUBURA’s work contributes directly to district imihigos – assisting districts in achieving targets for agricultural productivity, access to clean energy, access to employment, and infrastructure developments.

TUBURA envisions a future of big harvests, healthy families, and rich soils.

TUBURA looks forward to continuing to work with the Government of Rwanda to identify ways of increasing farmer productivity through the implementation of new solutions that address constraints across the agricultural value chain.

What is Twigire BUILDING PROS Muhinzi?

PARTNERSHIP A

Twigire Muhinzi (meaning “selfsufficient farmers”) is the homegrown, Rose Nyirahabimana believes in the pow decentralized, and farmer-oriented national of investment. agricultural extension service of the Rwandan For many by years, supported her family government. Implemented theRose Rwandan a small in Ryaruhanga Market Agricultural Boardrunning (RAB) and local shop government, it is composed of two complementary arms: Farmer Western Rwanda and growing beans and sw Promoters (FP) and Farmeron Field potatoes herSchools nearby (FFS). farm. The family h Its vision is to empower at least one farmer in enough income to subsist on, Rose recalls, b every Rwandan village with skills to improve their they harvests from her fa yields and become roleweren’t modelsthriving. for, andThe teachers small every year, and usually only enou of, other farmers.were 14,200 volunteer FPs mobilize to feed her five farmers into Twigire Groups andyoung train children them onfor a few mont good agricultural practices using years demonstration Then three ago, Rose heard abo plots. They also help increase farmer adoption TUBURA, an organization thatof offered farm inp improved agricultural inputs by supporting farmer on credit and training on improved agricultu access to the government’s subsidy program. techniques.

Rosewho enrolled, There are 2,500 paid FFS facilitators organizeand she start growing maize in addition to her other cro farmers into FFS Groups around crop-specific That first year,having her harvest increased fivefo experimental plots.

Facilitators, received in-depth season-long seek to increase Now,training, Rose has enough income to buy cloth farmer decision-making capacity through farmer shoes, and school supplies for her children, a observation and analysis of crop production. she’s invested in expanding her market busine which has become more profitable because s district in 2007, and this year, it’s marking ten can afford to buy more in bulk. years of serviceproducts to Rwandan farmers.

TUBURA now operates in the South, East, “Farmers canandbe Rose, w Westsuccessful,” of Rwanda, offering 5.1 says billion francs in credit and distributing 4,850 metric tons of sells items including salt, flour, and cooking oi fertilizer and more than 470 metric tons of seeds in Season 17A&B. the market. “NextTUBURA year, like to add ev also Ihaswould an active Innovations team

7 Years of Growth & Development

under Visionary Leadership

district in 2007, and this y information access and also improves years of service to Rwanda feedback gathering for continual programmatic improvement.TUBURA now operates and West of Rwanda, offer 2) Build FP capacity:in credit We have and distributing 4 initiated regular trainings of FPsand onmore than 470 fertilizer agricultural skills and mobilization in Season 17A&B. techniques through a ‘train the TUBURA trainer’ model that leverages thealso has an act is continually worki expertise of RAB, local which agronomists, program’s farmer services a and the FFS. In 17B alone, over 9,800 FPs were trained. Furthermore, by impact products.

This has le providing every FP with aintegration recognizable of a suite of qu uniform and promoting the extension including solar lamps and effi service through radio campaigns, FP well as the development of T motivation and visibility has improved. program, which last year d tree seedlings 3) Introduce Each for free to all c ROSE NYIRAHABIMANA, RWANDAinnovations: season the team runs a series of trials is a commit TUBURA designed to test ways toGovernment improve FPof Rwanda at t performance and farmer impact. level.

At theInnational level, 16A, performance incentives were the Government of Rwan introduced to increase the number of facilitatedand by an extensive demonstration plots established two parties’ farmers trained. In 17A, FPs took onhigh-level goals The key of this complementary system model by leveraging on Tubura’s marketing roles to promote the use agricultural for increasing expertise.

Since of improved inputs, andout is that extension agents are members core-program in 17B, newII and the ED in PSTA then, we have established a team of the communities they train. active-learning training methodologies Rose Nyirahabimana believes in the power more to my shop.” is the Twigire Muhinzi Part Farmers have accessible agricultural within RAB, both at its national were tested to see how knowledge of investment.

TUBURA, like Rose, believes that investment in Ministry of Agriculture and information from people who they trust headquarters and regional offices, transfer could be improved. many and years, Rose her family by tofarmers is the to building prosperity. Rwanda has provided financial and dedicated supporting thekey planning, andFor respect, can seesupported the benefits running a small shop in Ryaruhanga Market in is home to 11 million people, 2 million of whom in support of far of new practices on the demonstration implementation, and evaluation of Over the course of since three 2013, years, thesweet FP Model. plots established 98% beans of all and the team, working with their RAB and distributi Western Rwanda in andover growing are farmers and TUBURA works in partnership development villages.

In on thisher way,nearby farmers’farm. access to family had partners,tohas helped Promoters, significantlyand Monitor potatoes The with the Government of Rwanda provide Our major focus has knowledge has dramatically increase they FP need performance and One Acre Fun enough income to subsist improved. on, Rose recalls, but farmers with the tools and technology Additionally, In 2013, the ratio of farmers to been to: consequently, farmer yields. FPs to succeed. they weren’t thriving. The harvests from her farm Maize Lethal Narcosis Dise extension agents was 840:1. Now it is now train 312% more farmers than offersaccess: farmers aonly bundle services were small every year, and usually only1) enough the Rwanda approximately 100:1.

Increase TUBURA information twoofyears ago and establishAgriculture Boa to feed her five young children for a few months. that, when taken together, creates lasting impact: to ensure Extension agents now receive 38% more demonstration plots that in Rwandan fa Background of ago, Rose hearduserfriendly Then three years about farmers receive inputs on credit, delivery within from this threatening disea seasonal planting guides the country. Furthermore, because and input fliers.

Wedistance have supported oftraining improved FP performance, the Tubura-RAB TUBURA, an organization that offered farm inputs walking of their farms, on modern TUBURA’sthe work contribute the improvement of techniques, distributionand market model facilitation has generated 34.5%– assisting in Partnership on credit and training on improved agricultural agricultural in imihigos district networks so that 65% more FPs additional impact from season 15A techniques. Rose enrolled, and she started the form of post-harvest storage technologies for agricultural productiv In 2013, Rwanda’s Ministry of received extension materials in to 16A alone, bringing its national growing maize in addition to her other crops. as well as advice on how to store crops and time energy, Agriculture and Animal Resources 17A than in 15A. Additionally, key impact to $3.4 million. This is a access huge to employme TUBURA also sent provides crop insurance That first year, her Tubura harvest to increased developments.

(MINAGRI) invited form fivefold. messages sales. are now directly achievement by toall stakeholders, Now, Rose has enough income to buy clothes, farmers in order to protect them against extreme TUBURA an official partnership with its to extension staff throughout the making demonstrable impact forenvisions a fu implementing agency, RAB,for toher help planting using a to two-way farmer yields and incomes. shoes, and school supplies children, and season weather related climate change. healthy families, and rich strengthen Twigire her Muhinzi SMS system, TUBURA which increases FP with the Government of she’s investedthe in expanding market business, works closely forward to continuing to work which has become more profitable because she Rwanda to implement the shared vision of building of Rwanda to identify ways can afford to buy more products in bulk. productivity through the im long-term impact in the home of every farmer, “Farmers can be successful,” says Rose, who through big harvests, well-lit homes, energy solutions that address co efficiency, and environmental sustainability. sells items including salt, flour, and cooking oil at agricultural value chain. the market. “Next year, I would like to add even TUBURA began its operations in Nyamasheke

BUILDING PROSPERITY THROUGH PARTNERSHIP AND INVESTMENT

91

7 Years of Growth & Development

under Visionary Leadership

Economy &

7 Years of Growth & Development

under Visionary Leadership

The country experienced growth in GDP with above 8% growth on average between 2000 and 2015. The service sector is currently leading in terms of shares to GDP with 48% compared to 31% and 15% shares for agriculture and Industry respectively in 2015.

The GDP per capita increased by 488 US$ from 220$ in 2000 and now is at 718$. Meanwhile, inflation rate has been reduced at low levels over the years, currently laying at 4.5%.

7 Years of Growth & Development

under Visionary Leadership

T

he export sector recorded a good performance over the past years; main exports products include coffee, tea, minerals, flowers, etc. Meanwhile, Merchandise imports recently decreased by 4.9% as a result of a decrease in the import of bill of energy and lubricants linked to the decline in oil prices on international markets and a low demand of intermediary goods and capital goods. During 2014/2015, mineral export volumes were 11,950MT leading to total export earning of USD 194.93 million. Major exported minerals are Cassiterite, coltan and Wolfram.

The industry sector good performance was mainly boosted by the construction and improvements in the manufacturing mainly of food and beverages processing and other products. In order to increase the land for industrial development, 222ha were developed in the Kigali Special Economic Zone (SEZ), 189 ha expropriated in the secondary cities’ industrial parks; 330 ha were expropriated in other district industrial parks and development is underway.

Recently, 17 new industries became operational in the industrial sector and the majority of these were in the agro-processing, light manufacturing and construction materials (for e.g. textile industry, Computer manufacturing industry, etc.).

Doing Business Reforms

94

7 Years of Growth & Development

under Visionary Leadership

17

new industries became operational in the industrial sector and the majority of these were in the agroprocessing, light manufacturing and construction materials

95

7 Years of Growth & Development

under Visionary Leadership

During 2014/2015, mineral export volumes were 11,950MT leading to total export earning of

$194.93m.

Major exported minerals are Cassiterite, coltan and Wolfram.

96

The government has pursued strategies to facilitate trade and investment for Rwanda to be among the top 30 countries in the World, and top three in Africa doing Business ranking.

Today, Rwanda is 62nd in doing business globally and 2nd in Africa with six (6) reforms out of ten (10) in the area of doing business regulatory environment implemented.

According to the 2015 World Bank Doing Business report, Rwanda ranked 1 st in East Africa, 3 rd in African and 46 th globally as the easiest place to do business.

Smart Africa:

Ushering Africa into a knowledge based continent through the use of ICT “Smart Africa was conceived by African leaders. It is chaired and guided by President Paul Kagame. Rwanda is setting the shining example of ICT developments. Under this kind of leadership you can only succeed.

The time is ripe for Africa,” says Dr. Touré.

Dr. Touré, formerly Secretary General of the International Telecommunications Union (ITU), is the first occupant of the office, and his work is cut out- an assignment that is big by any measure: accelerating the socioeconomic development of Africa through ICTs, nationally and at continental level.

T

he inaugural Transform Africa Summit held in Kigali, Rwanda from 28th-31st October 2013 culminated in the adoption of the SMART Africa Manifesto in which seven African Heads of States committed to jointly accelerate socio-economic development through ICTs nationally and on the continental level. SMART Africa’s agenda is to usher Africa into a Knowledge-based economy by fast-tracking uptake of measures like e-government and Smart cities, sustainable data and measurement for development, cyber security, green economy, entrepreneurship, youth innovation and job creation, high-tech parks and capacity building, among other flagships.

7 Years of Growth & Development

under Visionary Leadership

Smart Africa Achievements

A

variety of Connect Africa follow-up actions has already been implemented, with beneficial effects.

For example, the landing of submarine cables has reduced communication costs. Also, the expansion of regional fibre networks and national backbones has increased the penetration of mobile broadband services. The mobile industry has invested more than USD 20 billion, despite the global financial difficulties since the summit. And, ITU has implemented a USD 6 million project on the Harmonization of ICT policies in Sub-Saharan Africa (HIPSSA).

The private sector has already begun working toward the target with several initiatives being rolled out. Among them is a move

by Liquid Sea, a subsidiary of Liquid Telecom, to build a new subsea cable linking Africa to the Middle East with eventual connectivity to Europe. The undersea cable will run about 10,000 kilometres

98

from South Africa to the Middle East and will be connected to Liquid Telecom’s pan-African terrestrial network, enabling a reliable and affordable international connectivity service to landlocked and coastal countries in Eastern, Central and Southern Africa.

Another initiative by the private sector toward the fulfillment of the targets set in the manifesto is the partnership of 15 local investors to form a wholesale distribution outlet for gadgets and electronics manufactured in the country by Positivo BGH. Local entrepreneurs and investors in the ICT sector have partnered to form a wholesale distribution outlet of gadgets and electronics manufactured in the country. The investment company constituted of about 15 local entrepreneurs and investors, Africa Smart Investment Distributions, is involved in the distribution of devices produced by the Latin American firm with a presence in Rwanda.

One Africa Network Affordable voice & data roaming rates and cross border mobile payments supporting millions of Africans within Smart Africa Member States

Dr. Hamadoun TourĂŠ

7 Years of Growth & Development

under Visionary Leadership

Africa United A leap towards greater integration of the African continent especially supporting free movement of people, boosting trade and development and fostering inclusive growth.

Smart Africa Board

H.E. Béji Caïd Essebsi President of Tunisia

H.E. Paul Kagame Chairman

H.E. Uhuru Kenyatta

H.E. Ali Bongo Ondimba

H.E. Idriss Déby

Education for allthrough ICT Achieve economies of scale by responding to the existing market of 250 Million electronic devices for schools and universities, connecting primary and secondary schools as well as universities and enabling access to digital libraries.

H.E. Paul Biya President of Cameroon

H.E. Salva Kiir Mayardit

H.E. Yoweri Kaguta Museveni

H.E. Macky Sall

H.E. Ibrahim Boubacar Keïta

H.E. Roch Marc Christian Kaboré

H.E. Patrice Trovoada Prime Minister of the Republic of São Tomé e Príncipe

H.E. Alassane Ouattara

H.E. José Eduardo dos Santos

Houlin Zhao

Dr. Elham M.A. Ibrahim H.E. Jacob zuma President of South Africa

Assembly of electronic devices Assembly of smart phones, computers, laptops, tablets and other electronic devices.

This will be a response to the needs of a consumer market of over 1 Billion Africans and also a move to reduce the trade imbalance and create new jobs in the electro assembly value chain.

Broadband connectivity through along key infrastructure Connecting schools, Universities, Hospitals/ clinics, community centers, airports, ports and other public areas. Connecting everything through internet of things from machines, fridges, microwaves and TV sets.

Smart Africa Scholarship Fund Bridge the skills and talents gap in order to make Smart Africa goals a reality, reduce the digital divide between member states, promote meritocracy and gender equality.

Smart Africa partners with African Centers of excellence and other strategic partners

99

7 Years of Growth & Development

under Visionary Leadership

ICT & 100

7 Years of Growth & Development

under Visionary Leadership

101

7 Years of Growth & Development

under Visionary Leadership

102

7 Years of Growth & Development

under Visionary Leadership

In the sector ICT, the number of active mobile phone subscribers has increased to 72.6% in 2005 from 6.2% (EICV2 2005/2016). Meanwhile, Mobile money subscribers across all networks have now reached 6,480,449; this has brought in innovation in the financial services industry which is highly contributing to more efficient and cost effectiveness for the national payment system. On top of tremendous development registered in mobile financial services and internet banking, new international payment cards (MasterCard, China Union Pay, Dinners Club and Japanese Credit Bureau) have joined the market.

O

n the other hand, Internet penetration rate reached approximately 28.6%. As a result 35.6% of the Rwandan population are using internet through different devices.

Recently, Rwanda launched a Fourth Generation Long _term Evolution (4G LTE) network which is currently covering 9 districts and the national wide network coverage is expected by 2017.

Rwanda was ranked as the country with the fastest internet connectivity speed in Africa (Ookla’s Net Index) in 2013. The Alliance for Affordable Internet (A4AI) has ranked Rwanda as the African country with the most affordable internet.

103

7 Years of Growth & Development

under Visionary Leadership

Rwanda is ranked No 1 globally for “success in Government promotion of ICT” by Global Information Technology Report and No 1 in use of “Social media” by Social Media Award Africa.

104

7 Years of Growth & Development

under Visionary Leadership

Meanwhile, Mobile money subscribers across all networks have now reached

6,480,449

this has brought in innovation in the financial services industry which is highly contributing to more efficient and cost effectiveness for the national payment system.

7 Years of Growth & Development

under Visionary Leadership

Youth skills development were given much attention under the National Employment Program where young people (5,073) were trained in various disciplines mostly in massive vocational training; through business incubation centers and industry based trainings.

1,062 Youth had been awarded with professional internships for this particular year (2015); youth are also trained under Itorero program every year. In addition to that, youth cooperatives received legal personalities making a total of 2,132 youth cooperatives so far.

106

7 Years of Growth & Development

under Visionary Leadership

107

Balancing policies, consumer and investors’ interests for national development Rwanda Utilities Regulatory Authority (RURA) is a multi-sector regulator established since 2002 to regulate public utilities, such as renewable and nonrenewable energy, transportation of goods and persons, Information Communication Technology (ICT), broadcasting, postal services, water and sanitation.

RURA headquarters

7 Years of Growth & Development

under Visionary Leadership

I

n creating a regulator with a legal personality, financial and administrative autonomy whose mandate cuts across all utility services, the government aimed at building and consolidating capacity in order to create synergies and efficiency to drive national economic growth and development.

In fulfillment of its mandate, RURA takes care of the interests of three different stakeholders; policymakers (the government), private investors (operators/ service providers) and above all, the consumers of services offered by the operators. RURA plays a balancing role—ensuring that government policies are efficiently implemented and enforced, but in a way that enables private investors to operate profitably with good return on their investments. On the other hand, while RURA ensures that investors make profit from their investments, the regulator also guarantees that consumers enjoy quality and accessible services at affordable rates all the time.

Therefore, as a multi-sector regulator, RURA leverages its technical expertise in one sector, for example in ICT, to benefit others sector, like transport. This has immensely contributed to Rwanda’s rapid economic growth in the past seven years that has averaged 8% per annum, the fastest in the region.

Sustained economic growth The past seven years have been a period of high growth for the Rwandan economy, thanks to the sound economic policies put in place by the government that have thrust Rwanda among the best countries to do business in. During the period, RURA has been able to put in place economic regulation tools that helped in setting tariffs in various sectors—transport, electricity, water, sanitation and most recently downstream petroleum. Even in sectors where it does not set tariffs such as ICT (telecommunication, internet) and broadcasting media, RURA put in place mechanisms to ensure that services are accessible to consumers at competitive prices, says RURA Director General Patrick Nyirishema.

RURA has also managed to build capacity to monitor the quality of services in all sectors it regulates.

In the ICT sector, RURA has built capacity to monitor the quality of telecommunication services such as the quality of calls, capacity to manage the spectrum or the use of frequencies in the country and ability to verify international traffic.

Overall, the economic regulation tools and technical capacity to monitor and regulate services offered by utilities have had profound impact in improving the doing business environment in the country—leading to social and economic development.

Social and economic impact Building technical capacity and in putting in place economic and legal regulatory framework for all sectors alone, without achieving social and economic impact, would not constitute success.

So, what has been the impact of this capacity RURA has built over time in economic regulation, technical capacity and regulatory legal framework?

In the transport sector RURA has built technical capacity to inspect transport facilities to ensure that the policy objectives set by the government are accomplished and operators fulfilling their contractual obligations while rendering services to consumers.

Director General, Maj. Patrick Nyirishema

109

7 Years of Growth & Development

under Visionary Leadership

On the internet side, there has been an increase in penetration rate from 1.6% seven years ago to the current

36% ICT as an enabler The last seven years of Rwanda’s accelerated growth under the visionary Leadership of President Paul Kagame have seen phenomenal growth in the ICT sector, characterized in entry of new players and introduction of new innovative products.

Competition for clients brought about by new entrants has seen a significant reduction in tariffs over the past seven years. Perhaps the most outstanding of all is the sharp increase in mobile phone subscriptions from 3.1 million in 2010 to the current 8.4 million— an increase of 5.3 million. On the internet side, there has been

110

an increase in penetration rate from 1.6% seven years ago to the current 36%. This increase in internet penetration and mobile phone usage is attributed to increased accessibility and affordability of services due to entry of more players.

Growth in the number of service providers has also resulted in reduced calling charges due to healthy competition. For example, telecom sector market leader MTN Rwanda slashed interconnection calling rates from Frw60 in 2011 to the current Frw39 while Tigo is at Frw37. Airtel

Rwanda has the cheapest rate on the market at Frw32. The entry of new players into the Rwanda ICT market is a direct result of a good doing business environment the government continuously cultivates to attract foreign direct investments. Most of the FDI (foreign direct investments) coming to Rwanda in the recent past has been in the ICT sector, leading to better services at relatively cheaper rates. Indeed, in 2014, the Alliance for Internet Affordability ranked Rwanda as number one having affordable internet in the whole of Africa.

7 Years of Growth & Development

under Visionary Leadership

As a sector that enables other important sectors to function better, the ICT sector plays a central role in the economic development of the country. It is linking farmers to markets, connects buyers and sellers in the process reducing the cost of doing business by minimizing the need to travel from one point to another in order to transact business.

Today, it is possible for a farmer in Musanze District to find out the market price of Irish potatoes or beans by simply placing a call, sending sms or whatsApp message using a mobile phone. Growth in ICT has also linked the people to government institutions for faster and efficient services through platforms such as e-government as well ase-filing and e-payment of taxes.

In international trade and regional cooperation, there has been a surge in telecommunication traffic after

H.E. Paul Kagame with pupils under the One Laptop per Child programme.

the Northern Corridor countries (Kenya, Uganda, Rwanda and South Sudan) implemented the one-areanetwork; traffic increased by more than four times— implying that a lot of social and economic benefits have accrued as people transact by taking advantage of lower calling rates across borders. Regional call rates under the one area network are between Frw70 and Frw60, depending on the service provider, a significant reduction from as high as Frw120 as of December 2011.

One of the biggest beneficiaries of big investments in the ICT sector is the finance/banking sector. ICT has revolutionarized banking as banks fully automate services not only for their own internal efficiency, but also for customer convenience where customers can transact using their mobile phones and personal computers from wherever they are.

ICT enabling finance sector to thrive

111

Efficient public transport Public transport has undergone a major overhaul during the past seven years, starting with the enactment and implementation of a new transport policy aimed at improving service delivery through a well-structured transport system. RURA started implementing the new public transport policy in Kigali in 2014 with the zoning of the city into five operational zones.

Operators were invited to compete for four zones –that is the Western, Eastern, Southern and North Eastern. The fifth zone (city centre) was designated a neutral zone where all operators converge.

Two companies (Royal Express and Kigali Bus Services) and one cooperative won the tenders to operate the routes, putting to an end the chaotic way in which individual transporters operated in the past without being accountable. “Previously, licenses were given to individual operators –some with small vehicles—who were difficult to regulate as it was difficult to sit down with thousands of small operators

112

to formulate any policy. Under the new policy, only companies and cooperatives are licensed to operate,” according to Eng. Emmanuel Asaba Katabarwa, the Head of Transport Regulation Departmentat RURA. The fruits of this re-organization process are already being enjoyed by the consumers of public transport services because of the order and accountability brought about by the new system. First, by tendering zones to single operators, RURA and other stakeholders brought order in the delivery of services. This enabled easy monitoring of the quality of service by the regulator.

Under the deal, operators are supposed to start work at 5am and end atleast at 11pm. In the past, private operators were not under obligation to provide services and would stop working any time according to their will—sometimes leaving commuters stranded.

Zoning has ensured that there is someone to be held accountable incase of a breakdown in services on a particular route.

Secondly, in the past individual operators in Kigali concentrated on very few busy routes, leaving some parts of the city not served by public transport. In the current contracts with operators, service providers are under obligation to service all areas under their zones. In many cases, operational routes have been extended to reach those areas previously not serviced either due to the poor state of roads or because of few customers.

Thirdly, there has been remarkable increase in investment in buses—shifting from small 14-seater mini buses to coasters and big buses. “We have moved from small mini buses to bigger ones which has not only improved comfort, but also reduced congestion and increased capacity for mass transit,” says Nyirishema.

Operators have been able to use performance contracts to improve their creditworthiness with financial institutions that have extended credit facilities for upgrading their fleet.Therefore, over the past seven years, a

7 Years of Growth & Development

under Visionary Leadership

50% of the city routes operate automated fare payment system which has eliminated delays associated with cash transactions

significant amount of investment has gone into the transport sector as a result of efficiency brought about by the new regulatory framework. Transporters have injected substantial capital to acquire new buses to improve services enjoyed by commuters.

To date, more than 100 buses and 200 coasters ply different city routes, replacing the old and uncomfortable mini buses.

Other innovations include e-ticketing, a toll free-line, social

media platforms, in a very vehicle which consumer can use to report any concern. A joint inspection team comprising RURA, City of Kigali, Rwanda National Police is in place to ensure all operators do business according to the laws. So far, 50% of the city routes operate automated fare payment system which has eliminated delays associated with cash transactions. There are plans to increase accessibility of cards and increase areas where customers can reload them.

Working with the Ministry of Infrastructure, RTDA and other stakeholders, RURA is rolling out the new transport policy to upcountry routes. This will see under-serviced rural area get reliable means of transport.

According to Eng. Katabarwa, where there are few travellers, operators may be asked to deploy small vehicles so that the whole country can enjoy reliable public transport.

113

7 Years of Growth & Development

under Visionary Leadership

Increased electricity supply boosts job creation through small- scale industries

Energy sector As a regulator of the energy sector, RURA’s mandate is to support national socio-economic transformation and poverty eradication strategies by ensuring sufficient, reliable, affordable and sustainable energy supply.

Focus has therefore been in creating an enabling environment that supports increased private

114

sector investment in the energy sector–a shift from the time when the government was the sole investor in electricity generation and distribution.

The government target is to increase domestic generation capacity to 563MW by the end of next year in order to achieve 70% national coverage and power the country into middle income status by 2020.

7 Years of Growth & Development

under Visionary Leadership

The Lake Kivu methane gas plant.

To regulate electricity sub-sector, RURA uses four units: renewable energy, economic regulation, legal services and consumer affairs to effectively advise Government on policies, review license applications, set tariffs, monitor compliance and ensure quality services among others.

As a result, the last seven years have seen increase in private power generating companies—leading to increased generation capacity and improved availability of electricity to consumers. The country now generates 260 MW, up from about 100MW seven years ago thanks to growing private investments in all forms of energy such as hydro, methane gas, solar, peat etc.

“We have shifted the burden from

government to private sector—this allows the government to concentrate on other equally important sectors,” says the RURA Director General.

Some developments in energy are revolutionary in nature—for example Methane gas extraction from under water in Lake Kivu. Developing technology that extracts gas froma depth of 250-350m under water, separate it from other substances, purify and convert it into electricity is very unique solution. This has opened now sources of electricity that have made a big social impact in terms of increasing accessibility to 24%, more than double as at the end of 2016.

“This is a significant increase even though we are not yet where we want.

We are now in the process of scaling up—leading to new projects,” he said.

Media In media broadcasting, the major achievement during the last seven years has been completion of the migration process from analogue to digital—with Rwanda becoming one of the only seven countries in Africa that were able to migrate from analogue to digital

by July 2014—one year before the global deadline of 2015.

115

Access to cleanwater has increased

Water and sanitation In water sub-sector, RURA’s regulatory mandate aims at promoting competition, sustainable and efficient use of water resources and to ensure that service providers offer clean and safe drinking water to the public.

RURA also ensures efficient sanitation by establishing regulatory tools necessary for licensing service provision, monitoring compliance by licensees and inspection.

Over the past seven years, RURA has been able to re-organize sanitation services; regulations, a proper licensing framework and tariff benchmarks

116

have been put in place. RURA has worked with local governments to ensure that at least every sector in Kigali has a solid waste collecting company. “This was not always the case. We have come from a time when people would, locally within their homes, burn their waste, to a time where every single home in Kigali today is accessible by a solid waste collection company,” says the RURA Director General.

RURA issues two types of licenses: cleaning and solid waste collection. As of June 2016 about 144 companies had been licensed in the cleaning category and 21 companies were licensed in solid waste collection and transportation. Regulation

7 Years of Growth & Development

under Visionary Leadership

Benefiting from the Visionary Leadership

H.E Paul Kagame inaugurates Nzove Water treatment plant of the water subsector is focused on achieving government policy of universal access to clean safe drinking water to promote health and hygiene of the people.

Since 2013, the number of water subscribers increased from about 122,890 to over 176,000 as of June

2016 countrywide, with the City of Kigali accounting for 53% of the total subscribers. The increase in water subscribers has been backed by progressive increase in water production that topped about 11.7 million m3 recorded in the second quarter of the year 2016.

RURA has not made all these significant achievements alone; says the Director General. “We have benefited from the visionary leadership of HE President Paul Kagame and the clear policies that have been given to us at National level, as well as the good doing business environment in the country,� he said. In implementing its mandate, RURA works with other institutions such as Rwanda Standards Board, City of Kigali to effectively regulate utilities.

For example RSB sets a standard while RURA puts in place a regulation to make the set standard a legal requirement that is enforceable.

7 Years of Growth & Development

under Visionary Leadership

AC Group: Efficient public transport system redefined Many cities dream of a cash-light society, while in Rwanda and Cameroon, this has become a reality in public transport where commuter no longer have to wait in line to get their money change back or even have to carry tickets.

As for bus owners, the days of losing over 30% in their daily revenues are now history too.

AC Group

PROJECT TIMELINE Project progress

2015

Nov, Launch of pilot

DEVELOPMENT (8 MONTHS)

Jun, Completion of pilot (30,000 trial users) Dec, LAUNCH Sale of first Tap&Go cards Sep, Launch of Tap&Go with government official

120

2016

Feb-Mar, 60,000 Tap&Go clients

IMPLEMENTATION (1 YEAR)

May-Jul, Provided fleet management services at WEF and AU Summit

Sept Over 450,000 cards in use, 45% of routes cashless

Dec, 780,000 Tap&Go Clients

2017

Jan Launch of Tap&Go cameroon

Tap&go

EXPANSION

May 1,000,000 Tap&Go clients and 95% of the routes cashless cashles

7 Years of Growth & Development

under Visionary Leadership

AC Group

Tap&go

Connecting people and business

AC Group Creating a better experience for our clients

Leveraging the

Liveraging the power of power of innovation innovation to transform to transform cities cities

T

his all thanks to the digitizing and efficient services AC Group Ltd has brought into the two countries over the past three years. Today, all three public transport companies in KigaliRwanda that include Kigali Bus Services (KBS), Royal Transport Services and the Rwanda Federation of Transport Cooperatives (RFTC) have all their routes digitized by AC Group, with over 965,000 cards being used in the city.

With a request from the Government of Cameroon to switch entirely from cash to Tap&Go, AC Group entered the market at the beginning of this year and has so far introduced over 100,000 cards in the market, allowing people to Tap&Go, as the system is called on any bus going to the route of their choice.

AC Group stands as testimony of an IT start-up that has fast-become a success that it is now expanding to other countries in Africa, redefining efficient public transport. The AC Group’s Chief Executive Officer, Patrick Nsenga Buchana shared the firm’s story, from working to introduce the digital cardbased payments platform on public transport buses to where they are going in the coming years.

Below are the excerpts; The Link: Briefly explain the birth of AC Group and how it came to resolve challenges in the public transport sector.

Patrick: AC Group started and became of value because of the many challenges that existed in public transport, the first one being theft/loss of revenue by bus companies and the other delays, which affected the commuters. In Kigali and other developing cities public transport is wrongly perceived to be for the poor and yet in developed cities, they are efficient, convenient and affordable for all.

Therefore, we wanted to give it that image it deserves and quite frankly in Rwanda we have a very organized transport system, which offered us the chance to offer commuters the service they deserve. We have worked hard to get rid of theft by digitizing the payments. At the moment we are at 85% and by the time we digitize all routes in Kigali (by May) we shall be at 100%.

Digitizing payments has enabled all bus companies recover all their money at the end of each day.

Secondly, since we monitor all buses from our system

121

7 Years of Growth & Development

under Visionary Leadership and see where they are at a particular moment and how long they stay at a bus stop, we have tried to cap down the time they spend, hence reduce delays significantly.

The Link: One would argue that with the introduction of technology people lose jobs while at the same time others created.

What jobs have been created by AC Group?

The drivers also know that they are being monitored hence the bus companies are now spending much less on fuel and servicing the buses.

Looking at these growing advantages and positive outcomes we are seeing, AC Group is ready to take on the venture with other governments across the continent and the globe to better commuters’ experience.

Patrick: At the moment we have created over 128 jobs in Rwanda and almost 100 in Cameroon. Jobs that we have created include e-payment technicians, supervisors who were previously bus conductors; agents who re-sell Tap&Go e-value and other stipulated roles.

The Link: From a government perspective how has/is digitizing public transport advantageous to the economy?

Patrick: Using today’s city roads’ expansion works by the government as an example, it is a very good thing but it would be much better if they were using public transport data to determine which roads to expand and alternative routes to create. We have data which we shall be sharing with government that is very useful such as the different times people commute, when there is high or low traffic, which routes are busy and at what time/ period of the year and why. It could be because students are at home for holidays or it’s the summer when there is a lot of movement compared to other times of the year.

We are going to be sharing these dynamics with the government in order to help them plan for the future. This could also be used in the determining of public transport fares. All this information will be just a click away down from over six months it used to take to carry out the survey.

122

The Link: AC Group is now an IT export for Rwanda. Briefly explain more on your expansion to Cameroon.

Patrick: The first thing we thought about before going to Cameroon was that obviously the market was not the same as Rwanda but the public transport challenges were mostly the same. What we have done is export the product and tailored it to that market. The service has been picked up and we now have up to 100,000 users enjoying it and speak so much about Tap & go.

We have made the public transport there efficient and quick.

There is also the VIP package we customised f o r customers that allow to pay monthly and have

AC Group’s CEO, Patrick Nsenga Buchana

time convenient. These are the innovations we are bringing and next we are planning to go mobile to make it more efficient.

The Link: Where do you see AC Group in the next five years?

Patrick: As I mentioned, we are always thinking of our client, with every invention and innovation, it is directly towards giving them a better experience of our service and give them a wide range of use cases for our products. Secondly, we are also looking at expanding this to other African markets. We want to connect people and businesses seamlessly using the most affordable means of transport, which is public transport at the moment. We are also very aware of global warming and the more cars we have on the roads the more carbon emissions to the environment. So reducing and substituting the high number of cars to buses is one of our goals, which lead to less environmental emissions.

7 Years of Growth & Development

under Visionary Leadership The Link: With the Rwandan Government as a key partner, what has been its contribution to your growth?

Patrick: The government of Rwanda has been a key partner in enabling us achieve our success today. With a proper and efficient transport system there is need for regulation.

The Government of Rwanda has been very fantastic on this and most importantly shares with us their vision in order for us to implement according to it like stakeholders and partners. Together, I believe we stand to do far greater things in the coming years.

The Link: What is AC Group’s commitment towards giving back to society (CSR)? What sustainable impact are you targeting towards Rwandans’ social economic development?

CSR is something that we are keenly looking at. First of all, we are focusing on promoting future leaders. In this, we are supporting different organizations that foster leadership skills among the youth as well as entrepreneurship. We are fully committed to this and want all our staff to participate in this because we feel like with more leaders committed to developing the continent we have more development in the form of more unicorn and start-up companies solving African challenges.

Case in point Secondly, we are also committed in supporting the fight against Genocide ideology. Our management team has always made it a commitment to participate in all commemoration events of the 1994 Genocide against the Tutsi and provide financial support to this great cause.

What do Tap&Go users in Rwanda say Joel Nzabagerageza, a driver with Royal Transport Services for the last 5 years Tap&Go has really created significant improvement in transport. Before we had problems with conductors ever yday because they would steal some of the r eve n u e s w h i c h would bring us problems with the bus owners. Today that no longer happens.

Natacha Uwimana, a commuter Tap&Go card is advantageous because it enables me to save and also avoid arguments with conductors who would refuse to give me back

Parting shot We are lucky to live in a country where the private sector has been given tremendous support; we need to use this as a resource. Today, Rwanda is known across Africa as a partner in development which our government has worked hard to achieve and as private sector, we must follow on with this great work.

change before the system was introduced.

Noel Uwizera, a commuter Conductors would be greedy before the system came by not refunding balance whenever I paid for my fare with a note bigger than the standard amount.

Desire Nkunzi, a commuter By just tapping the card on the system, we save time on queuing and the bus immediately goes to my destination.

Sandra Umuisa, a commuter Thanks to the cards, I am able to board the bus early in the mornings and evenings without having to go to look for changed cash to pay for fare.

Ultimately, we Africans are should be able to build our continent and avoid replicating what other countries have done already, we have similar economic challenges, we don’t have to each build our own private solutions, we can all share our successful solutions, save time of reinventing the wheel and reduce the chances of trial and error.

123

7 Years of Growth & Development

under Visionary Leadership

Existing ICT policies motivating ISPA to provide affordable and reliable Internet services ISPA is one of the leading internet providers in Rwanda. It has been present since 2005 and offers reliable and affordable internet to businesses, homes and offices. In an interview with the CEO of ISPA MARDADI Peter, our writer established how ISPA has managed to grow in the last seven years.

124

ISPA Products Fibre

Wireless Broadband

4G Internet Services

VPN Connections

7 Years of Growth & Development

under Visionary Leadership

T

he Chief Executive Officer noted that in the last seven years there have been deliberate government policies to empower young entrepreneurs through access to the national back bone fiber and ISPA is one of the beneficiaries.

Access to the fiber has helped the company to sell their services to its clients that range from small to medium and large enterprises like banks plus NGO’s at an affordable price.

“In these last seven years, without us putting in a lot of investment, the Government of Rwanda (GOR) recognized the role that information and communication technologies (ICTs) can play in accelerating the socio-economic development of Rwanda towards an information and knowledge economy and invested in the infrastructure which has helped us in ICT” says Mardadi.

In regard to the investment climate in Rwanda, the CEO says that the ICT industry in Rwanda is currently booming and many more businesses and individuals are appreciating the fact that they need internet access in their businesses, homes and offices. Also, ISPA internet is selling itself due to the quality of our connection and the service that we offer to our clients. We have fast reliable internet that is very affordable.

outside the country because we are using the same fiber. That is why we are working on harmonizing the costs” says Mardadi.

MARDADI Peter “The increase was brought about because of these new policies like” Internet for all” and the government policy on online services has helped our business a lot where by the government creates the need and we provide internet” he explains.

“We have started operations in Uganda and we don’t believe that internet prices should be higher than here. We try to provide affordable internet to our customers here in Rwanda and to our customers

He concludes that the last seven years have really been good for ISPA and that they have improved their services because of the government’s initiatives that have been put in place. ISPA wants to be the most widely spread internet service provider and that they are working towards seeing ISPA providing reliable and affordable internet to the entire region. We have a very big vision and I see ISPA achieving it in the near future.

“The future of ISPA is to serve the unserved and to encourage the content providers to avail content which will help us reach more people. We also recognize the government’s commitment and involvement because with its help, we will serve more people and that means internet will be more affordable” he concludes

Tel: +250 788 303427 / 0788 303181 Email at: info@ispa.rw Website: www.ispa.rw

7 Years of Growth & Development

under Visionary Leadership

Cyuda Ltd, Rwanda’s IT’s solutions to SMEs, Organizations Cyuda Rwanda Ltd is a tech enterprise that was started with the objective of providing IT tools and systems to where it is needed most. The company has since provided IT Services to Small and Medium enterprises (SMEs), Non-Governmental Organizations, individual operators and Government institutions that offer basic services to the Rwanda community in crucial sectors such as Health, Education and business.

126

Cyuda Ltd Founder and CEO, Cyusa Leandre

A

7 Years of Growth & Development

under Visionary Leadership

ccording to Cyuda Ltd Founder and CEO, Cyusa Leandre, “ t h e company was created with the objective of finding creative IT solutions to satisfy all needs of Rwandans in a sustainable manner”.

“During the past 7 years under the Visionary Leadership of our President His Excellency President Paul Kagame, Cyuda Rwanda Limited has achieved a lot”.

Stocking schools’ computer laboratories The company has provided quality, affordable and energy efficient desktop computers. “We work with the leading experts in computer design in the USA to come up with products tailor made for Rwandan conditions. “For instance, the supplied computers can withstand heat, dust and consume little power compared to conventional computers” says Cyusa.

“After a prototype is made, we then partner with manufacturers in China for mass production of the product at relatively low cost. Normally, the computers cost a half of the normal PC of similar specifications and yet they have longer shelf life” The CEO further noted.

Providing Software solutions for SMEs

During the past 7 years under the Visionary Leadership of our President His Excellency President Paul Kagame, Cyuda Rwanda Limited has achieved a lot

Cyuda Ltd believes that Rwanda’s Vision 2020’s goal of creating Private Sector led economy, an attainable project with the contribution of every one and through the use of IT. As such, the company has a portfolio of software solutions aimed at improving efficiency and productivity of Small and medium Enterprises.

“We have developed comprehensive applications to simplify all records, accounting and book keeping operations in supermarkets and small shops. We also came up/have another app to keep track of sales

and stock for pharmacies and another app to link farmers to the markets is in offing”. CEO Cyusa highlighted.

Unique approach employed Cyuda Rwanda Limited employs a unique 3-prolonged approach that enables it meet its goals. It enables organizations to accelerate their impact through, sustainable smart computing and broad band technologies, provides expertly designed solutions including hardware, soft ware and power for harsh climates with unreliable power.

127

7 Years of Growth & Development

under Visionary Leadership

Education is one of the key priorities that the Government of Rwanda is focusing on for skills development. In improving access to and quality of basic education, schools construction and rehabilitation projects were implemented and new materials were provided in the strengthening of 9 & 12 years basic education; schools feeding program was recently initiated to reduce dropout rate (it is currently implemented at the rate of 76% countrywide). In the same framework, 12 TVET schools were constructed or rehabilitated and a big number of young people are joining for skills development.

P

rimary school net enrolment increased from 72% in 2000 to 87.9%in 2014; Gross secondary enrolment ratio including TVET moved from 7% in 2000to 36.4% in 2014; the rate of enrolment in first year of Higher learning

128

institutions increased from 1% in 2000 to at 38%; this resulted in the introduction of more higher learning institutions (currently we have 44 higher learning institutions from 10 institutions in 2000). The Literacy rate increased from 48%in 2000 to 86.1% in 2015.

7 Years of Growth & Development

under Visionary Leadership

The Literacy rate increased from 48%in 2000 to

86.1% in 2015.

The center for Special Needs Education (SNE) located in Kigali was expanded and 47 students started their courses in Inclusive Education and Special Needs Education. UMWALIMU SACCO emerged as the helping hand to grant loans for income generating activities and mortgage. Particularly for this year 3,778 public teachers were granted loans worth of 5 billion Rwf.

129

2017 graduates during the ceremony in Kigali

University of Kigali proud to offer quality education

W

hen you enter the world of the University Of Kigali, you immediately feel the energy and enthusiasm, a sense of shared purpose. It is a place where everyone is different yet everyone feels at home.

Rooted in the upper side of Kigali 3 Km from the City Centre and having its physical location at Pester House, Kacyiru in Gasabo District, the university has, since 2013, been one of the leading private higher institutions of learning in Rwanda. It is a fully accredited /chartered University by the Government of Rwanda which started its operations in October, 2013 and due and to its rapid expansion, the University opened a new campus in Musanze, housed in the Prestigious RSSB Building where undergraduate and post graduate studies are offered.

130

Dr. David Macrae, UOK Chancellor and former Eu, representative to Rwanda

While steeped in a tradition of offering quality education, the University is a young, dynamic institution with modern facilities and home to more than 4600 talented and ambitious students in the undergraduate programmes and post graduate programmes. University of Kigali started operations with 649 students in 2013 and has experienced rapid growth in enrolment to with students pursuing various academic programmes,

The University’s active learning approach has allowed it to develop a unique international community of alumni who share the same values, sense of professionalism and entrepreneurial spirit. The institution today has international students from Nigeria, Burundi, Uganda, Kenya, South Sudan, Tanzania and the Democratic Republic of Congo, an indication of its internationalization drive towards excellence.

The University of Kigali contributes to the country’s aspirations of developing the country’s education system by providing quality Education that match labour market and development needs of Rwanda

The uniqueness and added value of University of Kigali lies in the fact that it is a secular locally founded and supported university. The Institution is committed to providing critical and relevant quality university education with the goal of becoming a centre of Unequaled Holistic Education Excellency

7 Years of Growth & Development

under Visionary Leadership

Minister of state for primary and secondary education Hon. Isaac MUNYAKAZI with the university promoters at the launch of new University complex construction

in Rwanda, the Great Lakes Region and Africa as a whole.

With the mission to provide quality higher education programs that march the labour market and development needs of Rwanda for graduates who are capable of contributing to national economic and social needs and who can compete on the international labour market, the University has three intakes in a year; JANUARY, MAY and SEPTEMBER intakes The university offers both under graduate and post graduate programs that include among others; excellent levels of academic support, High qualified teaching staff with practical hands on experience, continuous assessment system used throughout all programs so as to foster progressive learning, assignments, research studies, practical laboratory work and the final exam at the end of every module.

The university is a centre for excellence that offers business courses that include professional courses: (CPA (R), CPA (K), ACCA, CSIA, CIPS, and ATS CAT, ATD, CIA, FIA, IPSAS and CIFA). All are examined

by KASNEB and the Institute of Certified Public Accountants in Rwanda (ICPAR).

Minister together with UoK Promoters, chancellor and Vice chancellor during March 2017 Graduation.

UNDERGRADUATE (Bachelors) PROGRAMMES

POST GRADUATE (Masters) PROGRAMMES

•

•

• • • • • • • • • • •

Bachelor of Science with honors in Accounting Bachelor of Science with honors in Finance Bachelor of Science with honors Marketing Bachelor of Commerce Bachelor of Science with honors in Economics Bachelors of Science in Procurement Bachelor of Public Administration & Local Governance Bachelor of Information Technology (BIT) Bachelor of Education (to be approved soon) Bachelor of Law (LLB) Bachelor of Business Information Technology (BBIT) Bachelor of Computer Science (BCS)

• • • • • • • • • • • • •

Master in Business Administration Master of Science in Finance Master of Science in Procurement and Supply Chain Management Master of Science in Information Technology Master of Commerce Master of Arts in Public Administration Master of Science in Project Management Master of Science in Human Resource Management Master of Science in Business Information Technology Master of Science in Entrepreneurship Master of Science in Economics Master in Public Policy and Management Executive Master of Business Administration Post Graduate Diploma in Education

131

7 Years of Growth & Development

under Visionary Leadership

Kigali Independent University ULK Prof. Dr. Rwigamba Balinda Founder and president of ULK

School of Economics and Business Studies Departments • Rural Development • Finance • Accounting • Management

Kigali Independent University ULK is a private institution of higher learning founded on 15th March, 1996 governed by the Law No 27/2013 of 24/05/2013 governing the organisation and functioning higher Education in Rwanda; the Law No13/2009 of

27/05/2009 regulating labour in Rwanda; the Presidential order No51/01 of 13/7/2010 establishing quality standards in higher learning institutions; the ULK statutes; its internal regulations as well as manual of procedures

School of Social Science Departments • Development Studies • International Relations • Sociology • Administrative Sciences

School of Law Departments • Public Law • Private Law School of science and Technology Departments Computer Science

Polytechnic Programme (Kigali Compus) Electric and Eletronics (A1) Civil Engineering (A1)

Electrical Technology Electronics & Telecomunication Construction Technology Engineering Survey(Topography)

3Years 3Years 3Years 3Years

Masters Programmes kigali & Gisenyi Campuses

Kigali Independent University ULK / Kigali Campus Tel: 0788304084 / 0788303670 / 0788304086 0788304081 / 0788302644 / 0788302348 P.O BOX:2280Kigali Website:www.ulk.ac.rw E-mail:ulk@rwanda1.com

Speciality

Programme Durtion

Master of Business Administration (MBA) Master of Business in Finance (MFIN) Master of Accounting (MAcc) Master of Science in Economic (MSc) Master of Governance (MGov) Master of Development Studies (MDS) Master of International Economic and BusinessLaw (LLM/IEL) Master of Science in Internet System (MS)

2years 2years 2years 2years 2years 2years 2years 2years

Tel: 0788304171/0788304173 0788304081/0788302644/0788302348 P.O BOX:248 Gisenyi Website:www.ulk.ac.rw E-mail:ulkgis.univ@rwanda1.com

Transforming people’s lives through education

P

ositivo BGH is the result of a Joint Venture between two leaders in its industry in Latin America: Positivo Informática from Brazil and BGH from Argentina, accumulating extensive experience in educational projects in this region. Positivo BGH’s mission is to provide technology to transform people’s lives through education, the development of knowledge and communication to comfort at home.

Our priority is to bring technology to education and its access. Through the enormous experience in Education and global agreements with strategic partners, we understand and assist government agencies that have the responsibility of designing public educational policies. East Africa is committed to education and ICT as well as to industrialization. Those are our areas of expertise and we are here to help.

Our company decided a few years ago to start operations in Rwanda, in order to collaborating in technological development together with government agencies that have the responsibility of designing public educational and ICT policies. This is evident from the DNA of the company, contributing to the development of products “Made in Rwanda” accessible to transform the lives of people, accompanying the development of the country, providing the knowhow and professional training, and being part of the continuous improvement proposed.

In this site, Positivo BGH has been part of this project and is proud to contribute in building the future of this country.

We have thus fully committed ourselves to supporting the improvement of the Rwandan program and, consequently,

working together with related institutions.

institutions.

Positivo BGH is expected to manufacture more than 500,000 units in 5 years period. In addition, Positivo BGH has been transferring know how and developing the skills of the local staff (which represent more than 90% of the payroll).

We have delivered over 150,000 devices to government which were distributed within primary and secondary schools across Rwanda.

The project show effective and equitable ways of improving children’s learning in classrooms, schools and other educational

Positivo BGH shares the Rwanda 2020 vision and this full commitment for develop together the technology industry for the new generation of Rwanda entrepreneurs innovators and models.

134

for all

Rwanda’s judiciary has over the years continued to make progress in the delivery of quality and timely Justice. There have been enhancements in service delivery to court users and the quality of judgments. This has been backed by figures for example, in the Supreme Court, the time it takes for a new case to start being heard dropped from 66 months in 2011 to 20 months in late 2016. In primary courts, this time dropped from 5 months in 2011 to three months in 2016.

135

7 Years of Growth & Development

under Visionary Leadership

Justice and human rights

T

he Government of Rwanda (GoR) made a deliberate and strategic decision to adopt results-based management in public institutions. This tool helps in the implementation of government policies and strategies regarding the administration of Justice as well as ensuring accountability. Reporting the achieved results is an important management tool that facilitates the government to know progress so far made, against the long term target,

136

in key areas and for participants to get a feel of how they performed and what they need to improve or change in the future.

Justice delivery at local level has been reinforced through strengthened and improved functioning of Mediation Committees (Abunzi); civil and criminal cases are mediated through these committees.

Furthermore, the legal aid to the community, most especially to vulnerable people, was strengthened and improved especially through Access to Justice Bureau (MAJ) placed in all 30 districts. To this end, Gacaca courts judgments were executed at 100%. Concerning international obligations, Rwanda submitted national reports on the Universal

Periodic Review; on the Convention on the Elimination of all forms of Discrimination against Women; on the Convention of the Rights of Persons with Disabilities and on the African Charter of the Rights and Welfare of the Child.

Rwanda wins golden Judiciary award in Africa In Rwanda, reports on court activities indicates that in general, Rwandese get a response for a service requested in one day, making it unnecessary to return for a follow up of the requested services. This has been realized due to the use of technology in offering many services online.

Innovations to enhance service delivery through use of technology

7 Years of Growth & Development

under Visionary Leadership

The confidence and trust people have in Rwandan courts also increased. People have confidence in courts to the level of

88%

has enabled Rwandan judiciary to win a golden award from the African Association for Public Administration and Management in a competition that took place in Zambia in 2016 on innovation and enhancement of services to the public.

Case Backlog decreases The judiciary has prioritized fighting against case backlog. During the last seven years, the backlog of cases decreased significantly.

Rwandan Judiciary scoops 2nd Position in Africa Rwanda scooped the 2nd best Judiciary position in Africa and this has been attributed to the capacity

of judges and registrars that have been developed to enhance their competencies, preparing regulations and guidelines for deciding on cases.

There have been improvements in publishing law reports to enhance judgment predictability and harmonization, peer review mechanism, fighting corruption and upholding ethical behavior of judges and other court personnel.

The confidence and trust people have in Rwandan courts also increased. People have confidence in courts to the level of 88.2%.

The World Economic Forum Global competitiveness index 2015-2016 indicated that the Rwandan judiciary is ranked 26th among 140 countries assessed worldwide, 2nd in Africa and 1st place in East Africa regarding independence.

137

7 Years of Growth & Development

under Visionary Leadership

The Rwanda cycling team won

Tour Du Rwanda competition�

in 2 quick successions.

138

7 Years of Growth & Development

under Visionary Leadership

& culture 139

7 Years of Growth & Development

under Visionary Leadership

Sports infrastructure, notably football infrastructure, were developed in regards to CHAN 2016 preparation, 4 main stadiums and training pitches were renovated and availed at the right time for CHAN competition which was successfully hosted from 16th January to 7th February 2017.

140

7 Years of Growth & Development

under Visionary Leadership

A number of young talents were identified in various sports disciplines and are being developed: 150 in football, 300 in Volleyball; 177 in cycling, 500 in basketball, etc

V

arious other playgrounds such as those of basketball, volleyball and handball at Amahoro National S t a d i u m have been rehabilitated and main parking was also paved.

In addition, a number of young talents were identified in various sports disciplines and are being developed: 150 in football, 300 in Volleyball; 177 in cycling, 500 in basketball, etc. to this end, the Rwanda cycling team won “Tour du Rwanda” competition” in 2 quick successions.

Concerning the culture, Rwanda has a cultural heritage and investments are being made to ensure the necessary infrastructure development especially by creative industries such as handicrafts, dance and music.

In order to safeguard and promote Rwanda’s cultural heritage, one of the key achievements was the inauguration of The Environmental Museum located in Karongi district/ Western Province. It is the only museum in Africa that focuses on the environment.

141

7 Years of Growth & Development

under Visionary Leadership

Rwanda’s decision to join EAC pays off The Republic of Rwanda joined the East African Community (EAC) through the Accession Treaty on July 1, 2007 as envisaged in its Sixth Pillar of Vision 2020, with focus on Regional and Economic Integration to promote open, liberal trade regime, foreign direct investment and competitive enterprises.

T

en years down the road, the Republic of Rwanda has registered c o m m e n d a b l e achievements and has success stories to tell in the process of implementation of the first three stages of EAC Integration, the Customs Union, the Common Market and

142

Monetary Union Protocols.

Extended working hours at Border posts

Rwanda started implementation of the Customs Union on July 1, 2009 two years after its entry into the Community. The Common Market Protocol came into force on July 1, 2010 and the Monetary Union Protocol was signed November 30, 2013.

Extension of working hours has significantly facilitated free movements of goods and persons.

Gatuna border post neighboring Uganda operates 24/7; Rusumo neighboring Tanzania is open 16 hours and Nemba that borders Burundi is also open 18 hours.

7 Years of Growth & Development

under Visionary Leadership

Gatuna border post clears about 5000 people per day. The Border management introduced NonIntrusive mobile scanners to reduce bureaucracies to save time for cross-border traders.

Right of Establishment and Residence The citizens from other Partner States are guaranteed right of establishment in Rwanda. Citizens from EAC Partner States established 92 businesses in Rwanda by end of 2013 since July 2010, which have created employment opportunities for Rwandans. Some of businesses include financial services such as KCB and Equity Bank while the Bank of Kigali also opened its offices in Kenya.

Use of IDs as travel documents in Uganda, Kenya and Rwanda The Rwandans have benefited from

use of ID as travel documents under Northern Corridor Integration projects across the three countries. Use of ID as travel document made movement of persons and goods easier and affordable for Rwandan citizens.

From January 1, 2014 to April, 2014; 304,520 Rwandans used their IDs to travel to Uganda and Kenya, 61,614 Ugandans and 10,761 Kenyans crossed the border with their identity cards respectively. Use of IDs as travel documents increased the number of travelers and it saved time and money for citizens as they no longer need to use their passports.

Issuance of East Africa Tourist Visa in Kenya, Rwanda and Uganda Statistics show that 295 EAC tourist visas were issued between

January and March 2014. The Republic of Rwanda started issuing the East Africa Tourist Visa to Foreigners willing to visit Rwanda, Uganda and Kenya.

Today tourists have opportunities to apply for their Single Tourist Visa in either Rwanda or in Missions abroad.

Rwanda waived work permit fees for EAC citizens The Republic of Rwanda waived fees for EAC citizens working in Rwanda in line with implementation of EAC Common Market protocol. This attracted skilled labor especially in education, hotel services, financial sectors and construction from the region. 2651 work permits were issued by Rwanda while 417 work permits were issued to Rwandans between July 2010- June 2013.

143

7 Years of Growth & Development

under Visionary Leadership

Rwanda scores high on

Rwanda’s commitment to contribute to the maintenance of International Peace and Security emanates from the country’s conviction that the international community has a responsibility to prevent conflict and to act when confronted by challenges of peace and security. This principle is further influenced by the 1994 Genocide against the Tutsi and the failure of international community to intervene.

144

7 Years of Growth & Development

under Visionary Leadership

In contributing to the maintenance of International Peace and Security, Rwanda deployed her first peace keepers to the African Union Mission in Sudan (AMIS) in 2004. Since then, Rwanda has emerged as one of the largest and most effective peacekeepers in

the World contributing the highest percentage of troops per National capita to UN peacekeeping missions.

Rwanda is the 5th contributor with equivalent to Six thousand, One hundred and forty six (6,146)

peace keepers in 6 missions.

Rwanda has 5,027 Male peace keepers with 105 Female peace keepers in Army, with 843 Male Police and 135 Female Police peace keepers coupled with 32 experts on Missions.

178

1,299

2,528

United Na tions St a biliz a tion Mission in Haiti

United Na tions Multi-dimensional integra ted st a biliz a tion Mission in t he Central African Republic

African Union/ United Na tions Hy brid Opera tion in Darfur

8

Peace keepers

2,128

UNISFA

Peace keepers

Peace keepers

United Na tions Opera tion in Cote D’ivoire

United Na tion Mission in t he Republic of Sout hern Sudan

United Na tions Interim Security Force for A byei

MINISTAH

Peace keepers

UNOCI

MINUSCA

Peace keepers

UNMISS

UNMID

Peace keepers

7

Through the years, RNP has turned into a Professional Force

W

hen it comes to keeping law and order, few policing agencies in Africa can rival the efficiency of Rwanda National Police (RNP). The police force has continued to become an exemplary and vibrant enabler of the peaceful environment enjoyed in Rwanda, as well as ensuring the safety of everyone and every property in Rwanda.

When Rwanda is named by international organizations as one of the most peaceful places in the world and one of the most business friendly places in the world, Rwanda National Police has a very big hand in this.

This can be compounded in the

146

message that President Paul Kagame delivered on New Year’s Day 2017.

“By remaining true to the Rwanda Defence and Security Forces’ core virtues of discipline, patriotism, professionalism and bravery, I have no doubt that you will continue to succeed in your mission. Always remember that an entire nation trusts and looks up to you as the men and women who have pledged to defend and protect them under the uniform,” His Excellency said.

For RNP to achieve this, it required focusing on the set targets and strengthening the concept of community policing locally by working with residents as local partners. On the other hand, enhancing cooperation with regional and international police force was identified as an effective

way to deal with the ever changing and emerging security threats. These threats as known all over the world, are transnational in nature, largely facilitated by porous borders, and cannot be overcome by a single police force working as an island.

The achievements of RNP over the last years cuts across all priority ereas such as; capacity building, crime prevention and road safety campaigns, international cooperation, anticorruption mechanisms; e-policing, and infrastructure development. On the local scene – as has happened since 2000 - RNP continued to build its varied policing capacities and capabilities in training and acquiring more modern and hi-tech policing equipment to support varied policing disciplines to further make Rwanda

7 Years of Growth & Development

under Visionary Leadership

safer for everyone.

Countrywide awareness campaigns against common crimes and society vices like drug abuse, gender based violence and child abuse, human trafficking and road safety have continuously been conducted to directly engage local communities on individuals and families can proactively respond to security challenges in their environments.

In the areas of capacity building, police has beefed up its professionalism and capacity by focused training of both junior and senior officers and acquisition of modern and hi-tech policing equipment. For example only in 2016, over 6000 police officers

including about 100 from 12 other countries, acquired skills in varied policing disciplines from the three RNP schools (National Police College, Police Training School-Gishari and Counter-Terrorism Training Centre [CTTC]). Courses like Trainers course in VIP protection, traffic and road safety, and public order management; and basic investigative have been undertaken.

Rwanda National Police has acquired hi-tech Hand Held Terminal (HHT) and Automated Number Plate Recognition (ANPR) in line with the RNP e-policing and fighting corruption policies and service delivery in particular. The HHT device replaces the usual paper traffic fine receipt, motor-vehicle

mechanical inspection queues and process of acquiring a driver’s license.

With the HHT, traffic officers will no longer have to confiscate traffic related documents of the offender.

The device scans the driver’s license and the offender receives an instant message indicating the offence and the fine, which can be cleared either through telecom banking systems or VISA payment. Owners can also book online to have their automobiles’ mechanical status checked, and will now be receiving instant messages on where, when and the time the vehicle will be inspected. RNP has brought on more partners from the corporate world in order to improve security, law and order.

7 Years of Growth & Development

under Visionary Leadership

7 Years of Growth & Development

under Visionary Leadership

Ultimate Developers Ltd, at the height of Neighborhood Transformation

U

ltimate developers Ltd (UDL) is a private real estate company leading the way in changing the landscape of property business in Rwanda. Currently, UDL has directly contributed to the social-economic transformation of many Rwandans through implementation of the following project.

Vision City project Vision City is the biggest residential housing project in Rwanda to-date and the flagship in UDL’s portfolio.

This unprecedented project is situated in the uptown

neighborhood of Gaculiro, just 3 km from the Central Business District and 6 km from Kigali International Airport, and offers a wide range of housing typologies that will leave the discerning property lover spoilt for choice.

If completed, Vision City will consist of a total 4,500 units in different configurations ranging from luxury villas to apartments to be built in 4 phases. Out of 4,500 planned Units, 504 spectacular homes marked by chic, urban aesthetics and exquisite attention to detail have been completed. But Vision City will be about much more than just the house: it is conceived as a fully self-sustaining neighborhood with easy access to amenities like firstrate asphalt roads and pedestrian walkways, secure

7 Years of Growth & Development

under Visionary Leadership

The Luxury Villa Vision City’s luxury villas are the true definition of the good living, designed to cater to all the needs of the sophisticated homeowner.

Each standalone unit is a masterpiece of taste and architecture made with you in mind. The properties come in two typologies (5and 4-bedroom), with expansive outdoor terraces that command spectacular views of Kigali.

open parking, street lamps, a preinstalled fibre-optic network, and safe public spaces that are ideal for your children’s play and communal activities like introductions, weddings, birthday parties etc.

The immediate follow-up phase is the Town Centre at the heart of the development where residents will be able to access retail and commercial activities like shopping and banking; office space, entertainment centers, educational, recreation and sports facilities, and even a hotel.

151

7 Years of Growth & Development

under Visionary Leadership

The semi-detached Villas and Town House The Ultimate Developers Ltd has come up with modern, spacious property in a great neighborhood; that combines top-notch facilities, privacy and an open layout, look no further. Their collection of semi-detached villas and town houses will take your breath away with their elegant design and an arrangement meant to celebrate your uniqueness. The properties come in 4- and 3-bedroom options, and each house has a 2-car garage and expansive outdoor terraces where you can meditate, enjoy an intimate evening with family and friends or simply sit and drink in the scenic ambiance available to you.

The Apartments Built to the same exquisite standards as all the other Vision City properties, our apartments are the perfect choice for corporates looking for a place to call home, and young families in need of a safe, vibrant, friendly neighborhood to raise their children. Each apartment boasts ample parking space

152

at the periphery of the property.

Ultimate developers have eased payment plans for the potential buyers by being flexible to accept payment in installments. They accept installment payment with a commitment fee of 30% in year 1 and have gone further

to have Memorandum of understandings with various financial institutions in Rwanda to facilitate buyers to access mortgages, if they fulfill their requirements. The Board and Management of UDL hails the great leadership of His Excellency President Paul Kagame. “He has set a path for us

that demands dedication, excellence and quality. As a company, UDL aims not to disappoint. We, remain committed to playing a significant role in achieving the grand vision he has for our country�. UDL Chief Executive Officer, Liliane Uwanziga Mupende Noted.

How PSF’s intervention in facilitating exports is cutting on trade deficit.

Despite its general responsibility of playing the “Advocacy role” within the business community in the country, Private Sector Federation has also for the last seven years embarked profoundly on facilitating local production and exports as entrenched in the government’s vision of plummeting the current trade deficit.

153

PSF Top management after meeting with CongoBrazaville Amb. Michel Xavier Biang

7 Years of Growth & Development

under Visionary Leadership

Due to promotion of locally made products and facilitating export, has seen Rwanda’s trade deficit improving by 5.9 percent in 2016, to USD 1649.7 million from USD 1752.5 million in 2015. Total formal exports value increased by 7.1 percent while total imports value recorded a decline of 2.7 percent during the same period.

S

tatistics shows that formal exports cover of imports improved to 27 percent in 2016 against 24 percent recorded in 2015.

What has PSF DONE? In order to export more than the country imports, it connotes there is a need to produce more locally and this cannot be done only by government agencies without the involvement of private sector and other potential players. Other emerging economies like Brazil, Iran, china and South Africa made successfully moved their economies

154

Rwandan made shirts that are exported

7 Years of Growth & Development

under Visionary Leadership

to attractive economic boom due to promotion of local production.

However for purposes of replicating the same, PSF with other government agencies introduced “Made In Rwanda” Exhibition whereby local producers annually are facilitated to showcase their production potential to the country and their clients.

The Made in Rwanda campaign is a timely initiative whose success stands to boost domestic production and stimulate local consumption habits. It is through the growth of industries that produce high quality goods for domestic use and export that Rwanda’s import bill will be reduced.

It’s through the Made in Rwanda campaign that Rwandans are now developing confidence into locally made products and are now consuming locally made products and this has tremendously slightly reduced the burden of trade imbalance that impedes the economic growth.

Actually the Central Bank statement released during the first eleven months of 2016, shows that Rwanda’s merchandise trade deficit reduced by 5% as exports increased 6.1% and imports reduced 2.4%. These results on the external trade balance compare to earlier projections that exports would reduce by 2% and imports grow by 17%.

“We have the capacity to produce our own goods instead of importing them from abroad and this can be achieved collectively. We have seen for the recent few years exports growing and this is a clear manifestation that if we continue promoting the consumption of our locally made goods it will drastically reduce the trade imbalance we have,” said Benjamin Gasamagera the Chairman of PSF. The Monetary Policy Statement by National Bank of Rwanda indicates that the

155

7 Years of Growth & Development

under Visionary Leadership

PSF’s focus on facilitating small Agricultural exports is paying off. import bill is likely to reduce following the increased domestic production of some products and the government’s “Made in Rwanda” initiative.

The expected increase in export receipts and anticipated decline in the import bill will help to lessen the exchange rate pressures, contributing to the ease in inflation, through its dampening effects on imported inflation, which hiked from 1.1 percent on average in 2015 to 4.7 percent in 2016.

Market accessibility Lack of adequate external market information is regarded among other challenges that have been hindering

156

the Country’s exports. However in order to simplify and facilitate exporters, different Trade missions have been organized in the previous years.

Different trade and Investment agreements with various countries like Turkey, DRC Congo, Morocco, and other Asian and African countries. All these treaties are aimed at promoting Rwanda traders to access the international markets.

“It is an important deal for me. I am looking forward to help address the issue of shortage as the products I will bring to this market are hard to find now. The region will also benefit

as jobs will be created,” Francis Gasana a local trader who landed on a Chinese deal as a result of PSF’s facilitation to the Asian country.

He testifies that “My target, or perhaps my dream, in the near future is to set up my own factory here. But it’s challenging because of raw materials. Bitumen is the key raw material and is not found here.”

In African markets, the focus has now been shifted to the Central and Western African region where it has highly proved that Rwandan products could easily be on a high demand.

However as a result of the continued

7 Years of Growth & Development

under Visionary Leadership

sustainable move to facilitate exporters, a liaisons office was this year established in CongoBrazzaville the Centre of central and West African markets that Rwanda targets.

“We have had cases where our traders wants to tap into various international markets and ends up failing because of lack of enough information regarding the foreign markets that’s why we have decided to open up an office that will be doing market intelligence and research on behalf of Rwandan traders in CongoBrazzaville,” Said Stephen Ruzibiza the PSF Chief Executive Officer.

Last year, PSF signed a partnership agreement with Group250 and Sawa Citi supermarket to help in distribution of Rwandan products in Congo Brazzaville.

The establishment of a multi-service

Centre in Congo-Brazzaville aims at reinforcing market linkages between Rwandan producers, exporters and foreign buyers. This will be achieved through trade promotion, logistics and information sharing. Group 250 is an anchor company operating in the Republic of Congo in the sectors of import and export and infrastructure development while Sawa Citi is a supermarket with outlets in Kigali.

Sawa Citi Supermarket will facilitate operations by working closely with local SMEs in acquisition of products that will be exported by G250.

“It’s in line with the strategy to grow the country’s exports and reduce the imports to cut the consequences of trade deficits. It’s the first office we have opened and we hope to target other markets all aimed at facilitating trade,” Ruzibiza further explained.

Rwandan exporters in one of the forums organized by PSF.

Going forward.

Increasing local production as a driving force to eliminate unemployment among youth and enhancing exports are the next move the federation is set to embark on.

In fact, already the agreement has been signed between the Private Sector Federation through the chamber of Young Entrepreneurs and a financing agency Business Development Fund (BDF) where young agricultural projects will be funded at the tune of Rwf10million at lower interests’ rate.

The agreement is likely to promote skills, entrepreneurial projects, reduce unemployment’s as well as increasing local productions and accelerates exports.

157

7 Years of Growth & Development

under Visionary Leadership

Scrapping vat for higher Telephony Penetration VAT (18%) on

Bonus Airtime

E

mmanuel Dusenge, aged 20, is a street vendor of Tigo, MTN and Airtel airtime and Modems. He operates in Kabeza at the outskirts of Kigali City. He dropped out of school in form two due to lack of school fees.

“My father died. My mother

158

looks after our family with the scanty income she derives from a market stall selling dry beans in Kimironko Market. Time reached when she could not afford my school fees not even scholastic materials. I decided to quit,” Emmanuel narrates his ordeal. Life became harder after he spent over a year at home doing literally nothing. “I realized I was a useless citizen, just eating and sleeping “. One day, a friend inspired him into vending airtime and his mother gave her startup capital of only Rwf50, 000. That is exactly 3 years ago. Today, Emmanuel’s operating capital has grown to over rwf1.5million. He returns a profit of between 100,000Rwf and 250,000rwf a month on just the sale of airtime and modems. He is indeed proud of his job.

7 Years of Growth & Development

under Visionary Leadership

of advocating for businesses for profitability and private sector development purposes, PSF engaged key stakeholders that included; regulatory bodies (RURA), concerned government departments and their supervisory ministries in a bid to advocate for the total removal of taxes levied on Bonus airtime.

It is through dialogues initiated and facilitated by PSF that the resolution of removing any tax (VAT and Excise) on Bonus airtime was adopted for implementation. In that regard, Telecommunication companies that had already paid taxes related to bonus would get a tax credit to compensate them.

He explains that promotions rolled out by Telecoms are a very big factor in determining his daily turnover.

“Recently all telecoms introduced the promotion of offering bonus airtime to their buyers. Bonus airtime varies per telecoms depending on their intentions and sales targets. This alone can increase my daily sales to almost double”. Happy days of Emmanuel could be short lived if Government introduced VAT and excise duty on bonus airtime, as telecoms would re-think giving out such freebies in promotional campaigns.

In a bid to increase on mobile penetration in Rwanda, Telecommunication companies were innovative enough to create an incentive for its clients. This incentive came in form of bonus airtime which was awarded to clients after buying airtime and the amount of bonus given depended on the amount of airtime bought by the client.

However, the bonus airtime awarded to clients attracted taxes in form of VAT and Excise duty yet it is technically categorized as a discount. Therefore taxes should have only been charged on the airtime sold as it is an income excluding bonus airtime that is categorized as a discount. This is further supported legally by Article 6 of Law No.26/2006 of 27/05/2006 which states that “while on locally manufactured products, (tax) shall be calculated to selling price”.

The charging of VAT and Excise duty on bonus airtime did not only reduce on the mobile penetration margins but also increased the cost of doing business for Telecommunication companies. This discouraged the telecommunication companies from investing in other incentives thus affecting mobile penetration and usage levels and in a long-run leading to tax reductions with low levels of penetration. With the mandate

VAT (18%) on International Calls In a related development, the domestic tax law provides for taxation of International calls whereas according to international best practices, international calls should not attract taxes. Furthermore, the issue was addressed under the DUBAI treaty on International Telecommunication Regulation awaiting Rwanda’s ratification so that it is applied retroactively.

This act has led to an increase in the cost of doing business with the Telecom companies as well as derailing the strategy of facilitating business operations across borders and internationally.

It has led to clients adapting to foreign networks for easier and cheaper ways of facilitating their business transactions.

159

Quincaillerie Beta Ltd QUINCAILLERIE BETA LTD is a hardware company that supplies various electrical and plumbing accessories, plus construction materials not only locally but also L, regionally.

A C & RI NG ION It offers T I T products like EC MB UC LS L E LU TR IA plumbing P S ER N pipes, O AT C M electrical wires /cables, air compressors and cabinet hardware.

Street number: KN1 Rd4, Muhima P.O .Box 4179 KIGALI- RWANDA, TEL : +250788500058 | Cell: (+250), 788302911, 788309128, 788303350 Email: qu_beta2005@yahoo.fr Website: www.quincailleriebeta.com

AKAGERA BUSINESS GROUP

AKAGERA MOTORS

AKAGERA CAR RENRALS AKAGERA ELECTRONICS

AKAGERA SECURITY & SAFETY SYSTEMS

AKAGERA MEDIA Billboards, Wall Branding, Printing, Bus Shelters & more

AKAGERA TRADING

AKAGERA HARDWARE & PAINTS

AKAGERA DESIGN & CONSTRUCTION B.P. 3774, Gatuna Road, Karuruma, Kigali, Rwanda, E-mail: info@abgafrica.com, Website: www.abgafrica.com

Follow / Like Us on

Genesis & Gilgal Group: Seven years of quality construction services

One village car shopping area Icyerekezo Cooperative Gatsata

7 Years of Growth & Development

under Visionary Leadership

C

onstruction is major driver of Rwanda’s high economic growth, contributing 7% to national GDP (the value of all goods and services produced in the country), thanks to the visionary leadership of President Paul Kagame.

The Government of Rwanda attaches importance the construction sector as demonstrated by increased government investment in expansion and modernization infrastructure and housing. As a result, the construction industry is growing at about 10 % per annum on account of sustained expansion in private constructions and public works.

Genesis & Gilgal Group is proud to be one of the leading construction companies in Rwanda, contributing to this growth. Founded in Rwanda, with a growing global network of partners in countries such as Singapore, Romania, Uganda, Kenya, Malawi; Genesis and Gilgal Group is indeed part of the story of Rwanda’s rapid economic growth during the past seven years of visionary and transformative leadership.

James Ngarambe, Founder/Chairman Genesis & Gilgal Group.

MISSION

Our mission is to uphold the standardization, organisation and development of urban planning, architectural, civil engineering and geo-spatial data and information services and strengthen the capability and capacity of our clients in the use of modern construction and information for decision making towards sustainable development.

Rapiam Ministries Head quarters Gatsata Kigali.

163

7 Years of Growth & Development

under Visionary Leadership

Our Services

G

enesis & Gilgal Group is a onestop consultancy for construction services. We are a team comprising c o m p e t e n t engineers, urban planners, architects, surveyors, economists and other professionals that provide comprehensive and professional services in the following areas:

Architectural Services In collaboration with other companies and concerned parties in the building of a given project, the company provides the following architectural services;

Kibagabaga Modern Village Residence

Inception Stage At the inception stage the company assists in defining the aim of the project, outline the accommodation requirements, and assess financial, material and personnel resources.

Feasibility stage Outline

responsibilities, determine whether new building is needed, advise on other consultants required in the project, prepare a provisional cost estimate, prepare a program, evaluate, select and survey the site and to contact the relevant authorities.

164

Construction of Aga Khan Hospital in Kacyiru Kigali.

7 Years of Growth & Development

under Visionary Leadership

Preliminary Design Make a diagrammatic plan of the main elements, prepare alternative designs related to the site, select suitable design and show main dimensions, allocation of the space and building materials.

Detailed Design Design each space and fix sizes, decide on construction method and all materials, show the position of the furniture and equipment, prepare and agree on final design drawings, make new cost

Kabeza Petrol Station

estimates and obtain preliminary approval from relevant authorities.

Working Drawings/ Details Make accurate

drawings giving all the information needed to construct the works, select fittings and equipment, and obtain building regulations approval. Coordinate with other consultants to complete the tender documents in relation to the working drawings and details.

Tendering Assist in the tendering process by short-listing the contractors, issuing the drawings, bills of quantities and contract conditions to selected contractors. To scrutinize with other members of the team the tenders and advise accordingly on the selection of the winning tender, supervise the contract signing and nominate sub-contractors.

7 Years of Growth & Development

under Visionary Leadership

Site construction

NOTES This drawing shall be read in conjunction with the Engineer's drawings. Any descripancies MUST be reported to the Architect.

This drawing must be checked against existing site conditions and any descrepancy reported to the Architect .

Carry out any work for construction of different projects and with modern construction standards in the construction sector.

Figured dimensions only to be taken from this drawing.

All samples must be approved by the Architect before any use.

All dimensions are in centimeters unless otherwise indicated.

Floor are to have a hydrolic fire hosereels connected to a 6000litre reserve water tank with automatic booster pumps and 2 9litre CO2 fire extinguishers.

Floor ars to have manual electric break glass connected to fire alarm system.

Site Supervision

No.

Agree contractors program, supervise work on site, hold site meetings and issue payment certificates.

Description

PROJECT

PROPOSED HIGH RAISED HOTEL/ APARTMENTS IN NYARUTARAMA

Practical completion

LOCATION

GASABO/REMERA/ NYARUTARAMA

Plot N°:1284

CLIENT

AL DJUWUDA INVESTIMENT COMPANY Ltd

Inspect works, make list of defects, hold hand-over

DRAWING TITLE

PERSPECTIVES Job No

Al Djuwuda Investiment Company Ltd hotel / Apartments in nyarutarama

PROPOSED HIGH RAISED HOTEL/APARTMENTS IN NYARUTARAMA

Genesis & Gilgal Group team pose for a photo at Icyerekezo Cooperative site.

166

REVISIONS

Date

Checked

GILGAL CONSULTANTS Ltd

Scale

Design by WILLY T.

Drawing No

Date June 2014

7 Years of Growth & Development

under Visionary Leadership

Premier Holding Services apartments Remera Kisementi. meeting and accept keys and maintenance manuals from the contractor.

Final completion Inspect the works and ensure that defects are corrected and settle the final accounts.

“Overall, we dedicate our efforts towards simplifying the construction process and

development of buildings for customers. Using latest technology, we have handled complex works on time to the satisfaction of our clients. Be it construction of new or reconstruction of old buildings, we are dependable professionals who will render outstanding services,” says James…, the ….

Completed projects We have successfully completed projects such as construction of new homes, commercial complex, industries, hotels and offices in different locations. The expertise and experience we offer is based on the industry’s standards at a competitive price.

As a trusted partner, we assure our clients of excellent workmanship from starting phase of construction to completion.

167

Hygebat LTD

Contruction Company Established in 1995, we have a remarkable level of expewrtise in construction, engineering and hydraulics. Hygebat is a home grown company, born in the ashes of a genocide and near state failure we have grown to a reputable construction and engineering firm. The growth of Hygebat into a giant in such a short time is testimony of how a visionary political leadership impacts business. Our cutting edge expertise and commitment to quality work has made us proudly associated with great works like these:

CHIC

PO Box 2739 Kigali Tel: +250 255 121 856 | +250778357119 | +250788470384

Some of our work Complete

• The magnificent CSS Zigama Plaza • Nyarugenge Pension Plaza the pioneer of ushering an aura of beauty to Kigali City • Ntongwe Hospital in Ruhango district.

• Champion Investment Corporation Complex (CHIC) whose construction, a multibillion commercial complex in Nyarugenge district.

UTC

Ongoing

• Onomo Hotel in the upscale Kiyovu suburb.

• Extension of a piped water project to residents of Kamonyi.

• Construction of a multibillion Rwanda Franc water treatment plant in Bugesera district.

• Construction of a mulit-storeyed Rwanda Utilities Regulatory Authority (RURA) Headquarters.

Nyarugenge Pension Plaza

Hotel Onomo

Email: info@hygebat.net | Website: www.hygebat.net

Ntongwe Hospital in Ruhango district

7 Years of Growth & Development

under Visionary Leadership

Petrocom Ltd: At the helm of transport, steel,concrete production and dairy farming PETROCOM Ltd is a limited liability company that was incorporated in 1995 with business interest in international transport, manufacturing of steel construction materials, ready-mix concrete production and dairy farming.

W

ith an initial capital of about Rwf100million, its average annual turnover has consistently grown to well over Rwf11billion per annum, giving a firm ground to adequately cater for the increasing demand of it’s products and services in Rwanda and the region.

170

Visionary leadership “The leadership of President Paul Kagame under the Rwanda Patriotic Front has created a friendly business environment, allowing companies like PETROCOM to flourish, ” remarks Jean de Dieu RWIRANGIRA, the PETROCOM commercial director.

7 Years of Growth & Development

under Visionary Leadership From a humble beginning with a considerably small fleet of 15 trucks, the company’s fleet has expanded to 132 trucks and trailers all engaged in cross border cargo transport covering countries like Kenya, Tanzania, Uganda and Rwanda. PETROCOM maintains a well-equipped garage with highly qualified technicians and mechanics to serve its own fleet of trucks. The company also has diversified into other business lines like:

READY-MIX CONCRETE PRODUCTION The firm also owns a ready-mix concrete production plant, producing customized Readymix concrete in various grades.

UFAMETAL

PETROCOM is also an exclusive representative and importer of the famous German car brand MAN trucks and buses in Rwanda and Burundi.

Kagugu Dairy

PETROCOM is the the leading producer of quality steel products in Rwanda through its wing, UFAMETAL, some of these products include metal tubes, profiles, gutters, plain sheets and colored roofing sheets, among others.

The company owns a commercial dairy farm in Kagugu, a Kigali City outskirt; with 250 hybrid Friesian cows reared on a 100 hectare farm. Kagugu Dairy Farm (KDF) is highly mechanized with modern milking facilities producing 1500 litres of milk per day.

171

HEADQUARTERS - PETROCOM HOUSE, Avenue des poids lourds Postal Address: 1576 Kigali – Rwanda | Email: info@petrocom.rw | Tel: +250788306238 www.petrocom.rw

7 Years of Growth & Development

under Visionary Leadership

MAMU LTD

the leading provider of prime office space in Kigali For 22 years Eugenie Mushimiyimana and the Mother were thriving business people dealing in importation of foodstuffs from countries like Uganda, Kenya and United Arab Emirates.

However business started getting slow because of increased competition, so they diversified into real estate, starting work on a five storeyed building in Gishushu suburb, Kigali city, and seeing it completed in 2007 after ground breaking in 2004.

T

Mag House

he structure named Mag House has 1,250 square meters of office space and a parking space with handling capacity of 28 cars. The successful completion of this building encouraged Mushimiyimana to invest further in the sector.

7 Years of Growth & Development

under Visionary Leadership

M&M plaza And soon, their holding company called MAMU acquired a plot just in the backyard of Mag House, establishing a 10 storeyed structure with 6400 square meters of office space between 2014 and early 2017. The Premise has an inbuilt parking lot measuring 3800 square meters, and an outside parking lot with handling capacity of 65 cars.

Mushimiyimana who is the managing director of MAMU group, attributes this progress to investor friendly government programs and policies which for instance allow one to apply for a construction permit online and get feedback in a week after paying just Rwf60,000 unlike before when it took months, even after making six figure payments.

“Investors running projects worth

Rwf1.2billion plus, are given a tax discount ranging from 5% and 10% by government, and that is encouraging,” she narrates.

Mushimiyimana is also thankful to President Paul Kagame for promoting “HE for SHE” a solidarity campaign for gender equality initiated by UN Women.

In case of any business, please contact us on Mushimiyimana Eugenie, Managing Director KG8 street, next to RDB, Kigali | Tel: +250788307274 | Email: mushimiye@yahoo.fr

The beauty of Kibuye Beach, Karongi District.

Gorillas Hotels offering Rwandan

Hospitality with an international Feel

E

stablished in 2002, Gorillas Hotels Group comprises of four hotel units namely Gorillas Golf Hotel-Nyarutarama, Gorillas City Centre Hotel-Kiyovu, Gorillas Lake Kivu Hotel-Rubavu and Gorillas Volcanoes Hotel-Musanze. These are strategically located in different parts of Rwanda, providing great value for money and customer satisfaction.

With more than a decade in the industry, we pride ourselves in the stability which makes us one of Rwanda’s preferred local hotel chains with international standards. At Gorillas Hotels we know what our guests want and we make it our business to deliver beyond their expectations.

As is common with chain operations, we have a central reservation system, central purchasing and centralized accounting. This ensures uniformity in the quality of services, staff and goods and services provided.

Gorillas Hotel chain is an indigenous Rwandan brand that is on the rise and is receiving a lot of international

exposure and attention. We provide true Rwandan hospitality with an International feel.

Seven years of growth The last seven years have been a big success thanks to the good governance of H.E Paul Kagame.

Rwanda has enjoyed good security over the years, strong relationships with its neighbours and the world at large, the rapid development of information technology and its related infrastructures, ease of doing business among others. All these factors have played a very important role in the growth of the hospitality sector by increasing visitor/tourist traffic into the country which keeps hotels busy. Gorillas Hotels has positioned its self to receive both business and leisure travelers. We have taken advantage of the growth of the MICE sector to recruit multi lingual staff to deal with all the international clients. We have also used the available IT infrastructure to provide fast internet to our guests.

Gorillas City Center

Gorillas Volcanoes

Lake Kivu

SPERANZA GROUP LTD

S

peranza Group Ltd (SGL) is one of the leading manufacturers and distributors of alcoholic beverages in Rwanda.

Established in 2012, the company currently operates a high-tech manufacturing plant based at Plot I6 in the Kigali Special Economic Zone.

From its beginnings, the company has incorporated innovation, a highly skilled work force and top-notch technology to produce a wide range of high quality products.

SGL produces seven highly popular alcohol brands that are all bottled in glass. They are: Super Gin ordinary, Super Gin No. 1, Speranza Coffee Rum, Speranza Waragi, Golden Sherry, Blue Hills Vodka and Millenium Hills Whisky.

Recently, the company has expanded into the export market starting with Uganda where our products are already rivaling the biggest brands in the region.

Bright future In order to achieve its aim of becoming the leading beverages manufacturer in East Africa, Speranza Group Ltd is working on increasing its portfolio in the coming months to include water, soft drinks and fermented extracts.

Its water brand, Speranza mineral water, processed with the finest

Speranza Group Ltd Head Office building

Our Beverages to be distributed technology, will be soon launched.

The company plans to introduce carbonated sodas in the near future, while its natural juice, to be produced from the best natural concentrates, will be available in Mango, Orange, Black Currant and Apple natural flavours.

Production of Speranza’s fermented

Distribution truck Banana and Tangawizi extracts is already in trial phase, and the products have received a good rating from consumers.

Speranza Group Ltd’s management comprises a team of artisans in various fields and they all see the future as an achievable goal.

For more info call Sales and Marketing Desk +250786441358 Or production Manager on +250787166307

Physical Address:

Plot I6, Special Economic Zone P.O. Box 1210, Kigali Rwanda Email: speranza963@gmail.com Website: www.speranzarwanda.com

coffee farming

D

avid Rubanzangabo first ventured into coffee farming in 2011, with an aim of helping farmers produce the finest coffees able to compete favorably at International markets.

Under the brand, Huye Mountain coffee (HCF), he managed to establish a coffee washing station, ensuring that cherries are fully washed, and thoroughly assessed by well-trained cuppers.

Over the years, this has seen his products attract buyers like Falcon, Stumptown, UCC and Single Origin from countries like England, U.S.A,

Japan, and Australia.

Huye has phenomenally rich soil, full of minerals that lead to interesting, complex coffees. However, the area was short on water until 2013, when Rubanzangabo and Stumptown funded a project to bring water to the washing station, and to the rest of the Huye Mountain community. The production of specialty coffee here has been a huge boom ever since.

Rubanzangabo is super picky about the Butare-area farms he buys from, leading to year after year of incredible coffee. He buys from over 500 farms, then fully washes the cherries. And an expert team runs the cupping station to make sure everything is top-quality.

Huye Mountain Coffee Contacts Tel: +250 788303678 Email: info@huyemountaincoffee.com Facebook: huyemountaincoffee Website: http://huyemountaincoffee.com

DA V

ID

STR

M & FA IL Y L

I VI NG F

.

TD

Rubanzangabo and his transformative hand in

ES OR T H E B

T

He advises other coffee producers in Rwanda and Africa to get the necessary certification for their produce, pointing out that this provides financial security in the international market as it means coffee cannot be sold for less than a certain amount.

Rubanzangabo not only has a mission to promote coffee growing as cash crop in Huye region but also organize coffee farmers into functional savings groups.

Proceeds from Huye Mountain have gone to things like health insurance, school fees for kids and food security in the community.

Karisimbi Hotel

committed to expanding the delivery of class delicacies and services

I

t’s hard to believe that the current Karisimbi Hotel was a mere restaurant until 2014 when it turned into a three-star hotel that is named after the highest mountain in Rwanda.

Located in the cool shades of Kiyovu in the heart of Kigali, Karisimbi Hotel became home of delectable delicacies, since then, offering local and word-class cuisines in its Resto-Bar in addition to guest luxury and conference rooms as well as outside catering services.

Alexis Vuningoma, the Managing Director of Karisimbi Hotel, says the hotel has thrived over the last three years and is now expanding to double accommodation facilities, increase conference facilities and provide new leisure-oriented services by 2018. He noted that all this could not be possible if it was not for the good governance and the conducive business environment in Rwanda. “Without peace, good governance and friendly business environment, we could not have achieved these great milestones”.

“My success dates back to the year 2001 when I stopped working for other hoteliers I

had served for long. I was encouraged by a good business environment that was created by the leadership of President Paul Kagame, and then I decided to open a restaurant which turned into this Karisimbi Hotel in 2010 and officially opened in 2014. I attribute my success to good leadership that provided security and created good business environment,” he said.

Karisimbi Hotel currently offers 20 guest luxury rooms varying from Executive room double occupancy, Executive room single occupancy, deluxe double occupancy, deluxe single occupancy, standard single occupancy and twin bed room. The main facilities also include Chateaubriand Restaurant, swimming pool, 24-hour Specialty Coffee Shop and Galaxy Bar. The hotel also offers spacious car park, doctor on call, laundry and drycleaning, car rental and acceptance of credit cards, among others. Karisimbi Hotel puts clients first and strives to deliver the best services to satisfy even the insatiable appetites, according to Vuningoma.

B P, 521, Kigali Rwanda. +250 78830 2990 sales@tolirwa.com | tolirwa@tolirwa.com www.tolirwa.com Established in 1979, TolirwaTolirwa Ltd is Established in 1979, Ltd leading is the leading manufacturer of the manufacturer of colourcoloured, and galvanised iron sheets, ed, and galvanised iron sheets, nails, square, square, rectangular rectangular tubes tubes and and nails, round pipes in Rwanda. round pipes in Rwanda.

The factory located in Gikondo In-

dustrial park, Kigali, withina Gikondo branch The factory located Industrial park, Kigali, with branches in Nyabugogo, also manufactures in Nyabugogo Gisozi suburbs, chain links, c-and channel, door also manufactures chain links, channel, frames, barbed wire, and cTrans-pardoor frames, barbed wire, and Transent sheets.

The company parent sheets.

The companyisisopening opening aa branch branchininGikondo Gikondo very soon very soon..

Exceptional functional and techniExceptional functional and technical expertise coupled with excal expertise coupled with extensive tensive quality makes Tolirwa quality makes Tolirwa the majorthe major supplier for roo�ing sheets not supplier for roofing sheets not only only locally but also other numerous locallyinbut numerous places thealso Eastother African region. places in the East African region.

Chain links Curved Sheets

Barbed Wire

Roo�ing Sheets

Tile ridge

Nails

Square & RectangleTubes

Steel Bars

ECMN Ltd, pleased to be part of the Equipment supply and Construction boom in Rwanda

E

CMN Limited specializes in equipmentsupply and bridges the gap between manufacturers and end-users. They have for a number of years satisfied the manufacturers and end-users alike in Rwanda, and strived to be the ultimate integrator and the answer to all their equipment-supply needs.

Founded in 2005 owned by an innovative entrepreneur Mr. Nambajimana Francois, the company has steadily grown to become a leading player in East and Central Africa. ECMN Limited’s clients and partners have continuously been pleased by superlative services. “For many years now, ECMN Limited’s partners and clients have witnessed many encouraging results. Starting with a team of few, but dedicated specialists,

Students during the civil engieering classes

MD Mr. Francois Nambajimana.

we have steadily left professional footprints globally. We have stayed true to our mission, by acting as a people-centred company. Since inception, ECMN limited has repeatedly met manufacturers’ and customers’ needs”. Mr. Francois noted.

Just to highlight a few milestones: we have supplied equipment to at least 50 projects in the education sector—mainly high schools and universities. In the same sector, we have developed particular expertise in the support of TVET (Technical and Vocational Education and Training) colleges in Rwanda, and in the region which are in line with VISION 2020. In addition, we have supplied equipment to numerous projects in hospitality sectors in Rwanda. ECMN Limited is a member of the Private Sector Federation Rwanda (PSF) and East African Business Council (EABC).

7 Years of Growth & Development

under Visionary Leadership

Civil engineering Lab

Pneumatic lab

Electric machine labo-IPRC

Seada automotive lab

The company has carried out services and implemented various projects in the country that have uplifted peoples’ lives especially the youth. “ECMN Limited attributes all its achievements to the secure, peaceful and conducive environment led by the Rwanda Patriotic Front (RPF) led Government and good governance championed

by His Excellency Paul Kagame. He has not only united Rwandans, but also uplifted our standards of living, put in place initiatives that have benefited the ordinary people. He has empowered entrepreneurs like myself and raised our confidence as a result we can compete in international markets without fear. He has created market access for Rwandan products and services in the regional and global markets. His Excellency has championed business-to-business meetings aimed at making us create contacts with likeminded East African region and international entrepreneurs. All the Business related infrastructures have been constructed and maintained (Roads, ICT, and Airports etc).” ‘Long live our President Paul Kagame’ Mr. Francois added.

ECMN Limited has completed many projects in construction. For instance, the rehabilitation of KIST 2 in 2011, the construction of Ecole de scienceNyagisenyi in Nyamagabe District and many other projects around the country. In the technical and vocational sector ECMN Limited has completed in vocational colleges in

Musanze and Huye. For example, supply and installation of Civil Engineering Laboratory testing equipment at Integrated Polytechnic RC (IPRC) South which is among the best and biggest Civil Lab in Rwanda.

The lab is crucial for civil engineering students. The lab allows students to carry out projects as paid consultants to support the local construction sector.

The electronics Lab in IPRC West that ECMN limited supplied from Italy has helped students advance in their training and many have graduated as electrical engineers that are important for Rwanda’s development. ECMN limited has also supplied Pneumatic laboratory at Gishali Integrated Polytechnic (GIP). The lab consists of pneumatic trainer kit that allows students to carry out experiential learning that is important in most industries and many other labs. The company is the official representative of international manufacturers in various sectors. ECMN Limited’s partners are in Rwanda, Italy, Spain, Germany and USA. The company has efficiently executed its tasks with utmost professionalism.

ECMN limited is a proud employer of young Rwandans who include engineers, computer scientists and administrators as consultants. “We are committed to serve” Mr. Francois concluded.

MINERALS SUPPLY AFRICA Ltd Minerals supply Africa Ltd profile

M

inerals Supply Africa (MSA) is a Rwanda-based company owned by CRONIMET Central Africa AG (CCA). It deals in Procurement, Processing & Exporting of Coltan, Cassiterite and Wolfram minerals Established in 2008, the Company’s goal is to increase mineral production, so it partners and supports individual miners, cooperatives and companies involved in the sector to make this a reality.

Our Vision: • To become the leader in mineral processing and trading in the region.

• To provide quality Minerals that meet the expectation of customers.

Our Mission • To build a long term relationship with customers and suppliers.

• To offer geological advice, in a bid to ensure efficient and environmentally friendly mining activities.

• To advocate and implement mineral traceability.

MSA Services •

Reception of minerals tagged with tag mine in presence of the GMD agent.

• Quick processing of minerals (crushing, separation) on our yard.

• Minerals are sampled , weighed, sent to our modern lab and analyzed to determine grade for payment on the same day.

• Purchased minerals are exported.

Company Address: GIKONDO-MAGERWA P.O Box : 6509 KIGALI-RWANDA

E-mail: contact@msaltd.net | Web site :www.msaltd.net

FECOMIRWA

7 Years of Growth & Development

under Visionary Leadership

proud of supporting Mining cooperatives

I

t’s one of those busy days and as the workers unload sacks of different sizes from the truck, they are weighed, numbered and later stored in a large room that houses a big machine that mainly separates the minerals which come in a mixture of more than one.

According to Eng. Ruhigira Bida Augustin, the Executive Secretary noted that FEMICOMIRWA is a federation of four mining cooperatives Unions UCOMIMU, UCOMIGABU, UCOMIRU and RUMICU spread all over the country.

A fifth mining cooperative union “MICUKA” is under creation and will join the Federation later.

FECOMIRWA was officially registered in January 2010 by RCA (Rwanda Cooperatives Agency).

The mandate of the federation is to assist mining cooperatives unions to insure effective management of mining cooperatives in Rwanda.

“We assist mining cooperatives that have not yet affiliated to FECOMIRWA to effectively manage their resources and also to make contact with potential buyers of minerals on behalf of the mining cooperatives” he explains.

The federation also helps mining cooperatives to be aware and familiar with the laws that govern miners in the Rwanda mining industry that include health, safety and environment protection plus training members from different mining cooperatives in mining exploitation, (exploration) (research and estimation of mineral

reserves)

and mineral processing techniques.

“We link mining cooperatives with potential investors and experts both in public and private sectors to help them increase mineral production and add value to products through a more value centered management system of mining cooperatives” says Ruhigira.

The federation according to the executive secretary has helped in generating incomes for people in rural areas and he attributes this to the Good Governance system of President of Rwanda Paul Kagame who is people centered and has zeal to always serve the poor in a drive to raise their standards of living.

“The Federation has over 6500 employees in the cooperatives; these people have directly benefited from mining and many have built decent houses, pay medical insurance and school fees for their children” The cooperatives are also directly involved in the development of public infrastructure like roads, schools, hospitals, local authorities’ offices; assist vulnerable people like widows, orphans and old people.

183

Star

7 Years of Growth & Development

under Visionary Leadership BIOSTAR - ISHEMA

Construction & Consultancy Ltd

On-site Wastewater Solu�ons STAR CONSTRUCTION & CONSULTANCY LTD

Simply Innovative

A BioKube & Star Construction Partnership

Proud of Country and Company achievements

L

ocated in Juru village, Nyanza cell, Gatenga sector in Kicukiro District, Star Construction and Consultancy was established in 1996 and is the home of diligence, innovation and creativity.

According to the Managing Director Kazawadi Papias Dedeki, the company has stood its ground with the purpose of creating solutions for existing challenges and promoting great careers.

For 21 years working in the construction industry as contractors, there have been significant changes and achievements.

“We started our construction projects in a small rented room with one desk and two chairs but today, I can say we have progressed we have our own premises and the number of permanent staff has increased to over 25 meaning we are growing”

184

says Kazawadi. He explains that their products-range from building works, concrete products amongst which they provide unique curved and interlocking blocks, pavers and road curves.

For a country that is striving for a clean, green environment, sanitation services are very crucial and for Rwanda there has been a lot of progress there. In this regard, the company introduced the waste water management department aimed at creating a solution for urban waste management mainly in the city of Kigali.“As the city of Kigali expands, there is always an increasing challenge in the management of waste.

Commercial premises, households, estates and government entities like hospitals in Kigali today need waste treatment plants so we have focused on waste management to help create a solution for waste control”, explains

of water would come from 100% to 30%”, he explains.

Our early entry into the industry as we were, taught us lessons that presently are a source of our motivation and inspiration to become consultants and

Managing Director Kazawadi Papias Dedeki Kazawadi.

The company has installed a waste water management plant that is used for demonstrations, trainings and workshops that are offered free of charge.

“One of our advocacies is to try to reuse water in any way possible. With this technology, if it is well planned and executed, one can save about 70% of water demand meaning your annual consumption

committed to share our hard learned experiences to create a more profitable and sustainable business environment for every actor. That is why we have developed customized training modules that are appropriate for bridging the construction industry skills gap identified by the present market in order to help you achieve your goals.

“We have come a long way and we attribute this to the peace and tranquility that has been brought about by the good governance of his Excellency the President of Rwanda, Paul Kagame.

We believe a lot more will be achieved in the coming years and we look forward to his continued visionary leadership.”

Nyanza, Gatenga Sector, kicukiro District, P.O.Box 4632, Kigali- Rwanda Tel: (250) 788 500 384 / 788 357 993 | Email: info@starconstructio.rw | www.starconstruction.rw

GAS-OIL: An answer to all your fuel needs

G

asarabwe Alphonse is a businessman who imports and supplies petroleum products.

He owns a transportation company which ships the fuel through Mombasa and Dare Salam, feeding into his 11 petro-stations named Gasoil, spread around the country.

Gasarabwe who ventured in this business in the year 2000, also owns a plant that manufactures plastic jerry-cans most of which are used as containers for his fuel.

Contacts Gasarabwe Alphonse Managing Director GAS-OIL Quatier Matheus Kigali-Rwanda P.O Box 1429 | Tel: +250788308100 | +250788388800

13

25

2

PRESENCE IN EMERGING MARKETS 20

37

SAHAM'S PRESENCE IN EMERGING MARKETS 25

24 33

11 14

5 13 3625

24

29 33

29

37

15

27

7

5

11 14 10

24 15

7 11 14

8

12

5

38

29

27

18

35 10

30

32

12

17

18

31

35

23 3

39

9

22

4

8

3

6

28

10

32 27 34 8

1

38 21

30

18 6

23

21

38

34

Countries presence of SAHAM Finances Countries presence of SAHAM Finances

23

6

Countries presence of Sanlam (direct presence)

21

39

27

Countries presence ofpresence SAHAM Finances and Sanlam Countries of SAHAM Finances and Sanlam

34

Countries presence of SAHAM Finances

19

Countries of Sanlam presence) (Indirect presence) Countries presence ofpresence Sanlam (Indirect

Countries presence of Sanlam (direct presence)

COUNTRIES PRESENCE

ALGERIA 2 - ANGOLA 11 ANGOLA 3 - BENIN 12 BENIN 4 - BOTSWANA13 5 - BURKINA FASO BOTSWANA 14 6 - BURUNDI 15 BURKINA FASO 7 - CAMEROON16 BURUNDI COUNTRIES PRESENCE 8 - CONGO CAMEROON 17 9 - CÔTE D’IVOIRE CONGO1 - ALGERIA 10 - GABON 18 2 - ANGOLA CÔTE D’IVOIRE 19 3 - BENIN GABON 20 -

4 - BOTSWANA 5 - BURKINA FASO 6 - BURUNDI 7 - CAMEROON BRANCHES 8 - CONGO 9 - CÔTE D’IVOIRE • Centenary • 10 (main) - GABON House • • Nyabugogo • • Remera •

GAMBIA GHANA GUINEA INDIA KENYA LEBANON LESOTHO 11 - GAMBIA MADAGASCAR 12 - GHANA MALAWI 13 - GUINEA MALAYSIA

14 15 16 17 18 19 Kimironko Muhanga 20 Huye Musanze

Countries presence of Sanlam (direct presence)

16

28

1

1 - ALGERIA

16

28

19

3

12345678910 -

22

16

39

35 1

19

COUNTRIES PRESENCE

31

22

9

27

36

31 17

20

30

29

32 36

33

17 4

12

13

20

27

7

15

4

37

2

11 12 13 14 15 16 17 18 19 20 -

GAMBIA GHANA GUINEA INDIA KENYA LEBANON LESOTHO MADAGASCAR MALAWI MALAYSIA

21 - MALI

24 - MOZAMBIQUE 25 - NAMIBIA 26 - NIGER 278- NIGERIA 28OUTLETS - UGANDA 29 - PHILIPPINES • Kisimenti 30 - RWANDA • Nyamata

INDIA KENYA LEBANON LESOTHO MADAGASCAR MALAWI • Rubavu8 MALAYSIA • Rusizi • Kayonza

31 - SAUDI ARABIA

21 - MALI 31 - SAUDIand ARABIA Countries22 presence of SAHAM Finances - MAURITIUS 32 -Sanlam SENEGAL 22 - MAURITIUS23 - MOROCCO 32 - SENEGAL 33 - SOUTH AFRICA 33 - SOUTH34AFRICA 23 - MOROCCO 24 - MOZAMBIQUE - SWAZILAND Countries25 presence presence) - NAMIBIAof Sanlam (Indirect 35 - TANZANIA 24 - MOZAMBIQUE 34 - SWAZILAND 36 - TOGO 25 - NAMIBIA 26 - NIGER 35 - TANZANIA 27 NIGERIA 36 - TOGO 37 - TUNISIA 26 - NIGER 28 - UGANDA 38 - ZAMBIA 37 - TUNISIA 27 - NIGERIA 29 PHILIPPINES - ZIMBABWE - MALI SAUDI39 ARABIA 28 - 21 UGANDA 3831- -ZAMBIA 30 - RWANDA 22 - MAURITIUS 32 - SENEGAL 29 - PHILIPPINES 39 - ZIMBABWE 23 - MOROCCO 33 - SOUTH AFRICA 30 - RWANDA

• • •

8 Centenary House Building, Nyarugenge District P.O. Box 3 869 Kigali, Rwanda | Tel.: 252 50 12 10 - 12 | 0788302191 rwanda@sahamassurance.com | rwandavie@sahamassurance.com

Ngoma Gicumbi Gatuna

34 - SWAZILAND 35 - TANZANIA 36 - TOGO 37 - TUNISIA 38 - ZAMBIA 39 - ZIMBABWE • Nyamagabe • Rusumo • Kabarore • Nyagatare

P O Box .2852 , KN-04-AV, Avenue De La Paix, Kigali – Rwanda Mobile No : +250-788303520 / +(250) 782 519 595 Email : prime_impex_rwanda@yahoo.co.uk Website : primeimpexrwandaltd.com

Rwanda Ltd.

Prime Impex Burundi PO Box 152, Avenue De La Liberty No. 42 Rez De Chausse, BUJUMBURA - BURUNDI, Tel: +(257) 71 526 945, E-mail:prime_impex_burundi@yahoo.com

Prime Impex business

flourished due to existing doing business environment

E

stablished in 2004, Prime Impex Rwanda limited is a company registered in Rwanda with sister companies in Uganda, Kenya and Burundi, is among the leading furniture marts in the country. Located at KN-04-AV , Avenue De La Paix in the heart of Kigali city, the furniture mart Company is Synonymous with high quality of Products , that has captured the eye of many Government Organization , NGO’S , Private Companies and Banks Industries to mention but few.

According to the Branch Manager Paresh J. Bhatt, the company in the last seven years has flourished due to the policies that are being put in place to support doing business in Rwanda. “We are thankful for the government of Rwanda for implementing good policies that ease doing business. Previously it was hard to clear imported goods and it would take us weeks, but because of the improvement in ICT, we do everything online and a few hours at the border is all it takes” says Paresh.

The Branch Manager explained that because of the kind of clientele, the company is always involved in tenders and because of the transparence in the system; they have been able to win many contracts. “It’s because of the good governance and following the advice of his excellence the President of Rwanda Paul Kagame on improving customer care, that is why we strive to offer best when it comes to quality of products” he adds

Prime Impex Rwanda Limited has high quality manufacturedand imported products that range from office & home furniture’s, vertical blind fabric and aluminum. The company also imports all Kind of Safes, money counting machine and detectors, refrigerators, freezers electric & gas cookers , microwave ovens , washing & drying machines, vacuum cleaners, television, air conditioners, computer, printers copiers , scanner, projection screens withstands and motorized, electronic interactive board, magnetic white boards and notice Boards.

Our office and Showroom is located at P O Box 2852, KN-04-AV, Avenue De La Paix in the heart of Kigali city.

CUSTOMERS SATISFACTION IS OUR PRIDE

F

or over 40 years in manufacturing and importation of durable PVC tubes, plastic pipes, metal tubes and much more accessories for construction and hardware products, SONATUBES Ltd has recommitted to diversifying the products it offers to Rwandans and the region.

Founded in 1976 in a bid to reduce the country’s trade deficit, SONATUBES (a French acronym meaning Société Nationale des Tubes) became the national manufacturer and supplier of genuinely reliable products especially for the construction of water pipelines. Vénuste Karera, the Financial Manager for SONATUBES, says the company has greatly expanded operations in recent years, thanks to various government’s policies towards infrastructure development, tax reduction and National security, all creating a conducive business environment.

“SONATUBES started as a mere seller of different pipes but later started manufacturing them. Our operations grew bigger and started exporting products to regional countries like Burundi and Democratic Republic of Congo,” he says. As a commercial

188

SONATUBES Ltd diversifying delivery of quality engineering products as well as responding well to manufacturers’ wishes including the recent reduction of electricity tariffs.

Value for money remains at the centre of operations

company which started before Genocide against the Tutsi, SONATUBES has seen many changes after the genocide. “We had no adequate infrastructure before the genocide and that posed difficulties in our operations. For instance, this road in

Kicukiro was not tarmacked but infrastructure was scarce countrywide,” says Karera.

SONATUBES’ administration thanks the government for providing a good business environment with security, justice, expanding local and foreign markets, reducing taxes

SONATUBES has remained firm on the mission of producing high quality products which are consistently available to satisfy and exceed the expectations of the customers’ needs despite the growing challenges of counterfeit products that come with the development of the country. The company’s products are

7 Years of Growth & Development

under Visionary Leadership internationally approved with ISO certification.

“Unfair competition against manufacturers of counterfeit products at lower prices has become a big challenge to fervent quality manufacturers like SONATUBES but lovers of smart and durable products keep turning to us. Some people may perceive our prices as higher compared to prices of fake products but our products quality gives value for money,” says Karera. SONATUBES envisages becoming the best supplier of PVC tubes, plastic materials, steel profiles and other products with high quality standards in the entire region.

Considering the growing demand and in the framework of taking care of the welfare of Rwandan people, SONATUBES Ltd also markets and supplies the genuine ‘lightning protection’ because the thunder and lightning are serious issues throughout the world especially in Rwanda.

SONATUBES has specialized in the field of drinkable water supply by selling PVC connections accessories, galvanized steel, cast iron, HDPE and PPR, the big valves, water pumps KSB, RENSON and GRUNDFOSS. It also offers a wide range of merchant steel beams as all metal

profiles, flat sheets of steel, galvanized steel, copper and aluminium, all screening screens for mines, deployed various irons, wire mesh or welded mesh galvanized or other, mosquito nets, and many other such products.

SONATUBES Ltd has also sought to diversify by allying prestigious

partners as ROBLAND, RIDGID, EUROPOWER, SIKA, INDELEC, SIMON, LEGRAND, CONMIX, FASTVERDINI, AMIG, HITACHI and with many other such prestigious partners.

renewable energy such as hydropower, solar thermal and photovoltaic, biogas and many other products.

Our concern is to always sell the best quality products at affordable prices,” says Karera.

“We continue to diversify by seeking to organize a quality technical service.

We also wish to develop

In the framework of appeasing the esteemed customers, SONATUBES Ltd has brought the best new system of flooring designs dubbed Quick-Step laminate floor, a stylish and durable floor-covering that provides any area with an outstanding, wear resistant, scratch resistant and indentation resistant surface, all creating a truly extraordinary home.

Again, as the world is speeding up in construction technology, the traditional steel mesh reinforcement in concrete is being replaced in nowadays by Micro Fiber and Macro Fiber in reinforcement of concrete.

In this regard, SONATUBES Ltd has brought Macro Fiber and Micro Fiber for reinforcement of concrete to keep Rwandans at par with the global advancement.

The company employs over 40 people including 39 Rwandans but the operations are expected to expand in the near future and offer more job opportunities to Rwandans.

189

MANUMETAL Ltd happy to be the leading maker of top-Notch Metallic, Wooden, and Aluminum Furniture MANUMETAL Ltd has a rich heritage dating back to its founding in 1967 by a group of Belgians who invested in Rwanda as well as in a similar venture in Democratic Republic of Congo. The company began with the manufacturing of metallic products. “In the mid-1980s, the company introduced wood raw materials that were used to produce high-end furniture and, in the 1990s, aluminum doors, windows and office partitions were also introduced.

7 Years of Growth & Development

under Visionary Leadership

I

n 1994, after genocide against TUTSI, the company was vandalized to closure before it saw a rebirth under the stewardship of Mr. Robert BAYIGAMBA and his team. Between 2005 and 2006, MANUMETAL Ltd decided to venture into fabrication and assembly of aluminum profiles too.

Today, the firm is the leading local maker of metallic, wooden and aluminum furniture products.

What we have achieved in the last 7 years of good leadership “MANUMETAL currently has hundreds of clients around the country, some of which are government institutions, these include the Rwanda Revenue Authority, Ministry of Defence, Police, the President’s office, and schools like the University of Rwanda College of Business and Economics (former SFB)” He noted.

BAYIGAMBA also adds that Rwanda

Development Board in partnership with Trade Mark East Africa has facilitated M A N U M E TA L’ s participation in regional trade fairs like that in Kampala, Uganda, before. The Work Force Development Authority (WDA) also helps supply interns to the firm, a good number of who now were promoted to make-up its middle management system. Some of the government supported institutions that serve Manumetal with workers include the University of Rwanda’s College of Science and Technology (former KIST), Tumba College and IPRC schools.

BAYIGAMBA is grateful to President Paul Kagame for promoting the "Made in Rwanda" policy and the Rwanda Development Board and the Public Sector Federation which occasionally invite them to interact with potential foreign investors, adding that this increases chances of getting fitting partnerships.

Chairman BAYIGAMBA Robert E-mail: robertb@manumetal.rw | bayirob@yahoo.com | P.O. Box, 276 Kigali- Rwanda Tel: (+250) 252574714 | (+250)252575673 | Mob: (+250)788301309 www.manumetal.rw

191

Visit Select Boutique Hotel, for state of the art accommodation and a rich dining experience

S

# &$ & # " " ' 2"# ! #*- ! # 2 ! # $ ! ) ! / # # " ! - & 2 " "& &! &!&! - # "# " # ( " #" &" ! #! # " ! ( # ( 2"#

!- ! "# &! #- ( !- ( ! "" 2 $ " !' "/ #" ! "# &2 ! # ! ! " # ! $ & " "- &!# "* / #! / # &$ & # " ! & #" ' !" 2 $ ! ! ( "- ( # " ' ! $ "

" ! # 4 * !" /

$ comes  in  four  categories  *. "# ! &) rooms,  junior  suite,  junior  "& # ( # * ! "& # "/ ! !! # " 0# "# # 1-

# ! "# &! # &" " 2 & #* ! 2 & " - ( # ( #" ! # ! /

& !" ( !! * "- # "# & * &"# 2 + * &! " " / From  classic  meals  to  rein2 ' # ! $ "- # & # !" # # "# ' !" # "/

' ' ' *

6909 * $ ' ) +:250,786098109 & 2319( ' ) 100321425' & $$$' #! # ' ) & - #! # ' ) # 100321425'

Select apartments: Looking for a soothing stay? We are the answer

L

ocated  in  Nyarutara, ) # , scale  Kigali  ) #&#, # & # # $ + $ # , # ' # $ ! ) #

# , # , ' ) % 3 ) % % , * % , , %

' # # # $ %

+

% ' # # ' # , ) , ) % , % ) $

, + ) cleaning  and  securi, ' $ $ + A  one  room  ) .1000 % %

.2000+

!

$ 330$ 0# 47.7 (

& )803.*5661..11. .56613.654'.56253/112 % & & & %

+ &

PVC ceilings

MD Edmond Mulisa

EDAL Supply Co. Ltd With the stable political climate and good governance, the sky is the limit for doing business

A

s a firstgeneration Rwandan, E d m o n d Mulisa had it rough from the beginning having had to work long hours at an early age. His family has a background of doing business and from an early age, he worked with his father before getting married and starting his own business in 2014.

Growing under the wings of his father taught him a lot about business and that many things have to be right for one prosper in any business venture.

Mulisa started EDAL Supply Co. Ltd located in Gakiriro with advise from his father after he got married and ever since, his hard ware business has flourished. He attributes his success to the stable peace in the country and the good governance that has been brought about by his excellence the president of Rwanda Paul Kagame.

bribe are a non-issue.

Other common risks such as prolonged delays at customs, armed conflict, or high and unstable inflation rates are not a problem here in the country” Mulisa says. Mulisa travels a lot because of the nature of his business and believes that it has gained him a lot of exposure in the way people do business.

“The security in the country is good for doing business.

This means both personal safety when you stroll through the streets of Kigali by night, and the delay of deliverables because people are waiting for a

“Because am a trader, I travel a lot to many countries mainly China, Dubai and to neighboring countries and this is because there is peace and security. The travels and the constant sensitization from

our president telling us to work and be responsible citizens have helped change my mind set and ethics about work” he says. The family hard ware is run by Mulisa who is the Managing Director and a Sales Manager Aline Mizero who happens to be his wife.

EDAL Supply hardware store provides consumers with tools and construction materials needed to build, maintain, and improve their homes and properties.

His products range from PVC ceiling and accessories, gypsum boards, tiles, cement, MDF boards, PPR pipes, sheeting and many others.

Mulisa believes that with this stable political climate and good governance from the president of Rwanda, the sky is the limit for doing business.

EDAL SUPPLY CO. LTD PVC Ceilling & Other Construction Materials | Tel: +250 788 632 022/788 790 220 Email: mulisaedmond@yahoo.fr | ADARWA HOUSE GAKIRIRO- GISOZI | Opposite: TWIGA HOUSE, Door No.A011

G

Introduction

and a pool bar. It has a 24 hrs. Manned reception and a wakeup call service.

reat Seasons Hotel is a three star hotel, a modern facility, comfortable and conveniently located in the quiet and high end suburb of Gacuriro/ Kagugu hills, just 15 minutes’ drive from Kigali International Airport, 10 minutes to the city Centre and only 5 minutes’ drive away from the famous RWANDA GENOCIDE MEMORIAL CENTER.

suites have two separate bedrooms, a large sitting room and a fully equipped kitchenette with Fridge, Microwave, a gas cooker and air condition. The junior suites have one separate bedroom and a sitting room fitted with air condition and a kitchenette too.

All rooms have a private bathroom, Wi-Fi connection, flat screen TV’s, air conditioner, tea and coffee making facilities, hairdryers, Iron box and Ironing board, and are tastefully furnished to create the unforgettable cozy experience of your stay in Kigali.

The hotel has a total of 31 rooms including 24 standard rooms, 2 Twin rooms, 3 Junior Suites and 2 Executive Suites. The Executives

The hotel has three conference halls ranging from the capacity of 80, 100 and 200 people per seating, a coffee shop

The hotel has entertainment on every Fridays and Saturdays evenings.

We offer free airport transfer services to our guests. Town shuttle can be provided upon request. Other facilities within the hotel includes a restaurant with a capacity of 45 people seating comfortably , swimming pool, pool bar, a wellness center with steam bath and sauna , massage services , and a pool restaurant specializing in barbeques.

KG 14 Ave, 383 Street , House No 326 | Gacuriro-Gasabo ,KIGALI-RWANDA Cel: +250 781469377/+250 788230397 | Tel: +250 783814000 Email: sales@greatseasonshotel.rw | Website: www.greatseasonshotel.rw

Contacts Galaxy Hotel Rwanda KN 25 St. 7, Kiyovu, Kigali, Rwanda | +250 252 500230 reservations@galaxyhotelrwanda.com

7 Years of Growth & Development

under Visionary Leadership

G

alaxy Hotel is a premier complex with refined architecture and a comfortable interior located in Kiyovu just 14 minutes from Kigali International Air Port, Rwanda.

The hotel boasts of rooms/ suites, conference facilities, apartments, swimming pool, restaurant and

bar, plus shuttle services.

The restaurant prepares local and international cuisine, and the site has free Wi-Fi, a television flat screen for each room and laundry services .Galaxy Hotel has a 24-hour front desk, a gift shop and a shared lounge area.

Car rental and hire services

197

RMA at the height of transforming Social-Economic Lives through responsible Mining

T

he Rwanda Mining Association (RMA) is the organ in charge of promotion of minerals exploitation and mining Businesses in Rwanda.

According to Jean Malic Kalima, Chairman of Rwanda Mining Association “the association is dedicated to promote the Mining Industry, share market information among its members and encourage members to adhere to the mining legislations. We are thankful to the Government of Rwanda in general for the continued support and for providing us with a secure and friendly business environment”. He noted.

“Since the establishment of the Association, we have achieved a lot and committed to achieve more. We have strengthened the Association including Setting up a Head Office with a Permanent Secretariat, establishing its governing structures from National Level to Districts level and putting in place the Association’s internal regulations), carried out advocacy on various issues including: on taxes, participated in formulating the new mining law, organized workshops with different stakeholders and followed up the issues of theft of minerals at

198

Dar es Salaam Port among others” Jean Malic Kalima noted.

T.I.C's Director, Roland Chavasse, gives the President of Rwanda Mining Association (RMA), Jean Malic Kalima, a membership certificate for 2017

The Chairman further said that Rwanda Mining Association builds capacity of miners in the fields of taxation and mining technical training, participated in the Regional and International Exhibition, carried out various activities related to the Association’s Social Corporate Responsibility (SCR) agenda (Contributed to Girinka Program, Agaciro Development Fund, Ishema ryacu, Kwibuka etc), co organized the 6th ICGLR-OECD-

7 Years of Growth & Development

under Visionary Leadership

UN-GoE Global forum on mineral held in Rwanda in November, 2013 and in close collaboration with the Government Institutions to organize the Annual International Mining Day. The mining sector is of critical importance for the development of Rwanda in terms of employment, investments and export base. In 2012, mining was the number two forex earner with an aggregated value of US$ 227M. Mining is identified as one of the prime growth sectors to foster economic development in Rwanda.

“Indeed, it is very clear that mining already plays a significant role in the Rwanda economy, providing largescale employment and contributing significantly to export revenues” Frank Butera the Executive Secretary of Rwanda mining Association noted. The industry is currently in transformational phase from a publicly-run to a private industry and at the same time is moving from a regional trading industry to a local extraction and exporting industry.

In this light it is important to note that, deliberate support from all relevant stakeholders is needed to maximize the potential and allow the industry to become a major engine of economic growth for Rwanda.

The RMA joined the T.I.C. as an associate member in 2016 and is the organ in charge of promotion of minerals exploitation and Mining Business in Rwanda. RMA members are involved in mining tantalum and niobium minerals, and also minerals containing tungsten, tin, beryllium, lithium and rare earth elements.

RMA has also joined the Eastern Africa chamber of Mines and works to implement the Africa Mining Vision.

“To overcome these challenges, we are cooperating with a number of partners to build capacities and ensure a higher impact of our efforts. Rwanda is committed to the Regional Initiative against the Illegal Exploitation of Natural Resources under the umbrella of the International Conference on the Great Lakes Region (ICGLR).

Rwanda is also cooperating with the Organization for Economic Cooperation and Development (OECD), the German Federal Institute for Geosciences and Natural Resources (BGR), International Tin Research Institute (ITRI) and others with regards to the implementation of due diligence in mineral supply chains” The RMA Executive Secretary noted.

The mining sector has created economic impact through Social Corporate Responsibility (SCR) by the Mining Companies. Currently the mines countrywide employ more than 35,000 people who have a number of family dependants including contributing to medical care, school fees. More is already being paid and injected in the economy in the form of; Insurance, tax on Pay as You Earn – PAYE, Social Security and the spill-over effects to other businesses and boosting the economy; banks, transport, energy, oil, etc.

The Mining sector in Rwanda is at a critical moment. An exciting moment where the mining business is taking shape and a good image but a critical moment faced with some external opposition and resistance to recognize what is happening on the ground. All in all, the mining sector in Rwanda is taking off and there is a need to seize the moment and take maximum advantage. Given the country’s political stability, its historical success in the extractive industries and its abundant and hardworking labor force, the potential to develop a vibrant minerals industry in Rwanda certainly exists and should be supported and rightly nurtured.

199

7 Years of Growth & Development

under Visionary Leadership

Merez International

Contact: +250 252 571150 or +250 788300830

7 Years of Growth & Development

under Visionary Leadership

The Beauty of Rwanda’s terrain

201

AGESPRO taking security to the highest level

A

GESPRO Security Company was established in 1999 and since then, it has emerged as one of the leading security organizations in Rwanda with more than 1,740 employees and a large fleet of vehicles and motorbikes.

“The company has for the last 7 years offered a comprehensive range of security expertise and solutions for a wide range of customer requirements and has been responsible for securing and guarding the properties of Diplomatic Missions, INGOs, NGOs, Business, corporations, companies and private homes. The range of

services offered is extensive and varied, reflecting a global change in attitudes towards security and protection” The Managing Director noted.

Led by a highly effective team of professional, possessing extensive managerial and technical expertise in the security field and guided by the company’s vision and goal to offer security at its best. The company works towards providing services to clients that guarantee peace of mind and security at an affordable rate.

The Managing Director said “We are known for our highly-trained guards, our outstanding security

7 Years of Growth & Development

under Visionary Leadership

services, our diverse security solutions and for the pride we take in our work. We thank the Government for providing a conducive business environment for us to operate. We operate on a leveled ground where market forces are applied�.

and intruder alarm system and round control system and inspection. Agespro is one of the leading security companies in Rwanda with the most accommodating, tailoring security packages to suit specific requirements. “We are a 24 hour a day, 7 day a week security company providing standard and emergency security guards. We can deploy security guards on short notice and we are extremely cost effective� the Managing Director noted.

Agespro is proud to offer clients a variety of products including; intruder alarm system, perimeter security, metal detector, CCTV system and their professional services include; man guarding services, patrol security system

The company is a nationwide security provider, in Kigali and outside Kigali in Bugesera, Gicumbi, Gisagara, Huye, Karongi, Muhanga, Musanze, Ngoma, Nyagatare, Nyamagabe, Nyanza, Rubavu, Rusiszi districts, etc.

Safintra, a reliable player in Rwanda’s Construction Industry

S

afintra Rwanda Limited is part of SAFAL group; Africa’s largest manufacturer of AluminumZinc coated steel roofing and has operations across 36 locations in 12 countries.

SAFAL group has been servicing the roofing requirements of Africa for 50 years.

Safintra Rwanda Limited commenced its operations in October 2008 and has established itself as a key player supplying Quality products, Providing Superior Customer Service and Introducing technically superior products in Rwanda’s construction industry.

ULTRA-SPAN, a light gauge steel truss system is a technologically superior product which is a computer designed truss system, made with high quality AlZn coated high-tensile steel providing benefits like lowest life cycle cost, zero maintenance and easy to assemble.

ULTRA-SPAN is a low weight option from conventional truss systems resulting in reduction of overall structural weight and cost.

Safintra Rwanda Limited is the leader in high end roofing segment with its well established brands like ROYAL VERSATILE and VERSATILE. SAFINTRA RWANDA reaches its customers through a network of more than 100 distributors across Rwanda. All roofing products manufactured and distributed by SRL are Aluminum-Zinc coated steel as base material. Aluminum-Zinc (Aluminum – 55% & Zinc – 45%) coating provides superior corrosion resistance and is free from Lead compared to only Zinc coated products. All products manufactured by SRL have been certified by Rwanda Standards Board with RSB certification and ‘S’ mark.

Safintra Rwanda is the pioneer in launching technically superior products which are aimed at reducing the life-cycle cost, time and complexities for the highly demanding construction industry and provide a competitive edge to our immediate customer. Safintra Rwanda was the first companies to launch MATT finish Roofing tiles in Rwanda. Safintra also introduced the concept of wider width sheets in tile and box profile helping in reducing the overall cost to the consumer. In 2013, Safintra Rwanda launched technologically advanced products like ULTRASPAN, LIFESTILE, and QUIKMOVER. In 2016, Safintra launched SAFLOK 700, a revolutionary concealed fix roofing sheets for very low slope roofs and they are fixed without any fasteners.

QUIKMOVER is a prefab multipurpose and mobile units which are portable and can be used for multiple applications including mobile office, site office, camping, public utility etc. QUICKMOVERS is a new concept being promoted in Rwanda thereby providing a long lasting and cost effective solution. QUICKMOVERS comes in a kit form and can be assembled and dismantled quickly with zero maintenance and a long life. The structure provides thermal insulation resulting in a comfortable stay.

LIFESTILE is a premium stone-coated steel tiles which provide elegance and aesthetics to the high-end residential & commercial structures.

In 2017, Safintra Rwanda has moved to its new factory at Prime Economic Zone, Masoro. Safintra has built a state of the art factory which shall improve the product offerings and services to the Rwandan market. Safintra Rwanda is committed to VISION 2020 of Rwanda and will be introducing many more new products to the Rwanda market as a true partner in its progress and development.

Safintra Rwanda Limited Plot 2156 & 2157, Prime Economic Zone, Phase-1, Masoro, Gasabo District.

PO Box: 6959, Kigali, Rwanda | Phone: +250 727888070 / +250 788 317072 Email: sales.safintrarwanda@safalgroup.com | Website: www.safintra-rwanda.com

President Paul Kagame, with your ingenuity, Rwanda has come to personify hope and a good governance model on the African continent

7 Years of Growth & Development

under Visionary Leadership

Kigali City Market: Your ideal shopping area

L

ocated at the heart of Kigali’s busiest area, the Kigali City Market in Nyarugenge District by the Kigali Investment Company (KIC) is your one-stop place for all your shopping requirements. With a wide range of shops and amenities, one certainly cannot fail to get any goods and services, and to the quality and quantity they desire from it.

Standing on 42,000 square meters and housing 456 mixed shops, six restaurants, six banks and six microfinance institutions, the market was established by 10 individual businessmen in the city in 2008, including its chairman, Dr. Paul Karangwa Gashabana. The self-

driven entrepreneurs each running their own businesses in Kigali decided to come together to form KIC after foreign investors who were supposed to develop the land bailed out.

The City of Kigali administration didn’t hesitate to give the prime business area to the entrepreneurs as they showed commitment to develop it into what it is today. It is one of the tallest buildings in Kigali with up to eight floors and among the few modern shopping malls in the country, further beautifying the city and its skyline.

Traders who operate in it praise it for its cleanliness and calmness which makes their customers comfortable while they meet their shopping needs.

The creation of KIC and subsequent construction of the market, whose architectural studies were conceived

by Dr. Gashabana, presents an inspiring story of individuals who were determined to provide a lasting solution to the high demand for commercial space in Rwanda.

Dr. Gashabana says that KIC will continue focusing on the development of commercial properties under the build-for-rent model. Currently the company is buying plots surrounding the Nyarugenge market that include those accommodating La Gallette, Manumetal and AutoExpress in order to expand the market while at the same time decongesting the area and improving traffic.

7 Years of Growth & Development

under Visionary Leadership

Scheba Hotel & Apartments to boost Rwanda’s Hospitality and Housing Sector Rwanda’s hospitality and housing sector is set for a change with the introduction of Scheba Hotel and Apartments into the market this year. Developed by Dr. Paul Karangwa Gashabana, the same proprietor of Kigali Top Mountain real estates and chairman of Kigali Investment Company, behind Kigali City Market in Nyarugenge District, Scheba Hotel and Apartments are set to accommodate more tourists and address the affordable housing challenges in the country.

Scheba Hotel “Located in Kiyovu, Kigali, Scheba Hotel is set to open as a fourstar hotel with 35 rooms alongside remarkable bars, restaurants and conference rooms for all your meetings”. Dr.

Gashabana notes that its name is derived from the Bible story in Genesis 26:30-33 and that it’s meant to show that the hotel is here to stay and serve people to the best of its ability. The hotel is a boost to the country’s tourism and hospitality

industry, adding to the number of beds while at the same time providing employment opportunities to Rwandans and tax revenues to the government.

Scheba Apartments Groundbreaking for the start of construction of the apartments is set to start in September this year and will take 18 months to complete. With many of Kigali’s residents faced with inadequate affordable housing options, the apartments are set to address this with Gashabana noting that the project will comprise of five blocks of 44 of one to two bedroom apartments.

Strategically located in Kimihurura, Kigali, an area near most locations in Kigali, the fully furnished apartments will have supermarkets, swimming pools, a greenery and recreational compound for its tenants. The view of the beautiful Kigali city from the apartments will also be one not to miss!

207

A PARTNER OF

A new plant, improved quality & improved livehoods

T

o Rwanda’s only cement manufacturer; CIMERWA, the last seven years shall for a long time be remembered as a period when a new chapter of gigantic production, increased quality and environmental friendliness was turned.

Owned by the government for most of its lifetime, efforts were initiated in 2011 to identify a quality partner

who would bring added value to the factory and drive increased production to offset Rwanda’s import burden for construction materials.

This would be achieved through the efficient use of the quality endowments of limestone and sandstone bestowed to the Bugarama region in Rwanda’s Western Province District of Rusizi where the CIMERWA factory is located.

Bugarama has been proved to hold the highest quality limestone and

sandstone in the region, which are essential raw materials in the manufacture of cement.

A quality partnership was found in Southern Africa’s largest cement and related products producer PPC Ltd and the deal was sealed in 2012.

The following year of 2013 saw CIMERWA embark on large scale upgrading of the manufacturing plant and the result has almost taken the Rwandan community in good surprise.

7 Years of Growth & Development

under Visionary Leadership

Increased productivity, quality and environmental friendliness With the commissioning of the plant in 2015, the factory’s capacity was augmented from hardly 100,000 tons in annual production to over 600,000 tons representing over 500% increase in production capacity.

Meeting the country’s cement demand only by 30%, Rwanda’s only cement producer after the upgrade was in a position to produce enough cement to cover local demand and have a surplus for neighbouring markets and positively reversing the flow of revenue back to Rwanda.

But productivity was not the only concern of the upgrade. The quality of the product thereof and the environmental cost posed to people and the entire ecosystem were also impacted by the works to begin a new chapter of quality production. Notably, there was an overhaul of production technology from wet production that required the use of enormous water resources to a dry technology.

Dry technology is renowned for its efficiency, high quality, cost effectiveness and environmental friendliness. Among others, it allows for the collection and recycling of cement dust, which in addition to ensuring production efficiency eliminates the major threat to environmental protection that existed before.

Certainly, there is no shying away from the fact that this efficient production technology has ensured that Rwanda’s high quality limestone and sandstone endowments are transformed into

With the commissioning of the plant in 2015, the factory’s capacity was augmented from hardly 100,000 tons in annual production to over

600,000

tons representing over 500% increase in production capacity

the highest quality cement products in the central African region.

In its quest to improving quality; CIMERWA chose to partner with organizations that would help foster growth in their environment and help improve societies. Rwanda Social Security Board (RSSB) with 21.5 per cent and other stakeholders like the government of Rwanda, Rwanda Investment Group and SONARWA have been part of the process from the early stages of the expansion.

Their major Shareholder is PPC Ltd with 125 years of cement and concrete expertise. Not only did they invest in the CIMERWA business but they have been instrumental in providing technical support and expertise as well as offering further on-the-job training

to local employees through their skills transfer programme. With the increased production capacity after the overhaul of standards, Rwanda’s cement manufacturer also increased its contribution to employment with direct jobs rising up to 215 from 126, driving growth of secondary businesses and providing downstream opportunities for local entrepreneurs in the long run.

In its bid to meet the growing demand for quality building materials and to add value to the region’s construction sector CIMERWA offers a wide range of cement products with new and improved packaging. The main brands are CIMERWA 32.5 and CIMERWA 42.5 both of which have been tried, tested and engineered to achieve a consistent and appropriate performance. The products are available nationwide.

Increased impact on improving community wellbeing The Company’s philosophy is about more than providing a bag of cement.

The CIMERWA ethos “STRENGTH BEYOND THE BAG” is about creating a foundation for meaningful sustainability that enables Rwanda’s workforce and the local community to benefit from CIMERWA Cement’s progress: ensuring people acquire critical skills so as to drive their own prosperity, and to enjoy that prosperity themselves. Over and above producing quality cement; CIMERWA seeks to develop sustainable initiatives that go beyond just operations, geared towards improving the livelihoods of the people of Rwanda.

To this effect, Rwanda’s leading producer of cement exclusively owns

209

7 Years of Growth & Development

under Visionary Leadership L’EDUCATEUR school in Muganza sector. Valens Havugimana, the Head teacher says, ownership of this school which started as a parents’ school in 2003 was assumed by CIMERWA in 2008. Since then, it has registered innumerable achievements in academic performance, enrolment and physical infrastructure.

L’EDUCATEUR school (a fully-fledged Nursery and Primary school) has maintained the second position in the district in National Examinations for many years in a row. Also, the school is proud to own the first ever library in the Bugarama region, says Havugimana.

Similarly, enrolment has grown from a few tens of pupils to over 600.

Being a non-profit making education institution, pupils at the CIMERWA School pay a small contribution to the upkeep of the school unprecedented by any private school in Rusizi or Rwanda in general.

health facilities were either Muganza Health Centre at a slightly above 20km walk to and fro or Mashesha Health Centre in Gitambi sector that lies at a return distance of over 30km.

Except for acute cases in which there was no choice to not make the journey, most small infections that always later became big issues ended up untreated.

To further contribute to quality living, pupils in the lower primary section (Nursery classes and Primary one) enjoy milk at school produced from a school farm of mainly cross-bred cows established by CIMERWA.

As a result, CIMERWA saw the opportunity to improve people’s lives and a well-equipped clinic was set up to serve the entire community irrespective of which health insurance they held.

Quality healthcare

An Ambulance serving both factory employees and the community has also been procured for the clinic to ensure quick transfer of more complicated cases to the district referral hospital.

With a general physician permanently stationed at the clinic, the clinic employees an additional ten qualified nurses and three lab technicians. They have 13 beds, a furnished pharmacy.

In addition to diagnostic treatments, the clinic also offers family planning, maternity and immunization services.

Cases dealt with range from malaria, digestive infections, and respiratory

for all Most private clinics in Rusizi district and Rwanda in general are no destination for Community Based Health Insurance (CBHI) subscribers with the exception of CIMERWA’s Clinic and may be a few others in the country.

Commonly known as Mutuelle de santé, CBHI subscribers as a general rule are allowed to only visit public health centres or hospitals. For residents of Bugarama, such public

210

diseases to diarrhoea.

To empower the youth to become agents of community transformation, CIMERWA has partnered with Polytechnic College of Muganza to support ten students; two of which are women in acquiring life-changing vocational skills.

Beneficiaries of the vocational training were identified by the community. Besides these acts of humanitarianism, CIMERWA is also involved in efforts to alleviate suffering among most vulnerable groups within the Bugarama region in Western Rwanda and across the country including among others genocide survivors.

More efforts have been made to support orphans and surviving family members of the cement factory’s 58 staff killed during the 1994 genocide against the Tutsi. The children have been supported through education financing while some whose houses were demolished by mobs during the mayhem have been supported to rebuild their homes and with them gain a new leaf to a better tomorrow.

7 Years of Growth & Development

under Visionary Leadership

GNK Partners, the answer to waterproofing construction needs GNK Partners limited is a regional supplier of construction materials with keen interest and expertise in the supply of excellent water proof materials.

As the sole EAC representative of Oriental Yuhong building waterproofing industry which is the biggest water proof industry in the world based in ASIA, GNK is well placed to offer you the best sustainable services in the water proofing construction section no matter your needs.

In its 20-year development course, Oriental Yuhong has been devoted to providing high-quality and perfect waterproofing solutions for important infrastructure projects,

industrial buildings, civil buildings and commercial buildings among many others.

GNK is the strategic one-stop solution for all waterproofing problems within the region through provision of high quality products that have been tested and proved in applications of various waterproofing systems to buildings, highways, urban roads and bridges, metros, urban railways, highspeed railways, airports, and water conservation facilities.

Products on offer 1. Basement Membranes 2. Roof Membranes 3. Polymer Cement 4. Bitumen Primer 5. Geotextille Envisaging a comprehensive construction supplies system that addresses all construction needs of the human society for sustainable prosperity, GNK will surely meet your demands for highest quality products offered with unequalled customer satisfaction.

Currently GNK Partners has its main offices in Kigali Rwanda and is represented through distributor channels in Uganda, Kenya, Tanzania, Morocco and Ethiopia.

Contacts: Rwanda Head office is located at Kacyiru/MINAGRI | Tel; +250 788 306 455/ 788 304 658

7 Years of Growth & Development

under Visionary Leadership

Landmark Studio, your consulting Architects

A

firm of consulting architects, interior designers,planners,valuers and estate managers with offices in Kigali, Rwanda and extensive experience in designing and supervising a wide range of projects. The company’s Vision is to provide through a single point of contact, a comprehensive array of

architectural, design, valuation and project management services to the discerning client.

The company intends to become one of the leading architectural Valuation and planning consulting firms in Rwanda and East Africa. The company offers various professional services that include; Architecture:

Office buildings, shopping centers, banks, hotels, resorts, recreational facilities, residential, industrial, healthcare and educational, Planning: Site planning, Analysis, space audits and pre-feasibility studies, Interior design, landscape design, project management, design and build.

Land mark Studio’s recent accomplishments include; •

• • •

OSBP ( One Stop Border Post) RUBAVU – Supervision & Project Management

Mount Kenya University Rwanda – Design and Supervision IPRC Learning Center Kicukiro – Design and Supervision Safintra Factory SEZ – Design and Supervision

Ongoing •

• •

•

CHIC (Champion Investment Corporation) Complex – Supervision & Project Management

MIG (Muhima Investment Group) – Design and Supervision St Albert the Great Chapel – Design and Supervision MINECOFIN Storage Archives Supervision

7 Years of Growth & Development

under Visionary Leadership

Sina moves from small to a Huge business empire

B

ack in 1983, the young Sina Gerald to many was another wishful wannabe rich young man with no hope of making it in the real world. When he started a small bakery located along the Ruhengeri road in the early 80’s with his meager earnings and the raw materials from his father’s farm, it was him and one employ compared to the 42o employees he has today

the use of ICT, he realised that he could earn more money by applying advanced technology to process farm produce and to engage in preservation research. Due to the good environment of doing business, the company began the production of a banana beer called AKARUSHO and the preservation of natural honey, the famous yellow pepper AKABANGA which all led to his award winning in Frankfurt.

than staple foods, and growing exotic fruits, such as grapes and apples for wine production. He also plans to expand his business empire into the export industry.

Many thought he would not last a year in the then exclusive territory of largely old men, who had a lot of money. But he dared to dream and ‘forced’ himself into this exclusive club of older entrepreneurs.

Sina is now a proud owner of Urwibutso Enterprises, which runs a chain of restaurants, a water bottling company and biscuit and chilli-making factories.

“I thought it useful to start the school because I wanted to support my employees and their families.

Sina Gérard attributes his success to the new government reforms brought about in the last seven years that have seen his business grow and him becoming a respected model commercial farmer and agricultural produce processor, in Nyirangarama, Musanze, Northern Province.

As his business stabilised because of the good political climate, Sina expanded and ventured into fruit juice-making, taking advantage of the numerous fruit trees.

With the government of Rwanda pushing for and encouraging

With the urge to see people move on and better their lives, Sina gives farmers, hybrid cows, seedlings and trains them free of charge to make them better farmers. Sina is now focusing on driving agricultural change in rural communities.

Always the innovator, he has started producing strawberries rather

Sina is responsible for over 891 young people from poor families and has also started a school, covering nursery, primary and secondary grades, where all children of his employees have free access to education.

They work for my company and I make a profit out of their sweat, so I had to find a way of giving back to them,” he says.

Sina calls on farmers and budding entrepreneurs to desist from selling unprocessed agricultural produce because this doesn’t fetch them good cash. He also encourages people to invest in agriculture, saying there is a ready market for agro-produce The major challenges his enterprise faces are lack of skilled manpower as most educated people don’t want to work in rural areas plus weather vagaries that hurt his agricultural projects, leading to low output.

His model farming and entrepreneurship skills have won him a number of Rwandan Presidential accolades and trophies, and prizes from the UK, the US, Switzerland, Germany and Kenya.

213

7 Years of Growth & Development

under Visionary Leadership

Tigersoft Limited

T

igersoft Limited is a Rwandan Private Company founded in 2013, is one of the leading Software firms.

The company develops and maintains its product and services to be enterprisegrade, reliable, secure, costefficient and interoperable while offering customers a choice in customizable solutions that best meet their business needs.

Tigersoft has developed and delivered IT Business solutions to key Government Institutions.

Tigersoft delivered a comprehensive Financial Management System to the Ministry of Defense that resulted in the creation of CSS Bank, in addition the Founder of firm highly contributed to the development of the core banking system.

In relation with financial systems, Tigersoft has also designed and developed a Financial System to manage end to end financial transactions of FARG which is a system that responds to the organization needs while complying with Rwanda Taxes and other payments regulations.

To fast-track development of business solutions and deliver on time, the firm has invested time and

Emerge, we are continually building new partnerships that reduce any knowledge or technical gaps to provide enhanced support to existing projects while creating new opportunities in the process.

NIDA staff update citizens' ID information using software developed by Tigersoft.

resources in designing and development state of the art frameworks.

Tigersoft develops software, remarkable environments that are efficient and forward looking, these environments are tightly integrated with terminals to give a 360ยบ solution.

Tigersoft has a track record of being a driver of institution integration based on new technologies. We have lead the innovation by integrating one public sector organization to another and public sector organizations to private sector organizations. Since 2011 before Tigersoft became a registered company, we have designed cross-cutting services which today help users from Public and Private Institutions to exchange information in real-time. To mention a few, we have developed

TigerAPI that integrates Central Bank of Rwanda).

We support Governments and businesses to deliver on their promise through smart automation for higher productivity, with a special focus on specific market segments within Rwanda and Africa at large to contribute to the Africa is rising narrative.

As the demand for specialized or personalized software emerge, we are continually building new partnerships that reduce any knowledge or technical gaps to provide enhanced support to existing projects while creating new opportunities in the process. To date, Tigersoft strives tap into various market channels and strengthen its capital base that leverage the diverse skills set and solutions available within Tigersoft.

Tigersoft | Kigali City Tower, 14th Floor, 2 KN 81 Street Tel :+ 250 788 356 235 | 788 301 767 E-mail: info@Tigersoft.rw

Our vision is to be a leading organization that tames technology for people to achieve and love more.

Our Mission is to provide risk mitigating technologies that enable Governments and businesses to win.

To achieve this, we build an environment that lays a foundation for respect, integrity, quality service and relationships to flourish and a customer centered approach to develop business solutions that are user friendly. Tigersoft employs a team of highly trained and experienced professionals, the team is led by Mr. Roger Migabo, who is the Founder and Managing Director of Tigersoft, he has served 20 years focusing on software development and building world class business solutions. He leads a team of many local experts and few international experts in software development, computer network, system design, financial and project management.

7 Years of Growth & Development

under Visionary Leadership

In Rwanda, every gorilla birth is a reason for celebration for the successfull conservation efforts. ... Rwanda is popularly known for its many tourist attractions.

at Gikondo Expo Grounds

Rwanda Head Office/ Warehouse: No.1 next to YARA. Rwanda Estates LTD Free Trade Zone SEZ, Gasabo district Kigali Rwanda, Showroom Main Road Muhima Kigali-Rwanda, Rubavu Branch: Rubavu Nengo, Rubavu, Tel: +250 788 387 440 | Email: sales@crownpaints.co.rw, | Web: www.crownpaints.co.rw

N

FF Limited is a Rwandese registered company with its headquarters in Kigali, Rwanda, East Africa (Reg. No. 103757498). We started our export experience three years ego and Our records show that within three years of experience we have exported 412 tons of fresh produces to UK , France and Netherlands.

We export Fresh Fruits and Vegetables from Africa.

​We thank the ​G overnment​ for the considerable efforts they’ve infused in farming industry by helping both farmers and exporters to

reach the joint goal; the marketplace.​ ​ Amongst numerous beneficiaries, our company Nature Fresh Foods Ltd. Represented by its CEO Ben Mugisha was privileged to obtain ​t he​ complete support for a learning voyage to Fruits Logistica in Germany past February 201​6 and 2017, in hunt of market and increase our awareness in agribusiness.​ We are expecting to receive the Export Facility Grant to help achieve Global Gap Certification and expend our Network to Continental ​ Markets Like TESCO, MWW, Amazone etc....

Ben Mugisha, Chief Executive Officer Tel: +250723181460 | +250738387808 | +250781181460 Email: blessedmindm5@gmail.com | blessedmindm6@gmail.com

Kabuye Sugar Works, Rwanda

GRATO LTD Grato Ltd is a Kigali based hardware store dealing in products like gypsum board, gypsum plaster, gypsum screws, roof screws, M.D.F (Mediumdensity fiberboard), acoustics , lights, electric cables, sinks, door handles, and locks.

I

n 1997, the Madhvani Group acquired Kabuye Sugar Works (KSW), Rwanda’s only sugar complex - under the Government’s privatisation programme.

Besides a factory, KSW owns 3158 hectares of marshland which produces 40% of the factory need, and 60% comes from out growers. It employs 550 permanent workers, and 2000 indirectly. Plans are under way to increase sugar produced from 10,000 tonnes annually to 20,000

Kabuye Sugar Works Ltd B.P.373 Kigali, Rwanda (Central Africa).

Tel: +250-252574468 | Mobile: +250-788305225 Email: gm@kabuyesugar.com / gm.kabuye@gmail.com

For any business, please contact us on: Phone: 0788308729/ 0788308554 Email: gratoltd@yahoo.com Umukindo Center building, Gakinjiro, Kigali

Computer Support & Consultancy (CSC)

C

omputer Support and Consultancy (CSC) is an Information Technology company, which deals in supply of computer hardware, accessories and networking services.

CSC also has an assembling and configuration wing for computers and printers.

The company procures and supplies a wide range of computer accessories including but not limited to laptops, desktops, printers, scanners, cameras and smart phones. The company offers hardware products from a variety of brands like Sony, HP, Apple, Toshiba, Acer and Panasonic.

The firm was formed through strategic partnerships and market placement and has grown from strength to strength.

The company has been in operation since 2006, supplying computer hardware majorly to government agencies on tendered projects. Its founder MIHIGO KAYITERA Jerome, a computer engineer has managed to grow the company into an efficient multi-million firm.

CSC is a leading ICT vendor with leading edge technology and a comprehensive portfolio. modern networks

ict

As a complete ICT Services and Infrastructure supplier, we remain committed to delivering ICT solutions that make IT simpler.

We develop reliable, long-term IT solutions which limit ongoing and unnecessary expenses associated with “quick fix� products. We involve clients in planning and go the extra step to ensure that IT systems we create keep up with the needs of growing businesses.

web servers and computers

Information and Communication Technology Sector

P.O BOX: 1454, Kigali Avenue du Commerce, Kigali Rwanda P: +250 788 307 717, E: info@cscrwanda.com

Kigali Source Company LTD Kigali Source Company was founded in 2013, and is one of the leading importers of electronics, building

materials, and furnishing appliances such as lights, switches, sockets wall lamps and sanitary ware.

Managing Director KANDERA CLEMENTINE Mobile: +250788521147 | B.P. 3676 Kigali. | Email: clementinekandera@yahoo.com

P

hoenix Metal Ltd is a mineral processing company founded in the 1980’s, with Belgian investors and the Rwandan government as leading stakeholders. The company, originally called SOMIRWA, saw a change in ownership and names several times over the years, but by 2005, Whithfield Services, the leading stakeholder in the company today made acquisition, seeing it earn the name, Phoenix Metal Ltd. Phoenix Metal, buys three types of minerals from Rwandan miners; wolfram, coltan, and cassitérite, then processes them at the plant, by crushing, cleaning, and then exports the concentrate to mainly the Europe, USA, China and Malaysia Progress in the last 7 years The investor friendly environment created by the Rwanda Patriotic

Front (RPF) Government over the years has helped it get where it is now, for instance, between 2003 and 2010, the turnover in sales of mineral concentrate stood between Rwf 3billion and 6billion per year, but this grew to a range of Rwf 10 billion to Rwf 21billion between 2011 and 2016.

Phoenix Metal Ltd is very thankful to government for scrapping value added tax (VAT) for all exporters since 1998. The firm is also grateful to Rwanda Development Board for interesting foreign investors in the plant over the years, some of whom have acquired major shares today.

The political stability and security guaranteed by the RPF government has also increased investor confidence in the country, ensuring uninterrupted industrial and general economic growth.

KARURUMA SMELTING FACTORY | RN3 KIGALI-GATUNA | PO.Box 3663 Kigali EMAIL: contact@phoenix-metal.com | WEBSITE: www.phoenix-metal.com

Kigali Power Link Kigali Power Link is one of the Leading importers of electrical appliances like switches, sockets, cables, and LED and conventional lights. We are reliable distributors of reliable electrical appliances.

Contact us on: Murego Donat: General Manager | Mob: (+250) 0788483272 Shop: (+250788640045) Email: murego2001@yahoo.fr | kigalipowerlinkltd@gmal.com | P.O. Box: 2940 Kigali, Rwanda.

Quality and Luxury is our aim

N

obleza Hotel is a complex with elegant architecture and a cosy interior located in Kicukiro Centre just 15 minutes from Kigali International Air Port, Rwanda. The hotel boasts of gym services and Free WiFi. The hotel’s rooms are fitted with an en suite bathroom, a balcony, a refrigerator, air conditioning and a TV. The onsite restaurant serves Rwandan and

several international dishes, and the onsite bar serves varieties of drinks. The restaurant serves complimentary breakfast daily.

Laundry, car hire and business services are rendered onsite. Onsite parking is available and security guards watch the hotel’s premises.

Nobleza Hotel is situated on the main road to Bugesera district, near Nyanza bus station.

Trust Plus Company Ltd

T

rust Plus Company Ltd, is a hardware store, dealing in products like paint, plywood, electrical appliances, ceiling materials, sanitary ware, tiles, locks, and M.D.F. Founded in 2015, the company imports from countries like Kenya and the United Arab Emirates.

According to the founder, in the last 7 years, her shop has supplied construction projects owned by the RDF reserve force, the Kigali Convection center, the expansion programme of Kigali International Airport.

Kicukiro Centre, on the main Road to Bugesera Street: kk 15 Rd Call: (+250)784752496 (+250)788306217 (+250)788306512 Email : info@noblezahotel.com hotelnobleza@yahoo.fr

Josephine Ingabire Managing Director P.O Box 2578 Kigali-Rwanda Email: ijosephine689@gmail.com Phone: +250788490257 | +250788340090

We process and bring to you the freshest honey from Rwanda’s pristine forests.

A

BDC Ltd is a Kigali based specialized apiculture Honey Company that had its genesis as the former Center for Bee keeping Services (CESAP) that was established by a local NGO ARDI in the early 1990s.

In the last seven years, the company has grown from strength to strength and prides itself in product development, manufacturing and distribution. ABDC distributes its products throughout Rwanda and neighboring countries. ABDC now produces more than 30 metric tons of honey annually.

June 2011, CESAP transformed into ABDC, a private company that is currently a leading player in the beekeeping supply chain in Rwanda. ABDC is therefore a private limited company by shares on a mission to commercialize beekeeping in Rwanda.

Today, because of the stable political climate and the good business environment and good governance, ABDC produces and distributes its own Rwandan-made honey and bee products. It also processes and distributes selected natural honeys, modern beekeeping inputs and equipment’s, professional apiculture business services and is well known for its high grade antibacterial honey, and services such as training and marketing linkages.

Unique Honey Products: ABDC aspires to provide the highest quality and most innovative honey products in East Africa and in order to achieve our core objective and mission, ABDC works in collaboration with cooperatives of beekeepers in Southern and Western provinces to produce high quality honey and bee products.

Contact us Headquarters; Kigali City- Nyarugenge Justice Avenue | P.O Box 1296, Kigali | Tel; +250 788 355616/783 110 185/788 255 029 Email; apibusiness2010@yahoo.fr | Main shop; Kigali Down Town Taxi Park Level 3, Room 39

Programs offered at UoK BACHELORS DEGREES Bachelor of Arts with Honors in Commerce Accounting Option Finance Option Marketing Option Bachelor of Science with Honors in Accounting Bachelor of Science with Honors in Economics Bachelor of Science with Honors in Finance Bachelor of Science with Honors in Marketing Bachelor of Science with Honors in Procurement Bachelor with Honors in Public Administration and Local Governance Bachelor with Honors in Information Technology(BIT) Bachelor with Honors in Business Information Technology(BBIT) Bachelor with Honors in Computer Science Bachelor with Honors in Law(LLB) Bachelor of Early Childhood Development Education MASTERS PROGRAMMES Master of Arts in Public Administration Master of Science in Procurement And Supply Chain Management Master of Science in Information Technology

Master of Commerce Master of Science in Finance Master of Science in Project Management Master of Science in Human Resource Management Master of Science in Business Information Technology Master of Science in Entrepreneurship Master of Science In Economics Master In Public Policy and Management Executive Master of Business Administration Master in Business Administration Masters of Education Management and Administration Post Graduate Diploma in Education PROFESSIONAL COURSES ACCA ( Association of chartered certified accountants) CAT( Certified Accounting Technician) CIFA( Certified Investment Financial analyst) CPA( Certified Public Accountant) IPSAS( International Public Sector Accounting Standards) ATD( Accounting Technician Diploma) FIA( Foundation in Accounting) CIA(Certified Internal Auditor).

+250 788 303 386 | +250 783 551 066 | +250 781 432 888 info@uok.ac.rw | Address: KG 7 Ave, Kigali

Transforming Rwanda into a world class economy

Energy o

Industrialisation o Affordable Housing o

Education 0

Infrastructure Development o

Agricultural Transformation o

Employment o

We Empower you BRD Head Office, Boulevard de la Revolution

Phone: (+250) 575079 | Mob: Toll free: 3288 | Fax: (+250) 573569 Email: brd@brd.rw | Website: www.brd.rw

Health Sector O

Assurance Rwanda

Feel free to move forward

Our Insurance Offers

www.sahamassurance.rw We offer the following insurance policies all under one roof: General • Fire and Allied Perils • Motor + Roadside Assistance • Personal Accident • Employer’s Liability • Public Liability • Professional Indemnity • Asset All Risks • Household Multirisk • Enterprise Multirisk

• Goods In Transit • Marine • Banker’s Blanket Bond • Construction All Risks and Erection All Risks • Group Medical Insurance (for corporates) • EVASAN (emergency evacuation and more) • Travel Insurance Policy Single Trip • Travel Insurance Policy Annual Multi Trip

• •

Centenary House (main) Nyabugogo Remera

• Group Life • Pension Scheme • Loan Protection • Education Plan • Insurance Account

OUTLETS

BRANCHES •

Life

• • • •

Kimironko Muhanga Huye Musanze

• • •

Rubavu Rusizi Kayonza

Centenary House Building, Nyarugenge District P.O. Box 3 869 Kigali, Rwanda | Tel.: 252 50 12 10 - 12 rwanda@sahamassurance.com | rwandavie@sahamassurance.com

• • • • •

Kisimenti Nyamata Ngoma Gicumbi Gatuna

• • • •

Nyamagabe Rusumo Kabarore Nyagatare