Zuller Buyer's Guide

THE BUYER'S GUIDE

DAVID ZULLER 401.447.8988 WWW.WESTCOTTPROPERTIES.COM

ABOUT ME Holding a Bachelor of Science degree in Criminal Justice from Northeastern University, Dave comes to the real estate industry after working in Boston law enforcement for twelve years and as a sales representative in the auto industry. Drawing from these experiences, Dave prides himself on a commitment to developing a personalized approach and prioritizing each client’s unique needs. Beyond Dave's endless energy and persistence, his talent lies in executing well-laid strategies and bringing clients the unparalleled satisfaction of completing what is likely to be one of the most important transactions of their lives.

As a Rhode Island homeowner, husband, and father of three girls, Dave has forged strong community ties to many municipalities. Whether buying or selling a first home, next home, or an investment asset, Dave’s responsiveness, dedication, patience, and persistence make all the difference in his client's success.

10 STEPS OF THE HOMEBUYING PROCESS 1. Determine your budget 2. Select a skilled real estate agent 3. Obtain pre-approval 4. Search for your ideal property 5. Consult with your agent about values 6. Make a strong offer 7. Conduct a home inspection 8. Stay in touch with your lender 9. Attend closing 10. Move in!

FINANCING MISTAKES: WHAT NOT TO DO BEFORE CLOSING 1. Change jobs, become self-employed or quit an existing job 2. Buy a car or boat 3. Use credit cards in excess 4. Fall behind on bills 5. Use money set aside for closing 6. Omit debts or liabilities from loan application 7. Buy furniture on credit 8. Originate any inquiries into your credit 9. Change bank accounts 10. Co-sign a loan

5-STAR TESTIMONIAL

Dave is the guy you want behind you when looking for & buying a home. For over a year, Dave helped me find a suitable house in one of the worst buyers markets. His local knowledge, insight, and absolute commitment & tenacity to secure you a housing purchase went above and beyond my previous buying experiences.

SUGGESTED RESOURCES LENDERS Cheryl Hodgdon | Northpointe Bank 401.749.2967 Nate Colwell | Movement Mortgage 401.413.3329 Anna Kaian | Best Financial Mortgage Services 401.490.3210

ATTORNEYS Michael J. Riley | Law Offices of Michael J. Riley 401.300.4000 John E. Shekarchi | Shekarchi Law Offices 401.722.3600 Glenn J. Andreoni | Law Offices of Glenn J Andreoni, Inc. 401.334.4770 Additional resources are available upon request.

RESOURCES To change your address with the United States Postal Service, please visit the link below:

Change of Address e-form

To view a comprehensive moving checklist provided by Zillow, please visit the link below:

Your Essential Moving Checklist

CONNECT WITH US

OFFICE 559 Broadway Providence, RI 02909

PHONE

401.421.5300 (office) 401.447.8988 (cell)

EMAIL dazuller@gmail.com

PLEASE MAIL ALL CHECKS/DOCUMENTS TO: 178 Broadway Providence, RI 02903