KSA Buyer's Guide

THE BUYER'S GUIDE

KRISTINA ST. ANDRE 401.649.2796 WWW.WESTCOTTPROPERTIES.COM

ABOUT ME Through her extensive sales experience, she developed a refined aesthetic sense, and a deep appreciation for quality and customer service. As an accomplished marketing and sales professional, Kristina firmly believes that by focusing on her clients' success, and by keeping their needs and goals always at the forefront, all else falls into place.

Highly driven yet extremely compassionate, Kristina is the perfect partner to make your real estate experience seamless and rewarding.

With an engaging energetic personality and thorough, candid demeanor, Kristina’s market knowledge and poise help guide clients through the various phases of each transaction.

10 STEPS OF THE HOMEBUYING PROCESS 1. Determine your budget 2. Select a skilled real estate agent 3. Obtain pre-approval 4. Search for your ideal property 5. Consult with your agent about values 6. Make a strong offer 7. Conduct a home inspection 8. Stay in touch with your lender 9. Attend closing 10. Move in!

FINANCING MISTAKES: WHAT NOT TO DO BEFORE CLOSING 1. Change jobs, become self-employed or quit an existing job 2. Buy a car or boat 3. Use credit cards in excess 4. Fall behind on bills 5. Use money set aside for closing 6. Omit debts or liabilities from loan application 7. Buy furniture on credit 8. Originate any inquiries into your credit 9. Change bank accounts 10. Co-sign a loan

5-STAR TESTIMONIAL

I cannot speak highly enough about my experience working with Kristina. She made professional and well-researched suggestions regarding the list price [and] displayed unwavering confidence, knowledge, and skill throughout the process.

SUGGESTED RESOURCES LENDERS Cheryl Hodgdon | Northpointe Bank 401.749.2967 Nate Colwell | Movement Mortgage 401.413.3329 Anna Kaian | Best Financial Mortgage Services 401.490.3210

ATTORNEYS Michael J. Riley | Law Offices of Michael J. Riley 401.300.4000 John E. Shekarchi | Shekarchi Law Offices 401.722.3600 Glenn J. Andreoni | Law Offices of Glenn J Andreoni, Inc. 401.334.4770 Additional resources are available upon request.

RESOURCES To change your address with the United States Postal Service, please visit the link below:

Change of Address e-form

To view a comprehensive moving checklist provided by Zillow, please visit the link below:

Your Essential Moving Checklist

CONNECT WITH US

OFFICE 559 Broadway Providence, RI 02909

PHONE

401.421.5300 (office) 401.649.2796 (cell)

EMAIL kristina@westcottproperties.com

PLEASE MAIL ALL CHECKS/DOCUMENTS TO: 178 Broadway Providence, RI 02903