Laura Kinsella Buyer's Guide

THE BUYER'S GUIDE

LAURA KINSELLA 401.580.8133 WWW.WESTCOTTPROPERTIES.COM

ABOUT ME As a resident of Barrington, RI for 15+ years and a wife and mother of two children, Laura has been an active member of the community from serving as the Vice president of the local co-op preschool to being a member of the PTO to coaching the local basketball team.

Laura grew up in Massachusetts and attended college in NH where she studied Business Management. Before becoming a mother Laura worked in the mortgage industry with duties ranging from originating loans to processing and underwriting. Her knowledge of the mortgagerelated aspects of the home buying and selling process creates a competitive edge.

Laura's 15+ years of sales experience have built a foundation of always putting the customers needs first. She is energetic, loyal, reliable and eager to help you with all your real estate needs.

10 STEPS OF THE HOMEBUYING PROCESS 1. Determine your budget 2. Select a skilled real estate agent 3. Obtain pre-approval 4. Search for your ideal property 5. Consult with your agent about values 6. Make a strong offer 7. Conduct a home inspection 8. Stay in touch with your lender 9. Attend closing 10. Move in!

FINANCING MISTAKES: WHAT NOT TO DO BEFORE CLOSING 1. Change jobs, become self-employed or quit an existing job 2. Buy a car or boat 3. Use credit cards in excess 4. Fall behind on bills 5. Use money set aside for closing 6. Omit debts or liabilities from loan application 7. Buy furniture on credit 8. Originate any inquiries into your credit 9. Change bank accounts 10. Co-sign a loan

5-STAR TESTIMONIAL

Laura was highly committed and responsive. She is great with buyers and follows through on commitments. She was very trustworthy with our home and represented us well. Laura helped us purchase a new home and sell our home.

We would highly recommend her.

SUGGESTED RESOURCES LENDERS Rob Cinquegrana | Baycoast Mortgage 401.595.9516 Mike Plummer | Main Street Home Loans 401.241.4043

ATTORNEYS James Belliveau | Pilgrim Title 401.274.9100 Patrick Creamer | Tomassi Law 401.941.5291

Additional resources are available upon request.

RESOURCES To change your address with the United States Postal Service, please visit the link below: Change of Address e-form

To view a comprehensive moving checklist provided by Zillow, please visit the link below: Your Essential Moving Checklist

CONNECT WITH US

OFFICE 559 Broadway Providence, RI 02909

PHONE 401.421.5300 (office) 401.580.81335 (cell)

EMAIL laura@westcottproperties.com

PLEASE MAIL ALL CHECKS/DOCUMENTS TO: 178 Broadway Providence, RI 02903