Joy Buyer's Guide

THE BUYER'S GUIDE

JOY RILEY 401.952.7887 WWW.WESTCOTTPROPERTIES.COM

ABOUT ME Joy Riley, Founder and Principal Broker of Westcott Properties is a real estate executive with over 30 years of sales, consulting, and marketing experience. Joy has become an industry leader with closed sales volume approaching $1 billion throughout her career, a record that has been recognized annually with the Platinum Circle of Excellence Awards for $20 million & above.

Well deserving of her preeminent reputation and significant industry position, this self-styled professional is continuously praised by her clients (sellers, buyers, investors) and corporate sellers alike for her expertise, market knowledge, progressive marketing strategies, and extraordinary results.

10 STEPS OF THE HOMEBUYING PROCESS 1. Determine your budget 2. Select a skilled real estate agent 3. Obtain pre-approval 4. Search for your ideal property 5. Consult with your agent about values 6. Make a strong offer 7. Conduct a home inspection 8. Stay in touch with your lender 9. Attend closing 10. Move in!

FINANCING MISTAKES: WHAT NOT TO DO BEFORE CLOSING 1. Change jobs, become self-employed or quit an existing job 2. Buy a car or boat 3. Use credit cards in excess 4. Fall behind on bills 5. Use money set aside for closing 6. Omit debts or liabilities from loan application 7. Buy furniture on credit 8. Originate any inquiries into your credit 9. Change bank accounts 10. Co-sign a loan

5-STAR TESTIMONIAL

From day one of meeting Joy, we knew we were in good hands. She was informative, helpful, and understanding.

We sold our home 6 days after listing due to Joy’s presentation and organization. Her personality was the icing on the cake. We have and will continue to refer her to future buyers and sellers.

SUGGESTED RESOURCES LENDERS Cheryl Hodgdon | Northpointe Bank 401.749.2967 Nate Colwell | Movement Mortgage 401.413.3329 Anna Kaian | Best Financial Mortgage Services 401.490.3210

ATTORNEYS Michael J. Riley | Law Offices of Michael J. Riley 401.300.4000 John E. Shekarchi | Shekarchi Law Offices 401.722.3600 Glenn J. Andreoni | Law Offices of Glenn J Andreoni, Inc. 401.334.4770 Additional resources are available upon request.

RESOURCES To change your address with the United States Postal Service, please visit the link below:

Change of Address e-form

To view a comprehensive moving checklist provided by Zillow, please visit the link below:

Your Essential Moving Checklist

CONNECT WITH US

OFFICE 559 Broadway Providence, RI 02909

PHONE

401.421.5300 (office) 401.952.7887 (cell)

EMAIL joyeriley@gmail.com

PLEASE MAIL ALL CHECKS/DOCUMENTS TO: 178 Broadway Providence, RI 02903